Home > Community Resource Bank > Net charge- offs to loans
Community Resource Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0062% | 2,463 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 3,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0219% | 4,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0251% | 4,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0435% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4943% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2502% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3802% | 1,311 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 3,781 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 3,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0293% | 4,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0336% | 4,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0321% | 3,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5326% | 1,029 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3862% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4063% | 1,156 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0066% | 3,785 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 4,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 4,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0481% | 4,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2277% | 1,515 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5928% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 3,771 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 4,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 4,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0477% | 4,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1129% | 1,649 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7621% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0279% | 4,175 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 3,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0580% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0851% | 4,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0973% | 4,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1303% | 4,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1933% | 1,735 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4160% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1747% | 1,721 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0414% | 4,252 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0315% | 4,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0803% | 67 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1125% | 4,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1285% | 4,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1276% | 4,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1343% | 1,778 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0996% | 4,742 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2437% | 1,350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0496% | 4,236 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0521% | 4,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1643% | 4,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1878% | 4,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0607% | 3,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1334% | 1,646 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6371% | 818 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2905% | 1,148 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 3,472 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 3,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 3,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0703% | 3,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2580% | 1,171 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1746% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1055% | 829 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 3,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 3,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6101% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8836% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2515% | 23 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0807% | 1,992 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0054% | 3,455 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 3,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 3,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0519% | 3,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5120% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1947% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0562% | 1,909 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 2,173 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 3,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 3,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0248% | 3,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8418% | 448 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2727% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1855% | 1,216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0089% | 1,594 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 3,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 3,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 3,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0197% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | 16.3636% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2272% | 1,061 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0355% | 4,591 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0884% | 4,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2605% | 4,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3222% | 4,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1596% | 1,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4290% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4019% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4323% | 1,266 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 2,577 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 3,938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 4,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0705% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5018% | 1,173 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5280% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4987% | 1,074 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0110% | 4,227 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 3,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1007% | 4,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6468% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7762% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6318% | 927 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0260% | 4,419 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 3,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2905% | 4,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2372% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4815% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2087% | 585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1052% | 4,964 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1540% | 4,990 |
| Percentage Net Loans Charged-off:Construction & development | -0.5728% | 4,663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3262% | 4,977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0326% | 1,243 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0209% | 3,538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 1,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0714% | 1,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5199% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6260% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4168% | 1,646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1838% | 5,100 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2397% | 5,110 |
| Percentage Net Loans Charged-off:Construction & development | -0.7934% | 4,740 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4357% | 5,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0489% | 4,752 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0280% | 3,613 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0542% | 4,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3174% | 1,923 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1207% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2469% | 2,001 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2384% | 5,152 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3064% | 5,176 |
| Percentage Net Loans Charged-off:Construction & development | -1.2056% | 4,788 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6536% | 5,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0736% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0421% | 3,698 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1029% | 490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1353% | 2,334 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8439% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0736% | 2,440 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0547% | 1,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0674% | 561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1591% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0848% | 3,817 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2204% | 259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1331% | 2,065 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1438% | 1,935 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 2,179 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 4,502 |
| Percentage Net Loans Charged-off:Construction & development | -0.2429% | 4,764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0418% | 785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0567% | 4,940 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0756% | 3,804 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0514% | 4,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6262% | 707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0303% | 3,276 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7203% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1285% | 4,828 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0247% | 2,627 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 4,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 4,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2198% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2663% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1267% | 4,813 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 2,735 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 4,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 4,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 4,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1254% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0583% | 4,618 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4548% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2455% | 4,956 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0068% | 4,111 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 4,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 4,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 4,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0721% | 4,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3518% | 1,594 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6110% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1235% | 2,010 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 3,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0578% | 1,387 |
| Percentage Net Loans Charged-off:Construction & development | -0.3592% | 5,008 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1921% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 4,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 4,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3688% | 5,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0178% | 871 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8450% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9791% | 821 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0465% | 2,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0767% | 983 |
| Percentage Net Loans Charged-off:Construction & development | -0.4782% | 5,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2523% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 4,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 4,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2702% | 5,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1142% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8404% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1264% | 626 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 3,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 1,938 |
| Percentage Net Loans Charged-off:Construction & development | -0.7098% | 5,156 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1328% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 4,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 4,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2372% | 5,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5968% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3483% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6067% | 399 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0971% | 1,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1169% | 588 |
| Percentage Net Loans Charged-off:Construction & development | -0.0298% | 4,791 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2658% | 191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0150% | 4,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0206% | 4,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3824% | 5,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6743% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7710% | 214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1372% | 1,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 2,369 |
| Percentage Net Loans Charged-off:Construction & development | -0.9725% | 5,326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2489% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 5,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0214% | 5,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9666% | 636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8028% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8295% | 1,038 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1823% | 1,282 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 4,866 |
| Percentage Net Loans Charged-off:Construction & development | -0.9081% | 5,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 1,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2475% | 582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3527% | 391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6269% | 320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9033% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9327% | 810 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1632% | 1,357 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0633% | 5,456 |
| Percentage Net Loans Charged-off:Construction & development | -0.7825% | 5,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0168% | 854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 5,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0263% | 5,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7615% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2582% | 605 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2973% | 519 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 2,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 1,568 |
| Percentage Net Loans Charged-off:Construction & development | -0.0656% | 5,029 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0512% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0193% | 5,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0282% | 5,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4986% | 5,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1694% | 335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2324% | 289 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1648% | 5,919 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0791% | 5,653 |
| Percentage Net Loans Charged-off:Construction & development | -0.3762% | 5,324 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1200% | 5,680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 2,786 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0632% | 4,286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0584% | 2,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8320% | 5,770 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2595% | 5,692 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2645% | 5,648 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0380% | 1,233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1510% | 5,919 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0534% | 5,583 |
| Percentage Net Loans Charged-off:Construction & development | -0.4712% | 5,423 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0711% | 5,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 2,374 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0852% | 4,367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0904% | 1,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8451% | 5,831 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3072% | 5,716 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3125% | 5,668 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0260% | 1,158 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1267% | 5,867 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0341% | 5,460 |
| Percentage Net Loans Charged-off:Construction & development | -0.1922% | 5,294 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0974% | 5,811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1007% | 1,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1500% | 1,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7205% | 5,865 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5021% | 5,876 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5110% | 5,842 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0262% | 1,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1378% | 5,953 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0301% | 5,485 |
| Percentage Net Loans Charged-off:Construction & development | -0.2918% | 5,463 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0170% | 5,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0319% | 5,581 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0326% | 4,334 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0315% | 5,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7471% | 5,944 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8980% | 6,049 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9136% | 6,008 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0266% | 847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 4,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1195% | 2,161 |
| Percentage Net Loans Charged-off:Construction & development | -0.3514% | 5,527 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0730% | 5,935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2737% | 6,280 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0248% | 4,434 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4092% | 6,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7114% | 6,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4143% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3123% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4163% | 568 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0209% | 1,385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1419% | 2,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2954% | 997 |
| Percentage Net Loans Charged-off:Construction & development | -0.4882% | 5,656 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0939% | 6,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0991% | 2,160 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0111% | 4,400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1602% | 1,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6926% | 6,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5105% | 1,633 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7443% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4860% | 1,567 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0286% | 1,226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2346% | 1,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4583% | 683 |
| Percentage Net Loans Charged-off:Construction & development | -0.5989% | 5,734 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1387% | 6,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1703% | 1,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2666% | 1,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7918% | 6,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0281% | 1,096 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1297% | 6,227 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0198% | 5,681 |
| Percentage Net Loans Charged-off:Construction & development | -0.8439% | 5,829 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 5,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 5,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0193% | 5,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8008% | 6,175 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1144% | 5,485 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1169% | 5,427 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0542% | 801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2313% | 2,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1668% | 2,565 |
| Percentage Net Loans Charged-off:Construction & development | 10.2028% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0608% | 6,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1780% | 2,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3702% | 801 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0534% | 3,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6718% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2551% | 6,228 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0588% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4357% | 6,330 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0612% | 1,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3347% | 1,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2342% | 1,972 |
| Percentage Net Loans Charged-off:Construction & development | 12.7105% | 85 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0778% | 6,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2447% | 1,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4920% | 646 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0801% | 2,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9530% | 944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0741% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1545% | 5,962 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0428% | 1,201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0597% | 3,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2669% | 1,778 |
| Percentage Net Loans Charged-off:Construction & development | 13.4658% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0204% | 1,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0919% | 2,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2912% | 776 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0442% | 6,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7390% | 6,379 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4553% | 6,351 |
| Percentage Net Loans Charged-off: Credit card loans | -8.9556% | 1,317 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2336% | 6,008 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0659% | 1,020 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2769% | 1,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4905% | 1,036 |
| Percentage Net Loans Charged-off:Construction & development | 27.0623% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 6,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2143% | 1,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6080% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0691% | 6,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4008% | 6,241 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4585% | 6,312 |
| Percentage Net Loans Charged-off: Credit card loans | -13.1868% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1177% | 5,658 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0344% | 893 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3678% | 681 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1774% | 802 |
| Percentage Net Loans Charged-off:Construction & development | 13.4612% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6645% | 1,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 14.9867% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3299% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2882% | 1,285 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1316% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7808% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5359% | 2,275 |
| Percentage Net Loans Charged-off: Credit card loans | 10.9780% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2148% | 3,207 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0183% | 1,556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7311% | 469 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4957% | 548 |
| Percentage Net Loans Charged-off:Construction & development | 16.7932% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7948% | 990 |
| Percentage Net Loans Charged-off: Multi-family residential | 25.4648% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6748% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3386% | 1,095 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7110% | 252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4876% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6899% | 1,733 |
| Percentage Net Loans Charged-off: Credit card loans | 14.2082% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2514% | 2,799 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0123% | 5,873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5382% | 634 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7579% | 467 |
| Percentage Net Loans Charged-off:Construction & development | 4.1937% | 595 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0719% | 742 |
| Percentage Net Loans Charged-off: Multi-family residential | 33.5285% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6931% | 250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5028% | 847 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4518% | 128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3027% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3650% | 942 |
| Percentage Net Loans Charged-off: Credit card loans | 19.9402% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7067% | 1,497 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0188% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9649% | 1,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0602% | 881 |
| Percentage Net Loans Charged-off:Construction & development | 1.7007% | 789 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2682% | 1,212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7696% | 244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9920% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2192% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7219% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5304% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | 36.8201% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1834% | 888 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1847% | 681 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2586% | 1,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5358% | 990 |
| Percentage Net Loans Charged-off:Construction & development | 6.1194% | 802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9698% | 1,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7255% | 374 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5235% | 794 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0217% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0396% | 1,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7241% | 2,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4598% | 2,935 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4445% | 2,696 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0746% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5441% | 927 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8594% | 674 |
| Percentage Net Loans Charged-off:Construction & development | 8.9428% | 479 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0743% | 988 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8529% | 273 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7020% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9125% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4905% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9655% | 1,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7186% | 2,005 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6828% | 1,802 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0745% | 1,262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9406% | 1,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0841% | 1,302 |
| Percentage Net Loans Charged-off:Construction & development | 5.4096% | 769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5814% | 1,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.4833% | 175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7714% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0208% | 706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5243% | 1,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8094% | 1,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3847% | 2,747 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3555% | 2,548 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9243% | 1,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1762% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.6533% | 1,317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7929% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4898% | 1,576 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1073% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1186% | 7,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3794% | 1,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2837% | 2,627 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2496% | 2,409 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0001% | 1,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2944% | 1,506 |
| Percentage Net Loans Charged-off:Construction & development | 5.8354% | 1,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2078% | 1,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3554% | 1,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8118% | 999 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8944% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7672% | 504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6386% | 2,990 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6234% | 757 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0604% | 1,731 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1563% | 852 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2987% | 1,387 |
| Percentage Net Loans Charged-off:Construction & development | 5.9834% | 950 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5392% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7518% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1662% | 5,600 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6621% | 761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5765% | 388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9831% | 2,024 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1489% | 614 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0803% | 1,490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9424% | 549 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4644% | 1,155 |
| Percentage Net Loans Charged-off:Construction & development | 8.1234% | 623 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9084% | 561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2947% | 2,429 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5383% | 5,653 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1203% | 1,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.3318% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4204% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0700% | 1,334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3362% | 3,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4228% | 2,219 |
| Percentage Net Loans Charged-off:Construction & development | 4.5838% | 829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2665% | 1,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1829% | 2,322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3662% | 1,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1270% | 6,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6718% | 1,201 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1056% | 999 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1221% | 2,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3438% | 1,507 |
| Percentage Net Loans Charged-off:Construction & development | 5.9524% | 1,058 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5397% | 1,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9451% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5166% | 1,209 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3619% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8931% | 3,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5095% | 4,049 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2305% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0705% | 1,881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2904% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4757% | 1,147 |
| Percentage Net Loans Charged-off:Construction & development | 5.3809% | 912 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7117% | 1,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6687% | 1,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6759% | 890 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6616% | 1,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3690% | 1,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2971% | 4,480 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0732% | 1,649 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4034% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7338% | 880 |
| Percentage Net Loans Charged-off:Construction & development | 7.8682% | 564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4939% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4964% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9705% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9555% | 2,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5644% | 3,311 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0679% | 1,459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2252% | 3,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2504% | 2,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0499% | 1,794 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1161% | 1,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5769% | 1,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1128% | 659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0592% | 2,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4275% | 1,554 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0918% | 1,081 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0862% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5622% | 1,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.8420% | 1,693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4072% | 979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8388% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6499% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1356% | 2,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5154% | 584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6242% | 3,299 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9872% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1540% | 1,432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0095% | 837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4084% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5468% | 520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3447% | 1,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7451% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7035% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3814% | 3,664 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1184% | 1,299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2015% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5568% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8650% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2808% | 1,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6098% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2748% | 284 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3720% | 7,875 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6667% | 1,817 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0699% | 1,224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2454% | 1,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0330% | 2,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0618% | 644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1738% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2693% | 7,544 |
| Percentage Net Loans Charged-off: Credit card loans | -3.4934% | 1,808 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0443% | 977 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6452% | 814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0345% | 3,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0978% | 1,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2342% | 513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8718% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8379% | 1,967 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6930% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2382% | 1,131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2787% | 1,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0459% | 2,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1307% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3194% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0932% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2692% | 3,731 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6364% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2068% | 1,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4054% | 887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0691% | 1,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1951% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4842% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6300% | 564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2454% | 3,428 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4301% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1959% | 945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0159% | 3,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0108% | 6,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3327% | 2,626 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6195% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1185% | 789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0359% | 4,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 2,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1213% | 1,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2055% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0231% | 3,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6754% | 2,249 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3501% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1869% | 7,320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0387% | 4,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0507% | 1,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1630% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2769% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0294% | 2,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7620% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1060% | 781 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3364% | 7,448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0240% | 7,615 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0221% | 8,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0590% | 2,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6920% | 1,821 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7259% | 7,510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0222% | 7,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0163% | 6,715 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4942% | 7,914 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0373% | 7,018 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0606% | 4,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 2,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0608% | 8,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1440% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2658% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0311% | 3,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3876% | 4,093 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3770% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2689% | 1,013 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 4,856 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0420% | 8,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0846% | 8,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0499% | 3,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5301% | 3,004 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1840% | 679 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2440% | 925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 4,968 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0644% | 8,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1300% | 8,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9194% | 1,718 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6529% | 775 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2316% | 778 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 6,807 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1310% | 8,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2656% | 8,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4845% | 994 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6116% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1270% | 682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1354% | 3,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3319% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7340% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0571% | 3,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5976% | 3,375 |
| Percentage Net Loans Charged-off: Credit card loans | 20.1192% | 52 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1429% | 7,776 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1512% | 2,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4277% | 342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9718% | 204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0739% | 3,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5683% | 3,139 |
| Percentage Net Loans Charged-off: Credit card loans | 26.3254% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5964% | 7,801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2019% | 2,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6802% | 195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5801% | 130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0179% | 2,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0173% | 1,834 |
| Percentage Net Loans Charged-off: Credit card loans | 39.1304% | 25 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.4949% | 7,827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 4,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3648% | 383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8674% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8398% | 2,101 |
| Percentage Net Loans Charged-off: Credit card loans | 23.1884% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.6923% | 7,784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8698% | 735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1582% | 1,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 2,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0273% | 2,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6654% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8287% | 2,889 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1164% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4313% | 555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8666% | 628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2124% | 877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 2,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 2,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7270% | 886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7072% | 3,006 |
| Percentage Net Loans Charged-off: Credit card loans | 12.1189% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0361% | 620 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2866% | 382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3197% | 563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0422% | 1,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0537% | 1,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6953% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7315% | 2,743 |
| Percentage Net Loans Charged-off: Credit card loans | 17.6871% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4416% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7078% | 753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7496% | 196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2762% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3524% | 476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1364% | 2,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7612% | 2,458 |
| Percentage Net Loans Charged-off: Credit card loans | 11.0345% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6748% | 272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8510% | 880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1949% | 1,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2656% | 735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1736% | 1,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2167% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7921% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5539% | 4,049 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8736% | 990 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5567% | 515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7426% | 1,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7981% | 2,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9591% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | 25.8065% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0884% | 1,593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0565% | 5,632 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 5,534 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 6,506 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0449% | 10,053 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4740% | 11,310 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7131% | 1,074 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 8,055 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1643% | 5,920 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1469% | 13,187 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |