Home > Community National Bank > Income and Expense
Community National Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $52,756,000 | 582 |
| Total interest expense | $13,166,000 | 928 |
| Net interest income | $39,590,000 | 454 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $7,003,000 | 665 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $882,000 | 1,522 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,121,000 | 495 |
| Total noninterest expense | $25,760,000 | 546 |
| Salaries and employee benefits | $15,028,000 | 493 |
| Premises and equipment expense | $3,431,000 | 564 |
| Additional noninterest expense | $7,301,000 | 581 |
| Pre-tax net operating income | $20,833,000 | 454 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $8,489,000 | 382 |
| Income before extraordinary items | $12,344,000 | 510 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $12,344,000 | 510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,275 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $12,344,000 | 494 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $34,524,000 | 585 |
| Total interest expense | $8,406,000 | 920 |
| Net interest income | $26,118,000 | 458 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $4,960,000 | 626 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $600,000 | 1,480 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,360,000 | 471 |
| Total noninterest expense | $17,769,000 | 544 |
| Salaries and employee benefits | $10,308,000 | 488 |
| Premises and equipment expense | $2,346,000 | 551 |
| Additional noninterest expense | $5,115,000 | 551 |
| Pre-tax net operating income | $13,309,000 | 464 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $5,454,000 | 392 |
| Income before extraordinary items | $7,855,000 | 524 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,855,000 | 523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $7,855,000 | 510 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $16,969,000 | 574 |
| Total interest expense | $4,092,000 | 892 |
| Net interest income | $12,877,000 | 456 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $2,615,000 | 598 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $321,000 | 1,343 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,294,000 | 450 |
| Total noninterest expense | $8,833,000 | 537 |
| Salaries and employee benefits | $5,239,000 | 472 |
| Premises and equipment expense | $1,168,000 | 545 |
| Additional noninterest expense | $2,426,000 | 572 |
| Pre-tax net operating income | $6,659,000 | 456 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,658,000 | 392 |
| Income before extraordinary items | $4,001,000 | 515 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,001,000 | 514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-83,000 | 8,613 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $4,001,000 | 506 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $53,855,000 | 618 |
| Total interest expense | $11,195,000 | 998 |
| Net interest income | $42,660,000 | 516 |
| Provision for loan and lease losses | $1,231,000 | 855 |
| Total noninterest income | $10,479,000 | 603 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,087,000 | 1,605 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,392,000 | 446 |
| Total noninterest expense | $29,000,000 | 607 |
| Salaries and employee benefits | $16,407,000 | 561 |
| Premises and equipment expense | $4,354,000 | 560 |
| Additional noninterest expense | $8,239,000 | 658 |
| Pre-tax net operating income | $22,908,000 | 485 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $9,106,000 | 425 |
| Income before extraordinary items | $13,802,000 | 547 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $13,802,000 | 547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,077 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $13,802,000 | 533 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $37,635,000 | 632 |
| Total interest expense | $7,663,000 | 1,027 |
| Net interest income | $29,972,000 | 550 |
| Provision for loan and lease losses | $1,161,000 | 664 |
| Total noninterest income | $8,069,000 | 594 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $794,000 | 1,629 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,275,000 | 441 |
| Total noninterest expense | $20,988,000 | 623 |
| Salaries and employee benefits | $11,980,000 | 571 |
| Premises and equipment expense | $3,104,000 | 585 |
| Additional noninterest expense | $5,904,000 | 678 |
| Pre-tax net operating income | $15,892,000 | 513 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $6,360,000 | 447 |
| Income before extraordinary items | $9,532,000 | 587 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,532,000 | 587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-187,000 | 8,736 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $9,532,000 | 571 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $22,764,000 | 672 |
| Total interest expense | $4,302,000 | 1,152 |
| Net interest income | $18,462,000 | 584 |
| Provision for loan and lease losses | $731,000 | 691 |
| Total noninterest income | $5,451,000 | 583 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $498,000 | 1,691 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,953,000 | 437 |
| Total noninterest expense | $13,558,000 | 633 |
| Salaries and employee benefits | $7,588,000 | 596 |
| Premises and equipment expense | $2,036,000 | 587 |
| Additional noninterest expense | $3,934,000 | 673 |
| Pre-tax net operating income | $9,624,000 | 547 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,831,000 | 470 |
| Income before extraordinary items | $5,793,000 | 622 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,793,000 | 622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-153,000 | 8,727 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,793,000 | 606 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,634,000 | 704 |
| Total interest expense | $1,759,000 | 1,360 |
| Net interest income | $8,875,000 | 596 |
| Provision for loan and lease losses | $318,000 | 727 |
| Total noninterest income | $2,638,000 | 591 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $239,000 | 1,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,399,000 | 432 |
| Total noninterest expense | $6,706,000 | 636 |
| Salaries and employee benefits | $3,730,000 | 599 |
| Premises and equipment expense | $984,000 | 605 |
| Additional noninterest expense | $1,992,000 | 652 |
| Pre-tax net operating income | $4,489,000 | 569 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,774,000 | 500 |
| Income before extraordinary items | $2,715,000 | 657 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,715,000 | 657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-91,000 | 8,767 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,715,000 | 640 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $32,623,000 | 858 |
| Total interest expense | $4,731,000 | 1,726 |
| Net interest income | $27,892,000 | 700 |
| Provision for loan and lease losses | $1,176,000 | 917 |
| Total noninterest income | $9,975,000 | 611 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $830,000 | 2,073 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,145,000 | 437 |
| Total noninterest expense | $21,985,000 | 738 |
| Salaries and employee benefits | $11,435,000 | 746 |
| Premises and equipment expense | $3,030,000 | 754 |
| Additional noninterest expense | $7,520,000 | 694 |
| Pre-tax net operating income | $14,706,000 | 629 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $5,552,000 | 563 |
| Income before extraordinary items | $9,154,000 | 731 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,154,000 | 732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,112 |
| Cash dividends | $8,250,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,154,000 | 702 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $22,438,000 | 924 |
| Total interest expense | $3,281,000 | 1,826 |
| Net interest income | $19,157,000 | 757 |
| Provision for loan and lease losses | $838,000 | 919 |
| Total noninterest income | $7,147,000 | 637 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $569,000 | 2,256 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,578,000 | 460 |
| Total noninterest expense | $15,033,000 | 794 |
| Salaries and employee benefits | $8,134,000 | 788 |
| Premises and equipment expense | $1,822,000 | 924 |
| Additional noninterest expense | $5,077,000 | 747 |
| Pre-tax net operating income | $10,433,000 | 659 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $3,979,000 | 590 |
| Income before extraordinary items | $6,454,000 | 778 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,454,000 | 779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,955 |
| Cash dividends | $8,250,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,454,000 | 745 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $14,631,000 | 938 |
| Total interest expense | $2,120,000 | 1,864 |
| Net interest income | $12,511,000 | 767 |
| Provision for loan and lease losses | $513,000 | 961 |
| Total noninterest income | $4,384,000 | 685 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $384,000 | 2,222 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000,000 | 486 |
| Total noninterest expense | $9,574,000 | 854 |
| Salaries and employee benefits | $5,218,000 | 818 |
| Premises and equipment expense | $1,212,000 | 930 |
| Additional noninterest expense | $3,144,000 | 789 |
| Pre-tax net operating income | $6,808,000 | 663 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,582,000 | 595 |
| Income before extraordinary items | $4,226,000 | 776 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,226,000 | 776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,984 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,226,000 | 743 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,171,000 | 965 |
| Total interest expense | $1,076,000 | 1,858 |
| Net interest income | $6,095,000 | 802 |
| Provision for loan and lease losses | $228,000 | 1,030 |
| Total noninterest income | $1,858,000 | 756 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $194,000 | 2,132 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,664,000 | 552 |
| Total noninterest expense | $4,418,000 | 926 |
| Salaries and employee benefits | $2,463,000 | 882 |
| Premises and equipment expense | $627,000 | 907 |
| Additional noninterest expense | $1,328,000 | 934 |
| Pre-tax net operating income | $3,307,000 | 673 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,248,000 | 618 |
| Income before extraordinary items | $2,059,000 | 808 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,059,000 | 808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,059,000 | 759 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $26,786,000 | 1,056 |
| Total interest expense | $5,336,000 | 1,687 |
| Net interest income | $21,450,000 | 905 |
| Provision for loan and lease losses | $1,639,000 | 761 |
| Total noninterest income | $7,690,000 | 802 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $735,000 | 2,261 |
| Trading account gains and fees | $-73,000 | 9,156 |
| Additional Noninterest Income | $7,028,000 | 578 |
| Total noninterest expense | $16,675,000 | 983 |
| Salaries and employee benefits | $9,608,000 | 882 |
| Premises and equipment expense | $2,382,000 | 951 |
| Additional noninterest expense | $4,685,000 | 1,086 |
| Pre-tax net operating income | $10,826,000 | 798 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $4,148,000 | 720 |
| Income before extraordinary items | $6,678,000 | 971 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,678,000 | 974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 2,058 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,678,000 | 908 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,754,000 | 1,098 |
| Total interest expense | $4,238,000 | 1,668 |
| Net interest income | $15,516,000 | 946 |
| Provision for loan and lease losses | $1,195,000 | 777 |
| Total noninterest income | $5,578,000 | 853 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $549,000 | 2,285 |
| Trading account gains and fees | $-63,000 | 9,210 |
| Additional Noninterest Income | $5,092,000 | 629 |
| Total noninterest expense | $12,341,000 | 1,003 |
| Salaries and employee benefits | $7,194,000 | 898 |
| Premises and equipment expense | $1,776,000 | 972 |
| Additional noninterest expense | $3,371,000 | 1,128 |
| Pre-tax net operating income | $7,558,000 | 886 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,979,000 | 771 |
| Income before extraordinary items | $4,579,000 | 1,094 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,579,000 | 1,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $590,000 | 1,024 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,579,000 | 1,024 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,051,000 | 1,116 |
| Total interest expense | $2,994,000 | 1,614 |
| Net interest income | $10,057,000 | 964 |
| Provision for loan and lease losses | $721,000 | 856 |
| Total noninterest income | $3,566,000 | 862 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $368,000 | 2,248 |
| Trading account gains and fees | $-16,000 | 9,236 |
| Additional Noninterest Income | $3,214,000 | 645 |
| Total noninterest expense | $8,039,000 | 1,023 |
| Salaries and employee benefits | $4,721,000 | 909 |
| Premises and equipment expense | $1,183,000 | 974 |
| Additional noninterest expense | $2,135,000 | 1,180 |
| Pre-tax net operating income | $4,863,000 | 910 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,950,000 | 783 |
| Income before extraordinary items | $2,913,000 | 1,155 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,913,000 | 1,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,247 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,913,000 | 1,073 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,415,000 | 1,144 |
| Total interest expense | $1,566,000 | 1,579 |
| Net interest income | $4,849,000 | 997 |
| Provision for loan and lease losses | $381,000 | 764 |
| Total noninterest income | $1,782,000 | 849 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $187,000 | 2,139 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,595,000 | 634 |
| Total noninterest expense | $3,915,000 | 1,036 |
| Salaries and employee benefits | $2,338,000 | 921 |
| Premises and equipment expense | $582,000 | 989 |
| Additional noninterest expense | $995,000 | 1,230 |
| Pre-tax net operating income | $2,335,000 | 950 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $964,000 | 824 |
| Income before extraordinary items | $1,371,000 | 1,211 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,371,000 | 1,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,180 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,371,000 | 1,131 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $24,814,000 | 1,240 |
| Total interest expense | $7,467,000 | 1,524 |
| Net interest income | $17,347,000 | 1,107 |
| Provision for loan and lease losses | $1,561,000 | 913 |
| Total noninterest income | $6,495,000 | 846 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $614,000 | 2,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,881,000 | 619 |
| Total noninterest expense | $15,546,000 | 1,005 |
| Salaries and employee benefits | $8,794,000 | 911 |
| Premises and equipment expense | $2,573,000 | 849 |
| Additional noninterest expense | $4,179,000 | 1,169 |
| Pre-tax net operating income | $6,735,000 | 1,246 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,797,000 | 988 |
| Income before extraordinary items | $3,938,000 | 1,550 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,938,000 | 1,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $515,000 | 1,621 |
| Cash dividends | $900,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,938,000 | 1,505 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $25,180,000 | 1,349 |
| Total interest expense | $11,289,000 | 1,434 |
| Net interest income | $13,891,000 | 1,278 |
| Provision for loan and lease losses | $1,470,000 | 922 |
| Total noninterest income | $3,713,000 | 1,258 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $532,000 | 2,691 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,181,000 | 901 |
| Total noninterest expense | $12,761,000 | 1,151 |
| Salaries and employee benefits | $6,657,000 | 1,113 |
| Premises and equipment expense | $1,615,000 | 1,323 |
| Additional noninterest expense | $4,489,000 | 1,059 |
| Pre-tax net operating income | $3,373,000 | 2,037 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,402,000 | 1,600 |
| Income before extraordinary items | $1,971,000 | 2,570 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,971,000 | 2,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $623,000 | 1,330 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,971,000 | 2,487 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,159,000 | 1,631 |
| Total interest expense | $8,867,000 | 1,948 |
| Net interest income | $12,292,000 | 1,431 |
| Provision for loan and lease losses | $965,000 | 1,103 |
| Total noninterest income | $2,631,000 | 1,516 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $435,000 | 3,032 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,196,000 | 1,067 |
| Total noninterest expense | $11,176,000 | 1,241 |
| Salaries and employee benefits | $5,841,000 | 1,217 |
| Premises and equipment expense | $1,687,000 | 1,198 |
| Additional noninterest expense | $3,648,000 | 1,249 |
| Pre-tax net operating income | $2,782,000 | 2,540 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,200,000 | 1,827 |
| Income before extraordinary items | $1,582,000 | 3,116 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,582,000 | 3,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,301 |
| Cash dividends | $350,000 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 766 |
| Net operating income | $1,582,000 | 3,107 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,825,000 | 2,557 |
| Total interest expense | $4,131,000 | 3,495 |
| Net interest income | $8,694,000 | 2,028 |
| Provision for loan and lease losses | $385,000 | 2,170 |
| Total noninterest income | $5,576,000 | 858 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $404,000 | 3,193 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $5,172,000 | 635 |
| Total noninterest expense | $11,079,000 | 1,249 |
| Salaries and employee benefits | $6,011,000 | 1,146 |
| Premises and equipment expense | $1,628,000 | 1,245 |
| Additional noninterest expense | $3,440,000 | 1,345 |
| Pre-tax net operating income | $2,806,000 | 2,544 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,032,000 | 2,171 |
| Income before extraordinary items | $1,774,000 | 2,843 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,774,000 | 2,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,834 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $223,000 | 712 |
| Net operating income | $1,774,000 | 2,808 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,954,000 | 2,948 |
| Total interest expense | $3,739,000 | 3,892 |
| Net interest income | $7,215,000 | 2,362 |
| Provision for loan and lease losses | $538,000 | 1,632 |
| Total noninterest income | $4,184,000 | 1,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $372,000 | 3,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,812,000 | 780 |
| Total noninterest expense | $8,718,000 | 1,523 |
| Salaries and employee benefits | $4,723,000 | 1,391 |
| Premises and equipment expense | $1,129,000 | 1,746 |
| Additional noninterest expense | $2,866,000 | 1,507 |
| Pre-tax net operating income | $2,143,000 | 3,154 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $885,000 | 2,527 |
| Income before extraordinary items | $1,258,000 | 3,777 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,258,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,475 |
| Cash dividends | $228,000 | 5,121 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 873 |
| Net operating income | $1,258,000 | 3,693 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,593,000 | 3,365 |
| Total interest expense | $3,001,000 | 4,711 |
| Net interest income | $6,592,000 | 2,636 |
| Provision for loan and lease losses | $490,000 | 1,803 |
| Total noninterest income | $2,586,000 | 1,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 3,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,270,000 | 1,007 |
| Total noninterest expense | $6,490,000 | 1,991 |
| Salaries and employee benefits | $3,021,000 | 2,194 |
| Premises and equipment expense | $660,000 | 2,891 |
| Additional noninterest expense | $2,809,000 | 1,526 |
| Pre-tax net operating income | $2,198,000 | 3,248 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $948,000 | 2,549 |
| Income before extraordinary items | $1,250,000 | 3,920 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,250,000 | 3,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,242 |
| Cash dividends | $455,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $-915,000 | 10,868 |
| Net operating income | $1,250,000 | 3,852 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,118,000 | 4,512 |
| Total interest expense | $2,138,000 | 6,149 |
| Net interest income | $4,980,000 | 3,545 |
| Provision for loan and lease losses | $360,000 | 2,253 |
| Total noninterest income | $2,075,000 | 1,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 4,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,836,000 | 1,221 |
| Total noninterest expense | $5,407,000 | 2,523 |
| Salaries and employee benefits | $2,638,000 | 2,527 |
| Premises and equipment expense | $508,000 | 3,735 |
| Additional noninterest expense | $2,261,000 | 2,204 |
| Pre-tax net operating income | $1,288,000 | 4,857 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $495,000 | 4,182 |
| Income before extraordinary items | $793,000 | 5,341 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $793,000 | 5,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 1,947 |
| Cash dividends | $452,000 | 3,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $793,000 | 5,276 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,764,000 | 5,377 |
| Total interest expense | $1,565,000 | 7,517 |
| Net interest income | $4,199,000 | 4,144 |
| Provision for loan and lease losses | $185,000 | 3,176 |
| Total noninterest income | $1,917,000 | 1,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,686,000 | 1,279 |
| Total noninterest expense | $4,571,000 | 2,944 |
| Salaries and employee benefits | $2,224,000 | 2,993 |
| Premises and equipment expense | $334,000 | 5,206 |
| Additional noninterest expense | $2,013,000 | 2,385 |
| Pre-tax net operating income | $1,360,000 | 4,801 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $567,000 | 3,807 |
| Income before extraordinary items | $793,000 | 5,482 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $793,000 | 5,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,273 |
| Cash dividends | $418,000 | 3,756 |
| Sale, conversion, retirement of capital stock, net | $328,000 | 426 |
| Net operating income | $793,000 | 5,461 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,918,000 | 5,736 |
| Total interest expense | $1,071,000 | 8,387 |
| Net interest income | $3,847,000 | 4,539 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $1,860,000 | 1,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,584,000 | 1,321 |
| Total noninterest expense | $4,249,000 | 3,229 |
| Salaries and employee benefits | $2,057,000 | 3,205 |
| Premises and equipment expense | $350,000 | 5,081 |
| Additional noninterest expense | $1,842,000 | 2,767 |
| Pre-tax net operating income | $1,383,000 | 4,714 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $535,000 | 3,849 |
| Income before extraordinary items | $848,000 | 5,129 |
| Extraordinary gains, net | $175,000 | 74 |
| Net income | $1,023,000 | 4,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,777 |
| Cash dividends | $485,000 | 3,302 |
| Sale, conversion, retirement of capital stock, net | $372,000 | 593 |
| Net operating income | $848,000 | 5,177 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,726,000 | 6,065 |
| Total interest expense | $1,134,000 | 8,544 |
| Net interest income | $3,592,000 | 4,850 |
| Provision for loan and lease losses | $96,000 | 5,869 |
| Total noninterest income | $2,139,000 | 1,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 4,230 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,823,000 | 1,342 |
| Total noninterest expense | $3,899,000 | 3,567 |
| Salaries and employee benefits | $1,878,000 | 3,473 |
| Premises and equipment expense | $307,000 | 5,726 |
| Additional noninterest expense | $1,714,000 | 3,105 |
| Pre-tax net operating income | $1,736,000 | 3,817 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $715,000 | 3,058 |
| Income before extraordinary items | $1,021,000 | 4,624 |
| Extraordinary gains, net | $-1,000 | 12,163 |
| Net income | $1,020,000 | 4,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,762 |
| Cash dividends | $135,000 | 6,315 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,167 |
| Net operating income | $1,021,000 | 4,384 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,778,000 | 6,592 |
| Total interest expense | $1,526,000 | 8,438 |
| Net interest income | $3,252,000 | 5,335 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $2,090,000 | 1,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 4,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,767,000 | 1,355 |
| Total noninterest expense | $3,587,000 | 3,853 |
| Salaries and employee benefits | $1,769,000 | 3,616 |
| Premises and equipment expense | $272,000 | 6,405 |
| Additional noninterest expense | $1,546,000 | 3,506 |
| Pre-tax net operating income | $1,605,000 | 3,792 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $653,000 | 3,194 |
| Income before extraordinary items | $952,000 | 4,708 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $952,000 | 4,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 7,883 |
| Cash dividends | $112,000 | 6,357 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 929 |
| Net operating income | $952,000 | 4,384 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.