Home > Community National Bank > Income and Expense
Community National Bank, Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,165,000 | 4,089 |
| Total interest expense | $812,000 | 4,234 |
| Net interest income | $2,353,000 | 3,962 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $323,000 | 4,632 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $260,000 | 3,045 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $63,000 | 6,049 |
| Total noninterest expense | $2,053,000 | 3,662 |
| Salaries and employee benefits | $1,113,000 | 3,663 |
| Premises and equipment expense | $197,000 | 4,802 |
| Additional noninterest expense | $743,000 | 3,146 |
| Pre-tax net operating income | $383,000 | 5,957 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $383,000 | 5,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $383,000 | 5,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $91,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $383,000 | 5,335 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 4,108 |
| Total interest expense | $410,000 | 4,248 |
| Net interest income | $1,172,000 | 3,970 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $152,000 | 4,739 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $121,000 | 3,142 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $1,030,000 | 3,668 |
| Salaries and employee benefits | $564,000 | 3,648 |
| Premises and equipment expense | $100,000 | 4,791 |
| Additional noninterest expense | $366,000 | 3,166 |
| Pre-tax net operating income | $174,000 | 6,138 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $174,000 | 5,672 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $174,000 | 5,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $174,000 | 5,553 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,864,000 | 3,884 |
| Total interest expense | $2,012,000 | 4,014 |
| Net interest income | $4,852,000 | 3,757 |
| Provision for loan and lease losses | $790,000 | 1,471 |
| Total noninterest income | $757,000 | 4,358 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $543,000 | 2,907 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $214,000 | 5,155 |
| Total noninterest expense | $4,259,000 | 3,517 |
| Salaries and employee benefits | $2,158,000 | 3,679 |
| Premises and equipment expense | $402,000 | 4,716 |
| Additional noninterest expense | $1,699,000 | 2,757 |
| Pre-tax net operating income | $560,000 | 6,477 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $562,000 | 6,085 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $562,000 | 6,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $902,000 | 1,003 |
| Cash dividends | $161,000 | 5,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $560,000 | 5,942 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,201,000 | 3,901 |
| Total interest expense | $1,578,000 | 3,982 |
| Net interest income | $3,623,000 | 3,802 |
| Provision for loan and lease losses | $460,000 | 1,778 |
| Total noninterest income | $564,000 | 4,409 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $414,000 | 2,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $150,000 | 5,334 |
| Total noninterest expense | $3,154,000 | 3,545 |
| Salaries and employee benefits | $1,609,000 | 3,690 |
| Premises and equipment expense | $285,000 | 4,889 |
| Additional noninterest expense | $1,260,000 | 2,758 |
| Pre-tax net operating income | $573,000 | 5,978 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $575,000 | 5,510 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $575,000 | 5,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $635,000 | 973 |
| Cash dividends | $50,000 | 5,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $573,000 | 5,327 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,516,000 | 3,884 |
| Total interest expense | $1,105,000 | 3,938 |
| Net interest income | $2,411,000 | 3,809 |
| Provision for loan and lease losses | $360,000 | 1,536 |
| Total noninterest income | $311,000 | 4,896 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $271,000 | 2,875 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $40,000 | 6,937 |
| Total noninterest expense | $2,121,000 | 3,507 |
| Salaries and employee benefits | $1,070,000 | 3,695 |
| Premises and equipment expense | $186,000 | 4,936 |
| Additional noninterest expense | $865,000 | 2,697 |
| Pre-tax net operating income | $241,000 | 6,900 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $241,000 | 6,606 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $241,000 | 6,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,113 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $241,000 | 6,393 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 3,835 |
| Total interest expense | $578,000 | 3,869 |
| Net interest income | $1,213,000 | 3,790 |
| Provision for loan and lease losses | $252,000 | 1,110 |
| Total noninterest income | $158,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $129,000 | 2,921 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $1,035,000 | 3,553 |
| Salaries and employee benefits | $517,000 | 3,799 |
| Premises and equipment expense | $95,000 | 4,865 |
| Additional noninterest expense | $423,000 | 2,719 |
| Pre-tax net operating income | $84,000 | 7,453 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $84,000 | 7,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $84,000 | 7,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,880 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $84,000 | 7,046 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,328,000 | 3,531 |
| Total interest expense | $3,284,000 | 3,277 |
| Net interest income | $5,044,000 | 3,648 |
| Provision for loan and lease losses | $574,000 | 2,147 |
| Total noninterest income | $852,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $561,000 | 2,701 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $291,000 | 4,329 |
| Total noninterest expense | $4,138,000 | 3,475 |
| Salaries and employee benefits | $2,005,000 | 3,727 |
| Premises and equipment expense | $419,000 | 4,483 |
| Additional noninterest expense | $1,714,000 | 2,651 |
| Pre-tax net operating income | $1,184,000 | 4,750 |
| Securities gains (losses) | $51,000 | 2,387 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,235,000 | 4,002 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,235,000 | 4,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $748,000 | 1,219 |
| Cash dividends | $793,000 | 2,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,184,000 | 4,017 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,584,000 | 3,437 |
| Total interest expense | $5,116,000 | 3,093 |
| Net interest income | $4,468,000 | 3,791 |
| Provision for loan and lease losses | $200,000 | 4,117 |
| Total noninterest income | $711,000 | 4,151 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $482,000 | 2,928 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $229,000 | 4,650 |
| Total noninterest expense | $3,768,000 | 3,612 |
| Salaries and employee benefits | $1,940,000 | 3,680 |
| Premises and equipment expense | $417,000 | 4,472 |
| Additional noninterest expense | $1,411,000 | 3,037 |
| Pre-tax net operating income | $1,211,000 | 4,397 |
| Securities gains (losses) | $7,000 | 3,779 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,218,000 | 3,764 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,218,000 | 3,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,979 |
| Cash dividends | $653,000 | 2,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,211,000 | 3,664 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,567,000 | 3,540 |
| Total interest expense | $5,219,000 | 3,183 |
| Net interest income | $4,348,000 | 3,911 |
| Provision for loan and lease losses | $981,000 | 1,087 |
| Total noninterest income | $708,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $443,000 | 2,999 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $265,000 | 4,184 |
| Total noninterest expense | $3,620,000 | 3,594 |
| Salaries and employee benefits | $1,923,000 | 3,592 |
| Premises and equipment expense | $438,000 | 4,212 |
| Additional noninterest expense | $1,259,000 | 3,266 |
| Pre-tax net operating income | $455,000 | 7,217 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $455,000 | 6,568 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $455,000 | 6,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $710,000 | 952 |
| Cash dividends | $755,000 | 2,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $455,000 | 6,582 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,614,000 | 3,652 |
| Total interest expense | $4,250,000 | 3,406 |
| Net interest income | $4,364,000 | 3,884 |
| Provision for loan and lease losses | $310,000 | 2,576 |
| Total noninterest income | $517,000 | 4,863 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $315,000 | 3,841 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $202,000 | 4,920 |
| Total noninterest expense | $3,400,000 | 3,790 |
| Salaries and employee benefits | $1,910,000 | 3,586 |
| Premises and equipment expense | $412,000 | 4,423 |
| Additional noninterest expense | $1,078,000 | 3,769 |
| Pre-tax net operating income | $1,171,000 | 4,837 |
| Securities gains (losses) | $60,000 | 923 |
| Applicable income taxes | $-2,000 | 9,609 |
| Income before extraordinary items | $1,233,000 | 3,794 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,233,000 | 3,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,768 |
| Cash dividends | $860,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,173,000 | 3,915 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,037,000 | 3,922 |
| Total interest expense | $4,004,000 | 3,684 |
| Net interest income | $4,033,000 | 4,093 |
| Provision for loan and lease losses | $473,000 | 1,804 |
| Total noninterest income | $526,000 | 4,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 3,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 4,852 |
| Total noninterest expense | $3,064,000 | 4,041 |
| Salaries and employee benefits | $1,636,000 | 3,967 |
| Premises and equipment expense | $397,000 | 4,444 |
| Additional noninterest expense | $1,031,000 | 3,860 |
| Pre-tax net operating income | $1,022,000 | 5,346 |
| Securities gains (losses) | $21,000 | 2,394 |
| Applicable income taxes | $263,000 | 5,514 |
| Income before extraordinary items | $780,000 | 5,268 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $780,000 | 5,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,306 |
| Cash dividends | $668,000 | 2,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $764,250 | 5,235 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,532,000 | 4,216 |
| Total interest expense | $3,657,000 | 3,993 |
| Net interest income | $3,875,000 | 4,357 |
| Provision for loan and lease losses | $108,000 | 5,007 |
| Total noninterest income | $432,000 | 5,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $305,000 | 4,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,130 |
| Total noninterest expense | $2,790,000 | 4,349 |
| Salaries and employee benefits | $1,541,000 | 4,165 |
| Premises and equipment expense | $344,000 | 4,964 |
| Additional noninterest expense | $905,000 | 4,289 |
| Pre-tax net operating income | $1,409,000 | 4,707 |
| Securities gains (losses) | $16,000 | 2,045 |
| Applicable income taxes | $407,000 | 4,832 |
| Income before extraordinary items | $1,018,000 | 4,642 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,018,000 | 4,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $167,000 | 5,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,006,640 | 4,608 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,483,000 | 4,871 |
| Total interest expense | $2,935,000 | 4,867 |
| Net interest income | $3,548,000 | 4,774 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $439,000 | 5,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 4,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,646 |
| Total noninterest expense | $2,648,000 | 4,792 |
| Salaries and employee benefits | $1,449,000 | 4,458 |
| Premises and equipment expense | $357,000 | 4,955 |
| Additional noninterest expense | $842,000 | 4,996 |
| Pre-tax net operating income | $1,279,000 | 4,883 |
| Securities gains (losses) | $-14,000 | 10,446 |
| Applicable income taxes | $369,000 | 5,144 |
| Income before extraordinary items | $896,000 | 4,887 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $896,000 | 4,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,215 |
| Cash dividends | $167,000 | 5,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $905,940 | 4,792 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,721,000 | 5,418 |
| Total interest expense | $2,425,000 | 5,706 |
| Net interest income | $3,296,000 | 5,112 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $395,000 | 6,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,698 |
| Total noninterest expense | $2,295,000 | 5,367 |
| Salaries and employee benefits | $1,140,000 | 5,444 |
| Premises and equipment expense | $257,000 | 6,233 |
| Additional noninterest expense | $898,000 | 4,781 |
| Pre-tax net operating income | $1,386,000 | 4,731 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $358,000 | 5,348 |
| Income before extraordinary items | $1,028,000 | 4,481 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,028,000 | 4,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $3,909,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,028,000 | 4,475 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,308,000 | 9,244 |
| Total interest expense | $867,000 | 9,273 |
| Net interest income | $1,441,000 | 9,040 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $162,000 | 9,470 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,409 |
| Total noninterest expense | $892,000 | 9,805 |
| Salaries and employee benefits | $388,000 | 10,388 |
| Premises and equipment expense | $85,000 | 10,492 |
| Additional noninterest expense | $419,000 | 8,628 |
| Pre-tax net operating income | $661,000 | 7,643 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $225,000 | 6,938 |
| Income before extraordinary items | $438,000 | 7,824 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $438,000 | 7,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $436,680 | 7,892 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 10,074 |
| Total interest expense | $874,000 | 9,666 |
| Net interest income | $1,178,000 | 10,135 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $167,000 | 9,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,919 |
| Total noninterest expense | $802,000 | 10,660 |
| Salaries and employee benefits | $363,000 | 11,014 |
| Premises and equipment expense | $83,000 | 11,040 |
| Additional noninterest expense | $356,000 | 9,775 |
| Pre-tax net operating income | $543,000 | 8,351 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $199,000 | 7,638 |
| Income before extraordinary items | $349,000 | 8,944 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $349,000 | 9,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $345,800 | 8,725 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 12,003 |
| Total interest expense | $758,000 | 11,535 |
| Net interest income | $727,000 | 12,200 |
| Provision for loan and lease losses | $-46,000 | 13,602 |
| Total noninterest income | $98,000 | 11,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $495,000 | 12,663 |
| Salaries and employee benefits | $262,000 | 12,472 |
| Premises and equipment expense | $47,000 | 12,796 |
| Additional noninterest expense | $186,000 | 12,438 |
| Pre-tax net operating income | $376,000 | 9,455 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $135,000 | 9,001 |
| Income before extraordinary items | $238,000 | 10,066 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $238,000 | 10,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $600,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $239,920 | 9,693 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.