Home > Community National Bank of the Lakeway Area > Income and Expense
Community National Bank of the Lakeway Area, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,085,000 | 4,431 |
| Total interest expense | $323,000 | 3,551 |
| Net interest income | $1,762,000 | 4,497 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $205,000 | 4,624 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $75,000 | 4,439 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $130,000 | 4,227 |
| Total noninterest expense | $2,296,000 | 3,534 |
| Salaries and employee benefits | $894,000 | 4,274 |
| Premises and equipment expense | $354,000 | 2,938 |
| Additional noninterest expense | $1,048,000 | 2,773 |
| Pre-tax net operating income | $-329,000 | 6,451 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-329,000 | 6,462 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-329,000 | 6,463 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-329,000 | 6,463 |
| Net charge-offs | $49,000 | 2,805 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-329,000 | 6,457 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 4,458 |
| Total interest expense | $159,000 | 3,643 |
| Net interest income | $885,000 | 4,538 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $106,000 | 4,546 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $35,000 | 4,530 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $71,000 | 4,080 |
| Total noninterest expense | $1,038,000 | 3,816 |
| Salaries and employee benefits | $448,000 | 4,318 |
| Premises and equipment expense | $159,000 | 3,216 |
| Additional noninterest expense | $431,000 | 3,234 |
| Pre-tax net operating income | $-47,000 | 6,353 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-47,000 | 6,379 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-47,000 | 6,379 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-47,000 | 6,380 |
| Net charge-offs | $20,000 | 2,483 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-47,000 | 6,373 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,279,000 | 4,456 |
| Total interest expense | $602,000 | 4,073 |
| Net interest income | $3,677,000 | 4,467 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $439,000 | 4,610 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $175,000 | 4,321 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $264,000 | 4,258 |
| Total noninterest expense | $4,145,000 | 3,834 |
| Salaries and employee benefits | $1,878,000 | 4,213 |
| Premises and equipment expense | $664,000 | 3,066 |
| Additional noninterest expense | $1,603,000 | 3,481 |
| Pre-tax net operating income | $-29,000 | 6,241 |
| Securities gains (losses) | $99,000 | 1,320 |
| Applicable income taxes | $18,000 | 4,138 |
| Income before extraordinary items | $52,000 | 6,123 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $52,000 | 6,124 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $52,000 | 6,126 |
| Net charge-offs | $201,000 | 3,010 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-21,260 | 6,243 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,188,000 | 4,524 |
| Total interest expense | $448,000 | 4,167 |
| Net interest income | $2,740,000 | 4,526 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $393,000 | 4,408 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $131,000 | 4,363 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $262,000 | 3,955 |
| Total noninterest expense | $3,070,000 | 3,885 |
| Salaries and employee benefits | $1,406,000 | 4,230 |
| Premises and equipment expense | $502,000 | 3,098 |
| Additional noninterest expense | $1,162,000 | 3,575 |
| Pre-tax net operating income | $63,000 | 6,110 |
| Securities gains (losses) | $99,000 | 1,218 |
| Applicable income taxes | $18,000 | 4,132 |
| Income before extraordinary items | $144,000 | 5,852 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $144,000 | 5,854 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $144,000 | 5,854 |
| Net charge-offs | $198,000 | 2,573 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $55,890 | 6,117 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,129,000 | 4,532 |
| Total interest expense | $302,000 | 4,215 |
| Net interest income | $1,827,000 | 4,532 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $256,000 | 4,491 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $83,000 | 4,443 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $173,000 | 4,015 |
| Total noninterest expense | $2,015,000 | 3,935 |
| Salaries and employee benefits | $931,000 | 4,277 |
| Premises and equipment expense | $336,000 | 3,087 |
| Additional noninterest expense | $748,000 | 3,657 |
| Pre-tax net operating income | $68,000 | 5,983 |
| Securities gains (losses) | $99,000 | 1,117 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $167,000 | 5,466 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $167,000 | 5,469 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $167,000 | 5,469 |
| Net charge-offs | $98,000 | 2,777 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $68,000 | 5,947 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 4,553 |
| Total interest expense | $152,000 | 4,292 |
| Net interest income | $920,000 | 4,536 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $104,000 | 4,789 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $42,000 | 4,398 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $62,000 | 4,443 |
| Total noninterest expense | $1,020,000 | 3,948 |
| Salaries and employee benefits | $464,000 | 4,333 |
| Premises and equipment expense | $174,000 | 3,031 |
| Additional noninterest expense | $382,000 | 3,620 |
| Pre-tax net operating income | $4,000 | 6,294 |
| Securities gains (losses) | $6,000 | 1,600 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $10,000 | 6,322 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $10,000 | 6,323 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $10,000 | 6,323 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $4,000 | 6,300 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 4,552 |
| Total interest expense | $888,000 | 3,892 |
| Net interest income | $3,641,000 | 4,651 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $-148,000 | 6,920 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $167,000 | 4,595 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-315,000 | 6,870 |
| Total noninterest expense | $4,210,000 | 3,890 |
| Salaries and employee benefits | $1,805,000 | 4,394 |
| Premises and equipment expense | $700,000 | 3,021 |
| Additional noninterest expense | $1,705,000 | 3,482 |
| Pre-tax net operating income | $-717,000 | 6,571 |
| Securities gains (losses) | $251,000 | 1,501 |
| Applicable income taxes | $-30,000 | 6,608 |
| Income before extraordinary items | $-436,000 | 6,562 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-436,000 | 6,556 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-436,000 | 6,558 |
| Net charge-offs | $156,000 | 4,026 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-671,940 | 6,588 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,425,000 | 4,611 |
| Total interest expense | $717,000 | 3,841 |
| Net interest income | $2,708,000 | 4,738 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $3,000 | 6,913 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $123,000 | 4,678 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-120,000 | 6,935 |
| Total noninterest expense | $3,151,000 | 3,920 |
| Salaries and employee benefits | $1,330,000 | 4,454 |
| Premises and equipment expense | $527,000 | 3,046 |
| Additional noninterest expense | $1,294,000 | 3,454 |
| Pre-tax net operating income | $-440,000 | 6,660 |
| Securities gains (losses) | $201,000 | 1,435 |
| Applicable income taxes | $107,000 | 3,328 |
| Income before extraordinary items | $-346,000 | 6,698 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-346,000 | 6,696 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-346,000 | 6,696 |
| Net charge-offs | $82,000 | 4,154 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-547,000 | 6,722 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 4,573 |
| Total interest expense | $507,000 | 3,798 |
| Net interest income | $1,845,000 | 4,709 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $43,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $82,000 | 4,686 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-39,000 | 6,934 |
| Total noninterest expense | $2,045,000 | 4,022 |
| Salaries and employee benefits | $862,000 | 4,554 |
| Premises and equipment expense | $346,000 | 3,078 |
| Additional noninterest expense | $837,000 | 3,554 |
| Pre-tax net operating income | $-157,000 | 6,590 |
| Securities gains (losses) | $198,000 | 1,110 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $41,000 | 6,271 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $41,000 | 6,271 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $41,000 | 6,271 |
| Net charge-offs | $79,000 | 3,636 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-157,000 | 6,604 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 4,599 |
| Total interest expense | $264,000 | 3,808 |
| Net interest income | $917,000 | 4,756 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $-48,000 | 7,170 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $42,000 | 4,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-90,000 | 7,152 |
| Total noninterest expense | $1,029,000 | 4,025 |
| Salaries and employee benefits | $434,000 | 4,563 |
| Premises and equipment expense | $173,000 | 3,110 |
| Additional noninterest expense | $422,000 | 3,508 |
| Pre-tax net operating income | $-160,000 | 6,815 |
| Securities gains (losses) | $198,000 | 611 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $38,000 | 6,114 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $38,000 | 6,113 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $38,000 | 6,114 |
| Net charge-offs | $51,000 | 3,006 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-160,000 | 6,834 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,180,000 | 4,474 |
| Total interest expense | $1,251,000 | 3,864 |
| Net interest income | $3,929,000 | 4,581 |
| Provision for loan and lease losses | $182,000 | 4,714 |
| Total noninterest income | $357,000 | 4,955 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $194,000 | 4,432 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $163,000 | 4,735 |
| Total noninterest expense | $4,181,000 | 3,990 |
| Salaries and employee benefits | $1,670,000 | 4,643 |
| Premises and equipment expense | $690,000 | 3,238 |
| Additional noninterest expense | $1,821,000 | 3,379 |
| Pre-tax net operating income | $-77,000 | 6,117 |
| Securities gains (losses) | $101,000 | 2,064 |
| Applicable income taxes | $-89,000 | 6,802 |
| Income before extraordinary items | $113,000 | 5,825 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $113,000 | 5,827 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $113,000 | 5,827 |
| Net charge-offs | $186,000 | 4,384 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 966 |
| Net operating income | $12,000 | 6,000 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,943,000 | 4,477 |
| Total interest expense | $965,000 | 3,906 |
| Net interest income | $2,978,000 | 4,580 |
| Provision for loan and lease losses | $100,000 | 4,928 |
| Total noninterest income | $230,000 | 5,248 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $151,000 | 4,388 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $79,000 | 5,347 |
| Total noninterest expense | $3,162,000 | 3,973 |
| Salaries and employee benefits | $1,273,000 | 4,621 |
| Premises and equipment expense | $518,000 | 3,276 |
| Additional noninterest expense | $1,371,000 | 3,371 |
| Pre-tax net operating income | $-54,000 | 6,223 |
| Securities gains (losses) | $101,000 | 1,782 |
| Applicable income taxes | $-52,000 | 6,934 |
| Income before extraordinary items | $99,000 | 5,894 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $99,000 | 5,895 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $99,000 | 5,895 |
| Net charge-offs | $46,000 | 5,029 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 879 |
| Net operating income | $-2,000 | 6,158 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,624,000 | 4,530 |
| Total interest expense | $655,000 | 3,979 |
| Net interest income | $1,969,000 | 4,629 |
| Provision for loan and lease losses | $100,000 | 4,367 |
| Total noninterest income | $137,000 | 5,459 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $111,000 | 4,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 6,062 |
| Total noninterest expense | $2,153,000 | 3,977 |
| Salaries and employee benefits | $838,000 | 4,701 |
| Premises and equipment expense | $346,000 | 3,278 |
| Additional noninterest expense | $969,000 | 3,280 |
| Pre-tax net operating income | $-147,000 | 6,499 |
| Securities gains (losses) | $4,000 | 2,586 |
| Applicable income taxes | $-27,000 | 6,961 |
| Income before extraordinary items | $-116,000 | 6,525 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-116,000 | 6,525 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-116,000 | 6,525 |
| Net charge-offs | $46,000 | 4,519 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-119,240 | 6,498 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 4,540 |
| Total interest expense | $328,000 | 4,077 |
| Net interest income | $984,000 | 4,618 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $120,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $55,000 | 4,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $65,000 | 4,260 |
| Total noninterest expense | $966,000 | 4,275 |
| Salaries and employee benefits | $411,000 | 4,793 |
| Premises and equipment expense | $172,000 | 3,347 |
| Additional noninterest expense | $383,000 | 3,842 |
| Pre-tax net operating income | $63,000 | 5,577 |
| Securities gains (losses) | $4,000 | 1,490 |
| Applicable income taxes | $15,000 | 3,590 |
| Income before extraordinary items | $52,000 | 5,669 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $52,000 | 5,668 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $52,000 | 5,669 |
| Net charge-offs | $23,000 | 3,949 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $48,880 | 5,697 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,728,000 | 4,449 |
| Total interest expense | $1,929,000 | 3,664 |
| Net interest income | $3,799,000 | 4,726 |
| Provision for loan and lease losses | $859,000 | 3,298 |
| Total noninterest income | $558,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $309,000 | 3,575 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $249,000 | 4,255 |
| Total noninterest expense | $4,174,000 | 4,099 |
| Salaries and employee benefits | $1,697,000 | 4,696 |
| Premises and equipment expense | $769,000 | 3,065 |
| Additional noninterest expense | $1,708,000 | 3,665 |
| Pre-tax net operating income | $-676,000 | 6,343 |
| Securities gains (losses) | $503,000 | 892 |
| Applicable income taxes | $31,000 | 3,845 |
| Income before extraordinary items | $-204,000 | 6,177 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-204,000 | 6,177 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-204,000 | 6,178 |
| Net charge-offs | $1,070,000 | 2,591 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $-17,000 | 7,579 |
| Net operating income | $-707,000 | 6,425 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,375,000 | 4,481 |
| Total interest expense | $1,560,000 | 3,592 |
| Net interest income | $2,815,000 | 4,824 |
| Provision for loan and lease losses | $609,000 | 3,223 |
| Total noninterest income | $442,000 | 4,310 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $249,000 | 3,500 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $193,000 | 4,230 |
| Total noninterest expense | $3,103,000 | 4,119 |
| Salaries and employee benefits | $1,280,000 | 4,717 |
| Premises and equipment expense | $570,000 | 3,147 |
| Additional noninterest expense | $1,253,000 | 3,699 |
| Pre-tax net operating income | $-455,000 | 6,525 |
| Securities gains (losses) | $503,000 | 739 |
| Applicable income taxes | $66,000 | 3,396 |
| Income before extraordinary items | $-18,000 | 6,173 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-18,000 | 6,174 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-18,000 | 6,174 |
| Net charge-offs | $726,000 | 2,599 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-339,920 | 6,488 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,966,000 | 4,477 |
| Total interest expense | $1,094,000 | 3,558 |
| Net interest income | $1,872,000 | 4,845 |
| Provision for loan and lease losses | $187,000 | 4,321 |
| Total noninterest income | $325,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $167,000 | 3,501 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $158,000 | 3,895 |
| Total noninterest expense | $2,087,000 | 4,116 |
| Salaries and employee benefits | $863,000 | 4,710 |
| Premises and equipment expense | $357,000 | 3,313 |
| Additional noninterest expense | $867,000 | 3,581 |
| Pre-tax net operating income | $-77,000 | 6,237 |
| Securities gains (losses) | $171,000 | 1,041 |
| Applicable income taxes | $17,000 | 3,864 |
| Income before extraordinary items | $77,000 | 5,701 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $77,000 | 5,703 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $77,000 | 5,702 |
| Net charge-offs | $218,000 | 3,438 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-63,220 | 6,255 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 4,497 |
| Total interest expense | $566,000 | 3,594 |
| Net interest income | $940,000 | 4,854 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $182,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $68,000 | 3,894 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $114,000 | 3,273 |
| Total noninterest expense | $1,067,000 | 4,092 |
| Salaries and employee benefits | $432,000 | 4,776 |
| Premises and equipment expense | $190,000 | 3,254 |
| Additional noninterest expense | $445,000 | 3,500 |
| Pre-tax net operating income | $-45,000 | 6,474 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-42,000 | 7,296 |
| Income before extraordinary items | $-3,000 | 6,415 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,000 | 6,417 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-3,000 | 6,416 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-3,000 | 6,315 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,237,000 | 4,496 |
| Total interest expense | $2,560,000 | 3,825 |
| Net interest income | $3,677,000 | 4,829 |
| Provision for loan and lease losses | $1,139,000 | 3,296 |
| Total noninterest income | $438,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $344,000 | 3,626 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $94,000 | 5,717 |
| Total noninterest expense | $5,600,000 | 3,357 |
| Salaries and employee benefits | $1,801,000 | 4,673 |
| Premises and equipment expense | $778,000 | 3,200 |
| Additional noninterest expense | $3,021,000 | 2,326 |
| Pre-tax net operating income | $-2,624,000 | 6,804 |
| Securities gains (losses) | $-91,000 | 7,270 |
| Applicable income taxes | $-331,000 | 6,898 |
| Income before extraordinary items | $-2,384,000 | 6,861 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,384,000 | 6,858 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,384,000 | 6,859 |
| Net charge-offs | $2,222,000 | 1,912 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,303,920 | 6,832 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,706,000 | 4,552 |
| Total interest expense | $1,928,000 | 3,946 |
| Net interest income | $2,778,000 | 4,806 |
| Provision for loan and lease losses | $699,000 | 3,289 |
| Total noninterest income | $344,000 | 4,947 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $247,000 | 3,717 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $97,000 | 5,432 |
| Total noninterest expense | $4,502,000 | 3,176 |
| Salaries and employee benefits | $1,346,000 | 4,708 |
| Premises and equipment expense | $582,000 | 3,235 |
| Additional noninterest expense | $2,574,000 | 2,054 |
| Pre-tax net operating income | $-2,079,000 | 7,069 |
| Securities gains (losses) | $-169,000 | 7,556 |
| Applicable income taxes | $-237,000 | 7,141 |
| Income before extraordinary items | $-2,011,000 | 7,173 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,011,000 | 7,173 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,011,000 | 7,172 |
| Net charge-offs | $2,078,000 | 1,474 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,860,590 | 7,121 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 4,557 |
| Total interest expense | $1,302,000 | 4,030 |
| Net interest income | $1,868,000 | 4,774 |
| Provision for loan and lease losses | $609,000 | 2,679 |
| Total noninterest income | $226,000 | 5,001 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $154,000 | 3,829 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $72,000 | 5,325 |
| Total noninterest expense | $3,955,000 | 2,526 |
| Salaries and employee benefits | $899,000 | 4,749 |
| Premises and equipment expense | $383,000 | 3,299 |
| Additional noninterest expense | $2,673,000 | 1,391 |
| Pre-tax net operating income | $-2,470,000 | 7,494 |
| Securities gains (losses) | $269,000 | 827 |
| Applicable income taxes | $-226,000 | 7,336 |
| Income before extraordinary items | $-1,975,000 | 7,475 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,975,000 | 7,475 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,975,000 | 7,474 |
| Net charge-offs | $1,499,000 | 1,346 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,217,100 | 7,526 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 4,535 |
| Total interest expense | $674,000 | 4,055 |
| Net interest income | $945,000 | 4,741 |
| Provision for loan and lease losses | $87,000 | 4,142 |
| Total noninterest income | $101,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $73,000 | 3,879 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $2,080,000 | 2,332 |
| Salaries and employee benefits | $450,000 | 4,789 |
| Premises and equipment expense | $0 | 8,212 |
| Additional noninterest expense | $1,630,000 | 1,035 |
| Pre-tax net operating income | $-1,121,000 | 7,662 |
| Securities gains (losses) | $-169,000 | 8,028 |
| Applicable income taxes | $-53,000 | 7,435 |
| Income before extraordinary items | $-1,237,000 | 7,769 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,237,000 | 7,772 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,237,000 | 7,771 |
| Net charge-offs | $1,039,000 | 940 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,074,760 | 7,719 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,663,000 | 4,632 |
| Total interest expense | $2,939,000 | 4,312 |
| Net interest income | $3,724,000 | 4,796 |
| Provision for loan and lease losses | $1,945,000 | 1,828 |
| Total noninterest income | $429,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $300,000 | 4,013 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $129,000 | 5,550 |
| Total noninterest expense | $4,262,000 | 4,043 |
| Salaries and employee benefits | $1,891,000 | 4,649 |
| Premises and equipment expense | $759,000 | 3,310 |
| Additional noninterest expense | $1,612,000 | 3,442 |
| Pre-tax net operating income | $-2,054,000 | 7,373 |
| Securities gains (losses) | $52,000 | 1,567 |
| Applicable income taxes | $-345,000 | 7,365 |
| Income before extraordinary items | $-1,657,000 | 7,258 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,657,000 | 7,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 4,692 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,700,160 | 7,385 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,948,000 | 4,735 |
| Total interest expense | $2,216,000 | 4,423 |
| Net interest income | $2,732,000 | 4,893 |
| Provision for loan and lease losses | $365,000 | 3,221 |
| Total noninterest income | $313,000 | 5,296 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $219,000 | 4,086 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $94,000 | 5,732 |
| Total noninterest expense | $3,041,000 | 4,176 |
| Salaries and employee benefits | $1,399,000 | 4,699 |
| Premises and equipment expense | $566,000 | 3,336 |
| Additional noninterest expense | $1,076,000 | 3,672 |
| Pre-tax net operating income | $-361,000 | 7,164 |
| Securities gains (losses) | $7,000 | 2,502 |
| Applicable income taxes | $-32,000 | 7,400 |
| Income before extraordinary items | $-322,000 | 7,047 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-322,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,498 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-328,370 | 7,197 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,261,000 | 4,824 |
| Total interest expense | $1,508,000 | 4,491 |
| Net interest income | $1,753,000 | 5,016 |
| Provision for loan and lease losses | $225,000 | 2,959 |
| Total noninterest income | $193,000 | 5,501 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $140,000 | 4,173 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $53,000 | 6,048 |
| Total noninterest expense | $1,988,000 | 4,248 |
| Salaries and employee benefits | $919,000 | 4,781 |
| Premises and equipment expense | $380,000 | 3,340 |
| Additional noninterest expense | $689,000 | 3,763 |
| Pre-tax net operating income | $-267,000 | 7,396 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $-13,000 | 7,623 |
| Income before extraordinary items | $-247,000 | 7,465 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-247,000 | 7,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,294 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-253,650 | 7,456 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,616,000 | 4,937 |
| Total interest expense | $785,000 | 4,560 |
| Net interest income | $831,000 | 5,195 |
| Provision for loan and lease losses | $180,000 | 1,928 |
| Total noninterest income | $103,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $70,000 | 4,151 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,761 |
| Total noninterest expense | $1,001,000 | 4,227 |
| Salaries and employee benefits | $461,000 | 4,811 |
| Premises and equipment expense | $198,000 | 3,272 |
| Additional noninterest expense | $342,000 | 3,733 |
| Pre-tax net operating income | $-247,000 | 7,831 |
| Securities gains (losses) | $7,000 | 2,110 |
| Applicable income taxes | $-9,000 | 7,832 |
| Income before extraordinary items | $-231,000 | 7,889 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-231,000 | 7,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,006 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-237,720 | 7,868 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,975,000 | 4,742 |
| Total interest expense | $3,352,000 | 4,464 |
| Net interest income | $3,623,000 | 4,924 |
| Provision for loan and lease losses | $96,000 | 4,972 |
| Total noninterest income | $368,000 | 5,667 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $231,000 | 4,606 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $137,000 | 5,725 |
| Total noninterest expense | $3,504,000 | 4,515 |
| Salaries and employee benefits | $1,616,000 | 5,068 |
| Premises and equipment expense | $652,000 | 3,622 |
| Additional noninterest expense | $1,236,000 | 3,996 |
| Pre-tax net operating income | $391,000 | 6,293 |
| Securities gains (losses) | $31,000 | 956 |
| Applicable income taxes | $-655,000 | 8,359 |
| Income before extraordinary items | $1,077,000 | 4,155 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,077,000 | 4,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,433 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $785,000 | 468 |
| Net operating income | $1,046,000 | 4,206 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 4,783 |
| Total interest expense | $2,517,000 | 4,462 |
| Net interest income | $2,688,000 | 4,992 |
| Provision for loan and lease losses | $89,000 | 4,391 |
| Total noninterest income | $276,000 | 5,704 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $167,000 | 4,709 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $109,000 | 5,656 |
| Total noninterest expense | $2,529,000 | 4,624 |
| Salaries and employee benefits | $1,187,000 | 5,130 |
| Premises and equipment expense | $463,000 | 3,759 |
| Additional noninterest expense | $879,000 | 4,087 |
| Pre-tax net operating income | $346,000 | 6,380 |
| Securities gains (losses) | $24,000 | 782 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $370,000 | 5,974 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $370,000 | 5,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,535 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $350,000 | 476 |
| Net operating income | $346,000 | 6,057 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,463,000 | 4,795 |
| Total interest expense | $1,673,000 | 4,468 |
| Net interest income | $1,790,000 | 5,016 |
| Provision for loan and lease losses | $64,000 | 3,935 |
| Total noninterest income | $182,000 | 5,766 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $107,000 | 4,803 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $75,000 | 5,629 |
| Total noninterest expense | $1,657,000 | 4,688 |
| Salaries and employee benefits | $786,000 | 5,191 |
| Premises and equipment expense | $298,000 | 3,867 |
| Additional noninterest expense | $573,000 | 4,150 |
| Pre-tax net operating income | $251,000 | 6,348 |
| Securities gains (losses) | $-3,000 | 7,770 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $248,000 | 6,032 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $248,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,881 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $210,000 | 439 |
| Net operating income | $251,000 | 5,994 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 4,820 |
| Total interest expense | $831,000 | 4,472 |
| Net interest income | $882,000 | 5,060 |
| Provision for loan and lease losses | $38,000 | 3,501 |
| Total noninterest income | $90,000 | 5,752 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $53,000 | 4,757 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $37,000 | 5,638 |
| Total noninterest expense | $804,000 | 4,790 |
| Salaries and employee benefits | $387,000 | 5,278 |
| Premises and equipment expense | $150,000 | 3,863 |
| Additional noninterest expense | $267,000 | 4,323 |
| Pre-tax net operating income | $130,000 | 6,296 |
| Securities gains (losses) | $-3,000 | 8,110 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $127,000 | 5,974 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $127,000 | 5,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,293 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $130,000 | 5,915 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,111,000 | 4,947 |
| Total interest expense | $3,146,000 | 4,200 |
| Net interest income | $2,965,000 | 5,561 |
| Provision for loan and lease losses | $209,000 | 3,459 |
| Total noninterest income | $420,000 | 5,499 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $162,000 | 5,378 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $258,000 | 4,592 |
| Total noninterest expense | $2,912,000 | 4,983 |
| Salaries and employee benefits | $1,359,000 | 5,501 |
| Premises and equipment expense | $529,000 | 4,117 |
| Additional noninterest expense | $1,024,000 | 4,439 |
| Pre-tax net operating income | $264,000 | 7,220 |
| Securities gains (losses) | $-103,000 | 8,215 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $161,000 | 7,435 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $161,000 | 7,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,967 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $8,272,000 | 246 |
| Net operating income | $264,000 | 7,046 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,434,000 | 5,050 |
| Total interest expense | $2,328,000 | 4,147 |
| Net interest income | $2,106,000 | 5,768 |
| Provision for loan and lease losses | $149,000 | 3,438 |
| Total noninterest income | $329,000 | 5,450 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $113,000 | 5,578 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $216,000 | 4,379 |
| Total noninterest expense | $2,143,000 | 5,033 |
| Salaries and employee benefits | $1,006,000 | 5,535 |
| Premises and equipment expense | $424,000 | 3,950 |
| Additional noninterest expense | $713,000 | 4,638 |
| Pre-tax net operating income | $143,000 | 7,655 |
| Securities gains (losses) | $-103,000 | 8,412 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $40,000 | 8,000 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $40,000 | 8,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,550 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $8,328,000 | 184 |
| Net operating income | $143,000 | 7,523 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,863,000 | 5,115 |
| Total interest expense | $1,530,000 | 4,064 |
| Net interest income | $1,333,000 | 5,941 |
| Provision for loan and lease losses | $85,000 | 3,650 |
| Total noninterest income | $133,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $63,000 | 5,893 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 5,792 |
| Total noninterest expense | $1,411,000 | 5,087 |
| Salaries and employee benefits | $666,000 | 5,581 |
| Premises and equipment expense | $279,000 | 4,002 |
| Additional noninterest expense | $466,000 | 4,699 |
| Pre-tax net operating income | $-30,000 | 8,248 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-30,000 | 8,252 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-30,000 | 8,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 535 |
| Net operating income | $-30,000 | 8,245 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 5,147 |
| Total interest expense | $749,000 | 3,998 |
| Net interest income | $643,000 | 6,060 |
| Provision for loan and lease losses | $41,000 | 3,507 |
| Total noninterest income | $57,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $27,000 | 6,103 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,069 |
| Total noninterest expense | $699,000 | 5,137 |
| Salaries and employee benefits | $335,000 | 5,581 |
| Premises and equipment expense | $137,000 | 4,043 |
| Additional noninterest expense | $227,000 | 4,767 |
| Pre-tax net operating income | $-40,000 | 8,360 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-40,000 | 8,362 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-40,000 | 8,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-40,000 | 8,348 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,993,000 | 5,835 |
| Total interest expense | $1,851,000 | 4,669 |
| Net interest income | $2,142,000 | 6,464 |
| Provision for loan and lease losses | $131,000 | 4,331 |
| Total noninterest income | $226,000 | 6,861 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $109,000 | 6,165 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $117,000 | 6,159 |
| Total noninterest expense | $2,607,000 | 5,237 |
| Salaries and employee benefits | $1,259,000 | 5,629 |
| Premises and equipment expense | $517,000 | 4,078 |
| Additional noninterest expense | $831,000 | 5,042 |
| Pre-tax net operating income | $-370,000 | 8,458 |
| Securities gains (losses) | $-42,000 | 8,113 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-412,000 | 8,518 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-412,000 | 8,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,376 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 673 |
| Net operating income | $-370,000 | 8,476 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,774,000 | 6,018 |
| Total interest expense | $1,220,000 | 4,897 |
| Net interest income | $1,554,000 | 6,587 |
| Provision for loan and lease losses | $79,000 | 4,657 |
| Total noninterest income | $164,000 | 6,945 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $78,000 | 6,278 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $86,000 | 6,190 |
| Total noninterest expense | $1,934,000 | 5,251 |
| Salaries and employee benefits | $933,000 | 5,661 |
| Premises and equipment expense | $383,000 | 4,093 |
| Additional noninterest expense | $618,000 | 5,018 |
| Pre-tax net operating income | $-295,000 | 8,528 |
| Securities gains (losses) | $-3,000 | 7,524 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-298,000 | 8,564 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-298,000 | 8,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,898 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 677 |
| Net operating income | $-295,000 | 8,532 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 6,178 |
| Total interest expense | $709,000 | 5,110 |
| Net interest income | $1,008,000 | 6,643 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $99,000 | 7,081 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $47,000 | 6,391 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $52,000 | 6,337 |
| Total noninterest expense | $1,279,000 | 5,260 |
| Salaries and employee benefits | $604,000 | 5,721 |
| Premises and equipment expense | $255,000 | 4,090 |
| Additional noninterest expense | $420,000 | 4,927 |
| Pre-tax net operating income | $-184,000 | 8,541 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-184,000 | 8,571 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-184,000 | 8,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 549 |
| Net operating income | $-184,000 | 8,546 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $762,000 | 6,523 |
| Total interest expense | $301,000 | 5,470 |
| Net interest income | $461,000 | 6,914 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $50,000 | 7,067 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $21,000 | 6,536 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,226 |
| Total noninterest expense | $623,000 | 5,395 |
| Salaries and employee benefits | $290,000 | 5,894 |
| Premises and equipment expense | $126,000 | 4,172 |
| Additional noninterest expense | $207,000 | 4,958 |
| Pre-tax net operating income | $-112,000 | 8,656 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-112,000 | 8,679 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-112,000 | 8,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 370 |
| Net operating income | $-112,000 | 8,658 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,232,000 | 7,153 |
| Total interest expense | $721,000 | 6,514 |
| Net interest income | $1,511,000 | 7,295 |
| Provision for loan and lease losses | $151,000 | 4,218 |
| Total noninterest income | $153,000 | 7,586 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $76,000 | 6,838 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $77,000 | 6,829 |
| Total noninterest expense | $2,405,000 | 5,435 |
| Salaries and employee benefits | $1,149,000 | 5,832 |
| Premises and equipment expense | $492,000 | 4,139 |
| Additional noninterest expense | $764,000 | 5,252 |
| Pre-tax net operating income | $-892,000 | 8,780 |
| Securities gains (losses) | $-12,000 | 8,276 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-904,000 | 8,816 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-904,000 | 8,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,043 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-892,000 | 8,792 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 7,342 |
| Total interest expense | $476,000 | 6,819 |
| Net interest income | $1,066,000 | 7,442 |
| Provision for loan and lease losses | $125,000 | 3,916 |
| Total noninterest income | $108,000 | 7,698 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $52,000 | 7,015 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $56,000 | 6,899 |
| Total noninterest expense | $1,773,000 | 5,454 |
| Salaries and employee benefits | $852,000 | 5,820 |
| Premises and equipment expense | $361,000 | 4,199 |
| Additional noninterest expense | $560,000 | 5,280 |
| Pre-tax net operating income | $-724,000 | 8,835 |
| Securities gains (losses) | $-13,000 | 8,560 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-737,000 | 8,880 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-737,000 | 8,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-724,000 | 8,857 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $905,000 | 7,653 |
| Total interest expense | $264,000 | 7,270 |
| Net interest income | $641,000 | 7,686 |
| Provision for loan and lease losses | $87,000 | 3,810 |
| Total noninterest income | $64,000 | 7,891 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $30,000 | 7,195 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,048 |
| Total noninterest expense | $1,160,000 | 5,541 |
| Salaries and employee benefits | $560,000 | 5,909 |
| Premises and equipment expense | $233,000 | 4,294 |
| Additional noninterest expense | $367,000 | 5,361 |
| Pre-tax net operating income | $-542,000 | 8,916 |
| Securities gains (losses) | $-13,000 | 8,727 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-555,000 | 8,948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-555,000 | 8,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-542,000 | 8,925 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $390,000 | 7,947 |
| Total interest expense | $117,000 | 7,585 |
| Net interest income | $273,000 | 8,004 |
| Provision for loan and lease losses | $42,000 | 3,681 |
| Total noninterest income | $21,000 | 8,373 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $564,000 | 5,649 |
| Salaries and employee benefits | $276,000 | 5,996 |
| Premises and equipment expense | $111,000 | 4,485 |
| Additional noninterest expense | $177,000 | 5,481 |
| Pre-tax net operating income | $-312,000 | 8,974 |
| Securities gains (losses) | $-13,000 | 8,936 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-325,000 | 9,010 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-325,000 | 9,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-312,000 | 8,978 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $578,000 | 8,903 |
| Total interest expense | $157,000 | 8,845 |
| Net interest income | $421,000 | 8,876 |
| Provision for loan and lease losses | $295,000 | 3,238 |
| Total noninterest income | $70,000 | 8,601 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $23,000 | 7,801 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $47,000 | 7,633 |
| Total noninterest expense | $2,579,000 | 5,110 |
| Salaries and employee benefits | $831,000 | 6,805 |
| Premises and equipment expense | $147,000 | 7,439 |
| Additional noninterest expense | $1,601,000 | 2,904 |
| Pre-tax net operating income | $-2,383,000 | 9,093 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-2,383,000 | 9,128 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-2,383,000 | 9,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $9,725,000 | 94 |
| Net operating income | $-2,383,000 | 9,095 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $275,000 | 9,100 |
| Total interest expense | $77,000 | 9,044 |
| Net interest income | $198,000 | 9,093 |
| Provision for loan and lease losses | $123,000 | 4,315 |
| Total noninterest income | $41,000 | 8,819 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $11,000 | 7,946 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 7,851 |
| Total noninterest expense | $1,984,000 | 5,011 |
| Salaries and employee benefits | $556,000 | 7,105 |
| Premises and equipment expense | $207,000 | 5,905 |
| Additional noninterest expense | $1,221,000 | 2,843 |
| Pre-tax net operating income | $-1,868,000 | 9,151 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-1,868,000 | 9,188 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,868,000 | 9,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $9,280,000 | 63 |
| Net operating income | $-1,868,000 | 9,154 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $74,000 | 9,217 |
| Total interest expense | $26,000 | 9,162 |
| Net interest income | $48,000 | 9,216 |
| Provision for loan and lease losses | $59,000 | 4,958 |
| Total noninterest income | $11,000 | 9,102 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,000 | 8,080 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,000 | 8,523 |
| Total noninterest expense | $1,422,000 | 4,750 |
| Salaries and employee benefits | $281,000 | 7,847 |
| Premises and equipment expense | $96,000 | 6,867 |
| Additional noninterest expense | $1,045,000 | 2,273 |
| Pre-tax net operating income | $-1,422,000 | 9,198 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-1,422,000 | 9,233 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,422,000 | 9,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $8,384,000 | 47 |
| Net operating income | $-1,422,000 | 9,198 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.