Home > Community National Bank of Grand Forks > Income and Expense

Community National Bank of Grand Forks, Income and Expense

2003-06-30 (YTD Data)Rank
Total interest income$3,177,0004,224
Total interest expense$505,0006,361
Net interest income$2,672,0003,512
Provision for loan and lease losses$40,0005,444
Total noninterest income$634,0003,217
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$412,0002,042
Trading account gains and fees$0150
Additional Noninterest Income$222,0003,844
Total noninterest expense$1,962,0003,758
Salaries and employee benefits$1,025,0003,834
Premises and equipment expense$278,0003,714
Additional noninterest expense$659,0003,410
Pre-tax net operating income$1,304,0002,903
Securities gains (losses)$03,782
Applicable income taxes$445,0002,494
Income before extraordinary items$859,0003,326
Extraordinary gains, net$030
Net income$859,0003,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,226
Cash dividends$1,575,000909
Sale, conversion, retirement of capital stock, net$0589
Net operating income$859,0003,151
2003-03-31 (YTD Data)Rank
Total interest income$1,575,0004,281
Total interest expense$267,0006,291
Net interest income$1,308,0003,560
Provision for loan and lease losses$40,0004,103
Total noninterest income$294,0003,286
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$188,0002,130
Trading account gains and fees$0134
Additional Noninterest Income$106,0003,823
Total noninterest expense$964,0003,779
Salaries and employee benefits$502,0003,887
Premises and equipment expense$146,0003,559
Additional noninterest expense$316,0003,497
Pre-tax net operating income$598,0003,085
Securities gains (losses)$02,891
Applicable income taxes$205,0002,653
Income before extraordinary items$393,0003,500
Extraordinary gains, net$021
Net income$393,0003,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,762
Cash dividends$1,575,000462
Sale, conversion, retirement of capital stock, net$0419
Net operating income$393,0003,331
2002-12-31 (YTD Data)Rank
Total interest income$5,217,0005,032
Total interest expense$872,0007,275
Net interest income$4,345,0004,097
Provision for loan and lease losses$10,0007,810
Total noninterest income$959,0003,573
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$654,0002,395
Trading account gains and fees$0153
Additional Noninterest Income$305,0004,222
Total noninterest expense$2,928,0004,540
Salaries and employee benefits$1,524,0004,640
Premises and equipment expense$428,0004,410
Additional noninterest expense$976,0004,262
Pre-tax net operating income$2,366,0003,010
Securities gains (losses)$74,0002,045
Applicable income taxes$864,0002,462
Income before extraordinary items$1,576,0003,375
Extraordinary gains, net$070
Net income$1,576,0003,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,158
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,527,9003,345
2001-12-31 (YTD Data)Rank
Total interest income$7,660,0004,166
Total interest expense$3,094,0004,610
Net interest income$4,566,0003,704
Provision for loan and lease losses$120,0005,188
Total noninterest income$1,350,0002,706
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$850,0001,786
Trading account gains and fees$0177
Additional Noninterest Income$500,0003,129
Total noninterest expense$4,016,0003,417
Salaries and employee benefits$1,870,0003,788
Premises and equipment expense$691,0002,974
Additional noninterest expense$1,455,0002,952
Pre-tax net operating income$1,780,0003,465
Securities gains (losses)$26,0002,933
Applicable income taxes$616,0002,920
Income before extraordinary items$1,190,0003,836
Extraordinary gains, net$0105
Net income$1,190,0003,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,668
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,172,8403,742
2000-12-31 (YTD Data)Rank
Total interest income$8,563,0003,913
Total interest expense$3,463,0004,416
Net interest income$5,100,0003,411
Provision for loan and lease losses$266,0003,109
Total noninterest income$1,119,0002,910
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$720,0001,918
Trading account gains and fees$0180
Additional Noninterest Income$399,0003,346
Total noninterest expense$4,105,0003,266
Salaries and employee benefits$1,809,0003,760
Premises and equipment expense$685,0002,919
Additional noninterest expense$1,611,0002,647
Pre-tax net operating income$1,848,0003,508
Securities gains (losses)$01,956
Applicable income taxes$610,0003,068
Income before extraordinary items$1,238,0003,781
Extraordinary gains, net$038
Net income$1,238,0003,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0002,782
Cash dividends$950,0002,385
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,238,0003,765
1999-12-31 (YTD Data)Rank
Total interest income$7,516,0004,147
Total interest expense$2,711,0004,957
Net interest income$4,805,0003,577
Provision for loan and lease losses$125,0004,648
Total noninterest income$1,160,0002,771
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$675,0001,976
Trading account gains and fees$0173
Additional Noninterest Income$485,0003,007
Total noninterest expense$3,930,0003,366
Salaries and employee benefits$1,809,0003,730
Premises and equipment expense$684,0002,924
Additional noninterest expense$1,437,0002,963
Pre-tax net operating income$1,910,0003,451
Securities gains (losses)$6,0002,044
Applicable income taxes$648,0003,060
Income before extraordinary items$1,268,0003,697
Extraordinary gains, net$035
Net income$1,268,0003,698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,187
Cash dividends$1,493,0001,708
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,264,0403,676
1998-12-31 (YTD Data)Rank
Total interest income$8,083,0003,901
Total interest expense$3,065,0004,644
Net interest income$5,018,0003,379
Provision for loan and lease losses$225,0003,261
Total noninterest income$1,272,0002,565
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$652,0001,958
Trading account gains and fees$0224
Additional Noninterest Income$620,0002,593
Total noninterest expense$3,947,0003,236
Salaries and employee benefits$1,721,0003,800
Premises and equipment expense$711,0002,729
Additional noninterest expense$1,515,0002,746
Pre-tax net operating income$2,118,0003,190
Securities gains (losses)$125,0001,150
Applicable income taxes$787,0002,782
Income before extraordinary items$1,456,0003,337
Extraordinary gains, net$032
Net income$1,456,0003,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,346
Cash dividends$1,935,0001,380
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,374,7503,406
1997-12-31 (YTD Data)Rank
Total interest income$8,035,0003,947
Total interest expense$3,079,0004,601
Net interest income$4,956,0003,521
Provision for loan and lease losses$677,0001,362
Total noninterest income$978,0003,086
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$547,0002,409
Trading account gains and feesNANA
Additional Noninterest Income$431,0003,130
Total noninterest expense$3,844,0003,290
Salaries and employee benefits$1,627,0003,966
Premises and equipment expense$576,0003,268
Additional noninterest expense$1,641,0002,507
Pre-tax net operating income$1,413,0004,696
Securities gains (losses)$03,944
Applicable income taxes$467,0004,423
Income before extraordinary items$946,0004,889
Extraordinary gains, net$044
Net income$946,0004,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$516,0001,300
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$946,0004,830
1996-12-31 (YTD Data)Rank
Total interest income$6,953,0004,600
Total interest expense$2,669,0005,277
Net interest income$4,284,0004,046
Provision for loan and lease losses$368,0002,216
Total noninterest income$1,191,0002,696
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$691,0001,969
Trading account gains and feesNANA
Additional Noninterest Income$500,0002,918
Total noninterest expense$3,517,0003,757
Salaries and employee benefits$1,571,0004,138
Premises and equipment expense$657,0002,950
Additional noninterest expense$1,289,0003,558
Pre-tax net operating income$1,590,0004,139
Securities gains (losses)$12,0002,365
Applicable income taxes$537,0003,920
Income before extraordinary items$1,065,0004,254
Extraordinary gains, net$053
Net income$1,065,0004,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0002,260
Cash dividends$468,0003,565
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,057,0804,226
1995-12-31 (YTD Data)Rank
Total interest income$6,346,0004,951
Total interest expense$2,530,0005,507
Net interest income$3,816,0004,487
Provision for loan and lease losses$133,0003,890
Total noninterest income$1,033,0003,025
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$631,0002,148
Trading account gains and feesNANA
Additional Noninterest Income$402,0003,312
Total noninterest expense$3,353,0003,895
Salaries and employee benefits$1,514,0004,250
Premises and equipment expense$641,0003,047
Additional noninterest expense$1,198,0003,743
Pre-tax net operating income$1,363,0004,796
Securities gains (losses)$99,000969
Applicable income taxes$437,0004,622
Income before extraordinary items$1,025,0004,500
Extraordinary gains, net$065
Net income$1,025,0004,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,132
Cash dividends$421,0003,729
Sale, conversion, retirement of capital stock, net$0809
Net operating income$955,7004,763
1994-12-31 (YTD Data)Rank
Total interest income$5,379,0005,334
Total interest expense$1,838,0005,974
Net interest income$3,541,0004,890
Provision for loan and lease losses$150,0003,586
Total noninterest income$1,027,0003,053
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$586,0002,322
Trading account gains and feesNANA
Additional Noninterest Income$441,0003,209
Total noninterest expense$3,150,0004,233
Salaries and employee benefits$1,487,0004,303
Premises and equipment expense$634,0003,108
Additional noninterest expense$1,029,0004,609
Pre-tax net operating income$1,268,0005,031
Securities gains (losses)$14,0002,006
Applicable income taxes$350,0005,275
Income before extraordinary items$932,0004,763
Extraordinary gains, net$0249
Net income$932,0004,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,525
Cash dividends$658,0002,638
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$921,7804,864
1993-12-31 (YTD Data)Rank
Total interest income$5,265,0005,526
Total interest expense$1,891,0006,112
Net interest income$3,374,0005,118
Provision for loan and lease losses$150,0004,621
Total noninterest income$1,158,0002,985
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$586,0002,341
Trading account gains and feesNANA
Additional Noninterest Income$572,0002,973
Total noninterest expense$3,041,0004,455
Salaries and employee benefits$1,441,0004,435
Premises and equipment expense$603,0003,313
Additional noninterest expense$997,0004,936
Pre-tax net operating income$1,341,0004,755
Securities gains (losses)$12,0005,266
Applicable income taxes$397,0005,036
Income before extraordinary items$956,0004,853
Extraordinary gains, net$03,149
Net income$956,0004,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0004,830
Cash dividends$784,0002,195
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$947,4804,670
1992-12-31 (YTD Data)Rank
Total interest income$5,647,0005,777
Total interest expense$2,247,0006,510
Net interest income$3,400,0005,132
Provision for loan and lease losses$170,0005,731
Total noninterest income$740,0004,224
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$542,0002,546
Trading account gains and feesNANA
Additional Noninterest Income$198,0005,704
Total noninterest expense$2,766,0004,876
Salaries and employee benefits$1,323,0004,746
Premises and equipment expense$536,0003,741
Additional noninterest expense$907,0005,487
Pre-tax net operating income$1,204,0004,901
Securities gains (losses)$50,0004,121
Applicable income taxes$376,0005,032
Income before extraordinary items$878,0005,010
Extraordinary gains, net$01,422
Net income$878,0005,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0007,424
Cash dividends$377,0003,469
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$843,0004,846

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.