Home > Community National Bank > Income and Expense
Community National Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $8,933,000 | 715 |
| Total interest expense | $1,159,000 | 601 |
| Net interest income | $7,774,000 | 728 |
| Provision for loan and lease losses | $180,000 | 957 |
| Total noninterest income | $836,000 | 1,461 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $268,000 | 1,128 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $568,000 | 1,372 |
| Total noninterest expense | $6,168,000 | 852 |
| Salaries and employee benefits | $3,035,000 | 940 |
| Premises and equipment expense | $1,499,000 | 448 |
| Additional noninterest expense | $1,634,000 | 985 |
| Pre-tax net operating income | $2,262,000 | 955 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $838,000 | 707 |
| Income before extraordinary items | $1,424,000 | 1,176 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,424,000 | 1,177 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,424,000 | 1,177 |
| Net charge-offs | $-206,000 | 6,251 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $128,000 | 233 |
| Net operating income | $1,424,000 | 1,138 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $35,017,000 | 724 |
| Total interest expense | $4,349,000 | 662 |
| Net interest income | $30,668,000 | 720 |
| Provision for loan and lease losses | $2,690,000 | 373 |
| Total noninterest income | $3,795,000 | 1,324 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,169,000 | 1,128 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,626,000 | 1,203 |
| Total noninterest expense | $24,519,000 | 818 |
| Salaries and employee benefits | $12,562,000 | 872 |
| Premises and equipment expense | $5,987,000 | 436 |
| Additional noninterest expense | $5,970,000 | 1,106 |
| Pre-tax net operating income | $7,254,000 | 1,120 |
| Securities gains (losses) | $64,000 | 1,567 |
| Applicable income taxes | $3,011,000 | 711 |
| Income before extraordinary items | $4,307,000 | 1,483 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,307,000 | 1,480 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,307,000 | 1,482 |
| Net charge-offs | $1,066,000 | 842 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $2,164,000 | 133 |
| Net operating income | $4,266,040 | 1,475 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $25,952,000 | 730 |
| Total interest expense | $3,157,000 | 691 |
| Net interest income | $22,795,000 | 725 |
| Provision for loan and lease losses | $2,080,000 | 338 |
| Total noninterest income | $3,155,000 | 1,244 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $892,000 | 1,117 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,263,000 | 1,104 |
| Total noninterest expense | $18,146,000 | 827 |
| Salaries and employee benefits | $9,356,000 | 884 |
| Premises and equipment expense | $4,477,000 | 436 |
| Additional noninterest expense | $4,313,000 | 1,148 |
| Pre-tax net operating income | $5,724,000 | 1,081 |
| Securities gains (losses) | $20,000 | 2,024 |
| Applicable income taxes | $2,317,000 | 717 |
| Income before extraordinary items | $3,427,000 | 1,410 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,427,000 | 1,408 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,427,000 | 1,410 |
| Net charge-offs | $835,000 | 777 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $204,000 | 357 |
| Net operating income | $3,414,200 | 1,388 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $16,955,000 | 741 |
| Total interest expense | $1,967,000 | 754 |
| Net interest income | $14,988,000 | 732 |
| Provision for loan and lease losses | $1,515,000 | 317 |
| Total noninterest income | $2,044,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $600,000 | 1,092 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,444,000 | 1,126 |
| Total noninterest expense | $12,063,000 | 828 |
| Salaries and employee benefits | $6,214,000 | 878 |
| Premises and equipment expense | $2,977,000 | 441 |
| Additional noninterest expense | $2,872,000 | 1,132 |
| Pre-tax net operating income | $3,454,000 | 1,150 |
| Securities gains (losses) | $20,000 | 1,654 |
| Applicable income taxes | $1,349,000 | 769 |
| Income before extraordinary items | $2,125,000 | 1,450 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,125,000 | 1,452 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,125,000 | 1,452 |
| Net charge-offs | $2,000 | 4,144 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 340 |
| Net operating income | $2,112,200 | 1,436 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $8,570,000 | 735 |
| Total interest expense | $948,000 | 802 |
| Net interest income | $7,622,000 | 721 |
| Provision for loan and lease losses | $975,000 | 270 |
| Total noninterest income | $1,241,000 | 1,064 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $288,000 | 1,120 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $953,000 | 879 |
| Total noninterest expense | $6,095,000 | 829 |
| Salaries and employee benefits | $3,142,000 | 885 |
| Premises and equipment expense | $1,521,000 | 437 |
| Additional noninterest expense | $1,432,000 | 1,119 |
| Pre-tax net operating income | $1,793,000 | 1,072 |
| Securities gains (losses) | $20,000 | 956 |
| Applicable income taxes | $708,000 | 720 |
| Income before extraordinary items | $1,105,000 | 1,374 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,105,000 | 1,377 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,105,000 | 1,376 |
| Net charge-offs | $3,000 | 3,257 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 316 |
| Net operating income | $1,092,200 | 1,361 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $30,182,000 | 822 |
| Total interest expense | $3,783,000 | 902 |
| Net interest income | $26,399,000 | 805 |
| Provision for loan and lease losses | $4,003,000 | 333 |
| Total noninterest income | $3,697,000 | 1,393 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,002,000 | 1,355 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,695,000 | 1,232 |
| Total noninterest expense | $21,427,000 | 954 |
| Salaries and employee benefits | $10,689,000 | 1,003 |
| Premises and equipment expense | $5,381,000 | 464 |
| Additional noninterest expense | $5,357,000 | 1,255 |
| Pre-tax net operating income | $4,666,000 | 1,502 |
| Securities gains (losses) | $29,000 | 2,147 |
| Applicable income taxes | $1,743,000 | 1,003 |
| Income before extraordinary items | $2,952,000 | 1,924 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,952,000 | 1,926 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,952,000 | 1,926 |
| Net charge-offs | $1,225,000 | 1,076 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $261,000 | 381 |
| Net operating income | $2,933,440 | 1,895 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $22,141,000 | 851 |
| Total interest expense | $2,770,000 | 956 |
| Net interest income | $19,371,000 | 829 |
| Provision for loan and lease losses | $3,630,000 | 282 |
| Total noninterest income | $3,021,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $710,000 | 1,440 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,311,000 | 1,152 |
| Total noninterest expense | $15,654,000 | 979 |
| Salaries and employee benefits | $7,853,000 | 1,033 |
| Premises and equipment expense | $3,993,000 | 467 |
| Additional noninterest expense | $3,808,000 | 1,317 |
| Pre-tax net operating income | $3,108,000 | 1,685 |
| Securities gains (losses) | $29,000 | 2,014 |
| Applicable income taxes | $1,147,000 | 1,132 |
| Income before extraordinary items | $1,990,000 | 2,144 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,990,000 | 2,151 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,990,000 | 2,151 |
| Net charge-offs | $1,294,000 | 828 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $194,000 | 353 |
| Net operating income | $1,971,440 | 2,094 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $14,499,000 | 859 |
| Total interest expense | $1,839,000 | 989 |
| Net interest income | $12,660,000 | 840 |
| Provision for loan and lease losses | $1,615,000 | 437 |
| Total noninterest income | $2,033,000 | 1,343 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $451,000 | 1,478 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,582,000 | 1,161 |
| Total noninterest expense | $10,275,000 | 988 |
| Salaries and employee benefits | $5,187,000 | 1,043 |
| Premises and equipment expense | $2,643,000 | 468 |
| Additional noninterest expense | $2,445,000 | 1,350 |
| Pre-tax net operating income | $2,803,000 | 1,312 |
| Securities gains (losses) | $29,000 | 1,835 |
| Applicable income taxes | $1,095,000 | 875 |
| Income before extraordinary items | $1,737,000 | 1,715 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,737,000 | 1,720 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,737,000 | 1,721 |
| Net charge-offs | $-7,000 | 6,047 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 337 |
| Net operating income | $1,718,440 | 1,660 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $7,069,000 | 885 |
| Total interest expense | $915,000 | 1,022 |
| Net interest income | $6,154,000 | 867 |
| Provision for loan and lease losses | $620,000 | 584 |
| Total noninterest income | $910,000 | 1,440 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $219,000 | 1,504 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $691,000 | 1,261 |
| Total noninterest expense | $4,966,000 | 1,033 |
| Salaries and employee benefits | $2,548,000 | 1,071 |
| Premises and equipment expense | $1,303,000 | 480 |
| Additional noninterest expense | $1,115,000 | 1,456 |
| Pre-tax net operating income | $1,478,000 | 1,233 |
| Securities gains (losses) | $29,000 | 1,155 |
| Applicable income taxes | $564,000 | 817 |
| Income before extraordinary items | $943,000 | 1,565 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $943,000 | 1,568 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $943,000 | 1,567 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 298 |
| Net operating income | $924,440 | 1,529 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $25,258,000 | 1,051 |
| Total interest expense | $4,395,000 | 1,032 |
| Net interest income | $20,863,000 | 1,054 |
| Provision for loan and lease losses | $2,193,000 | 998 |
| Total noninterest income | $3,330,000 | 1,532 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $496,000 | 2,508 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,834,000 | 1,207 |
| Total noninterest expense | $17,885,000 | 1,121 |
| Salaries and employee benefits | $9,153,000 | 1,154 |
| Premises and equipment expense | $4,521,000 | 534 |
| Additional noninterest expense | $4,211,000 | 1,611 |
| Pre-tax net operating income | $4,115,000 | 1,609 |
| Securities gains (losses) | $281,000 | 1,416 |
| Applicable income taxes | $1,545,000 | 1,078 |
| Income before extraordinary items | $2,851,000 | 1,943 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,851,000 | 1,941 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,851,000 | 1,944 |
| Net charge-offs | $346,000 | 3,140 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $229,000 | 420 |
| Net operating income | $2,668,350 | 1,943 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $18,651,000 | 1,095 |
| Total interest expense | $3,391,000 | 1,049 |
| Net interest income | $15,260,000 | 1,091 |
| Provision for loan and lease losses | $1,393,000 | 1,145 |
| Total noninterest income | $2,469,000 | 1,535 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $342,000 | 2,693 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,127,000 | 1,213 |
| Total noninterest expense | $13,263,000 | 1,132 |
| Salaries and employee benefits | $6,773,000 | 1,158 |
| Premises and equipment expense | $3,379,000 | 538 |
| Additional noninterest expense | $3,111,000 | 1,618 |
| Pre-tax net operating income | $3,073,000 | 1,660 |
| Securities gains (losses) | $274,000 | 1,193 |
| Applicable income taxes | $1,188,000 | 1,077 |
| Income before extraordinary items | $2,159,000 | 1,971 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,159,000 | 1,970 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,159,000 | 1,972 |
| Net charge-offs | $248,000 | 3,058 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 368 |
| Net operating income | $1,980,900 | 1,999 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $12,223,000 | 1,119 |
| Total interest expense | $2,310,000 | 1,058 |
| Net interest income | $9,913,000 | 1,123 |
| Provision for loan and lease losses | $918,000 | 1,174 |
| Total noninterest income | $1,358,000 | 1,749 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $232,000 | 2,652 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,126,000 | 1,397 |
| Total noninterest expense | $8,640,000 | 1,163 |
| Salaries and employee benefits | $4,417,000 | 1,184 |
| Premises and equipment expense | $2,210,000 | 548 |
| Additional noninterest expense | $2,013,000 | 1,658 |
| Pre-tax net operating income | $1,713,000 | 1,906 |
| Securities gains (losses) | $133,000 | 1,401 |
| Applicable income taxes | $647,000 | 1,249 |
| Income before extraordinary items | $1,199,000 | 2,274 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,199,000 | 2,274 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,199,000 | 2,274 |
| Net charge-offs | $280,000 | 2,391 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 378 |
| Net operating income | $1,112,550 | 2,281 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,961,000 | 1,151 |
| Total interest expense | $1,170,000 | 1,085 |
| Net interest income | $4,791,000 | 1,160 |
| Provision for loan and lease losses | $443,000 | 1,185 |
| Total noninterest income | $517,000 | 2,098 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $108,000 | 2,754 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $409,000 | 1,731 |
| Total noninterest expense | $4,196,000 | 1,189 |
| Salaries and employee benefits | $2,158,000 | 1,206 |
| Premises and equipment expense | $1,071,000 | 565 |
| Additional noninterest expense | $967,000 | 1,722 |
| Pre-tax net operating income | $669,000 | 2,342 |
| Securities gains (losses) | $132,000 | 791 |
| Applicable income taxes | $274,000 | 1,381 |
| Income before extraordinary items | $527,000 | 2,497 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $527,000 | 2,498 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $527,000 | 2,500 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 326 |
| Net operating income | $439,880 | 2,733 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $21,868,000 | 1,314 |
| Total interest expense | $5,015,000 | 1,202 |
| Net interest income | $16,853,000 | 1,311 |
| Provision for loan and lease losses | $2,628,000 | 1,309 |
| Total noninterest income | $4,249,000 | 1,187 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $327,000 | 3,425 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,922,000 | 850 |
| Total noninterest expense | $15,060,000 | 1,306 |
| Salaries and employee benefits | $7,407,000 | 1,343 |
| Premises and equipment expense | $3,900,000 | 636 |
| Additional noninterest expense | $3,753,000 | 1,799 |
| Pre-tax net operating income | $3,414,000 | 1,631 |
| Securities gains (losses) | $131,000 | 1,830 |
| Applicable income taxes | $1,229,000 | 1,159 |
| Income before extraordinary items | $2,316,000 | 1,995 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,316,000 | 1,996 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,316,000 | 1,996 |
| Net charge-offs | $1,826,000 | 1,641 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $179,000 | 545 |
| Net operating income | $2,230,850 | 1,982 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,175,000 | 1,339 |
| Total interest expense | $3,818,000 | 1,234 |
| Net interest income | $12,357,000 | 1,349 |
| Provision for loan and lease losses | $1,843,000 | 1,311 |
| Total noninterest income | $3,559,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $238,000 | 3,498 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,321,000 | 772 |
| Total noninterest expense | $11,263,000 | 1,317 |
| Salaries and employee benefits | $5,474,000 | 1,367 |
| Premises and equipment expense | $2,870,000 | 660 |
| Additional noninterest expense | $2,919,000 | 1,745 |
| Pre-tax net operating income | $2,810,000 | 1,572 |
| Securities gains (losses) | $131,000 | 1,544 |
| Applicable income taxes | $1,072,000 | 1,028 |
| Income before extraordinary items | $1,869,000 | 1,938 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,869,000 | 1,938 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,869,000 | 1,938 |
| Net charge-offs | $1,470,000 | 1,514 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 514 |
| Net operating income | $1,785,160 | 1,914 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,590,000 | 1,377 |
| Total interest expense | $2,580,000 | 1,270 |
| Net interest income | $8,010,000 | 1,389 |
| Provision for loan and lease losses | $1,233,000 | 1,302 |
| Total noninterest income | $2,650,000 | 1,001 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $156,000 | 3,512 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,494,000 | 722 |
| Total noninterest expense | $7,480,000 | 1,327 |
| Salaries and employee benefits | $3,653,000 | 1,368 |
| Premises and equipment expense | $1,886,000 | 671 |
| Additional noninterest expense | $1,941,000 | 1,771 |
| Pre-tax net operating income | $1,947,000 | 1,492 |
| Securities gains (losses) | $32,000 | 1,856 |
| Applicable income taxes | $721,000 | 996 |
| Income before extraordinary items | $1,258,000 | 1,878 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,258,000 | 1,878 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,258,000 | 1,878 |
| Net charge-offs | $405,000 | 2,350 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 438 |
| Net operating income | $1,237,520 | 1,836 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,182,000 | 1,412 |
| Total interest expense | $1,330,000 | 1,269 |
| Net interest income | $3,852,000 | 1,448 |
| Provision for loan and lease losses | $760,000 | 1,053 |
| Total noninterest income | $1,659,000 | 835 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $81,000 | 3,410 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,578,000 | 607 |
| Total noninterest expense | $3,775,000 | 1,323 |
| Salaries and employee benefits | $1,854,000 | 1,368 |
| Premises and equipment expense | $935,000 | 698 |
| Additional noninterest expense | $986,000 | 1,728 |
| Pre-tax net operating income | $976,000 | 1,471 |
| Securities gains (losses) | $10,000 | 1,304 |
| Applicable income taxes | $363,000 | 960 |
| Income before extraordinary items | $623,000 | 1,859 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $623,000 | 1,858 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $623,000 | 1,859 |
| Net charge-offs | $35,000 | 3,634 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 393 |
| Net operating income | $616,600 | 1,827 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,235,000 | 1,522 |
| Total interest expense | $5,815,000 | 1,429 |
| Net interest income | $14,420,000 | 1,554 |
| Provision for loan and lease losses | $1,602,000 | 2,367 |
| Total noninterest income | $1,921,000 | 2,127 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $252,000 | 3,994 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,669,000 | 1,582 |
| Total noninterest expense | $12,939,000 | 1,523 |
| Salaries and employee benefits | $5,879,000 | 1,661 |
| Premises and equipment expense | $3,628,000 | 708 |
| Additional noninterest expense | $3,432,000 | 2,034 |
| Pre-tax net operating income | $1,800,000 | 2,428 |
| Securities gains (losses) | $499,000 | 896 |
| Applicable income taxes | $826,000 | 1,410 |
| Income before extraordinary items | $1,473,000 | 2,544 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,473,000 | 2,541 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,473,000 | 2,546 |
| Net charge-offs | $927,000 | 2,789 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $18,066,000 | 50 |
| Net operating income | $1,153,640 | 2,860 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,055,000 | 1,565 |
| Total interest expense | $4,389,000 | 1,478 |
| Net interest income | $10,666,000 | 1,587 |
| Provision for loan and lease losses | $1,302,000 | 2,169 |
| Total noninterest income | $1,470,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $156,000 | 4,413 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,314,000 | 1,480 |
| Total noninterest expense | $9,705,000 | 1,515 |
| Salaries and employee benefits | $4,320,000 | 1,697 |
| Premises and equipment expense | $2,716,000 | 718 |
| Additional noninterest expense | $2,669,000 | 1,938 |
| Pre-tax net operating income | $1,129,000 | 2,886 |
| Securities gains (losses) | $284,000 | 1,119 |
| Applicable income taxes | $552,000 | 1,574 |
| Income before extraordinary items | $861,000 | 3,162 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $861,000 | 3,160 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $861,000 | 3,162 |
| Net charge-offs | $919,000 | 2,294 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $18,025,000 | 42 |
| Net operating income | $679,240 | 3,431 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,037,000 | 1,577 |
| Total interest expense | $2,927,000 | 1,539 |
| Net interest income | $7,110,000 | 1,589 |
| Provision for loan and lease losses | $717,000 | 2,341 |
| Total noninterest income | $815,000 | 2,345 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $100,000 | 4,484 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $715,000 | 1,650 |
| Total noninterest expense | $6,501,000 | 1,520 |
| Salaries and employee benefits | $2,894,000 | 1,706 |
| Premises and equipment expense | $1,828,000 | 720 |
| Additional noninterest expense | $1,779,000 | 1,943 |
| Pre-tax net operating income | $707,000 | 3,009 |
| Securities gains (losses) | $55,000 | 1,822 |
| Applicable income taxes | $305,000 | 1,720 |
| Income before extraordinary items | $457,000 | 3,560 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $457,000 | 3,557 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $457,000 | 3,559 |
| Net charge-offs | $736,000 | 2,026 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $17,568,000 | 30 |
| Net operating income | $421,800 | 3,592 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,006,000 | 1,612 |
| Total interest expense | $1,416,000 | 1,669 |
| Net interest income | $3,590,000 | 1,598 |
| Provision for loan and lease losses | $307,000 | 2,347 |
| Total noninterest income | $141,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $46,000 | 4,630 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $95,000 | 3,602 |
| Total noninterest expense | $3,203,000 | 1,568 |
| Salaries and employee benefits | $1,403,000 | 1,782 |
| Premises and equipment expense | $927,000 | 730 |
| Additional noninterest expense | $873,000 | 1,942 |
| Pre-tax net operating income | $221,000 | 3,889 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $89,000 | 2,231 |
| Income before extraordinary items | $134,000 | 4,576 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $134,000 | 4,577 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $134,000 | 4,575 |
| Net charge-offs | $61,000 | 3,562 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 555 |
| Net operating income | $132,720 | 4,481 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,280,000 | 1,773 |
| Total interest expense | $6,802,000 | 1,732 |
| Net interest income | $12,478,000 | 1,782 |
| Provision for loan and lease losses | $1,865,000 | 2,579 |
| Total noninterest income | $1,132,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $367,000 | 3,486 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $765,000 | 2,530 |
| Total noninterest expense | $11,871,000 | 1,718 |
| Salaries and employee benefits | $5,088,000 | 1,937 |
| Premises and equipment expense | $3,533,000 | 764 |
| Additional noninterest expense | $3,250,000 | 2,187 |
| Pre-tax net operating income | $-126,000 | 5,621 |
| Securities gains (losses) | $626,000 | 745 |
| Applicable income taxes | $-1,834,000 | 7,491 |
| Income before extraordinary items | $2,334,000 | 1,433 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,334,000 | 1,431 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,334,000 | 1,432 |
| Net charge-offs | $546,000 | 3,672 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 845 |
| Net operating income | $1,708,000 | 1,875 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,091,000 | 1,844 |
| Total interest expense | $5,285,000 | 1,750 |
| Net interest income | $8,806,000 | 1,881 |
| Provision for loan and lease losses | $1,005,000 | 2,769 |
| Total noninterest income | $697,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $273,000 | 3,512 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $424,000 | 3,082 |
| Total noninterest expense | $8,784,000 | 1,724 |
| Salaries and employee benefits | $3,783,000 | 1,964 |
| Premises and equipment expense | $2,624,000 | 783 |
| Additional noninterest expense | $2,377,000 | 2,198 |
| Pre-tax net operating income | $-286,000 | 6,120 |
| Securities gains (losses) | $274,000 | 1,061 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-12,000 | 5,807 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-12,000 | 5,807 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-12,000 | 5,807 |
| Net charge-offs | $161,000 | 4,520 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 785 |
| Net operating income | $-286,000 | 6,210 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,270,000 | 1,904 |
| Total interest expense | $3,692,000 | 1,758 |
| Net interest income | $5,578,000 | 1,970 |
| Provision for loan and lease losses | $805,000 | 2,327 |
| Total noninterest income | $408,000 | 3,801 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $151,000 | 3,857 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $257,000 | 3,254 |
| Total noninterest expense | $5,789,000 | 1,767 |
| Salaries and employee benefits | $2,480,000 | 2,032 |
| Premises and equipment expense | $1,736,000 | 808 |
| Additional noninterest expense | $1,573,000 | 2,238 |
| Pre-tax net operating income | $-608,000 | 6,733 |
| Securities gains (losses) | $259,000 | 856 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-349,000 | 6,594 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-349,000 | 6,594 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-349,000 | 6,594 |
| Net charge-offs | $100,000 | 4,241 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 792 |
| Net operating income | $-608,000 | 6,855 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,680,000 | 1,908 |
| Total interest expense | $1,948,000 | 1,739 |
| Net interest income | $2,732,000 | 2,000 |
| Provision for loan and lease losses | $490,000 | 1,792 |
| Total noninterest income | $190,000 | 3,918 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $63,000 | 4,164 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $127,000 | 3,246 |
| Total noninterest expense | $2,808,000 | 1,760 |
| Salaries and employee benefits | $1,264,000 | 2,029 |
| Premises and equipment expense | $864,000 | 820 |
| Additional noninterest expense | $680,000 | 2,285 |
| Pre-tax net operating income | $-376,000 | 7,169 |
| Securities gains (losses) | $82,000 | 1,093 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-294,000 | 7,190 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-294,000 | 7,190 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-294,000 | 7,191 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 672 |
| Net operating income | $-376,000 | 7,265 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,662,000 | 2,522 |
| Total interest expense | $7,485,000 | 2,084 |
| Net interest income | $7,177,000 | 2,982 |
| Provision for loan and lease losses | $876,000 | 2,908 |
| Total noninterest income | $598,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $144,000 | 5,388 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $454,000 | 3,361 |
| Total noninterest expense | $9,472,000 | 2,037 |
| Salaries and employee benefits | $4,246,000 | 2,374 |
| Premises and equipment expense | $2,870,000 | 965 |
| Additional noninterest expense | $2,356,000 | 2,470 |
| Pre-tax net operating income | $-2,573,000 | 7,506 |
| Securities gains (losses) | $31,000 | 1,908 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,542,000 | 7,517 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,542,000 | 7,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,426 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $18,684,000 | 92 |
| Net operating income | $-2,573,000 | 7,604 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,250,000 | 2,760 |
| Total interest expense | $5,505,000 | 2,198 |
| Net interest income | $4,745,000 | 3,352 |
| Provision for loan and lease losses | $414,000 | 3,021 |
| Total noninterest income | $482,000 | 4,407 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $103,000 | 5,491 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $379,000 | 3,271 |
| Total noninterest expense | $6,857,000 | 2,100 |
| Salaries and employee benefits | $3,103,000 | 2,457 |
| Premises and equipment expense | $2,010,000 | 1,044 |
| Additional noninterest expense | $1,744,000 | 2,429 |
| Pre-tax net operating income | $-2,044,000 | 7,875 |
| Securities gains (losses) | $15,000 | 2,175 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-2,029,000 | 7,875 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,029,000 | 7,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,625 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 804 |
| Net operating income | $-2,044,000 | 7,950 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,438,000 | 2,950 |
| Total interest expense | $3,705,000 | 2,247 |
| Net interest income | $2,733,000 | 3,744 |
| Provision for loan and lease losses | $213,000 | 3,050 |
| Total noninterest income | $309,000 | 4,558 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $56,000 | 5,799 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $253,000 | 3,333 |
| Total noninterest expense | $4,266,000 | 2,242 |
| Salaries and employee benefits | $1,944,000 | 2,636 |
| Premises and equipment expense | $1,251,000 | 1,108 |
| Additional noninterest expense | $1,071,000 | 2,584 |
| Pre-tax net operating income | $-1,437,000 | 8,064 |
| Securities gains (losses) | $13,000 | 2,325 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,424,000 | 8,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,424,000 | 8,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,854 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 740 |
| Net operating income | $-1,437,000 | 8,124 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 3,096 |
| Total interest expense | $1,920,000 | 2,315 |
| Net interest income | $1,217,000 | 4,072 |
| Provision for loan and lease losses | $55,000 | 3,686 |
| Total noninterest income | $116,000 | 5,154 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $21,000 | 6,186 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $95,000 | 3,878 |
| Total noninterest expense | $2,002,000 | 2,368 |
| Salaries and employee benefits | $883,000 | 2,891 |
| Premises and equipment expense | $612,000 | 1,141 |
| Additional noninterest expense | $507,000 | 2,694 |
| Pre-tax net operating income | $-724,000 | 8,209 |
| Securities gains (losses) | $-1,000 | 8,175 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-725,000 | 8,250 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-725,000 | 8,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 625 |
| Net operating income | $-724,000 | 8,237 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,476,000 | 3,658 |
| Total interest expense | $5,978,000 | 3,010 |
| Net interest income | $4,498,000 | 4,294 |
| Provision for loan and lease losses | $341,000 | 2,962 |
| Total noninterest income | $697,000 | 4,311 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $47,000 | 6,798 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $650,000 | 2,877 |
| Total noninterest expense | $5,436,000 | 3,218 |
| Salaries and employee benefits | $2,640,000 | 3,574 |
| Premises and equipment expense | $1,281,000 | 2,040 |
| Additional noninterest expense | $1,515,000 | 3,386 |
| Pre-tax net operating income | $-582,000 | 7,854 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-582,000 | 7,932 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-582,000 | 7,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $159,000 | 816 |
| Net operating income | $-582,000 | 7,925 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,360,000 | 3,823 |
| Total interest expense | $4,056,000 | 3,258 |
| Net interest income | $3,304,000 | 4,370 |
| Provision for loan and lease losses | $255,000 | 2,573 |
| Total noninterest income | $541,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $30,000 | 6,928 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $511,000 | 2,811 |
| Total noninterest expense | $3,843,000 | 3,356 |
| Salaries and employee benefits | $1,947,000 | 3,605 |
| Premises and equipment expense | $839,000 | 2,304 |
| Additional noninterest expense | $1,057,000 | 3,543 |
| Pre-tax net operating income | $-253,000 | 7,930 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-253,000 | 7,976 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-253,000 | 7,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 730 |
| Net operating income | $-253,000 | 7,957 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,685,000 | 3,963 |
| Total interest expense | $2,482,000 | 3,476 |
| Net interest income | $2,203,000 | 4,408 |
| Provision for loan and lease losses | $220,000 | 2,020 |
| Total noninterest income | $426,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $16,000 | 7,071 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $410,000 | 2,542 |
| Total noninterest expense | $2,466,000 | 3,474 |
| Salaries and employee benefits | $1,272,000 | 3,704 |
| Premises and equipment expense | $505,000 | 2,567 |
| Additional noninterest expense | $689,000 | 3,606 |
| Pre-tax net operating income | $-57,000 | 7,896 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-57,000 | 7,923 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-57,000 | 7,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 690 |
| Net operating income | $-57,000 | 7,915 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,277,000 | 4,040 |
| Total interest expense | $1,156,000 | 3,631 |
| Net interest income | $1,121,000 | 4,355 |
| Provision for loan and lease losses | $130,000 | 1,659 |
| Total noninterest income | $247,000 | 3,564 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $9,000 | 7,042 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $238,000 | 2,289 |
| Total noninterest expense | $1,202,000 | 3,568 |
| Salaries and employee benefits | $624,000 | 3,780 |
| Premises and equipment expense | $240,000 | 2,681 |
| Additional noninterest expense | $338,000 | 3,626 |
| Pre-tax net operating income | $36,000 | 7,462 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $36,000 | 7,362 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $36,000 | 7,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 574 |
| Net operating income | $36,000 | 7,352 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,602,000 | 4,721 |
| Total interest expense | $3,026,000 | 4,304 |
| Net interest income | $3,576,000 | 4,982 |
| Provision for loan and lease losses | $310,000 | 2,704 |
| Total noninterest income | $411,000 | 5,550 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $29,000 | 7,173 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $382,000 | 3,813 |
| Total noninterest expense | $3,997,000 | 4,002 |
| Salaries and employee benefits | $1,977,000 | 4,307 |
| Premises and equipment expense | $869,000 | 2,796 |
| Additional noninterest expense | $1,151,000 | 4,073 |
| Pre-tax net operating income | $-320,000 | 8,178 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-320,000 | 8,206 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-320,000 | 8,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 810 |
| Net operating income | $-320,000 | 8,201 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,518,000 | 4,977 |
| Total interest expense | $2,042,000 | 4,488 |
| Net interest income | $2,476,000 | 5,295 |
| Provision for loan and lease losses | $200,000 | 2,859 |
| Total noninterest income | $305,000 | 5,597 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $16,000 | 7,330 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $289,000 | 3,803 |
| Total noninterest expense | $2,928,000 | 4,045 |
| Salaries and employee benefits | $1,482,000 | 4,268 |
| Premises and equipment expense | $634,000 | 2,875 |
| Additional noninterest expense | $812,000 | 4,215 |
| Pre-tax net operating income | $-347,000 | 8,368 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-347,000 | 8,404 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-347,000 | 8,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 728 |
| Net operating income | $-347,000 | 8,394 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,720,000 | 5,275 |
| Total interest expense | $1,178,000 | 4,774 |
| Net interest income | $1,542,000 | 5,512 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $124,000 | 6,600 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $10,000 | 7,398 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $114,000 | 4,856 |
| Total noninterest expense | $1,862,000 | 4,202 |
| Salaries and employee benefits | $954,000 | 4,413 |
| Premises and equipment expense | $400,000 | 2,997 |
| Additional noninterest expense | $508,000 | 4,445 |
| Pre-tax net operating income | $-316,000 | 8,480 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-316,000 | 8,504 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-316,000 | 8,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 612 |
| Net operating income | $-316,000 | 8,502 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 5,578 |
| Total interest expense | $473,000 | 5,268 |
| Net interest income | $739,000 | 5,635 |
| Provision for loan and lease losses | $70,000 | 2,616 |
| Total noninterest income | $36,000 | 7,439 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,000 | 7,586 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,852 |
| Total noninterest expense | $868,000 | 4,433 |
| Salaries and employee benefits | $465,000 | 4,515 |
| Premises and equipment expense | $184,000 | 3,207 |
| Additional noninterest expense | $219,000 | 4,892 |
| Pre-tax net operating income | $-163,000 | 8,511 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-163,000 | 8,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-163,000 | 8,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 461 |
| Net operating income | $-163,000 | 8,518 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 7,272 |
| Total interest expense | $698,000 | 7,049 |
| Net interest income | $1,495,000 | 7,295 |
| Provision for loan and lease losses | $451,000 | 2,060 |
| Total noninterest income | $22,000 | 8,591 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,000 | 7,708 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,136 |
| Total noninterest expense | $2,511,000 | 5,365 |
| Salaries and employee benefits | $1,065,000 | 6,176 |
| Premises and equipment expense | $564,000 | 3,840 |
| Additional noninterest expense | $882,000 | 4,843 |
| Pre-tax net operating income | $-1,445,000 | 8,714 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,445,000 | 8,733 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,445,000 | 8,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $29,074,000 | 46 |
| Net operating income | $-1,445,000 | 8,716 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,177,000 | 7,848 |
| Total interest expense | $316,000 | 7,814 |
| Net interest income | $861,000 | 7,785 |
| Provision for loan and lease losses | $231,000 | 2,668 |
| Total noninterest income | $13,000 | 8,679 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,252 |
| Total noninterest expense | $1,573,000 | 5,902 |
| Salaries and employee benefits | $628,000 | 6,800 |
| Premises and equipment expense | $382,000 | 4,105 |
| Additional noninterest expense | $563,000 | 5,322 |
| Pre-tax net operating income | $-930,000 | 8,712 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-930,000 | 8,738 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-930,000 | 8,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $29,074,000 | 31 |
| Net operating income | $-930,000 | 8,718 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $457,000 | 8,442 |
| Total interest expense | $52,000 | 8,667 |
| Net interest income | $405,000 | 8,267 |
| Provision for loan and lease losses | $61,000 | 4,100 |
| Total noninterest income | $4,000 | 8,739 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $880,000 | 6,468 |
| Salaries and employee benefits | $300,000 | 7,608 |
| Premises and equipment expense | $224,000 | 4,445 |
| Additional noninterest expense | $356,000 | 5,461 |
| Pre-tax net operating income | $-532,000 | 8,683 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $-533,000 | 8,719 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-533,000 | 8,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $29,074,000 | 20 |
| Net operating income | $-533,000 | 8,695 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.