Home > Community Savings Bank > Income and Expense
Community Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,039,000 | 6,940 |
| Total interest expense | $2,715,000 | 5,203 |
| Net interest income | $1,324,000 | 9,005 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $19,000 | 11,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 10,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $896,000 | 9,365 |
| Salaries and employee benefits | $390,000 | 10,019 |
| Premises and equipment expense | $91,000 | 9,885 |
| Additional noninterest expense | $415,000 | 8,043 |
| Pre-tax net operating income | $447,000 | 8,765 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $147,000 | 8,315 |
| Income before extraordinary items | $292,000 | 9,024 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $292,000 | 9,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $135,000 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $297,360 | 8,938 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 7,231 |
| Total interest expense | $1,860,000 | 5,927 |
| Net interest income | $1,715,000 | 8,264 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $7,000 | 12,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,250 |
| Total noninterest expense | $797,000 | 10,261 |
| Salaries and employee benefits | $350,000 | 10,739 |
| Premises and equipment expense | $59,000 | 11,335 |
| Additional noninterest expense | $388,000 | 8,939 |
| Pre-tax net operating income | $925,000 | 6,276 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $332,000 | 5,489 |
| Income before extraordinary items | $584,000 | 6,665 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $584,000 | 6,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $135,000 | 6,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $589,760 | 6,680 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,751,000 | 7,192 |
| Total interest expense | $1,851,000 | 6,211 |
| Net interest income | $1,900,000 | 7,954 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $28,000 | 12,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 11,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $725,000 | 11,042 |
| Salaries and employee benefits | $319,000 | 11,461 |
| Premises and equipment expense | $64,000 | 11,705 |
| Additional noninterest expense | $342,000 | 9,932 |
| Pre-tax net operating income | $1,131,000 | 5,407 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $409,000 | 4,931 |
| Income before extraordinary items | $722,000 | 5,974 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $722,000 | 6,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $722,000 | 5,717 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,091,000 | 7,392 |
| Total interest expense | $2,376,000 | 6,234 |
| Net interest income | $1,715,000 | 8,603 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $137,000 | 10,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $137,000 | 6,960 |
| Total noninterest expense | $771,000 | 11,151 |
| Salaries and employee benefits | $349,000 | 11,447 |
| Premises and equipment expense | $119,000 | 10,050 |
| Additional noninterest expense | $303,000 | 10,782 |
| Pre-tax net operating income | $1,046,000 | 5,448 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $286,000 | 6,127 |
| Income before extraordinary items | $770,000 | 5,521 |
| Extraordinary gains, net | $-288,000 | 13,778 |
| Net income | $482,000 | 7,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $90,000 | 6,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $762,700 | 5,223 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.