Community National Bank of Sarasota County, Income and Expense

2009-06-30 (YTD Data)Rank
Total interest income$2,433,0005,318
Total interest expense$1,158,0004,333
Net interest income$1,275,0005,827
Provision for loan and lease losses$7,054,000586
Total noninterest income$-1,188,0008,144
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$156,0003,802
Trading account gains and fees$0193
Additional Noninterest Income$-1,344,0008,143
Total noninterest expense$2,217,0004,070
Salaries and employee benefits$896,0004,757
Premises and equipment expense$231,0004,681
Additional noninterest expense$1,090,0003,072
Pre-tax net operating income$-9,184,0007,903
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-9,184,0007,932
Extraordinary gains, net$021
Net income$-9,184,0007,931
Minority interest net income$0112
Net income of bank and minority interests.$-9,184,0007,931
Net charge-offs$4,546,000622
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-9,184,0007,936
2009-03-31 (YTD Data)Rank
Total interest income$1,268,0005,233
Total interest expense$578,0004,446
Net interest income$690,0005,634
Provision for loan and lease losses$5,650,000377
Total noninterest income$-356,0008,190
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$83,0003,630
Trading account gains and fees$0171
Additional Noninterest Income$-439,0008,190
Total noninterest expense$1,078,0004,084
Salaries and employee benefits$472,0004,662
Premises and equipment expense$113,0004,786
Additional noninterest expense$493,0003,043
Pre-tax net operating income$-6,394,0008,068
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-6,394,0008,083
Extraordinary gains, net$015
Net income$-6,394,0008,083
Minority interest net income$0102
Net income of bank and minority interests.$-6,394,0008,083
Net charge-offs$3,404,000415
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-6,394,0008,086
2008-12-31 (YTD Data)Rank
Total interest income$6,183,0004,854
Total interest expense$2,598,0004,641
Net interest income$3,585,0004,908
Provision for loan and lease losses$2,908,0001,421
Total noninterest income$621,0004,390
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$406,0003,431
Trading account gains and fees$0154
Additional Noninterest Income$215,0004,717
Total noninterest expense$4,604,0003,814
Salaries and employee benefits$2,048,0004,370
Premises and equipment expense$522,0004,344
Additional noninterest expense$2,034,0002,829
Pre-tax net operating income$-3,306,0007,637
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-3,306,0007,656
Extraordinary gains, net$039
Net income$-3,306,0007,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,277,0001,189
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$2,530,000294
Net operating income$-3,306,0007,722
2008-09-30 (YTD Data)Rank
Total interest income$4,853,0004,782
Total interest expense$2,014,0004,684
Net interest income$2,839,0004,783
Provision for loan and lease losses$2,067,0001,161
Total noninterest income$471,0004,463
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$294,0003,519
Trading account gains and fees$0148
Additional Noninterest Income$177,0004,671
Total noninterest expense$3,261,0003,958
Salaries and employee benefits$1,585,0004,293
Premises and equipment expense$424,0004,125
Additional noninterest expense$1,252,0003,262
Pre-tax net operating income$-2,018,0007,869
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-2,018,0007,870
Extraordinary gains, net$031
Net income$-2,018,0007,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,323,0001,094
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$2,530,000205
Net operating income$-2,018,0007,946
2008-06-30 (YTD Data)Rank
Total interest income$3,348,0004,751
Total interest expense$1,424,0004,658
Net interest income$1,924,0004,737
Provision for loan and lease losses$1,126,0001,141
Total noninterest income$333,0004,399
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$195,0003,536
Trading account gains and fees$0149
Additional Noninterest Income$138,0004,450
Total noninterest expense$2,125,0004,057
Salaries and employee benefits$1,080,0004,263
Premises and equipment expense$288,0004,084
Additional noninterest expense$757,0003,502
Pre-tax net operating income$-994,0007,909
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-994,0007,992
Extraordinary gains, net$021
Net income$-994,0007,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$696,0001,071
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-994,0007,975
2008-03-31 (YTD Data)Rank
Total interest income$1,807,0004,613
Total interest expense$750,0004,691
Net interest income$1,057,0004,440
Provision for loan and lease losses$672,000828
Total noninterest income$199,0004,009
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$95,0003,562
Trading account gains and fees$0158
Additional Noninterest Income$104,0003,698
Total noninterest expense$1,095,0003,969
Salaries and employee benefits$557,0004,192
Premises and equipment expense$154,0003,903
Additional noninterest expense$384,0003,424
Pre-tax net operating income$-511,0008,092
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-511,0008,156
Extraordinary gains, net$015
Net income$-511,0008,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0002,095
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-511,0008,141
2007-12-31 (YTD Data)Rank
Total interest income$7,940,0004,380
Total interest expense$3,034,0004,756
Net interest income$4,906,0004,061
Provision for loan and lease losses$1,251,0001,209
Total noninterest income$549,0004,819
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$396,0003,537
Trading account gains and fees$0178
Additional Noninterest Income$153,0005,541
Total noninterest expense$4,029,0004,103
Salaries and employee benefits$2,097,0004,243
Premises and equipment expense$481,0004,482
Additional noninterest expense$1,451,0003,516
Pre-tax net operating income$175,0006,933
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$175,0006,871
Extraordinary gains, net$039
Net income$175,0006,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,260,000848
Cash dividends$957,0002,710
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$175,0006,848
2007-09-30 (YTD Data)Rank
Total interest income$6,068,0004,344
Total interest expense$2,274,0004,771
Net interest income$3,794,0003,972
Provision for loan and lease losses$518,0001,530
Total noninterest income$395,0004,939
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$279,0003,660
Trading account gains and fees$0184
Additional Noninterest Income$116,0005,535
Total noninterest expense$3,093,0004,004
Salaries and employee benefits$1,629,0004,111
Premises and equipment expense$383,0004,291
Additional noninterest expense$1,081,0003,481
Pre-tax net operating income$578,0005,511
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$578,0005,077
Extraordinary gains, net$033
Net income$578,0005,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0002,478
Cash dividends$697,0002,485
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$578,0005,072
2007-06-30 (YTD Data)Rank
Total interest income$4,098,0004,329
Total interest expense$1,535,0004,726
Net interest income$2,563,0003,953
Provision for loan and lease losses$6,0005,907
Total noninterest income$259,0005,008
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$167,0003,877
Trading account gains and fees$0168
Additional Noninterest Income$92,0005,270
Total noninterest expense$2,083,0004,007
Salaries and employee benefits$1,084,0004,155
Premises and equipment expense$265,0004,205
Additional noninterest expense$734,0003,421
Pre-tax net operating income$733,0004,210
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$733,0003,713
Extraordinary gains, net$029
Net income$733,0003,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,915
Cash dividends$430,0002,656
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$733,0003,694
2007-03-31 (YTD Data)Rank
Total interest income$2,072,0004,299
Total interest expense$777,0004,653
Net interest income$1,295,0003,919
Provision for loan and lease losses$05,779
Total noninterest income$118,0005,171
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$69,0004,205
Trading account gains and fees$0195
Additional Noninterest Income$49,0005,151
Total noninterest expense$1,038,0004,024
Salaries and employee benefits$541,0004,193
Premises and equipment expense$130,0004,270
Additional noninterest expense$367,0003,397
Pre-tax net operating income$375,0004,143
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$375,0003,645
Extraordinary gains, net$022
Net income$375,0003,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$210,0002,351
Sale, conversion, retirement of capital stock, net$0885
Net operating income$375,0003,626
2006-12-31 (YTD Data)Rank
Total interest income$7,822,0004,256
Total interest expense$2,247,0005,101
Net interest income$5,575,0003,722
Provision for loan and lease losses$100,0004,711
Total noninterest income$445,0005,381
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$279,0004,259
Trading account gains and fees$0130
Additional Noninterest Income$166,0005,449
Total noninterest expense$4,098,0003,919
Salaries and employee benefits$2,234,0003,935
Premises and equipment expense$485,0004,358
Additional noninterest expense$1,379,0003,527
Pre-tax net operating income$1,822,0003,865
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$1,822,0003,314
Extraordinary gains, net$051
Net income$1,822,0003,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,293
Cash dividends$1,507,0001,913
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,822,0003,298
2006-09-30 (YTD Data)Rank
Total interest income$5,794,0004,271
Total interest expense$1,561,0005,225
Net interest income$4,233,0003,703
Provision for loan and lease losses$100,0004,067
Total noninterest income$341,0005,358
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$208,0004,317
Trading account gains and fees$0126
Additional Noninterest Income$133,0005,349
Total noninterest expense$3,040,0003,942
Salaries and employee benefits$1,655,0003,955
Premises and equipment expense$364,0004,360
Additional noninterest expense$1,021,0003,549
Pre-tax net operating income$1,434,0003,888
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$1,434,0003,301
Extraordinary gains, net$045
Net income$1,434,0003,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0002,628
Cash dividends$1,387,0001,549
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,434,0003,290
2006-06-30 (YTD Data)Rank
Total interest income$3,796,0004,281
Total interest expense$934,0005,406
Net interest income$2,862,0003,669
Provision for loan and lease losses$06,419
Total noninterest income$225,0005,371
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$134,0004,365
Trading account gains and fees$0126
Additional Noninterest Income$91,0005,325
Total noninterest expense$2,026,0003,976
Salaries and employee benefits$1,074,0004,053
Premises and equipment expense$242,0004,353
Additional noninterest expense$710,0003,429
Pre-tax net operating income$1,061,0003,660
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,061,0003,072
Extraordinary gains, net$039
Net income$1,061,0003,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,651
Cash dividends$1,160,0001,278
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,061,0003,063
2006-03-31 (YTD Data)Rank
Total interest income$1,820,0004,350
Total interest expense$404,0005,658
Net interest income$1,416,0003,703
Provision for loan and lease losses$06,013
Total noninterest income$117,0005,268
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$62,0004,465
Trading account gains and fees$0115
Additional Noninterest Income$55,0004,927
Total noninterest expense$994,0004,033
Salaries and employee benefits$521,0004,173
Premises and equipment expense$122,0004,360
Additional noninterest expense$351,0003,447
Pre-tax net operating income$539,0003,571
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$539,0002,982
Extraordinary gains, net$021
Net income$539,0002,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,550
Cash dividends$408,0001,585
Sale, conversion, retirement of capital stock, net$0648
Net operating income$539,0002,963
2005-12-31 (YTD Data)Rank
Total interest income$6,982,0004,153
Total interest expense$1,232,0005,748
Net interest income$5,750,0003,551
Provision for loan and lease losses$157,0004,048
Total noninterest income$637,0004,637
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$306,0004,127
Trading account gains and fees$0138
Additional Noninterest Income$331,0004,129
Total noninterest expense$3,628,0004,176
Salaries and employee benefits$1,924,0004,243
Premises and equipment expense$490,0004,248
Additional noninterest expense$1,214,0003,843
Pre-tax net operating income$2,602,0003,092
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$2,602,0002,515
Extraordinary gains, net$046
Net income$2,602,0002,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,376
Cash dividends$1,200,0002,126
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,602,0002,488
2005-09-30 (YTD Data)Rank
Total interest income$5,169,0004,136
Total interest expense$914,0005,690
Net interest income$4,255,0003,585
Provision for loan and lease losses$157,0003,407
Total noninterest income$521,0004,430
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$237,0004,079
Trading account gains and fees$0126
Additional Noninterest Income$284,0003,903
Total noninterest expense$2,583,0004,310
Salaries and employee benefits$1,403,0004,307
Premises and equipment expense$351,0004,359
Additional noninterest expense$829,0004,070
Pre-tax net operating income$2,036,0003,014
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,036,0002,452
Extraordinary gains, net$035
Net income$2,036,0002,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,995
Cash dividends$1,175,0001,598
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,036,0002,423
2005-06-30 (YTD Data)Rank
Total interest income$3,403,0004,118
Total interest expense$584,0005,627
Net interest income$2,819,0003,581
Provision for loan and lease losses$152,0002,588
Total noninterest income$411,0003,987
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$159,0004,016
Trading account gains and fees$0116
Additional Noninterest Income$252,0003,358
Total noninterest expense$1,639,0004,462
Salaries and employee benefits$897,0004,434
Premises and equipment expense$226,0004,426
Additional noninterest expense$516,0004,265
Pre-tax net operating income$1,439,0002,846
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,439,0002,301
Extraordinary gains, net$030
Net income$1,439,0002,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,385
Cash dividends$625,0001,881
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,439,0002,266
2005-03-31 (YTD Data)Rank
Total interest income$1,643,0004,195
Total interest expense$281,0005,656
Net interest income$1,362,0003,691
Provision for loan and lease losses$123,0001,714
Total noninterest income$289,0003,138
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$73,0004,143
Trading account gains and fees$0115
Additional Noninterest Income$216,0002,370
Total noninterest expense$797,0004,567
Salaries and employee benefits$435,0004,548
Premises and equipment expense$111,0004,520
Additional noninterest expense$251,0004,353
Pre-tax net operating income$731,0002,761
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$731,0002,248
Extraordinary gains, net$024
Net income$731,0002,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,095
Cash dividends$280,0001,844
Sale, conversion, retirement of capital stock, net$0491
Net operating income$731,0002,212
2004-12-31 (YTD Data)Rank
Total interest income$5,713,0004,408
Total interest expense$968,0005,765
Net interest income$4,745,0003,959
Provision for loan and lease losses$123,0004,583
Total noninterest income$438,0005,600
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$317,0004,197
Trading account gains and fees$0138
Additional Noninterest Income$121,0006,090
Total noninterest expense$2,920,0004,753
Salaries and employee benefits$1,544,0004,845
Premises and equipment expense$389,0004,855
Additional noninterest expense$987,0004,395
Pre-tax net operating income$2,140,0003,358
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$2,140,0002,754
Extraordinary gains, net$034
Net income$2,140,0002,757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,148
Cash dividends$1,130,0002,121
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,140,0002,696
2004-09-30 (YTD Data)Rank
Total interest income$4,164,0004,486
Total interest expense$699,0005,831
Net interest income$3,465,0004,041
Provision for loan and lease losses$83,0004,677
Total noninterest income$340,0005,545
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$247,0004,129
Trading account gains and fees$0134
Additional Noninterest Income$93,0006,063
Total noninterest expense$2,157,0004,756
Salaries and employee benefits$1,141,0004,845
Premises and equipment expense$282,0004,957
Additional noninterest expense$734,0004,362
Pre-tax net operating income$1,565,0003,479
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$1,565,0002,850
Extraordinary gains, net$026
Net income$1,565,0002,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,064
Cash dividends$880,0001,895
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,565,0002,779
2004-06-30 (YTD Data)Rank
Total interest income$2,713,0004,569
Total interest expense$451,0005,942
Net interest income$2,262,0004,113
Provision for loan and lease losses$47,0004,814
Total noninterest income$228,0005,522
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$162,0004,157
Trading account gains and fees$0130
Additional Noninterest Income$66,0005,947
Total noninterest expense$1,443,0004,769
Salaries and employee benefits$755,0004,901
Premises and equipment expense$189,0004,954
Additional noninterest expense$499,0004,316
Pre-tax net operating income$1,000,0003,532
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,000,0002,939
Extraordinary gains, net$021
Net income$1,000,0002,940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,514
Cash dividends$615,0001,843
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,000,0002,855
2004-03-31 (YTD Data)Rank
Total interest income$1,332,0004,636
Total interest expense$222,0006,052
Net interest income$1,110,0004,154
Provision for loan and lease losses$39,0003,783
Total noninterest income$131,0005,107
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$85,0003,976
Trading account gains and fees$0121
Additional Noninterest Income$46,0005,276
Total noninterest expense$707,0004,885
Salaries and employee benefits$375,0004,948
Premises and equipment expense$88,0005,242
Additional noninterest expense$244,0004,405
Pre-tax net operating income$495,0003,548
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$495,0002,963
Extraordinary gains, net$016
Net income$495,0002,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,590
Cash dividends$360,0001,528
Sale, conversion, retirement of capital stock, net$0464
Net operating income$495,0002,861
2003-12-31 (YTD Data)Rank
Total interest income$5,154,0004,786
Total interest expense$986,0006,157
Net interest income$4,168,0004,234
Provision for loan and lease losses$151,0004,558
Total noninterest income$476,0005,561
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$375,0003,788
Trading account gains and fees$0160
Additional Noninterest Income$101,0006,522
Total noninterest expense$2,749,0004,892
Salaries and employee benefits$1,443,0004,976
Premises and equipment expense$342,0005,256
Additional noninterest expense$964,0004,396
Pre-tax net operating income$1,744,0003,717
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$1,744,0003,180
Extraordinary gains, net$054
Net income$1,744,0003,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,883
Cash dividends$555,0003,336
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,744,0003,032
2003-09-30 (YTD Data)Rank
Total interest income$3,833,0004,869
Total interest expense$752,0006,266
Net interest income$3,081,0004,307
Provision for loan and lease losses$113,0004,460
Total noninterest income$359,0005,596
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$272,0003,879
Trading account gains and fees$0153
Additional Noninterest Income$87,0006,329
Total noninterest expense$2,044,0004,903
Salaries and employee benefits$1,074,0004,997
Premises and equipment expense$262,0005,168
Additional noninterest expense$708,0004,439
Pre-tax net operating income$1,283,0003,892
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$1,283,0003,316
Extraordinary gains, net$040
Net income$1,283,0003,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0008,128
Cash dividends$350,0003,235
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,283,0003,160
2003-06-30 (YTD Data)Rank
Total interest income$2,515,0004,965
Total interest expense$520,0006,270
Net interest income$1,995,0004,405
Provision for loan and lease losses$53,0005,070
Total noninterest income$240,0005,577
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$178,0003,893
Trading account gains and fees$0150
Additional Noninterest Income$62,0006,200
Total noninterest expense$1,362,0004,911
Salaries and employee benefits$717,0004,981
Premises and equipment expense$171,0005,218
Additional noninterest expense$474,0004,417
Pre-tax net operating income$820,0003,983
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$820,0003,444
Extraordinary gains, net$030
Net income$820,0003,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,985
Cash dividends$320,0002,783
Sale, conversion, retirement of capital stock, net$0589
Net operating income$820,0003,262
2003-03-31 (YTD Data)Rank
Total interest income$1,234,0005,062
Total interest expense$266,0006,302
Net interest income$968,0004,494
Provision for loan and lease losses$22,0005,127
Total noninterest income$124,0005,379
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$89,0003,826
Trading account gains and fees$0134
Additional Noninterest Income$35,0005,938
Total noninterest expense$676,0004,916
Salaries and employee benefits$356,0005,016
Premises and equipment expense$81,0005,408
Additional noninterest expense$239,0004,360
Pre-tax net operating income$394,0004,073
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$394,0003,490
Extraordinary gains, net$021
Net income$394,0003,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,770
Cash dividends$200,0002,197
Sale, conversion, retirement of capital stock, net$0419
Net operating income$394,0003,324
2002-12-31 (YTD Data)Rank
Total interest income$4,889,0005,251
Total interest expense$1,342,0006,077
Net interest income$3,547,0004,719
Provision for loan and lease losses$122,0005,306
Total noninterest income$484,0005,303
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$352,0003,855
Trading account gains and fees$0153
Additional Noninterest Income$132,0005,858
Total noninterest expense$2,515,0005,069
Salaries and employee benefits$1,267,0005,282
Premises and equipment expense$312,0005,443
Additional noninterest expense$936,0004,405
Pre-tax net operating income$1,394,0004,294
Securities gains (losses)$17,0003,266
Applicable income taxes$07,681
Income before extraordinary items$1,411,0003,656
Extraordinary gains, net$070
Net income$1,411,0003,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,742
Cash dividends$605,0003,129
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,394,0003,588
2001-12-31 (YTD Data)Rank
Total interest income$5,311,0005,419
Total interest expense$2,197,0005,815
Net interest income$3,114,0004,927
Provision for loan and lease losses$110,0005,436
Total noninterest income$394,0005,720
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$285,0004,290
Trading account gains and fees$0177
Additional Noninterest Income$109,0006,235
Total noninterest expense$2,225,0005,350
Salaries and employee benefits$1,129,0005,550
Premises and equipment expense$252,0006,068
Additional noninterest expense$844,0004,616
Pre-tax net operating income$1,173,0004,474
Securities gains (losses)$7,0003,779
Applicable income taxes$07,903
Income before extraordinary items$1,180,0003,855
Extraordinary gains, net$0105
Net income$1,180,0003,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,628
Cash dividends$690,0002,904
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,173,0003,741
2000-12-31 (YTD Data)Rank
Total interest income$5,447,0005,427
Total interest expense$2,777,0005,210
Net interest income$2,670,0005,579
Provision for loan and lease losses$124,0004,781
Total noninterest income$398,0005,546
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$252,0004,507
Trading account gains and feesNANA
Additional Noninterest Income$146,0005,537
Total noninterest expense$2,155,0005,411
Salaries and employee benefits$1,035,0005,787
Premises and equipment expense$255,0005,977
Additional noninterest expense$865,0004,476
Pre-tax net operating income$789,0005,903
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$789,0005,086
Extraordinary gains, net$038
Net income$789,0005,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,481
Cash dividends$405,0003,906
Sale, conversion, retirement of capital stock, net$0969
Net operating income$789,0005,084
1999-12-31 (YTD Data)Rank
Total interest income$5,583,0005,184
Total interest expense$3,312,0004,242
Net interest income$2,271,0006,139
Provision for loan and lease losses$39,0006,933
Total noninterest income$328,0006,190
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$220,0004,868
Trading account gains and feesNANA
Additional Noninterest Income$108,0006,454
Total noninterest expense$1,935,0005,807
Salaries and employee benefits$948,0006,106
Premises and equipment expense$226,0006,413
Additional noninterest expense$761,0004,973
Pre-tax net operating income$625,0006,625
Securities gains (losses)$-6,0009,143
Applicable income taxes$08,765
Income before extraordinary items$619,0005,806
Extraordinary gains, net$-169,00010,206
Net income$450,0006,698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0009,703
Cash dividends$227,0005,026
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$625,0005,746
1998-12-31 (YTD Data)Rank
Total interest income$4,259,0006,256
Total interest expense$2,379,0005,555
Net interest income$1,880,0006,890
Provision for loan and lease losses$35,0007,178
Total noninterest income$262,0006,866
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$190,0005,288
Trading account gains and feesNANA
Additional Noninterest Income$72,0007,421
Total noninterest expense$1,813,0005,962
Salaries and employee benefits$957,0005,953
Premises and equipment expense$220,0006,425
Additional noninterest expense$637,0005,519
Pre-tax net operating income$294,0008,427
Securities gains (losses)$-13,00010,228
Applicable income taxes$85,0007,751
Income before extraordinary items$196,0008,652
Extraordinary gains, net$032
Net income$196,0008,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,985
Cash dividends$520,0003,424
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$205,1008,505
1997-12-31 (YTD Data)Rank
Total interest income$3,768,0006,880
Total interest expense$1,964,0006,328
Net interest income$1,804,0007,311
Provision for loan and lease losses$51,0006,594
Total noninterest income$362,0006,065
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$194,0005,433
Trading account gains and feesNANA
Additional Noninterest Income$168,0005,393
Total noninterest expense$1,400,0007,032
Salaries and employee benefits$708,0007,278
Premises and equipment expense$177,0007,240
Additional noninterest expense$515,0006,382
Pre-tax net operating income$715,0006,915
Securities gains (losses)$38,0001,502
Applicable income taxes$234,0006,444
Income before extraordinary items$519,0006,862
Extraordinary gains, net$044
Net income$519,0006,865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,092
Cash dividends$100,0006,450
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$492,7806,959
1996-12-31 (YTD Data)Rank
Total interest income$3,245,0007,673
Total interest expense$1,601,0007,325
Net interest income$1,644,0007,922
Provision for loan and lease losses$36,0007,135
Total noninterest income$330,0006,610
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$198,0005,597
Trading account gains and feesNANA
Additional Noninterest Income$132,0006,332
Total noninterest expense$1,347,0007,525
Salaries and employee benefits$663,0007,761
Premises and equipment expense$173,0007,570
Additional noninterest expense$511,0006,965
Pre-tax net operating income$591,0007,466
Securities gains (losses)$4,0003,123
Applicable income taxes$176,0007,502
Income before extraordinary items$419,0007,462
Extraordinary gains, net$053
Net income$419,0007,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,926
Cash dividends$250,0004,932
Sale, conversion, retirement of capital stock, net$0953
Net operating income$416,2007,431
1995-12-31 (YTD Data)Rank
Total interest income$3,141,0008,019
Total interest expense$1,608,0007,393
Net interest income$1,533,0008,445
Provision for loan and lease losses$-23,00011,487
Total noninterest income$368,0006,285
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$185,0005,967
Trading account gains and feesNANA
Additional Noninterest Income$183,0005,373
Total noninterest expense$1,359,0007,713
Salaries and employee benefits$637,0008,135
Premises and equipment expense$176,0007,691
Additional noninterest expense$546,0006,903
Pre-tax net operating income$565,0008,083
Securities gains (losses)$03,831
Applicable income taxes$165,0008,017
Income before extraordinary items$400,0008,083
Extraordinary gains, net$065
Net income$400,0008,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,00011,259
Cash dividends$100,0006,741
Sale, conversion, retirement of capital stock, net$0809
Net operating income$400,0008,045
1994-12-31 (YTD Data)Rank
Total interest income$2,700,0008,553
Total interest expense$1,093,0008,315
Net interest income$1,607,0008,567
Provision for loan and lease losses$30,0007,083
Total noninterest income$329,0006,913
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$40,00010,040
Trading account gains and feesNANA
Additional Noninterest Income$289,0004,192
Total noninterest expense$1,383,0007,963
Salaries and employee benefits$620,0008,487
Premises and equipment expense$238,0006,721
Additional noninterest expense$525,0007,635
Pre-tax net operating income$523,0008,497
Securities gains (losses)$8,0002,362
Applicable income taxes$147,0008,368
Income before extraordinary items$384,0008,317
Extraordinary gains, net$0249
Net income$384,0008,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,198
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$378,2408,430
1993-12-31 (YTD Data)Rank
Total interest income$2,326,0009,515
Total interest expense$892,0009,587
Net interest income$1,434,0009,323
Provision for loan and lease losses$163,0004,438
Total noninterest income$209,0009,060
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$129,0007,602
Trading account gains and feesNANA
Additional Noninterest Income$80,0008,622
Total noninterest expense$1,201,0008,885
Salaries and employee benefits$522,0009,445
Premises and equipment expense$275,0006,263
Additional noninterest expense$404,0009,230
Pre-tax net operating income$279,00010,405
Securities gains (losses)$3,0006,505
Applicable income taxes$78,00010,260
Income before extraordinary items$204,00010,600
Extraordinary gains, net$03,149
Net income$204,00010,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0003,785
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$201,84010,409
1992-12-31 (YTD Data)Rank
Total interest income$2,390,00010,109
Total interest expense$1,173,0009,706
Net interest income$1,217,00010,272
Provision for loan and lease losses$98,0007,351
Total noninterest income$146,00010,574
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$78,0009,234
Trading account gains and feesNANA
Additional Noninterest Income$68,0009,388
Total noninterest expense$1,109,0009,467
Salaries and employee benefits$475,00010,041
Premises and equipment expense$270,0006,436
Additional noninterest expense$364,00010,021
Pre-tax net operating income$156,00011,467
Securities gains (losses)$85,0003,276
Applicable income taxes$77,00010,525
Income before extraordinary items$164,00011,079
Extraordinary gains, net$77,000846
Net income$241,00010,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0005,482
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$106,20011,560

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.