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Community Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,278,000 | 3,327 |
| Total interest expense | $4,691,000 | 2,750 |
| Net interest income | $4,587,000 | 3,862 |
| Provision for loan and lease losses | $2,612,000 | 664 |
| Total noninterest income | $926,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $361,000 | 3,780 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $565,000 | 3,001 |
| Total noninterest expense | $5,689,000 | 2,516 |
| Salaries and employee benefits | $1,417,000 | 4,499 |
| Premises and equipment expense | $458,000 | 4,185 |
| Additional noninterest expense | $3,814,000 | 1,584 |
| Pre-tax net operating income | $-2,788,000 | 13,125 |
| Securities gains (losses) | $550,000 | 843 |
| Applicable income taxes | $-1,491,000 | 13,206 |
| Income before extraordinary items | $-747,000 | 12,954 |
| Extraordinary gains, net | $396,000 | 569 |
| Net income | $-351,000 | 12,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,863,000 | 485 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,099,000 | 12,971 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,730,000 | 2,993 |
| Total interest expense | $6,452,000 | 2,612 |
| Net interest income | $5,278,000 | 3,454 |
| Provision for loan and lease losses | $4,940,000 | 603 |
| Total noninterest income | $774,000 | 4,065 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $318,000 | 4,248 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $456,000 | 3,391 |
| Total noninterest expense | $7,270,000 | 2,025 |
| Salaries and employee benefits | $1,601,000 | 3,987 |
| Premises and equipment expense | $326,000 | 5,645 |
| Additional noninterest expense | $5,343,000 | 1,250 |
| Pre-tax net operating income | $-6,158,000 | 13,813 |
| Securities gains (losses) | $688,000 | 856 |
| Applicable income taxes | $-797,000 | 13,809 |
| Income before extraordinary items | $-4,673,000 | 13,794 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-4,673,000 | 13,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,707,000 | 548 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-5,257,800 | 13,777 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.