Home > Community National Bank > Income and Expense
Community National Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,424,000 | 3,705 |
| Total interest expense | $416,000 | 4,328 |
| Net interest income | $4,008,000 | 3,565 |
| Provision for loan and lease losses | $572,000 | 1,385 |
| Total noninterest income | $897,000 | 2,961 |
| Gross Fiduciary activities income | $462,000 | 560 |
| Service charges on deposit accounts | $242,000 | 3,243 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $193,000 | 4,351 |
| Total noninterest expense | $3,343,000 | 3,691 |
| Salaries and employee benefits | $1,913,000 | 3,509 |
| Premises and equipment expense | $375,000 | 3,770 |
| Additional noninterest expense | $1,055,000 | 3,812 |
| Pre-tax net operating income | $990,000 | 3,700 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $158,000 | 2,981 |
| Income before extraordinary items | $832,000 | 3,750 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $832,000 | 3,753 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $832,000 | 3,754 |
| Net charge-offs | $-115,000 | 6,623 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $832,000 | 3,678 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 5,500 |
| Total interest expense | $114,000 | 5,917 |
| Net interest income | $1,226,000 | 5,390 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $330,000 | 4,043 |
| Gross Fiduciary activities income | $164,000 | 688 |
| Service charges on deposit accounts | $82,000 | 4,467 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $84,000 | 4,951 |
| Total noninterest expense | $1,169,000 | 5,221 |
| Salaries and employee benefits | $668,000 | 5,095 |
| Premises and equipment expense | $128,000 | 5,186 |
| Additional noninterest expense | $373,000 | 5,237 |
| Pre-tax net operating income | $387,000 | 4,535 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $147,000 | 2,708 |
| Income before extraordinary items | $240,000 | 5,057 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $240,000 | 5,059 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $240,000 | 5,060 |
| Net charge-offs | $-5,000 | 5,951 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $240,000 | 4,931 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 2,392 |
| Total interest expense | $225,000 | 3,404 |
| Net interest income | $2,356,000 | 2,227 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $593,000 | 1,971 |
| Gross Fiduciary activities income | $273,000 | 444 |
| Service charges on deposit accounts | $138,000 | 2,168 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $182,000 | 2,905 |
| Total noninterest expense | $2,398,000 | 1,996 |
| Salaries and employee benefits | $1,393,000 | 1,868 |
| Premises and equipment expense | $279,000 | 2,095 |
| Additional noninterest expense | $726,000 | 2,144 |
| Pre-tax net operating income | $551,000 | 2,701 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $182,000 | 1,809 |
| Income before extraordinary items | $369,000 | 3,171 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $369,000 | 3,171 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $369,000 | 3,173 |
| Net charge-offs | $864,000 | 532 |
| Cash dividends | $300,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $369,000 | 3,077 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,535,000 | 2,447 |
| Total interest expense | $938,000 | 3,767 |
| Net interest income | $9,597,000 | 2,239 |
| Provision for loan and lease losses | $45,000 | 5,250 |
| Total noninterest income | $2,731,000 | 1,760 |
| Gross Fiduciary activities income | $1,178,000 | 410 |
| Service charges on deposit accounts | $544,000 | 2,321 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,009,000 | 2,356 |
| Total noninterest expense | $10,383,000 | 1,855 |
| Salaries and employee benefits | $5,566,000 | 1,817 |
| Premises and equipment expense | $1,099,000 | 2,091 |
| Additional noninterest expense | $3,718,000 | 1,773 |
| Pre-tax net operating income | $1,900,000 | 2,907 |
| Securities gains (losses) | $131,000 | 2,055 |
| Applicable income taxes | $678,000 | 1,870 |
| Income before extraordinary items | $1,353,000 | 3,314 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,353,000 | 3,315 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,353,000 | 3,315 |
| Net charge-offs | $-3,000 | 6,454 |
| Cash dividends | $600,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,265,230 | 3,300 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,841,000 | 2,510 |
| Total interest expense | $725,000 | 3,815 |
| Net interest income | $7,116,000 | 2,296 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $1,930,000 | 1,829 |
| Gross Fiduciary activities income | $797,000 | 433 |
| Service charges on deposit accounts | $408,000 | 2,352 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $725,000 | 2,408 |
| Total noninterest expense | $7,440,000 | 1,927 |
| Salaries and employee benefits | $4,149,000 | 1,821 |
| Premises and equipment expense | $806,000 | 2,161 |
| Additional noninterest expense | $2,485,000 | 1,981 |
| Pre-tax net operating income | $1,561,000 | 2,810 |
| Securities gains (losses) | $125,000 | 1,812 |
| Applicable income taxes | $569,000 | 1,800 |
| Income before extraordinary items | $1,117,000 | 3,211 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,117,000 | 3,212 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,117,000 | 3,211 |
| Net charge-offs | $67,000 | 4,325 |
| Cash dividends | $200,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,034,500 | 3,211 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,243,000 | 3,045 |
| Total interest expense | $423,000 | 4,209 |
| Net interest income | $3,820,000 | 2,808 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,144,000 | 1,962 |
| Gross Fiduciary activities income | $515,000 | 443 |
| Service charges on deposit accounts | $190,000 | 3,060 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $439,000 | 2,517 |
| Total noninterest expense | $4,198,000 | 2,280 |
| Salaries and employee benefits | $2,434,000 | 2,057 |
| Premises and equipment expense | $455,000 | 2,499 |
| Additional noninterest expense | $1,309,000 | 2,477 |
| Pre-tax net operating income | $766,000 | 3,372 |
| Securities gains (losses) | $125,000 | 1,437 |
| Applicable income taxes | $303,000 | 2,042 |
| Income before extraordinary items | $588,000 | 3,691 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $588,000 | 3,692 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $588,000 | 3,693 |
| Net charge-offs | $67,000 | 3,773 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $505,500 | 3,770 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 3,075 |
| Total interest expense | $219,000 | 4,239 |
| Net interest income | $1,899,000 | 2,843 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $569,000 | 1,978 |
| Gross Fiduciary activities income | $256,000 | 441 |
| Service charges on deposit accounts | $93,000 | 3,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $220,000 | 2,526 |
| Total noninterest expense | $2,123,000 | 2,246 |
| Salaries and employee benefits | $1,210,000 | 2,071 |
| Premises and equipment expense | $231,000 | 2,477 |
| Additional noninterest expense | $682,000 | 2,348 |
| Pre-tax net operating income | $345,000 | 3,583 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $115,000 | 2,312 |
| Income before extraordinary items | $230,000 | 4,142 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $230,000 | 4,146 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $230,000 | 4,146 |
| Net charge-offs | $-15,000 | 6,792 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $230,000 | 3,997 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,895,000 | 3,063 |
| Total interest expense | $1,092,000 | 4,195 |
| Net interest income | $7,803,000 | 2,811 |
| Provision for loan and lease losses | $210,000 | 4,576 |
| Total noninterest income | $2,168,000 | 1,886 |
| Gross Fiduciary activities income | $1,092,000 | 379 |
| Service charges on deposit accounts | $451,000 | 2,791 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $625,000 | 2,798 |
| Total noninterest expense | $8,203,000 | 2,315 |
| Salaries and employee benefits | $4,548,000 | 2,128 |
| Premises and equipment expense | $915,000 | 2,603 |
| Additional noninterest expense | $2,740,000 | 2,396 |
| Pre-tax net operating income | $1,558,000 | 2,964 |
| Securities gains (losses) | $144,000 | 1,739 |
| Applicable income taxes | $579,000 | 1,890 |
| Income before extraordinary items | $1,123,000 | 3,318 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,123,000 | 3,321 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,123,000 | 3,321 |
| Net charge-offs | $1,194,000 | 2,158 |
| Cash dividends | $600,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,027,960 | 3,392 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,679,000 | 3,084 |
| Total interest expense | $859,000 | 4,196 |
| Net interest income | $5,820,000 | 2,816 |
| Provision for loan and lease losses | $180,000 | 4,271 |
| Total noninterest income | $1,721,000 | 1,810 |
| Gross Fiduciary activities income | $808,000 | 380 |
| Service charges on deposit accounts | $329,000 | 2,846 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $584,000 | 2,464 |
| Total noninterest expense | $6,182,000 | 2,315 |
| Salaries and employee benefits | $3,416,000 | 2,134 |
| Premises and equipment expense | $681,000 | 2,630 |
| Additional noninterest expense | $2,085,000 | 2,369 |
| Pre-tax net operating income | $1,179,000 | 3,023 |
| Securities gains (losses) | $144,000 | 1,461 |
| Applicable income taxes | $451,000 | 1,818 |
| Income before extraordinary items | $872,000 | 3,334 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $872,000 | 3,336 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $872,000 | 3,335 |
| Net charge-offs | $950,000 | 1,949 |
| Cash dividends | $400,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $776,960 | 3,457 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,427,000 | 3,134 |
| Total interest expense | $604,000 | 4,182 |
| Net interest income | $3,823,000 | 2,849 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $1,181,000 | 1,772 |
| Gross Fiduciary activities income | $549,000 | 384 |
| Service charges on deposit accounts | $206,000 | 2,947 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $426,000 | 2,347 |
| Total noninterest expense | $4,065,000 | 2,366 |
| Salaries and employee benefits | $2,287,000 | 2,139 |
| Premises and equipment expense | $458,000 | 2,630 |
| Additional noninterest expense | $1,320,000 | 2,514 |
| Pre-tax net operating income | $789,000 | 2,973 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $266,000 | 1,927 |
| Income before extraordinary items | $523,000 | 3,492 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $523,000 | 3,493 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $523,000 | 3,493 |
| Net charge-offs | $648,000 | 1,866 |
| Cash dividends | $200,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $523,000 | 3,389 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,177,000 | 3,181 |
| Total interest expense | $308,000 | 4,228 |
| Net interest income | $1,869,000 | 2,891 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $535,000 | 1,897 |
| Gross Fiduciary activities income | $257,000 | 399 |
| Service charges on deposit accounts | $96,000 | 3,056 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $182,000 | 2,603 |
| Total noninterest expense | $2,066,000 | 2,355 |
| Salaries and employee benefits | $1,134,000 | 2,174 |
| Premises and equipment expense | $239,000 | 2,575 |
| Additional noninterest expense | $693,000 | 2,396 |
| Pre-tax net operating income | $263,000 | 3,743 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $82,000 | 2,391 |
| Income before extraordinary items | $181,000 | 4,157 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $181,000 | 4,156 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $181,000 | 4,157 |
| Net charge-offs | $471,000 | 1,380 |
| Cash dividends | $200,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $181,000 | 4,106 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,524,000 | 3,075 |
| Total interest expense | $2,010,000 | 3,549 |
| Net interest income | $7,514,000 | 2,892 |
| Provision for loan and lease losses | $585,000 | 3,896 |
| Total noninterest income | $2,180,000 | 1,963 |
| Gross Fiduciary activities income | $957,000 | 407 |
| Service charges on deposit accounts | $538,000 | 2,503 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $685,000 | 2,719 |
| Total noninterest expense | $8,425,000 | 2,297 |
| Salaries and employee benefits | $4,482,000 | 2,164 |
| Premises and equipment expense | $910,000 | 2,678 |
| Additional noninterest expense | $3,033,000 | 2,273 |
| Pre-tax net operating income | $684,000 | 3,945 |
| Securities gains (losses) | $26,000 | 2,991 |
| Applicable income taxes | $197,000 | 2,730 |
| Income before extraordinary items | $513,000 | 4,282 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $513,000 | 4,283 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $513,000 | 4,283 |
| Net charge-offs | $1,288,000 | 2,353 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $494,280 | 4,199 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,219,000 | 3,107 |
| Total interest expense | $1,616,000 | 3,505 |
| Net interest income | $5,603,000 | 2,944 |
| Provision for loan and lease losses | $480,000 | 3,605 |
| Total noninterest income | $1,644,000 | 1,954 |
| Gross Fiduciary activities income | $721,000 | 407 |
| Service charges on deposit accounts | $408,000 | 2,547 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $515,000 | 2,715 |
| Total noninterest expense | $6,235,000 | 2,331 |
| Salaries and employee benefits | $3,384,000 | 2,140 |
| Premises and equipment expense | $683,000 | 2,713 |
| Additional noninterest expense | $2,168,000 | 2,324 |
| Pre-tax net operating income | $532,000 | 4,122 |
| Securities gains (losses) | $26,000 | 2,782 |
| Applicable income taxes | $157,000 | 2,757 |
| Income before extraordinary items | $401,000 | 4,467 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $401,000 | 4,469 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $401,000 | 4,470 |
| Net charge-offs | $840,000 | 2,400 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $382,280 | 4,353 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,754,000 | 3,170 |
| Total interest expense | $1,145,000 | 3,426 |
| Net interest income | $3,609,000 | 3,042 |
| Provision for loan and lease losses | $375,000 | 3,285 |
| Total noninterest income | $1,164,000 | 1,811 |
| Gross Fiduciary activities income | $494,000 | 402 |
| Service charges on deposit accounts | $272,000 | 2,552 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $398,000 | 2,421 |
| Total noninterest expense | $4,188,000 | 2,307 |
| Salaries and employee benefits | $2,304,000 | 2,110 |
| Premises and equipment expense | $442,000 | 2,807 |
| Additional noninterest expense | $1,442,000 | 2,333 |
| Pre-tax net operating income | $210,000 | 4,881 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $44,000 | 3,371 |
| Income before extraordinary items | $166,000 | 5,118 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $166,000 | 5,121 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $166,000 | 5,120 |
| Net charge-offs | $317,000 | 2,982 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $166,000 | 4,962 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,374,000 | 3,227 |
| Total interest expense | $624,000 | 3,333 |
| Net interest income | $1,750,000 | 3,133 |
| Provision for loan and lease losses | $188,000 | 3,087 |
| Total noninterest income | $542,000 | 1,909 |
| Gross Fiduciary activities income | $236,000 | 420 |
| Service charges on deposit accounts | $131,000 | 2,617 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $175,000 | 2,592 |
| Total noninterest expense | $2,089,000 | 2,334 |
| Salaries and employee benefits | $1,179,000 | 2,091 |
| Premises and equipment expense | $232,000 | 2,753 |
| Additional noninterest expense | $678,000 | 2,439 |
| Pre-tax net operating income | $15,000 | 6,085 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-11,000 | 7,118 |
| Income before extraordinary items | $26,000 | 6,049 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $26,000 | 6,049 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $26,000 | 6,049 |
| Net charge-offs | $220,000 | 2,334 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $26,000 | 5,930 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,522,000 | 2,862 |
| Total interest expense | $3,659,000 | 2,945 |
| Net interest income | $7,863,000 | 2,772 |
| Provision for loan and lease losses | $3,556,000 | 1,781 |
| Total noninterest income | $2,305,000 | 1,930 |
| Gross Fiduciary activities income | $873,000 | 420 |
| Service charges on deposit accounts | $622,000 | 2,479 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $810,000 | 2,441 |
| Total noninterest expense | $12,717,000 | 1,618 |
| Salaries and employee benefits | $4,786,000 | 2,056 |
| Premises and equipment expense | $983,000 | 2,615 |
| Additional noninterest expense | $6,948,000 | 1,118 |
| Pre-tax net operating income | $-6,105,000 | 7,281 |
| Securities gains (losses) | $315,000 | 1,199 |
| Applicable income taxes | $-2,244,000 | 7,544 |
| Income before extraordinary items | $-3,546,000 | 7,089 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,546,000 | 7,087 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,546,000 | 7,087 |
| Net charge-offs | $3,580,000 | 1,437 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,747,600 | 7,118 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,699,000 | 2,885 |
| Total interest expense | $2,929,000 | 2,909 |
| Net interest income | $5,770,000 | 2,828 |
| Provision for loan and lease losses | $3,369,000 | 1,376 |
| Total noninterest income | $1,681,000 | 2,007 |
| Gross Fiduciary activities income | $641,000 | 424 |
| Service charges on deposit accounts | $470,000 | 2,480 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $570,000 | 2,594 |
| Total noninterest expense | $6,510,000 | 2,283 |
| Salaries and employee benefits | $3,584,000 | 2,063 |
| Premises and equipment expense | $756,000 | 2,589 |
| Additional noninterest expense | $2,170,000 | 2,392 |
| Pre-tax net operating income | $-2,428,000 | 7,169 |
| Securities gains (losses) | $315,000 | 964 |
| Applicable income taxes | $-856,000 | 7,504 |
| Income before extraordinary items | $-1,257,000 | 6,885 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,257,000 | 6,887 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,257,000 | 6,887 |
| Net charge-offs | $3,476,000 | 1,079 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,458,600 | 6,967 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,830,000 | 2,900 |
| Total interest expense | $2,018,000 | 2,942 |
| Net interest income | $3,812,000 | 2,846 |
| Provision for loan and lease losses | $2,841,000 | 1,125 |
| Total noninterest income | $1,145,000 | 1,979 |
| Gross Fiduciary activities income | $434,000 | 418 |
| Service charges on deposit accounts | $311,000 | 2,472 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $400,000 | 2,552 |
| Total noninterest expense | $4,705,000 | 2,144 |
| Salaries and employee benefits | $2,559,000 | 1,973 |
| Premises and equipment expense | $513,000 | 2,581 |
| Additional noninterest expense | $1,633,000 | 2,170 |
| Pre-tax net operating income | $-2,589,000 | 7,507 |
| Securities gains (losses) | $118,000 | 1,361 |
| Applicable income taxes | $-966,000 | 7,746 |
| Income before extraordinary items | $-1,505,000 | 7,326 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,505,000 | 7,324 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,505,000 | 7,324 |
| Net charge-offs | $2,520,000 | 966 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,580,520 | 7,357 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,976,000 | 2,883 |
| Total interest expense | $1,070,000 | 2,905 |
| Net interest income | $1,906,000 | 2,821 |
| Provision for loan and lease losses | $188,000 | 2,946 |
| Total noninterest income | $578,000 | 1,921 |
| Gross Fiduciary activities income | $196,000 | 448 |
| Service charges on deposit accounts | $154,000 | 2,407 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $228,000 | 2,333 |
| Total noninterest expense | $2,336,000 | 2,119 |
| Salaries and employee benefits | $1,299,000 | 1,979 |
| Premises and equipment expense | $271,000 | 2,508 |
| Additional noninterest expense | $766,000 | 2,065 |
| Pre-tax net operating income | $-40,000 | 6,458 |
| Securities gains (losses) | $39,000 | 1,402 |
| Applicable income taxes | $-26,000 | 7,309 |
| Income before extraordinary items | $25,000 | 6,078 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $25,000 | 6,080 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $25,000 | 6,080 |
| Net charge-offs | $306,000 | 1,752 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $40 | 6,251 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,105,000 | 2,443 |
| Total interest expense | $6,606,000 | 2,305 |
| Net interest income | $8,499,000 | 2,557 |
| Provision for loan and lease losses | $4,059,000 | 1,163 |
| Total noninterest income | $2,534,000 | 1,785 |
| Gross Fiduciary activities income | $1,038,000 | 403 |
| Service charges on deposit accounts | $800,000 | 2,128 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $696,000 | 2,663 |
| Total noninterest expense | $9,779,000 | 1,972 |
| Salaries and employee benefits | $4,537,000 | 2,237 |
| Premises and equipment expense | $1,086,000 | 2,444 |
| Additional noninterest expense | $4,156,000 | 1,486 |
| Pre-tax net operating income | $-2,805,000 | 7,547 |
| Securities gains (losses) | $9,000 | 2,546 |
| Applicable income taxes | $-1,129,000 | 7,750 |
| Income before extraordinary items | $-1,667,000 | 7,262 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,667,000 | 7,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,419,000 | 1,147 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,672,760 | 7,373 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,835,000 | 2,405 |
| Total interest expense | $5,338,000 | 2,250 |
| Net interest income | $6,497,000 | 2,533 |
| Provision for loan and lease losses | $3,158,000 | 873 |
| Total noninterest income | $1,995,000 | 1,772 |
| Gross Fiduciary activities income | $814,000 | 399 |
| Service charges on deposit accounts | $618,000 | 2,089 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $563,000 | 2,619 |
| Total noninterest expense | $7,657,000 | 1,882 |
| Salaries and employee benefits | $3,453,000 | 2,231 |
| Premises and equipment expense | $818,000 | 2,443 |
| Additional noninterest expense | $3,386,000 | 1,331 |
| Pre-tax net operating income | $-2,323,000 | 7,920 |
| Securities gains (losses) | $4,000 | 2,700 |
| Applicable income taxes | $-924,000 | 8,027 |
| Income before extraordinary items | $-1,395,000 | 7,668 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,395,000 | 7,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,294,000 | 765 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,397,560 | 7,769 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,216,000 | 2,365 |
| Total interest expense | $3,876,000 | 2,173 |
| Net interest income | $4,340,000 | 2,519 |
| Provision for loan and lease losses | $1,470,000 | 965 |
| Total noninterest income | $1,354,000 | 1,774 |
| Gross Fiduciary activities income | $575,000 | 393 |
| Service charges on deposit accounts | $397,000 | 2,132 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $382,000 | 2,661 |
| Total noninterest expense | $4,883,000 | 1,963 |
| Salaries and employee benefits | $2,269,000 | 2,290 |
| Premises and equipment expense | $510,000 | 2,596 |
| Additional noninterest expense | $2,104,000 | 1,398 |
| Pre-tax net operating income | $-659,000 | 7,718 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-289,000 | 8,064 |
| Income before extraordinary items | $-370,000 | 7,591 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-370,000 | 7,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,578,000 | 642 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-370,000 | 7,573 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,339,000 | 2,325 |
| Total interest expense | $2,142,000 | 2,122 |
| Net interest income | $2,197,000 | 2,486 |
| Provision for loan and lease losses | $370,000 | 1,209 |
| Total noninterest income | $661,000 | 1,820 |
| Gross Fiduciary activities income | $281,000 | 398 |
| Service charges on deposit accounts | $191,000 | 2,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $189,000 | 2,665 |
| Total noninterest expense | $2,343,000 | 2,041 |
| Salaries and employee benefits | $1,112,000 | 2,356 |
| Premises and equipment expense | $255,000 | 2,626 |
| Additional noninterest expense | $976,000 | 1,468 |
| Pre-tax net operating income | $145,000 | 5,499 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $31,000 | 4,027 |
| Income before extraordinary items | $114,000 | 5,652 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $114,000 | 5,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 701 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $114,000 | 5,548 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,798,000 | 2,108 |
| Total interest expense | $9,913,000 | 1,958 |
| Net interest income | $9,885,000 | 2,265 |
| Provision for loan and lease losses | $4,232,000 | 477 |
| Total noninterest income | $2,337,000 | 1,983 |
| Gross Fiduciary activities income | $854,000 | 463 |
| Service charges on deposit accounts | $913,000 | 1,906 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $570,000 | 3,095 |
| Total noninterest expense | $9,037,000 | 2,037 |
| Salaries and employee benefits | $3,939,000 | 2,513 |
| Premises and equipment expense | $1,031,000 | 2,499 |
| Additional noninterest expense | $4,067,000 | 1,372 |
| Pre-tax net operating income | $-1,047,000 | 8,059 |
| Securities gains (losses) | $-40,000 | 7,961 |
| Applicable income taxes | $-509,000 | 8,315 |
| Income before extraordinary items | $-578,000 | 7,929 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-578,000 | 7,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,512,000 | 404 |
| Cash dividends | $600,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-552,400 | 7,903 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,004,000 | 2,096 |
| Total interest expense | $7,529,000 | 1,946 |
| Net interest income | $7,475,000 | 2,259 |
| Provision for loan and lease losses | $3,417,000 | 346 |
| Total noninterest income | $1,716,000 | 2,018 |
| Gross Fiduciary activities income | $613,000 | 468 |
| Service charges on deposit accounts | $686,000 | 1,892 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $417,000 | 3,132 |
| Total noninterest expense | $6,805,000 | 2,007 |
| Salaries and employee benefits | $3,134,000 | 2,406 |
| Premises and equipment expense | $762,000 | 2,528 |
| Additional noninterest expense | $2,909,000 | 1,387 |
| Pre-tax net operating income | $-1,031,000 | 8,302 |
| Securities gains (losses) | $-40,000 | 8,124 |
| Applicable income taxes | $-457,000 | 8,431 |
| Income before extraordinary items | $-614,000 | 8,187 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-614,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,869,000 | 301 |
| Cash dividends | $600,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-588,400 | 8,168 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,997,000 | 2,110 |
| Total interest expense | $4,959,000 | 1,974 |
| Net interest income | $5,038,000 | 2,278 |
| Provision for loan and lease losses | $662,000 | 808 |
| Total noninterest income | $1,146,000 | 2,029 |
| Gross Fiduciary activities income | $408,000 | 479 |
| Service charges on deposit accounts | $453,000 | 1,906 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $285,000 | 3,102 |
| Total noninterest expense | $4,413,000 | 2,086 |
| Salaries and employee benefits | $2,086,000 | 2,444 |
| Premises and equipment expense | $522,000 | 2,477 |
| Additional noninterest expense | $1,805,000 | 1,512 |
| Pre-tax net operating income | $1,109,000 | 3,292 |
| Securities gains (losses) | $-40,000 | 8,267 |
| Applicable income taxes | $350,000 | 2,555 |
| Income before extraordinary items | $719,000 | 3,756 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $719,000 | 3,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $648,000 | 604 |
| Cash dividends | $600,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $745,800 | 3,656 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,970,000 | 2,118 |
| Total interest expense | $2,439,000 | 1,985 |
| Net interest income | $2,531,000 | 2,270 |
| Provision for loan and lease losses | $272,000 | 895 |
| Total noninterest income | $528,000 | 2,139 |
| Gross Fiduciary activities income | $191,000 | 495 |
| Service charges on deposit accounts | $204,000 | 2,022 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $133,000 | 3,224 |
| Total noninterest expense | $2,207,000 | 2,090 |
| Salaries and employee benefits | $1,057,000 | 2,432 |
| Premises and equipment expense | $281,000 | 2,328 |
| Additional noninterest expense | $869,000 | 1,535 |
| Pre-tax net operating income | $580,000 | 3,196 |
| Securities gains (losses) | $-40,000 | 8,473 |
| Applicable income taxes | $177,000 | 2,563 |
| Income before extraordinary items | $363,000 | 3,733 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $363,000 | 3,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 916 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $389,800 | 3,539 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,268,000 | 2,051 |
| Total interest expense | $8,745,000 | 1,889 |
| Net interest income | $10,523,000 | 2,198 |
| Provision for loan and lease losses | $1,120,000 | 944 |
| Total noninterest income | $2,281,000 | 2,014 |
| Gross Fiduciary activities income | $635,000 | 532 |
| Service charges on deposit accounts | $943,000 | 1,838 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $703,000 | 2,759 |
| Total noninterest expense | $8,201,000 | 2,158 |
| Salaries and employee benefits | $4,692,000 | 2,080 |
| Premises and equipment expense | $984,000 | 2,516 |
| Additional noninterest expense | $2,525,000 | 2,090 |
| Pre-tax net operating income | $3,483,000 | 2,495 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,191,000 | 1,961 |
| Income before extraordinary items | $2,292,000 | 2,803 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,292,000 | 2,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,339,000 | 536 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,292,000 | 2,794 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,260,000 | 2,067 |
| Total interest expense | $6,327,000 | 1,902 |
| Net interest income | $7,933,000 | 2,199 |
| Provision for loan and lease losses | $295,000 | 2,188 |
| Total noninterest income | $1,696,000 | 2,040 |
| Gross Fiduciary activities income | $456,000 | 540 |
| Service charges on deposit accounts | $699,000 | 1,858 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $541,000 | 2,738 |
| Total noninterest expense | $6,272,000 | 2,116 |
| Salaries and employee benefits | $3,630,000 | 2,005 |
| Premises and equipment expense | $711,000 | 2,598 |
| Additional noninterest expense | $1,931,000 | 2,034 |
| Pre-tax net operating income | $3,062,000 | 2,294 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,068,000 | 1,802 |
| Income before extraordinary items | $1,994,000 | 2,569 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,994,000 | 2,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,997 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,994,000 | 2,556 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,255,000 | 2,083 |
| Total interest expense | $3,970,000 | 1,923 |
| Net interest income | $5,285,000 | 2,211 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $1,090,000 | 2,086 |
| Gross Fiduciary activities income | $286,000 | 562 |
| Service charges on deposit accounts | $455,000 | 1,880 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $349,000 | 2,761 |
| Total noninterest expense | $4,202,000 | 2,096 |
| Salaries and employee benefits | $2,433,000 | 2,006 |
| Premises and equipment expense | $475,000 | 2,591 |
| Additional noninterest expense | $1,294,000 | 2,037 |
| Pre-tax net operating income | $2,023,000 | 2,287 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $705,000 | 1,841 |
| Income before extraordinary items | $1,318,000 | 2,591 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,318,000 | 2,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,318,000 | 2,575 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,405,000 | 2,128 |
| Total interest expense | $1,758,000 | 2,029 |
| Net interest income | $2,647,000 | 2,208 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $514,000 | 2,157 |
| Gross Fiduciary activities income | $135,000 | 582 |
| Service charges on deposit accounts | $214,000 | 1,929 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $165,000 | 2,797 |
| Total noninterest expense | $2,128,000 | 2,077 |
| Salaries and employee benefits | $1,217,000 | 2,022 |
| Premises and equipment expense | $255,000 | 2,433 |
| Additional noninterest expense | $656,000 | 1,982 |
| Pre-tax net operating income | $958,000 | 2,353 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $333,000 | 1,885 |
| Income before extraordinary items | $625,000 | 2,658 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $625,000 | 2,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $625,000 | 2,638 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,472,000 | 2,147 |
| Total interest expense | $5,489,000 | 2,037 |
| Net interest income | $9,983,000 | 2,218 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $2,033,000 | 2,182 |
| Gross Fiduciary activities income | $448,000 | 612 |
| Service charges on deposit accounts | $928,000 | 1,847 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $657,000 | 2,885 |
| Total noninterest expense | $7,859,000 | 2,119 |
| Salaries and employee benefits | $4,456,000 | 2,062 |
| Premises and equipment expense | $975,000 | 2,422 |
| Additional noninterest expense | $2,428,000 | 2,065 |
| Pre-tax net operating income | $3,857,000 | 2,282 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,357,000 | 1,829 |
| Income before extraordinary items | $2,500,000 | 2,601 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,500,000 | 2,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,327 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,500,000 | 2,578 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,228,000 | 2,164 |
| Total interest expense | $3,923,000 | 2,025 |
| Net interest income | $7,305,000 | 2,246 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $1,473,000 | 2,238 |
| Gross Fiduciary activities income | $323,000 | 617 |
| Service charges on deposit accounts | $678,000 | 1,893 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $472,000 | 2,989 |
| Total noninterest expense | $5,876,000 | 2,107 |
| Salaries and employee benefits | $3,334,000 | 2,050 |
| Premises and equipment expense | $745,000 | 2,360 |
| Additional noninterest expense | $1,797,000 | 2,068 |
| Pre-tax net operating income | $2,677,000 | 2,441 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $961,000 | 1,936 |
| Income before extraordinary items | $1,716,000 | 2,801 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,716,000 | 2,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,087 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,716,000 | 2,764 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,156,000 | 2,207 |
| Total interest expense | $2,335,000 | 2,110 |
| Net interest income | $4,821,000 | 2,248 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $967,000 | 2,234 |
| Gross Fiduciary activities income | $213,000 | 623 |
| Service charges on deposit accounts | $433,000 | 1,943 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $321,000 | 2,947 |
| Total noninterest expense | $3,905,000 | 2,094 |
| Salaries and employee benefits | $2,210,000 | 2,049 |
| Premises and equipment expense | $503,000 | 2,318 |
| Additional noninterest expense | $1,192,000 | 2,068 |
| Pre-tax net operating income | $1,733,000 | 2,439 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $624,000 | 1,942 |
| Income before extraordinary items | $1,109,000 | 2,855 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,109,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 1,512 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,109,000 | 2,808 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,442,000 | 2,243 |
| Total interest expense | $1,025,000 | 2,291 |
| Net interest income | $2,417,000 | 2,224 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $453,000 | 2,297 |
| Gross Fiduciary activities income | $104,000 | 633 |
| Service charges on deposit accounts | $188,000 | 2,124 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $161,000 | 2,845 |
| Total noninterest expense | $1,953,000 | 2,113 |
| Salaries and employee benefits | $1,107,000 | 2,065 |
| Premises and equipment expense | $253,000 | 2,332 |
| Additional noninterest expense | $593,000 | 2,068 |
| Pre-tax net operating income | $842,000 | 2,474 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $296,000 | 1,996 |
| Income before extraordinary items | $546,000 | 2,827 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $546,000 | 2,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 1,566 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $546,000 | 2,776 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,932,000 | 2,223 |
| Total interest expense | $3,544,000 | 2,285 |
| Net interest income | $9,388,000 | 2,171 |
| Provision for loan and lease losses | $570,000 | 1,751 |
| Total noninterest income | $1,854,000 | 2,324 |
| Gross Fiduciary activities income | $389,000 | 636 |
| Service charges on deposit accounts | $810,000 | 2,115 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $655,000 | 2,832 |
| Total noninterest expense | $7,672,000 | 2,077 |
| Salaries and employee benefits | $4,179,000 | 2,088 |
| Premises and equipment expense | $970,000 | 2,355 |
| Additional noninterest expense | $2,523,000 | 1,930 |
| Pre-tax net operating income | $3,000,000 | 2,596 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,064,000 | 2,052 |
| Income before extraordinary items | $1,936,000 | 2,997 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,936,000 | 2,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,520 |
| Cash dividends | $1,525,000 | 1,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,936,000 | 2,940 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,517,000 | 2,224 |
| Total interest expense | $2,627,000 | 2,250 |
| Net interest income | $6,890,000 | 2,195 |
| Provision for loan and lease losses | $428,000 | 1,677 |
| Total noninterest income | $1,359,000 | 2,361 |
| Gross Fiduciary activities income | $281,000 | 642 |
| Service charges on deposit accounts | $616,000 | 2,113 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $462,000 | 2,932 |
| Total noninterest expense | $5,620,000 | 2,123 |
| Salaries and employee benefits | $3,132,000 | 2,092 |
| Premises and equipment expense | $685,000 | 2,467 |
| Additional noninterest expense | $1,803,000 | 1,994 |
| Pre-tax net operating income | $2,201,000 | 2,657 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $776,000 | 2,147 |
| Income before extraordinary items | $1,425,000 | 3,089 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,425,000 | 3,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 1,914 |
| Cash dividends | $1,525,000 | 1,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,425,000 | 3,020 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,279,000 | 2,229 |
| Total interest expense | $1,732,000 | 2,258 |
| Net interest income | $4,547,000 | 2,197 |
| Provision for loan and lease losses | $285,000 | 1,655 |
| Total noninterest income | $888,000 | 2,402 |
| Gross Fiduciary activities income | $179,000 | 658 |
| Service charges on deposit accounts | $393,000 | 2,179 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $316,000 | 2,906 |
| Total noninterest expense | $3,748,000 | 2,134 |
| Salaries and employee benefits | $2,107,000 | 2,075 |
| Premises and equipment expense | $453,000 | 2,487 |
| Additional noninterest expense | $1,188,000 | 2,018 |
| Pre-tax net operating income | $1,402,000 | 2,719 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $493,000 | 2,231 |
| Income before extraordinary items | $909,000 | 3,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $909,000 | 3,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,262 |
| Cash dividends | $1,525,000 | 874 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $909,000 | 3,096 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 2,237 |
| Total interest expense | $863,000 | 2,285 |
| Net interest income | $2,274,000 | 2,200 |
| Provision for loan and lease losses | $142,000 | 1,602 |
| Total noninterest income | $430,000 | 2,417 |
| Gross Fiduciary activities income | $87,000 | 670 |
| Service charges on deposit accounts | $181,000 | 2,276 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $162,000 | 2,805 |
| Total noninterest expense | $1,896,000 | 2,110 |
| Salaries and employee benefits | $1,072,000 | 2,053 |
| Premises and equipment expense | $230,000 | 2,477 |
| Additional noninterest expense | $594,000 | 1,991 |
| Pre-tax net operating income | $666,000 | 2,815 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $232,000 | 2,306 |
| Income before extraordinary items | $434,000 | 3,293 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $434,000 | 3,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $434,000 | 3,178 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,798,000 | 2,243 |
| Total interest expense | $4,137,000 | 2,150 |
| Net interest income | $8,661,000 | 2,239 |
| Provision for loan and lease losses | $420,000 | 2,478 |
| Total noninterest income | $1,283,000 | 3,164 |
| Gross Fiduciary activities income | $268,000 | 738 |
| Service charges on deposit accounts | $583,000 | 2,760 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $432,000 | 3,830 |
| Total noninterest expense | $7,051,000 | 2,237 |
| Salaries and employee benefits | $3,781,000 | 2,251 |
| Premises and equipment expense | $946,000 | 2,379 |
| Additional noninterest expense | $2,324,000 | 2,075 |
| Pre-tax net operating income | $2,473,000 | 2,913 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $872,000 | 2,380 |
| Income before extraordinary items | $1,601,000 | 3,409 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,601,000 | 3,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,429 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,601,000 | 3,235 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,589,000 | 2,275 |
| Total interest expense | $3,242,000 | 2,147 |
| Net interest income | $6,347,000 | 2,299 |
| Provision for loan and lease losses | $315,000 | 2,407 |
| Total noninterest income | $898,000 | 3,375 |
| Gross Fiduciary activities income | $188,000 | 750 |
| Service charges on deposit accounts | $400,000 | 2,948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $310,000 | 3,980 |
| Total noninterest expense | $5,277,000 | 2,238 |
| Salaries and employee benefits | $2,895,000 | 2,201 |
| Premises and equipment expense | $692,000 | 2,437 |
| Additional noninterest expense | $1,690,000 | 2,126 |
| Pre-tax net operating income | $1,653,000 | 3,287 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $582,000 | 2,730 |
| Income before extraordinary items | $1,071,000 | 3,822 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,071,000 | 3,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,119 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,071,000 | 3,657 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,388,000 | 2,301 |
| Total interest expense | $2,280,000 | 2,106 |
| Net interest income | $4,108,000 | 2,362 |
| Provision for loan and lease losses | $210,000 | 2,412 |
| Total noninterest income | $604,000 | 3,324 |
| Gross Fiduciary activities income | $121,000 | 757 |
| Service charges on deposit accounts | $252,000 | 3,045 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $231,000 | 3,762 |
| Total noninterest expense | $3,548,000 | 2,213 |
| Salaries and employee benefits | $1,953,000 | 2,173 |
| Premises and equipment expense | $455,000 | 2,448 |
| Additional noninterest expense | $1,140,000 | 2,095 |
| Pre-tax net operating income | $954,000 | 3,624 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $335,000 | 3,034 |
| Income before extraordinary items | $619,000 | 4,203 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $619,000 | 4,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 1,640 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $619,000 | 4,004 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 2,311 |
| Total interest expense | $1,196,000 | 2,059 |
| Net interest income | $2,003,000 | 2,429 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $291,000 | 3,313 |
| Gross Fiduciary activities income | $61,000 | 763 |
| Service charges on deposit accounts | $118,000 | 3,121 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $112,000 | 3,730 |
| Total noninterest expense | $1,766,000 | 2,207 |
| Salaries and employee benefits | $957,000 | 2,202 |
| Premises and equipment expense | $228,000 | 2,440 |
| Additional noninterest expense | $581,000 | 2,029 |
| Pre-tax net operating income | $423,000 | 3,906 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $147,000 | 3,258 |
| Income before extraordinary items | $276,000 | 4,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $276,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,261 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $276,000 | 4,258 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,762,000 | 2,228 |
| Total interest expense | $5,594,000 | 2,017 |
| Net interest income | $8,168,000 | 2,358 |
| Provision for loan and lease losses | $327,000 | 3,264 |
| Total noninterest income | $1,133,000 | 3,192 |
| Gross Fiduciary activities income | $224,000 | 797 |
| Service charges on deposit accounts | $533,000 | 2,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $376,000 | 3,812 |
| Total noninterest expense | $6,608,000 | 2,258 |
| Salaries and employee benefits | $3,534,000 | 2,260 |
| Premises and equipment expense | $864,000 | 2,501 |
| Additional noninterest expense | $2,210,000 | 2,095 |
| Pre-tax net operating income | $2,366,000 | 3,010 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $848,000 | 2,491 |
| Income before extraordinary items | $1,518,000 | 3,465 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,518,000 | 3,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 1,999 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,518,000 | 3,363 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,785,000 | 2,663 |
| Total interest expense | $7,302,000 | 2,197 |
| Net interest income | $5,483,000 | 3,185 |
| Provision for loan and lease losses | $215,000 | 3,959 |
| Total noninterest income | $826,000 | 3,768 |
| Gross Fiduciary activities income | $159,000 | 895 |
| Service charges on deposit accounts | $412,000 | 3,305 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $255,000 | 4,456 |
| Total noninterest expense | $4,881,000 | 2,885 |
| Salaries and employee benefits | $2,574,000 | 2,875 |
| Premises and equipment expense | $683,000 | 3,008 |
| Additional noninterest expense | $1,624,000 | 2,686 |
| Pre-tax net operating income | $1,213,000 | 4,395 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $434,000 | 3,576 |
| Income before extraordinary items | $779,000 | 4,939 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $779,000 | 4,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,658 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $779,000 | 4,819 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,288,000 | 3,060 |
| Total interest expense | $7,111,000 | 2,380 |
| Net interest income | $4,177,000 | 4,030 |
| Provision for loan and lease losses | $544,000 | 1,745 |
| Total noninterest income | $379,000 | 5,679 |
| Gross Fiduciary activities income | $80,000 | 978 |
| Service charges on deposit accounts | $195,000 | 5,154 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $104,000 | 6,336 |
| Total noninterest expense | $3,384,000 | 3,828 |
| Salaries and employee benefits | $1,800,000 | 3,777 |
| Premises and equipment expense | $508,000 | 3,740 |
| Additional noninterest expense | $1,076,000 | 3,760 |
| Pre-tax net operating income | $628,000 | 6,476 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $227,000 | 5,164 |
| Income before extraordinary items | $401,000 | 6,850 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $401,000 | 6,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,349 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $401,000 | 6,859 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,264,000 | 4,265 |
| Total interest expense | $3,976,000 | 3,602 |
| Net interest income | $3,288,000 | 4,841 |
| Provision for loan and lease losses | $444,000 | 1,943 |
| Total noninterest income | $261,000 | 6,825 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 5,922 |
| Total noninterest expense | $2,778,000 | 4,495 |
| Salaries and employee benefits | $1,561,000 | 4,193 |
| Premises and equipment expense | $384,000 | 4,669 |
| Additional noninterest expense | $833,000 | 4,647 |
| Pre-tax net operating income | $327,000 | 7,935 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-398,000 | 10,117 |
| Income before extraordinary items | $725,000 | 5,368 |
| Extraordinary gains, net | $-59,000 | 10,184 |
| Net income | $666,000 | 5,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,834 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $725,000 | 5,336 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,014,000 | 6,469 |
| Total interest expense | $2,572,000 | 5,261 |
| Net interest income | $1,442,000 | 7,815 |
| Provision for loan and lease losses | $464,000 | 1,834 |
| Total noninterest income | $352,000 | 5,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 4,254 |
| Total noninterest expense | $2,068,000 | 5,471 |
| Salaries and employee benefits | $1,180,000 | 5,129 |
| Premises and equipment expense | $290,000 | 5,486 |
| Additional noninterest expense | $598,000 | 5,773 |
| Pre-tax net operating income | $-738,000 | 10,276 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-738,000 | 10,315 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-738,000 | 10,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-738,000 | 10,291 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $560,000 | 10,673 |
| Total interest expense | $367,000 | 10,397 |
| Net interest income | $193,000 | 10,784 |
| Provision for loan and lease losses | $186,000 | 3,592 |
| Total noninterest income | $16,000 | 10,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 9,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,520 |
| Total noninterest expense | $635,000 | 9,606 |
| Salaries and employee benefits | $298,000 | 9,966 |
| Premises and equipment expense | $72,000 | 9,646 |
| Additional noninterest expense | $265,000 | 8,682 |
| Pre-tax net operating income | $-612,000 | 10,773 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-612,000 | 10,783 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-612,000 | 10,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 158 |
| Net operating income | $-612,000 | 10,769 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.