Home > Community National Bank > Income and Expense
Community National Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,574,000 | 2,914 |
| Total interest expense | $4,407,000 | 2,569 |
| Net interest income | $5,167,000 | 3,170 |
| Provision for loan and lease losses | $54,000 | 4,980 |
| Total noninterest income | $813,000 | 3,362 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $488,000 | 2,529 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $325,000 | 3,600 |
| Total noninterest expense | $3,898,000 | 3,233 |
| Salaries and employee benefits | $1,954,000 | 3,509 |
| Premises and equipment expense | $645,000 | 2,833 |
| Additional noninterest expense | $1,299,000 | 2,905 |
| Pre-tax net operating income | $2,028,000 | 3,072 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $400,000 | 3,177 |
| Income before extraordinary items | $1,628,000 | 3,017 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,628,000 | 3,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,745 |
| Cash dividends | $778,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,628,000 | 3,008 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,270,000 | 2,918 |
| Total interest expense | $2,834,000 | 2,557 |
| Net interest income | $3,436,000 | 3,180 |
| Provision for loan and lease losses | $36,000 | 4,837 |
| Total noninterest income | $524,000 | 3,420 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $409,000 | 2,065 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $115,000 | 4,830 |
| Total noninterest expense | $2,574,000 | 3,269 |
| Salaries and employee benefits | $1,283,000 | 3,566 |
| Premises and equipment expense | $428,000 | 2,824 |
| Additional noninterest expense | $863,000 | 2,929 |
| Pre-tax net operating income | $1,350,000 | 3,097 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $263,000 | 3,224 |
| Income before extraordinary items | $1,087,000 | 3,016 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,087,000 | 3,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,722 |
| Cash dividends | $778,000 | 1,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,087,000 | 3,001 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,962,000 | 3,006 |
| Total interest expense | $1,372,000 | 2,510 |
| Net interest income | $1,590,000 | 3,373 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $279,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $214,000 | 1,929 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,564 |
| Total noninterest expense | $1,268,000 | 3,330 |
| Salaries and employee benefits | $629,000 | 3,628 |
| Premises and equipment expense | $215,000 | 2,836 |
| Additional noninterest expense | $424,000 | 2,958 |
| Pre-tax net operating income | $583,000 | 3,377 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $100,000 | 3,594 |
| Income before extraordinary items | $483,000 | 3,250 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $483,000 | 3,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $483,000 | 3,230 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,705,000 | 2,765 |
| Total interest expense | $5,029,000 | 2,184 |
| Net interest income | $6,676,000 | 3,157 |
| Provision for loan and lease losses | $72,000 | 5,255 |
| Total noninterest income | $1,179,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $691,000 | 2,373 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $488,000 | 3,416 |
| Total noninterest expense | $4,936,000 | 3,274 |
| Salaries and employee benefits | $2,483,000 | 3,509 |
| Premises and equipment expense | $826,000 | 2,816 |
| Additional noninterest expense | $1,627,000 | 3,037 |
| Pre-tax net operating income | $2,847,000 | 2,877 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $555,000 | 3,189 |
| Income before extraordinary items | $2,292,000 | 2,766 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,292,000 | 2,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $708,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,292,000 | 2,729 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,590,000 | 2,760 |
| Total interest expense | $3,689,000 | 2,124 |
| Net interest income | $4,901,000 | 3,194 |
| Provision for loan and lease losses | $54,000 | 5,082 |
| Total noninterest income | $827,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $505,000 | 2,433 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $322,000 | 3,682 |
| Total noninterest expense | $3,626,000 | 3,302 |
| Salaries and employee benefits | $1,819,000 | 3,545 |
| Premises and equipment expense | $615,000 | 2,813 |
| Additional noninterest expense | $1,192,000 | 3,058 |
| Pre-tax net operating income | $2,048,000 | 2,998 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $434,000 | 3,190 |
| Income before extraordinary items | $1,614,000 | 2,953 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,614,000 | 2,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $707,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,614,000 | 2,910 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,665,000 | 2,729 |
| Total interest expense | $2,388,000 | 2,074 |
| Net interest income | $3,277,000 | 3,172 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $557,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $445,000 | 1,883 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $112,000 | 4,964 |
| Total noninterest expense | $2,400,000 | 3,305 |
| Salaries and employee benefits | $1,203,000 | 3,552 |
| Premises and equipment expense | $406,000 | 2,811 |
| Additional noninterest expense | $791,000 | 3,043 |
| Pre-tax net operating income | $1,398,000 | 2,906 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $304,000 | 3,086 |
| Income before extraordinary items | $1,094,000 | 2,890 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,094,000 | 2,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $707,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,094,000 | 2,847 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,748,000 | 2,770 |
| Total interest expense | $1,161,000 | 2,032 |
| Net interest income | $1,587,000 | 3,247 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $274,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $217,000 | 1,875 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,893 |
| Total noninterest expense | $1,188,000 | 3,336 |
| Salaries and employee benefits | $596,000 | 3,588 |
| Premises and equipment expense | $203,000 | 2,848 |
| Additional noninterest expense | $389,000 | 3,093 |
| Pre-tax net operating income | $655,000 | 3,018 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $140,000 | 3,214 |
| Income before extraordinary items | $515,000 | 2,985 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $515,000 | 2,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $515,000 | 2,943 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,884,000 | 2,614 |
| Total interest expense | $4,602,000 | 1,766 |
| Net interest income | $6,282,000 | 3,169 |
| Provision for loan and lease losses | $72,000 | 5,454 |
| Total noninterest income | $1,358,000 | 2,873 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $999,000 | 1,752 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $359,000 | 3,914 |
| Total noninterest expense | $4,846,000 | 3,208 |
| Salaries and employee benefits | $2,513,000 | 3,332 |
| Premises and equipment expense | $784,000 | 2,837 |
| Additional noninterest expense | $1,549,000 | 3,055 |
| Pre-tax net operating income | $2,722,000 | 2,802 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $682,000 | 2,807 |
| Income before extraordinary items | $2,040,000 | 2,860 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,040,000 | 2,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,850 |
| Cash dividends | $637,000 | 3,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,040,000 | 2,799 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,148,000 | 2,583 |
| Total interest expense | $3,438,000 | 1,744 |
| Net interest income | $4,710,000 | 3,153 |
| Provision for loan and lease losses | $54,000 | 5,285 |
| Total noninterest income | $918,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $719,000 | 1,842 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $199,000 | 4,514 |
| Total noninterest expense | $3,534,000 | 3,280 |
| Salaries and employee benefits | $1,852,000 | 3,356 |
| Premises and equipment expense | $548,000 | 3,007 |
| Additional noninterest expense | $1,134,000 | 3,093 |
| Pre-tax net operating income | $2,040,000 | 2,826 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $495,000 | 2,917 |
| Income before extraordinary items | $1,545,000 | 2,880 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,545,000 | 2,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,309 |
| Cash dividends | $637,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,545,000 | 2,812 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,401,000 | 2,585 |
| Total interest expense | $2,294,000 | 1,733 |
| Net interest income | $3,107,000 | 3,187 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $602,000 | 3,160 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $469,000 | 1,862 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $133,000 | 4,546 |
| Total noninterest expense | $2,332,000 | 3,316 |
| Salaries and employee benefits | $1,222,000 | 3,388 |
| Premises and equipment expense | $363,000 | 3,034 |
| Additional noninterest expense | $747,000 | 3,131 |
| Pre-tax net operating income | $1,341,000 | 2,833 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $330,000 | 2,907 |
| Income before extraordinary items | $1,011,000 | 2,907 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,011,000 | 2,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $637,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,011,000 | 2,824 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 2,654 |
| Total interest expense | $1,166,000 | 1,728 |
| Net interest income | $1,466,000 | 3,322 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $284,000 | 3,233 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $215,000 | 1,949 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $69,000 | 4,468 |
| Total noninterest expense | $1,143,000 | 3,367 |
| Salaries and employee benefits | $597,000 | 3,474 |
| Premises and equipment expense | $177,000 | 3,127 |
| Additional noninterest expense | $369,000 | 3,133 |
| Pre-tax net operating income | $589,000 | 3,119 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $145,000 | 3,155 |
| Income before extraordinary items | $444,000 | 3,230 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $444,000 | 3,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $444,000 | 3,116 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,627,000 | 2,451 |
| Total interest expense | $5,333,000 | 1,689 |
| Net interest income | $6,294,000 | 3,054 |
| Provision for loan and lease losses | $583,000 | 1,928 |
| Total noninterest income | $1,334,000 | 3,078 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,058,000 | 1,619 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $276,000 | 4,669 |
| Total noninterest expense | $4,475,000 | 3,367 |
| Salaries and employee benefits | $2,266,000 | 3,542 |
| Premises and equipment expense | $721,000 | 3,010 |
| Additional noninterest expense | $1,488,000 | 3,101 |
| Pre-tax net operating income | $2,570,000 | 2,828 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $714,000 | 2,753 |
| Income before extraordinary items | $1,856,000 | 3,031 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,856,000 | 3,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,681 |
| Cash dividends | $579,000 | 3,287 |
| Sale, conversion, retirement of capital stock, net | $-9,000 | 9,062 |
| Net operating income | $1,856,000 | 2,906 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,802,000 | 2,471 |
| Total interest expense | $4,118,000 | 1,714 |
| Net interest income | $4,684,000 | 3,085 |
| Provision for loan and lease losses | $565,000 | 1,498 |
| Total noninterest income | $943,000 | 3,256 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $771,000 | 1,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $172,000 | 5,069 |
| Total noninterest expense | $3,310,000 | 3,395 |
| Salaries and employee benefits | $1,635,000 | 3,638 |
| Premises and equipment expense | $544,000 | 3,001 |
| Additional noninterest expense | $1,131,000 | 3,057 |
| Pre-tax net operating income | $1,752,000 | 3,135 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $475,000 | 3,121 |
| Income before extraordinary items | $1,277,000 | 3,332 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,277,000 | 3,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,899 |
| Cash dividends | $579,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,277,000 | 3,173 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,998,000 | 2,440 |
| Total interest expense | $2,789,000 | 1,740 |
| Net interest income | $3,209,000 | 2,981 |
| Provision for loan and lease losses | $530,000 | 1,084 |
| Total noninterest income | $611,000 | 3,300 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $496,000 | 1,706 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $115,000 | 5,080 |
| Total noninterest expense | $2,222,000 | 3,364 |
| Salaries and employee benefits | $1,096,000 | 3,619 |
| Premises and equipment expense | $377,000 | 2,911 |
| Additional noninterest expense | $749,000 | 3,047 |
| Pre-tax net operating income | $1,068,000 | 3,360 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $460,000 | 2,441 |
| Income before extraordinary items | $608,000 | 4,256 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $608,000 | 4,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,922 |
| Cash dividends | $578,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $608,000 | 4,054 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 2,438 |
| Total interest expense | $1,406,000 | 1,766 |
| Net interest income | $1,606,000 | 2,981 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $304,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $247,000 | 1,651 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $57,000 | 5,014 |
| Total noninterest expense | $1,084,000 | 3,432 |
| Salaries and employee benefits | $526,000 | 3,753 |
| Premises and equipment expense | $186,000 | 2,926 |
| Additional noninterest expense | $372,000 | 3,038 |
| Pre-tax net operating income | $808,000 | 2,449 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $245,000 | 2,352 |
| Income before extraordinary items | $563,000 | 2,681 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $563,000 | 2,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $563,000 | 2,548 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,731,000 | 2,429 |
| Total interest expense | $6,123,000 | 1,866 |
| Net interest income | $6,608,000 | 2,885 |
| Provision for loan and lease losses | $72,000 | 6,236 |
| Total noninterest income | $1,232,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $999,000 | 1,619 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $233,000 | 4,727 |
| Total noninterest expense | $4,323,000 | 3,339 |
| Salaries and employee benefits | $2,184,000 | 3,480 |
| Premises and equipment expense | $725,000 | 2,912 |
| Additional noninterest expense | $1,414,000 | 3,101 |
| Pre-tax net operating income | $3,445,000 | 2,235 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,070,000 | 2,107 |
| Income before extraordinary items | $2,375,000 | 2,446 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,375,000 | 2,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,760 |
| Cash dividends | $482,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,375,000 | 2,370 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,394,000 | 2,558 |
| Total interest expense | $7,601,000 | 2,116 |
| Net interest income | $5,793,000 | 3,036 |
| Provision for loan and lease losses | $72,000 | 6,148 |
| Total noninterest income | $976,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $861,000 | 1,771 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $115,000 | 6,100 |
| Total noninterest expense | $4,137,000 | 3,331 |
| Salaries and employee benefits | $2,096,000 | 3,461 |
| Premises and equipment expense | $725,000 | 2,868 |
| Additional noninterest expense | $1,316,000 | 3,221 |
| Pre-tax net operating income | $2,560,000 | 2,618 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $778,000 | 2,484 |
| Income before extraordinary items | $1,782,000 | 2,823 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,782,000 | 2,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,068 |
| Cash dividends | $439,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $-8,000 | 9,443 |
| Net operating income | $1,782,000 | 2,732 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,423,000 | 2,595 |
| Total interest expense | $7,482,000 | 2,271 |
| Net interest income | $5,941,000 | 2,973 |
| Provision for loan and lease losses | $72,000 | 5,921 |
| Total noninterest income | $805,000 | 3,644 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $589,000 | 2,331 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $216,000 | 4,616 |
| Total noninterest expense | $3,804,000 | 3,469 |
| Salaries and employee benefits | $1,980,000 | 3,491 |
| Premises and equipment expense | $615,000 | 3,195 |
| Additional noninterest expense | $1,209,000 | 3,411 |
| Pre-tax net operating income | $2,870,000 | 2,477 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $923,000 | 2,275 |
| Income before extraordinary items | $1,947,000 | 2,635 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,947,000 | 2,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,226 |
| Cash dividends | $379,000 | 4,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,947,000 | 2,629 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,893,000 | 2,719 |
| Total interest expense | $6,494,000 | 2,271 |
| Net interest income | $5,399,000 | 3,213 |
| Provision for loan and lease losses | $42,000 | 6,798 |
| Total noninterest income | $770,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $576,000 | 2,321 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $194,000 | 5,009 |
| Total noninterest expense | $3,441,000 | 3,751 |
| Salaries and employee benefits | $1,766,000 | 3,800 |
| Premises and equipment expense | $554,000 | 3,475 |
| Additional noninterest expense | $1,121,000 | 3,658 |
| Pre-tax net operating income | $2,686,000 | 2,640 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $867,000 | 2,465 |
| Income before extraordinary items | $1,819,000 | 2,784 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,819,000 | 2,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $351,000 | 4,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,819,000 | 2,749 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,421,000 | 2,826 |
| Total interest expense | $6,176,000 | 2,452 |
| Net interest income | $5,245,000 | 3,246 |
| Provision for loan and lease losses | $42,000 | 6,869 |
| Total noninterest income | $549,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $398,000 | 3,146 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $151,000 | 5,664 |
| Total noninterest expense | $3,154,000 | 3,935 |
| Salaries and employee benefits | $1,655,000 | 3,926 |
| Premises and equipment expense | $449,000 | 4,018 |
| Additional noninterest expense | $1,050,000 | 3,784 |
| Pre-tax net operating income | $2,598,000 | 2,682 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $867,000 | 2,563 |
| Income before extraordinary items | $1,731,000 | 2,885 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,731,000 | 2,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,323 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,731,000 | 2,800 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,284,000 | 3,159 |
| Total interest expense | $5,620,000 | 2,656 |
| Net interest income | $4,664,000 | 3,717 |
| Provision for loan and lease losses | $108,000 | 5,007 |
| Total noninterest income | $421,000 | 5,561 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $295,000 | 4,136 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $126,000 | 6,144 |
| Total noninterest expense | $2,636,000 | 4,572 |
| Salaries and employee benefits | $1,316,000 | 4,738 |
| Premises and equipment expense | $356,000 | 4,828 |
| Additional noninterest expense | $964,000 | 4,040 |
| Pre-tax net operating income | $2,341,000 | 3,078 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $778,000 | 2,993 |
| Income before extraordinary items | $1,563,000 | 3,242 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,563,000 | 3,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,563,000 | 3,171 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,032,000 | 3,604 |
| Total interest expense | $4,904,000 | 3,058 |
| Net interest income | $4,128,000 | 4,207 |
| Provision for loan and lease losses | $146,000 | 4,145 |
| Total noninterest income | $611,000 | 4,525 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $265,000 | 4,613 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $346,000 | 3,722 |
| Total noninterest expense | $2,271,000 | 5,401 |
| Salaries and employee benefits | $1,057,000 | 5,755 |
| Premises and equipment expense | $326,000 | 5,271 |
| Additional noninterest expense | $888,000 | 4,810 |
| Pre-tax net operating income | $2,322,000 | 3,009 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $760,000 | 2,987 |
| Income before extraordinary items | $1,562,000 | 3,074 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,562,000 | 3,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,562,000 | 3,036 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,928,000 | 4,046 |
| Total interest expense | $4,382,000 | 3,391 |
| Net interest income | $3,546,000 | 4,809 |
| Provision for loan and lease losses | $72,000 | 5,348 |
| Total noninterest income | $412,000 | 5,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,025 |
| Total noninterest expense | $2,207,000 | 5,539 |
| Salaries and employee benefits | $1,005,000 | 6,045 |
| Premises and equipment expense | $312,000 | 5,461 |
| Additional noninterest expense | $890,000 | 4,807 |
| Pre-tax net operating income | $1,679,000 | 4,061 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $537,000 | 3,973 |
| Income before extraordinary items | $1,142,000 | 4,112 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,142,000 | 4,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $8,000 | 8,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,142,000 | 4,100 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,351,000 | 4,620 |
| Total interest expense | $3,424,000 | 3,512 |
| Net interest income | $2,927,000 | 5,705 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $407,000 | 6,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,520 |
| Total noninterest expense | $2,018,000 | 6,158 |
| Salaries and employee benefits | $900,000 | 6,630 |
| Premises and equipment expense | $209,000 | 7,235 |
| Additional noninterest expense | $909,000 | 5,127 |
| Pre-tax net operating income | $1,292,000 | 4,964 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $402,000 | 4,746 |
| Income before extraordinary items | $887,000 | 4,971 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $887,000 | 4,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $889,070 | 5,017 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,064,000 | 4,903 |
| Total interest expense | $3,661,000 | 3,431 |
| Net interest income | $2,403,000 | 6,735 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $364,000 | 6,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 5,241 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 7,244 |
| Total noninterest expense | $1,884,000 | 6,666 |
| Salaries and employee benefits | $801,000 | 7,317 |
| Premises and equipment expense | $182,000 | 8,093 |
| Additional noninterest expense | $901,000 | 5,359 |
| Pre-tax net operating income | $823,000 | 6,701 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $252,000 | 6,760 |
| Income before extraordinary items | $599,000 | 6,784 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $599,000 | 6,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $579,400 | 6,691 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,288,000 | 5,284 |
| Total interest expense | $4,152,000 | 3,941 |
| Net interest income | $2,136,000 | 7,404 |
| Provision for loan and lease losses | $373,000 | 3,608 |
| Total noninterest income | $357,000 | 7,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 5,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,891 |
| Total noninterest expense | $1,942,000 | 6,527 |
| Salaries and employee benefits | $735,000 | 7,732 |
| Premises and equipment expense | $181,000 | 8,279 |
| Additional noninterest expense | $1,026,000 | 4,956 |
| Pre-tax net operating income | $178,000 | 11,280 |
| Securities gains (losses) | $327,000 | 1,460 |
| Applicable income taxes | $147,000 | 8,689 |
| Income before extraordinary items | $358,000 | 8,641 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $358,000 | 8,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $125,830 | 11,288 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.