Home > Community National Bank & Trust > Net charge- offs to loans

Community National Bank & Trust, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0218%1,893
Percentage Net Loans Charged-off: Total real estate loans0.0039%948
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0097%563
Percentage Net Loans Charged-off: Home equity loans-0.0338%4,352
All other 1-4 family - Percent of loans charged-off, net0.0120%507
Percentage Net Loans Charged-off: Commercial and industrial0.0275%1,458
Percentage Net Loans Charged-off: Loans to individuals0.2870%1,680
Percentage Net Loans Charged-off: Credit card loans0.2187%506
Percentage Net Loans Charged-off: Other loans to individual0.2900%1,544
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0028%2,438
Percentage Net Loans Charged-off: Total real estate loans0.0000%925
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate656.0000%10
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%649
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net699,732.0000%6
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,370
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,560
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,489
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE16.2236%32
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0071%3,813
Percentage Net Loans Charged-off: Total real estate loans-0.0050%3,832
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0103%4,006
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0109%4,001
Percentage Net Loans Charged-off: Commercial and industrial0.0037%1,161
Percentage Net Loans Charged-off: Loans to individuals0.1848%1,626
Percentage Net Loans Charged-off: Credit card loans0.2666%429
Percentage Net Loans Charged-off: Other loans to individual0.1811%1,609
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0193%4,091
Percentage Net Loans Charged-off: Total real estate loans-0.0085%4,054
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0186%4,231
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0196%4,269
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals0.1963%1,453
Percentage Net Loans Charged-off: Credit card loans0.1777%342
Percentage Net Loans Charged-off: Other loans to individual0.1972%1,381
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0307%1,454
Percentage Net Loans Charged-off: Total real estate loans-0.0031%3,420
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0004%3,864
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0042%3,612
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0045%3,681
Percentage Net Loans Charged-off: Commercial and industrial0.1964%651
Percentage Net Loans Charged-off: Loans to individuals0.1205%2,031
Percentage Net Loans Charged-off: Credit card loans0.3259%432
Percentage Net Loans Charged-off: Other loans to individual0.1106%2,001
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0376%1,121
Percentage Net Loans Charged-off: Total real estate loans-0.0031%3,367
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.0005%3,924
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0040%3,586
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0042%3,666
Percentage Net Loans Charged-off: Commercial and industrial0.2600%435
Percentage Net Loans Charged-off: Loans to individuals0.0674%2,093
Percentage Net Loans Charged-off: Credit card loans0.2503%424
Percentage Net Loans Charged-off: Other loans to individual0.0584%2,062
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0028%1,974
Percentage Net Loans Charged-off: Total real estate loans-0.0032%3,349
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.0008%3,868
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%3,473
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0037%3,543
Percentage Net Loans Charged-off: Commercial and industrial0.0211%802
Percentage Net Loans Charged-off: Loans to individuals0.0540%1,974
Percentage Net Loans Charged-off: Credit card loans0.2824%378
Percentage Net Loans Charged-off: Other loans to individual0.0426%1,935
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0008%2,994
Percentage Net Loans Charged-off: Total real estate loans-0.0032%3,507
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.0015%4,056
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0028%3,572
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0030%3,633
Percentage Net Loans Charged-off: Commercial and industrial0.0274%543
Percentage Net Loans Charged-off: Loans to individuals-0.0275%3,865
Percentage Net Loans Charged-off: Credit card loans0.5857%282
Percentage Net Loans Charged-off: Other loans to individual-0.0577%3,914
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0442%1,400
Percentage Net Loans Charged-off: Total real estate loans0.0188%874
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0268%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0133%747
Percentage Net Loans Charged-off: Home equity loans0.0633%141
All other 1-4 family - Percent of loans charged-off, net0.0106%759
Percentage Net Loans Charged-off: Commercial and industrial0.0018%1,492
Percentage Net Loans Charged-off: Loans to individuals0.2050%1,525
Percentage Net Loans Charged-off: Credit card loans-0.2650%811
Percentage Net Loans Charged-off: Other loans to individual0.2274%1,370
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0165%1,737
Percentage Net Loans Charged-off: Total real estate loans0.0102%944
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.0104%4,243
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0182%608
Percentage Net Loans Charged-off: Home equity loans0.0856%114
All other 1-4 family - Percent of loans charged-off, net0.0146%626
Percentage Net Loans Charged-off: Commercial and industrial-0.0008%3,234
Percentage Net Loans Charged-off: Loans to individuals0.2338%1,275
Percentage Net Loans Charged-off: Credit card loans0.5016%385
Percentage Net Loans Charged-off: Other loans to individual0.2211%1,218
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0237%1,476
Percentage Net Loans Charged-off: Total real estate loans0.0176%753
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0148%4,371
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0304%472
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0320%461
Percentage Net Loans Charged-off: Commercial and industrial0.0078%1,049
Percentage Net Loans Charged-off: Loans to individuals0.2466%1,167
Percentage Net Loans Charged-off: Credit card loans0.6532%340
Percentage Net Loans Charged-off: Other loans to individual0.2273%1,106
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0396%1,076
Percentage Net Loans Charged-off: Total real estate loans0.0490%395
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0493%4,625
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.1058%212
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.1115%202
Percentage Net Loans Charged-off: Commercial and industrial0.0172%739
Percentage Net Loans Charged-off: Loans to individuals0.1091%1,425
Percentage Net Loans Charged-off: Credit card loans0.0000%349
Percentage Net Loans Charged-off: Other loans to individual0.1143%1,298
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0691%1,803
Percentage Net Loans Charged-off: Total real estate loans0.0745%759
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0911%610
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0218%1,126
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0232%1,039
Percentage Net Loans Charged-off: Commercial and industrial0.0433%1,756
Percentage Net Loans Charged-off: Loans to individuals0.1235%2,362
Percentage Net Loans Charged-off: Credit card loans0.8806%431
Percentage Net Loans Charged-off: Other loans to individual0.0821%2,478
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0534%1,841
Percentage Net Loans Charged-off: Total real estate loans0.0544%797
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0643%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0194%989
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.0207%914
Percentage Net Loans Charged-off: Commercial and industrial0.0502%1,463
Percentage Net Loans Charged-off: Loans to individuals0.0367%2,684
Percentage Net Loans Charged-off: Credit card loans0.1374%517
Percentage Net Loans Charged-off: Other loans to individual0.0310%2,603
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0439%1,870
Percentage Net Loans Charged-off: Total real estate loans0.0501%713
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0645%407
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0343%732
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.0367%679
Percentage Net Loans Charged-off: Commercial and industrial0.0832%1,176
Percentage Net Loans Charged-off: Loans to individuals0.0912%2,309
Percentage Net Loans Charged-off: Credit card loans0.7140%436
Percentage Net Loans Charged-off: Other loans to individual0.0544%2,352
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0482%1,527
Percentage Net Loans Charged-off: Total real estate loans0.0771%450
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.1323%219
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0035%832
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0038%769
Percentage Net Loans Charged-off: Commercial and industrial0.0107%1,084
Percentage Net Loans Charged-off: Loans to individuals0.1476%1,973
Percentage Net Loans Charged-off: Credit card loans0.0000%422
Percentage Net Loans Charged-off: Other loans to individual0.1567%1,850
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2164%943
Percentage Net Loans Charged-off: Total real estate loans0.2559%306
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.1846%424
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0225%1,393
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.0241%1,293
Percentage Net Loans Charged-off: Commercial and industrial0.0163%2,138
Percentage Net Loans Charged-off: Loans to individuals0.2567%2,258
Percentage Net Loans Charged-off: Credit card loans1.0846%446
Percentage Net Loans Charged-off: Other loans to individual0.2021%2,319
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1981%877
Percentage Net Loans Charged-off: Total real estate loans0.2326%292
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.2444%303
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0018%1,567
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0019%1,467
Percentage Net Loans Charged-off: Commercial and industrial0.0286%1,721
Percentage Net Loans Charged-off: Loans to individuals0.2670%2,074
Percentage Net Loans Charged-off: Credit card loans1.5082%359
Percentage Net Loans Charged-off: Other loans to individual0.1843%2,213
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1603%993
Percentage Net Loans Charged-off: Total real estate loans0.1923%338
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0009%4,377
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0009%1,340
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.0010%1,256
Percentage Net Loans Charged-off: Commercial and industrial0.0575%1,337
Percentage Net Loans Charged-off: Loans to individuals0.3534%1,694
Percentage Net Loans Charged-off: Credit card loans2.2825%263
Percentage Net Loans Charged-off: Other loans to individual0.2238%1,916
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0877%1,227
Percentage Net Loans Charged-off: Total real estate loans0.0715%541
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0036%964
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0039%895
Percentage Net Loans Charged-off: Commercial and industrial0.1198%826
Percentage Net Loans Charged-off: Loans to individuals0.4968%1,304
Percentage Net Loans Charged-off: Credit card loans4.5519%114
Percentage Net Loans Charged-off: Other loans to individual0.2201%1,724
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0951%1,810
Percentage Net Loans Charged-off: Total real estate loans0.1198%629
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0789%636
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0288%1,510
Percentage Net Loans Charged-off: Home equity loans0.2376%167
All other 1-4 family - Percent of loans charged-off, net0.0126%1,713
Percentage Net Loans Charged-off: Commercial and industrial0.0364%1,946
Percentage Net Loans Charged-off: Loans to individuals0.1528%2,653
Percentage Net Loans Charged-off: Credit card loans0.6652%510
Percentage Net Loans Charged-off: Other loans to individual0.1172%2,726
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1259%1,257
Percentage Net Loans Charged-off: Total real estate loans0.1628%391
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.1073%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0345%1,230
Percentage Net Loans Charged-off: Home equity loans0.3159%123
All other 1-4 family - Percent of loans charged-off, net0.0122%1,488
Percentage Net Loans Charged-off: Commercial and industrial0.0350%1,660
Percentage Net Loans Charged-off: Loans to individuals0.1864%2,320
Percentage Net Loans Charged-off: Credit card loans0.9033%438
Percentage Net Loans Charged-off: Other loans to individual0.1362%2,423
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1914%817
Percentage Net Loans Charged-off: Total real estate loans0.2514%240
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.1641%279
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0425%1,005
Percentage Net Loans Charged-off: Home equity loans0.4752%81
All other 1-4 family - Percent of loans charged-off, net0.0067%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0737%1,249
Percentage Net Loans Charged-off: Loans to individuals0.1782%2,219
Percentage Net Loans Charged-off: Credit card loans1.3653%344
Percentage Net Loans Charged-off: Other loans to individual0.0918%2,438
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2592%594
Percentage Net Loans Charged-off: Total real estate loans0.3716%140
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0783%622
Percentage Net Loans Charged-off: Home equity loans0.9393%39
All other 1-4 family - Percent of loans charged-off, net0.0024%1,021
Percentage Net Loans Charged-off: Commercial and industrial-0.0040%3,879
Percentage Net Loans Charged-off: Loans to individuals0.1558%2,038
Percentage Net Loans Charged-off: Credit card loans0.2074%432
Percentage Net Loans Charged-off: Other loans to individual0.1516%1,935
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0748%2,378
Percentage Net Loans Charged-off: Total real estate loans0.0115%2,314
Percentage Net Loans Charged-off:Construction & development-0.0138%4,491
Percentage Net Loans Charged-off: Commercial real estate0.0044%1,263
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0320%1,812
Percentage Net Loans Charged-off: Home equity loans0.1015%414
All other 1-4 family - Percent of loans charged-off, net0.0256%1,841
Percentage Net Loans Charged-off: Commercial and industrial0.3617%1,172
Percentage Net Loans Charged-off: Loans to individuals0.2305%2,622
Percentage Net Loans Charged-off: Credit card loans0.0567%698
Percentage Net Loans Charged-off: Other loans to individual0.2444%2,427
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0970%1,809
Percentage Net Loans Charged-off: Total real estate loans0.0190%1,824
Percentage Net Loans Charged-off:Construction & development-0.0102%4,504
Percentage Net Loans Charged-off: Commercial real estate0.0067%970
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0482%1,408
Percentage Net Loans Charged-off: Home equity loans0.1353%320
All other 1-4 family - Percent of loans charged-off, net0.0401%1,455
Percentage Net Loans Charged-off: Commercial and industrial0.4724%801
Percentage Net Loans Charged-off: Loans to individuals0.2219%2,433
Percentage Net Loans Charged-off: Credit card loans0.0776%649
Percentage Net Loans Charged-off: Other loans to individual0.2333%2,256
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0768%1,855
Percentage Net Loans Charged-off: Total real estate loans0.0089%1,805
Percentage Net Loans Charged-off:Construction & development-0.0173%4,608
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0297%1,450
Percentage Net Loans Charged-off: Home equity loans0.2028%233
All other 1-4 family - Percent of loans charged-off, net0.0137%1,551
Percentage Net Loans Charged-off: Commercial and industrial0.3829%773
Percentage Net Loans Charged-off: Loans to individuals0.2086%2,286
Percentage Net Loans Charged-off: Credit card loans0.1181%573
Percentage Net Loans Charged-off: Other loans to individual0.2158%2,125
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0340%2,097
Percentage Net Loans Charged-off: Total real estate loans-0.0009%4,078
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,343
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial0.1119%857
Percentage Net Loans Charged-off: Loans to individuals0.3518%1,688
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual0.3794%1,514
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0254%3,531
Percentage Net Loans Charged-off: Total real estate loans0.0059%2,777
Percentage Net Loans Charged-off:Construction & development-0.0271%4,653
Percentage Net Loans Charged-off: Commercial real estate-0.0053%4,854
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0246%2,288
Percentage Net Loans Charged-off: Home equity loans-0.0068%3,908
All other 1-4 family - Percent of loans charged-off, net0.0274%2,143
Percentage Net Loans Charged-off: Commercial and industrial0.0404%2,159
Percentage Net Loans Charged-off: Loans to individuals0.2844%2,447
Percentage Net Loans Charged-off: Credit card loans0.0000%715
Percentage Net Loans Charged-off: Other loans to individual0.3042%2,248
Percentage Net Loans Charged-off: All other loans and lease0.0400%1,372
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0170%3,382
Percentage Net Loans Charged-off: Total real estate loans0.0054%2,474
Percentage Net Loans Charged-off:Construction & development-0.0289%4,711
Percentage Net Loans Charged-off: Commercial real estate-0.0024%4,768
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0208%2,082
Percentage Net Loans Charged-off: Home equity loans-0.0090%3,939
All other 1-4 family - Percent of loans charged-off, net0.0234%1,966
Percentage Net Loans Charged-off: Commercial and industrial-0.0205%4,414
Percentage Net Loans Charged-off: Loans to individuals0.3096%2,117
Percentage Net Loans Charged-off: Credit card loans0.0000%663
Percentage Net Loans Charged-off: Other loans to individual0.3306%1,881
Percentage Net Loans Charged-off: All other loans and lease0.0408%1,191
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0183%3,139
Percentage Net Loans Charged-off: Total real estate loans0.0086%2,177
Percentage Net Loans Charged-off:Construction & development-0.0106%4,677
Percentage Net Loans Charged-off: Commercial real estate0.0290%787
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0011%4,670
Percentage Net Loans Charged-off: Home equity loans-0.0136%3,997
All other 1-4 family - Percent of loans charged-off, net0.0000%2,020
Percentage Net Loans Charged-off: Commercial and industrial-0.0226%4,420
Percentage Net Loans Charged-off: Loans to individuals0.2950%2,013
Percentage Net Loans Charged-off: Credit card loans0.0000%604
Percentage Net Loans Charged-off: Other loans to individual0.3146%1,792
Percentage Net Loans Charged-off: All other loans and lease0.0417%1,018
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0430%2,143
Percentage Net Loans Charged-off: Total real estate loans0.0374%1,286
Percentage Net Loans Charged-off:Construction & development-0.0203%4,866
Percentage Net Loans Charged-off: Commercial real estate0.0369%505
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0616%1,133
Percentage Net Loans Charged-off: Home equity loans-0.0268%4,092
All other 1-4 family - Percent of loans charged-off, net0.0695%1,026
Percentage Net Loans Charged-off: Commercial and industrial-0.0246%4,493
Percentage Net Loans Charged-off: Loans to individuals0.4629%1,431
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual0.4928%1,261
Percentage Net Loans Charged-off: All other loans and lease0.0431%803
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0484%3,233
Percentage Net Loans Charged-off: Total real estate loans0.0198%2,819
Percentage Net Loans Charged-off:Construction & development-0.0291%4,819
Percentage Net Loans Charged-off: Commercial real estate-0.0174%5,243
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0723%2,062
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.0782%1,927
Percentage Net Loans Charged-off: Commercial and industrial0.0621%2,097
Percentage Net Loans Charged-off: Loans to individuals0.2107%2,635
Percentage Net Loans Charged-off: Credit card loans-0.2589%1,152
Percentage Net Loans Charged-off: Other loans to individual0.2390%2,363
Percentage Net Loans Charged-off: All other loans and lease0.1369%956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0502%2,898
Percentage Net Loans Charged-off: Total real estate loans0.0070%2,843
Percentage Net Loans Charged-off:Construction & development-0.0194%4,852
Percentage Net Loans Charged-off: Commercial real estate-0.0237%5,396
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0459%2,201
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0496%2,087
Percentage Net Loans Charged-off: Commercial and industrial0.0906%1,643
Percentage Net Loans Charged-off: Loans to individuals0.2715%2,160
Percentage Net Loans Charged-off: Credit card loans-0.3563%1,149
Percentage Net Loans Charged-off: Other loans to individual0.3086%1,884
Percentage Net Loans Charged-off: All other loans and lease0.1688%813
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0280%3,104
Percentage Net Loans Charged-off: Total real estate loans-0.0116%5,077
Percentage Net Loans Charged-off:Construction & development-0.0102%4,822
Percentage Net Loans Charged-off: Commercial real estate-0.0540%5,687
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0280%2,199
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0302%2,052
Percentage Net Loans Charged-off: Commercial and industrial0.1396%1,256
Percentage Net Loans Charged-off: Loans to individuals0.2562%2,028
Percentage Net Loans Charged-off: Credit card loans-0.7451%1,172
Percentage Net Loans Charged-off: Other loans to individual0.3145%1,732
Percentage Net Loans Charged-off: All other loans and lease0.0520%948
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0704%2,023
Percentage Net Loans Charged-off: Total real estate loans0.0068%1,994
Percentage Net Loans Charged-off:Construction & development-0.0210%5,028
Percentage Net Loans Charged-off: Commercial real estate-0.0105%5,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0331%1,588
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0357%1,473
Percentage Net Loans Charged-off: Commercial and industrial0.2862%700
Percentage Net Loans Charged-off: Loans to individuals0.4931%1,317
Percentage Net Loans Charged-off: Credit card loans-1.5504%1,186
Percentage Net Loans Charged-off: Other loans to individual0.6075%1,030
Percentage Net Loans Charged-off: All other loans and lease0.0581%757
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0477%3,871
Percentage Net Loans Charged-off: Total real estate loans0.0220%3,468
Percentage Net Loans Charged-off:Construction & development-0.0130%5,002
Percentage Net Loans Charged-off: Commercial real estate0.0096%2,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0502%2,920
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.0538%2,768
Percentage Net Loans Charged-off: Commercial and industrial0.1245%2,090
Percentage Net Loans Charged-off: Loans to individuals0.2739%2,522
Percentage Net Loans Charged-off: Credit card loans1.0443%516
Percentage Net Loans Charged-off: Other loans to individual0.2380%2,560
Percentage Net Loans Charged-off: All other loans and lease0.0364%1,298
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0396%3,711
Percentage Net Loans Charged-off: Total real estate loans0.0260%3,077
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate-0.0019%5,383
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0698%2,451
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.0747%2,291
Percentage Net Loans Charged-off: Commercial and industrial0.0473%2,115
Percentage Net Loans Charged-off: Loans to individuals0.2840%2,309
Percentage Net Loans Charged-off: Credit card loans1.4648%394
Percentage Net Loans Charged-off: Other loans to individual0.2315%2,356
Percentage Net Loans Charged-off: All other loans and lease0.0369%1,189
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0450%3,335
Percentage Net Loans Charged-off: Total real estate loans0.0350%2,697
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate-0.0186%5,733
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1053%1,962
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.1125%1,842
Percentage Net Loans Charged-off: Commercial and industrial0.0645%1,736
Percentage Net Loans Charged-off: Loans to individuals0.1888%2,469
Percentage Net Loans Charged-off: Credit card loans1.2937%415
Percentage Net Loans Charged-off: Other loans to individual0.1421%2,519
Percentage Net Loans Charged-off: All other loans and lease0.0372%1,067
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0298%2,986
Percentage Net Loans Charged-off: Total real estate loans0.0156%2,349
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-0.0259%5,938
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0618%1,784
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0659%1,669
Percentage Net Loans Charged-off: Commercial and industrial-0.0150%4,676
Percentage Net Loans Charged-off: Loans to individuals0.4405%1,578
Percentage Net Loans Charged-off: Credit card loans2.1754%268
Percentage Net Loans Charged-off: Other loans to individual0.3709%1,602
Percentage Net Loans Charged-off: All other loans and lease0.0402%831
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0293%4,840
Percentage Net Loans Charged-off: Total real estate loans0.0051%4,464
Percentage Net Loans Charged-off:Construction & development-0.0269%5,393
Percentage Net Loans Charged-off: Commercial real estate0.0285%2,469
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential-0.0077%6,063
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net-0.0081%6,052
Percentage Net Loans Charged-off: Commercial and industrial0.1108%2,510
Percentage Net Loans Charged-off: Loans to individuals0.1324%3,503
Percentage Net Loans Charged-off: Credit card loans1.3204%492
Percentage Net Loans Charged-off: Other loans to individual0.0897%3,621
Percentage Net Loans Charged-off: All other loans and lease0.0286%1,371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0194%4,749
Percentage Net Loans Charged-off: Total real estate loans0.0126%4,031
Percentage Net Loans Charged-off:Construction & development-0.0362%5,474
Percentage Net Loans Charged-off: Commercial real estate0.0422%2,082
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,758
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.0000%3,581
Percentage Net Loans Charged-off: Commercial and industrial0.0235%2,607
Percentage Net Loans Charged-off: Loans to individuals0.0813%3,500
Percentage Net Loans Charged-off: Credit card loans1.9763%356
Percentage Net Loans Charged-off: Other loans to individual0.0141%3,681
Percentage Net Loans Charged-off: All other loans and lease0.0295%1,256
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0309%4,256
Percentage Net Loans Charged-off: Total real estate loans0.0276%3,468
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.0782%1,677
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,367
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.0000%3,182
Percentage Net Loans Charged-off: Commercial and industrial0.0384%2,213
Percentage Net Loans Charged-off: Loans to individuals0.0609%3,268
Percentage Net Loans Charged-off: Credit card loans3.0364%231
Percentage Net Loans Charged-off: Other loans to individual-0.0420%5,448
Percentage Net Loans Charged-off: All other loans and lease0.0297%1,126
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0489%3,346
Percentage Net Loans Charged-off: Total real estate loans0.0718%2,445
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.1860%991
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0086%2,534
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0091%2,370
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals-0.1011%5,652
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual-0.1045%5,612
Percentage Net Loans Charged-off: All other loans and lease0.0359%888
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0797%4,875
Percentage Net Loans Charged-off: Total real estate loans0.0707%4,292
Percentage Net Loans Charged-off:Construction & development0.9653%1,513
Percentage Net Loans Charged-off: Commercial real estate-0.0093%6,420
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.0852%3,800
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.0899%3,585
Percentage Net Loans Charged-off: Commercial and industrial0.1462%2,950
Percentage Net Loans Charged-off: Loans to individuals0.1600%3,633
Percentage Net Loans Charged-off: Credit card loans0.1647%874
Percentage Net Loans Charged-off: Other loans to individual0.1599%3,469
Percentage Net Loans Charged-off: All other loans and lease0.0282%1,499
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0881%4,499
Percentage Net Loans Charged-off: Total real estate loans0.0908%3,871
Percentage Net Loans Charged-off:Construction & development1.3025%1,254
Percentage Net Loans Charged-off: Commercial real estate0.0213%2,753
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.0718%3,608
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.0756%3,415
Percentage Net Loans Charged-off: Commercial and industrial0.1283%2,731
Percentage Net Loans Charged-off: Loans to individuals0.1390%3,482
Percentage Net Loans Charged-off: Credit card loans0.0000%811
Percentage Net Loans Charged-off: Other loans to individual0.1435%3,291
Percentage Net Loans Charged-off: All other loans and lease0.0114%1,432
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0963%4,196
Percentage Net Loans Charged-off: Total real estate loans0.1143%3,466
Percentage Net Loans Charged-off:Construction & development1.9895%972
Percentage Net Loans Charged-off: Commercial real estate0.0520%2,225
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.0411%3,505
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.0432%3,326
Percentage Net Loans Charged-off: Commercial and industrial0.1092%2,465
Percentage Net Loans Charged-off: Loans to individuals0.0527%3,616
Percentage Net Loans Charged-off: Credit card loans0.0000%735
Percentage Net Loans Charged-off: Other loans to individual0.0544%3,424
Percentage Net Loans Charged-off: All other loans and lease-0.0034%5,808
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1352%3,295
Percentage Net Loans Charged-off: Total real estate loans0.1832%2,554
Percentage Net Loans Charged-off:Construction & development4.0081%508
Percentage Net Loans Charged-off: Commercial real estate0.0532%1,565
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0141%2,953
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0149%2,772
Percentage Net Loans Charged-off: Commercial and industrial0.0320%1,943
Percentage Net Loans Charged-off: Loans to individuals0.0848%2,849
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual0.0875%2,663
Percentage Net Loans Charged-off: All other loans and lease-0.0068%5,897
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1990%4,547
Percentage Net Loans Charged-off: Total real estate loans0.3276%3,279
Percentage Net Loans Charged-off:Construction & development6.8087%713
Percentage Net Loans Charged-off: Commercial real estate0.0695%3,241
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.0156%4,771
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0164%4,594
Percentage Net Loans Charged-off: Commercial and industrial-0.3678%6,755
Percentage Net Loans Charged-off: Loans to individuals0.3609%3,292
Percentage Net Loans Charged-off: Credit card loans0.8672%762
Percentage Net Loans Charged-off: Other loans to individual0.3211%3,184
Percentage Net Loans Charged-off: All other loans and lease0.0505%1,484
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1110%4,899
Percentage Net Loans Charged-off: Total real estate loans0.2349%3,417
Percentage Net Loans Charged-off:Construction & development4.3374%973
Percentage Net Loans Charged-off: Commercial real estate0.0999%2,674
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0266%4,288
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0278%4,109
Percentage Net Loans Charged-off: Commercial and industrial-0.4906%6,856
Percentage Net Loans Charged-off: Loans to individuals0.3837%2,965
Percentage Net Loans Charged-off: Credit card loans0.6960%784
Percentage Net Loans Charged-off: Other loans to individual0.3420%2,816
Percentage Net Loans Charged-off: All other loans and lease-0.0090%5,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0714%4,926
Percentage Net Loans Charged-off: Total real estate loans0.2527%3,088
Percentage Net Loans Charged-off:Construction & development4.0484%953
Percentage Net Loans Charged-off: Commercial real estate0.1592%2,137
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0428%3,727
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0447%3,517
Percentage Net Loans Charged-off: Commercial and industrial-0.8121%7,001
Percentage Net Loans Charged-off: Loans to individuals0.2033%3,336
Percentage Net Loans Charged-off: Credit card loans1.0508%627
Percentage Net Loans Charged-off: Other loans to individual0.1575%3,275
Percentage Net Loans Charged-off: All other loans and lease-0.0132%5,958
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2340%3,139
Percentage Net Loans Charged-off: Total real estate loans0.3251%2,323
Percentage Net Loans Charged-off:Construction & development5.8623%548
Percentage Net Loans Charged-off: Commercial real estate0.0953%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0829%2,731
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0866%2,520
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,380
Percentage Net Loans Charged-off: Loans to individuals0.2775%2,648
Percentage Net Loans Charged-off: Credit card loans2.0548%433
Percentage Net Loans Charged-off: Other loans to individual0.1870%2,607
Percentage Net Loans Charged-off: All other loans and lease-0.0195%6,003
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1616%5,369
Percentage Net Loans Charged-off: Total real estate loans0.2570%3,933
Percentage Net Loans Charged-off:Construction & development1.5974%2,225
Percentage Net Loans Charged-off: Commercial real estate0.4567%2,129
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.0530%4,527
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.0551%4,337
Percentage Net Loans Charged-off: Commercial and industrial-0.1240%6,912
Percentage Net Loans Charged-off: Loans to individuals0.1514%4,735
Percentage Net Loans Charged-off: Credit card loans-0.1782%1,501
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2264%4,574
Percentage Net Loans Charged-off: Total real estate loans0.3281%3,279
Percentage Net Loans Charged-off:Construction & development2.1841%1,784
Percentage Net Loans Charged-off: Commercial real estate0.6239%1,563
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0221%4,452
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.0230%4,253
Percentage Net Loans Charged-off: Commercial and industrial-0.0117%6,523
Percentage Net Loans Charged-off: Loans to individuals0.1819%4,313
Percentage Net Loans Charged-off: Credit card loans0.0000%993
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0022%1,784
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1813%4,520
Percentage Net Loans Charged-off: Total real estate loans0.2697%3,229
Percentage Net Loans Charged-off:Construction & development3.2897%1,313
Percentage Net Loans Charged-off: Commercial real estate0.3580%1,702
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0091%4,044
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.0095%3,840
Percentage Net Loans Charged-off: Commercial and industrial-0.0114%6,441
Percentage Net Loans Charged-off: Loans to individuals0.1647%4,029
Percentage Net Loans Charged-off: Credit card loans-0.7216%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0227%6,350
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2441%3,482
Percentage Net Loans Charged-off: Total real estate loans0.3591%2,383
Percentage Net Loans Charged-off:Construction & development6.5933%637
Percentage Net Loans Charged-off: Commercial real estate0.2005%1,447
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0277%2,981
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0286%2,818
Percentage Net Loans Charged-off: Commercial and industrial-0.0055%6,346
Percentage Net Loans Charged-off: Loans to individuals0.3275%2,994
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0257%6,386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1294%5,901
Percentage Net Loans Charged-off: Total real estate loans0.0901%4,886
Percentage Net Loans Charged-off:Construction & development0.7780%2,718
Percentage Net Loans Charged-off: Commercial real estate0.0540%3,105
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0746%4,186
Percentage Net Loans Charged-off: Home equity loans0.1257%1,710
All other 1-4 family - Percent of loans charged-off, net0.0730%3,996
Percentage Net Loans Charged-off: Commercial and industrial0.3118%4,182
Percentage Net Loans Charged-off: Loans to individuals0.2368%5,059
Percentage Net Loans Charged-off: Credit card loans1.4652%924
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0315%2,014
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1037%5,639
Percentage Net Loans Charged-off: Total real estate loans0.0153%5,253
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0325%4,101
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0336%3,852
Percentage Net Loans Charged-off: Commercial and industrial0.4091%3,349
Percentage Net Loans Charged-off: Loans to individuals0.2452%4,688
Percentage Net Loans Charged-off: Credit card loans0.9816%958
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0464%1,724
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1331%4,833
Percentage Net Loans Charged-off: Total real estate loans0.0239%4,562
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0507%3,377
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0523%3,126
Percentage Net Loans Charged-off: Commercial and industrial0.6148%2,474
Percentage Net Loans Charged-off: Loans to individuals0.2632%4,204
Percentage Net Loans Charged-off: Credit card loans1.5316%798
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0598%6,797
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1073%4,112
Percentage Net Loans Charged-off: Total real estate loans0.0106%3,648
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0223%2,630
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0230%2,417
Percentage Net Loans Charged-off: Commercial and industrial0.5514%1,805
Percentage Net Loans Charged-off: Loans to individuals0.2965%3,432
Percentage Net Loans Charged-off: Credit card loans0.7813%750
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1139%6,851
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0775%5,657
Percentage Net Loans Charged-off: Total real estate loans0.0666%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate-0.0168%7,782
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1831%2,259
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.1881%2,115
Percentage Net Loans Charged-off: Commercial and industrial0.0868%4,100
Percentage Net Loans Charged-off: Loans to individuals0.3148%4,464
Percentage Net Loans Charged-off: Credit card loans0.7622%1,046
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0301%1,785
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0834%4,704
Percentage Net Loans Charged-off: Total real estate loans0.0872%3,055
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate-0.0231%7,854
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.2411%1,545
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.2475%1,408
Percentage Net Loans Charged-off: Commercial and industrial0.0926%3,304
Percentage Net Loans Charged-off: Loans to individuals0.2115%4,406
Percentage Net Loans Charged-off: Credit card loans0.5038%998
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0113%1,587
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1141%3,644
Percentage Net Loans Charged-off: Total real estate loans0.1255%2,153
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.3279%1,073
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.3362%968
Percentage Net Loans Charged-off: Commercial and industrial0.1012%2,655
Percentage Net Loans Charged-off: Loans to individuals0.2880%3,652
Percentage Net Loans Charged-off: Credit card loans2.7097%481
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0271%1,330
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1684%2,378
Percentage Net Loans Charged-off: Total real estate loans0.2758%1,030
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.5648%536
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.5773%495
Percentage Net Loans Charged-off: Commercial and industrial-0.0051%6,716
Percentage Net Loans Charged-off: Loans to individuals0.1415%3,576
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0068%6,784
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0542%4,901
Percentage Net Loans Charged-off: Total real estate loans-0.0028%7,859
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0152%1,523
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0146%7,902
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net-0.0148%7,884
Percentage Net Loans Charged-off: Commercial and industrial0.0428%3,627
Percentage Net Loans Charged-off: Loans to individuals0.7971%2,077
Percentage Net Loans Charged-off: Credit card loans0.2011%1,196
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0078%1,713
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0684%3,759
Percentage Net Loans Charged-off: Total real estate loans0.0160%2,814
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0164%1,058
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0207%2,295
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0210%2,130
Percentage Net Loans Charged-off: Commercial and industrial0.0616%2,851
Percentage Net Loans Charged-off: Loans to individuals0.7432%1,898
Percentage Net Loans Charged-off: Credit card loans0.2688%1,066
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0133%1,472
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0537%3,587
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0252%752
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0147%7,828
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net-0.0149%7,831
Percentage Net Loans Charged-off: Commercial and industrial-0.0028%6,642
Percentage Net Loans Charged-off: Loans to individuals0.9146%1,438
Percentage Net Loans Charged-off: Credit card loans0.4138%912
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0121%6,851
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1321%1,875
Percentage Net Loans Charged-off: Total real estate loans0.0515%1,194
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0511%400
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0664%1,038
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0675%946
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals1.6300%735
Percentage Net Loans Charged-off: Credit card loans0.8205%678
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0081%6,852
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2481%1,640
Percentage Net Loans Charged-off: Total real estate loans0.1047%1,268
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0508%965
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1595%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.1614%972
Percentage Net Loans Charged-off: Commercial and industrial0.5695%1,504
Percentage Net Loans Charged-off: Loans to individuals0.9902%1,481
Percentage Net Loans Charged-off: Credit card loans2.7566%415
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0128%6,873
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3035%1,082
Percentage Net Loans Charged-off: Total real estate loans0.1219%921
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0708%661
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1781%762
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.1800%743
Percentage Net Loans Charged-off: Commercial and industrial0.7467%988
Percentage Net Loans Charged-off: Loans to individuals1.0757%1,197
Percentage Net Loans Charged-off: Credit card loans2.8574%377
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0114%6,909
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3600%867
Percentage Net Loans Charged-off: Total real estate loans0.0785%1,125
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.1076%484
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0815%1,149
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0823%1,086
Percentage Net Loans Charged-off: Commercial and industrial1.1093%704
Percentage Net Loans Charged-off: Loans to individuals1.1192%1,115
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0128%6,910
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7029%399
Percentage Net Loans Charged-off: Total real estate loans0.1347%599
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.2106%247
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.1262%687
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.1275%644
Percentage Net Loans Charged-off: Commercial and industrial2.1585%353
Percentage Net Loans Charged-off: Loans to individuals2.2060%519
Percentage Net Loans Charged-off: Credit card loans2.6490%417
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0087%6,920
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2600%1,824
Percentage Net Loans Charged-off: Total real estate loans0.0354%2,285
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0019%7,911
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0606%1,862
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0609%1,781
Percentage Net Loans Charged-off: Commercial and industrial0.4166%2,088
Percentage Net Loans Charged-off: Loans to individuals1.2700%1,346
Percentage Net Loans Charged-off: Credit card loans0.6348%1,305
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2511%1,042
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2817%1,441
Percentage Net Loans Charged-off: Total real estate loans0.0490%1,700
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0104%968
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0770%1,436
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0774%1,379
Percentage Net Loans Charged-off: Commercial and industrial0.4925%1,555
Percentage Net Loans Charged-off: Loans to individuals1.0856%1,480
Percentage Net Loans Charged-off: Credit card loans-0.2839%2,052
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3388%840
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3174%1,213
Percentage Net Loans Charged-off: Total real estate loans0.0086%2,295
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0159%723
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0071%2,036
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0071%1,892
Percentage Net Loans Charged-off: Commercial and industrial0.7322%1,117
Percentage Net Loans Charged-off: Loans to individuals0.9537%1,649
Percentage Net Loans Charged-off: Credit card loans-0.4283%2,022
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4531%646
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6641%516
Percentage Net Loans Charged-off: Total real estate loans0.0817%932
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0326%424
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1210%820
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.1213%784
Percentage Net Loans Charged-off: Commercial and industrial1.6443%522
Percentage Net Loans Charged-off: Loans to individuals1.2373%1,212
Percentage Net Loans Charged-off: Credit card loans-2.5779%2,096
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0220%369
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2194%344
Percentage Net Loans Charged-off: Total real estate loans0.4870%338
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0680%1,115
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.7416%228
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.7441%235
Percentage Net Loans Charged-off: Commercial and industrial1.9802%743
Percentage Net Loans Charged-off: Loans to individuals3.5192%293
Percentage Net Loans Charged-off: Credit card loans1.8908%988
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9281%598
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6460%712
Percentage Net Loans Charged-off: Total real estate loans0.1930%826
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0781%830
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.2712%624
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.2721%630
Percentage Net Loans Charged-off: Commercial and industrial0.7981%1,337
Percentage Net Loans Charged-off: Loans to individuals2.2689%579
Percentage Net Loans Charged-off: Credit card loans1.1203%1,201
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8137%564
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6385%705
Percentage Net Loans Charged-off: Total real estate loans0.2363%653
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.1215%592
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.3195%538
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.3205%540
Percentage Net Loans Charged-off: Commercial and industrial0.5818%1,485
Percentage Net Loans Charged-off: Loans to individuals1.9754%740
Percentage Net Loans Charged-off: Credit card loans0.4280%1,292
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1602%422
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7599%597
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.4085%1,272
Percentage Net Loans Charged-off: Loans to individuals3.7710%326
Percentage Net Loans Charged-off: Credit card loans0.8421%989
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6770%289
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4113%1,823
Percentage Net Loans Charged-off: Total real estate loans0.0139%3,469
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0203%2,909
Percentage Net Loans Charged-off: Home equity loans13.9057%11
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial1.0638%1,599
Percentage Net Loans Charged-off: Loans to individuals0.8367%2,860
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3838%1,086
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1975%3,015
Percentage Net Loans Charged-off: Total real estate loans0.0186%2,782
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0270%2,307
Percentage Net Loans Charged-off: Home equity loans20.6185%5
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.2794%2,827
Percentage Net Loans Charged-off: Loans to individuals0.5642%3,554
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3796%988
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1306%3,529
Percentage Net Loans Charged-off: Total real estate loans0.0282%2,197
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0407%1,774
Percentage Net Loans Charged-off: Home equity loans34.8485%4
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.1543%2,842
Percentage Net Loans Charged-off: Loans to individuals0.4956%3,583
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1307%1,133
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0100%5,214
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.0324%7,438
Percentage Net Loans Charged-off: Loans to individuals0.1881%4,320
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0435%7,430
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1270%4,673
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.2556%3,581
Percentage Net Loans Charged-off: Loans to individuals0.3153%5,327
Percentage Net Loans Charged-off: Credit card loans1.6674%1,404
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1984%1,427
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0972%5,160
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.4087%2,923
Percentage Net Loans Charged-off: Loans to individuals0.1892%6,059
Percentage Net Loans Charged-off: Credit card loans-0.1962%5,409
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0027%1,873
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0685%5,313
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0495%6,081
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0482%6,444
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0410%7,005
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0081%8,475
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0522%6,886
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2290%3,671
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0152%9,389
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0292%12,533
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA