Home > Community National Bank > Income and Expense
Community National Bank, Income and Expense
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,084,000 | 1,349 |
| Total interest expense | $3,718,000 | 1,883 |
| Net interest income | $12,366,000 | 1,186 |
| Provision for loan and lease losses | $125,000 | 4,278 |
| Total noninterest income | $3,926,000 | 1,122 |
| Gross Fiduciary activities income | $156,000 | 785 |
| Service charges on deposit accounts | $1,120,000 | 1,160 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,650,000 | 1,003 |
| Total noninterest expense | $10,483,000 | 1,169 |
| Salaries and employee benefits | $5,029,000 | 1,295 |
| Premises and equipment expense | $1,530,000 | 1,124 |
| Additional noninterest expense | $3,924,000 | 981 |
| Pre-tax net operating income | $5,684,000 | 1,132 |
| Securities gains (losses) | $320,000 | 921 |
| Applicable income taxes | $1,926,000 | 1,091 |
| Income before extraordinary items | $4,078,000 | 1,216 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,078,000 | 1,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $1,273,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,860,400 | 1,202 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,850,000 | 1,348 |
| Total interest expense | $2,502,000 | 1,924 |
| Net interest income | $8,348,000 | 1,175 |
| Provision for loan and lease losses | $80,000 | 4,288 |
| Total noninterest income | $2,567,000 | 1,129 |
| Gross Fiduciary activities income | $101,000 | 808 |
| Service charges on deposit accounts | $750,000 | 1,136 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,716,000 | 1,016 |
| Total noninterest expense | $6,808,000 | 1,195 |
| Salaries and employee benefits | $3,332,000 | 1,302 |
| Premises and equipment expense | $1,072,000 | 1,079 |
| Additional noninterest expense | $2,404,000 | 1,058 |
| Pre-tax net operating income | $4,027,000 | 1,067 |
| Securities gains (losses) | $224,000 | 972 |
| Applicable income taxes | $1,422,000 | 1,030 |
| Income before extraordinary items | $2,829,000 | 1,188 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,829,000 | 1,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,131 |
| Cash dividends | $980,000 | 1,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,678,920 | 1,152 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,465,000 | 1,342 |
| Total interest expense | $1,269,000 | 1,946 |
| Net interest income | $4,196,000 | 1,170 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $1,269,000 | 1,108 |
| Gross Fiduciary activities income | $52,000 | 806 |
| Service charges on deposit accounts | $372,000 | 1,113 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $845,000 | 1,003 |
| Total noninterest expense | $3,429,000 | 1,171 |
| Salaries and employee benefits | $1,691,000 | 1,282 |
| Premises and equipment expense | $559,000 | 1,030 |
| Additional noninterest expense | $1,179,000 | 1,048 |
| Pre-tax net operating income | $1,991,000 | 1,090 |
| Securities gains (losses) | $118,000 | 910 |
| Applicable income taxes | $709,000 | 1,049 |
| Income before extraordinary items | $1,400,000 | 1,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,400,000 | 1,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,727 |
| Cash dividends | $484,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,322,120 | 1,170 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,574,000 | 1,352 |
| Total interest expense | $5,646,000 | 2,002 |
| Net interest income | $16,928,000 | 1,148 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $4,913,000 | 1,072 |
| Gross Fiduciary activities income | $172,000 | 876 |
| Service charges on deposit accounts | $1,458,000 | 1,104 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,283,000 | 941 |
| Total noninterest expense | $13,449,000 | 1,147 |
| Salaries and employee benefits | $6,686,000 | 1,205 |
| Premises and equipment expense | $2,072,000 | 1,066 |
| Additional noninterest expense | $4,691,000 | 1,049 |
| Pre-tax net operating income | $8,212,000 | 1,029 |
| Securities gains (losses) | $272,000 | 965 |
| Applicable income taxes | $2,929,000 | 944 |
| Income before extraordinary items | $5,555,000 | 1,133 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,555,000 | 1,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,724 |
| Cash dividends | $2,834,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,378,200 | 1,123 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $24,726,000 | 1,374 |
| Total interest expense | $8,647,000 | 1,870 |
| Net interest income | $16,079,000 | 1,107 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $4,958,000 | 1,005 |
| Gross Fiduciary activities income | $97,000 | 1,003 |
| Service charges on deposit accounts | $1,411,000 | 1,055 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,450,000 | 853 |
| Total noninterest expense | $13,301,000 | 1,118 |
| Salaries and employee benefits | $6,271,000 | 1,184 |
| Premises and equipment expense | $1,986,000 | 1,069 |
| Additional noninterest expense | $5,044,000 | 971 |
| Pre-tax net operating income | $7,746,000 | 973 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,676,000 | 921 |
| Income before extraordinary items | $5,070,000 | 1,081 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,070,000 | 1,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,673 |
| Cash dividends | $1,525,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,070,000 | 1,038 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $24,327,000 | 1,432 |
| Total interest expense | $9,366,000 | 1,839 |
| Net interest income | $14,961,000 | 1,177 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $4,146,000 | 1,048 |
| Gross Fiduciary activities income | $30,000 | 1,111 |
| Service charges on deposit accounts | $1,273,000 | 1,068 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,843,000 | 888 |
| Total noninterest expense | $12,071,000 | 1,152 |
| Salaries and employee benefits | $5,733,000 | 1,240 |
| Premises and equipment expense | $1,809,000 | 1,104 |
| Additional noninterest expense | $4,529,000 | 1,040 |
| Pre-tax net operating income | $7,026,000 | 1,079 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,499,000 | 965 |
| Income before extraordinary items | $4,527,000 | 1,168 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,527,000 | 1,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,199 |
| Cash dividends | $1,237,000 | 1,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,527,000 | 1,165 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,840,000 | 1,497 |
| Total interest expense | $7,841,000 | 1,916 |
| Net interest income | $13,999,000 | 1,253 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $3,250,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $590,000 | 2,268 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,660,000 | 970 |
| Total noninterest expense | $11,170,000 | 1,237 |
| Salaries and employee benefits | $5,286,000 | 1,318 |
| Premises and equipment expense | $1,665,000 | 1,211 |
| Additional noninterest expense | $4,219,000 | 1,114 |
| Pre-tax net operating income | $6,079,000 | 1,261 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,169,000 | 1,152 |
| Income before extraordinary items | $3,910,000 | 1,380 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,910,000 | 1,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 9,959 |
| Cash dividends | $1,073,000 | 2,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,910,000 | 1,358 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,660,000 | 1,571 |
| Total interest expense | $7,682,000 | 1,989 |
| Net interest income | $12,978,000 | 1,313 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $3,247,000 | 1,269 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $590,000 | 2,186 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,657,000 | 977 |
| Total noninterest expense | $10,234,000 | 1,296 |
| Salaries and employee benefits | $4,843,000 | 1,357 |
| Premises and equipment expense | $1,499,000 | 1,294 |
| Additional noninterest expense | $3,892,000 | 1,150 |
| Pre-tax net operating income | $5,991,000 | 1,256 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,183,000 | 1,156 |
| Income before extraordinary items | $3,808,000 | 1,393 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,808,000 | 1,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,198 |
| Cash dividends | $949,000 | 2,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,808,000 | 1,339 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,169,000 | 1,720 |
| Total interest expense | $6,900,000 | 2,190 |
| Net interest income | $12,269,000 | 1,410 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $2,659,000 | 1,410 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $611,000 | 2,147 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,048,000 | 1,081 |
| Total noninterest expense | $9,426,000 | 1,396 |
| Salaries and employee benefits | $4,456,000 | 1,465 |
| Premises and equipment expense | $1,423,000 | 1,376 |
| Additional noninterest expense | $3,547,000 | 1,241 |
| Pre-tax net operating income | $5,502,000 | 1,414 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $2,063,000 | 1,284 |
| Income before extraordinary items | $3,448,000 | 1,562 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,448,000 | 1,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 2,121 |
| Cash dividends | $980,000 | 2,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,442,240 | 1,531 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,761,000 | 1,905 |
| Total interest expense | $6,382,000 | 2,416 |
| Net interest income | $11,379,000 | 1,565 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $2,470,000 | 1,566 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $775,000 | 1,730 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,695,000 | 1,300 |
| Total noninterest expense | $8,673,000 | 1,638 |
| Salaries and employee benefits | $4,235,000 | 1,575 |
| Premises and equipment expense | $1,370,000 | 1,480 |
| Additional noninterest expense | $3,068,000 | 1,698 |
| Pre-tax net operating income | $5,176,000 | 1,398 |
| Securities gains (losses) | $-9,000 | 10,223 |
| Applicable income taxes | $2,012,000 | 1,224 |
| Income before extraordinary items | $3,155,000 | 1,574 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,155,000 | 1,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 10,802 |
| Cash dividends | $2,408,000 | 1,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,160,760 | 1,537 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,917,000 | 1,992 |
| Total interest expense | $6,300,000 | 2,439 |
| Net interest income | $10,617,000 | 1,684 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $2,130,000 | 1,739 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $702,000 | 1,932 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,428,000 | 1,409 |
| Total noninterest expense | $8,318,000 | 1,691 |
| Salaries and employee benefits | $4,070,000 | 1,625 |
| Premises and equipment expense | $1,224,000 | 1,649 |
| Additional noninterest expense | $3,024,000 | 1,690 |
| Pre-tax net operating income | $4,309,000 | 1,706 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,673,000 | 1,489 |
| Income before extraordinary items | $2,636,000 | 1,899 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,636,000 | 1,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,697 |
| Cash dividends | $737,000 | 2,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,636,000 | 1,885 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,427,000 | 2,122 |
| Total interest expense | $4,533,000 | 2,700 |
| Net interest income | $9,894,000 | 1,826 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $2,143,000 | 1,755 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $680,000 | 1,980 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,463,000 | 1,411 |
| Total noninterest expense | $8,399,000 | 1,739 |
| Salaries and employee benefits | $4,012,000 | 1,666 |
| Premises and equipment expense | $1,135,000 | 1,809 |
| Additional noninterest expense | $3,252,000 | 1,692 |
| Pre-tax net operating income | $3,338,000 | 2,134 |
| Securities gains (losses) | $-30,000 | 10,653 |
| Applicable income taxes | $1,206,000 | 1,874 |
| Income before extraordinary items | $2,102,000 | 2,310 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,102,000 | 2,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $507,000 | 1,362 |
| Cash dividends | $666,000 | 2,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,121,200 | 2,312 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,033,000 | 2,214 |
| Total interest expense | $4,450,000 | 2,875 |
| Net interest income | $9,583,000 | 1,886 |
| Provision for loan and lease losses | $600,000 | 1,833 |
| Total noninterest income | $1,783,000 | 2,133 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $670,000 | 2,039 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,113,000 | 1,892 |
| Total noninterest expense | $8,395,000 | 1,793 |
| Salaries and employee benefits | $3,981,000 | 1,697 |
| Premises and equipment expense | $1,012,000 | 2,027 |
| Additional noninterest expense | $3,402,000 | 1,723 |
| Pre-tax net operating income | $2,371,000 | 2,843 |
| Securities gains (losses) | $70,000 | 2,977 |
| Applicable income taxes | $955,000 | 2,369 |
| Income before extraordinary items | $1,486,000 | 3,279 |
| Extraordinary gains, net | $55,000 | 2,093 |
| Net income | $1,541,000 | 3,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $868,000 | 1,260 |
| Cash dividends | $520,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,441,200 | 3,188 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,659,000 | 2,403 |
| Total interest expense | $5,987,000 | 2,782 |
| Net interest income | $8,672,000 | 2,103 |
| Provision for loan and lease losses | $1,425,000 | 1,454 |
| Total noninterest income | $2,676,000 | 1,577 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $699,000 | 1,934 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,977,000 | 1,256 |
| Total noninterest expense | $8,696,000 | 1,745 |
| Salaries and employee benefits | $3,945,000 | 1,676 |
| Premises and equipment expense | $1,008,000 | 2,078 |
| Additional noninterest expense | $3,743,000 | 1,670 |
| Pre-tax net operating income | $1,227,000 | 4,833 |
| Securities gains (losses) | $371,000 | 1,344 |
| Applicable income taxes | $586,000 | 3,494 |
| Income before extraordinary items | $1,012,000 | 4,449 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,012,000 | 4,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,215,000 | 1,393 |
| Cash dividends | $237,000 | 4,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $774,560 | 5,176 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.