Home > Community National Bank > Assets and Liabilities
Community National Bank, Assets and Liabilities
| 2013-09-30 | Rank | |
| # of Employees: | 75 | 2,033 |
| Assets and Liabilities | ||
| Total Assets: | $276,428,000 | 2,310 |
| Cash and due from depository institutions | $10,523,000 | 2,033 |
| Interest-bearing balances | $2,080,000 | 5,175 |
| Securities | $43,032,000 | 3,004 |
| Federal funds sold & reverse repurchase agreements | $13,572,000 | 312 |
| Net loans & leases | $187,477,000 | 2,124 |
| Loan loss allowance | $687,000 | 5,107 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $8,062,000 | 1,466 |
| Other real estate owned | $292,000 | 2,033 |
| Goodwill and other intangibles | $3,311,000 | 909 |
| All other assets | $10,159,000 | 1,809 |
| Life insurance assets | $4,652,000 | 1,596 |
| Total liabilities and capital | $276,428,000 | 2,310 |
| Total liabilities | $246,432,000 | 2,327 |
| Total deposits | $240,362,000 | 2,243 |
| Interest-bearing deposits | $198,315,000 | 2,212 |
| Deposits held in domestic offices | $240,362,000 | 2,242 |
| % insured | 82.77% | 4,335 |
| Federal funds purchased & repurchase agreements | $3,845,000 | 1,322 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $2,225,000 | 1,919 |
| Total equity capital | $29,996,000 | 2,274 |
| Total bank equity capital | $29,996,000 | 2,274 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $5,435,000 | 765 |
| Surplus | $24,269,000 | 1,284 |
| Undivided profits | $292,000 | 5,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $2,521,000 | 2,468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $823,000 | 3,211 |
| Earning assets | $246,161,000 | 2,391 |
| Long-term assets (5+ years) | $79,348,000 | 2,396 |
| Average Assets, year-to-date | $279,535,250 | 2,280 |
| Average Assets, quarterly | $276,927,000 | 2,308 |
| Volatile liabilities | $11,875,000 | 2,812 |
| Insider loans | $16,563,000 | 310 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $39,010,000 | 1,709 |
| Tier 1 (core) risk-based capital | $26,553,000 | 2,477 |
| Tier 2 risk-based capital | $687,000 | 4,749 |
| Total risk weighted assets | $196,763,000 | 2,148 |
| Total unused commitments | $39,010,000 | 1,709 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 78 | 1,951 |
| Assets and Liabilities | ||
| Total Assets: | $277,426,000 | 2,307 |
| Cash and due from depository institutions | $15,150,000 | 1,951 |
| Interest-bearing balances | $9,187,000 | 3,106 |
| Securities | $45,954,000 | 2,857 |
| Federal funds sold & reverse repurchase agreements | $5,036,000 | 877 |
| Net loans & leases | $189,228,000 | 2,095 |
| Loan loss allowance | $5,000 | 6,877 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $8,014,000 | 1,471 |
| Other real estate owned | $465,000 | 1,951 |
| Goodwill and other intangibles | $3,440,000 | 890 |
| All other assets | $10,139,000 | 1,795 |
| Life insurance assets | $4,615,000 | 1,586 |
| Total liabilities and capital | $277,426,000 | 2,307 |
| Total liabilities | $248,237,000 | 2,298 |
| Total deposits | $245,578,000 | 2,195 |
| Interest-bearing deposits | $208,234,000 | 2,117 |
| Deposits held in domestic offices | $245,578,000 | 2,194 |
| % insured | 82.94% | 4,455 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $2,659,000 | 1,616 |
| Total equity capital | $29,189,000 | 2,311 |
| Total bank equity capital | $29,189,000 | 2,311 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $5,435,000 | 765 |
| Surplus | $23,718,000 | 1,312 |
| Undivided profits | $36,000 | 5,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $2,136,000 | 2,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $808,000 | 3,183 |
| Earning assets | $249,405,000 | 2,352 |
| Long-term assets (5+ years) | $80,931,000 | 2,311 |
| Average Assets, year-to-date | $280,571,000 | 2,290 |
| Average Assets, quarterly | $277,671,000 | 2,306 |
| Volatile liabilities | $12,083,000 | 2,784 |
| Insider loans | $19,098,000 | 250 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $44,036,000 | 1,543 |
| Tier 1 (core) risk-based capital | $25,463,000 | 2,558 |
| Tier 2 risk-based capital | $5,000 | 6,874 |
| Total risk weighted assets | $197,224,000 | 2,129 |
| Total unused commitments | $44,036,000 | 1,543 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 85 | 1,789 |
| Assets and Liabilities | ||
| Total Assets: | $277,916,000 | 2,333 |
| Cash and due from depository institutions | $8,634,000 | 1,789 |
| Interest-bearing balances | $2,986,000 | 5,179 |
| Securities | $47,707,000 | 2,792 |
| Federal funds sold & reverse repurchase agreements | $1,330,000 | 2,289 |
| Net loans & leases | $201,245,000 | 1,980 |
| Loan loss allowance | $2,904,000 | 2,328 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $8,782,000 | 1,361 |
| Other real estate owned | $511,000 | 1,789 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $9,707,000 | 1,841 |
| Life insurance assets | $4,578,000 | 1,575 |
| Total liabilities and capital | $277,916,000 | 2,334 |
| Total liabilities | $248,755,000 | 2,328 |
| Total deposits | $246,719,000 | 2,228 |
| Interest-bearing deposits | $207,171,000 | 2,174 |
| Deposits held in domestic offices | $246,719,000 | 2,228 |
| % insured | 83.37% | 4,387 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $2,036,000 | 2,011 |
| Total equity capital | $29,161,000 | 2,382 |
| Total bank equity capital | $29,161,000 | 2,382 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $5,435,000 | 780 |
| Surplus | $23,300,000 | 1,333 |
| Undivided profits | $426,000 | 5,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $2,900,000 | 2,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $924,000 | 2,803 |
| Earning assets | $253,268,000 | 2,362 |
| Long-term assets (5+ years) | $80,772,000 | 2,296 |
| Average Assets, year-to-date | $282,143,500 | 2,303 |
| Average Assets, quarterly | $282,143,500 | 2,303 |
| Volatile liabilities | $12,178,000 | 2,753 |
| Insider loans | $18,970,000 | 247 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $45,059,000 | 1,501 |
| Tier 1 (core) risk-based capital | $26,938,000 | 2,425 |
| Tier 2 risk-based capital | $2,610,000 | 1,894 |
| Total risk weighted assets | $209,419,000 | 2,012 |
| Total unused commitments | $45,059,000 | 1,501 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 91 | 1,670 |
| Assets and Liabilities | ||
| Total Assets: | $286,186,000 | 2,273 |
| Cash and due from depository institutions | $10,483,000 | 1,670 |
| Interest-bearing balances | $2,640,000 | 5,168 |
| Securities | $50,568,000 | 2,622 |
| Federal funds sold & reverse repurchase agreements | $1,655,000 | 1,984 |
| Net loans & leases | $203,737,000 | 1,975 |
| Loan loss allowance | $3,768,000 | 1,855 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $8,883,000 | 1,340 |
| Other real estate owned | $502,000 | 1,670 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $10,358,000 | 1,747 |
| Life insurance assets | $4,541,000 | 1,555 |
| Total liabilities and capital | $286,186,000 | 2,273 |
| Total liabilities | $256,718,000 | 2,258 |
| Total deposits | $248,905,000 | 2,201 |
| Interest-bearing deposits | $206,978,000 | 2,161 |
| Deposits held in domestic offices | $248,905,000 | 2,201 |
| % insured | 86.93% | 4,410 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $6,000,000 | 2,246 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $1,813,000 | 2,250 |
| Total equity capital | $29,468,000 | 2,340 |
| Total bank equity capital | $29,468,000 | 2,340 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $5,435,000 | 783 |
| Surplus | $23,300,000 | 1,334 |
| Undivided profits | $733,000 | 5,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $3,572,000 | 2,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $830,000 | 3,138 |
| Earning assets | $258,600,000 | 2,300 |
| Long-term assets (5+ years) | $73,219,000 | 2,431 |
| Average Assets, year-to-date | $270,922,600 | 2,334 |
| Average Assets, quarterly | $278,488,500 | 2,307 |
| Volatile liabilities | $23,543,000 | 1,767 |
| Insider loans | $18,407,000 | 261 |
| FHLB advances | $6,000,000 | 2,148 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $44,537,000 | 1,449 |
| Tier 1 (core) risk-based capital | $27,511,000 | 2,365 |
| Tier 2 risk-based capital | $2,686,000 | 1,849 |
| Total risk weighted assets | $214,714,000 | 1,971 |
| Total unused commitments | $44,537,000 | 1,449 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 94 | 1,603 |
| Assets and Liabilities | ||
| Total Assets: | $270,791,000 | 2,390 |
| Cash and due from depository institutions | $7,981,000 | 1,603 |
| Interest-bearing balances | $2,284,000 | 5,252 |
| Securities | $49,992,000 | 2,672 |
| Federal funds sold & reverse repurchase agreements | $3,382,000 | 1,381 |
| Net loans & leases | $189,980,000 | 2,093 |
| Loan loss allowance | $3,698,000 | 1,935 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $8,922,000 | 1,330 |
| Other real estate owned | $854,000 | 1,603 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $9,680,000 | 1,868 |
| Life insurance assets | $4,502,000 | 1,537 |
| Total liabilities and capital | $270,791,000 | 2,390 |
| Total liabilities | $241,345,000 | 2,388 |
| Total deposits | $239,805,000 | 2,266 |
| Interest-bearing deposits | $201,673,000 | 2,219 |
| Deposits held in domestic offices | $239,805,000 | 2,266 |
| % insured | 86.05% | 4,850 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,540,000 | 2,611 |
| Total equity capital | $29,446,000 | 2,367 |
| Total bank equity capital | $29,446,000 | 2,367 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,435,000 | 802 |
| Surplus | $23,300,000 | 1,351 |
| Undivided profits | $711,000 | 5,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $915,000 | 4,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $937,000 | 3,068 |
| Earning assets | $245,638,000 | 2,414 |
| Long-term assets (5+ years) | $64,570,000 | 2,648 |
| Average Assets, year-to-date | $267,106,750 | 2,398 |
| Average Assets, quarterly | $269,288,500 | 2,389 |
| Volatile liabilities | $18,926,000 | 2,108 |
| Insider loans | $18,982,000 | 249 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $46,301,000 | 1,413 |
| Tier 1 (core) risk-based capital | $26,975,000 | 2,427 |
| Tier 2 risk-based capital | $2,553,000 | 1,952 |
| Total risk weighted assets | $204,056,000 | 2,074 |
| Total unused commitments | $46,301,000 | 1,413 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 80 | 1,895 |
| Assets and Liabilities | ||
| Total Assets: | $228,377,000 | 2,783 |
| Cash and due from depository institutions | $6,881,000 | 1,895 |
| Interest-bearing balances | $2,525,000 | 5,103 |
| Securities | $49,263,000 | 2,713 |
| Federal funds sold & reverse repurchase agreements | $1,608,000 | 2,140 |
| Net loans & leases | $154,417,000 | 2,511 |
| Loan loss allowance | $3,227,000 | 2,217 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $7,377,000 | 1,591 |
| Other real estate owned | $612,000 | 1,895 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $8,219,000 | 2,118 |
| Life insurance assets | $4,465,000 | 1,528 |
| Total liabilities and capital | $228,376,000 | 2,783 |
| Total liabilities | $203,710,000 | 2,782 |
| Total deposits | $202,328,000 | 2,656 |
| Interest-bearing deposits | $170,045,000 | 2,604 |
| Deposits held in domestic offices | $202,328,000 | 2,655 |
| % insured | 84.80% | 5,308 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,382,000 | 2,647 |
| Total equity capital | $24,666,000 | 2,747 |
| Total bank equity capital | $24,666,000 | 2,747 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $3,435,000 | 1,129 |
| Surplus | $17,050,000 | 1,751 |
| Undivided profits | $4,181,000 | 4,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $2,074,000 | 3,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $726,000 | 3,634 |
| Earning assets | $207,813,000 | 2,782 |
| Long-term assets (5+ years) | $52,180,000 | 3,072 |
| Average Assets, year-to-date | $227,102,330 | 2,786 |
| Average Assets, quarterly | $228,112,500 | 2,786 |
| Volatile liabilities | $18,829,000 | 2,147 |
| Insider loans | $15,351,000 | 335 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $39,424,000 | 1,566 |
| Tier 1 (core) risk-based capital | $23,023,000 | 2,751 |
| Tier 2 risk-based capital | $2,129,000 | 2,298 |
| Total risk weighted assets | $169,002,000 | 2,464 |
| Total unused commitments | $39,424,000 | 1,566 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 79 | 1,905 |
| Assets and Liabilities | ||
| Total Assets: | $227,848,000 | 2,806 |
| Cash and due from depository institutions | $7,466,000 | 1,905 |
| Interest-bearing balances | $2,232,000 | 5,387 |
| Securities | $42,024,000 | 3,053 |
| Federal funds sold & reverse repurchase agreements | $8,898,000 | 820 |
| Net loans & leases | $153,111,000 | 2,523 |
| Loan loss allowance | $3,309,000 | 2,188 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $7,472,000 | 1,572 |
| Other real estate owned | $542,000 | 1,905 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $8,335,000 | 2,101 |
| Life insurance assets | $4,429,000 | 1,513 |
| Total liabilities and capital | $227,848,000 | 2,806 |
| Total liabilities | $203,462,000 | 2,820 |
| Total deposits | $202,275,000 | 2,682 |
| Interest-bearing deposits | $172,754,000 | 2,606 |
| Deposits held in domestic offices | $202,275,000 | 2,681 |
| % insured | 84.27% | 5,437 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,187,000 | 2,897 |
| Total equity capital | $24,386,000 | 2,748 |
| Total bank equity capital | $24,386,000 | 2,748 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $3,435,000 | 1,148 |
| Surplus | $17,050,000 | 1,759 |
| Undivided profits | $3,901,000 | 4,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,558,000 | 2,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $703,000 | 3,700 |
| Earning assets | $206,265,000 | 2,841 |
| Long-term assets (5+ years) | $38,375,000 | 3,727 |
| Average Assets, year-to-date | $226,465,000 | 2,812 |
| Average Assets, quarterly | $226,465,000 | 2,812 |
| Volatile liabilities | $19,489,000 | 2,105 |
| Insider loans | $13,689,000 | 397 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $36,597,000 | 1,649 |
| Tier 1 (core) risk-based capital | $22,606,000 | 2,776 |
| Tier 2 risk-based capital | $2,112,000 | 2,321 |
| Total risk weighted assets | $167,779,000 | 2,480 |
| Total unused commitments | $36,597,000 | 1,649 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 78 | 1,938 |
| Assets and Liabilities | ||
| Total Assets: | $225,082,000 | 2,828 |
| Cash and due from depository institutions | $6,644,000 | 1,938 |
| Interest-bearing balances | $1,685,000 | 5,402 |
| Securities | $38,788,000 | 3,136 |
| Federal funds sold & reverse repurchase agreements | $4,515,000 | 1,267 |
| Net loans & leases | $158,738,000 | 2,484 |
| Loan loss allowance | $3,294,000 | 2,189 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $7,503,000 | 1,569 |
| Other real estate owned | $542,000 | 1,938 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $8,352,000 | 2,118 |
| Life insurance assets | $4,393,000 | 1,486 |
| Total liabilities and capital | $225,082,000 | 2,828 |
| Total liabilities | $200,959,000 | 2,828 |
| Total deposits | $199,586,000 | 2,674 |
| Interest-bearing deposits | $166,915,000 | 2,660 |
| Deposits held in domestic offices | $199,586,000 | 2,673 |
| % insured | 85.71% | 5,136 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,373,000 | 2,655 |
| Total equity capital | $24,123,000 | 2,746 |
| Total bank equity capital | $24,123,000 | 2,746 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $3,435,000 | 1,158 |
| Surplus | $17,050,000 | 1,774 |
| Undivided profits | $3,638,000 | 4,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $4,607,000 | 2,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $702,000 | 3,845 |
| Earning assets | $203,726,000 | 2,842 |
| Long-term assets (5+ years) | $39,437,000 | 3,162 |
| Average Assets, year-to-date | $218,343,800 | 2,857 |
| Average Assets, quarterly | $224,848,500 | 2,822 |
| Volatile liabilities | $14,128,000 | 2,842 |
| Insider loans | $13,185,000 | 426 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $33,711,000 | 1,720 |
| Tier 1 (core) risk-based capital | $22,600,000 | 2,748 |
| Tier 2 risk-based capital | $2,159,000 | 2,293 |
| Total risk weighted assets | $171,704,000 | 2,447 |
| Total unused commitments | $33,711,000 | 1,721 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 76 | 2,002 |
| Assets and Liabilities | ||
| Total Assets: | $224,615,000 | 2,825 |
| Cash and due from depository institutions | $5,886,000 | 2,002 |
| Interest-bearing balances | $1,467,000 | 5,451 |
| Securities | $36,821,000 | 3,173 |
| Federal funds sold & reverse repurchase agreements | $10,348,000 | 614 |
| Net loans & leases | $153,933,000 | 2,560 |
| Loan loss allowance | $3,508,000 | 2,076 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $7,645,000 | 1,537 |
| Other real estate owned | $1,079,000 | 2,002 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $8,903,000 | 2,034 |
| Life insurance assets | $4,355,000 | 1,473 |
| Total liabilities and capital | $224,615,000 | 2,825 |
| Total liabilities | $200,544,000 | 2,815 |
| Total deposits | $194,218,000 | 2,740 |
| Interest-bearing deposits | $162,084,000 | 2,735 |
| Deposits held in domestic offices | $194,218,000 | 2,739 |
| % insured | 83.99% | 5,671 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $5,000,000 | 2,771 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,326,000 | 2,834 |
| Total equity capital | $24,071,000 | 2,763 |
| Total bank equity capital | $24,071,000 | 2,761 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $3,435,000 | 1,186 |
| Surplus | $17,050,000 | 1,788 |
| Undivided profits | $3,586,000 | 4,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $4,976,000 | 2,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $715,000 | 3,921 |
| Earning assets | $202,569,000 | 2,853 |
| Long-term assets (5+ years) | $34,338,000 | 3,376 |
| Average Assets, year-to-date | $216,659,250 | 2,882 |
| Average Assets, quarterly | $221,653,000 | 2,846 |
| Volatile liabilities | $19,227,000 | 2,292 |
| Insider loans | $16,780,000 | 312 |
| FHLB advances | $5,000,000 | 2,645 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $33,183,000 | 1,749 |
| Tier 1 (core) risk-based capital | $22,245,000 | 2,808 |
| Tier 2 risk-based capital | $2,124,000 | 2,332 |
| Total risk weighted assets | $168,714,000 | 2,491 |
| Total unused commitments | $33,183,000 | 1,753 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 85 | 1,786 |
| Assets and Liabilities | ||
| Total Assets: | $218,691,000 | 2,889 |
| Cash and due from depository institutions | $4,459,000 | 1,786 |
| Interest-bearing balances | $513,000 | 5,976 |
| Securities | $41,894,000 | 2,906 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $155,064,000 | 2,559 |
| Loan loss allowance | $3,780,000 | 1,978 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $7,733,000 | 1,512 |
| Other real estate owned | $713,000 | 1,786 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $8,828,000 | 2,069 |
| Life insurance assets | $4,320,000 | 1,471 |
| Total liabilities and capital | $218,691,000 | 2,889 |
| Total liabilities | $194,738,000 | 2,900 |
| Total deposits | $185,874,000 | 2,843 |
| Interest-bearing deposits | $155,785,000 | 2,846 |
| Deposits held in domestic offices | $185,874,000 | 2,842 |
| % insured | 88.16% | 4,684 |
| Federal funds purchased & repurchase agreements | $6,137,000 | 1,139 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $1,500,000 | 3,915 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,227,000 | 2,816 |
| Total equity capital | $23,953,000 | 2,719 |
| Total bank equity capital | $23,953,000 | 2,717 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,435,000 | 1,205 |
| Surplus | $17,050,000 | 1,777 |
| Undivided profits | $3,468,000 | 4,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $6,114,000 | 1,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $825,000 | 3,439 |
| Earning assets | $197,471,000 | 2,913 |
| Long-term assets (5+ years) | $38,109,000 | 3,162 |
| Average Assets, year-to-date | $214,007,330 | 2,925 |
| Average Assets, quarterly | $217,485,500 | 2,904 |
| Volatile liabilities | $20,367,000 | 2,237 |
| Insider loans | $16,947,000 | 311 |
| FHLB advances | $1,500,000 | 3,762 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $32,611,000 | 1,769 |
| Tier 1 (core) risk-based capital | $21,884,000 | 2,803 |
| Tier 2 risk-based capital | $2,134,000 | 2,335 |
| Total risk weighted assets | $169,021,000 | 2,496 |
| Total unused commitments | $32,611,000 | 1,770 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 77 | 1,980 |
| Assets and Liabilities | ||
| Total Assets: | $216,280,000 | 2,940 |
| Cash and due from depository institutions | $6,087,000 | 1,980 |
| Interest-bearing balances | $758,000 | 5,796 |
| Securities | $40,198,000 | 2,965 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 3,347 |
| Net loans & leases | $151,501,000 | 2,636 |
| Loan loss allowance | $3,882,000 | 1,940 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $7,778,000 | 1,514 |
| Other real estate owned | $763,000 | 1,980 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $9,203,000 | 2,032 |
| Life insurance assets | $4,285,000 | 1,470 |
| Total liabilities and capital | $216,280,000 | 2,940 |
| Total liabilities | $193,058,000 | 2,942 |
| Total deposits | $188,972,000 | 2,832 |
| Interest-bearing deposits | $158,046,000 | 2,860 |
| Deposits held in domestic offices | $188,972,000 | 2,830 |
| % insured | 86.15% | 5,287 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $3,000,000 | 3,439 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,086,000 | 3,013 |
| Total equity capital | $23,222,000 | 2,755 |
| Total bank equity capital | $23,222,000 | 2,753 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,435,000 | 1,222 |
| Surplus | $17,050,000 | 1,792 |
| Undivided profits | $2,737,000 | 5,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $6,726,000 | 1,833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $725,000 | 3,837 |
| Earning assets | $193,207,000 | 2,990 |
| Long-term assets (5+ years) | $34,297,000 | 3,301 |
| Average Assets, year-to-date | $211,665,500 | 2,972 |
| Average Assets, quarterly | $211,665,500 | 2,972 |
| Volatile liabilities | $18,536,000 | 2,423 |
| Insider loans | $14,112,000 | 400 |
| FHLB advances | $3,000,000 | 3,293 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $35,379,000 | 1,678 |
| Tier 1 (core) risk-based capital | $21,117,000 | 2,887 |
| Tier 2 risk-based capital | $2,093,000 | 2,400 |
| Total risk weighted assets | $165,660,000 | 2,571 |
| Total unused commitments | $35,379,000 | 1,680 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 77 | 2,017 |
| Assets and Liabilities | ||
| Total Assets: | $207,051,000 | 3,040 |
| Cash and due from depository institutions | $4,484,000 | 2,017 |
| Interest-bearing balances | $593,000 | 5,861 |
| Securities | $37,087,000 | 3,053 |
| Federal funds sold & reverse repurchase agreements | $2,861,000 | 2,122 |
| Net loans & leases | $144,458,000 | 2,794 |
| Loan loss allowance | $4,278,000 | 1,808 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $7,847,000 | 1,514 |
| Other real estate owned | $802,000 | 2,017 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $9,512,000 | 2,018 |
| Life insurance assets | $4,250,000 | 1,459 |
| Total liabilities and capital | $207,051,000 | 3,040 |
| Total liabilities | $183,918,000 | 3,076 |
| Total deposits | $178,267,000 | 2,963 |
| Interest-bearing deposits | $152,054,000 | 2,964 |
| Deposits held in domestic offices | $178,267,000 | 2,960 |
| % insured | 89.05% | 4,365 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $4,500,000 | 3,279 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,151,000 | 2,945 |
| Total equity capital | $23,133,000 | 2,744 |
| Total bank equity capital | $23,133,000 | 2,743 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,435,000 | 1,238 |
| Surplus | $17,050,000 | 1,792 |
| Undivided profits | $2,648,000 | 5,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $7,563,000 | 1,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $851,000 | 3,458 |
| Earning assets | $184,999,000 | 3,089 |
| Long-term assets (5+ years) | $29,908,000 | 3,508 |
| Average Assets, year-to-date | $220,064,200 | 2,869 |
| Average Assets, quarterly | $212,325,500 | 2,972 |
| Volatile liabilities | $22,710,000 | 4,401 |
| Insider loans | $12,786,000 | 467 |
| FHLB advances | $4,500,000 | 3,144 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $44,594,000 | 1,374 |
| Tier 1 (core) risk-based capital | $20,852,000 | 2,918 |
| Tier 2 risk-based capital | $1,985,000 | 2,541 |
| Total risk weighted assets | $156,484,000 | 2,763 |
| Total unused commitments | $44,594,000 | 1,375 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 74 | 2,103 |
| Assets and Liabilities | ||
| Total Assets: | $217,600,000 | 2,955 |
| Cash and due from depository institutions | $12,127,000 | 2,103 |
| Interest-bearing balances | $6,450,000 | 3,489 |
| Securities | $32,787,000 | 3,274 |
| Federal funds sold & reverse repurchase agreements | $1,832,000 | 2,700 |
| Net loans & leases | $152,581,000 | 2,721 |
| Loan loss allowance | $4,621,000 | 1,702 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,919,000 | 1,527 |
| Other real estate owned | $1,113,000 | 2,103 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $9,241,000 | 2,081 |
| Life insurance assets | $4,214,000 | 1,461 |
| Total liabilities and capital | $217,600,000 | 2,955 |
| Total liabilities | $194,131,000 | 2,967 |
| Total deposits | $187,098,000 | 2,867 |
| Interest-bearing deposits | $160,236,000 | 2,867 |
| Deposits held in domestic offices | $187,098,000 | 2,864 |
| % insured | 81.16% | 5,913 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $6,000,000 | 2,997 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,033,000 | 3,462 |
| Total equity capital | $23,469,000 | 2,816 |
| Total bank equity capital | $23,469,000 | 2,815 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $3,435,000 | 1,248 |
| Surplus | $17,050,000 | 1,789 |
| Undivided profits | $2,984,000 | 5,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $9,677,000 | 1,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $837,000 | 3,771 |
| Earning assets | $193,650,000 | 3,009 |
| Long-term assets (5+ years) | $24,875,000 | 3,795 |
| Average Assets, year-to-date | $223,317,500 | 2,866 |
| Average Assets, quarterly | $216,589,000 | 2,963 |
| Volatile liabilities | $20,105,000 | 4,799 |
| Insider loans | $16,325,000 | 341 |
| FHLB advances | $6,000,000 | 2,858 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $41,496,000 | 1,493 |
| Tier 1 (core) risk-based capital | $20,780,000 | 2,960 |
| Tier 2 risk-based capital | $2,074,000 | 2,498 |
| Total risk weighted assets | $163,360,000 | 2,698 |
| Total unused commitments | $41,496,000 | 1,495 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 78 | 2,024 |
| Assets and Liabilities | ||
| Total Assets: | $215,578,000 | 2,997 |
| Cash and due from depository institutions | $6,182,000 | 2,024 |
| Interest-bearing balances | $474,000 | 5,916 |
| Securities | $28,465,000 | 3,592 |
| Federal funds sold & reverse repurchase agreements | $3,912,000 | 1,847 |
| Net loans & leases | $158,386,000 | 2,670 |
| Loan loss allowance | $5,039,000 | 1,579 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $8,115,000 | 1,512 |
| Other real estate owned | $1,109,000 | 2,024 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $9,409,000 | 2,094 |
| Life insurance assets | $4,179,000 | 1,473 |
| Total liabilities and capital | $215,578,000 | 2,997 |
| Total liabilities | $192,445,000 | 3,015 |
| Total deposits | $183,871,000 | 2,935 |
| Interest-bearing deposits | $157,199,000 | 2,939 |
| Deposits held in domestic offices | $183,871,000 | 2,932 |
| % insured | 85.20% | 5,182 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $7,500,000 | 2,850 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,074,000 | 3,295 |
| Total equity capital | $23,133,000 | 2,820 |
| Total bank equity capital | $23,133,000 | 2,820 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,435,000 | 1,267 |
| Surplus | $17,050,000 | 1,788 |
| Undivided profits | $2,648,000 | 5,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $10,456,000 | 1,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $804,000 | 3,813 |
| Earning assets | $191,237,000 | 3,060 |
| Long-term assets (5+ years) | $18,949,000 | 4,250 |
| Average Assets, year-to-date | $225,223,330 | 2,868 |
| Average Assets, quarterly | $221,546,000 | 2,928 |
| Volatile liabilities | $21,884,000 | 4,638 |
| Insider loans | $16,676,000 | 341 |
| FHLB advances | $7,500,000 | 2,729 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $38,749,000 | 1,589 |
| Tier 1 (core) risk-based capital | $20,194,000 | 3,037 |
| Tier 2 risk-based capital | $2,072,000 | 2,509 |
| Total risk weighted assets | $162,752,000 | 2,731 |
| Total unused commitments | $38,749,000 | 1,591 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 82 | 1,930 |
| Assets and Liabilities | ||
| Total Assets: | $227,514,000 | 2,908 |
| Cash and due from depository institutions | $16,782,000 | 1,930 |
| Interest-bearing balances | $6,526,000 | 3,307 |
| Securities | $29,779,000 | 3,516 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $161,606,000 | 2,682 |
| Loan loss allowance | $4,949,000 | 1,631 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $8,067,000 | 1,545 |
| Other real estate owned | $1,462,000 | 1,930 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $9,818,000 | 2,058 |
| Life insurance assets | $4,143,000 | 1,481 |
| Total liabilities and capital | $227,514,000 | 2,908 |
| Total liabilities | $204,670,000 | 2,901 |
| Total deposits | $190,153,000 | 2,884 |
| Interest-bearing deposits | $164,646,000 | 2,876 |
| Deposits held in domestic offices | $190,153,000 | 2,882 |
| % insured | 85.24% | 5,206 |
| Federal funds purchased & repurchase agreements | $4,473,000 | 1,430 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $9,000,000 | 2,757 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,044,000 | 3,315 |
| Total equity capital | $22,844,000 | 2,859 |
| Total bank equity capital | $22,844,000 | 2,859 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $3,435,000 | 1,298 |
| Surplus | $17,050,000 | 1,827 |
| Undivided profits | $2,359,000 | 5,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $8,924,000 | 1,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $829,000 | 3,814 |
| Earning assets | $197,911,000 | 3,036 |
| Long-term assets (5+ years) | $23,077,000 | 3,908 |
| Average Assets, year-to-date | $230,046,000 | 2,876 |
| Average Assets, quarterly | $230,046,000 | 2,876 |
| Volatile liabilities | $25,409,000 | 4,352 |
| Insider loans | $16,481,000 | 377 |
| FHLB advances | $9,000,000 | 2,631 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $38,383,000 | 1,649 |
| Tier 1 (core) risk-based capital | $19,894,000 | 3,108 |
| Tier 2 risk-based capital | $2,113,000 | 2,535 |
| Total risk weighted assets | $166,153,000 | 2,751 |
| Total unused commitments | $38,383,000 | 1,652 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 83 | 1,930 |
| Assets and Liabilities | ||
| Total Assets: | $232,578,000 | 2,865 |
| Cash and due from depository institutions | $13,847,000 | 1,930 |
| Interest-bearing balances | $6,974,000 | 2,826 |
| Securities | $27,147,000 | 3,694 |
| Federal funds sold & reverse repurchase agreements | $4,460,000 | 1,805 |
| Net loans & leases | $167,858,000 | 2,640 |
| Loan loss allowance | $4,981,000 | 1,623 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $8,138,000 | 1,562 |
| Other real estate owned | $958,000 | 1,930 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $10,170,000 | 2,064 |
| Life insurance assets | $4,108,000 | 1,491 |
| Total liabilities and capital | $232,578,000 | 2,865 |
| Total liabilities | $209,770,000 | 2,849 |
| Total deposits | $198,725,000 | 2,760 |
| Interest-bearing deposits | $170,286,000 | 2,770 |
| Deposits held in domestic offices | $198,725,000 | 2,758 |
| % insured | 84.49% | 5,434 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,000,000 | 2,721 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,045,000 | 3,336 |
| Total equity capital | $22,808,000 | 2,826 |
| Total bank equity capital | $22,808,000 | 2,826 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,435,000 | 1,322 |
| Surplus | $17,050,000 | 1,832 |
| Undivided profits | $2,323,000 | 5,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $6,398,000 | 2,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,146,000 | 2,955 |
| Earning assets | $206,439,000 | 2,924 |
| Long-term assets (5+ years) | $22,336,000 | 3,953 |
| Average Assets, year-to-date | $239,961,400 | 2,719 |
| Average Assets, quarterly | $233,752,000 | 2,843 |
| Volatile liabilities | $26,734,000 | 4,235 |
| Insider loans | $16,548,000 | 381 |
| FHLB advances | $10,000,000 | 2,599 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $36,315,000 | 1,744 |
| Tier 1 (core) risk-based capital | $19,909,000 | 3,080 |
| Tier 2 risk-based capital | $2,184,000 | 2,481 |
| Total risk weighted assets | $171,953,000 | 2,730 |
| Total unused commitments | $36,315,000 | 1,745 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 83 | 1,955 |
| Assets and Liabilities | ||
| Total Assets: | $234,926,000 | 2,851 |
| Cash and due from depository institutions | $11,532,000 | 1,955 |
| Interest-bearing balances | $2,502,000 | 4,023 |
| Securities | $28,570,000 | 3,604 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $173,290,000 | 2,592 |
| Loan loss allowance | $4,898,000 | 1,576 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,223,000 | 1,551 |
| Other real estate owned | $176,000 | 1,955 |
| Goodwill and other intangibles | $4,101,000 | 917 |
| All other assets | $9,034,000 | 2,028 |
| Life insurance assets | $4,075,000 | 1,490 |
| Total liabilities and capital | $234,926,000 | 2,851 |
| Total liabilities | $209,784,000 | 2,846 |
| Total deposits | $193,764,000 | 2,815 |
| Interest-bearing deposits | $167,937,000 | 2,790 |
| Deposits held in domestic offices | $193,764,000 | 2,813 |
| % insured | 85.48% | 5,342 |
| Federal funds purchased & repurchase agreements | $4,805,000 | 1,514 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,000,000 | 2,830 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,215,000 | 3,341 |
| Total equity capital | $25,142,000 | 2,658 |
| Total bank equity capital | $25,142,000 | 2,657 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,435,000 | 1,349 |
| Surplus | $17,050,000 | 1,822 |
| Undivided profits | $4,657,000 | 4,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $7,832,000 | 1,742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $988,000 | 3,618 |
| Earning assets | $204,362,000 | 2,981 |
| Long-term assets (5+ years) | $26,868,000 | 3,595 |
| Average Assets, year-to-date | $241,807,250 | 2,717 |
| Average Assets, quarterly | $236,019,000 | 2,808 |
| Volatile liabilities | $27,439,000 | 4,212 |
| Insider loans | $17,004,000 | 383 |
| FHLB advances | $10,000,000 | 2,691 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $36,065,000 | 1,867 |
| Tier 1 (core) risk-based capital | $19,465,000 | 3,200 |
| Tier 2 risk-based capital | $2,232,000 | 2,434 |
| Total risk weighted assets | $175,909,000 | 2,696 |
| Total unused commitments | $36,065,000 | 1,869 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 85 | 1,947 |
| Assets and Liabilities | ||
| Total Assets: | $237,112,000 | 2,810 |
| Cash and due from depository institutions | $7,116,000 | 1,947 |
| Interest-bearing balances | $283,000 | 5,714 |
| Securities | $21,799,000 | 4,226 |
| Federal funds sold & reverse repurchase agreements | $5,897,000 | 1,669 |
| Net loans & leases | $179,103,000 | 2,564 |
| Loan loss allowance | $5,327,000 | 1,420 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,348,000 | 1,554 |
| Other real estate owned | $937,000 | 1,947 |
| Goodwill and other intangibles | $4,106,000 | 930 |
| All other assets | $9,806,000 | 1,943 |
| Life insurance assets | $4,036,000 | 1,509 |
| Total liabilities and capital | $237,112,000 | 2,810 |
| Total liabilities | $212,309,000 | 2,817 |
| Total deposits | $193,594,000 | 2,790 |
| Interest-bearing deposits | $166,995,000 | 2,814 |
| Deposits held in domestic offices | $193,594,000 | 2,788 |
| % insured | 81.56% | 3,264 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $17,000,000 | 2,205 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,715,000 | 2,657 |
| Total equity capital | $24,803,000 | 2,661 |
| Total bank equity capital | $24,803,000 | 2,660 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,435,000 | 1,367 |
| Surplus | $16,950,000 | 1,832 |
| Undivided profits | $4,418,000 | 4,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $8,492,000 | 1,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $908,000 | 3,770 |
| Earning assets | $207,082,000 | 2,947 |
| Long-term assets (5+ years) | $29,575,000 | 3,349 |
| Average Assets, year-to-date | $244,101,000 | 2,715 |
| Average Assets, quarterly | $240,748,500 | 2,755 |
| Volatile liabilities | $28,955,000 | 4,070 |
| Insider loans | $16,811,000 | 402 |
| FHLB advances | $17,000,000 | 2,083 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $35,146,000 | 1,966 |
| Tier 1 (core) risk-based capital | $18,927,000 | 3,311 |
| Tier 2 risk-based capital | $2,327,000 | 2,340 |
| Total risk weighted assets | $183,403,000 | 2,633 |
| Total unused commitments | $35,146,000 | 1,969 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 88 | 1,889 |
| Assets and Liabilities | ||
| Total Assets: | $244,385,000 | 2,737 |
| Cash and due from depository institutions | $13,141,000 | 1,889 |
| Interest-bearing balances | $790,000 | 4,615 |
| Securities | $21,668,000 | 4,240 |
| Federal funds sold & reverse repurchase agreements | $2,905,000 | 3,239 |
| Net loans & leases | $183,823,000 | 2,519 |
| Loan loss allowance | $4,887,000 | 1,467 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,471,000 | 1,536 |
| Other real estate owned | $1,541,000 | 1,889 |
| Goodwill and other intangibles | $4,111,000 | 943 |
| All other assets | $8,725,000 | 2,103 |
| Life insurance assets | $3,997,000 | 1,521 |
| Total liabilities and capital | $244,385,000 | 2,737 |
| Total liabilities | $217,979,000 | 2,759 |
| Total deposits | $198,084,000 | 2,724 |
| Interest-bearing deposits | $173,845,000 | 2,690 |
| Deposits held in domestic offices | $198,084,000 | 2,722 |
| % insured | 83.26% | 2,797 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $18,500,000 | 2,152 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,395,000 | 3,013 |
| Total equity capital | $26,406,000 | 2,556 |
| Total bank equity capital | $26,406,000 | 2,554 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,435,000 | 1,373 |
| Surplus | $16,950,000 | 1,807 |
| Undivided profits | $6,021,000 | 4,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $13,729,000 | 1,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $908,000 | 3,751 |
| Earning assets | $209,186,000 | 2,933 |
| Long-term assets (5+ years) | $26,840,000 | 3,485 |
| Average Assets, year-to-date | $247,595,500 | 2,679 |
| Average Assets, quarterly | $247,595,500 | 2,679 |
| Volatile liabilities | $22,180,000 | 4,710 |
| Insider loans | $17,442,000 | 391 |
| FHLB advances | $18,500,000 | 2,043 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $44,824,000 | 1,697 |
| Tier 1 (core) risk-based capital | $21,382,000 | 2,958 |
| Tier 2 risk-based capital | $2,395,000 | 2,268 |
| Total risk weighted assets | $189,119,000 | 2,564 |
| Total unused commitments | $44,824,000 | 1,698 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 93 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $250,806,000 | 2,645 |
| Cash and due from depository institutions | $8,777,000 | 1,794 |
| Interest-bearing balances | $74,000 | 5,942 |
| Securities | $15,119,000 | 5,100 |
| Federal funds sold & reverse repurchase agreements | $9,200,000 | 1,066 |
| Net loans & leases | $195,267,000 | 2,396 |
| Loan loss allowance | $5,005,000 | 1,391 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,551,000 | 1,524 |
| Other real estate owned | $1,069,000 | 1,794 |
| Goodwill and other intangibles | $4,116,000 | 961 |
| All other assets | $8,707,000 | 2,125 |
| Life insurance assets | $3,959,000 | 1,530 |
| Total liabilities and capital | $250,806,000 | 2,645 |
| Total liabilities | $224,385,000 | 2,661 |
| Total deposits | $202,436,000 | 2,615 |
| Interest-bearing deposits | $173,608,000 | 2,638 |
| Deposits held in domestic offices | $202,436,000 | 2,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $20,500,000 | 2,161 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,449,000 | 2,915 |
| Total equity capital | $26,421,000 | 2,532 |
| Total bank equity capital | $26,421,000 | 2,532 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,435,000 | 1,371 |
| Surplus | $16,950,000 | 1,771 |
| Undivided profits | $6,036,000 | 4,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,996,000 | 1,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,034,000 | 3,573 |
| Earning assets | $219,660,000 | 2,760 |
| Long-term assets (5+ years) | $24,298,000 | 3,670 |
| Average Assets, year-to-date | $284,148,000 | 2,292 |
| Average Assets, quarterly | $263,036,000 | 2,494 |
| Volatile liabilities | $20,020,000 | 4,908 |
| Insider loans | $20,604,000 | 311 |
| FHLB advances | $20,500,000 | 2,056 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $44,185,000 | 1,747 |
| Tier 1 (core) risk-based capital | $21,284,000 | 2,936 |
| Tier 2 risk-based capital | $2,513,000 | 2,153 |
| Total risk weighted assets | $198,534,000 | 2,451 |
| Total unused commitments | $44,185,000 | 1,748 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 96 | 1,754 |
| Assets and Liabilities | ||
| Total Assets: | $275,266,000 | 2,410 |
| Cash and due from depository institutions | $13,512,000 | 1,754 |
| Interest-bearing balances | $78,000 | 5,379 |
| Securities | $26,405,000 | 3,682 |
| Federal funds sold & reverse repurchase agreements | $1,088,000 | 4,448 |
| Net loans & leases | $210,784,000 | 2,247 |
| Loan loss allowance | $4,229,000 | 1,470 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,531,000 | 1,525 |
| Other real estate owned | $1,349,000 | 1,754 |
| Goodwill and other intangibles | $4,121,000 | 1,009 |
| All other assets | $9,476,000 | 1,978 |
| Life insurance assets | $3,912,000 | 1,529 |
| Total liabilities and capital | $275,266,000 | 2,410 |
| Total liabilities | $248,759,000 | 2,401 |
| Total deposits | $224,519,000 | 2,329 |
| Interest-bearing deposits | $197,549,000 | 2,298 |
| Deposits held in domestic offices | $224,519,000 | 2,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $22,000,000 | 2,109 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,240,000 | 2,125 |
| Total equity capital | $26,507,000 | 2,544 |
| Total bank equity capital | $26,507,000 | 2,544 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,435,000 | 1,382 |
| Surplus | $16,950,000 | 1,751 |
| Undivided profits | $6,122,000 | 4,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,667,000 | 987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,107,000 | 3,522 |
| Earning assets | $238,355,000 | 2,534 |
| Long-term assets (5+ years) | $19,400,000 | 4,035 |
| Average Assets, year-to-date | $292,483,500 | 2,255 |
| Average Assets, quarterly | $275,619,000 | 2,394 |
| Volatile liabilities | $24,537,000 | 4,316 |
| Insider loans | $21,258,000 | 287 |
| FHLB advances | $22,000,000 | 2,012 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $44,472,000 | 1,859 |
| Tier 1 (core) risk-based capital | $22,309,000 | 2,859 |
| Tier 2 risk-based capital | $2,738,000 | 1,946 |
| Total risk weighted assets | $217,568,000 | 2,255 |
| Total unused commitments | $44,472,000 | 1,860 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 92 | 1,862 |
| Assets and Liabilities | ||
| Total Assets: | $275,972,000 | 2,394 |
| Cash and due from depository institutions | $10,242,000 | 1,862 |
| Interest-bearing balances | $8,000 | 6,477 |
| Securities | $11,679,000 | 5,636 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $230,039,000 | 2,074 |
| Loan loss allowance | $3,258,000 | 1,774 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,635,000 | 1,494 |
| Other real estate owned | $1,907,000 | 1,862 |
| Goodwill and other intangibles | $4,126,000 | 1,021 |
| All other assets | $9,344,000 | 1,967 |
| Life insurance assets | $3,879,000 | 1,534 |
| Total liabilities and capital | $275,972,000 | 2,394 |
| Total liabilities | $248,442,000 | 2,393 |
| Total deposits | $219,797,000 | 2,366 |
| Interest-bearing deposits | $188,538,000 | 2,403 |
| Deposits held in domestic offices | $219,797,000 | 2,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,635,000 | 2,064 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $23,000,000 | 1,998 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,010,000 | 2,296 |
| Total equity capital | $27,530,000 | 2,481 |
| Total bank equity capital | $27,530,000 | 2,481 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,435,000 | 1,383 |
| Surplus | $16,950,000 | 1,731 |
| Undivided profits | $7,145,000 | 3,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,540,000 | 1,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,186,000 | 3,207 |
| Earning assets | $241,726,000 | 2,490 |
| Long-term assets (5+ years) | $17,974,000 | 4,185 |
| Average Assets, year-to-date | $298,222,670 | 2,217 |
| Average Assets, quarterly | $294,743,500 | 2,258 |
| Volatile liabilities | $32,148,000 | 3,650 |
| Insider loans | $20,226,000 | 322 |
| FHLB advances | $23,000,000 | 1,900 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $38,642,000 | 2,125 |
| Tier 1 (core) risk-based capital | $23,330,000 | 2,746 |
| Tier 2 risk-based capital | $2,904,000 | 1,816 |
| Total risk weighted assets | $231,977,000 | 2,122 |
| Total unused commitments | $38,642,000 | 2,126 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 90 | 1,895 |
| Assets and Liabilities | ||
| Total Assets: | $313,515,000 | 2,166 |
| Cash and due from depository institutions | $14,760,000 | 1,895 |
| Interest-bearing balances | $31,000 | 5,902 |
| Securities | $13,136,000 | 5,395 |
| Federal funds sold & reverse repurchase agreements | $20,107,000 | 800 |
| Net loans & leases | $241,884,000 | 1,954 |
| Loan loss allowance | $3,231,000 | 1,733 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,717,000 | 1,465 |
| Other real estate owned | $1,751,000 | 1,895 |
| Goodwill and other intangibles | $4,131,000 | 1,035 |
| All other assets | $9,029,000 | 1,942 |
| Life insurance assets | $3,846,000 | 1,536 |
| Total liabilities and capital | $313,515,000 | 2,166 |
| Total liabilities | $285,586,000 | 2,118 |
| Total deposits | $259,719,000 | 2,054 |
| Interest-bearing deposits | $225,929,000 | 2,039 |
| Deposits held in domestic offices | $259,719,000 | 2,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $24,000,000 | 1,790 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,867,000 | 2,603 |
| Total equity capital | $27,929,000 | 2,499 |
| Total bank equity capital | $27,929,000 | 2,499 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,435,000 | 1,378 |
| Surplus | $16,750,000 | 1,747 |
| Undivided profits | $7,744,000 | 3,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,419,000 | 1,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,198,000 | 3,202 |
| Earning assets | $275,158,000 | 2,230 |
| Long-term assets (5+ years) | $18,510,000 | 4,014 |
| Average Assets, year-to-date | $309,348,000 | 2,165 |
| Average Assets, quarterly | $309,348,000 | 2,165 |
| Volatile liabilities | $34,635,000 | 3,458 |
| Insider loans | $19,585,000 | 320 |
| FHLB advances | $24,000,000 | 1,705 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $52,795,000 | 1,676 |
| Tier 1 (core) risk-based capital | $23,609,000 | 2,713 |
| Tier 2 risk-based capital | $3,108,000 | 1,695 |
| Total risk weighted assets | $248,538,000 | 1,991 |
| Total unused commitments | $52,795,000 | 1,678 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 89 | 1,929 |
| Assets and Liabilities | ||
| Total Assets: | $305,181,000 | 2,185 |
| Cash and due from depository institutions | $10,881,000 | 1,929 |
| Interest-bearing balances | $4,000 | 6,467 |
| Securities | $13,979,000 | 5,320 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $257,879,000 | 1,831 |
| Loan loss allowance | $3,365,000 | 1,641 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $8,820,000 | 1,451 |
| Other real estate owned | $385,000 | 1,929 |
| Goodwill and other intangibles | $4,136,000 | 1,036 |
| All other assets | $9,101,000 | 1,923 |
| Life insurance assets | $3,812,000 | 1,526 |
| Total liabilities and capital | $305,181,000 | 2,185 |
| Total liabilities | $277,464,000 | 2,150 |
| Total deposits | $254,428,000 | 2,072 |
| Interest-bearing deposits | $226,978,000 | 2,000 |
| Deposits held in domestic offices | $254,428,000 | 2,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,124,000 | 2,096 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $18,000,000 | 1,991 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,912,000 | 2,566 |
| Total equity capital | $27,717,000 | 2,500 |
| Total bank equity capital | $27,717,000 | 2,500 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,435,000 | 1,367 |
| Surplus | $16,750,000 | 1,728 |
| Undivided profits | $7,532,000 | 3,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,221,000 | 1,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,514,000 | 2,798 |
| Earning assets | $271,862,000 | 2,239 |
| Long-term assets (5+ years) | $21,933,000 | 3,477 |
| Average Assets, year-to-date | $312,842,800 | 2,061 |
| Average Assets, quarterly | $309,696,000 | 2,135 |
| Volatile liabilities | $42,657,000 | 2,945 |
| Insider loans | $20,489,000 | 294 |
| FHLB advances | $18,000,000 | 1,893 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $51,937,000 | 1,720 |
| Tier 1 (core) risk-based capital | $23,489,000 | 2,722 |
| Tier 2 risk-based capital | $3,235,000 | 1,620 |
| Total risk weighted assets | $258,673,000 | 1,922 |
| Total unused commitments | $51,937,000 | 1,720 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 86 | 1,994 |
| Assets and Liabilities | ||
| Total Assets: | $314,211,000 | 2,101 |
| Cash and due from depository institutions | $9,820,000 | 1,994 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $15,843,000 | 5,042 |
| Federal funds sold & reverse repurchase agreements | $5,718,000 | 2,330 |
| Net loans & leases | $260,363,000 | 1,773 |
| Loan loss allowance | $3,193,000 | 1,665 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,941,000 | 1,400 |
| Other real estate owned | $233,000 | 1,994 |
| Goodwill and other intangibles | $4,141,000 | 1,011 |
| All other assets | $9,152,000 | 1,907 |
| Life insurance assets | $3,779,000 | 1,492 |
| Total liabilities and capital | $314,211,000 | 2,101 |
| Total liabilities | $286,616,000 | 2,053 |
| Total deposits | $268,465,000 | 1,956 |
| Interest-bearing deposits | $240,022,000 | 1,900 |
| Deposits held in domestic offices | $268,465,000 | 1,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $16,000,000 | 2,006 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,151,000 | 2,351 |
| Total equity capital | $27,595,000 | 2,482 |
| Total bank equity capital | $27,595,000 | 2,482 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,435,000 | 1,343 |
| Surplus | $16,750,000 | 1,690 |
| Undivided profits | $7,410,000 | 3,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,624,000 | 828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,700,000 | 2,681 |
| Earning assets | $281,924,000 | 2,140 |
| Long-term assets (5+ years) | $24,502,000 | 3,165 |
| Average Assets, year-to-date | $314,758,250 | 2,036 |
| Average Assets, quarterly | $312,912,000 | 2,085 |
| Volatile liabilities | $45,201,000 | 2,789 |
| Insider loans | $21,449,000 | 275 |
| FHLB advances | $16,000,000 | 1,900 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $46,144,000 | 1,903 |
| Tier 1 (core) risk-based capital | $23,447,000 | 2,722 |
| Tier 2 risk-based capital | $3,193,000 | 1,626 |
| Total risk weighted assets | $261,408,000 | 1,865 |
| Total unused commitments | $46,144,000 | 1,903 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 84 | 2,096 |
| Assets and Liabilities | ||
| Total Assets: | $311,613,000 | 2,115 |
| Cash and due from depository institutions | $7,864,000 | 2,096 |
| Interest-bearing balances | $12,000 | 6,153 |
| Securities | $16,140,000 | 5,012 |
| Federal funds sold & reverse repurchase agreements | $1,526,000 | 4,601 |
| Net loans & leases | $263,702,000 | 1,770 |
| Loan loss allowance | $2,659,000 | 1,974 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,032,000 | 1,396 |
| Other real estate owned | $744,000 | 2,096 |
| Goodwill and other intangibles | $4,146,000 | 1,008 |
| All other assets | $8,459,000 | 2,044 |
| Life insurance assets | $3,746,000 | 1,496 |
| Total liabilities and capital | $311,613,000 | 2,115 |
| Total liabilities | $282,809,000 | 2,090 |
| Total deposits | $260,240,000 | 2,039 |
| Interest-bearing deposits | $233,703,000 | 1,976 |
| Deposits held in domestic offices | $260,240,000 | 2,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $20,500,000 | 1,659 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,069,000 | 2,280 |
| Total equity capital | $28,804,000 | 2,372 |
| Total bank equity capital | $28,804,000 | 2,372 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,435,000 | 1,333 |
| Surplus | $16,750,000 | 1,688 |
| Undivided profits | $8,619,000 | 3,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,998,000 | 818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,571,000 | 2,670 |
| Earning assets | $281,380,000 | 2,161 |
| Long-term assets (5+ years) | $26,420,000 | 2,947 |
| Average Assets, year-to-date | $314,940,670 | 2,062 |
| Average Assets, quarterly | $315,480,500 | 2,073 |
| Volatile liabilities | $59,725,000 | 2,181 |
| Insider loans | $23,299,000 | 252 |
| FHLB advances | $20,500,000 | 1,561 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $48,911,000 | 1,852 |
| Tier 1 (core) risk-based capital | $24,776,000 | 2,608 |
| Tier 2 risk-based capital | $2,659,000 | 1,908 |
| Total risk weighted assets | $265,096,000 | 1,838 |
| Total unused commitments | $48,911,000 | 1,853 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 86 | 2,036 |
| Assets and Liabilities | ||
| Total Assets: | $319,348,000 | 2,052 |
| Cash and due from depository institutions | $8,470,000 | 2,036 |
| Interest-bearing balances | $71,000 | 5,169 |
| Securities | $19,082,000 | 4,621 |
| Federal funds sold & reverse repurchase agreements | $550,000 | 6,239 |
| Net loans & leases | $269,024,000 | 1,717 |
| Loan loss allowance | $2,772,000 | 1,902 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,138,000 | 1,347 |
| Other real estate owned | $744,000 | 2,036 |
| Goodwill and other intangibles | $4,151,000 | 991 |
| All other assets | $8,189,000 | 2,032 |
| Life insurance assets | $3,712,000 | 1,482 |
| Total liabilities and capital | $319,348,000 | 2,052 |
| Total liabilities | $290,507,000 | 2,024 |
| Total deposits | $263,717,000 | 2,018 |
| Interest-bearing deposits | $235,699,000 | 1,953 |
| Deposits held in domestic offices | $263,717,000 | 2,013 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,633,000 | 1,379 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $18,050,000 | 1,752 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,107,000 | 2,308 |
| Total equity capital | $28,841,000 | 2,366 |
| Total bank equity capital | $28,841,000 | 2,366 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,435,000 | 1,316 |
| Surplus | $16,750,000 | 1,657 |
| Undivided profits | $8,656,000 | 3,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,367,000 | 1,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,583,000 | 2,572 |
| Earning assets | $288,727,000 | 2,081 |
| Long-term assets (5+ years) | $22,995,000 | 3,164 |
| Average Assets, year-to-date | $316,604,500 | 2,060 |
| Average Assets, quarterly | $316,604,500 | 2,060 |
| Volatile liabilities | $70,487,000 | 1,888 |
| Insider loans | $22,485,000 | 255 |
| FHLB advances | $18,050,000 | 1,666 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $53,384,000 | 1,727 |
| Tier 1 (core) risk-based capital | $24,716,000 | 2,590 |
| Tier 2 risk-based capital | $2,772,000 | 1,832 |
| Total risk weighted assets | $271,189,000 | 1,789 |
| Total unused commitments | $53,384,000 | 1,728 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 93 | 1,863 |
| Assets and Liabilities | ||
| Total Assets: | $313,861,000 | 2,069 |
| Cash and due from depository institutions | $9,318,000 | 1,863 |
| Interest-bearing balances | $26,000 | 5,859 |
| Securities | $21,174,000 | 4,382 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $262,069,000 | 1,752 |
| Loan loss allowance | $2,645,000 | 1,961 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,106,000 | 1,313 |
| Other real estate owned | $0 | 1,863 |
| Goodwill and other intangibles | $4,156,000 | 975 |
| All other assets | $8,038,000 | 2,074 |
| Life insurance assets | $3,679,000 | 1,466 |
| Total liabilities and capital | $313,861,000 | 2,069 |
| Total liabilities | $285,112,000 | 2,043 |
| Total deposits | $265,991,000 | 1,969 |
| Interest-bearing deposits | $236,722,000 | 1,903 |
| Deposits held in domestic offices | $265,991,000 | 1,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,594,000 | 1,867 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,500,000 | 2,142 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,027,000 | 2,364 |
| Total equity capital | $28,749,000 | 2,323 |
| Total bank equity capital | $28,749,000 | 2,323 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,435,000 | 1,304 |
| Surplus | $16,750,000 | 1,622 |
| Undivided profits | $8,564,000 | 3,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,686,000 | 1,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,661,000 | 2,521 |
| Earning assets | $283,269,000 | 2,108 |
| Long-term assets (5+ years) | $20,428,000 | 3,338 |
| Average Assets, year-to-date | $308,962,200 | 2,010 |
| Average Assets, quarterly | $318,103,500 | 2,021 |
| Volatile liabilities | $62,040,000 | 2,230 |
| Insider loans | $21,757,000 | 262 |
| FHLB advances | $13,500,000 | 2,037 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $61,746,000 | 1,551 |
| Tier 1 (core) risk-based capital | $24,647,000 | 2,551 |
| Tier 2 risk-based capital | $2,645,000 | 1,894 |
| Total risk weighted assets | $263,033,000 | 1,820 |
| Total unused commitments | $61,746,000 | 1,552 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 96 | 1,813 |
| Assets and Liabilities | ||
| Total Assets: | $322,346,000 | 2,002 |
| Cash and due from depository institutions | $9,795,000 | 1,813 |
| Interest-bearing balances | $101,000 | 4,730 |
| Securities | $24,849,000 | 3,994 |
| Federal funds sold & reverse repurchase agreements | $8,911,000 | 1,577 |
| Net loans & leases | $258,580,000 | 1,765 |
| Loan loss allowance | $3,175,000 | 1,649 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,870,000 | 1,501 |
| Other real estate owned | $0 | 1,813 |
| Goodwill and other intangibles | $4,186,000 | 970 |
| All other assets | $8,155,000 | 2,045 |
| Life insurance assets | $3,648,000 | 1,430 |
| Total liabilities and capital | $322,346,000 | 2,002 |
| Total liabilities | $293,922,000 | 1,977 |
| Total deposits | $271,942,000 | 1,899 |
| Interest-bearing deposits | $246,455,000 | 1,828 |
| Deposits held in domestic offices | $271,942,000 | 1,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,701 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,000,000 | 2,095 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,980,000 | 2,362 |
| Total equity capital | $28,424,000 | 2,331 |
| Total bank equity capital | $28,424,000 | 2,331 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,435,000 | 1,294 |
| Surplus | $16,750,000 | 1,603 |
| Undivided profits | $8,239,000 | 3,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,817,000 | 1,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,782,000 | 2,375 |
| Earning assets | $292,441,000 | 2,033 |
| Long-term assets (5+ years) | $22,159,000 | 3,150 |
| Average Assets, year-to-date | $307,737,500 | 2,027 |
| Average Assets, quarterly | $316,521,500 | 2,012 |
| Volatile liabilities | $61,780,000 | 2,235 |
| Insider loans | $22,384,000 | 250 |
| FHLB advances | $15,000,000 | 1,988 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $58,485,000 | 1,646 |
| Tier 1 (core) risk-based capital | $24,319,000 | 2,559 |
| Tier 2 risk-based capital | $3,175,000 | 1,628 |
| Total risk weighted assets | $261,394,000 | 1,825 |
| Total unused commitments | $58,485,000 | 1,647 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 95 | 1,846 |
| Assets and Liabilities | ||
| Total Assets: | $310,697,000 | 2,050 |
| Cash and due from depository institutions | $8,647,000 | 1,846 |
| Interest-bearing balances | $91,000 | 5,060 |
| Securities | $23,837,000 | 4,094 |
| Federal funds sold & reverse repurchase agreements | $904,000 | 4,645 |
| Net loans & leases | $257,964,000 | 1,735 |
| Loan loss allowance | $3,016,000 | 1,711 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,085,000 | 1,634 |
| Other real estate owned | $0 | 1,846 |
| Goodwill and other intangibles | $4,191,000 | 954 |
| All other assets | $8,069,000 | 2,047 |
| Life insurance assets | $3,617,000 | 1,412 |
| Total liabilities and capital | $310,697,000 | 2,050 |
| Total liabilities | $283,115,000 | 2,029 |
| Total deposits | $262,659,000 | 1,967 |
| Interest-bearing deposits | $234,723,000 | 1,878 |
| Deposits held in domestic offices | $262,659,000 | 1,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,929 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $17,500,000 | 1,937 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,956,000 | 2,189 |
| Total equity capital | $27,582,000 | 2,320 |
| Total bank equity capital | $27,582,000 | 2,320 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,435,000 | 1,282 |
| Surplus | $16,750,000 | 1,561 |
| Undivided profits | $7,397,000 | 3,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,863,000 | 940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,479,000 | 2,523 |
| Earning assets | $282,796,000 | 2,080 |
| Long-term assets (5+ years) | $20,518,000 | 3,282 |
| Average Assets, year-to-date | $302,868,000 | 2,062 |
| Average Assets, quarterly | $309,583,500 | 2,042 |
| Volatile liabilities | $56,050,000 | 2,366 |
| Insider loans | $19,800,000 | 279 |
| FHLB advances | $17,500,000 | 1,822 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $57,120,000 | 1,674 |
| Tier 1 (core) risk-based capital | $23,639,000 | 2,572 |
| Tier 2 risk-based capital | $3,016,000 | 1,672 |
| Total risk weighted assets | $259,148,000 | 1,814 |
| Total unused commitments | $57,120,000 | 1,675 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 95 | 1,835 |
| Assets and Liabilities | ||
| Total Assets: | $308,470,000 | 2,051 |
| Cash and due from depository institutions | $9,577,000 | 1,835 |
| Interest-bearing balances | $30,000 | 5,905 |
| Securities | $24,052,000 | 4,129 |
| Federal funds sold & reverse repurchase agreements | $4,523,000 | 2,829 |
| Net loans & leases | $251,656,000 | 1,741 |
| Loan loss allowance | $2,937,000 | 1,722 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,487,000 | 1,758 |
| Other real estate owned | $0 | 1,835 |
| Goodwill and other intangibles | $4,196,000 | 928 |
| All other assets | $7,979,000 | 2,013 |
| Life insurance assets | $3,586,000 | 1,385 |
| Total liabilities and capital | $308,470,000 | 2,051 |
| Total liabilities | $281,327,000 | 2,024 |
| Total deposits | $255,682,000 | 2,001 |
| Interest-bearing deposits | $229,415,000 | 1,886 |
| Deposits held in domestic offices | $255,682,000 | 1,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 2,023 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,000,000 | 1,664 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,895,000 | 2,264 |
| Total equity capital | $27,143,000 | 2,329 |
| Total bank equity capital | $27,143,000 | 2,329 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,435,000 | 1,271 |
| Surplus | $16,750,000 | 1,515 |
| Undivided profits | $6,958,000 | 3,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $832,000 | 2,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,432,000 | 2,456 |
| Earning assets | $280,261,000 | 2,066 |
| Long-term assets (5+ years) | $19,134,000 | 3,392 |
| Average Assets, year-to-date | $298,953,500 | 2,083 |
| Average Assets, quarterly | $298,953,500 | 2,083 |
| Volatile liabilities | $60,917,000 | 2,140 |
| Insider loans | $19,380,000 | 291 |
| FHLB advances | $21,000,000 | 1,579 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $61,168,000 | 1,567 |
| Tier 1 (core) risk-based capital | $23,140,000 | 2,588 |
| Tier 2 risk-based capital | $2,937,000 | 1,673 |
| Total risk weighted assets | $255,103,000 | 1,782 |
| Total unused commitments | $61,168,000 | 1,567 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 92 | 1,879 |
| Assets and Liabilities | ||
| Total Assets: | $289,437,000 | 2,147 |
| Cash and due from depository institutions | $7,320,000 | 1,879 |
| Interest-bearing balances | $73,000 | 5,394 |
| Securities | $24,297,000 | 4,114 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $239,778,000 | 1,783 |
| Loan loss allowance | $2,864,000 | 1,747 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,148,000 | 1,818 |
| Other real estate owned | $40,000 | 1,879 |
| Goodwill and other intangibles | $4,201,000 | 912 |
| All other assets | $7,653,000 | 2,092 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $289,437,000 | 2,147 |
| Total liabilities | $262,899,000 | 2,130 |
| Total deposits | $237,360,000 | 2,122 |
| Interest-bearing deposits | $208,023,000 | 2,041 |
| Deposits held in domestic offices | $237,360,000 | 2,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,642,000 | 1,710 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,000,000 | 1,801 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,897,000 | 2,222 |
| Total equity capital | $26,538,000 | 2,338 |
| Total bank equity capital | $26,538,000 | 2,338 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,435,000 | 1,258 |
| Surplus | $16,750,000 | 1,489 |
| Undivided profits | $6,353,000 | 4,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,031,000 | 2,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,193,000 | 2,963 |
| Earning assets | $264,148,000 | 2,155 |
| Long-term assets (5+ years) | $17,629,000 | 3,535 |
| Average Assets, year-to-date | $280,831,000 | 2,104 |
| Average Assets, quarterly | $291,554,500 | 2,102 |
| Volatile liabilities | $45,337,000 | 2,631 |
| Insider loans | $19,548,000 | 273 |
| FHLB advances | $19,000,000 | 1,690 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $65,696,000 | 1,436 |
| Tier 1 (core) risk-based capital | $22,510,000 | 2,612 |
| Tier 2 risk-based capital | $2,864,000 | 1,680 |
| Total risk weighted assets | $240,705,000 | 1,841 |
| Total unused commitments | $65,696,000 | 1,436 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 94 | 1,839 |
| Assets and Liabilities | ||
| Total Assets: | $293,672,000 | 2,074 |
| Cash and due from depository institutions | $12,644,000 | 1,839 |
| Interest-bearing balances | $102,000 | 4,978 |
| Securities | $23,615,000 | 4,144 |
| Federal funds sold & reverse repurchase agreements | $6,489,000 | 1,877 |
| Net loans & leases | $233,348,000 | 1,792 |
| Loan loss allowance | $2,841,000 | 1,718 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,807,000 | 1,887 |
| Other real estate owned | $0 | 1,839 |
| Goodwill and other intangibles | $4,206,000 | 879 |
| All other assets | $7,563,000 | 2,049 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $293,672,000 | 2,074 |
| Total liabilities | $267,864,000 | 2,044 |
| Total deposits | $245,739,000 | 2,018 |
| Interest-bearing deposits | $218,813,000 | 1,892 |
| Deposits held in domestic offices | $245,739,000 | 2,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $20,500,000 | 1,745 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,625,000 | 2,434 |
| Total equity capital | $25,808,000 | 2,372 |
| Total bank equity capital | $25,808,000 | 2,372 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,435,000 | 1,228 |
| Surplus | $16,750,000 | 1,441 |
| Undivided profits | $5,623,000 | 4,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $456,000 | 3,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,274,000 | 2,747 |
| Earning assets | $263,554,000 | 2,118 |
| Long-term assets (5+ years) | $16,197,000 | 3,719 |
| Average Assets, year-to-date | $278,679,500 | 2,107 |
| Average Assets, quarterly | $286,908,000 | 2,091 |
| Volatile liabilities | $42,280,000 | 2,678 |
| Insider loans | $18,222,000 | 285 |
| FHLB advances | $20,500,000 | 1,640 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $55,546,000 | 1,611 |
| Tier 1 (core) risk-based capital | $21,722,000 | 2,657 |
| Tier 2 risk-based capital | $2,841,000 | 1,664 |
| Total risk weighted assets | $239,602,000 | 1,803 |
| Total unused commitments | $55,546,000 | 1,611 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 92 | 1,881 |
| Assets and Liabilities | ||
| Total Assets: | $280,144,000 | 2,127 |
| Cash and due from depository institutions | $8,183,000 | 1,881 |
| Interest-bearing balances | $172,000 | 4,457 |
| Securities | $20,275,000 | 4,600 |
| Federal funds sold & reverse repurchase agreements | $10,826,000 | 1,089 |
| Net loans & leases | $226,986,000 | 1,795 |
| Loan loss allowance | $2,765,000 | 1,736 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,878,000 | 1,814 |
| Other real estate owned | $15,000 | 1,881 |
| Goodwill and other intangibles | $4,211,000 | 870 |
| All other assets | $3,770,000 | 3,362 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $280,144,000 | 2,127 |
| Total liabilities | $254,876,000 | 2,104 |
| Total deposits | $232,238,000 | 2,082 |
| Interest-bearing deposits | $206,855,000 | 1,968 |
| Deposits held in domestic offices | $232,238,000 | 2,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,000,000 | 1,715 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,638,000 | 2,278 |
| Total equity capital | $25,268,000 | 2,368 |
| Total bank equity capital | $25,268,000 | 2,368 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,435,000 | 1,209 |
| Surplus | $16,750,000 | 1,410 |
| Undivided profits | $5,083,000 | 4,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,144,000 | 2,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,096,000 | 2,901 |
| Earning assets | $258,259,000 | 2,117 |
| Long-term assets (5+ years) | $14,136,000 | 4,033 |
| Average Assets, year-to-date | $273,682,000 | 2,133 |
| Average Assets, quarterly | $278,322,500 | 2,117 |
| Volatile liabilities | $46,444,000 | 2,407 |
| Insider loans | $18,376,000 | 259 |
| FHLB advances | $21,000,000 | 1,620 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $52,804,000 | 1,626 |
| Tier 1 (core) risk-based capital | $21,109,000 | 2,659 |
| Tier 2 risk-based capital | $2,765,000 | 1,676 |
| Total risk weighted assets | $229,228,000 | 1,846 |
| Total unused commitments | $52,804,000 | 1,627 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 91 | 1,871 |
| Assets and Liabilities | ||
| Total Assets: | $276,501,000 | 2,127 |
| Cash and due from depository institutions | $16,799,000 | 1,871 |
| Interest-bearing balances | $175,000 | 4,508 |
| Securities | $22,070,000 | 4,442 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $223,454,000 | 1,780 |
| Loan loss allowance | $2,774,000 | 1,703 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,021,000 | 1,743 |
| Other real estate owned | $15,000 | 1,871 |
| Goodwill and other intangibles | $4,216,000 | 863 |
| All other assets | $3,926,000 | 3,237 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $276,501,000 | 2,127 |
| Total liabilities | $251,870,000 | 2,097 |
| Total deposits | $227,810,000 | 2,099 |
| Interest-bearing deposits | $200,564,000 | 2,019 |
| Deposits held in domestic offices | $227,810,000 | 2,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 2,834 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,500,000 | 1,625 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,960,000 | 1,995 |
| Total equity capital | $24,631,000 | 2,349 |
| Total bank equity capital | $24,631,000 | 2,349 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,435,000 | 1,202 |
| Surplus | $16,750,000 | 1,367 |
| Undivided profits | $4,446,000 | 4,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $839,000 | 2,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,189,000 | 2,582 |
| Earning assets | $245,699,000 | 2,201 |
| Long-term assets (5+ years) | $13,112,000 | 4,258 |
| Average Assets, year-to-date | $270,451,000 | 2,155 |
| Average Assets, quarterly | $270,451,000 | 2,155 |
| Volatile liabilities | $35,846,000 | 2,818 |
| Insider loans | $23,686,000 | 191 |
| FHLB advances | $21,500,000 | 1,527 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $53,918,000 | 1,538 |
| Tier 1 (core) risk-based capital | $20,542,000 | 2,687 |
| Tier 2 risk-based capital | $2,774,000 | 1,649 |
| Total risk weighted assets | $227,709,000 | 1,831 |
| Total unused commitments | $53,918,000 | 1,538 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 90 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $264,401,000 | 2,199 |
| Cash and due from depository institutions | $6,384,000 | 1,896 |
| Interest-bearing balances | $315,000 | 3,900 |
| Securities | $22,912,000 | 4,367 |
| Federal funds sold & reverse repurchase agreements | $3,540,000 | 2,880 |
| Net loans & leases | $217,637,000 | 1,797 |
| Loan loss allowance | $2,758,000 | 1,686 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,087,000 | 1,704 |
| Other real estate owned | $0 | 1,896 |
| Goodwill and other intangibles | $4,221,000 | 852 |
| All other assets | $3,620,000 | 3,359 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $264,401,000 | 2,199 |
| Total liabilities | $240,176,000 | 2,179 |
| Total deposits | $216,117,000 | 2,174 |
| Interest-bearing deposits | $189,204,000 | 2,090 |
| Deposits held in domestic offices | $216,117,000 | 2,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,981 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $19,500,000 | 1,756 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,559,000 | 2,327 |
| Total equity capital | $24,225,000 | 2,384 |
| Total bank equity capital | $24,225,000 | 2,384 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,435,000 | 1,184 |
| Surplus | $16,750,000 | 1,354 |
| Undivided profits | $4,040,000 | 5,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,230,000 | 2,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,064,000 | 2,869 |
| Earning assets | $244,404,000 | 2,197 |
| Long-term assets (5+ years) | $11,433,000 | 4,566 |
| Average Assets, year-to-date | $256,423,600 | 2,169 |
| Average Assets, quarterly | $265,734,000 | 2,168 |
| Volatile liabilities | $37,375,000 | 2,702 |
| Insider loans | $23,629,000 | 186 |
| FHLB advances | $19,500,000 | 1,653 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $46,326,000 | 1,688 |
| Tier 1 (core) risk-based capital | $19,991,000 | 2,704 |
| Tier 2 risk-based capital | $2,755,000 | 1,650 |
| Total risk weighted assets | $220,385,000 | 1,855 |
| Total unused commitments | $46,326,000 | 1,688 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 88 | 1,940 |
| Assets and Liabilities | ||
| Total Assets: | $267,067,000 | 2,153 |
| Cash and due from depository institutions | $10,875,000 | 1,940 |
| Interest-bearing balances | $324,000 | 3,930 |
| Securities | $20,912,000 | 4,595 |
| Federal funds sold & reverse repurchase agreements | $8,221,000 | 1,376 |
| Net loans & leases | $213,039,000 | 1,795 |
| Loan loss allowance | $2,626,000 | 1,776 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,191,000 | 1,630 |
| Other real estate owned | $0 | 1,940 |
| Goodwill and other intangibles | $4,226,000 | 833 |
| All other assets | $3,603,000 | 3,324 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $267,067,000 | 2,153 |
| Total liabilities | $243,259,000 | 2,120 |
| Total deposits | $223,907,000 | 2,066 |
| Interest-bearing deposits | $198,243,000 | 1,975 |
| Deposits held in domestic offices | $223,907,000 | 2,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $18,000,000 | 1,825 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,352,000 | 2,574 |
| Total equity capital | $23,808,000 | 2,404 |
| Total bank equity capital | $23,808,000 | 2,404 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,435,000 | 1,171 |
| Surplus | $16,750,000 | 1,314 |
| Undivided profits | $3,623,000 | 5,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $613,000 | 3,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,179,000 | 2,652 |
| Earning assets | $242,496,000 | 2,176 |
| Long-term assets (5+ years) | $9,927,000 | 4,937 |
| Average Assets, year-to-date | $254,429,250 | 2,183 |
| Average Assets, quarterly | $257,888,000 | 2,203 |
| Volatile liabilities | $28,843,000 | 3,201 |
| Insider loans | $10,705,000 | 524 |
| FHLB advances | $18,000,000 | 1,706 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $44,717,000 | 1,710 |
| Tier 1 (core) risk-based capital | $19,475,000 | 2,758 |
| Tier 2 risk-based capital | $2,626,000 | 1,701 |
| Total risk weighted assets | $218,024,000 | 1,839 |
| Total unused commitments | $44,717,000 | 1,711 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 86 | 1,983 |
| Assets and Liabilities | ||
| Total Assets: | $248,709,000 | 2,288 |
| Cash and due from depository institutions | $8,976,000 | 1,983 |
| Interest-bearing balances | $338,000 | 3,951 |
| Securities | $19,315,000 | 4,896 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $206,235,000 | 1,809 |
| Loan loss allowance | $2,589,000 | 1,790 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,231,000 | 1,601 |
| Other real estate owned | $305,000 | 1,983 |
| Goodwill and other intangibles | $4,231,000 | 814 |
| All other assets | $3,416,000 | 3,446 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $248,709,000 | 2,288 |
| Total liabilities | $225,509,000 | 2,278 |
| Total deposits | $204,283,000 | 2,252 |
| Interest-bearing deposits | $181,862,000 | 2,140 |
| Deposits held in domestic offices | $204,283,000 | 2,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,962,000 | 2,409 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $18,000,000 | 1,810 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,264,000 | 2,474 |
| Total equity capital | $23,200,000 | 2,372 |
| Total bank equity capital | $23,200,000 | 2,372 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,435,000 | 1,167 |
| Surplus | $16,750,000 | 1,267 |
| Undivided profits | $3,015,000 | 5,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 4,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $952,000 | 3,090 |
| Earning assets | $225,888,000 | 2,310 |
| Long-term assets (5+ years) | $8,764,000 | 5,293 |
| Average Assets, year-to-date | $250,216,670 | 2,219 |
| Average Assets, quarterly | $250,415,500 | 2,243 |
| Volatile liabilities | $36,078,000 | 2,638 |
| Insider loans | $12,816,000 | 398 |
| FHLB advances | $18,000,000 | 1,697 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $43,028,000 | 1,749 |
| Tier 1 (core) risk-based capital | $18,955,000 | 2,775 |
| Tier 2 risk-based capital | $2,589,000 | 1,700 |
| Total risk weighted assets | $209,906,000 | 1,857 |
| Total unused commitments | $43,028,000 | 1,753 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 88 | 1,938 |
| Assets and Liabilities | ||
| Total Assets: | $252,122,000 | 2,224 |
| Cash and due from depository institutions | $10,960,000 | 1,938 |
| Interest-bearing balances | $301,000 | 4,229 |
| Securities | $22,177,000 | 4,482 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,587 |
| Net loans & leases | $203,605,000 | 1,793 |
| Loan loss allowance | $2,541,000 | 1,800 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,210,000 | 1,587 |
| Other real estate owned | $308,000 | 1,938 |
| Goodwill and other intangibles | $4,237,000 | 797 |
| All other assets | $3,625,000 | 3,151 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $252,122,000 | 2,224 |
| Total liabilities | $227,611,000 | 2,214 |
| Total deposits | $205,135,000 | 2,211 |
| Interest-bearing deposits | $184,561,000 | 2,088 |
| Deposits held in domestic offices | $205,135,000 | 2,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,934,000 | 1,875 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $18,000,000 | 1,724 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,542,000 | 2,371 |
| Total equity capital | $24,511,000 | 2,294 |
| Total bank equity capital | $24,511,000 | 2,294 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,435,000 | 1,156 |
| Surplus | $16,750,000 | 1,254 |
| Undivided profits | $4,326,000 | 5,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $602,000 | 3,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,048,000 | 2,762 |
| Earning assets | $227,083,000 | 2,274 |
| Long-term assets (5+ years) | $8,600,000 | 5,277 |
| Average Assets, year-to-date | $250,970,500 | 2,218 |
| Average Assets, quarterly | $250,970,500 | 2,218 |
| Volatile liabilities | $35,725,000 | 2,596 |
| Insider loans | $13,861,000 | 342 |
| FHLB advances | $18,000,000 | 1,621 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $47,774,000 | 1,583 |
| Tier 1 (core) risk-based capital | $19,997,000 | 2,621 |
| Tier 2 risk-based capital | $2,541,000 | 1,699 |
| Total risk weighted assets | $207,064,000 | 1,845 |
| Total unused commitments | $47,774,000 | 1,586 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 91 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $249,819,000 | 2,244 |
| Cash and due from depository institutions | $9,370,000 | 1,896 |
| Interest-bearing balances | $343,000 | 4,035 |
| Securities | $24,675,000 | 4,253 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $201,773,000 | 1,786 |
| Loan loss allowance | $2,396,000 | 1,900 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,947,000 | 1,643 |
| Other real estate owned | $164,000 | 1,896 |
| Goodwill and other intangibles | $4,241,000 | 799 |
| All other assets | $3,649,000 | 3,159 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $249,819,000 | 2,244 |
| Total liabilities | $225,769,000 | 2,237 |
| Total deposits | $204,682,000 | 2,215 |
| Interest-bearing deposits | $182,003,000 | 2,121 |
| Deposits held in domestic offices | $204,682,000 | 2,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,760,000 | 2,350 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,000,000 | 1,740 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,327,000 | 2,554 |
| Total equity capital | $24,050,000 | 2,295 |
| Total bank equity capital | $24,050,000 | 2,295 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,435,000 | 1,161 |
| Surplus | $16,750,000 | 1,225 |
| Undivided profits | $3,865,000 | 5,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $761,000 | 3,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,056,000 | 2,849 |
| Earning assets | $226,791,000 | 2,268 |
| Long-term assets (5+ years) | $11,763,000 | 4,697 |
| Average Assets, year-to-date | $246,779,000 | 2,188 |
| Average Assets, quarterly | $256,515,000 | 2,169 |
| Volatile liabilities | $30,059,000 | 2,924 |
| Insider loans | $16,648,000 | 266 |
| FHLB advances | $18,000,000 | 1,630 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $48,230,000 | 1,502 |
| Tier 1 (core) risk-based capital | $19,560,000 | 2,642 |
| Tier 2 risk-based capital | $2,396,000 | 1,779 |
| Total risk weighted assets | $206,706,000 | 1,834 |
| Total unused commitments | $48,230,000 | 1,504 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 90 | 1,939 |
| Assets and Liabilities | ||
| Total Assets: | $263,211,000 | 2,131 |
| Cash and due from depository institutions | $17,806,000 | 1,939 |
| Interest-bearing balances | $386,000 | 4,088 |
| Securities | $21,889,000 | 4,505 |
| Federal funds sold & reverse repurchase agreements | $17,996,000 | 823 |
| Net loans & leases | $191,555,000 | 1,864 |
| Loan loss allowance | $2,342,000 | 1,949 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,834,000 | 1,672 |
| Other real estate owned | $164,000 | 1,939 |
| Goodwill and other intangibles | $4,246,000 | 790 |
| All other assets | $3,721,000 | 3,110 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,211,000 | 2,131 |
| Total liabilities | $239,644,000 | 2,104 |
| Total deposits | $221,198,000 | 2,050 |
| Interest-bearing deposits | $198,775,000 | 1,950 |
| Deposits held in domestic offices | $221,198,000 | 2,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,000,000 | 1,744 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,446,000 | 2,469 |
| Total equity capital | $23,567,000 | 2,329 |
| Total bank equity capital | $23,567,000 | 2,329 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,435,000 | 1,152 |
| Surplus | $16,750,000 | 1,209 |
| Undivided profits | $3,382,000 | 5,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $841,000 | 3,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,154,000 | 2,729 |
| Earning assets | $231,826,000 | 2,217 |
| Long-term assets (5+ years) | $10,266,000 | 4,987 |
| Average Assets, year-to-date | $246,019,000 | 2,206 |
| Average Assets, quarterly | $247,916,500 | 2,241 |
| Volatile liabilities | $25,642,000 | 3,233 |
| Insider loans | $14,695,000 | 310 |
| FHLB advances | $17,000,000 | 1,624 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $46,249,000 | 1,558 |
| Tier 1 (core) risk-based capital | $19,025,000 | 2,706 |
| Tier 2 risk-based capital | $2,342,000 | 1,818 |
| Total risk weighted assets | $200,369,000 | 1,886 |
| Total unused commitments | $46,249,000 | 1,564 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 89 | 1,967 |
| Assets and Liabilities | ||
| Total Assets: | $232,622,000 | 2,384 |
| Cash and due from depository institutions | $9,103,000 | 1,967 |
| Interest-bearing balances | $409,000 | 4,106 |
| Securities | $19,562,000 | 4,751 |
| Federal funds sold & reverse repurchase agreements | $2,551,000 | 4,346 |
| Net loans & leases | $187,257,000 | 1,854 |
| Loan loss allowance | $2,249,000 | 1,998 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,926,000 | 1,617 |
| Other real estate owned | $435,000 | 1,967 |
| Goodwill and other intangibles | $4,251,000 | 758 |
| All other assets | $3,537,000 | 3,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,622,000 | 2,384 |
| Total liabilities | $209,423,000 | 2,395 |
| Total deposits | $189,517,000 | 2,376 |
| Interest-bearing deposits | $169,217,000 | 2,257 |
| Deposits held in domestic offices | $189,517,000 | 2,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $18,500,000 | 1,652 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,406,000 | 2,620 |
| Total equity capital | $23,199,000 | 2,361 |
| Total bank equity capital | $23,199,000 | 2,361 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,435,000 | 1,137 |
| Surplus | $16,750,000 | 1,188 |
| Undivided profits | $3,014,000 | 5,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $632,000 | 3,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,089,000 | 2,792 |
| Earning assets | $209,779,000 | 2,419 |
| Long-term assets (5+ years) | $7,043,000 | 5,585 |
| Average Assets, year-to-date | $240,288,330 | 2,253 |
| Average Assets, quarterly | $242,857,000 | 2,258 |
| Volatile liabilities | $27,331,000 | 3,050 |
| Insider loans | $14,353,000 | 318 |
| FHLB advances | $18,500,000 | 1,540 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $40,460,000 | 1,690 |
| Tier 1 (core) risk-based capital | $18,569,000 | 2,714 |
| Tier 2 risk-based capital | $2,249,000 | 1,850 |
| Total risk weighted assets | $191,074,000 | 1,934 |
| Total unused commitments | $40,460,000 | 1,700 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 87 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $253,092,000 | 2,148 |
| Cash and due from depository institutions | $12,092,000 | 1,985 |
| Interest-bearing balances | $376,000 | 4,121 |
| Securities | $22,728,000 | 4,299 |
| Federal funds sold & reverse repurchase agreements | $13,020,000 | 1,264 |
| Net loans & leases | $191,019,000 | 1,798 |
| Loan loss allowance | $2,217,000 | 1,976 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,991,000 | 1,558 |
| Other real estate owned | $602,000 | 1,985 |
| Goodwill and other intangibles | $4,256,000 | 751 |
| All other assets | $3,384,000 | 3,180 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,092,000 | 2,148 |
| Total liabilities | $230,250,000 | 2,133 |
| Total deposits | $208,941,000 | 2,126 |
| Interest-bearing deposits | $190,300,000 | 2,009 |
| Deposits held in domestic offices | $208,941,000 | 2,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $20,000,000 | 1,517 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,309,000 | 2,790 |
| Total equity capital | $22,842,000 | 2,339 |
| Total bank equity capital | $22,842,000 | 2,339 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,435,000 | 1,136 |
| Surplus | $16,750,000 | 1,164 |
| Undivided profits | $2,657,000 | 6,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $609,000 | 3,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,127,000 | 2,724 |
| Earning assets | $227,143,000 | 2,199 |
| Long-term assets (5+ years) | $7,084,000 | 5,539 |
| Average Assets, year-to-date | $244,121,500 | 2,200 |
| Average Assets, quarterly | $244,121,500 | 2,200 |
| Volatile liabilities | $40,435,000 | 2,188 |
| Insider loans | $13,793,000 | 326 |
| FHLB advances | $20,000,000 | 1,407 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $37,911,000 | 1,716 |
| Tier 1 (core) risk-based capital | $18,219,000 | 2,713 |
| Tier 2 risk-based capital | $2,217,000 | 1,822 |
| Total risk weighted assets | $197,054,000 | 1,834 |
| Total unused commitments | $37,911,000 | 1,725 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 85 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $235,151,000 | 2,277 |
| Cash and due from depository institutions | $10,643,000 | 2,018 |
| Interest-bearing balances | $461,000 | 3,863 |
| Securities | $23,305,000 | 4,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $187,079,000 | 1,822 |
| Loan loss allowance | $2,241,000 | 1,907 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,972,000 | 1,554 |
| Other real estate owned | $521,000 | 2,018 |
| Goodwill and other intangibles | $4,262,000 | 734 |
| All other assets | $3,369,000 | 3,172 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,151,000 | 2,277 |
| Total liabilities | $212,527,000 | 2,275 |
| Total deposits | $182,995,000 | 2,383 |
| Interest-bearing deposits | $163,790,000 | 2,275 |
| Deposits held in domestic offices | $182,995,000 | 2,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,341,000 | 1,216 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $21,000,000 | 1,479 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,191,000 | 3,009 |
| Total equity capital | $22,624,000 | 2,335 |
| Total bank equity capital | $22,624,000 | 2,335 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,435,000 | 1,122 |
| Surplus | $16,750,000 | 1,142 |
| Undivided profits | $2,439,000 | 6,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $944,000 | 2,835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,068,000 | 3,002 |
| Earning assets | $210,845,000 | 2,330 |
| Long-term assets (5+ years) | $7,920,000 | 5,260 |
| Average Assets, year-to-date | $235,566,600 | 2,174 |
| Average Assets, quarterly | $239,311,500 | 2,214 |
| Volatile liabilities | $38,620,000 | 2,280 |
| Insider loans | $11,735,000 | 376 |
| FHLB advances | $21,000,000 | 1,358 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $42,581,000 | 1,512 |
| Tier 1 (core) risk-based capital | $17,938,000 | 2,714 |
| Tier 2 risk-based capital | $2,241,000 | 1,773 |
| Total risk weighted assets | $188,035,000 | 1,876 |
| Total unused commitments | $42,581,000 | 1,517 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 78 | 2,198 |
| Assets and Liabilities | ||
| Total Assets: | $219,275,000 | 2,310 |
| Cash and due from depository institutions | $15,972,000 | 2,198 |
| Interest-bearing balances | $2,017,000 | 2,257 |
| Securities | $28,633,000 | 3,473 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 6,647 |
| Net loans & leases | $163,052,000 | 1,998 |
| Loan loss allowance | $2,072,000 | 1,924 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,081,000 | 1,764 |
| Other real estate owned | $134,000 | 2,198 |
| Goodwill and other intangibles | $2,924,000 | 850 |
| All other assets | $3,129,000 | 3,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,275,000 | 2,310 |
| Total liabilities | $200,335,000 | 2,301 |
| Total deposits | $185,826,000 | 2,227 |
| Interest-bearing deposits | $167,176,000 | 2,113 |
| Deposits held in domestic offices | $185,826,000 | 2,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,973,000 | 1,280 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,403,000 | 2,708 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,133,000 | 3,155 |
| Total equity capital | $18,940,000 | 2,582 |
| Total bank equity capital | $18,940,000 | 2,582 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,435,000 | 1,118 |
| Surplus | $14,750,000 | 1,240 |
| Undivided profits | $755,000 | 7,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,453,000 | 2,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,195,000 | 2,898 |
| Earning assets | $194,052,000 | 2,398 |
| Long-term assets (5+ years) | $6,780,000 | 5,606 |
| Average Assets, year-to-date | $192,134,200 | 2,527 |
| Average Assets, quarterly | $226,694,000 | 2,227 |
| Volatile liabilities | $47,651,000 | 1,845 |
| Insider loans | $7,887,000 | 571 |
| FHLB advances | $6,000,000 | 2,587 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $26,947,000 | 2,032 |
| Tier 1 (core) risk-based capital | $15,758,000 | 2,915 |
| Tier 2 risk-based capital | $2,072,000 | 1,783 |
| Total risk weighted assets | $165,964,000 | 2,017 |
| Total unused commitments | $26,947,000 | 2,038 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 49 | 3,414 |
| Assets and Liabilities | ||
| Total Assets: | $171,302,000 | 2,786 |
| Cash and due from depository institutions | $6,300,000 | 3,414 |
| Interest-bearing balances | $19,000 | 6,017 |
| Securities | $26,358,000 | 3,798 |
| Federal funds sold & reverse repurchase agreements | $11,048,000 | 1,079 |
| Net loans & leases | $122,210,000 | 2,554 |
| Loan loss allowance | $1,547,000 | 2,407 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,369,000 | 2,616 |
| Other real estate owned | $0 | 3,414 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,017,000 | 3,930 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,302,000 | 2,786 |
| Total liabilities | $159,333,000 | 2,716 |
| Total deposits | $153,399,000 | 2,555 |
| Interest-bearing deposits | $143,831,000 | 2,343 |
| Deposits held in domestic offices | $153,399,000 | 2,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,122,000 | 2,835 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $812,000 | 4,207 |
| Total equity capital | $11,969,000 | 3,797 |
| Total bank equity capital | $11,969,000 | 3,797 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,435,000 | 1,118 |
| Surplus | $8,800,000 | 1,880 |
| Undivided profits | $-266,000 | 9,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $165,000 | 6,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $924,000 | 2,976 |
| Earning assets | $159,635,000 | 2,768 |
| Long-term assets (5+ years) | $563,000 | 8,271 |
| Average Assets, year-to-date | $152,437,000 | 2,977 |
| Average Assets, quarterly | $169,669,500 | 2,785 |
| Volatile liabilities | $41,488,000 | 2,047 |
| Insider loans | $4,124,000 | 1,185 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $24,352,000 | 2,030 |
| Tier 1 (core) risk-based capital | $11,953,000 | 3,661 |
| Tier 2 risk-based capital | $1,547,000 | 2,251 |
| Total risk weighted assets | $124,644,700 | 2,549 |
| Total unused commitments | $24,352,000 | 2,032 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 38 | 4,376 |
| Assets and Liabilities | ||
| Total Assets: | $131,867,000 | 3,478 |
| Cash and due from depository institutions | $4,301,000 | 4,376 |
| Interest-bearing balances | $73,000 | 5,167 |
| Securities | $21,621,000 | 4,583 |
| Federal funds sold & reverse repurchase agreements | $16,230,000 | 624 |
| Net loans & leases | $85,653,000 | 3,374 |
| Loan loss allowance | $1,067,000 | 3,239 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,542,000 | 3,327 |
| Other real estate owned | $0 | 4,376 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,520,000 | 4,808 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,867,000 | 3,478 |
| Total liabilities | $122,285,000 | 3,392 |
| Total deposits | $121,444,000 | 3,128 |
| Interest-bearing deposits | $110,355,000 | 2,960 |
| Deposits held in domestic offices | $121,444,000 | 3,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $440,000 | 5,070 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $401,000 | 6,066 |
| Total equity capital | $9,582,000 | 4,408 |
| Total bank equity capital | $9,582,000 | 4,408 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,435,000 | 1,132 |
| Surplus | $7,210,000 | 2,192 |
| Undivided profits | $-1,063,000 | 9,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 8,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $490,000 | 4,637 |
| Earning assets | $123,577,000 | 3,396 |
| Long-term assets (5+ years) | $16,961,000 | 3,673 |
| Average Assets, year-to-date | $105,000,000 | 4,089 |
| Average Assets, quarterly | $123,476,500 | 3,642 |
| Volatile liabilities | $33,825,000 | 2,316 |
| Insider loans | $5,051,000 | 922 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $21,833,000 | 2,224 |
| Tier 1 (core) risk-based capital | $9,962,000 | 4,271 |
| Tier 2 risk-based capital | $1,067,000 | 2,963 |
| Total risk weighted assets | $90,629,700 | 3,246 |
| Total unused commitments | $21,833,000 | 2,228 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 34 | 4,841 |
| Assets and Liabilities | ||
| Total Assets: | $81,207,000 | 5,170 |
| Cash and due from depository institutions | $3,692,000 | 4,841 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $20,255,000 | 4,799 |
| Federal funds sold & reverse repurchase agreements | $3,189,000 | 4,661 |
| Net loans & leases | $51,197,000 | 4,865 |
| Loan loss allowance | $648,000 | 4,732 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,195,000 | 3,602 |
| Other real estate owned | $0 | 4,841 |
| Goodwill and other intangibles | $60,000 | 2,842 |
| All other assets | $619,000 | 7,541 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,207,000 | 5,170 |
| Total liabilities | $74,855,000 | 5,048 |
| Total deposits | $73,393,000 | 4,881 |
| Interest-bearing deposits | $67,003,000 | 4,627 |
| Deposits held in domestic offices | $73,393,000 | 4,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $682,000 | 4,045 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $780,000 | 4,249 |
| Total equity capital | $6,352,000 | 6,142 |
| Total bank equity capital | $6,352,000 | 6,142 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,435,000 | 1,089 |
| Surplus | $4,235,000 | 3,264 |
| Undivided profits | $-1,318,000 | 10,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $256,000 | 7,149 |
| Earning assets | $74,641,000 | 5,158 |
| Long-term assets (5+ years) | $11,582,000 | 4,375 |
| Average Assets, year-to-date | $60,170,400 | 6,065 |
| Average Assets, quarterly | $79,422,000 | 5,160 |
| Volatile liabilities | $9,412,000 | 5,164 |
| Insider loans | $2,947,000 | 1,458 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,898,000 | 4,915 |
| Tier 1 (core) risk-based capital | $6,260,000 | 6,042 |
| Tier 2 risk-based capital | $648,000 | 4,336 |
| Total risk weighted assets | $52,042,000 | 4,939 |
| Total unused commitments | $5,898,000 | 4,922 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 17 | 7,728 |
| Assets and Liabilities | ||
| Total Assets: | $40,069,000 | 7,904 |
| Cash and due from depository institutions | $2,873,000 | 7,728 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $2,189,000 | 10,254 |
| Federal funds sold & reverse repurchase agreements | $18,283,000 | 722 |
| Net loans & leases | $14,739,000 | 9,067 |
| Loan loss allowance | $186,000 | 8,985 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,707,000 | 4,311 |
| Other real estate owned | $0 | 7,728 |
| Goodwill and other intangibles | $76,000 | 2,733 |
| All other assets | $202,000 | 10,341 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,069,000 | 7,904 |
| Total liabilities | $34,681,000 | 7,996 |
| Total deposits | $33,140,000 | 7,994 |
| Interest-bearing deposits | $30,312,000 | 7,723 |
| Deposits held in domestic offices | $33,140,000 | 7,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $426,000 | 4,152 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,115,000 | 3,263 |
| Total equity capital | $5,388,000 | 6,839 |
| Total bank equity capital | $5,388,000 | 6,839 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,000,000 | 1,195 |
| Surplus | $3,000,000 | 4,143 |
| Undivided profits | $-612,000 | 10,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $89,000 | 9,957 |
| Earning assets | $35,211,000 | 8,055 |
| Long-term assets (5+ years) | $329,000 | 9,192 |
| Average Assets, year-to-date | $31,204,000 | 8,589 |
| Average Assets, quarterly | $31,204,000 | 8,709 |
| Volatile liabilities | $2,679,000 | 8,747 |
| Insider loans | $1,098,000 | 3,324 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,545,000 | 4,537 |
| Tier 1 (core) risk-based capital | $5,312,000 | 6,757 |
| Tier 2 risk-based capital | $186,000 | 8,597 |
| Total risk weighted assets | $21,005,000 | 8,277 |
| Total unused commitments | $6,545,000 | 4,540 |
| Derivatives | $0 | 533 |