Home > Community National Bank of Norwestern Pennsylvania > Income and Expense
Community National Bank of Norwestern Pennsylvania, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 5,183 |
| Total interest expense | $168,000 | 5,100 |
| Net interest income | $1,672,000 | 5,148 |
| Provision for loan and lease losses | $-85,000 | 5,901 |
| Total noninterest income | $270,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $94,000 | 4,446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $176,000 | 4,295 |
| Total noninterest expense | $2,157,000 | 4,444 |
| Salaries and employee benefits | $1,056,000 | 4,655 |
| Premises and equipment expense | $271,000 | 4,163 |
| Additional noninterest expense | $830,000 | 4,105 |
| Pre-tax net operating income | $-130,000 | 6,056 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-45,000 | 6,129 |
| Income before extraordinary items | $-85,000 | 6,056 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-85,000 | 6,056 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-85,000 | 6,056 |
| Net charge-offs | $3,000 | 3,929 |
| Cash dividends | $288,000 | 2,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-85,000 | 6,031 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 5,175 |
| Total interest expense | $114,000 | 5,133 |
| Net interest income | $1,155,000 | 5,131 |
| Provision for loan and lease losses | $-85,000 | 6,040 |
| Total noninterest income | $157,000 | 4,818 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $62,000 | 4,455 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $95,000 | 4,572 |
| Total noninterest expense | $823,000 | 5,406 |
| Salaries and employee benefits | $358,000 | 5,677 |
| Premises and equipment expense | $178,000 | 4,228 |
| Additional noninterest expense | $287,000 | 5,320 |
| Pre-tax net operating income | $574,000 | 3,963 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $195,000 | 2,510 |
| Income before extraordinary items | $379,000 | 4,373 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $379,000 | 4,376 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $379,000 | 4,376 |
| Net charge-offs | $3,000 | 3,598 |
| Cash dividends | $288,000 | 2,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $379,000 | 4,311 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 5,265 |
| Total interest expense | $59,000 | 5,142 |
| Net interest income | $552,000 | 5,232 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $75,000 | 4,866 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $30,000 | 4,503 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $45,000 | 4,630 |
| Total noninterest expense | $405,000 | 5,470 |
| Salaries and employee benefits | $175,000 | 5,753 |
| Premises and equipment expense | $87,000 | 4,306 |
| Additional noninterest expense | $143,000 | 5,360 |
| Pre-tax net operating income | $222,000 | 4,297 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $76,000 | 2,685 |
| Income before extraordinary items | $146,000 | 4,710 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $146,000 | 4,712 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $146,000 | 4,714 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $146,000 | 4,640 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 5,319 |
| Total interest expense | $264,000 | 5,159 |
| Net interest income | $2,217,000 | 5,299 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $360,000 | 4,775 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $133,000 | 4,579 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $227,000 | 4,371 |
| Total noninterest expense | $1,614,000 | 5,586 |
| Salaries and employee benefits | $711,000 | 5,839 |
| Premises and equipment expense | $325,000 | 4,526 |
| Additional noninterest expense | $578,000 | 5,445 |
| Pre-tax net operating income | $963,000 | 4,206 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $327,000 | 2,571 |
| Income before extraordinary items | $636,000 | 4,612 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $636,000 | 4,613 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $636,000 | 4,613 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $576,000 | 2,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $636,000 | 4,556 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 5,389 |
| Total interest expense | $201,000 | 5,210 |
| Net interest income | $1,664,000 | 5,358 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $275,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $100,000 | 4,631 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $175,000 | 4,377 |
| Total noninterest expense | $1,219,000 | 5,610 |
| Salaries and employee benefits | $545,000 | 5,856 |
| Premises and equipment expense | $258,000 | 4,462 |
| Additional noninterest expense | $416,000 | 5,543 |
| Pre-tax net operating income | $720,000 | 4,301 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $244,000 | 2,647 |
| Income before extraordinary items | $476,000 | 4,689 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $476,000 | 4,689 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $476,000 | 4,690 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $288,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $476,000 | 4,644 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 5,439 |
| Total interest expense | $134,000 | 5,261 |
| Net interest income | $1,094,000 | 5,413 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $183,000 | 4,797 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $66,000 | 4,637 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $117,000 | 4,370 |
| Total noninterest expense | $814,000 | 5,644 |
| Salaries and employee benefits | $362,000 | 5,909 |
| Premises and equipment expense | $175,000 | 4,454 |
| Additional noninterest expense | $277,000 | 5,578 |
| Pre-tax net operating income | $463,000 | 4,297 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $157,000 | 2,646 |
| Income before extraordinary items | $306,000 | 4,706 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $306,000 | 4,708 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $306,000 | 4,709 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $288,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $306,000 | 4,646 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $613,000 | 5,500 |
| Total interest expense | $68,000 | 5,300 |
| Net interest income | $545,000 | 5,452 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $83,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $32,000 | 4,672 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $51,000 | 4,536 |
| Total noninterest expense | $410,000 | 5,703 |
| Salaries and employee benefits | $182,000 | 5,967 |
| Premises and equipment expense | $87,000 | 4,537 |
| Additional noninterest expense | $141,000 | 5,611 |
| Pre-tax net operating income | $218,000 | 4,337 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $74,000 | 2,630 |
| Income before extraordinary items | $144,000 | 4,741 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $144,000 | 4,743 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $144,000 | 4,742 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $144,000 | 4,687 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,557,000 | 5,503 |
| Total interest expense | $311,000 | 5,333 |
| Net interest income | $2,246,000 | 5,453 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $393,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $147,000 | 4,608 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $246,000 | 4,342 |
| Total noninterest expense | $1,613,000 | 5,780 |
| Salaries and employee benefits | $711,000 | 6,067 |
| Premises and equipment expense | $316,000 | 4,732 |
| Additional noninterest expense | $586,000 | 5,620 |
| Pre-tax net operating income | $1,026,000 | 4,041 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $346,000 | 2,497 |
| Income before extraordinary items | $680,000 | 4,498 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $680,000 | 4,502 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $680,000 | 4,502 |
| Net charge-offs | $7,000 | 5,162 |
| Cash dividends | $846,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $680,000 | 4,432 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 5,550 |
| Total interest expense | $237,000 | 5,401 |
| Net interest income | $1,697,000 | 5,494 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $298,000 | 4,821 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $113,000 | 4,615 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $185,000 | 4,411 |
| Total noninterest expense | $1,210,000 | 5,802 |
| Salaries and employee benefits | $543,000 | 6,075 |
| Premises and equipment expense | $235,000 | 4,787 |
| Additional noninterest expense | $432,000 | 5,668 |
| Pre-tax net operating income | $785,000 | 4,090 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $265,000 | 2,535 |
| Income before extraordinary items | $520,000 | 4,539 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $520,000 | 4,542 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $520,000 | 4,543 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $558,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $520,000 | 4,459 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 5,579 |
| Total interest expense | $161,000 | 5,426 |
| Net interest income | $1,127,000 | 5,524 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $194,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $72,000 | 4,675 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $122,000 | 4,490 |
| Total noninterest expense | $805,000 | 5,835 |
| Salaries and employee benefits | $364,000 | 6,107 |
| Premises and equipment expense | $158,000 | 4,772 |
| Additional noninterest expense | $283,000 | 5,715 |
| Pre-tax net operating income | $516,000 | 4,097 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $174,000 | 2,553 |
| Income before extraordinary items | $342,000 | 4,552 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $342,000 | 4,554 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $342,000 | 4,555 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $558,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $342,000 | 4,463 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $646,000 | 5,608 |
| Total interest expense | $83,000 | 5,468 |
| Net interest income | $563,000 | 5,562 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $89,000 | 5,011 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $33,000 | 4,808 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $56,000 | 4,565 |
| Total noninterest expense | $397,000 | 5,924 |
| Salaries and employee benefits | $177,000 | 6,180 |
| Premises and equipment expense | $79,000 | 4,814 |
| Additional noninterest expense | $141,000 | 5,770 |
| Pre-tax net operating income | $255,000 | 4,085 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $85,000 | 2,555 |
| Income before extraordinary items | $170,000 | 4,546 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $170,000 | 4,547 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $170,000 | 4,548 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $170,000 | 4,443 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,753,000 | 5,633 |
| Total interest expense | $414,000 | 5,476 |
| Net interest income | $2,339,000 | 5,586 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $451,000 | 4,658 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $149,000 | 4,792 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $302,000 | 4,030 |
| Total noninterest expense | $1,711,000 | 5,884 |
| Salaries and employee benefits | $751,000 | 6,184 |
| Premises and equipment expense | $327,000 | 4,782 |
| Additional noninterest expense | $633,000 | 5,723 |
| Pre-tax net operating income | $1,079,000 | 3,899 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $363,000 | 2,485 |
| Income before extraordinary items | $716,000 | 4,450 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $716,000 | 4,447 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $716,000 | 4,449 |
| Net charge-offs | $24,000 | 5,310 |
| Cash dividends | $576,000 | 2,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $716,000 | 4,270 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 5,696 |
| Total interest expense | $327,000 | 5,512 |
| Net interest income | $1,764,000 | 5,667 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $342,000 | 4,685 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $112,000 | 4,866 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $230,000 | 4,055 |
| Total noninterest expense | $1,276,000 | 5,957 |
| Salaries and employee benefits | $567,000 | 6,223 |
| Premises and equipment expense | $246,000 | 4,831 |
| Additional noninterest expense | $463,000 | 5,821 |
| Pre-tax net operating income | $830,000 | 3,969 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $279,000 | 2,537 |
| Income before extraordinary items | $551,000 | 4,517 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $551,000 | 4,516 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $551,000 | 4,515 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $288,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $551,000 | 4,334 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 5,710 |
| Total interest expense | $228,000 | 5,525 |
| Net interest income | $1,188,000 | 5,686 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $228,000 | 4,686 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $74,000 | 4,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 4,034 |
| Total noninterest expense | $862,000 | 5,987 |
| Salaries and employee benefits | $385,000 | 6,232 |
| Premises and equipment expense | $165,000 | 4,836 |
| Additional noninterest expense | $312,000 | 5,837 |
| Pre-tax net operating income | $554,000 | 3,948 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $186,000 | 2,507 |
| Income before extraordinary items | $368,000 | 4,493 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $368,000 | 4,497 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $368,000 | 4,497 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $288,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $368,000 | 4,312 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $698,000 | 5,789 |
| Total interest expense | $123,000 | 5,477 |
| Net interest income | $575,000 | 5,780 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $105,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $36,000 | 4,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 4,238 |
| Total noninterest expense | $435,000 | 6,012 |
| Salaries and employee benefits | $186,000 | 6,330 |
| Premises and equipment expense | $86,000 | 4,752 |
| Additional noninterest expense | $163,000 | 5,792 |
| Pre-tax net operating income | $245,000 | 4,204 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $82,000 | 2,621 |
| Income before extraordinary items | $163,000 | 4,717 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $163,000 | 4,721 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $163,000 | 4,721 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $163,000 | 4,580 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 5,781 |
| Total interest expense | $560,000 | 5,643 |
| Net interest income | $2,405,000 | 5,735 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $450,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $165,000 | 4,722 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $285,000 | 3,948 |
| Total noninterest expense | $1,728,000 | 6,064 |
| Salaries and employee benefits | $747,000 | 6,386 |
| Premises and equipment expense | $329,000 | 5,027 |
| Additional noninterest expense | $652,000 | 5,826 |
| Pre-tax net operating income | $1,127,000 | 3,496 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $377,000 | 2,304 |
| Income before extraordinary items | $750,000 | 4,044 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $750,000 | 4,049 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $750,000 | 4,048 |
| Net charge-offs | $-1,000 | 6,827 |
| Cash dividends | $621,000 | 2,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $750,000 | 3,910 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 5,830 |
| Total interest expense | $428,000 | 5,721 |
| Net interest income | $1,816,000 | 5,765 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $339,000 | 4,606 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $125,000 | 4,728 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $214,000 | 3,992 |
| Total noninterest expense | $1,292,000 | 6,110 |
| Salaries and employee benefits | $558,000 | 6,402 |
| Premises and equipment expense | $248,000 | 5,063 |
| Additional noninterest expense | $486,000 | 5,888 |
| Pre-tax net operating income | $863,000 | 3,573 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $289,000 | 2,309 |
| Income before extraordinary items | $574,000 | 4,102 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $574,000 | 4,104 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $574,000 | 4,104 |
| Net charge-offs | $-1,000 | 6,695 |
| Cash dividends | $333,000 | 2,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $574,000 | 3,986 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,510,000 | 5,865 |
| Total interest expense | $288,000 | 5,813 |
| Net interest income | $1,222,000 | 5,779 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $223,000 | 4,682 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $82,000 | 4,746 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $141,000 | 4,052 |
| Total noninterest expense | $868,000 | 6,158 |
| Salaries and employee benefits | $375,000 | 6,451 |
| Premises and equipment expense | $169,000 | 5,059 |
| Additional noninterest expense | $324,000 | 5,964 |
| Pre-tax net operating income | $577,000 | 3,544 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $193,000 | 2,263 |
| Income before extraordinary items | $384,000 | 4,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $384,000 | 4,058 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $384,000 | 4,060 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $333,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $384,000 | 3,962 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $760,000 | 5,876 |
| Total interest expense | $146,000 | 5,890 |
| Net interest income | $614,000 | 5,770 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $100,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $41,000 | 4,713 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $59,000 | 4,407 |
| Total noninterest expense | $425,000 | 6,237 |
| Salaries and employee benefits | $180,000 | 6,558 |
| Premises and equipment expense | $86,000 | 5,068 |
| Additional noninterest expense | $159,000 | 6,032 |
| Pre-tax net operating income | $289,000 | 3,598 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $96,000 | 2,225 |
| Income before extraordinary items | $193,000 | 4,048 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $193,000 | 4,047 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $193,000 | 4,048 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $193,000 | 3,991 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,067,000 | 5,986 |
| Total interest expense | $611,000 | 6,213 |
| Net interest income | $2,456,000 | 5,805 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $442,000 | 4,786 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $174,000 | 4,658 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $268,000 | 4,129 |
| Total noninterest expense | $1,740,000 | 6,263 |
| Salaries and employee benefits | $775,000 | 6,499 |
| Premises and equipment expense | $325,000 | 5,238 |
| Additional noninterest expense | $640,000 | 6,095 |
| Pre-tax net operating income | $1,158,000 | 3,137 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $389,000 | 2,121 |
| Income before extraordinary items | $769,000 | 3,677 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $769,000 | 3,675 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $769,000 | 3,677 |
| Net charge-offs | $-1,000 | 7,276 |
| Cash dividends | $666,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $769,000 | 3,544 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 6,088 |
| Total interest expense | $457,000 | 6,369 |
| Net interest income | $1,848,000 | 5,878 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $332,000 | 4,866 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $130,000 | 4,741 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $202,000 | 4,164 |
| Total noninterest expense | $1,308,000 | 6,316 |
| Salaries and employee benefits | $588,000 | 6,538 |
| Premises and equipment expense | $243,000 | 5,309 |
| Additional noninterest expense | $477,000 | 6,142 |
| Pre-tax net operating income | $872,000 | 3,325 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $293,000 | 2,174 |
| Income before extraordinary items | $579,000 | 3,845 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $579,000 | 3,845 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $579,000 | 3,846 |
| Net charge-offs | $-1,000 | 7,212 |
| Cash dividends | $333,000 | 2,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $579,000 | 3,698 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 6,126 |
| Total interest expense | $304,000 | 6,471 |
| Net interest income | $1,237,000 | 5,886 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $217,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $86,000 | 4,747 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $131,000 | 4,207 |
| Total noninterest expense | $876,000 | 6,342 |
| Salaries and employee benefits | $398,000 | 6,559 |
| Premises and equipment expense | $160,000 | 5,372 |
| Additional noninterest expense | $318,000 | 6,173 |
| Pre-tax net operating income | $578,000 | 3,367 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $194,000 | 2,152 |
| Income before extraordinary items | $384,000 | 3,851 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $384,000 | 3,849 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $384,000 | 3,850 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $333,000 | 1,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $384,000 | 3,742 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $770,000 | 6,196 |
| Total interest expense | $152,000 | 6,587 |
| Net interest income | $618,000 | 5,943 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $108,000 | 4,912 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $42,000 | 4,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $66,000 | 4,229 |
| Total noninterest expense | $435,000 | 6,436 |
| Salaries and employee benefits | $195,000 | 6,663 |
| Premises and equipment expense | $79,000 | 5,473 |
| Additional noninterest expense | $161,000 | 6,198 |
| Pre-tax net operating income | $291,000 | 3,399 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $97,000 | 2,156 |
| Income before extraordinary items | $194,000 | 3,943 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $194,000 | 3,942 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $194,000 | 3,942 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $194,000 | 3,837 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,228,000 | 6,197 |
| Total interest expense | $726,000 | 6,624 |
| Net interest income | $2,502,000 | 5,837 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $455,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $179,000 | 4,842 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $276,000 | 4,094 |
| Total noninterest expense | $1,783,000 | 6,467 |
| Salaries and employee benefits | $773,000 | 6,774 |
| Premises and equipment expense | $333,000 | 5,423 |
| Additional noninterest expense | $677,000 | 6,209 |
| Pre-tax net operating income | $1,174,000 | 2,750 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $389,000 | 1,794 |
| Income before extraordinary items | $785,000 | 3,179 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $785,000 | 3,179 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $785,000 | 3,179 |
| Net charge-offs | $-1,000 | 7,729 |
| Cash dividends | $666,000 | 2,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $785,000 | 3,115 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 6,262 |
| Total interest expense | $560,000 | 6,717 |
| Net interest income | $1,858,000 | 5,880 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $341,000 | 4,961 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $131,000 | 4,917 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $210,000 | 4,204 |
| Total noninterest expense | $1,323,000 | 6,518 |
| Salaries and employee benefits | $576,000 | 6,822 |
| Premises and equipment expense | $258,000 | 5,394 |
| Additional noninterest expense | $489,000 | 6,301 |
| Pre-tax net operating income | $876,000 | 2,965 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $290,000 | 1,951 |
| Income before extraordinary items | $586,000 | 3,428 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $586,000 | 3,426 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $586,000 | 3,428 |
| Net charge-offs | $-1,000 | 7,629 |
| Cash dividends | $333,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $586,000 | 3,335 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 6,290 |
| Total interest expense | $385,000 | 6,786 |
| Net interest income | $1,259,000 | 5,859 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $217,000 | 5,088 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $83,000 | 5,005 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $134,000 | 4,308 |
| Total noninterest expense | $878,000 | 6,583 |
| Salaries and employee benefits | $389,000 | 6,877 |
| Premises and equipment expense | $179,000 | 5,353 |
| Additional noninterest expense | $310,000 | 6,428 |
| Pre-tax net operating income | $598,000 | 3,011 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $198,000 | 1,965 |
| Income before extraordinary items | $400,000 | 3,477 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $400,000 | 3,474 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $400,000 | 3,475 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $333,000 | 2,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $400,000 | 3,365 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 6,293 |
| Total interest expense | $199,000 | 6,822 |
| Net interest income | $639,000 | 5,836 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $98,000 | 5,245 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $40,000 | 5,014 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $58,000 | 4,572 |
| Total noninterest expense | $420,000 | 6,658 |
| Salaries and employee benefits | $191,000 | 6,937 |
| Premises and equipment expense | $87,000 | 5,464 |
| Additional noninterest expense | $142,000 | 6,451 |
| Pre-tax net operating income | $317,000 | 3,249 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $105,000 | 2,130 |
| Income before extraordinary items | $212,000 | 3,772 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $212,000 | 3,771 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $212,000 | 3,773 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $212,000 | 3,618 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,607,000 | 6,255 |
| Total interest expense | $1,015,000 | 6,754 |
| Net interest income | $2,592,000 | 5,818 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $478,000 | 4,936 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $247,000 | 4,380 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $231,000 | 4,601 |
| Total noninterest expense | $1,895,000 | 6,373 |
| Salaries and employee benefits | $915,000 | 6,620 |
| Premises and equipment expense | $285,000 | 5,926 |
| Additional noninterest expense | $695,000 | 5,830 |
| Pre-tax net operating income | $1,175,000 | 3,448 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $389,000 | 2,109 |
| Income before extraordinary items | $786,000 | 3,739 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $786,000 | 3,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,873 |
| Cash dividends | $684,000 | 2,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $786,000 | 3,860 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,737,000 | 6,301 |
| Total interest expense | $786,000 | 6,810 |
| Net interest income | $1,951,000 | 5,851 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $377,000 | 4,941 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $204,000 | 4,212 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $173,000 | 4,711 |
| Total noninterest expense | $1,381,000 | 6,427 |
| Salaries and employee benefits | $695,000 | 6,615 |
| Premises and equipment expense | $193,000 | 6,192 |
| Additional noninterest expense | $493,000 | 5,939 |
| Pre-tax net operating income | $947,000 | 3,782 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $314,000 | 2,409 |
| Income before extraordinary items | $633,000 | 4,031 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $633,000 | 4,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $333,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $633,000 | 4,169 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 6,340 |
| Total interest expense | $551,000 | 6,845 |
| Net interest income | $1,283,000 | 5,893 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $244,000 | 5,039 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $133,000 | 4,277 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $111,000 | 4,867 |
| Total noninterest expense | $937,000 | 6,427 |
| Salaries and employee benefits | $478,000 | 6,593 |
| Premises and equipment expense | $134,000 | 6,128 |
| Additional noninterest expense | $325,000 | 5,961 |
| Pre-tax net operating income | $590,000 | 4,062 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $195,000 | 2,709 |
| Income before extraordinary items | $395,000 | 4,495 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $395,000 | 4,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $333,000 | 2,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $395,000 | 4,437 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $938,000 | 6,376 |
| Total interest expense | $289,000 | 6,910 |
| Net interest income | $649,000 | 5,898 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $120,000 | 5,085 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $69,000 | 4,175 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $51,000 | 5,012 |
| Total noninterest expense | $515,000 | 6,227 |
| Salaries and employee benefits | $253,000 | 6,486 |
| Premises and equipment expense | $68,000 | 6,121 |
| Additional noninterest expense | $194,000 | 5,469 |
| Pre-tax net operating income | $254,000 | 4,500 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $59,000 | 3,384 |
| Income before extraordinary items | $195,000 | 4,709 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $195,000 | 4,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $195,000 | 4,607 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 6,283 |
| Total interest expense | $1,153,000 | 6,934 |
| Net interest income | $2,729,000 | 5,739 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $506,000 | 5,005 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $295,000 | 4,111 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $211,000 | 4,955 |
| Total noninterest expense | $1,849,000 | 6,412 |
| Salaries and employee benefits | $915,000 | 6,647 |
| Premises and equipment expense | $250,000 | 6,258 |
| Additional noninterest expense | $684,000 | 5,795 |
| Pre-tax net operating income | $1,386,000 | 4,046 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $459,000 | 2,848 |
| Income before extraordinary items | $927,000 | 4,481 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $927,000 | 4,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $684,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $927,000 | 4,475 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,892,000 | 6,338 |
| Total interest expense | $844,000 | 7,010 |
| Net interest income | $2,048,000 | 5,770 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $378,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $220,000 | 4,130 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $158,000 | 4,980 |
| Total noninterest expense | $1,375,000 | 6,420 |
| Salaries and employee benefits | $673,000 | 6,687 |
| Premises and equipment expense | $195,000 | 6,134 |
| Additional noninterest expense | $507,000 | 5,783 |
| Pre-tax net operating income | $1,051,000 | 4,248 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $348,000 | 2,989 |
| Income before extraordinary items | $703,000 | 4,652 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $703,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $333,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $703,000 | 4,640 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,898,000 | 6,416 |
| Total interest expense | $548,000 | 7,074 |
| Net interest income | $1,350,000 | 5,839 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $247,000 | 5,098 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $142,000 | 4,203 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $105,000 | 5,037 |
| Total noninterest expense | $906,000 | 6,504 |
| Salaries and employee benefits | $440,000 | 6,781 |
| Premises and equipment expense | $134,000 | 6,101 |
| Additional noninterest expense | $332,000 | 5,834 |
| Pre-tax net operating income | $691,000 | 4,347 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $229,000 | 3,092 |
| Income before extraordinary items | $462,000 | 4,739 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $462,000 | 4,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $333,000 | 3,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $462,000 | 4,733 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $927,000 | 6,483 |
| Total interest expense | $266,000 | 7,142 |
| Net interest income | $661,000 | 5,904 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $111,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $66,000 | 4,317 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $45,000 | 5,315 |
| Total noninterest expense | $445,000 | 6,580 |
| Salaries and employee benefits | $221,000 | 6,817 |
| Premises and equipment expense | $68,000 | 6,105 |
| Additional noninterest expense | $156,000 | 6,015 |
| Pre-tax net operating income | $327,000 | 4,458 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $108,000 | 3,167 |
| Income before extraordinary items | $219,000 | 4,856 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $219,000 | 4,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $219,000 | 4,825 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 6,351 |
| Total interest expense | $960,000 | 7,016 |
| Net interest income | $2,661,000 | 5,847 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $510,000 | 5,088 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $288,000 | 4,208 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $222,000 | 4,914 |
| Total noninterest expense | $1,825,000 | 6,407 |
| Salaries and employee benefits | $882,000 | 6,719 |
| Premises and equipment expense | $269,000 | 6,020 |
| Additional noninterest expense | $674,000 | 5,749 |
| Pre-tax net operating income | $1,346,000 | 4,533 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $446,000 | 3,301 |
| Income before extraordinary items | $900,000 | 4,950 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $900,000 | 4,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $684,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $900,000 | 4,944 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 6,403 |
| Total interest expense | $704,000 | 7,047 |
| Net interest income | $1,973,000 | 5,942 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $389,000 | 5,075 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $217,000 | 4,242 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $172,000 | 4,857 |
| Total noninterest expense | $1,355,000 | 6,435 |
| Salaries and employee benefits | $658,000 | 6,714 |
| Premises and equipment expense | $198,000 | 6,104 |
| Additional noninterest expense | $499,000 | 5,784 |
| Pre-tax net operating income | $1,007,000 | 4,697 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $334,000 | 3,443 |
| Income before extraordinary items | $673,000 | 5,092 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $673,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $315,000 | 3,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $673,000 | 5,087 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 6,438 |
| Total interest expense | $463,000 | 7,011 |
| Net interest income | $1,296,000 | 6,012 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $254,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $142,000 | 4,250 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $112,000 | 4,889 |
| Total noninterest expense | $904,000 | 6,461 |
| Salaries and employee benefits | $432,000 | 6,797 |
| Premises and equipment expense | $134,000 | 6,061 |
| Additional noninterest expense | $338,000 | 5,713 |
| Pre-tax net operating income | $646,000 | 4,815 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $215,000 | 3,521 |
| Income before extraordinary items | $431,000 | 5,218 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $431,000 | 5,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $315,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $431,000 | 5,223 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $865,000 | 6,453 |
| Total interest expense | $233,000 | 6,921 |
| Net interest income | $632,000 | 6,098 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $119,000 | 5,234 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $68,000 | 4,286 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $51,000 | 5,080 |
| Total noninterest expense | $459,000 | 6,414 |
| Salaries and employee benefits | $223,000 | 6,729 |
| Premises and equipment expense | $64,000 | 6,199 |
| Additional noninterest expense | $172,000 | 5,648 |
| Pre-tax net operating income | $292,000 | 5,029 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $97,000 | 3,641 |
| Income before extraordinary items | $195,000 | 5,410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $195,000 | 5,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $195,000 | 5,411 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,346,000 | 6,318 |
| Total interest expense | $798,000 | 6,791 |
| Net interest income | $2,548,000 | 5,994 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $554,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $305,000 | 4,139 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $249,000 | 4,734 |
| Total noninterest expense | $1,769,000 | 6,447 |
| Salaries and employee benefits | $847,000 | 6,792 |
| Premises and equipment expense | $267,000 | 6,038 |
| Additional noninterest expense | $655,000 | 5,779 |
| Pre-tax net operating income | $1,333,000 | 4,663 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $443,000 | 3,552 |
| Income before extraordinary items | $890,000 | 5,108 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $890,000 | 5,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $684,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $890,000 | 5,063 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 6,351 |
| Total interest expense | $594,000 | 6,736 |
| Net interest income | $1,879,000 | 6,072 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $424,000 | 4,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $229,000 | 4,151 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $195,000 | 4,652 |
| Total noninterest expense | $1,290,000 | 6,533 |
| Salaries and employee benefits | $619,000 | 6,840 |
| Premises and equipment expense | $191,000 | 6,149 |
| Additional noninterest expense | $480,000 | 5,834 |
| Pre-tax net operating income | $1,013,000 | 4,733 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $337,000 | 3,591 |
| Income before extraordinary items | $676,000 | 5,167 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $676,000 | 5,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $270,000 | 3,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $676,000 | 5,121 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,616,000 | 6,350 |
| Total interest expense | $388,000 | 6,674 |
| Net interest income | $1,228,000 | 6,108 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $280,000 | 4,960 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $148,000 | 4,183 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $132,000 | 4,592 |
| Total noninterest expense | $857,000 | 6,547 |
| Salaries and employee benefits | $408,000 | 6,861 |
| Premises and equipment expense | $131,000 | 6,080 |
| Additional noninterest expense | $318,000 | 5,817 |
| Pre-tax net operating income | $651,000 | 4,794 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $216,000 | 3,662 |
| Income before extraordinary items | $435,000 | 5,240 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $435,000 | 5,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $270,000 | 3,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $435,000 | 5,189 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $804,000 | 6,368 |
| Total interest expense | $193,000 | 6,633 |
| Net interest income | $611,000 | 6,174 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $125,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $70,000 | 4,265 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,967 |
| Total noninterest expense | $431,000 | 6,562 |
| Salaries and employee benefits | $212,000 | 6,836 |
| Premises and equipment expense | $64,000 | 6,186 |
| Additional noninterest expense | $155,000 | 5,895 |
| Pre-tax net operating income | $305,000 | 4,947 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $101,000 | 3,747 |
| Income before extraordinary items | $204,000 | 5,370 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $204,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $204,000 | 5,338 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 6,347 |
| Total interest expense | $788,000 | 6,304 |
| Net interest income | $2,291,000 | 6,254 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $608,000 | 4,788 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $340,000 | 4,014 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $268,000 | 4,497 |
| Total noninterest expense | $1,756,000 | 6,437 |
| Salaries and employee benefits | $812,000 | 6,883 |
| Premises and equipment expense | $260,000 | 6,086 |
| Additional noninterest expense | $684,000 | 5,593 |
| Pre-tax net operating income | $1,143,000 | 4,911 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $377,000 | 3,808 |
| Income before extraordinary items | $766,000 | 5,366 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $766,000 | 5,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $684,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $766,000 | 5,286 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 6,374 |
| Total interest expense | $594,000 | 6,282 |
| Net interest income | $1,699,000 | 6,290 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $470,000 | 4,705 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $259,000 | 4,008 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $211,000 | 4,393 |
| Total noninterest expense | $1,301,000 | 6,444 |
| Salaries and employee benefits | $605,000 | 6,876 |
| Premises and equipment expense | $202,000 | 5,949 |
| Additional noninterest expense | $494,000 | 5,676 |
| Pre-tax net operating income | $868,000 | 4,979 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $286,000 | 3,870 |
| Income before extraordinary items | $582,000 | 5,440 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $582,000 | 5,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $207,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $582,000 | 5,362 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 6,421 |
| Total interest expense | $399,000 | 6,298 |
| Net interest income | $1,120,000 | 6,350 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $315,000 | 4,706 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $169,000 | 4,053 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $146,000 | 4,361 |
| Total noninterest expense | $865,000 | 6,489 |
| Salaries and employee benefits | $399,000 | 6,951 |
| Premises and equipment expense | $138,000 | 5,916 |
| Additional noninterest expense | $328,000 | 5,703 |
| Pre-tax net operating income | $570,000 | 4,956 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $188,000 | 3,895 |
| Income before extraordinary items | $382,000 | 5,437 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $382,000 | 5,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $207,000 | 3,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $382,000 | 5,341 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $755,000 | 6,459 |
| Total interest expense | $205,000 | 6,288 |
| Net interest income | $550,000 | 6,425 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $153,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $85,000 | 3,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $68,000 | 4,507 |
| Total noninterest expense | $448,000 | 6,426 |
| Salaries and employee benefits | $209,000 | 6,869 |
| Premises and equipment expense | $71,000 | 5,842 |
| Additional noninterest expense | $168,000 | 5,640 |
| Pre-tax net operating income | $255,000 | 5,235 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $84,000 | 4,060 |
| Income before extraordinary items | $171,000 | 5,703 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $171,000 | 5,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $171,000 | 5,584 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 6,113 |
| Total interest expense | $918,000 | 6,354 |
| Net interest income | $2,496,000 | 5,909 |
| Provision for loan and lease losses | $12,000 | 7,277 |
| Total noninterest income | $639,000 | 4,807 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $325,000 | 4,115 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $314,000 | 4,416 |
| Total noninterest expense | $1,808,000 | 6,341 |
| Salaries and employee benefits | $865,000 | 6,699 |
| Premises and equipment expense | $268,000 | 5,987 |
| Additional noninterest expense | $675,000 | 5,612 |
| Pre-tax net operating income | $1,315,000 | 4,455 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $435,000 | 3,619 |
| Income before extraordinary items | $880,000 | 4,995 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $880,000 | 4,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $432,000 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $880,000 | 4,833 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 6,104 |
| Total interest expense | $706,000 | 6,435 |
| Net interest income | $1,924,000 | 5,844 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $491,000 | 4,788 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $240,000 | 4,171 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $251,000 | 4,375 |
| Total noninterest expense | $1,365,000 | 6,277 |
| Salaries and employee benefits | $650,000 | 6,695 |
| Premises and equipment expense | $216,000 | 5,767 |
| Additional noninterest expense | $499,000 | 5,646 |
| Pre-tax net operating income | $1,041,000 | 4,443 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $345,000 | 3,665 |
| Income before extraordinary items | $696,000 | 5,012 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $696,000 | 5,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $207,000 | 3,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $696,000 | 4,818 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 6,079 |
| Total interest expense | $490,000 | 6,452 |
| Net interest income | $1,301,000 | 5,798 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $313,000 | 4,882 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $153,000 | 4,233 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $160,000 | 4,459 |
| Total noninterest expense | $920,000 | 6,257 |
| Salaries and employee benefits | $439,000 | 6,681 |
| Premises and equipment expense | $149,000 | 5,669 |
| Additional noninterest expense | $332,000 | 5,640 |
| Pre-tax net operating income | $688,000 | 4,474 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $228,000 | 3,709 |
| Income before extraordinary items | $460,000 | 5,022 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $460,000 | 5,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $207,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $460,000 | 4,816 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $908,000 | 6,068 |
| Total interest expense | $252,000 | 6,468 |
| Net interest income | $656,000 | 5,754 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $143,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $75,000 | 4,221 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 4,672 |
| Total noninterest expense | $465,000 | 6,233 |
| Salaries and employee benefits | $225,000 | 6,621 |
| Premises and equipment expense | $76,000 | 5,602 |
| Additional noninterest expense | $164,000 | 5,647 |
| Pre-tax net operating income | $331,000 | 4,533 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $109,000 | 3,790 |
| Income before extraordinary items | $222,000 | 5,037 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $222,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $222,000 | 4,838 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,002,000 | 5,895 |
| Total interest expense | $1,305,000 | 6,164 |
| Net interest income | $2,697,000 | 5,653 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $619,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $305,000 | 4,190 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $314,000 | 4,159 |
| Total noninterest expense | $1,844,000 | 6,171 |
| Salaries and employee benefits | $883,000 | 6,573 |
| Premises and equipment expense | $271,000 | 5,879 |
| Additional noninterest expense | $690,000 | 5,459 |
| Pre-tax net operating income | $1,472,000 | 4,173 |
| Securities gains (losses) | $72,000 | 2,068 |
| Applicable income taxes | $517,000 | 3,381 |
| Income before extraordinary items | $1,027,000 | 4,524 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,027,000 | 4,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $432,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $978,760 | 4,535 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,330,000 | 6,075 |
| Total interest expense | $1,584,000 | 6,815 |
| Net interest income | $2,746,000 | 5,386 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $582,000 | 4,663 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $298,000 | 4,176 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $284,000 | 4,234 |
| Total noninterest expense | $1,831,000 | 6,068 |
| Salaries and employee benefits | $895,000 | 6,392 |
| Premises and equipment expense | $280,000 | 5,742 |
| Additional noninterest expense | $656,000 | 5,512 |
| Pre-tax net operating income | $1,497,000 | 3,871 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $503,000 | 3,325 |
| Income before extraordinary items | $994,000 | 4,308 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $994,000 | 4,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $405,000 | 3,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $994,000 | 4,190 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,306,000 | 6,247 |
| Total interest expense | $1,497,000 | 7,170 |
| Net interest income | $2,809,000 | 5,389 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $505,000 | 4,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,404 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 5,818 |
| Total noninterest expense | $1,832,000 | 5,996 |
| Salaries and employee benefits | $961,000 | 6,079 |
| Premises and equipment expense | $229,000 | 6,328 |
| Additional noninterest expense | $642,000 | 5,517 |
| Pre-tax net operating income | $1,482,000 | 4,098 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $490,000 | 3,531 |
| Income before extraordinary items | $992,000 | 4,408 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $992,000 | 4,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $405,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $992,000 | 4,407 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,089,000 | 6,286 |
| Total interest expense | $1,314,000 | 7,380 |
| Net interest income | $2,775,000 | 5,459 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $445,000 | 5,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 3,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,110 |
| Total noninterest expense | $1,700,000 | 6,295 |
| Salaries and employee benefits | $922,000 | 6,212 |
| Premises and equipment expense | $193,000 | 6,926 |
| Additional noninterest expense | $585,000 | 5,917 |
| Pre-tax net operating income | $1,520,000 | 4,055 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $503,000 | 3,624 |
| Income before extraordinary items | $1,017,000 | 4,381 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,017,000 | 4,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $387,000 | 4,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,017,000 | 4,350 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,029,000 | 6,455 |
| Total interest expense | $1,278,000 | 7,732 |
| Net interest income | $2,751,000 | 5,481 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $415,000 | 5,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $305,000 | 3,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,403 |
| Total noninterest expense | $1,671,000 | 6,282 |
| Salaries and employee benefits | $904,000 | 6,190 |
| Premises and equipment expense | $198,000 | 6,740 |
| Additional noninterest expense | $569,000 | 5,952 |
| Pre-tax net operating income | $1,495,000 | 4,195 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $504,000 | 3,812 |
| Income before extraordinary items | $991,000 | 4,557 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $991,000 | 4,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $378,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $991,000 | 4,452 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,964,000 | 6,693 |
| Total interest expense | $1,256,000 | 7,964 |
| Net interest income | $2,708,000 | 5,747 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $422,000 | 5,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 3,879 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 6,733 |
| Total noninterest expense | $1,666,000 | 6,375 |
| Salaries and employee benefits | $908,000 | 6,244 |
| Premises and equipment expense | $200,000 | 6,854 |
| Additional noninterest expense | $558,000 | 6,062 |
| Pre-tax net operating income | $1,464,000 | 4,584 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $491,000 | 4,269 |
| Income before extraordinary items | $973,000 | 4,794 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $973,000 | 4,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $351,000 | 4,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $973,000 | 4,736 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,939,000 | 6,924 |
| Total interest expense | $1,319,000 | 8,050 |
| Net interest income | $2,620,000 | 6,016 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $402,000 | 5,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 4,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,185 |
| Total noninterest expense | $1,624,000 | 6,777 |
| Salaries and employee benefits | $903,000 | 6,448 |
| Premises and equipment expense | $208,000 | 6,889 |
| Additional noninterest expense | $513,000 | 6,951 |
| Pre-tax net operating income | $1,398,000 | 4,583 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $467,000 | 4,376 |
| Income before extraordinary items | $931,000 | 4,758 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $931,000 | 4,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $315,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $931,000 | 4,705 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,955,000 | 7,048 |
| Total interest expense | $1,363,000 | 8,080 |
| Net interest income | $2,592,000 | 6,141 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $402,000 | 5,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 4,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,528 |
| Total noninterest expense | $1,611,000 | 6,946 |
| Salaries and employee benefits | $840,000 | 6,891 |
| Premises and equipment expense | $203,000 | 7,129 |
| Additional noninterest expense | $568,000 | 6,733 |
| Pre-tax net operating income | $1,383,000 | 4,740 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $466,000 | 4,417 |
| Income before extraordinary items | $917,000 | 4,924 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $917,000 | 4,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $268,000 | 4,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $917,000 | 4,915 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,847,000 | 6,888 |
| Total interest expense | $1,225,000 | 7,804 |
| Net interest income | $2,622,000 | 6,226 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $369,000 | 6,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,027 |
| Total noninterest expense | $1,616,000 | 7,251 |
| Salaries and employee benefits | $814,000 | 7,130 |
| Premises and equipment expense | $203,000 | 7,369 |
| Additional noninterest expense | $599,000 | 7,052 |
| Pre-tax net operating income | $1,375,000 | 4,736 |
| Securities gains (losses) | $19,000 | 1,821 |
| Applicable income taxes | $458,000 | 4,327 |
| Income before extraordinary items | $936,000 | 4,746 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $936,000 | 4,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $232,000 | 5,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $923,270 | 4,852 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,055,000 | 6,818 |
| Total interest expense | $1,337,000 | 7,750 |
| Net interest income | $2,718,000 | 6,135 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $408,000 | 6,393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,692 |
| Total noninterest expense | $1,591,000 | 7,533 |
| Salaries and employee benefits | $793,000 | 7,371 |
| Premises and equipment expense | $183,000 | 8,063 |
| Additional noninterest expense | $615,000 | 7,206 |
| Pre-tax net operating income | $1,517,000 | 4,279 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $495,000 | 4,235 |
| Income before extraordinary items | $1,022,000 | 4,620 |
| Extraordinary gains, net | $3,000 | 3,100 |
| Net income | $1,025,000 | 4,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $225,000 | 5,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,022,000 | 4,380 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,420,000 | 6,987 |
| Total interest expense | $1,773,000 | 7,696 |
| Net interest income | $2,647,000 | 6,324 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $331,000 | 7,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 5,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,922 |
| Total noninterest expense | $1,548,000 | 7,743 |
| Salaries and employee benefits | $768,000 | 7,485 |
| Premises and equipment expense | $175,000 | 8,439 |
| Additional noninterest expense | $605,000 | 7,466 |
| Pre-tax net operating income | $1,406,000 | 4,296 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $450,000 | 4,365 |
| Income before extraordinary items | $957,000 | 4,679 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $957,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $191,000 | 5,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $956,320 | 4,365 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.