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Community Resource Bank, Income and Expense

2008-09-30 (YTD Data)Rank
Total interest income$26,713,0001,091
Total interest expense$10,103,0001,253
Net interest income$16,610,000979
Provision for loan and lease losses$2,300,0001,075
Total noninterest income$4,735,000914
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,714,000486
Trading account gains and fees$0148
Additional Noninterest Income$2,021,0001,101
Total noninterest expense$14,995,000993
Salaries and employee benefits$8,489,000908
Premises and equipment expense$1,893,0001,107
Additional noninterest expense$4,613,000993
Pre-tax net operating income$4,050,0001,244
Securities gains (losses)$35,0001,656
Applicable income taxes$1,513,000830
Income before extraordinary items$2,572,0001,434
Extraordinary gains, net$031
Net income$2,572,0001,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$575,0001,809
Cash dividends$1,800,0001,125
Sale, conversion, retirement of capital stock, net$50,000951
Net operating income$2,549,6001,521
2008-06-30 (YTD Data)Rank
Total interest income$18,234,0001,078
Total interest expense$7,066,0001,241
Net interest income$11,168,000963
Provision for loan and lease losses$910,0001,294
Total noninterest income$3,424,000870
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,801,000469
Trading account gains and fees$0149
Additional Noninterest Income$1,623,000987
Total noninterest expense$10,111,000978
Salaries and employee benefits$5,765,000892
Premises and equipment expense$1,259,0001,099
Additional noninterest expense$3,087,000964
Pre-tax net operating income$3,571,0001,001
Securities gains (losses)$34,0001,705
Applicable income taxes$1,324,000731
Income before extraordinary items$2,281,0001,217
Extraordinary gains, net$021
Net income$2,281,0001,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,0001,836
Cash dividends$1,200,0001,200
Sale, conversion, retirement of capital stock, net$28,000889
Net operating income$2,259,2401,210
2008-03-31 (YTD Data)Rank
Total interest income$9,430,0001,069
Total interest expense$3,841,0001,216
Net interest income$5,589,000959
Provision for loan and lease losses$370,0001,209
Total noninterest income$1,734,000847
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$919,000456
Trading account gains and fees$0158
Additional Noninterest Income$815,000989
Total noninterest expense$5,056,000962
Salaries and employee benefits$2,847,000914
Premises and equipment expense$650,0001,067
Additional noninterest expense$1,559,000922
Pre-tax net operating income$1,897,0001,000
Securities gains (losses)$34,0001,302
Applicable income taxes$690,000797
Income before extraordinary items$1,241,0001,213
Extraordinary gains, net$015
Net income$1,241,0001,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,298
Cash dividends$600,0001,164
Sale, conversion, retirement of capital stock, net$6,000877
Net operating income$1,219,2401,192
2007-12-31 (YTD Data)Rank
Total interest income$39,319,0001,074
Total interest expense$17,046,0001,159
Net interest income$22,273,000998
Provision for loan and lease losses$2,900,000640
Total noninterest income$6,767,000857
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,764,000460
Trading account gains and fees$0178
Additional Noninterest Income$3,003,0001,019
Total noninterest expense$20,597,000903
Salaries and employee benefits$11,581,000858
Premises and equipment expense$2,475,0001,076
Additional noninterest expense$6,541,000865
Pre-tax net operating income$5,543,0001,508
Securities gains (losses)$2,0001,832
Applicable income taxes$2,014,0001,129
Income before extraordinary items$3,531,0001,777
Extraordinary gains, net$039
Net income$3,531,0001,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,419,000533
Cash dividends$3,000,0001,163
Sale, conversion, retirement of capital stock, net$38,0001,103
Net operating income$3,529,7201,772
2007-09-30 (YTD Data)Rank
Total interest income$29,269,0001,087
Total interest expense$12,730,0001,170
Net interest income$16,539,0001,003
Provision for loan and lease losses$925,000952
Total noninterest income$6,304,000708
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,794,000463
Trading account gains and fees$0184
Additional Noninterest Income$3,510,000736
Total noninterest expense$15,476,000890
Salaries and employee benefits$8,915,000832
Premises and equipment expense$1,845,0001,074
Additional noninterest expense$4,716,000873
Pre-tax net operating income$6,442,0001,075
Securities gains (losses)$2,0001,394
Applicable income taxes$2,345,000843
Income before extraordinary items$4,099,0001,257
Extraordinary gains, net$033
Net income$4,099,0001,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-289,0008,496
Cash dividends$2,250,0001,112
Sale, conversion, retirement of capital stock, net$31,000978
Net operating income$4,097,7201,243
2007-06-30 (YTD Data)Rank
Total interest income$19,156,0001,120
Total interest expense$8,256,0001,206
Net interest income$10,900,0001,029
Provision for loan and lease losses$550,000943
Total noninterest income$4,564,000680
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,807,000479
Trading account gains and fees$0168
Additional Noninterest Income$2,757,000651
Total noninterest expense$10,604,000877
Salaries and employee benefits$5,991,000843
Premises and equipment expense$1,235,0001,085
Additional noninterest expense$3,378,000830
Pre-tax net operating income$4,310,0001,107
Securities gains (losses)$2,0001,203
Applicable income taxes$1,555,000891
Income before extraordinary items$2,757,0001,295
Extraordinary gains, net$029
Net income$2,757,0001,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-521,0008,585
Cash dividends$1,500,0001,106
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,755,7201,278
2007-03-31 (YTD Data)Rank
Total interest income$9,417,0001,134
Total interest expense$4,008,0001,227
Net interest income$5,409,0001,032
Provision for loan and lease losses$375,000658
Total noninterest income$1,799,000818
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$880,000479
Trading account gains and fees$0195
Additional Noninterest Income$919,000896
Total noninterest expense$5,062,000919
Salaries and employee benefits$2,907,000878
Premises and equipment expense$589,0001,144
Additional noninterest expense$1,566,000878
Pre-tax net operating income$1,771,0001,324
Securities gains (losses)$2,000969
Applicable income taxes$638,0001,057
Income before extraordinary items$1,135,0001,518
Extraordinary gains, net$022
Net income$1,135,0001,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0001,387
Cash dividends$750,0001,020
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,133,7201,510
2006-12-31 (YTD Data)Rank
Total interest income$36,224,0001,088
Total interest expense$14,666,0001,140
Net interest income$21,558,0001,030
Provision for loan and lease losses$2,840,000392
Total noninterest income$5,089,0001,082
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,475,000494
Trading account gains and fees$0130
Additional Noninterest Income$1,614,0001,582
Total noninterest expense$15,493,0001,161
Salaries and employee benefits$8,314,0001,173
Premises and equipment expense$1,886,0001,367
Additional noninterest expense$5,293,0001,007
Pre-tax net operating income$8,314,0001,187
Securities gains (losses)$1,0001,542
Applicable income taxes$2,914,000968
Income before extraordinary items$5,401,0001,354
Extraordinary gains, net$051
Net income$5,401,0001,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,801,000127
Cash dividends$2,480,0001,309
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,400,3501,342
2006-09-30 (YTD Data)Rank
Total interest income$10,786,0002,630
Total interest expense$4,138,0002,697
Net interest income$6,648,0002,573
Provision for loan and lease losses$270,0002,327
Total noninterest income$1,338,0002,421
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$962,0001,399
Trading account gains and fees$0126
Additional Noninterest Income$376,0003,309
Total noninterest expense$3,549,0003,490
Salaries and employee benefits$1,547,0004,154
Premises and equipment expense$285,0005,112
Additional noninterest expense$1,717,0002,265
Pre-tax net operating income$4,167,0001,776
Securities gains (losses)$01,388
Applicable income taxes$1,493,0001,395
Income before extraordinary items$2,674,0002,027
Extraordinary gains, net$045
Net income$2,674,0002,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$404,000945
Cash dividends$1,380,0001,555
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,674,0002,024
2006-06-30 (YTD Data)Rank
Total interest income$6,975,0002,656
Total interest expense$2,549,0002,770
Net interest income$4,426,0002,581
Provision for loan and lease losses$180,0002,262
Total noninterest income$926,0002,343
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$642,0001,376
Trading account gains and fees$0126
Additional Noninterest Income$284,0003,116
Total noninterest expense$2,272,0003,616
Salaries and employee benefits$1,022,0004,201
Premises and equipment expense$193,0005,034
Additional noninterest expense$1,057,0002,433
Pre-tax net operating income$2,900,0001,706
Securities gains (losses)$01,185
Applicable income taxes$1,034,0001,370
Income before extraordinary items$1,866,0001,952
Extraordinary gains, net$039
Net income$1,866,0001,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$390,000687
Cash dividends$920,0001,550
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,866,0001,936
2006-03-31 (YTD Data)Rank
Total interest income$3,424,0002,652
Total interest expense$1,219,0002,764
Net interest income$2,205,0002,569
Provision for loan and lease losses$90,0002,132
Total noninterest income$440,0002,393
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$310,0001,386
Trading account gains and fees$0115
Additional Noninterest Income$130,0003,236
Total noninterest expense$1,122,0003,665
Salaries and employee benefits$498,0004,297
Premises and equipment expense$101,0004,920
Additional noninterest expense$523,0002,448
Pre-tax net operating income$1,433,0001,686
Securities gains (losses)$0955
Applicable income taxes$513,0001,371
Income before extraordinary items$920,0001,935
Extraordinary gains, net$021
Net income$920,0001,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,654
Cash dividends$460,0001,462
Sale, conversion, retirement of capital stock, net$0648
Net operating income$920,0001,912
2005-12-31 (YTD Data)Rank
Total interest income$12,497,0002,622
Total interest expense$3,761,0002,782
Net interest income$8,736,0002,490
Provision for loan and lease losses$425,0002,167
Total noninterest income$1,956,0002,253
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,344,0001,319
Trading account gains and fees$0138
Additional Noninterest Income$612,0003,023
Total noninterest expense$4,509,0003,541
Salaries and employee benefits$1,936,0004,219
Premises and equipment expense$334,0005,428
Additional noninterest expense$2,239,0002,235
Pre-tax net operating income$5,758,0001,629
Securities gains (losses)$-11,0007,567
Applicable income taxes$2,053,0001,327
Income before extraordinary items$3,694,0001,863
Extraordinary gains, net$046
Net income$3,694,0001,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0002,402
Cash dividends$3,724,000865
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,701,0401,844
2005-09-30 (YTD Data)Rank
Total interest income$9,142,0002,622
Total interest expense$2,652,0002,792
Net interest income$6,490,0002,500
Provision for loan and lease losses$275,0002,345
Total noninterest income$1,497,0002,212
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,011,0001,304
Trading account gains and fees$0126
Additional Noninterest Income$486,0002,937
Total noninterest expense$3,361,0003,512
Salaries and employee benefits$1,442,0004,210
Premises and equipment expense$252,0005,413
Additional noninterest expense$1,667,0002,216
Pre-tax net operating income$4,351,0001,640
Securities gains (losses)$-11,0007,939
Applicable income taxes$1,543,0001,353
Income before extraordinary items$2,797,0001,873
Extraordinary gains, net$035
Net income$2,797,0001,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0002,687
Cash dividends$1,398,0001,423
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,804,0401,830
2005-06-30 (YTD Data)Rank
Total interest income$5,896,0002,641
Total interest expense$1,631,0002,851
Net interest income$4,265,0002,511
Provision for loan and lease losses$150,0002,598
Total noninterest income$1,013,0002,150
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$668,0001,282
Trading account gains and fees$0116
Additional Noninterest Income$345,0002,804
Total noninterest expense$2,237,0003,499
Salaries and employee benefits$962,0004,192
Premises and equipment expense$163,0005,467
Additional noninterest expense$1,112,0002,204
Pre-tax net operating income$2,891,0001,616
Securities gains (losses)$-11,0008,167
Applicable income taxes$1,025,0001,353
Income before extraordinary items$1,855,0001,842
Extraordinary gains, net$030
Net income$1,855,0001,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0002,928
Cash dividends$937,0001,404
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,862,0401,798
2005-03-31 (YTD Data)Rank
Total interest income$2,892,0002,658
Total interest expense$783,0002,848
Net interest income$2,109,0002,534
Provision for loan and lease losses$75,0002,455
Total noninterest income$474,0002,214
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$326,0001,255
Trading account gains and fees$0115
Additional Noninterest Income$148,0003,002
Total noninterest expense$1,128,0003,497
Salaries and employee benefits$499,0004,095
Premises and equipment expense$83,0005,458
Additional noninterest expense$546,0002,235
Pre-tax net operating income$1,380,0001,654
Securities gains (losses)$-11,0008,547
Applicable income taxes$486,0001,388
Income before extraordinary items$883,0001,919
Extraordinary gains, net$024
Net income$883,0001,920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,481
Cash dividends$471,0001,312
Sale, conversion, retirement of capital stock, net$0491
Net operating income$890,0401,870
2004-12-31 (YTD Data)Rank
Total interest income$9,973,0002,837
Total interest expense$2,396,0003,148
Net interest income$7,577,0002,669
Provision for loan and lease losses$400,0002,359
Total noninterest income$1,923,0002,259
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,322,0001,341
Trading account gains and fees$0138
Additional Noninterest Income$601,0002,989
Total noninterest expense$3,970,0003,762
Salaries and employee benefits$1,805,0004,333
Premises and equipment expense$325,0005,449
Additional noninterest expense$1,840,0002,604
Pre-tax net operating income$5,130,0001,659
Securities gains (losses)$8,0002,935
Applicable income taxes$1,825,0001,385
Income before extraordinary items$3,313,0001,906
Extraordinary gains, net$034
Net income$3,313,0001,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$456,0001,443
Cash dividends$1,560,0001,672
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,307,8801,864
2004-09-30 (YTD Data)Rank
Total interest income$7,261,0002,886
Total interest expense$1,686,0003,269
Net interest income$5,575,0002,691
Provision for loan and lease losses$180,0003,152
Total noninterest income$1,440,0002,268
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$990,0001,354
Trading account gains and fees$0134
Additional Noninterest Income$450,0002,986
Total noninterest expense$3,003,0003,712
Salaries and employee benefits$1,384,0004,231
Premises and equipment expense$244,0005,419
Additional noninterest expense$1,375,0002,581
Pre-tax net operating income$3,832,0001,677
Securities gains (losses)$8,0002,829
Applicable income taxes$1,366,0001,394
Income before extraordinary items$2,474,0001,919
Extraordinary gains, net$026
Net income$2,474,0001,920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0002,684
Cash dividends$1,137,0001,565
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,468,8801,871
2004-06-30 (YTD Data)Rank
Total interest income$4,771,0002,913
Total interest expense$1,107,0003,281
Net interest income$3,664,0002,715
Provision for loan and lease losses$120,0003,090
Total noninterest income$974,0002,237
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$653,0001,364
Trading account gains and fees$0130
Additional Noninterest Income$321,0002,883
Total noninterest expense$2,009,0003,724
Salaries and employee benefits$931,0004,207
Premises and equipment expense$160,0005,480
Additional noninterest expense$918,0002,579
Pre-tax net operating income$2,509,0001,675
Securities gains (losses)$-2,0008,438
Applicable income taxes$893,0001,408
Income before extraordinary items$1,614,0001,940
Extraordinary gains, net$021
Net income$1,614,0001,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0003,066
Cash dividends$716,0001,666
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,615,2801,885
2004-03-31 (YTD Data)Rank
Total interest income$2,408,0002,893
Total interest expense$565,0003,275
Net interest income$1,843,0002,690
Provision for loan and lease losses$60,0002,918
Total noninterest income$490,0002,194
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$334,0001,288
Trading account gains and fees$0121
Additional Noninterest Income$156,0002,878
Total noninterest expense$1,007,0003,740
Salaries and employee benefits$443,0004,396
Premises and equipment expense$84,0005,376
Additional noninterest expense$480,0002,461
Pre-tax net operating income$1,266,0001,644
Securities gains (losses)$-2,0008,748
Applicable income taxes$452,0001,404
Income before extraordinary items$812,0001,930
Extraordinary gains, net$016
Net income$812,0001,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,364
Cash dividends$358,0001,538
Sale, conversion, retirement of capital stock, net$0464
Net operating income$813,2801,837
2003-12-31 (YTD Data)Rank
Total interest income$9,183,0003,065
Total interest expense$2,556,0003,283
Net interest income$6,627,0002,897
Provision for loan and lease losses$300,0003,140
Total noninterest income$2,151,0002,201
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,277,0001,356
Trading account gains and fees$0160
Additional Noninterest Income$874,0002,589
Total noninterest expense$4,080,0003,659
Salaries and employee benefits$1,916,0004,071
Premises and equipment expense$328,0005,388
Additional noninterest expense$1,836,0002,591
Pre-tax net operating income$4,398,0001,835
Securities gains (losses)$70,0002,206
Applicable income taxes$1,601,0001,533
Income before extraordinary items$2,867,0002,112
Extraordinary gains, net$054
Net income$2,867,0002,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,652
Cash dividends$1,402,0001,825
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,822,2002,058
2003-09-30 (YTD Data)Rank
Total interest income$6,872,0003,105
Total interest expense$1,985,0003,315
Net interest income$4,887,0002,955
Provision for loan and lease losses$240,0002,928
Total noninterest income$1,683,0002,168
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$985,0001,324
Trading account gains and fees$0153
Additional Noninterest Income$698,0002,564
Total noninterest expense$3,059,0003,643
Salaries and employee benefits$1,469,0003,987
Premises and equipment expense$223,0005,675
Additional noninterest expense$1,367,0002,593
Pre-tax net operating income$3,271,0001,905
Securities gains (losses)$70,0002,036
Applicable income taxes$1,200,0001,611
Income before extraordinary items$2,141,0002,189
Extraordinary gains, net$040
Net income$2,141,0002,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,047
Cash dividends$1,052,0001,674
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,096,2002,114
2003-06-30 (YTD Data)Rank
Total interest income$4,564,0003,131
Total interest expense$1,388,0003,281
Net interest income$3,176,0003,015
Provision for loan and lease losses$180,0002,675
Total noninterest income$1,113,0002,183
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$648,0001,327
Trading account gains and fees$0150
Additional Noninterest Income$465,0002,551
Total noninterest expense$2,033,0003,643
Salaries and employee benefits$978,0003,992
Premises and equipment expense$145,0005,768
Additional noninterest expense$910,0002,595
Pre-tax net operating income$2,076,0001,975
Securities gains (losses)$70,0001,778
Applicable income taxes$770,0001,674
Income before extraordinary items$1,376,0002,275
Extraordinary gains, net$030
Net income$1,376,0002,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,844
Cash dividends$701,0001,700
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,331,2002,206
2003-03-31 (YTD Data)Rank
Total interest income$2,322,0003,104
Total interest expense$709,0003,281
Net interest income$1,613,0002,966
Provision for loan and lease losses$90,0002,494
Total noninterest income$522,0002,219
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$301,0001,379
Trading account gains and fees$0134
Additional Noninterest Income$221,0002,545
Total noninterest expense$1,004,0003,648
Salaries and employee benefits$484,0004,004
Premises and equipment expense$74,0005,683
Additional noninterest expense$446,0002,585
Pre-tax net operating income$1,041,0001,970
Securities gains (losses)$46,0001,434
Applicable income taxes$388,0001,672
Income before extraordinary items$699,0002,192
Extraordinary gains, net$021
Net income$699,0002,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,852
Cash dividends$351,0001,584
Sale, conversion, retirement of capital stock, net$0419
Net operating income$669,5602,166
2002-12-31 (YTD Data)Rank
Total interest income$10,096,0002,996
Total interest expense$3,368,0003,216
Net interest income$6,728,0002,832
Provision for loan and lease losses$390,0002,895
Total noninterest income$1,725,0002,388
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,138,0001,422
Trading account gains and fees$0153
Additional Noninterest Income$587,0003,007
Total noninterest expense$3,791,0003,708
Salaries and employee benefits$1,818,0004,052
Premises and equipment expense$290,0005,685
Additional noninterest expense$1,683,0002,681
Pre-tax net operating income$4,272,0001,882
Securities gains (losses)$108,0001,668
Applicable income taxes$1,576,0001,584
Income before extraordinary items$2,804,0002,133
Extraordinary gains, net$070
Net income$2,804,0002,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$330,0002,219
Cash dividends$1,254,0001,879
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,734,8802,110
2001-12-31 (YTD Data)Rank
Total interest income$11,486,0002,950
Total interest expense$5,262,0003,022
Net interest income$6,224,0002,854
Provision for loan and lease losses$240,0003,705
Total noninterest income$1,435,0002,598
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$954,0001,555
Trading account gains and fees$0177
Additional Noninterest Income$481,0003,197
Total noninterest expense$3,536,0003,792
Salaries and employee benefits$1,686,0004,129
Premises and equipment expense$279,0005,753
Additional noninterest expense$1,571,0002,764
Pre-tax net operating income$3,883,0001,814
Securities gains (losses)$31,0002,791
Applicable income taxes$1,407,0001,589
Income before extraordinary items$2,507,0002,083
Extraordinary gains, net$0105
Net income$2,507,0002,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,585
Cash dividends$1,120,0002,053
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,487,1602,029
2000-12-31 (YTD Data)Rank
Total interest income$11,741,0002,947
Total interest expense$5,673,0002,929
Net interest income$6,068,0002,903
Provision for loan and lease losses$270,0003,077
Total noninterest income$918,0003,339
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$688,0002,015
Trading account gains and fees$0180
Additional Noninterest Income$230,0004,468
Total noninterest expense$3,217,0003,987
Salaries and employee benefits$1,501,0004,360
Premises and equipment expense$262,0005,881
Additional noninterest expense$1,454,0002,892
Pre-tax net operating income$3,499,0002,086
Securities gains (losses)$01,956
Applicable income taxes$1,256,0001,758
Income before extraordinary items$2,243,0002,297
Extraordinary gains, net$038
Net income$2,243,0002,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,249
Cash dividends$1,027,0002,212
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,243,0002,306
1999-12-31 (YTD Data)Rank
Total interest income$9,851,0003,258
Total interest expense$4,401,0003,307
Net interest income$5,450,0003,185
Provision for loan and lease losses$280,0002,822
Total noninterest income$757,0003,759
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$539,0002,458
Trading account gains and fees$0173
Additional Noninterest Income$218,0004,745
Total noninterest expense$2,877,0004,355
Salaries and employee benefits$1,360,0004,696
Premises and equipment expense$243,0006,141
Additional noninterest expense$1,274,0003,261
Pre-tax net operating income$3,050,0002,375
Securities gains (losses)$03,155
Applicable income taxes$996,0002,224
Income before extraordinary items$2,054,0002,527
Extraordinary gains, net$035
Net income$2,054,0002,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,827
Cash dividends$868,0002,528
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,054,0002,487
1998-12-31 (YTD Data)Rank
Total interest income$8,905,0003,566
Total interest expense$4,076,0003,625
Net interest income$4,829,0003,514
Provision for loan and lease losses$270,0002,850
Total noninterest income$716,0003,909
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$497,0002,575
Trading account gains and fees$0224
Additional Noninterest Income$219,0004,731
Total noninterest expense$2,782,0004,399
Salaries and employee benefits$1,253,0004,905
Premises and equipment expense$216,0006,493
Additional noninterest expense$1,313,0003,109
Pre-tax net operating income$2,493,0002,796
Securities gains (losses)$-1,0009,769
Applicable income taxes$755,0002,862
Income before extraordinary items$1,737,0002,878
Extraordinary gains, net$032
Net income$1,737,0002,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,472
Cash dividends$700,0002,837
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,737,7002,790
1997-12-31 (YTD Data)Rank
Total interest income$7,966,0003,988
Total interest expense$3,631,0004,019
Net interest income$4,335,0003,940
Provision for loan and lease losses$195,0003,507
Total noninterest income$570,0004,569
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$393,0003,263
Trading account gains and feesNANA
Additional Noninterest Income$177,0005,246
Total noninterest expense$2,564,0004,690
Salaries and employee benefits$1,149,0005,280
Premises and equipment expense$208,0006,702
Additional noninterest expense$1,207,0003,340
Pre-tax net operating income$2,146,0003,315
Securities gains (losses)$03,944
Applicable income taxes$745,0003,092
Income before extraordinary items$1,401,0003,570
Extraordinary gains, net$044
Net income$1,401,0003,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,945
Cash dividends$580,0003,169
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,401,0003,493
1996-12-31 (YTD Data)Rank
Total interest income$6,904,0004,636
Total interest expense$3,176,0004,544
Net interest income$3,728,0004,576
Provision for loan and lease losses$130,0004,417
Total noninterest income$469,0005,386
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$351,0003,743
Trading account gains and feesNANA
Additional Noninterest Income$118,0006,646
Total noninterest expense$2,238,0005,466
Salaries and employee benefits$1,176,0005,293
Premises and equipment expense$227,0006,573
Additional noninterest expense$835,0005,039
Pre-tax net operating income$1,829,0003,657
Securities gains (losses)$04,148
Applicable income taxes$667,0003,291
Income before extraordinary items$1,162,0003,972
Extraordinary gains, net$053
Net income$1,162,0003,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0005,007
Cash dividends$504,0003,359
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,162,0003,926
1995-12-31 (YTD Data)Rank
Total interest income$6,326,0004,971
Total interest expense$2,956,0004,828
Net interest income$3,370,0005,016
Provision for loan and lease losses$160,0003,506
Total noninterest income$430,0005,703
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$324,0004,025
Trading account gains and feesNANA
Additional Noninterest Income$106,0007,051
Total noninterest expense$2,080,0005,806
Salaries and employee benefits$1,201,0005,212
Premises and equipment expense$263,0006,155
Additional noninterest expense$616,0006,436
Pre-tax net operating income$1,560,0004,311
Securities gains (losses)$03,831
Applicable income taxes$553,0003,880
Income before extraordinary items$1,007,0004,592
Extraordinary gains, net$065
Net income$1,007,0004,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,528
Cash dividends$415,0003,766
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,007,0004,568
1994-12-31 (YTD Data)Rank
Total interest income$5,160,0005,524
Total interest expense$2,119,0005,337
Net interest income$3,041,0005,563
Provision for loan and lease losses$125,0003,960
Total noninterest income$362,0006,522
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$263,0004,849
Trading account gains and feesNANA
Additional Noninterest Income$99,0007,543
Total noninterest expense$2,006,0006,187
Salaries and employee benefits$1,035,0005,922
Premises and equipment expense$285,0005,938
Additional noninterest expense$686,0006,429
Pre-tax net operating income$1,272,0005,014
Securities gains (losses)$2,0003,070
Applicable income taxes$444,0004,438
Income before extraordinary items$830,0005,217
Extraordinary gains, net$0249
Net income$830,0005,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,002
Cash dividends$328,0004,235
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$828,7005,279
1993-12-31 (YTD Data)Rank
Total interest income$4,506,0006,307
Total interest expense$1,820,0006,285
Net interest income$2,686,0006,187
Provision for loan and lease losses$160,0004,468
Total noninterest income$297,0007,722
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$197,0006,027
Trading account gains and feesNANA
Additional Noninterest Income$100,0007,857
Total noninterest expense$1,813,0006,843
Salaries and employee benefits$929,0006,551
Premises and equipment expense$270,0006,333
Additional noninterest expense$614,0007,214
Pre-tax net operating income$1,010,0005,855
Securities gains (losses)$3,0006,505
Applicable income taxes$345,0005,559
Income before extraordinary items$668,0006,300
Extraordinary gains, net$03,149
Net income$668,0006,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0005,762
Cash dividends$290,0004,525
Sale, conversion, retirement of capital stock, net$24,0001,064
Net operating income$666,0206,084
1992-12-31 (YTD Data)Rank
Total interest income$4,464,0006,942
Total interest expense$2,126,0006,803
Net interest income$2,338,0006,920
Provision for loan and lease losses$200,0005,193
Total noninterest income$248,0008,523
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$184,0006,304
Trading account gains and feesNANA
Additional Noninterest Income$64,0009,594
Total noninterest expense$1,506,0007,887
Salaries and employee benefits$755,0007,579
Premises and equipment expense$242,0006,944
Additional noninterest expense$509,0008,374
Pre-tax net operating income$880,0006,200
Securities gains (losses)$08,369
Applicable income taxes$297,0005,965
Income before extraordinary items$583,0006,679
Extraordinary gains, net$01,422
Net income$583,0006,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0004,785
Cash dividends$136,0005,966
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$583,0006,329

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.