Home > Community Savings Bank, SSB > Income and Expense
Community Savings Bank, SSB, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,970,000 | 2,279 |
| Total interest expense | $7,873,000 | 2,052 |
| Net interest income | $7,097,000 | 2,517 |
| Provision for loan and lease losses | $600,000 | 1,892 |
| Total noninterest income | $1,465,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $267,000 | 4,467 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,198,000 | 1,804 |
| Total noninterest expense | $6,367,000 | 2,249 |
| Salaries and employee benefits | $3,650,000 | 2,063 |
| Premises and equipment expense | $650,000 | 3,137 |
| Additional noninterest expense | $2,067,000 | 2,177 |
| Pre-tax net operating income | $1,595,000 | 3,707 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $525,000 | 3,246 |
| Income before extraordinary items | $1,075,000 | 4,082 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,075,000 | 4,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 1,720 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $243,000 | 563 |
| Net operating income | $1,071,650 | 3,970 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,538,000 | 2,008 |
| Total interest expense | $10,551,000 | 1,622 |
| Net interest income | $6,987,000 | 2,549 |
| Provision for loan and lease losses | $710,000 | 1,399 |
| Total noninterest income | $965,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $154,000 | 5,704 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $811,000 | 2,136 |
| Total noninterest expense | $5,989,000 | 2,286 |
| Salaries and employee benefits | $3,254,000 | 2,198 |
| Premises and equipment expense | $604,000 | 3,257 |
| Additional noninterest expense | $2,131,000 | 2,036 |
| Pre-tax net operating income | $1,253,000 | 4,618 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $371,000 | 4,155 |
| Income before extraordinary items | $876,000 | 4,756 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $876,000 | 4,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,424 |
| Cash dividends | $282,000 | 4,611 |
| Sale, conversion, retirement of capital stock, net | $170,000 | 652 |
| Net operating income | $880,200 | 4,752 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,143,000 | 2,304 |
| Total interest expense | $7,230,000 | 2,068 |
| Net interest income | $6,913,000 | 2,539 |
| Provision for loan and lease losses | $560,000 | 1,611 |
| Total noninterest income | $856,000 | 3,457 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $174,000 | 5,471 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $682,000 | 2,424 |
| Total noninterest expense | $6,480,000 | 2,101 |
| Salaries and employee benefits | $2,291,000 | 3,035 |
| Premises and equipment expense | $613,000 | 3,190 |
| Additional noninterest expense | $3,576,000 | 1,285 |
| Pre-tax net operating income | $729,000 | 6,211 |
| Securities gains (losses) | $119,000 | 675 |
| Applicable income taxes | $190,000 | 5,810 |
| Income before extraordinary items | $658,000 | 5,641 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $658,000 | 5,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,729 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $8,480,000 | 110 |
| Net operating income | $565,180 | 6,046 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,575,000 | 2,597 |
| Total interest expense | $6,967,000 | 2,176 |
| Net interest income | $5,608,000 | 3,066 |
| Provision for loan and lease losses | $550,000 | 1,597 |
| Total noninterest income | $273,000 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $94,000 | 6,978 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $179,000 | 5,250 |
| Total noninterest expense | $4,996,000 | 2,615 |
| Salaries and employee benefits | $2,391,000 | 2,844 |
| Premises and equipment expense | $506,000 | 3,664 |
| Additional noninterest expense | $2,099,000 | 2,031 |
| Pre-tax net operating income | $335,000 | 8,200 |
| Securities gains (losses) | $76,000 | 1,456 |
| Applicable income taxes | $138,000 | 7,010 |
| Income before extraordinary items | $273,000 | 8,090 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $273,000 | 8,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $222,840 | 8,380 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,604,000 | 2,827 |
| Total interest expense | $6,740,000 | 2,237 |
| Net interest income | $4,864,000 | 3,579 |
| Provision for loan and lease losses | $360,000 | 2,248 |
| Total noninterest income | $322,000 | 6,427 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $69,000 | 7,917 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $253,000 | 4,333 |
| Total noninterest expense | $3,854,000 | 3,281 |
| Salaries and employee benefits | $1,802,000 | 3,632 |
| Premises and equipment expense | $447,000 | 4,067 |
| Additional noninterest expense | $1,605,000 | 2,557 |
| Pre-tax net operating income | $972,000 | 5,921 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $379,000 | 5,052 |
| Income before extraordinary items | $590,000 | 6,428 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $590,000 | 6,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $591,920 | 6,370 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,641,000 | 3,088 |
| Total interest expense | $6,381,000 | 2,418 |
| Net interest income | $4,260,000 | 4,071 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $210,000 | 8,082 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $58,000 | 8,618 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $152,000 | 5,934 |
| Total noninterest expense | $3,819,000 | 3,479 |
| Salaries and employee benefits | $1,386,000 | 4,617 |
| Premises and equipment expense | $257,000 | 6,151 |
| Additional noninterest expense | $2,176,000 | 2,275 |
| Pre-tax net operating income | $591,000 | 7,466 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $201,000 | 7,127 |
| Income before extraordinary items | $399,000 | 7,629 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $399,000 | 7,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $393,060 | 7,621 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,806,000 | 3,341 |
| Total interest expense | $5,733,000 | 2,676 |
| Net interest income | $4,073,000 | 4,242 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $475,000 | 5,376 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $58,000 | 8,987 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $417,000 | 3,221 |
| Total noninterest expense | $3,128,000 | 4,125 |
| Salaries and employee benefits | $1,203,000 | 5,205 |
| Premises and equipment expense | $221,000 | 6,820 |
| Additional noninterest expense | $1,704,000 | 2,747 |
| Pre-tax net operating income | $1,420,000 | 4,644 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $511,000 | 4,134 |
| Income before extraordinary items | $909,000 | 4,950 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $909,000 | 4,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $909,000 | 4,942 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,691,000 | 3,125 |
| Total interest expense | $4,887,000 | 2,515 |
| Net interest income | $4,804,000 | 3,696 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $191,000 | 8,902 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $56,000 | 9,478 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $135,000 | 6,544 |
| Total noninterest expense | $3,468,000 | 3,879 |
| Salaries and employee benefits | $1,178,000 | 5,325 |
| Premises and equipment expense | $235,000 | 6,780 |
| Additional noninterest expense | $2,055,000 | 2,515 |
| Pre-tax net operating income | $1,497,000 | 4,418 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $578,000 | 3,624 |
| Income before extraordinary items | $919,000 | 4,823 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $919,000 | 4,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $919,000 | 4,879 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,122,000 | 3,043 |
| Total interest expense | $5,144,000 | 2,511 |
| Net interest income | $4,978,000 | 3,593 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $359,000 | 6,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $359,000 | 4,049 |
| Total noninterest expense | $2,979,000 | 4,542 |
| Salaries and employee benefits | $1,898,000 | 3,439 |
| Premises and equipment expense | $209,000 | 7,512 |
| Additional noninterest expense | $872,000 | 5,510 |
| Pre-tax net operating income | $2,358,000 | 2,856 |
| Securities gains (losses) | $153,000 | 1,964 |
| Applicable income taxes | $954,000 | 2,373 |
| Income before extraordinary items | $1,557,000 | 3,134 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,557,000 | 3,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,459,080 | 3,144 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,056,000 | 3,173 |
| Total interest expense | $6,240,000 | 2,682 |
| Net interest income | $4,816,000 | 3,778 |
| Provision for loan and lease losses | $271,000 | 4,390 |
| Total noninterest income | $218,000 | 9,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $218,000 | 5,385 |
| Total noninterest expense | $2,021,000 | 6,322 |
| Salaries and employee benefits | $1,032,000 | 5,862 |
| Premises and equipment expense | $203,000 | 7,765 |
| Additional noninterest expense | $786,000 | 6,157 |
| Pre-tax net operating income | $2,742,000 | 2,256 |
| Securities gains (losses) | $82,000 | 3,330 |
| Applicable income taxes | $1,078,000 | 1,969 |
| Income before extraordinary items | $1,746,000 | 2,636 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,746,000 | 2,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,693,520 | 2,523 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.