Home > Community National Bank > Income and Expense
Community National Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $935,000 | 7,337 |
| Total interest expense | $464,000 | 6,341 |
| Net interest income | $471,000 | 7,544 |
| Provision for loan and lease losses | $-55,000 | 7,700 |
| Total noninterest income | $-197,000 | 7,564 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $112,000 | 4,992 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-309,000 | 7,510 |
| Total noninterest expense | $2,186,000 | 5,120 |
| Salaries and employee benefits | $757,000 | 6,058 |
| Premises and equipment expense | $322,000 | 4,655 |
| Additional noninterest expense | $1,107,000 | 4,022 |
| Pre-tax net operating income | $-1,857,000 | 7,036 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,000 | 4,515 |
| Income before extraordinary items | $-1,859,000 | 7,113 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,859,000 | 7,111 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,859,000 | 7,113 |
| Net charge-offs | $57,000 | 5,408 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,859,000 | 7,085 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $654,000 | 7,356 |
| Total interest expense | $328,000 | 6,335 |
| Net interest income | $326,000 | 7,591 |
| Provision for loan and lease losses | $-55,000 | 7,771 |
| Total noninterest income | $66,000 | 6,589 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $77,000 | 4,938 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-11,000 | 7,350 |
| Total noninterest expense | $1,470,000 | 5,113 |
| Salaries and employee benefits | $516,000 | 6,053 |
| Premises and equipment expense | $214,000 | 4,680 |
| Additional noninterest expense | $740,000 | 3,993 |
| Pre-tax net operating income | $-1,023,000 | 7,024 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $-1,025,000 | 7,104 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,025,000 | 7,103 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,025,000 | 7,104 |
| Net charge-offs | $164,000 | 3,734 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,025,000 | 7,079 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $365,000 | 7,354 |
| Total interest expense | $175,000 | 6,335 |
| Net interest income | $190,000 | 7,603 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $-18,000 | 7,723 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $34,000 | 5,147 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-52,000 | 7,678 |
| Total noninterest expense | $779,000 | 5,001 |
| Salaries and employee benefits | $247,000 | 6,221 |
| Premises and equipment expense | $114,000 | 4,601 |
| Additional noninterest expense | $418,000 | 3,700 |
| Pre-tax net operating income | $-607,000 | 7,243 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $-609,000 | 7,317 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-609,000 | 7,317 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-609,000 | 7,318 |
| Net charge-offs | $-41,000 | 7,764 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-609,000 | 7,301 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 7,319 |
| Total interest expense | $1,249,000 | 5,575 |
| Net interest income | $394,000 | 7,885 |
| Provision for loan and lease losses | $160,000 | 5,999 |
| Total noninterest income | $-1,429,000 | 7,954 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $167,000 | 4,961 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,596,000 | 7,931 |
| Total noninterest expense | $3,667,000 | 4,583 |
| Salaries and employee benefits | $1,137,000 | 5,970 |
| Premises and equipment expense | $470,000 | 4,544 |
| Additional noninterest expense | $2,060,000 | 3,229 |
| Pre-tax net operating income | $-4,862,000 | 7,174 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-351,000 | 6,912 |
| Income before extraordinary items | $-4,511,000 | 7,214 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,511,000 | 7,213 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,511,000 | 7,213 |
| Net charge-offs | $1,208,000 | 2,651 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,511,000 | 7,224 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 7,294 |
| Total interest expense | $1,031,000 | 5,482 |
| Net interest income | $314,000 | 7,957 |
| Provision for loan and lease losses | $160,000 | 5,436 |
| Total noninterest income | $-1,627,000 | 8,062 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $130,000 | 4,932 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-1,757,000 | 8,052 |
| Total noninterest expense | $2,781,000 | 4,571 |
| Salaries and employee benefits | $867,000 | 5,951 |
| Premises and equipment expense | $340,000 | 4,703 |
| Additional noninterest expense | $1,574,000 | 3,160 |
| Pre-tax net operating income | $-4,254,000 | 7,436 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-281,000 | 7,184 |
| Income before extraordinary items | $-3,973,000 | 7,487 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,973,000 | 7,487 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,973,000 | 7,487 |
| Net charge-offs | $1,046,000 | 2,159 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,973,000 | 7,491 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $985,000 | 7,233 |
| Total interest expense | $751,000 | 5,414 |
| Net interest income | $234,000 | 8,008 |
| Provision for loan and lease losses | $160,000 | 4,648 |
| Total noninterest income | $-837,000 | 8,127 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $90,000 | 4,852 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-927,000 | 8,120 |
| Total noninterest expense | $1,926,000 | 4,484 |
| Salaries and employee benefits | $591,000 | 5,959 |
| Premises and equipment expense | $252,000 | 4,424 |
| Additional noninterest expense | $1,083,000 | 3,086 |
| Pre-tax net operating income | $-2,689,000 | 7,516 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-260,000 | 7,377 |
| Income before extraordinary items | $-2,429,000 | 7,559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,429,000 | 7,558 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,429,000 | 7,558 |
| Net charge-offs | $548,000 | 2,250 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,429,000 | 7,572 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $470,000 | 7,342 |
| Total interest expense | $383,000 | 5,477 |
| Net interest income | $87,000 | 8,130 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $-890,000 | 8,212 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-932,000 | 8,216 |
| Total noninterest expense | $952,000 | 4,452 |
| Salaries and employee benefits | $365,000 | 5,422 |
| Premises and equipment expense | $118,000 | 4,670 |
| Additional noninterest expense | $469,000 | 3,178 |
| Pre-tax net operating income | $-1,875,000 | 7,809 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,875,000 | 7,887 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,875,000 | 7,888 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,875,000 | 7,888 |
| Net charge-offs | $476,000 | 1,398 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,875,000 | 7,885 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 6,080 |
| Total interest expense | $2,447,000 | 4,800 |
| Net interest income | $1,420,000 | 7,105 |
| Provision for loan and lease losses | $2,335,000 | 1,631 |
| Total noninterest income | $2,788,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $420,000 | 3,365 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,368,000 | 1,154 |
| Total noninterest expense | $5,929,000 | 3,112 |
| Salaries and employee benefits | $2,315,000 | 3,993 |
| Premises and equipment expense | $834,000 | 3,073 |
| Additional noninterest expense | $2,780,000 | 2,151 |
| Pre-tax net operating income | $-4,056,000 | 7,722 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $355,000 | 2,210 |
| Income before extraordinary items | $-4,411,000 | 7,771 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,411,000 | 7,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,524,000 | 890 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-4,411,000 | 7,829 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,259,000 | 5,893 |
| Total interest expense | $1,945,000 | 4,760 |
| Net interest income | $1,314,000 | 6,748 |
| Provision for loan and lease losses | $125,000 | 4,866 |
| Total noninterest income | $768,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $346,000 | 3,205 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $422,000 | 3,097 |
| Total noninterest expense | $3,811,000 | 3,499 |
| Salaries and employee benefits | $1,798,000 | 3,931 |
| Premises and equipment expense | $671,000 | 2,912 |
| Additional noninterest expense | $1,342,000 | 3,052 |
| Pre-tax net operating income | $-1,854,000 | 7,830 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $5,000 | 5,028 |
| Income before extraordinary items | $-1,859,000 | 7,832 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,859,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,512,000 | 1,009 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,859,000 | 7,909 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,463,000 | 5,653 |
| Total interest expense | $1,387,000 | 4,732 |
| Net interest income | $1,076,000 | 6,309 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $399,000 | 4,015 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $232,000 | 3,171 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $167,000 | 4,123 |
| Total noninterest expense | $2,655,000 | 3,402 |
| Salaries and employee benefits | $1,300,000 | 3,726 |
| Premises and equipment expense | $470,000 | 2,791 |
| Additional noninterest expense | $885,000 | 3,064 |
| Pre-tax net operating income | $-1,180,000 | 7,993 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $5,000 | 5,215 |
| Income before extraordinary items | $-1,185,000 | 8,063 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,185,000 | 8,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $739,000 | 1,029 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,185,000 | 8,051 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 5,476 |
| Total interest expense | $732,000 | 4,765 |
| Net interest income | $617,000 | 6,031 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $207,000 | 3,933 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $127,000 | 2,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $80,000 | 4,198 |
| Total noninterest expense | $1,301,000 | 3,477 |
| Salaries and employee benefits | $676,000 | 3,639 |
| Premises and equipment expense | $254,000 | 2,636 |
| Additional noninterest expense | $371,000 | 3,504 |
| Pre-tax net operating income | $-477,000 | 8,070 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $-482,000 | 8,138 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-482,000 | 8,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 1,782 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-482,000 | 8,121 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,710,000 | 4,465 |
| Total interest expense | $3,446,000 | 4,378 |
| Net interest income | $4,264,000 | 4,448 |
| Provision for loan and lease losses | $1,984,000 | 854 |
| Total noninterest income | $1,626,000 | 2,565 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $550,000 | 2,849 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,076,000 | 2,119 |
| Total noninterest expense | $5,623,000 | 3,134 |
| Salaries and employee benefits | $2,981,000 | 3,239 |
| Premises and equipment expense | $1,031,000 | 2,499 |
| Additional noninterest expense | $1,611,000 | 3,223 |
| Pre-tax net operating income | $-1,717,000 | 8,236 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,717,000 | 8,278 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,717,000 | 8,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,158,000 | 922 |
| Cash dividends | $274,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,717,000 | 8,268 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,232,000 | 4,273 |
| Total interest expense | $2,658,000 | 4,321 |
| Net interest income | $3,574,000 | 4,156 |
| Provision for loan and lease losses | $907,000 | 973 |
| Total noninterest income | $1,433,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $402,000 | 2,888 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,031,000 | 1,794 |
| Total noninterest expense | $4,229,000 | 3,089 |
| Salaries and employee benefits | $2,337,000 | 3,106 |
| Premises and equipment expense | $685,000 | 2,762 |
| Additional noninterest expense | $1,207,000 | 3,174 |
| Pre-tax net operating income | $-129,000 | 7,838 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-129,000 | 7,881 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-129,000 | 7,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $905,000 | 691 |
| Cash dividends | $274,000 | 3,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-129,000 | 7,864 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,312,000 | 4,197 |
| Total interest expense | $1,811,000 | 4,273 |
| Net interest income | $2,501,000 | 4,021 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $331,000 | 4,452 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $262,000 | 2,934 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $69,000 | 5,763 |
| Total noninterest expense | $2,705,000 | 3,237 |
| Salaries and employee benefits | $1,551,000 | 3,153 |
| Premises and equipment expense | $449,000 | 2,821 |
| Additional noninterest expense | $705,000 | 3,542 |
| Pre-tax net operating income | $127,000 | 7,106 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $127,000 | 6,923 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $127,000 | 6,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,631 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $127,000 | 6,905 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,304,000 | 4,009 |
| Total interest expense | $948,000 | 4,142 |
| Net interest income | $1,356,000 | 3,805 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $163,000 | 4,444 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $129,000 | 2,922 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $34,000 | 5,782 |
| Total noninterest expense | $1,326,000 | 3,296 |
| Salaries and employee benefits | $771,000 | 3,186 |
| Premises and equipment expense | $228,000 | 2,805 |
| Additional noninterest expense | $327,000 | 3,712 |
| Pre-tax net operating income | $193,000 | 5,589 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $193,000 | 5,150 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $193,000 | 5,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,927 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $193,000 | 5,136 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,170,000 | 3,524 |
| Total interest expense | $3,956,000 | 3,627 |
| Net interest income | $6,214,000 | 3,435 |
| Provision for loan and lease losses | $1,646,000 | 667 |
| Total noninterest income | $1,225,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $461,000 | 3,245 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $764,000 | 2,645 |
| Total noninterest expense | $5,028,000 | 3,345 |
| Salaries and employee benefits | $2,983,000 | 3,145 |
| Premises and equipment expense | $922,000 | 2,664 |
| Additional noninterest expense | $1,123,000 | 4,147 |
| Pre-tax net operating income | $765,000 | 5,740 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $765,000 | 5,308 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $765,000 | 5,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $639,000 | 970 |
| Cash dividends | $3,235,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $765,000 | 5,304 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,693,000 | 3,488 |
| Total interest expense | $2,911,000 | 3,588 |
| Net interest income | $4,782,000 | 3,386 |
| Provision for loan and lease losses | $43,000 | 5,331 |
| Total noninterest income | $490,000 | 4,532 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $346,000 | 3,247 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $144,000 | 5,215 |
| Total noninterest expense | $3,785,000 | 3,321 |
| Salaries and employee benefits | $2,202,000 | 3,190 |
| Premises and equipment expense | $698,000 | 2,647 |
| Additional noninterest expense | $885,000 | 3,967 |
| Pre-tax net operating income | $1,444,000 | 3,875 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,444,000 | 3,289 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,444,000 | 3,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,425 |
| Cash dividends | $2,700,000 | 901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,444,000 | 3,281 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,136,000 | 3,439 |
| Total interest expense | $1,878,000 | 3,564 |
| Net interest income | $3,258,000 | 3,335 |
| Provision for loan and lease losses | $28,000 | 5,259 |
| Total noninterest income | $299,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $235,000 | 3,185 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 5,953 |
| Total noninterest expense | $2,551,000 | 3,296 |
| Salaries and employee benefits | $1,512,000 | 3,096 |
| Premises and equipment expense | $445,000 | 2,744 |
| Additional noninterest expense | $594,000 | 3,947 |
| Pre-tax net operating income | $978,000 | 3,844 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $978,000 | 3,269 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $978,000 | 3,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $1,323,000 | 1,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $978,000 | 3,260 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,509,000 | 3,433 |
| Total interest expense | $911,000 | 3,503 |
| Net interest income | $1,598,000 | 3,360 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $148,000 | 4,717 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $115,000 | 3,157 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 5,895 |
| Total noninterest expense | $1,294,000 | 3,277 |
| Salaries and employee benefits | $759,000 | 3,110 |
| Premises and equipment expense | $222,000 | 2,763 |
| Additional noninterest expense | $313,000 | 3,784 |
| Pre-tax net operating income | $437,000 | 4,064 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $437,000 | 3,475 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $437,000 | 3,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $820,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $437,000 | 3,450 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,548,000 | 3,273 |
| Total interest expense | $2,812,000 | 3,516 |
| Net interest income | $6,736,000 | 3,135 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $1,088,000 | 3,354 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $573,000 | 2,756 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $515,000 | 3,319 |
| Total noninterest expense | $4,830,000 | 3,326 |
| Salaries and employee benefits | $2,868,000 | 3,094 |
| Premises and equipment expense | $816,000 | 2,848 |
| Additional noninterest expense | $1,146,000 | 4,005 |
| Pre-tax net operating income | $2,934,000 | 2,814 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,000 | 6,741 |
| Income before extraordinary items | $2,931,000 | 2,293 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,931,000 | 2,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 8,550 |
| Cash dividends | $1,579,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,931,000 | 2,255 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,906,000 | 3,309 |
| Total interest expense | $2,010,000 | 3,499 |
| Net interest income | $4,896,000 | 3,197 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $724,000 | 3,663 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $449,000 | 2,661 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $275,000 | 3,952 |
| Total noninterest expense | $3,572,000 | 3,348 |
| Salaries and employee benefits | $2,094,000 | 3,138 |
| Premises and equipment expense | $605,000 | 2,868 |
| Additional noninterest expense | $873,000 | 3,914 |
| Pre-tax net operating income | $2,003,000 | 3,055 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,000 | 6,760 |
| Income before extraordinary items | $2,000,000 | 2,488 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,000,000 | 2,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 8,511 |
| Cash dividends | $1,439,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,000,000 | 2,458 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,430,000 | 3,351 |
| Total interest expense | $1,267,000 | 3,494 |
| Net interest income | $3,163,000 | 3,259 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $537,000 | 3,350 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $294,000 | 2,659 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $243,000 | 3,412 |
| Total noninterest expense | $2,305,000 | 3,410 |
| Salaries and employee benefits | $1,331,000 | 3,258 |
| Premises and equipment expense | $399,000 | 2,853 |
| Additional noninterest expense | $575,000 | 3,930 |
| Pre-tax net operating income | $1,365,000 | 2,951 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 6,782 |
| Income before extraordinary items | $1,363,000 | 2,386 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,363,000 | 2,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,530 |
| Cash dividends | $1,037,000 | 1,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,363,000 | 2,363 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 3,414 |
| Total interest expense | $598,000 | 3,509 |
| Net interest income | $1,537,000 | 3,344 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $183,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $146,000 | 2,618 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,797 |
| Total noninterest expense | $1,092,000 | 3,585 |
| Salaries and employee benefits | $620,000 | 3,470 |
| Premises and equipment expense | $195,000 | 2,941 |
| Additional noninterest expense | $277,000 | 4,042 |
| Pre-tax net operating income | $613,000 | 3,174 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $613,000 | 2,562 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $613,000 | 2,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,693 |
| Cash dividends | $310,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $613,000 | 2,525 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,715,000 | 3,183 |
| Total interest expense | $2,178,000 | 3,405 |
| Net interest income | $6,537,000 | 3,071 |
| Provision for loan and lease losses | $80,000 | 5,318 |
| Total noninterest income | $733,000 | 4,281 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $550,000 | 2,919 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $183,000 | 5,292 |
| Total noninterest expense | $4,060,000 | 3,694 |
| Salaries and employee benefits | $2,487,000 | 3,360 |
| Premises and equipment expense | $570,000 | 3,691 |
| Additional noninterest expense | $1,003,000 | 4,341 |
| Pre-tax net operating income | $3,130,000 | 2,502 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $8,000 | 6,812 |
| Income before extraordinary items | $3,122,000 | 2,006 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,122,000 | 2,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,458 |
| Cash dividends | $1,797,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,122,000 | 1,961 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,312,000 | 3,262 |
| Total interest expense | $1,612,000 | 3,397 |
| Net interest income | $4,700,000 | 3,160 |
| Provision for loan and lease losses | $50,000 | 5,368 |
| Total noninterest income | $502,000 | 4,546 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $378,000 | 3,138 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $124,000 | 5,505 |
| Total noninterest expense | $3,071,000 | 3,643 |
| Salaries and employee benefits | $1,878,000 | 3,321 |
| Premises and equipment expense | $437,000 | 3,627 |
| Additional noninterest expense | $756,000 | 4,262 |
| Pre-tax net operating income | $2,081,000 | 2,780 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $8,000 | 6,848 |
| Income before extraordinary items | $2,073,000 | 2,251 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,073,000 | 2,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,599 |
| Cash dividends | $1,444,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,073,000 | 2,191 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,168,000 | 3,281 |
| Total interest expense | $1,068,000 | 3,401 |
| Net interest income | $3,100,000 | 3,193 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $322,000 | 4,640 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $234,000 | 3,289 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $88,000 | 5,416 |
| Total noninterest expense | $1,981,000 | 3,763 |
| Salaries and employee benefits | $1,220,000 | 3,392 |
| Premises and equipment expense | $281,000 | 3,738 |
| Additional noninterest expense | $480,000 | 4,448 |
| Pre-tax net operating income | $1,411,000 | 2,711 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $8,000 | 6,728 |
| Income before extraordinary items | $1,403,000 | 2,193 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,403,000 | 2,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $1,104,000 | 1,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,403,000 | 2,131 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 3,396 |
| Total interest expense | $534,000 | 3,442 |
| Net interest income | $1,469,000 | 3,316 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $150,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $106,000 | 3,438 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $44,000 | 5,375 |
| Total noninterest expense | $964,000 | 3,870 |
| Salaries and employee benefits | $586,000 | 3,549 |
| Premises and equipment expense | $144,000 | 3,699 |
| Additional noninterest expense | $234,000 | 4,538 |
| Pre-tax net operating income | $640,000 | 2,914 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $640,000 | 2,350 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $640,000 | 2,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $687,000 | 934 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $640,000 | 2,265 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,269,000 | 3,032 |
| Total interest expense | $2,284,000 | 3,596 |
| Net interest income | $6,985,000 | 2,756 |
| Provision for loan and lease losses | $550,000 | 2,001 |
| Total noninterest income | $487,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $401,000 | 3,642 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $86,000 | 6,777 |
| Total noninterest expense | $3,887,000 | 3,792 |
| Salaries and employee benefits | $2,243,000 | 3,561 |
| Premises and equipment expense | $597,000 | 3,538 |
| Additional noninterest expense | $1,047,000 | 4,123 |
| Pre-tax net operating income | $3,035,000 | 2,481 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $3,034,000 | 2,020 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,034,000 | 2,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,830 |
| Cash dividends | $2,629,000 | 1,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,034,000 | 1,928 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,104,000 | 3,020 |
| Total interest expense | $1,753,000 | 3,638 |
| Net interest income | $5,351,000 | 2,720 |
| Provision for loan and lease losses | $496,000 | 1,675 |
| Total noninterest income | $370,000 | 5,500 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $305,000 | 3,622 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 6,817 |
| Total noninterest expense | $2,911,000 | 3,785 |
| Salaries and employee benefits | $1,625,000 | 3,655 |
| Premises and equipment expense | $462,000 | 3,445 |
| Additional noninterest expense | $824,000 | 3,977 |
| Pre-tax net operating income | $2,314,000 | 2,542 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $2,313,000 | 2,061 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,313,000 | 2,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,007 |
| Cash dividends | $2,134,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,313,000 | 1,950 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,137,000 | 3,416 |
| Total interest expense | $1,183,000 | 3,709 |
| Net interest income | $2,954,000 | 3,232 |
| Provision for loan and lease losses | $210,000 | 2,412 |
| Total noninterest income | $239,000 | 5,587 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $199,000 | 3,639 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $40,000 | 6,937 |
| Total noninterest expense | $1,752,000 | 4,087 |
| Salaries and employee benefits | $1,034,000 | 3,805 |
| Premises and equipment expense | $261,000 | 3,912 |
| Additional noninterest expense | $457,000 | 4,539 |
| Pre-tax net operating income | $1,231,000 | 3,025 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $1,230,000 | 2,522 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,230,000 | 2,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,999 |
| Cash dividends | $1,884,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,230,000 | 2,368 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 3,474 |
| Total interest expense | $609,000 | 3,701 |
| Net interest income | $1,427,000 | 3,306 |
| Provision for loan and lease losses | $106,000 | 2,255 |
| Total noninterest income | $117,000 | 5,510 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $91,000 | 3,771 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 6,499 |
| Total noninterest expense | $873,000 | 4,091 |
| Salaries and employee benefits | $505,000 | 3,867 |
| Premises and equipment expense | $140,000 | 3,695 |
| Additional noninterest expense | $228,000 | 4,528 |
| Pre-tax net operating income | $565,000 | 3,213 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $564,000 | 2,680 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $564,000 | 2,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $564,000 | 2,544 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,176,000 | 3,581 |
| Total interest expense | $2,597,000 | 3,977 |
| Net interest income | $5,579,000 | 3,338 |
| Provision for loan and lease losses | $305,000 | 3,377 |
| Total noninterest income | $384,000 | 5,882 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $289,000 | 4,310 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $95,000 | 6,547 |
| Total noninterest expense | $3,356,000 | 4,097 |
| Salaries and employee benefits | $1,853,000 | 3,982 |
| Premises and equipment expense | $507,000 | 3,903 |
| Additional noninterest expense | $996,000 | 4,194 |
| Pre-tax net operating income | $2,302,000 | 3,076 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $84,000 | 6,124 |
| Income before extraordinary items | $2,218,000 | 2,578 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,218,000 | 2,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,596 |
| Cash dividends | $649,000 | 3,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,218,000 | 2,493 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,963,000 | 4,985 |
| Total interest expense | $2,759,000 | 5,047 |
| Net interest income | $3,204,000 | 4,840 |
| Provision for loan and lease losses | $68,000 | 6,251 |
| Total noninterest income | $1,058,000 | 3,211 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $229,000 | 4,841 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $829,000 | 2,335 |
| Total noninterest expense | $2,860,000 | 4,502 |
| Salaries and employee benefits | $1,589,000 | 4,319 |
| Premises and equipment expense | $529,000 | 3,705 |
| Additional noninterest expense | $742,000 | 5,049 |
| Pre-tax net operating income | $1,334,000 | 4,157 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $507,000 | 3,312 |
| Income before extraordinary items | $827,000 | 4,789 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $827,000 | 4,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,124 |
| Cash dividends | $431,000 | 3,716 |
| Sale, conversion, retirement of capital stock, net | $-22,000 | 9,460 |
| Net operating income | $827,000 | 4,669 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,452,000 | 6,976 |
| Total interest expense | $1,319,000 | 7,543 |
| Net interest income | $2,133,000 | 6,375 |
| Provision for loan and lease losses | $55,000 | 6,399 |
| Total noninterest income | $805,000 | 3,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $625,000 | 2,573 |
| Total noninterest expense | $1,760,000 | 6,136 |
| Salaries and employee benefits | $1,018,000 | 5,845 |
| Premises and equipment expense | $324,000 | 5,196 |
| Additional noninterest expense | $418,000 | 7,009 |
| Pre-tax net operating income | $1,123,000 | 4,930 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $442,000 | 3,773 |
| Income before extraordinary items | $681,000 | 5,489 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $681,000 | 5,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,922 |
| Cash dividends | $236,000 | 4,887 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 356 |
| Net operating income | $681,000 | 5,490 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 7,707 |
| Total interest expense | $1,025,000 | 8,119 |
| Net interest income | $1,670,000 | 7,243 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $442,000 | 5,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 4,165 |
| Total noninterest expense | $1,360,000 | 7,142 |
| Salaries and employee benefits | $776,000 | 6,862 |
| Premises and equipment expense | $305,000 | 5,412 |
| Additional noninterest expense | $279,000 | 8,306 |
| Pre-tax net operating income | $740,000 | 6,169 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $304,000 | 4,792 |
| Income before extraordinary items | $436,000 | 6,783 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $436,000 | 6,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $225,000 | 5,033 |
| Sale, conversion, retirement of capital stock, net | $938,000 | 529 |
| Net operating income | $436,000 | 6,757 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,592,000 | 7,994 |
| Total interest expense | $1,119,000 | 8,113 |
| Net interest income | $1,473,000 | 7,745 |
| Provision for loan and lease losses | $37,000 | 7,064 |
| Total noninterest income | $393,000 | 5,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 5,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 4,605 |
| Total noninterest expense | $1,114,000 | 7,784 |
| Salaries and employee benefits | $609,000 | 7,707 |
| Premises and equipment expense | $270,000 | 5,701 |
| Additional noninterest expense | $235,000 | 8,744 |
| Pre-tax net operating income | $715,000 | 6,425 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $290,000 | 5,254 |
| Income before extraordinary items | $425,000 | 7,064 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $425,000 | 7,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $165,000 | 5,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $425,000 | 6,969 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 8,873 |
| Total interest expense | $816,000 | 9,208 |
| Net interest income | $1,296,000 | 8,479 |
| Provision for loan and lease losses | $-29,000 | 10,676 |
| Total noninterest income | $268,000 | 7,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,074 |
| Total noninterest expense | $960,000 | 8,481 |
| Salaries and employee benefits | $543,000 | 8,305 |
| Premises and equipment expense | $208,000 | 6,702 |
| Additional noninterest expense | $209,000 | 9,284 |
| Pre-tax net operating income | $633,000 | 7,278 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $268,000 | 6,058 |
| Income before extraordinary items | $365,000 | 7,880 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $365,000 | 7,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 10,621 |
| Cash dividends | $112,000 | 6,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $365,000 | 7,824 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,764,000 | 9,718 |
| Total interest expense | $653,000 | 10,111 |
| Net interest income | $1,111,000 | 9,255 |
| Provision for loan and lease losses | $31,000 | 7,373 |
| Total noninterest income | $236,000 | 7,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,577 |
| Total noninterest expense | $927,000 | 8,977 |
| Salaries and employee benefits | $505,000 | 8,849 |
| Premises and equipment expense | $193,000 | 7,149 |
| Additional noninterest expense | $229,000 | 9,617 |
| Pre-tax net operating income | $389,000 | 8,571 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $128,000 | 8,253 |
| Income before extraordinary items | $261,000 | 8,742 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $261,000 | 8,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,297 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $261,000 | 8,679 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 10,367 |
| Total interest expense | $631,000 | 10,563 |
| Net interest income | $957,000 | 10,055 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $512,000 | 5,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $344,000 | 3,660 |
| Total noninterest expense | $1,039,000 | 8,797 |
| Salaries and employee benefits | $646,000 | 8,087 |
| Premises and equipment expense | $173,000 | 7,747 |
| Additional noninterest expense | $220,000 | 10,189 |
| Pre-tax net operating income | $340,000 | 9,461 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $136,000 | 8,513 |
| Income before extraordinary items | $204,000 | 9,883 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $204,000 | 9,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,003 |
| Cash dividends | $93,000 | 6,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $204,000 | 9,857 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,559,000 | 10,619 |
| Total interest expense | $468,000 | 11,238 |
| Net interest income | $1,091,000 | 10,103 |
| Provision for loan and lease losses | $14,000 | 8,180 |
| Total noninterest income | $426,000 | 5,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 4,285 |
| Total noninterest expense | $973,000 | 9,468 |
| Salaries and employee benefits | $580,000 | 8,759 |
| Premises and equipment expense | $143,000 | 8,743 |
| Additional noninterest expense | $250,000 | 10,526 |
| Pre-tax net operating income | $530,000 | 8,457 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $205,000 | 7,263 |
| Income before extraordinary items | $325,000 | 8,874 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $325,000 | 8,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $225,000 | 5,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $325,000 | 8,922 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,428,000 | 11,392 |
| Total interest expense | $448,000 | 11,954 |
| Net interest income | $980,000 | 10,856 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $195,000 | 9,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 7,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $779,000 | 10,768 |
| Salaries and employee benefits | $437,000 | 10,271 |
| Premises and equipment expense | $142,000 | 9,126 |
| Additional noninterest expense | $200,000 | 11,729 |
| Pre-tax net operating income | $396,000 | 9,439 |
| Securities gains (losses) | $69,000 | 2,994 |
| Applicable income taxes | $170,000 | 8,203 |
| Income before extraordinary items | $295,000 | 9,542 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $295,000 | 9,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $265,000 | 4,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $250,840 | 9,789 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 12,298 |
| Total interest expense | $616,000 | 12,223 |
| Net interest income | $728,000 | 12,194 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $127,000 | 11,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $738,000 | 11,317 |
| Salaries and employee benefits | $398,000 | 10,886 |
| Premises and equipment expense | $148,000 | 9,172 |
| Additional noninterest expense | $192,000 | 12,342 |
| Pre-tax net operating income | $117,000 | 11,845 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $32,000 | 11,754 |
| Income before extraordinary items | $92,000 | 12,035 |
| Extraordinary gains, net | $10,000 | 1,339 |
| Net income | $102,000 | 11,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 13,191 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $86,820 | 11,831 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.