Home > Community National Bank > Income and Expense

Community National Bank, Income and Expense

2021-12-31 (YTD Data)		Rank
Total interest income	$6,738,000	3,049
Total interest expense	$123,000	4,424
Net interest income	$6,615,000	2,930
Provision for loan and lease losses	$417,000	1,179
Total noninterest income	$1,967,000	2,238
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$473,000	1,654
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,494,000	2,210
Total noninterest expense	$5,127,000	2,979
Salaries and employee benefits	$2,549,000	3,168
Premises and equipment expense	$775,000	2,356
Additional noninterest expense	$1,803,000	2,769
Pre-tax net operating income	$3,038,000	2,673
Securities gains (losses)	$35,000	1,278
Applicable income taxes	$0	3,710
Income before extraordinary items	$3,073,000	2,510
Extraordinary gains, net	$0	10
Net income	$3,073,000	2,511
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,073,000	2,511
Net charge-offs	$17,000	2,122
Cash dividends	$3,900,000	970
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,038,000	2,505
2021-09-30 (YTD Data)		Rank
Total interest income	$4,214,000	3,371
Total interest expense	$201,000	3,953
Net interest income	$4,013,000	3,287
Provision for loan and lease losses	$0	2,963
Total noninterest income	$900,000	2,823
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$234,000	2,143
Trading account gains and fees	NA	NA
Additional Noninterest Income	$666,000	2,765
Total noninterest expense	$3,334,000	3,224
Salaries and employee benefits	$1,637,000	3,407
Premises and equipment expense	$574,000	2,404
Additional noninterest expense	$1,123,000	3,127
Pre-tax net operating income	$1,579,000	3,191
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$1,579,000	3,067
Extraordinary gains, net	$0	8
Net income	$1,579,000	3,067
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,579,000	3,067
Net charge-offs	$-16,000	3,803
Cash dividends	$3,670,000	738
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,579,000	3,047
2021-06-30 (YTD Data)		Rank
Total interest income	$4,653,000	2,619
Total interest expense	$230,000	3,436
Net interest income	$4,423,000	2,541
Provision for loan and lease losses	$0	2,862
Total noninterest income	$834,000	2,430
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$221,000	1,677
Trading account gains and fees	NA	NA
Additional Noninterest Income	$613,000	2,439
Total noninterest expense	$3,542,000	2,470
Salaries and employee benefits	$1,850,000	2,630
Premises and equipment expense	$626,000	1,794
Additional noninterest expense	$1,066,000	2,458
Pre-tax net operating income	$1,715,000	2,615
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,000	3,650
Income before extraordinary items	$1,714,000	2,442
Extraordinary gains, net	$0	6
Net income	$1,714,000	2,442
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,714,000	2,442
Net charge-offs	$-13,000	3,908
Cash dividends	$3,413,000	565
Sale, conversion, retirement of capital stock, net	$223,000	263
Net operating income	$1,714,000	2,399
2021-03-31 (YTD Data)		Rank
Total interest income	$2,430,000	2,554
Total interest expense	$125,000	3,411
Net interest income	$2,305,000	2,463
Provision for loan and lease losses	$0	2,741
Total noninterest income	$414,000	2,443
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$119,000	1,611
Trading account gains and fees	NA	NA
Additional Noninterest Income	$295,000	2,470
Total noninterest expense	$1,793,000	2,431
Salaries and employee benefits	$959,000	2,561
Premises and equipment expense	$319,000	1,761
Additional noninterest expense	$515,000	2,477
Pre-tax net operating income	$926,000	2,476
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,000	3,547
Income before extraordinary items	$925,000	2,330
Extraordinary gains, net	$0	3
Net income	$925,000	2,328
Minority interest net income	$0	55
Net income of bank and minority interests.	$925,000	2,330
Net charge-offs	$5,000	1,528
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$222,000	181
Net operating income	$925,000	2,277
2020-12-31 (YTD Data)		Rank
Total interest income	$9,383,000	2,613
Total interest expense	$997,000	2,939
Net interest income	$8,386,000	2,549
Provision for loan and lease losses	$275,000	2,769
Total noninterest income	$1,595,000	2,356
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$547,000	1,518
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,048,000	2,439
Total noninterest expense	$6,543,000	2,565
Salaries and employee benefits	$3,218,000	2,821
Premises and equipment expense	$1,136,000	1,868
Additional noninterest expense	$2,189,000	2,397
Pre-tax net operating income	$3,163,000	2,363
Securities gains (losses)	$119,000	1,301
Applicable income taxes	$54,000	3,160
Income before extraordinary items	$3,228,000	2,200
Extraordinary gains, net	$0	4
Net income	$3,228,000	2,200
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,228,000	2,200
Net charge-offs	$43,000	2,478
Cash dividends	$1,425,000	1,835
Sale, conversion, retirement of capital stock, net	$137,000	411
Net operating income	$3,111,380	2,207
2020-09-30 (YTD Data)		Rank
Total interest income	$7,219,000	2,586
Total interest expense	$826,000	2,884
Net interest income	$6,393,000	2,518
Provision for loan and lease losses	$275,000	2,493
Total noninterest income	$1,249,000	2,275
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$450,000	1,408
Trading account gains and fees	NA	NA
Additional Noninterest Income	$799,000	2,374
Total noninterest expense	$4,899,000	2,543
Salaries and employee benefits	$2,309,000	2,885
Premises and equipment expense	$897,000	1,801
Additional noninterest expense	$1,693,000	2,319
Pre-tax net operating income	$2,468,000	2,310
Securities gains (losses)	$119,000	1,138
Applicable income taxes	$54,000	3,047
Income before extraordinary items	$2,533,000	2,130
Extraordinary gains, net	$0	4
Net income	$2,533,000	2,130
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,533,000	2,130
Net charge-offs	$-64,000	4,720
Cash dividends	$1,300,000	1,460
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,416,380	2,134
2020-06-30 (YTD Data)		Rank
Total interest income	$4,614,000	2,698
Total interest expense	$616,000	2,829
Net interest income	$3,998,000	2,640
Provision for loan and lease losses	$175,000	2,531
Total noninterest income	$863,000	2,195
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$339,000	1,276
Trading account gains and fees	NA	NA
Additional Noninterest Income	$524,000	2,328
Total noninterest expense	$3,269,000	2,540
Salaries and employee benefits	$1,565,000	2,874
Premises and equipment expense	$602,000	1,789
Additional noninterest expense	$1,102,000	2,354
Pre-tax net operating income	$1,417,000	2,466
Securities gains (losses)	$119,000	926
Applicable income taxes	$54,000	2,862
Income before extraordinary items	$1,482,000	2,254
Extraordinary gains, net	$0	4
Net income	$1,482,000	2,253
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,482,000	2,254
Net charge-offs	$-57,000	4,778
Cash dividends	$1,140,000	1,202
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,367,760	2,337
2020-03-31 (YTD Data)		Rank
Total interest income	$2,207,000	2,767
Total interest expense	$397,000	2,619
Net interest income	$1,810,000	2,759
Provision for loan and lease losses	$25,000	2,983
Total noninterest income	$514,000	1,919
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$247,000	1,124
Trading account gains and fees	NA	NA
Additional Noninterest Income	$267,000	2,126
Total noninterest expense	$1,601,000	2,617
Salaries and employee benefits	$741,000	2,971
Premises and equipment expense	$297,000	1,821
Additional noninterest expense	$563,000	2,346
Pre-tax net operating income	$698,000	2,353
Securities gains (losses)	$119,000	548
Applicable income taxes	$54,000	2,349
Income before extraordinary items	$763,000	2,048
Extraordinary gains, net	$0	4
Net income	$763,000	2,047
Minority interest net income	$0	56
Net income of bank and minority interests.	$763,000	2,048
Net charge-offs	$-49,000	4,853
Cash dividends	$640,000	1,098
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$652,330	2,253
2019-12-31 (YTD Data)		Rank
Total interest income	$8,751,000	2,824
Total interest expense	$1,071,000	3,205
Net interest income	$7,680,000	2,695
Provision for loan and lease losses	$30,000	3,585
Total noninterest income	$2,214,000	1,873
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$865,000	1,253
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,349,000	1,917
Total noninterest expense	$6,898,000	2,475
Salaries and employee benefits	$3,369,000	2,725
Premises and equipment expense	$1,089,000	1,919
Additional noninterest expense	$2,440,000	2,250
Pre-tax net operating income	$2,966,000	2,480
Securities gains (losses)	$9,000	1,922
Applicable income taxes	$54,000	3,282
Income before extraordinary items	$2,921,000	2,329
Extraordinary gains, net	$0	11
Net income	$2,921,000	2,332
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,921,000	2,331
Net charge-offs	$-39,000	4,728
Cash dividends	$1,485,000	1,907
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,912,180	2,299
2019-09-30 (YTD Data)		Rank
Total interest income	$6,472,000	2,872
Total interest expense	$796,000	3,249
Net interest income	$5,676,000	2,761
Provision for loan and lease losses	$30,000	3,365
Total noninterest income	$1,671,000	1,871
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$618,000	1,314
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,053,000	1,860
Total noninterest expense	$5,221,000	2,469
Salaries and employee benefits	$2,567,000	2,713
Premises and equipment expense	$793,000	1,981
Additional noninterest expense	$1,861,000	2,229
Pre-tax net operating income	$2,096,000	2,646
Securities gains (losses)	$9,000	1,686
Applicable income taxes	$54,000	3,223
Income before extraordinary items	$2,051,000	2,488
Extraordinary gains, net	$0	11
Net income	$2,051,000	2,489
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,051,000	2,489
Net charge-offs	$-12,000	4,473
Cash dividends	$1,325,000	1,548
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,042,270	2,468
2019-06-30 (YTD Data)		Rank
Total interest income	$4,245,000	2,915
Total interest expense	$515,000	3,274
Net interest income	$3,730,000	2,798
Provision for loan and lease losses	$30,000	3,043
Total noninterest income	$1,108,000	1,851
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$397,000	1,334
Trading account gains and fees	NA	NA
Additional Noninterest Income	$711,000	1,824
Total noninterest expense	$3,549,000	2,445
Salaries and employee benefits	$1,808,000	2,652
Premises and equipment expense	$519,000	2,012
Additional noninterest expense	$1,222,000	2,261
Pre-tax net operating income	$1,259,000	2,776
Securities gains (losses)	$0	1,702
Applicable income taxes	$54,000	3,052
Income before extraordinary items	$1,205,000	2,665
Extraordinary gains, net	$0	11
Net income	$1,205,000	2,664
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,205,000	2,664
Net charge-offs	$-21,000	4,697
Cash dividends	$1,165,000	1,313
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,205,000	2,635
2019-03-31 (YTD Data)		Rank
Total interest income	$2,059,000	2,972
Total interest expense	$247,000	3,302
Net interest income	$1,812,000	2,860
Provision for loan and lease losses	$30,000	2,400
Total noninterest income	$549,000	1,831
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$192,000	1,366
Trading account gains and fees	NA	NA
Additional Noninterest Income	$357,000	1,775
Total noninterest expense	$1,657,000	2,589
Salaries and employee benefits	$804,000	2,849
Premises and equipment expense	$257,000	2,047
Additional noninterest expense	$596,000	2,287
Pre-tax net operating income	$674,000	2,630
Securities gains (losses)	$0	1,087
Applicable income taxes	$54,000	2,580
Income before extraordinary items	$620,000	2,567
Extraordinary gains, net	$0	5
Net income	$620,000	2,566
Minority interest net income	$0	52
Net income of bank and minority interests.	$620,000	2,566
Net charge-offs	$-11,000	4,688
Cash dividends	$845,000	940
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$620,000	2,553
2018-12-31 (YTD Data)		Rank
Total interest income	$7,973,000	2,944
Total interest expense	$787,000	3,288
Net interest income	$7,186,000	2,845
Provision for loan and lease losses	$350,000	1,803
Total noninterest income	$2,369,000	1,811
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$755,000	1,441
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,614,000	1,716
Total noninterest expense	$6,655,000	2,550
Salaries and employee benefits	$3,216,000	2,835
Premises and equipment expense	$1,004,000	2,053
Additional noninterest expense	$2,435,000	2,266
Pre-tax net operating income	$2,550,000	2,748
Securities gains (losses)	$0	1,125
Applicable income taxes	$65,000	3,278
Income before extraordinary items	$2,485,000	2,596
Extraordinary gains, net	$0	6
Net income	$2,485,000	2,595
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,485,000	2,595
Net charge-offs	$309,000	1,312
Cash dividends	$1,326,000	1,882
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,485,000	2,589
2018-09-30 (YTD Data)		Rank
Total interest income	$5,894,000	2,968
Total interest expense	$552,000	3,330
Net interest income	$5,342,000	2,875
Provision for loan and lease losses	$300,000	1,565
Total noninterest income	$1,761,000	1,839
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$532,000	1,520
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,229,000	1,716
Total noninterest expense	$4,925,000	2,574
Salaries and employee benefits	$2,306,000	2,923
Premises and equipment expense	$740,000	2,072
Additional noninterest expense	$1,879,000	2,215
Pre-tax net operating income	$1,878,000	2,843
Securities gains (losses)	$0	1,118
Applicable income taxes	$65,000	3,224
Income before extraordinary items	$1,813,000	2,681
Extraordinary gains, net	$0	5
Net income	$1,813,000	2,680
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,813,000	2,680
Net charge-offs	$264,000	1,070
Cash dividends	$1,126,000	1,563
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,813,000	2,670
2018-06-30 (YTD Data)		Rank
Total interest income	$3,791,000	3,017
Total interest expense	$350,000	3,327
Net interest income	$3,441,000	2,945
Provision for loan and lease losses	$150,000	1,766
Total noninterest income	$1,203,000	1,800
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$324,000	1,633
Trading account gains and fees	NA	NA
Additional Noninterest Income	$879,000	1,647
Total noninterest expense	$3,345,000	2,563
Salaries and employee benefits	$1,586,000	2,890
Premises and equipment expense	$491,000	2,101
Additional noninterest expense	$1,268,000	2,202
Pre-tax net operating income	$1,149,000	2,947
Securities gains (losses)	$0	961
Applicable income taxes	$65,000	2,989
Income before extraordinary items	$1,084,000	2,839
Extraordinary gains, net	$0	6
Net income	$1,084,000	2,840
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,084,000	2,839
Net charge-offs	$173,000	999
Cash dividends	$866,000	1,444
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,084,000	2,830
2018-03-31 (YTD Data)		Rank
Total interest income	$1,863,000	3,061
Total interest expense	$163,000	3,388
Net interest income	$1,700,000	2,981
Provision for loan and lease losses	$30,000	2,415
Total noninterest income	$674,000	1,671
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$153,000	1,721
Trading account gains and fees	NA	NA
Additional Noninterest Income	$521,000	1,449
Total noninterest expense	$1,650,000	2,606
Salaries and employee benefits	$757,000	2,987
Premises and equipment expense	$248,000	2,122
Additional noninterest expense	$645,000	2,163
Pre-tax net operating income	$694,000	2,601
Securities gains (losses)	$0	735
Applicable income taxes	$65,000	2,501
Income before extraordinary items	$629,000	2,533
Extraordinary gains, net	$0	7
Net income	$629,000	2,533
Minority interest net income	$0	52
Net income of bank and minority interests.	$629,000	2,533
Net charge-offs	$6,000	2,135
Cash dividends	$531,000	1,131
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$629,000	2,530
2017-12-31 (YTD Data)		Rank
Total interest income	$7,339,000	3,039
Total interest expense	$541,000	3,555
Net interest income	$6,798,000	2,948
Provision for loan and lease losses	$95,000	3,127
Total noninterest income	$1,902,000	2,096
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$647,000	1,659
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,255,000	2,024
Total noninterest expense	$6,393,000	2,668
Salaries and employee benefits	$3,162,000	2,886
Premises and equipment expense	$947,000	2,191
Additional noninterest expense	$2,284,000	2,409
Pre-tax net operating income	$2,212,000	2,956
Securities gains (losses)	$0	2,243
Applicable income taxes	$-169,000	5,568
Income before extraordinary items	$2,381,000	2,396
Extraordinary gains, net	$0	9
Net income	$2,381,000	2,396
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,381,000	2,396
Net charge-offs	$246,000	1,653
Cash dividends	$966,000	2,260
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,381,000	2,383
2017-09-30 (YTD Data)		Rank
Total interest income	$5,501,000	3,057
Total interest expense	$407,000	3,560
Net interest income	$5,094,000	2,969
Provision for loan and lease losses	$65,000	3,054
Total noninterest income	$1,389,000	2,154
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$491,000	1,651
Trading account gains and fees	NA	NA
Additional Noninterest Income	$898,000	2,104
Total noninterest expense	$4,700,000	2,713
Salaries and employee benefits	$2,304,000	2,953
Premises and equipment expense	$699,000	2,218
Additional noninterest expense	$1,697,000	2,436
Pre-tax net operating income	$1,718,000	2,948
Securities gains (losses)	$0	2,274
Applicable income taxes	$-169,000	5,675
Income before extraordinary items	$1,887,000	2,501
Extraordinary gains, net	$0	9
Net income	$1,887,000	2,501
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,887,000	2,501
Net charge-offs	$257,000	1,220
Cash dividends	$765,000	1,979
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,887,000	2,485
2017-06-30 (YTD Data)		Rank
Total interest income	$3,671,000	3,036
Total interest expense	$273,000	3,524
Net interest income	$3,398,000	2,952
Provision for loan and lease losses	$20,000	3,394
Total noninterest income	$928,000	2,148
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$325,000	1,654
Trading account gains and fees	NA	NA
Additional Noninterest Income	$603,000	2,102
Total noninterest expense	$3,160,000	2,704
Salaries and employee benefits	$1,586,000	2,920
Premises and equipment expense	$461,000	2,246
Additional noninterest expense	$1,113,000	2,480
Pre-tax net operating income	$1,146,000	2,912
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$1,146,000	2,608
Extraordinary gains, net	$0	11
Net income	$1,146,000	2,607
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,146,000	2,608
Net charge-offs	$96,000	1,553
Cash dividends	$540,000	1,917
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,146,000	2,586
2017-03-31 (YTD Data)		Rank
Total interest income	$1,845,000	3,040
Total interest expense	$149,000	3,361
Net interest income	$1,696,000	2,967
Provision for loan and lease losses	$20,000	2,800
Total noninterest income	$471,000	2,123
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$166,000	1,625
Trading account gains and fees	NA	NA
Additional Noninterest Income	$305,000	2,073
Total noninterest expense	$1,518,000	2,802
Salaries and employee benefits	$754,000	3,048
Premises and equipment expense	$229,000	2,282
Additional noninterest expense	$535,000	2,541
Pre-tax net operating income	$629,000	2,723
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$629,000	2,362
Extraordinary gains, net	$0	8
Net income	$629,000	2,361
Minority interest net income	$0	55
Net income of bank and minority interests.	$629,000	2,362
Net charge-offs	$13,000	2,104
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$629,000	2,340
2016-12-31 (YTD Data)		Rank
Total interest income	$7,155,000	3,089
Total interest expense	$543,000	3,497
Net interest income	$6,612,000	3,009
Provision for loan and lease losses	$150,000	2,726
Total noninterest income	$1,809,000	2,238
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$737,000	1,546
Trading account gains and fees	$-98,000	5,900
Additional Noninterest Income	$1,170,000	2,215
Total noninterest expense	$6,085,000	2,824
Salaries and employee benefits	$3,104,000	2,961
Premises and equipment expense	$758,000	2,593
Additional noninterest expense	$2,223,000	2,557
Pre-tax net operating income	$2,186,000	2,909
Securities gains (losses)	$23,000	2,295
Applicable income taxes	$456,000	2,334
Income before extraordinary items	$1,753,000	3,008
Extraordinary gains, net	$0	5
Net income	$1,753,000	3,007
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,753,000	3,007
Net charge-offs	$97,000	2,619
Cash dividends	$530,000	2,897
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,734,830	2,979
2016-09-30 (YTD Data)		Rank
Total interest income	$5,333,000	3,110
Total interest expense	$407,000	3,524
Net interest income	$4,926,000	3,032
Provision for loan and lease losses	$120,000	2,560
Total noninterest income	$1,463,000	2,154
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$547,000	1,561
Trading account gains and fees	$54,000	144
Additional Noninterest Income	$862,000	2,230
Total noninterest expense	$4,528,000	2,840
Salaries and employee benefits	$2,318,000	2,961
Premises and equipment expense	$542,000	2,679
Additional noninterest expense	$1,668,000	2,561
Pre-tax net operating income	$1,741,000	2,850
Securities gains (losses)	$25,000	2,204
Applicable income taxes	$381,000	2,283
Income before extraordinary items	$1,385,000	2,941
Extraordinary gains, net	$0	5
Net income	$1,385,000	2,941
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,385,000	2,941
Net charge-offs	$83,000	2,219
Cash dividends	$465,000	2,482
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,365,500	2,919
2016-06-30 (YTD Data)		Rank
Total interest income	$3,527,000	3,130
Total interest expense	$270,000	3,546
Net interest income	$3,257,000	3,059
Provision for loan and lease losses	$60,000	2,701
Total noninterest income	$1,027,000	2,077
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$355,000	1,582
Trading account gains and fees	$82,000	128
Additional Noninterest Income	$590,000	2,168
Total noninterest expense	$2,987,000	2,868
Salaries and employee benefits	$1,503,000	3,048
Premises and equipment expense	$358,000	2,718
Additional noninterest expense	$1,126,000	2,529
Pre-tax net operating income	$1,237,000	2,714
Securities gains (losses)	$25,000	1,834
Applicable income taxes	$283,000	2,182
Income before extraordinary items	$979,000	2,841
Extraordinary gains, net	$0	16
Net income	$979,000	2,839
Minority interest net income	$0	71
Net income of bank and minority interests.	$979,000	2,840
Net charge-offs	$95,000	1,666
Cash dividends	$465,000	2,086
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$959,500	2,802
2016-03-31 (YTD Data)		Rank
Total interest income	$1,757,000	3,135
Total interest expense	$137,000	3,552
Net interest income	$1,620,000	3,076
Provision for loan and lease losses	$20,000	2,874
Total noninterest income	$517,000	2,028
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$179,000	1,564
Trading account gains and fees	$37,000	118
Additional Noninterest Income	$301,000	2,087
Total noninterest expense	$1,556,000	2,790
Salaries and employee benefits	$787,000	2,976
Premises and equipment expense	$178,000	2,755
Additional noninterest expense	$591,000	2,424
Pre-tax net operating income	$561,000	2,834
Securities gains (losses)	$25,000	1,142
Applicable income taxes	$120,000	2,292
Income before extraordinary items	$466,000	2,860
Extraordinary gains, net	$0	12
Net income	$466,000	2,859
Minority interest net income	$0	62
Net income of bank and minority interests.	$466,000	2,860
Net charge-offs	$60,000	1,320
Cash dividends	$303,000	1,585
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$446,000	2,886
2015-12-31 (YTD Data)		Rank
Total interest income	$6,674,000	3,221
Total interest expense	$551,000	3,548
Net interest income	$6,123,000	3,147
Provision for loan and lease losses	$0	4,380
Total noninterest income	$1,848,000	2,216
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$719,000	1,611
Trading account gains and fees	$19,000	143
Additional Noninterest Income	$1,110,000	2,241
Total noninterest expense	$6,465,000	2,714
Salaries and employee benefits	$3,426,000	2,780
Premises and equipment expense	$710,000	2,799
Additional noninterest expense	$2,329,000	2,483
Pre-tax net operating income	$1,506,000	3,488
Securities gains (losses)	$61,000	1,501
Applicable income taxes	$274,000	2,736
Income before extraordinary items	$1,293,000	3,486
Extraordinary gains, net	$0	23
Net income	$1,293,000	3,484
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,293,000	3,486
Net charge-offs	$22,000	3,711
Cash dividends	$770,000	2,435
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,242,370	3,524
2015-09-30 (YTD Data)		Rank
Total interest income	$4,963,000	3,261
Total interest expense	$419,000	3,581
Net interest income	$4,544,000	3,190
Provision for loan and lease losses	$0	4,232
Total noninterest income	$1,354,000	2,252
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$529,000	1,651
Trading account gains and fees	$5,000	146
Additional Noninterest Income	$820,000	2,278
Total noninterest expense	$4,767,000	2,760
Salaries and employee benefits	$2,555,000	2,801
Premises and equipment expense	$503,000	2,941
Additional noninterest expense	$1,709,000	2,526
Pre-tax net operating income	$1,131,000	3,553
Securities gains (losses)	$16,000	2,128
Applicable income taxes	$173,000	2,927
Income before extraordinary items	$974,000	3,544
Extraordinary gains, net	$0	21
Net income	$974,000	3,542
Minority interest net income	$0	78
Net income of bank and minority interests.	$974,000	3,543
Net charge-offs	$7,000	3,743
Cash dividends	$687,000	2,013
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$960,400	3,520
2015-06-30 (YTD Data)		Rank
Total interest income	$3,284,000	3,297
Total interest expense	$281,000	3,589
Net interest income	$3,003,000	3,218
Provision for loan and lease losses	$0	4,069
Total noninterest income	$852,000	2,343
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$339,000	1,677
Trading account gains and fees	$-28,000	6,323
Additional Noninterest Income	$541,000	2,328
Total noninterest expense	$3,096,000	2,827
Salaries and employee benefits	$1,668,000	2,861
Premises and equipment expense	$316,000	3,054
Additional noninterest expense	$1,112,000	2,586
Pre-tax net operating income	$759,000	3,512
Securities gains (losses)	$16,000	1,815
Applicable income taxes	$135,000	2,803
Income before extraordinary items	$640,000	3,559
Extraordinary gains, net	$0	22
Net income	$640,000	3,559
Minority interest net income	$0	75
Net income of bank and minority interests.	$640,000	3,560
Net charge-offs	$27,000	2,754
Cash dividends	$605,000	1,713
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$626,720	3,544
2015-03-31 (YTD Data)		Rank
Total interest income	$1,635,000	3,307
Total interest expense	$143,000	3,583
Net interest income	$1,492,000	3,235
Provision for loan and lease losses	$0	3,703
Total noninterest income	$443,000	2,271
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$168,000	1,673
Trading account gains and fees	$11,000	134
Additional Noninterest Income	$264,000	2,280
Total noninterest expense	$1,610,000	2,762
Salaries and employee benefits	$887,000	2,755
Premises and equipment expense	$153,000	3,155
Additional noninterest expense	$570,000	2,528
Pre-tax net operating income	$325,000	3,757
Securities gains (losses)	$0	2,027
Applicable income taxes	$30,000	3,327
Income before extraordinary items	$295,000	3,691
Extraordinary gains, net	$0	13
Net income	$295,000	3,693
Minority interest net income	$0	64
Net income of bank and minority interests.	$295,000	3,694
Net charge-offs	$21,000	2,091
Cash dividends	$523,000	1,074
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$295,000	3,599
2014-12-31 (YTD Data)		Rank
Total interest income	$6,781,000	3,251
Total interest expense	$615,000	3,572
Net interest income	$6,166,000	3,181
Provision for loan and lease losses	$140,000	2,844
Total noninterest income	$1,951,000	2,141
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$781,000	1,612
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,170,000	2,113
Total noninterest expense	$6,390,000	2,796
Salaries and employee benefits	$3,227,000	2,941
Premises and equipment expense	$663,000	3,015
Additional noninterest expense	$2,500,000	2,413
Pre-tax net operating income	$1,587,000	3,376
Securities gains (losses)	$-3,000	5,900
Applicable income taxes	$231,000	2,844
Income before extraordinary items	$1,353,000	3,416
Extraordinary gains, net	$0	17
Net income	$1,353,000	3,418
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,353,000	3,418
Net charge-offs	$-251,000	6,289
Cash dividends	$330,000	3,293
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,355,550	3,365
2014-09-30 (YTD Data)		Rank
Total interest income	$5,104,000	3,277
Total interest expense	$463,000	3,622
Net interest income	$4,641,000	3,199
Provision for loan and lease losses	$140,000	2,452
Total noninterest income	$1,433,000	2,176
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$581,000	1,632
Trading account gains and fees	$0	174
Additional Noninterest Income	$852,000	2,164
Total noninterest expense	$4,733,000	2,827
Salaries and employee benefits	$2,396,000	2,970
Premises and equipment expense	$493,000	3,066
Additional noninterest expense	$1,844,000	2,440
Pre-tax net operating income	$1,201,000	3,433
Securities gains (losses)	$-3,000	6,006
Applicable income taxes	$177,000	2,903
Income before extraordinary items	$1,021,000	3,457
Extraordinary gains, net	$0	15
Net income	$1,021,000	3,457
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,021,000	3,458
Net charge-offs	$-205,000	6,348
Cash dividends	$247,000	2,931
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,023,550	3,407
2014-06-30 (YTD Data)		Rank
Total interest income	$3,422,000	3,267
Total interest expense	$311,000	3,645
Net interest income	$3,111,000	3,184
Provision for loan and lease losses	$120,000	2,134
Total noninterest income	$908,000	2,218
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$373,000	1,658
Trading account gains and fees	$0	172
Additional Noninterest Income	$535,000	2,223
Total noninterest expense	$3,175,000	2,838
Salaries and employee benefits	$1,635,000	2,933
Premises and equipment expense	$333,000	3,071
Additional noninterest expense	$1,207,000	2,473
Pre-tax net operating income	$724,000	3,546
Securities gains (losses)	$-3,000	6,148
Applicable income taxes	$74,000	3,230
Income before extraordinary items	$647,000	3,487
Extraordinary gains, net	$0	20
Net income	$647,000	3,493
Minority interest net income	$0	80
Net income of bank and minority interests.	$647,000	3,493
Net charge-offs	$110,000	2,097
Cash dividends	$165,000	2,865
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$649,700	3,431
2014-03-31 (YTD Data)		Rank
Total interest income	$1,728,000	3,244
Total interest expense	$156,000	3,695
Net interest income	$1,572,000	3,164
Provision for loan and lease losses	$60,000	2,013
Total noninterest income	$442,000	2,208
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$179,000	1,697
Trading account gains and fees	$0	147
Additional Noninterest Income	$263,000	2,192
Total noninterest expense	$1,615,000	2,818
Salaries and employee benefits	$824,000	2,928
Premises and equipment expense	$170,000	3,072
Additional noninterest expense	$621,000	2,408
Pre-tax net operating income	$339,000	3,599
Securities gains (losses)	$-3,000	6,318
Applicable income taxes	$0	4,445
Income before extraordinary items	$336,000	3,335
Extraordinary gains, net	$0	16
Net income	$336,000	3,338
Minority interest net income	$0	66
Net income of bank and minority interests.	$336,000	3,338
Net charge-offs	$84,000	1,483
Cash dividends	$83,000	2,351
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$339,000	3,282
2013-12-31 (YTD Data)		Rank
Total interest income	$6,985,000	3,252
Total interest expense	$645,000	3,930
Net interest income	$6,340,000	3,127
Provision for loan and lease losses	$935,000	1,165
Total noninterest income	$2,004,000	2,171
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$761,000	1,718
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,243,000	2,085
Total noninterest expense	$6,535,000	2,788
Salaries and employee benefits	$3,247,000	2,947
Premises and equipment expense	$722,000	2,907
Additional noninterest expense	$2,566,000	2,398
Pre-tax net operating income	$874,000	4,280
Securities gains (losses)	$83,000	1,459
Applicable income taxes	$38,000	3,874
Income before extraordinary items	$919,000	4,040
Extraordinary gains, net	$0	29
Net income	$919,000	4,043
Minority interest net income	$0	90
Net income of bank and minority interests.	$919,000	4,043
Net charge-offs	$1,474,000	954
Cash dividends	$330,000	3,195
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$839,320	4,151
2013-09-30 (YTD Data)		Rank
Total interest income	$5,256,000	3,278
Total interest expense	$485,000	4,019
Net interest income	$4,771,000	3,144
Provision for loan and lease losses	$605,000	1,316
Total noninterest income	$1,435,000	2,267
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$577,000	1,705
Trading account gains and fees	$0	180
Additional Noninterest Income	$858,000	2,257
Total noninterest expense	$4,965,000	2,757
Salaries and employee benefits	$2,501,000	2,906
Premises and equipment expense	$544,000	2,933
Additional noninterest expense	$1,920,000	2,389
Pre-tax net operating income	$636,000	4,408
Securities gains (losses)	$109,000	1,158
Applicable income taxes	$38,000	3,846
Income before extraordinary items	$707,000	4,052
Extraordinary gains, net	$0	25
Net income	$707,000	4,056
Minority interest net income	$0	84
Net income of bank and minority interests.	$707,000	4,056
Net charge-offs	$1,216,000	873
Cash dividends	$248,000	2,797
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$603,450	4,223
2013-06-30 (YTD Data)		Rank
Total interest income	$3,517,000	3,271
Total interest expense	$325,000	4,061
Net interest income	$3,192,000	3,138
Provision for loan and lease losses	$380,000	1,427
Total noninterest income	$895,000	2,379
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$379,000	1,696
Trading account gains and fees	$0	157
Additional Noninterest Income	$516,000	2,436
Total noninterest expense	$3,355,000	2,726
Salaries and employee benefits	$1,675,000	2,913
Premises and equipment expense	$361,000	2,929
Additional noninterest expense	$1,319,000	2,325
Pre-tax net operating income	$352,000	4,665
Securities gains (losses)	$0	2,791
Applicable income taxes	$-16,000	6,624
Income before extraordinary items	$368,000	4,464
Extraordinary gains, net	$0	22
Net income	$368,000	4,466
Minority interest net income	$0	82
Net income of bank and minority interests.	$368,000	4,467
Net charge-offs	$415,000	1,411
Cash dividends	$165,000	2,678
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$368,000	4,357
2013-03-31 (YTD Data)		Rank
Total interest income	$1,787,000	3,258
Total interest expense	$166,000	4,104
Net interest income	$1,621,000	3,107
Provision for loan and lease losses	$155,000	1,581
Total noninterest income	$457,000	2,352
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$189,000	1,685
Trading account gains and fees	$0	148
Additional Noninterest Income	$268,000	2,369
Total noninterest expense	$1,730,000	2,704
Salaries and employee benefits	$847,000	2,909
Premises and equipment expense	$183,000	2,931
Additional noninterest expense	$700,000	2,221
Pre-tax net operating income	$193,000	4,515
Securities gains (losses)	$0	1,966
Applicable income taxes	$-4,000	6,705
Income before extraordinary items	$197,000	4,298
Extraordinary gains, net	$0	10
Net income	$197,000	4,301
Minority interest net income	$0	76
Net income of bank and minority interests.	$197,000	4,300
Net charge-offs	$364,000	934
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$197,000	4,201
2012-12-31 (YTD Data)		Rank
Total interest income	$7,457,000	3,298
Total interest expense	$819,000	4,071
Net interest income	$6,638,000	3,119
Provision for loan and lease losses	$400,000	3,016
Total noninterest income	$1,944,000	2,235
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$832,000	1,646
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,112,000	2,248
Total noninterest expense	$6,776,000	2,741
Salaries and employee benefits	$3,349,000	2,895
Premises and equipment expense	$729,000	2,939
Additional noninterest expense	$2,698,000	2,405
Pre-tax net operating income	$1,406,000	3,440
Securities gains (losses)	$16,000	3,242
Applicable income taxes	$275,000	2,738
Income before extraordinary items	$1,147,000	3,654
Extraordinary gains, net	$0	29
Net income	$1,147,000	3,656
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,147,000	3,657
Net charge-offs	$333,000	3,181
Cash dividends	$550,000	2,661
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,134,040	3,511
2012-09-30 (YTD Data)		Rank
Total interest income	$5,617,000	3,349
Total interest expense	$635,000	4,110
Net interest income	$4,982,000	3,167
Provision for loan and lease losses	$280,000	3,060
Total noninterest income	$1,426,000	2,256
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$617,000	1,677
Trading account gains and fees	$0	157
Additional Noninterest Income	$809,000	2,264
Total noninterest expense	$4,964,000	2,812
Salaries and employee benefits	$2,434,000	2,984
Premises and equipment expense	$532,000	3,019
Additional noninterest expense	$1,998,000	2,423
Pre-tax net operating income	$1,164,000	3,371
Securities gains (losses)	$14,000	3,018
Applicable income taxes	$173,000	2,966
Income before extraordinary items	$1,005,000	3,430
Extraordinary gains, net	$0	20
Net income	$1,005,000	3,431
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,005,000	3,432
Net charge-offs	$222,000	3,172
Cash dividends	$250,000	2,716
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$993,100	3,294
2012-06-30 (YTD Data)		Rank
Total interest income	$3,795,000	3,337
Total interest expense	$438,000	4,137
Net interest income	$3,357,000	3,150
Provision for loan and lease losses	$200,000	2,964
Total noninterest income	$957,000	2,223
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$410,000	1,667
Trading account gains and fees	$0	153
Additional Noninterest Income	$547,000	2,222
Total noninterest expense	$3,223,000	2,870
Salaries and employee benefits	$1,586,000	3,037
Premises and equipment expense	$346,000	3,078
Additional noninterest expense	$1,291,000	2,504
Pre-tax net operating income	$891,000	3,085
Securities gains (losses)	$14,000	2,626
Applicable income taxes	$173,000	2,584
Income before extraordinary items	$732,000	3,241
Extraordinary gains, net	$0	19
Net income	$732,000	3,239
Minority interest net income	$0	84
Net income of bank and minority interests.	$732,000	3,241
Net charge-offs	$154,000	3,009
Cash dividends	$165,000	2,673
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$720,660	3,106
2012-03-31 (YTD Data)		Rank
Total interest income	$1,935,000	3,312
Total interest expense	$229,000	4,133
Net interest income	$1,706,000	3,116
Provision for loan and lease losses	$80,000	3,124
Total noninterest income	$454,000	2,302
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$203,000	1,667
Trading account gains and fees	$0	148
Additional Noninterest Income	$251,000	2,337
Total noninterest expense	$1,582,000	2,929
Salaries and employee benefits	$778,000	3,088
Premises and equipment expense	$169,000	3,167
Additional noninterest expense	$635,000	2,509
Pre-tax net operating income	$498,000	2,878
Securities gains (losses)	$0	2,210
Applicable income taxes	$43,000	3,185
Income before extraordinary items	$455,000	2,809
Extraordinary gains, net	$0	19
Net income	$455,000	2,811
Minority interest net income	$0	78
Net income of bank and minority interests.	$455,000	2,812
Net charge-offs	$50,000	3,016
Cash dividends	$82,000	2,202
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$455,000	2,664
2011-12-31 (YTD Data)		Rank
Total interest income	$7,849,000	3,377
Total interest expense	$1,063,000	4,265
Net interest income	$6,786,000	3,153
Provision for loan and lease losses	$717,000	2,911
Total noninterest income	$1,977,000	2,025
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$923,000	1,578
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,054,000	2,071
Total noninterest expense	$6,515,000	2,849
Salaries and employee benefits	$2,757,000	3,314
Premises and equipment expense	$724,000	3,118
Additional noninterest expense	$3,034,000	2,188
Pre-tax net operating income	$1,531,000	2,994
Securities gains (losses)	$0	3,838
Applicable income taxes	$226,000	2,782
Income before extraordinary items	$1,305,000	3,045
Extraordinary gains, net	$0	29
Net income	$1,305,000	3,048
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,305,000	3,047
Net charge-offs	$491,000	3,193
Cash dividends	$651,000	2,116
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,305,000	2,945
2011-09-30 (YTD Data)		Rank
Total interest income	$5,967,000	3,379
Total interest expense	$820,000	4,313
Net interest income	$5,147,000	3,137
Provision for loan and lease losses	$642,000	2,559
Total noninterest income	$1,505,000	1,993
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$689,000	1,593
Trading account gains and fees	$0	145
Additional Noninterest Income	$816,000	2,004
Total noninterest expense	$4,912,000	2,837
Salaries and employee benefits	$2,038,000	3,345
Premises and equipment expense	$557,000	3,087
Additional noninterest expense	$2,317,000	2,155
Pre-tax net operating income	$1,098,000	3,145
Securities gains (losses)	$0	3,555
Applicable income taxes	$182,000	2,745
Income before extraordinary items	$916,000	3,243
Extraordinary gains, net	$0	21
Net income	$916,000	3,243
Minority interest net income	$0	87
Net income of bank and minority interests.	$916,000	3,243
Net charge-offs	$431,000	2,837
Cash dividends	$348,000	2,201
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$916,000	3,140
2011-06-30 (YTD Data)		Rank
Total interest income	$3,993,000	3,393
Total interest expense	$564,000	4,335
Net interest income	$3,429,000	3,149
Provision for loan and lease losses	$417,000	2,550
Total noninterest income	$777,000	2,360
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$441,000	1,634
Trading account gains and fees	$0	153
Additional Noninterest Income	$336,000	2,715
Total noninterest expense	$3,128,000	2,991
Salaries and employee benefits	$1,351,000	3,385
Premises and equipment expense	$369,000	3,133
Additional noninterest expense	$1,408,000	2,387
Pre-tax net operating income	$661,000	3,277
Securities gains (losses)	$0	2,914
Applicable income taxes	$67,000	3,157
Income before extraordinary items	$594,000	3,208
Extraordinary gains, net	$0	15
Net income	$594,000	3,209
Minority interest net income	$0	89
Net income of bank and minority interests.	$594,000	3,210
Net charge-offs	$207,000	3,074
Cash dividends	$266,000	2,036
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$594,000	3,120
2011-03-31 (YTD Data)		Rank
Total interest income	$1,980,000	3,437
Total interest expense	$297,000	4,324
Net interest income	$1,683,000	3,188
Provision for loan and lease losses	$175,000	2,602
Total noninterest income	$392,000	2,377
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$214,000	1,645
Trading account gains and fees	$0	158
Additional Noninterest Income	$178,000	2,635
Total noninterest expense	$1,598,000	2,931
Salaries and employee benefits	$678,000	3,394
Premises and equipment expense	$184,000	3,193
Additional noninterest expense	$736,000	2,255
Pre-tax net operating income	$302,000	3,513
Securities gains (losses)	$0	1,772
Applicable income taxes	$25,000	3,306
Income before extraordinary items	$277,000	3,384
Extraordinary gains, net	$0	9
Net income	$277,000	3,381
Minority interest net income	$0	86
Net income of bank and minority interests.	$277,000	3,382
Net charge-offs	$16,000	4,159
Cash dividends	$95,000	1,958
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$277,000	3,333
2010-12-31 (YTD Data)		Rank
Total interest income	$8,000,000	3,553
Total interest expense	$1,630,000	4,066
Net interest income	$6,370,000	3,322
Provision for loan and lease losses	$1,179,000	2,805
Total noninterest income	$1,338,000	2,722
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$862,000	1,703
Trading account gains and fees	$0	175
Additional Noninterest Income	$476,000	3,260
Total noninterest expense	$5,842,000	3,183
Salaries and employee benefits	$2,494,000	3,582
Premises and equipment expense	$687,000	3,351
Additional noninterest expense	$2,661,000	2,536
Pre-tax net operating income	$687,000	3,939
Securities gains (losses)	$-4,000	6,965
Applicable income taxes	$-496,000	7,166
Income before extraordinary items	$1,179,000	2,955
Extraordinary gains, net	$0	29
Net income	$1,179,000	2,951
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,179,000	2,955
Net charge-offs	$789,000	3,010
Cash dividends	$300,000	2,895
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,183,000	2,818
2010-09-30 (YTD Data)		Rank
Total interest income	$6,056,000	3,592
Total interest expense	$1,268,000	4,117
Net interest income	$4,788,000	3,360
Provision for loan and lease losses	$300,000	4,314
Total noninterest income	$974,000	2,779
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$627,000	1,810
Trading account gains and fees	$0	165
Additional Noninterest Income	$347,000	3,322
Total noninterest expense	$3,929,000	3,476
Salaries and employee benefits	$1,949,000	3,509
Premises and equipment expense	$464,000	3,698
Additional noninterest expense	$1,516,000	3,187
Pre-tax net operating income	$1,533,000	2,334
Securities gains (losses)	$-6,000	7,171
Applicable income taxes	$345,000	2,015
Income before extraordinary items	$1,182,000	2,577
Extraordinary gains, net	$0	23
Net income	$1,182,000	2,574
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,182,000	2,578
Net charge-offs	$133,000	4,627
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,186,620	2,428
2010-06-30 (YTD Data)		Rank
Total interest income	$3,934,000	3,699
Total interest expense	$851,000	4,206
Net interest income	$3,083,000	3,454
Provision for loan and lease losses	$150,000	4,587
Total noninterest income	$613,000	2,833
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$402,000	1,881
Trading account gains and fees	$0	152
Additional Noninterest Income	$211,000	3,422
Total noninterest expense	$2,503,000	3,618
Salaries and employee benefits	$1,269,000	3,596
Premises and equipment expense	$298,000	3,821
Additional noninterest expense	$936,000	3,384
Pre-tax net operating income	$1,043,000	2,304
Securities gains (losses)	$-6,000	7,275
Applicable income taxes	$183,000	2,219
Income before extraordinary items	$854,000	2,390
Extraordinary gains, net	$0	19
Net income	$854,000	2,386
Minority interest net income	$0	105
Net income of bank and minority interests.	$854,000	2,389
Net charge-offs	$125,000	4,002
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$858,920	2,284
2010-03-31 (YTD Data)		Rank
Total interest income	$1,803,000	3,994
Total interest expense	$400,000	4,480
Net interest income	$1,403,000	3,735
Provision for loan and lease losses	$60,000	4,570
Total noninterest income	$281,000	3,004
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$186,000	1,999
Trading account gains and fees	$0	175
Additional Noninterest Income	$95,000	3,602
Total noninterest expense	$1,164,000	3,842
Salaries and employee benefits	$588,000	3,888
Premises and equipment expense	$158,000	3,747
Additional noninterest expense	$418,000	3,700
Pre-tax net operating income	$460,000	2,565
Securities gains (losses)	$0	2,284
Applicable income taxes	$86,000	2,262
Income before extraordinary items	$374,000	2,672
Extraordinary gains, net	$0	16
Net income	$374,000	2,671
Minority interest net income	$0	91
Net income of bank and minority interests.	$374,000	2,673
Net charge-offs	$4,000	5,215
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$374,000	2,572
2009-12-31 (YTD Data)		Rank
Total interest income	$6,410,000	4,432
Total interest expense	$1,564,000	5,073
Net interest income	$4,846,000	4,024
Provision for loan and lease losses	$435,000	4,752
Total noninterest income	$1,190,000	3,000
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$719,000	2,200
Trading account gains and fees	$0	211
Additional Noninterest Income	$471,000	3,310
Total noninterest expense	$4,347,000	4,101
Salaries and employee benefits	$2,088,000	4,223
Premises and equipment expense	$595,000	3,895
Additional noninterest expense	$1,664,000	3,803
Pre-tax net operating income	$1,254,000	2,633
Securities gains (losses)	$0	3,754
Applicable income taxes	$250,000	2,192
Income before extraordinary items	$1,004,000	2,776
Extraordinary gains, net	$0	34
Net income	$1,004,000	2,775
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,004,000	2,776
Net charge-offs	$41,000	6,324
Cash dividends	$500,000	2,521
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,004,000	2,719
2009-09-30 (YTD Data)		Rank
Total interest income	$4,791,000	4,490
Total interest expense	$1,206,000	5,130
Net interest income	$3,585,000	4,064
Provision for loan and lease losses	$415,000	4,121
Total noninterest income	$789,000	3,288
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$528,000	2,248
Trading account gains and fees	$0	212
Additional Noninterest Income	$261,000	3,828
Total noninterest expense	$3,186,000	4,180
Salaries and employee benefits	$1,557,000	4,269
Premises and equipment expense	$445,000	3,944
Additional noninterest expense	$1,184,000	3,908
Pre-tax net operating income	$773,000	3,167
Securities gains (losses)	$0	3,497
Applicable income taxes	$129,000	2,692
Income before extraordinary items	$644,000	3,267
Extraordinary gains, net	$0	27
Net income	$644,000	3,265
Minority interest net income	$0	118
Net income of bank and minority interests.	$644,000	3,267
Net charge-offs	$295,000	3,723
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$644,000	3,177
2009-06-30 (YTD Data)		Rank
Total interest income	$3,158,000	4,566
Total interest expense	$836,000	5,164
Net interest income	$2,322,000	4,113
Provision for loan and lease losses	$265,000	3,926
Total noninterest income	$511,000	3,377
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$330,000	2,338
Trading account gains and fees	$0	193
Additional Noninterest Income	$181,000	3,802
Total noninterest expense	$2,103,000	4,240
Salaries and employee benefits	$1,045,000	4,301
Premises and equipment expense	$293,000	4,010
Additional noninterest expense	$765,000	4,006
Pre-tax net operating income	$465,000	3,421
Securities gains (losses)	$0	3,136
Applicable income taxes	$83,000	2,776
Income before extraordinary items	$382,000	3,558
Extraordinary gains, net	$0	21
Net income	$382,000	3,556
Minority interest net income	$0	112
Net income of bank and minority interests.	$382,000	3,557
Net charge-offs	$205,000	3,389
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$382,000	3,442
2009-03-31 (YTD Data)		Rank
Total interest income	$1,562,000	4,638
Total interest expense	$431,000	5,205
Net interest income	$1,131,000	4,189
Provision for loan and lease losses	$105,000	3,786
Total noninterest income	$243,000	3,439
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$150,000	2,472
Trading account gains and fees	$0	171
Additional Noninterest Income	$93,000	3,770
Total noninterest expense	$1,018,000	4,261
Salaries and employee benefits	$534,000	4,244
Premises and equipment expense	$152,000	3,929
Additional noninterest expense	$332,000	4,098
Pre-tax net operating income	$251,000	3,634
Securities gains (losses)	$0	2,434
Applicable income taxes	$54,000	2,811
Income before extraordinary items	$197,000	3,891
Extraordinary gains, net	$0	15
Net income	$197,000	3,893
Minority interest net income	$0	102
Net income of bank and minority interests.	$197,000	3,892
Net charge-offs	$15,000	4,515
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$197,000	3,737
2008-12-31 (YTD Data)		Rank
Total interest income	$6,254,000	4,821
Total interest expense	$2,038,000	5,255
Net interest income	$4,216,000	4,409
Provision for loan and lease losses	$186,000	5,296
Total noninterest income	$1,138,000	3,147
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$624,000	2,574
Trading account gains and fees	$0	154
Additional Noninterest Income	$514,000	3,125
Total noninterest expense	$3,837,000	4,373
Salaries and employee benefits	$2,005,000	4,442
Premises and equipment expense	$461,000	4,691
Additional noninterest expense	$1,371,000	3,869
Pre-tax net operating income	$1,331,000	3,225
Securities gains (losses)	$0	3,220
Applicable income taxes	$268,000	2,520
Income before extraordinary items	$1,063,000	3,176
Extraordinary gains, net	$0	39
Net income	$1,063,000	3,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$156,000	4,425
Cash dividends	$468,000	3,475
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,063,000	3,319
2008-09-30 (YTD Data)		Rank
Total interest income	$4,722,000	4,877
Total interest expense	$1,555,000	5,338
Net interest income	$3,167,000	4,451
Provision for loan and lease losses	$26,000	6,375
Total noninterest income	$674,000	3,718
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$460,000	2,622
Trading account gains and fees	$0	148
Additional Noninterest Income	$214,000	4,294
Total noninterest expense	$2,775,000	4,461
Salaries and employee benefits	$1,493,000	4,494
Premises and equipment expense	$407,000	4,264
Additional noninterest expense	$875,000	4,287
Pre-tax net operating income	$1,040,000	3,606
Securities gains (losses)	$0	3,106
Applicable income taxes	$210,000	2,856
Income before extraordinary items	$830,000	3,490
Extraordinary gains, net	$0	31
Net income	$830,000	3,490
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	4,232
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$830,000	3,629
2008-06-30 (YTD Data)		Rank
Total interest income	$3,110,000	4,970
Total interest expense	$1,051,000	5,447
Net interest income	$2,059,000	4,517
Provision for loan and lease losses	$6,000	6,439
Total noninterest income	$436,000	3,828
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$294,000	2,678
Trading account gains and fees	$0	149
Additional Noninterest Income	$142,000	4,401
Total noninterest expense	$1,779,000	4,603
Salaries and employee benefits	$969,000	4,631
Premises and equipment expense	$267,000	4,327
Additional noninterest expense	$543,000	4,484
Pre-tax net operating income	$710,000	3,677
Securities gains (losses)	$0	3,233
Applicable income taxes	$124,000	3,220
Income before extraordinary items	$586,000	3,693
Extraordinary gains, net	$0	21
Net income	$586,000	3,694
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,328
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$586,000	3,626
2008-03-31 (YTD Data)		Rank
Total interest income	$1,558,000	5,045
Total interest expense	$537,000	5,578
Net interest income	$1,021,000	4,552
Provision for loan and lease losses	$6,000	5,669
Total noninterest income	$222,000	3,775
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$156,000	2,535
Trading account gains and fees	$0	158
Additional Noninterest Income	$66,000	4,521
Total noninterest expense	$855,000	4,738
Salaries and employee benefits	$455,000	4,854
Premises and equipment expense	$138,000	4,248
Additional noninterest expense	$262,000	4,543
Pre-tax net operating income	$382,000	3,642
Securities gains (losses)	$0	2,688
Applicable income taxes	$67,000	3,264
Income before extraordinary items	$315,000	3,690
Extraordinary gains, net	$0	15
Net income	$315,000	3,694
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	3,215
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$315,000	3,604
2007-12-31 (YTD Data)		Rank
Total interest income	$6,587,000	4,913
Total interest expense	$2,091,000	5,735
Net interest income	$4,496,000	4,296
Provision for loan and lease losses	$42,000	5,817
Total noninterest income	$717,000	4,241
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$423,000	3,421
Trading account gains and fees	$0	178
Additional Noninterest Income	$294,000	4,282
Total noninterest expense	$3,247,000	4,767
Salaries and employee benefits	$1,613,000	5,075
Premises and equipment expense	$536,000	4,162
Additional noninterest expense	$1,098,000	4,342
Pre-tax net operating income	$1,924,000	3,393
Securities gains (losses)	$0	2,146
Applicable income taxes	$521,000	2,688
Income before extraordinary items	$1,403,000	3,579
Extraordinary gains, net	$0	39
Net income	$1,403,000	3,578
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-36,000	8,222
Cash dividends	$500,000	3,679
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,403,000	3,568
2007-09-30 (YTD Data)		Rank
Total interest income	$4,945,000	4,923
Total interest expense	$1,535,000	5,818
Net interest income	$3,410,000	4,289
Provision for loan and lease losses	$50,000	5,025
Total noninterest income	$512,000	4,360
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$281,000	3,649
Trading account gains and fees	$0	184
Additional Noninterest Income	$231,000	4,218
Total noninterest expense	$2,432,000	4,740
Salaries and employee benefits	$1,187,000	5,130
Premises and equipment expense	$406,000	4,123
Additional noninterest expense	$839,000	4,239
Pre-tax net operating income	$1,440,000	3,558
Securities gains (losses)	$0	1,655
Applicable income taxes	$389,000	2,832
Income before extraordinary items	$1,051,000	3,775
Extraordinary gains, net	$0	33
Net income	$1,051,000	3,774
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-67,000	8,303
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,051,000	3,758
2007-06-30 (YTD Data)		Rank
Total interest income	$3,235,000	5,008
Total interest expense	$987,000	5,903
Net interest income	$2,248,000	4,352
Provision for loan and lease losses	$50,000	4,348
Total noninterest income	$367,000	4,221
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$187,000	3,648
Trading account gains and fees	$0	168
Additional Noninterest Income	$180,000	3,992
Total noninterest expense	$1,646,000	4,717
Salaries and employee benefits	$781,000	5,209
Premises and equipment expense	$279,000	4,056
Additional noninterest expense	$586,000	4,084
Pre-tax net operating income	$919,000	3,718
Securities gains (losses)	$0	1,444
Applicable income taxes	$238,000	3,042
Income before extraordinary items	$681,000	3,885
Extraordinary gains, net	$0	29
Net income	$681,000	3,885
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-83,000	8,409
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$681,000	3,876
2007-03-31 (YTD Data)		Rank
Total interest income	$1,599,000	5,028
Total interest expense	$480,000	5,965
Net interest income	$1,119,000	4,361
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$156,000	4,554
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$105,000	3,344
Trading account gains and fees	$0	195
Additional Noninterest Income	$51,000	5,068
Total noninterest expense	$805,000	4,787
Salaries and employee benefits	$390,000	5,254
Premises and equipment expense	$138,000	4,103
Additional noninterest expense	$277,000	4,204
Pre-tax net operating income	$440,000	3,794
Securities gains (losses)	$0	1,187
Applicable income taxes	$84,000	3,516
Income before extraordinary items	$356,000	3,777
Extraordinary gains, net	$0	22
Net income	$356,000	3,778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,238
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$356,000	3,755
2006-12-31 (YTD Data)		Rank
Total interest income	$6,117,000	4,945
Total interest expense	$1,634,000	5,916
Net interest income	$4,483,000	4,348
Provision for loan and lease losses	$180,000	3,697
Total noninterest income	$651,000	4,529
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$393,000	3,570
Trading account gains and fees	$0	130
Additional Noninterest Income	$258,000	4,592
Total noninterest expense	$2,993,000	4,893
Salaries and employee benefits	$1,496,000	5,195
Premises and equipment expense	$546,000	4,021
Additional noninterest expense	$951,000	4,679
Pre-tax net operating income	$1,961,000	3,694
Securities gains (losses)	$0	1,687
Applicable income taxes	$539,000	3,041
Income before extraordinary items	$1,422,000	3,900
Extraordinary gains, net	$0	51
Net income	$1,422,000	3,900
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	4,037
Cash dividends	$1,384,000	2,059
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,422,000	3,876
2006-09-30 (YTD Data)		Rank
Total interest income	$4,492,000	5,004
Total interest expense	$1,164,000	5,984
Net interest income	$3,328,000	4,415
Provision for loan and lease losses	$140,000	3,511
Total noninterest income	$501,000	4,472
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$303,000	3,549
Trading account gains and fees	$0	126
Additional Noninterest Income	$198,000	4,555
Total noninterest expense	$2,235,000	4,888
Salaries and employee benefits	$1,103,000	5,235
Premises and equipment expense	$422,000	3,966
Additional noninterest expense	$710,000	4,652
Pre-tax net operating income	$1,454,000	3,852
Securities gains (losses)	$0	1,388
Applicable income taxes	$406,000	3,156
Income before extraordinary items	$1,048,000	4,060
Extraordinary gains, net	$0	45
Net income	$1,048,000	4,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	3,707
Cash dividends	$914,000	2,048
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,048,000	4,047
2006-06-30 (YTD Data)		Rank
Total interest income	$2,899,000	5,076
Total interest expense	$729,000	6,051
Net interest income	$2,170,000	4,485
Provision for loan and lease losses	$80,000	3,718
Total noninterest income	$350,000	4,350
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$203,000	3,505
Trading account gains and fees	$0	126
Additional Noninterest Income	$147,000	4,350
Total noninterest expense	$1,480,000	4,925
Salaries and employee benefits	$737,000	5,245
Premises and equipment expense	$276,000	4,032
Additional noninterest expense	$467,000	4,688
Pre-tax net operating income	$960,000	3,887
Securities gains (losses)	$0	1,185
Applicable income taxes	$265,000	3,210
Income before extraordinary items	$695,000	4,090
Extraordinary gains, net	$0	39
Net income	$695,000	4,094
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,252
Cash dividends	$914,000	1,558
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$695,000	4,078
2006-03-31 (YTD Data)		Rank
Total interest income	$1,405,000	5,116
Total interest expense	$340,000	6,111
Net interest income	$1,065,000	4,521
Provision for loan and lease losses	$35,000	3,693
Total noninterest income	$173,000	4,302
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$98,000	3,520
Trading account gains and fees	$0	115
Additional Noninterest Income	$75,000	4,279
Total noninterest expense	$755,000	4,869
Salaries and employee benefits	$378,000	5,198
Premises and equipment expense	$138,000	4,023
Additional noninterest expense	$239,000	4,605
Pre-tax net operating income	$448,000	4,004
Securities gains (losses)	$0	955
Applicable income taxes	$103,000	3,558
Income before extraordinary items	$345,000	4,051
Extraordinary gains, net	$0	21
Net income	$345,000	4,051
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	2,390
Cash dividends	$914,000	815
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$345,000	4,035
2005-12-31 (YTD Data)		Rank
Total interest income	$5,321,000	4,967
Total interest expense	$1,242,000	5,738
Net interest income	$4,079,000	4,565
Provision for loan and lease losses	$255,000	3,113
Total noninterest income	$796,000	4,058
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$429,000	3,396
Trading account gains and fees	$0	138
Additional Noninterest Income	$367,000	3,925
Total noninterest expense	$2,879,000	4,913
Salaries and employee benefits	$1,399,000	5,288
Premises and equipment expense	$550,000	3,905
Additional noninterest expense	$930,000	4,662
Pre-tax net operating income	$1,741,000	4,033
Securities gains (losses)	$-44,000	8,135
Applicable income taxes	$470,000	3,465
Income before extraordinary items	$1,227,000	4,292
Extraordinary gains, net	$0	46
Net income	$1,227,000	4,293
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	2,792
Cash dividends	$610,000	3,288
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,258,680	4,207
2005-09-30 (YTD Data)		Rank
Total interest income	$3,915,000	4,987
Total interest expense	$926,000	5,653
Net interest income	$2,989,000	4,656
Provision for loan and lease losses	$200,000	2,952
Total noninterest income	$599,000	4,049
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$321,000	3,408
Trading account gains and fees	$0	126
Additional Noninterest Income	$278,000	3,932
Total noninterest expense	$2,149,000	4,898
Salaries and employee benefits	$1,041,000	5,292
Premises and equipment expense	$408,000	3,915
Additional noninterest expense	$700,000	4,620
Pre-tax net operating income	$1,239,000	4,232
Securities gains (losses)	$0	2,317
Applicable income taxes	$336,000	3,599
Income before extraordinary items	$903,000	4,449
Extraordinary gains, net	$0	35
Net income	$903,000	4,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	3,193
Cash dividends	$100,000	4,657
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$903,000	4,412
2005-06-30 (YTD Data)		Rank
Total interest income	$2,551,000	4,997
Total interest expense	$602,000	5,553
Net interest income	$1,949,000	4,702
Provision for loan and lease losses	$160,000	2,526
Total noninterest income	$431,000	3,862
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$210,000	3,396
Trading account gains and fees	$0	116
Additional Noninterest Income	$221,000	3,595
Total noninterest expense	$1,438,000	4,872
Salaries and employee benefits	$702,000	5,239
Premises and equipment expense	$265,000	3,962
Additional noninterest expense	$471,000	4,584
Pre-tax net operating income	$782,000	4,329
Securities gains (losses)	$0	2,146
Applicable income taxes	$234,000	3,521
Income before extraordinary items	$548,000	4,652
Extraordinary gains, net	$0	30
Net income	$548,000	4,653
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,392
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$548,000	4,608
2005-03-31 (YTD Data)		Rank
Total interest income	$1,266,000	5,009
Total interest expense	$285,000	5,621
Net interest income	$980,000	4,688
Provision for loan and lease losses	$120,000	1,733
Total noninterest income	$201,000	3,969
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$104,000	3,348
Trading account gains and fees	$0	115
Additional Noninterest Income	$97,000	3,786
Total noninterest expense	$713,000	4,928
Salaries and employee benefits	$355,000	5,246
Premises and equipment expense	$126,000	4,172
Additional noninterest expense	$232,000	4,619
Pre-tax net operating income	$349,000	4,605
Securities gains (losses)	$0	1,685
Applicable income taxes	$111,000	3,603
Income before extraordinary items	$238,000	4,983
Extraordinary gains, net	$0	24
Net income	$238,000	4,984
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,060
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$238,000	4,944
2004-12-31 (YTD Data)		Rank
Total interest income	$4,815,000	4,973
Total interest expense	$989,000	5,688
Net interest income	$3,826,000	4,632
Provision for loan and lease losses	$365,000	2,527
Total noninterest income	$903,000	3,782
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$448,000	3,393
Trading account gains and fees	$0	138
Additional Noninterest Income	$455,000	3,489
Total noninterest expense	$2,889,000	4,785
Salaries and employee benefits	$1,367,000	5,265
Premises and equipment expense	$539,000	3,849
Additional noninterest expense	$983,000	4,410
Pre-tax net operating income	$1,475,000	4,284
Securities gains (losses)	$0	3,819
Applicable income taxes	$369,000	3,852
Income before extraordinary items	$1,106,000	4,420
Extraordinary gains, net	$0	34
Net income	$1,106,000	4,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$481,000	1,384
Cash dividends	$454,000	3,699
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,106,000	4,347
2004-09-30 (YTD Data)		Rank
Total interest income	$3,558,000	5,001
Total interest expense	$731,000	5,704
Net interest income	$2,827,000	4,670
Provision for loan and lease losses	$210,000	2,903
Total noninterest income	$682,000	3,802
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$324,000	3,480
Trading account gains and fees	$0	134
Additional Noninterest Income	$358,000	3,398
Total noninterest expense	$2,211,000	4,681
Salaries and employee benefits	$1,044,000	5,167
Premises and equipment expense	$430,000	3,677
Additional noninterest expense	$737,000	4,346
Pre-tax net operating income	$1,088,000	4,410
Securities gains (losses)	$0	3,710
Applicable income taxes	$267,000	3,967
Income before extraordinary items	$821,000	4,556
Extraordinary gains, net	$0	26
Net income	$821,000	4,556
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$145,000	2,312
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$821,000	4,470
2004-06-30 (YTD Data)		Rank
Total interest income	$2,339,000	5,058
Total interest expense	$481,000	5,758
Net interest income	$1,858,000	4,718
Provision for loan and lease losses	$160,000	2,593
Total noninterest income	$499,000	3,576
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$203,000	3,605
Trading account gains and fees	$0	130
Additional Noninterest Income	$296,000	3,009
Total noninterest expense	$1,482,000	4,701
Salaries and employee benefits	$707,000	5,131
Premises and equipment expense	$284,000	3,710
Additional noninterest expense	$491,000	4,375
Pre-tax net operating income	$715,000	4,407
Securities gains (losses)	$0	3,413
Applicable income taxes	$162,000	4,126
Income before extraordinary items	$553,000	4,467
Extraordinary gains, net	$0	21
Net income	$553,000	4,468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$145,000	1,713
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$553,000	4,378
2004-03-31 (YTD Data)		Rank
Total interest income	$1,171,000	5,080
Total interest expense	$238,000	5,835
Net interest income	$933,000	4,703
Provision for loan and lease losses	$130,000	1,707
Total noninterest income	$338,000	2,854
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$96,000	3,683
Trading account gains and fees	$0	121
Additional Noninterest Income	$242,000	2,174
Total noninterest expense	$749,000	4,697
Salaries and employee benefits	$364,000	5,051
Premises and equipment expense	$139,000	3,799
Additional noninterest expense	$246,000	4,380
Pre-tax net operating income	$392,000	4,134
Securities gains (losses)	$0	2,934
Applicable income taxes	$80,000	4,142
Income before extraordinary items	$312,000	4,167
Extraordinary gains, net	$0	16
Net income	$312,000	4,166
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	1,041
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$312,000	4,036
2003-12-31 (YTD Data)		Rank
Total interest income	$4,700,000	5,109
Total interest expense	$1,178,000	5,619
Net interest income	$3,522,000	4,773
Provision for loan and lease losses	$295,000	3,238
Total noninterest income	$693,000	4,582
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$421,000	3,534
Trading account gains and fees	$0	160
Additional Noninterest Income	$272,000	4,688
Total noninterest expense	$2,603,000	5,077
Salaries and employee benefits	$1,300,000	5,358
Premises and equipment expense	$466,000	4,282
Additional noninterest expense	$837,000	4,907
Pre-tax net operating income	$1,317,000	4,446
Securities gains (losses)	$0	4,500
Applicable income taxes	$341,000	4,082
Income before extraordinary items	$976,000	4,706
Extraordinary gains, net	$0	54
Net income	$976,000	4,707
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$217,000	2,755
Cash dividends	$456,000	3,691
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$976,000	4,540
2003-09-30 (YTD Data)		Rank
Total interest income	$3,555,000	5,142
Total interest expense	$946,000	5,545
Net interest income	$2,609,000	4,817
Provision for loan and lease losses	$220,000	3,174
Total noninterest income	$505,000	4,720
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$322,000	3,493
Trading account gains and fees	$0	153
Additional Noninterest Income	$183,000	4,961
Total noninterest expense	$1,923,000	5,116
Salaries and employee benefits	$968,000	5,365
Premises and equipment expense	$347,000	4,293
Additional noninterest expense	$608,000	4,954
Pre-tax net operating income	$971,000	4,631
Securities gains (losses)	$0	4,204
Applicable income taxes	$257,000	4,224
Income before extraordinary items	$714,000	4,947
Extraordinary gains, net	$0	40
Net income	$714,000	4,947
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	3,457
Cash dividends	$6,000	5,473
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$714,000	4,751
2003-06-30 (YTD Data)		Rank
Total interest income	$2,386,000	5,149
Total interest expense	$682,000	5,428
Net interest income	$1,704,000	4,893
Provision for loan and lease losses	$140,000	3,226
Total noninterest income	$306,000	4,940
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$208,000	3,524
Trading account gains and fees	$0	150
Additional Noninterest Income	$98,000	5,351
Total noninterest expense	$1,254,000	5,190
Salaries and employee benefits	$636,000	5,425
Premises and equipment expense	$232,000	4,282
Additional noninterest expense	$386,000	5,135
Pre-tax net operating income	$616,000	4,758
Securities gains (losses)	$0	3,782
Applicable income taxes	$160,000	4,394
Income before extraordinary items	$456,000	5,050
Extraordinary gains, net	$0	30
Net income	$456,000	5,050
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	3,250
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$456,000	4,843
2003-03-31 (YTD Data)		Rank
Total interest income	$1,167,000	5,250
Total interest expense	$363,000	5,337
Net interest income	$804,000	5,078
Provision for loan and lease losses	$60,000	3,248
Total noninterest income	$147,000	4,940
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$100,000	3,549
Trading account gains and fees	$0	134
Additional Noninterest Income	$47,000	5,386
Total noninterest expense	$629,000	5,186
Salaries and employee benefits	$320,000	5,425
Premises and equipment expense	$114,000	4,333
Additional noninterest expense	$195,000	5,052
Pre-tax net operating income	$262,000	5,162
Securities gains (losses)	$0	2,891
Applicable income taxes	$63,000	4,744
Income before extraordinary items	$199,000	5,348
Extraordinary gains, net	$0	21
Net income	$199,000	5,347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,227
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$199,000	5,157
2002-12-31 (YTD Data)		Rank
Total interest income	$4,861,000	5,270
Total interest expense	$1,577,000	5,565
Net interest income	$3,284,000	4,973
Provision for loan and lease losses	$315,000	3,321
Total noninterest income	$603,000	4,720
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$432,000	3,347
Trading account gains and fees	$0	153
Additional Noninterest Income	$171,000	5,328
Total noninterest expense	$2,466,000	5,126
Salaries and employee benefits	$1,209,000	5,458
Premises and equipment expense	$453,000	4,248
Additional noninterest expense	$804,000	4,908
Pre-tax net operating income	$1,106,000	4,935
Securities gains (losses)	$0	4,537
Applicable income taxes	$272,000	4,609
Income before extraordinary items	$834,000	5,085
Extraordinary gains, net	$0	70
Net income	$834,000	5,085
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$323,000	2,259
Cash dividends	$402,000	3,799
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$834,000	4,956
2001-12-31 (YTD Data)		Rank
Total interest income	$5,456,000	5,316
Total interest expense	$2,312,000	5,644
Net interest income	$3,144,000	4,896
Provision for loan and lease losses	$240,000	3,705
Total noninterest income	$561,000	4,758
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$394,000	3,447
Trading account gains and fees	$0	177
Additional Noninterest Income	$167,000	5,302
Total noninterest expense	$2,349,000	5,172
Salaries and employee benefits	$1,110,000	5,620
Premises and equipment expense	$459,000	4,166
Additional noninterest expense	$780,000	4,869
Pre-tax net operating income	$1,116,000	4,614
Securities gains (losses)	$0	4,612
Applicable income taxes	$299,000	4,273
Income before extraordinary items	$817,000	4,817
Extraordinary gains, net	$0	105
Net income	$817,000	4,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	4,152
Cash dividends	$402,000	3,831
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$817,000	4,700
2000-12-31 (YTD Data)		Rank
Total interest income	$5,733,000	5,243
Total interest expense	$2,544,000	5,496
Net interest income	$3,189,000	4,932
Provision for loan and lease losses	$343,000	2,609
Total noninterest income	$485,000	4,993
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$352,000	3,575
Trading account gains and fees	NA	NA
Additional Noninterest Income	$133,000	5,768
Total noninterest expense	$2,245,000	5,261
Salaries and employee benefits	$1,037,000	5,782
Premises and equipment expense	$468,000	3,997
Additional noninterest expense	$740,000	4,988
Pre-tax net operating income	$1,086,000	5,042
Securities gains (losses)	$-5,000	7,961
Applicable income taxes	$231,000	5,129
Income before extraordinary items	$850,000	4,861
Extraordinary gains, net	$0	38
Net income	$850,000	4,860
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$157,000	2,782
Cash dividends	$402,000	3,916
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$853,950	4,857
1999-12-31 (YTD Data)		Rank
Total interest income	$5,332,000	5,345
Total interest expense	$2,683,000	4,996
Net interest income	$2,649,000	5,607
Provision for loan and lease losses	$145,000	4,342
Total noninterest income	$492,000	5,006
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$332,000	3,704
Trading account gains and fees	NA	NA
Additional Noninterest Income	$160,000	5,460
Total noninterest expense	$2,052,000	5,593
Salaries and employee benefits	$976,000	5,981
Premises and equipment expense	$416,000	4,393
Additional noninterest expense	$660,000	5,465
Pre-tax net operating income	$944,000	5,476
Securities gains (losses)	$3,000	2,393
Applicable income taxes	$172,000	6,016
Income before extraordinary items	$775,000	5,177
Extraordinary gains, net	$0	35
Net income	$775,000	5,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$157,000	2,777
Cash dividends	$402,000	3,895
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$772,540	5,153
1998-12-31 (YTD Data)		Rank
Total interest income	$5,216,000	5,512
Total interest expense	$2,725,000	5,063
Net interest income	$2,491,000	5,872
Provision for loan and lease losses	$65,000	5,993
Total noninterest income	$452,000	5,233
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$326,000	3,677
Trading account gains and fees	NA	NA
Additional Noninterest Income	$126,000	6,085
Total noninterest expense	$1,935,000	5,716
Salaries and employee benefits	$929,000	6,072
Premises and equipment expense	$364,000	4,752
Additional noninterest expense	$642,000	5,496
Pre-tax net operating income	$943,000	5,597
Securities gains (losses)	$0	4,449
Applicable income taxes	$204,000	6,143
Income before extraordinary items	$739,000	5,448
Extraordinary gains, net	$0	32
Net income	$739,000	5,448
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$170,000	2,717
Cash dividends	$302,000	4,521
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$739,000	5,336
1997-12-31 (YTD Data)		Rank
Total interest income	$4,542,000	6,185
Total interest expense	$2,124,000	6,035
Net interest income	$2,418,000	6,183
Provision for loan and lease losses	$73,000	5,838
Total noninterest income	$461,000	5,254
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$285,000	4,238
Trading account gains and fees	NA	NA
Additional Noninterest Income	$176,000	5,269
Total noninterest expense	$1,809,000	6,054
Salaries and employee benefits	$846,000	6,556
Premises and equipment expense	$236,000	6,266
Additional noninterest expense	$727,000	5,074
Pre-tax net operating income	$997,000	5,843
Securities gains (losses)	$-7,000	9,846
Applicable income taxes	$240,000	6,358
Income before extraordinary items	$750,000	5,679
Extraordinary gains, net	$0	44
Net income	$750,000	5,682
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	3,887
Cash dividends	$302,000	4,505
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$755,320	5,610
1996-12-31 (YTD Data)		Rank
Total interest income	$4,046,000	6,823
Total interest expense	$1,711,000	7,053
Net interest income	$2,335,000	6,507
Provision for loan and lease losses	$58,000	6,349
Total noninterest income	$327,000	6,638
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$261,000	4,668
Trading account gains and fees	NA	NA
Additional Noninterest Income	$66,000	8,243
Total noninterest expense	$1,623,000	6,784
Salaries and employee benefits	$754,000	7,232
Premises and equipment expense	$238,000	6,414
Additional noninterest expense	$631,000	6,152
Pre-tax net operating income	$981,000	5,815
Securities gains (losses)	$4,000	3,123
Applicable income taxes	$259,000	6,327
Income before extraordinary items	$726,000	5,645
Extraordinary gains, net	$0	53
Net income	$726,000	5,645
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,676
Cash dividends	$335,000	4,281
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$723,040	5,604
1995-12-31 (YTD Data)		Rank
Total interest income	$3,620,000	7,402
Total interest expense	$1,476,000	7,769
Net interest income	$2,144,000	6,996
Provision for loan and lease losses	$55,000	6,005
Total noninterest income	$333,000	6,681
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$235,000	5,124
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	7,303
Total noninterest expense	$1,465,000	7,381
Salaries and employee benefits	$680,000	7,860
Premises and equipment expense	$200,000	7,189
Additional noninterest expense	$585,000	6,628
Pre-tax net operating income	$957,000	6,168
Securities gains (losses)	$-16,000	10,415
Applicable income taxes	$275,000	6,302
Income before extraordinary items	$666,000	6,198
Extraordinary gains, net	$0	65
Net income	$666,000	6,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-76,000	11,634
Cash dividends	$250,000	4,947
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$677,360	6,109
1994-12-31 (YTD Data)		Rank
Total interest income	$3,094,000	7,894
Total interest expense	$1,097,000	8,297
Net interest income	$1,997,000	7,580
Provision for loan and lease losses	$109,000	4,383
Total noninterest income	$289,000	7,391
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$220,000	5,501
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	8,689
Total noninterest expense	$1,463,000	7,719
Salaries and employee benefits	$641,000	8,329
Premises and equipment expense	$238,000	6,721
Additional noninterest expense	$584,000	7,151
Pre-tax net operating income	$714,000	7,316
Securities gains (losses)	$-27,000	10,567
Applicable income taxes	$124,000	8,842
Income before extraordinary items	$563,000	6,814
Extraordinary gains, net	$0	249
Net income	$563,000	6,828
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$142,000	3,073
Cash dividends	$200,000	5,405
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$585,140	6,718
1993-12-31 (YTD Data)		Rank
Total interest income	$2,872,000	8,542
Total interest expense	$1,044,000	8,903
Net interest income	$1,828,000	8,165
Provision for loan and lease losses	$66,000	6,760
Total noninterest income	$263,000	8,165
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$203,000	5,916
Trading account gains and fees	NA	NA
Additional Noninterest Income	$60,000	9,542
Total noninterest expense	$1,379,000	8,248
Salaries and employee benefits	$585,000	8,939
Premises and equipment expense	$217,000	7,346
Additional noninterest expense	$577,000	7,544
Pre-tax net operating income	$646,000	7,644
Securities gains (losses)	$0	7,477
Applicable income taxes	$181,000	7,990
Income before extraordinary items	$465,000	7,837
Extraordinary gains, net	$0	3,149
Net income	$465,000	8,006
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	4,285
Cash dividends	$194,000	5,562
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$465,000	7,584
1992-12-31 (YTD Data)		Rank
Total interest income	$2,983,000	9,019
Total interest expense	$1,150,000	9,791
Net interest income	$1,833,000	8,241
Provision for loan and lease losses	$11,000	11,121
Total noninterest income	$272,000	8,140
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$204,000	5,921
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	9,388
Total noninterest expense	$1,375,000	8,392
Salaries and employee benefits	$590,000	8,900
Premises and equipment expense	$216,000	7,482
Additional noninterest expense	$569,000	7,779
Pre-tax net operating income	$719,000	7,000
Securities gains (losses)	$56,000	3,937
Applicable income taxes	$238,000	6,864
Income before extraordinary items	$537,000	7,020
Extraordinary gains, net	$0	1,422
Net income	$537,000	7,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	7,125
Cash dividends	$194,000	5,199
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$498,360	6,966

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.