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Community National Bank, Income and Expense

2020-12-31 (YTD Data)		Rank
Total interest income	$10,805,000	2,402
Total interest expense	$1,269,000	2,611
Net interest income	$9,536,000	2,335
Provision for loan and lease losses	$300,000	2,662
Total noninterest income	$1,889,000	2,189
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$686,000	1,266
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,203,000	2,298
Total noninterest expense	$11,601,000	1,744
Salaries and employee benefits	$6,387,000	1,809
Premises and equipment expense	$1,354,000	1,640
Additional noninterest expense	$3,860,000	1,573
Pre-tax net operating income	$-476,000	4,866
Securities gains (losses)	$195,000	1,046
Applicable income taxes	$87,000	2,987
Income before extraordinary items	$-368,000	4,866
Extraordinary gains, net	$0	4
Net income	$-368,000	4,866
Minority interest net income	$0	72
Net income of bank and minority interests.	$-368,000	4,866
Net charge-offs	$864,000	709
Cash dividends	$1,410,000	1,847
Sale, conversion, retirement of capital stock, net	$-11,000	4,915
Net operating income	$-563,000	4,876
2020-09-30 (YTD Data)		Rank
Total interest income	$8,262,000	2,382
Total interest expense	$1,061,000	2,554
Net interest income	$7,201,000	2,326
Provision for loan and lease losses	$150,000	2,982
Total noninterest income	$1,372,000	2,184
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$489,000	1,300
Trading account gains and fees	NA	NA
Additional Noninterest Income	$883,000	2,273
Total noninterest expense	$8,927,000	1,694
Salaries and employee benefits	$4,813,000	1,776
Premises and equipment expense	$1,009,000	1,648
Additional noninterest expense	$3,105,000	1,475
Pre-tax net operating income	$-504,000	4,900
Securities gains (losses)	$195,000	902
Applicable income taxes	$59,000	3,012
Income before extraordinary items	$-368,000	4,892
Extraordinary gains, net	$0	4
Net income	$-368,000	4,892
Minority interest net income	$0	65
Net income of bank and minority interests.	$-368,000	4,892
Net charge-offs	$583,000	684
Cash dividends	$1,410,000	1,400
Sale, conversion, retirement of capital stock, net	$-11,000	4,964
Net operating income	$-563,000	4,901
2020-06-30 (YTD Data)		Rank
Total interest income	$5,695,000	2,365
Total interest expense	$754,000	2,567
Net interest income	$4,941,000	2,297
Provision for loan and lease losses	$0	4,134
Total noninterest income	$926,000	2,101
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$341,000	1,269
Trading account gains and fees	NA	NA
Additional Noninterest Income	$585,000	2,223
Total noninterest expense	$5,956,000	1,694
Salaries and employee benefits	$3,234,000	1,770
Premises and equipment expense	$679,000	1,632
Additional noninterest expense	$2,043,000	1,474
Pre-tax net operating income	$-89,000	4,851
Securities gains (losses)	$195,000	711
Applicable income taxes	$25,000	3,155
Income before extraordinary items	$81,000	4,614
Extraordinary gains, net	$0	4
Net income	$81,000	4,614
Minority interest net income	$0	65
Net income of bank and minority interests.	$81,000	4,614
Net charge-offs	$252,000	892
Cash dividends	$1,410,000	1,049
Sale, conversion, retirement of capital stock, net	$-11,000	4,999
Net operating income	$-73,050	4,841
2020-03-31 (YTD Data)		Rank
Total interest income	$2,783,000	2,387
Total interest expense	$413,000	2,580
Net interest income	$2,370,000	2,311
Provision for loan and lease losses	$0	3,711
Total noninterest income	$500,000	1,944
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$204,000	1,278
Trading account gains and fees	NA	NA
Additional Noninterest Income	$296,000	2,014
Total noninterest expense	$2,982,000	1,699
Salaries and employee benefits	$1,595,000	1,794
Premises and equipment expense	$360,000	1,586
Additional noninterest expense	$1,027,000	1,485
Pre-tax net operating income	$-112,000	4,887
Securities gains (losses)	$129,000	520
Applicable income taxes	$12,000	3,084
Income before extraordinary items	$5,000	4,721
Extraordinary gains, net	$0	4
Net income	$5,000	4,721
Minority interest net income	$0	56
Net income of bank and minority interests.	$5,000	4,721
Net charge-offs	$-22,000	4,683
Cash dividends	$1,410,000	637
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$-96,910	4,872
2019-12-31 (YTD Data)		Rank
Total interest income	$12,640,000	2,191
Total interest expense	$1,900,000	2,426
Net interest income	$10,740,000	2,109
Provision for loan and lease losses	$117,000	2,860
Total noninterest income	$2,086,000	1,927
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$905,000	1,209
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,181,000	2,072
Total noninterest expense	$10,174,000	1,894
Salaries and employee benefits	$4,128,000	2,381
Premises and equipment expense	$1,116,000	1,888
Additional noninterest expense	$4,930,000	1,262
Pre-tax net operating income	$2,535,000	2,713
Securities gains (losses)	$84,000	1,021
Applicable income taxes	$60,000	3,234
Income before extraordinary items	$2,559,000	2,539
Extraordinary gains, net	$0	11
Net income	$2,559,000	2,540
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,559,000	2,541
Net charge-offs	$-105,000	4,907
Cash dividends	$1,177,000	2,160
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,476,680	2,545
2019-09-30 (YTD Data)		Rank
Total interest income	$9,508,000	2,215
Total interest expense	$1,360,000	2,517
Net interest income	$8,148,000	2,109
Provision for loan and lease losses	$117,000	2,477
Total noninterest income	$1,567,000	1,926
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$677,000	1,213
Trading account gains and fees	NA	NA
Additional Noninterest Income	$890,000	2,053
Total noninterest expense	$8,468,000	1,737
Salaries and employee benefits	$3,079,000	2,404
Premises and equipment expense	$782,000	2,003
Additional noninterest expense	$4,607,000	1,070
Pre-tax net operating income	$1,130,000	3,477
Securities gains (losses)	$41,000	1,142
Applicable income taxes	$45,000	3,288
Income before extraordinary items	$1,126,000	3,333
Extraordinary gains, net	$0	11
Net income	$1,126,000	3,332
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,126,000	3,333
Net charge-offs	$-173,000	5,060
Cash dividends	$1,170,000	1,654
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,086,640	3,356
2019-06-30 (YTD Data)		Rank
Total interest income	$6,295,000	2,234
Total interest expense	$832,000	2,617
Net interest income	$5,463,000	2,117
Provision for loan and lease losses	$117,000	2,098
Total noninterest income	$988,000	1,970
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$437,000	1,228
Trading account gains and fees	NA	NA
Additional Noninterest Income	$551,000	2,093
Total noninterest expense	$5,239,000	1,863
Salaries and employee benefits	$1,939,000	2,517
Premises and equipment expense	$461,000	2,167
Additional noninterest expense	$2,839,000	1,135
Pre-tax net operating income	$1,095,000	2,975
Securities gains (losses)	$15,000	1,113
Applicable income taxes	$30,000	3,302
Income before extraordinary items	$1,080,000	2,840
Extraordinary gains, net	$0	11
Net income	$1,080,000	2,839
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,080,000	2,839
Net charge-offs	$47,000	1,879
Cash dividends	$1,080,000	1,372
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,065,450	2,838
2019-03-31 (YTD Data)		Rank
Total interest income	$3,096,000	2,256
Total interest expense	$367,000	2,759
Net interest income	$2,729,000	2,130
Provision for loan and lease losses	$42,000	2,243
Total noninterest income	$503,000	1,919
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$223,000	1,217
Trading account gains and fees	NA	NA
Additional Noninterest Income	$280,000	2,030
Total noninterest expense	$2,221,000	2,109
Salaries and employee benefits	$887,000	2,695
Premises and equipment expense	$233,000	2,177
Additional noninterest expense	$1,101,000	1,400
Pre-tax net operating income	$969,000	2,096
Securities gains (losses)	$-39,000	5,236
Applicable income taxes	$15,000	3,272
Income before extraordinary items	$915,000	2,001
Extraordinary gains, net	$0	5
Net income	$915,000	1,999
Minority interest net income	$0	52
Net income of bank and minority interests.	$915,000	2,000
Net charge-offs	$25,000	1,595
Cash dividends	$806,000	961
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$953,220	1,926
2018-12-31 (YTD Data)		Rank
Total interest income	$11,028,000	2,359
Total interest expense	$696,000	3,468
Net interest income	$10,332,000	2,185
Provision for loan and lease losses	$350,000	1,803
Total noninterest income	$2,026,000	1,969
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$932,000	1,226
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,094,000	2,151
Total noninterest expense	$8,662,000	2,122
Salaries and employee benefits	$3,630,000	2,612
Premises and equipment expense	$856,000	2,267
Additional noninterest expense	$4,176,000	1,453
Pre-tax net operating income	$3,346,000	2,347
Securities gains (losses)	$-32,000	4,735
Applicable income taxes	$50,000	3,363
Income before extraordinary items	$3,264,000	2,197
Extraordinary gains, net	$0	6
Net income	$3,264,000	2,195
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,264,000	2,196
Net charge-offs	$87,000	2,247
Cash dividends	$1,903,000	1,507
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,295,360	2,180
2018-09-30 (YTD Data)		Rank
Total interest income	$7,967,000	2,419
Total interest expense	$423,000	3,729
Net interest income	$7,544,000	2,243
Provision for loan and lease losses	$350,000	1,444
Total noninterest income	$1,524,000	1,984
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$704,000	1,226
Trading account gains and fees	NA	NA
Additional Noninterest Income	$820,000	2,173
Total noninterest expense	$6,556,000	2,103
Salaries and employee benefits	$2,703,000	2,629
Premises and equipment expense	$663,000	2,237
Additional noninterest expense	$3,190,000	1,440
Pre-tax net operating income	$2,162,000	2,605
Securities gains (losses)	$-13,000	4,830
Applicable income taxes	$38,000	3,424
Income before extraordinary items	$2,111,000	2,426
Extraordinary gains, net	$0	5
Net income	$2,111,000	2,425
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,111,000	2,425
Net charge-offs	$54,000	2,153
Cash dividends	$1,343,000	1,424
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,123,740	2,413
2018-06-30 (YTD Data)		Rank
Total interest income	$5,201,000	2,433
Total interest expense	$244,000	3,873
Net interest income	$4,957,000	2,263
Provision for loan and lease losses	$300,000	1,165
Total noninterest income	$994,000	2,020
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$460,000	1,245
Trading account gains and fees	NA	NA
Additional Noninterest Income	$534,000	2,199
Total noninterest expense	$4,339,000	2,121
Salaries and employee benefits	$1,799,000	2,650
Premises and equipment expense	$448,000	2,241
Additional noninterest expense	$2,092,000	1,455
Pre-tax net operating income	$1,312,000	2,734
Securities gains (losses)	$21,000	466
Applicable income taxes	$25,000	3,427
Income before extraordinary items	$1,308,000	2,538
Extraordinary gains, net	$0	6
Net income	$1,308,000	2,537
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,308,000	2,537
Net charge-offs	$0	3,209
Cash dividends	$781,000	1,537
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,287,420	2,554
2018-03-31 (YTD Data)		Rank
Total interest income	$2,564,000	2,456
Total interest expense	$118,000	3,886
Net interest income	$2,446,000	2,292
Provision for loan and lease losses	$150,000	1,106
Total noninterest income	$461,000	2,075
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$232,000	1,239
Trading account gains and fees	NA	NA
Additional Noninterest Income	$229,000	2,326
Total noninterest expense	$2,238,000	2,105
Salaries and employee benefits	$867,000	2,746
Premises and equipment expense	$228,000	2,236
Additional noninterest expense	$1,143,000	1,339
Pre-tax net operating income	$519,000	3,050
Securities gains (losses)	$0	735
Applicable income taxes	$12,000	3,428
Income before extraordinary items	$507,000	2,879
Extraordinary gains, net	$0	7
Net income	$507,000	2,879
Minority interest net income	$0	52
Net income of bank and minority interests.	$507,000	2,879
Net charge-offs	$4,000	2,263
Cash dividends	$426,000	1,317
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$507,000	2,859
2017-12-31 (YTD Data)		Rank
Total interest income	$9,226,000	2,597
Total interest expense	$445,000	3,845
Net interest income	$8,781,000	2,456
Provision for loan and lease losses	$193,000	2,415
Total noninterest income	$1,954,000	2,058
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$893,000	1,300
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,061,000	2,221
Total noninterest expense	$8,146,000	2,234
Salaries and employee benefits	$3,448,000	2,737
Premises and equipment expense	$893,000	2,270
Additional noninterest expense	$3,805,000	1,586
Pre-tax net operating income	$2,396,000	2,822
Securities gains (losses)	$2,000	1,996
Applicable income taxes	$50,000	3,526
Income before extraordinary items	$2,348,000	2,423
Extraordinary gains, net	$0	9
Net income	$2,348,000	2,423
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,348,000	2,423
Net charge-offs	$481,000	1,120
Cash dividends	$1,624,000	1,631
Sale, conversion, retirement of capital stock, net	$4,000	689
Net operating income	$2,346,040	2,411
2017-09-30 (YTD Data)		Rank
Total interest income	$6,822,000	2,636
Total interest expense	$335,000	3,860
Net interest income	$6,487,000	2,506
Provision for loan and lease losses	$118,000	2,530
Total noninterest income	$1,486,000	2,067
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$674,000	1,305
Trading account gains and fees	NA	NA
Additional Noninterest Income	$812,000	2,236
Total noninterest expense	$6,076,000	2,260
Salaries and employee benefits	$2,632,000	2,723
Premises and equipment expense	$679,000	2,262
Additional noninterest expense	$2,765,000	1,615
Pre-tax net operating income	$1,779,000	2,887
Securities gains (losses)	$0	2,274
Applicable income taxes	$38,000	3,539
Income before extraordinary items	$1,741,000	2,618
Extraordinary gains, net	$0	9
Net income	$1,741,000	2,618
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,741,000	2,618
Net charge-offs	$465,000	849
Cash dividends	$1,192,000	1,537
Sale, conversion, retirement of capital stock, net	$4,000	653
Net operating income	$1,741,000	2,604
2017-06-30 (YTD Data)		Rank
Total interest income	$4,444,000	2,671
Total interest expense	$223,000	3,854
Net interest income	$4,221,000	2,537
Provision for loan and lease losses	$25,000	3,303
Total noninterest income	$992,000	2,061
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$446,000	1,296
Trading account gains and fees	NA	NA
Additional Noninterest Income	$546,000	2,217
Total noninterest expense	$4,040,000	2,266
Salaries and employee benefits	$1,756,000	2,739
Premises and equipment expense	$453,000	2,272
Additional noninterest expense	$1,831,000	1,624
Pre-tax net operating income	$1,148,000	2,908
Securities gains (losses)	$0	1,906
Applicable income taxes	$25,000	3,556
Income before extraordinary items	$1,123,000	2,630
Extraordinary gains, net	$0	11
Net income	$1,123,000	2,629
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,123,000	2,630
Net charge-offs	$60,000	1,863
Cash dividends	$795,000	1,542
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,123,000	2,616
2017-03-31 (YTD Data)		Rank
Total interest income	$2,148,000	2,728
Total interest expense	$112,000	3,841
Net interest income	$2,036,000	2,608
Provision for loan and lease losses	$25,000	2,651
Total noninterest income	$519,000	1,999
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$227,000	1,284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$292,000	2,129
Total noninterest expense	$1,962,000	2,333
Salaries and employee benefits	$878,000	2,763
Premises and equipment expense	$226,000	2,310
Additional noninterest expense	$858,000	1,730
Pre-tax net operating income	$568,000	2,882
Securities gains (losses)	$0	1,153
Applicable income taxes	$13,000	3,506
Income before extraordinary items	$555,000	2,599
Extraordinary gains, net	$0	8
Net income	$555,000	2,599
Minority interest net income	$0	55
Net income of bank and minority interests.	$555,000	2,599
Net charge-offs	$23,000	1,807
Cash dividends	$406,000	1,372
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$555,000	2,575
2016-12-31 (YTD Data)		Rank
Total interest income	$8,841,000	2,654
Total interest expense	$452,000	3,819
Net interest income	$8,389,000	2,520
Provision for loan and lease losses	$339,000	1,881
Total noninterest income	$1,917,000	2,171
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$965,000	1,240
Trading account gains and fees	$0	170
Additional Noninterest Income	$952,000	2,450
Total noninterest expense	$7,931,000	2,304
Salaries and employee benefits	$3,442,000	2,787
Premises and equipment expense	$811,000	2,476
Additional noninterest expense	$3,678,000	1,657
Pre-tax net operating income	$2,036,000	3,030
Securities gains (losses)	$0	3,212
Applicable income taxes	$60,000	3,541
Income before extraordinary items	$1,976,000	2,816
Extraordinary gains, net	$0	5
Net income	$1,976,000	2,814
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,976,000	2,815
Net charge-offs	$145,000	2,251
Cash dividends	$1,382,000	1,796
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,976,000	2,766
2016-09-30 (YTD Data)		Rank
Total interest income	$6,677,000	2,651
Total interest expense	$341,000	3,839
Net interest income	$6,336,000	2,519
Provision for loan and lease losses	$285,000	1,681
Total noninterest income	$1,439,000	2,177
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$730,000	1,231
Trading account gains and fees	$0	169
Additional Noninterest Income	$709,000	2,466
Total noninterest expense	$6,052,000	2,270
Salaries and employee benefits	$2,610,000	2,753
Premises and equipment expense	$631,000	2,415
Additional noninterest expense	$2,811,000	1,621
Pre-tax net operating income	$1,438,000	3,172
Securities gains (losses)	$0	3,160
Applicable income taxes	$45,000	3,602
Income before extraordinary items	$1,393,000	2,930
Extraordinary gains, net	$0	5
Net income	$1,393,000	2,930
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,393,000	2,930
Net charge-offs	$-26,000	5,159
Cash dividends	$1,072,000	1,589
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,393,000	2,877
2016-06-30 (YTD Data)		Rank
Total interest income	$4,490,000	2,638
Total interest expense	$230,000	3,835
Net interest income	$4,260,000	2,502
Provision for loan and lease losses	$210,000	1,559
Total noninterest income	$900,000	2,231
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$478,000	1,230
Trading account gains and fees	$0	157
Additional Noninterest Income	$422,000	2,589
Total noninterest expense	$3,991,000	2,302
Salaries and employee benefits	$1,713,000	2,812
Premises and equipment expense	$410,000	2,468
Additional noninterest expense	$1,868,000	1,630
Pre-tax net operating income	$959,000	3,155
Securities gains (losses)	$0	2,835
Applicable income taxes	$30,000	3,630
Income before extraordinary items	$929,000	2,925
Extraordinary gains, net	$0	16
Net income	$929,000	2,923
Minority interest net income	$0	71
Net income of bank and minority interests.	$929,000	2,924
Net charge-offs	$-56,000	5,541
Cash dividends	$794,000	1,527
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$929,000	2,854
2016-03-31 (YTD Data)		Rank
Total interest income	$2,350,000	2,537
Total interest expense	$117,000	3,824
Net interest income	$2,233,000	2,414
Provision for loan and lease losses	$135,000	1,285
Total noninterest income	$449,000	2,212
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$238,000	1,229
Trading account gains and fees	$0	142
Additional Noninterest Income	$211,000	2,550
Total noninterest expense	$1,993,000	2,309
Salaries and employee benefits	$852,000	2,827
Premises and equipment expense	$204,000	2,511
Additional noninterest expense	$937,000	1,618
Pre-tax net operating income	$554,000	2,855
Securities gains (losses)	$0	2,077
Applicable income taxes	$15,000	3,602
Income before extraordinary items	$539,000	2,629
Extraordinary gains, net	$0	12
Net income	$539,000	2,629
Minority interest net income	$0	62
Net income of bank and minority interests.	$539,000	2,629
Net charge-offs	$-21,000	5,480
Cash dividends	$437,000	1,308
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$539,000	2,581
2015-12-31 (YTD Data)		Rank
Total interest income	$8,478,000	2,735
Total interest expense	$470,000	3,840
Net interest income	$8,008,000	2,592
Provision for loan and lease losses	$50,000	3,601
Total noninterest income	$1,896,000	2,183
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$905,000	1,323
Trading account gains and fees	$0	159
Additional Noninterest Income	$991,000	2,378
Total noninterest expense	$7,786,000	2,357
Salaries and employee benefits	$3,581,000	2,697
Premises and equipment expense	$791,000	2,584
Additional noninterest expense	$3,414,000	1,781
Pre-tax net operating income	$2,068,000	2,947
Securities gains (losses)	$0	3,216
Applicable income taxes	$60,000	3,559
Income before extraordinary items	$2,008,000	2,731
Extraordinary gains, net	$0	23
Net income	$2,008,000	2,732
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,008,000	2,733
Net charge-offs	$140,000	2,330
Cash dividends	$1,393,000	1,733
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,008,000	2,679
2015-09-30 (YTD Data)		Rank
Total interest income	$6,292,000	2,769
Total interest expense	$354,000	3,885
Net interest income	$5,938,000	2,642
Provision for loan and lease losses	$0	4,232
Total noninterest income	$1,361,000	2,247
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$664,000	1,368
Trading account gains and fees	$0	153
Additional Noninterest Income	$697,000	2,485
Total noninterest expense	$5,885,000	2,331
Salaries and employee benefits	$2,728,000	2,664
Premises and equipment expense	$608,000	2,561
Additional noninterest expense	$2,549,000	1,771
Pre-tax net operating income	$1,414,000	3,184
Securities gains (losses)	$0	3,031
Applicable income taxes	$45,000	3,675
Income before extraordinary items	$1,369,000	2,946
Extraordinary gains, net	$0	21
Net income	$1,369,000	2,945
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,369,000	2,947
Net charge-offs	$123,000	1,973
Cash dividends	$1,036,000	1,560
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,369,000	2,893
2015-06-30 (YTD Data)		Rank
Total interest income	$4,182,000	2,779
Total interest expense	$237,000	3,920
Net interest income	$3,945,000	2,636
Provision for loan and lease losses	$0	4,069
Total noninterest income	$889,000	2,279
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$416,000	1,421
Trading account gains and fees	$0	157
Additional Noninterest Income	$473,000	2,471
Total noninterest expense	$3,910,000	2,353
Salaries and employee benefits	$1,833,000	2,669
Premises and equipment expense	$402,000	2,585
Additional noninterest expense	$1,675,000	1,813
Pre-tax net operating income	$924,000	3,212
Securities gains (losses)	$0	2,636
Applicable income taxes	$30,000	3,682
Income before extraordinary items	$894,000	2,953
Extraordinary gains, net	$0	22
Net income	$894,000	2,953
Minority interest net income	$0	75
Net income of bank and minority interests.	$894,000	2,955
Net charge-offs	$103,000	1,701
Cash dividends	$685,000	1,615
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$894,000	2,894
2015-03-31 (YTD Data)		Rank
Total interest income	$2,071,000	2,789
Total interest expense	$121,000	3,910
Net interest income	$1,950,000	2,666
Provision for loan and lease losses	$0	3,703
Total noninterest income	$424,000	2,323
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$187,000	1,523
Trading account gains and fees	$0	152
Additional Noninterest Income	$237,000	2,424
Total noninterest expense	$1,934,000	2,375
Salaries and employee benefits	$914,000	2,699
Premises and equipment expense	$205,000	2,599
Additional noninterest expense	$815,000	1,847
Pre-tax net operating income	$440,000	3,233
Securities gains (losses)	$0	2,027
Applicable income taxes	$15,000	3,667
Income before extraordinary items	$425,000	3,015
Extraordinary gains, net	$0	13
Net income	$425,000	3,018
Minority interest net income	$0	64
Net income of bank and minority interests.	$425,000	3,018
Net charge-offs	$62,000	1,410
Cash dividends	$366,000	1,376
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$425,000	2,952
2014-12-31 (YTD Data)		Rank
Total interest income	$8,253,000	2,822
Total interest expense	$515,000	3,956
Net interest income	$7,738,000	2,700
Provision for loan and lease losses	$0	4,603
Total noninterest income	$1,776,000	2,282
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$811,000	1,559
Trading account gains and fees	$0	180
Additional Noninterest Income	$965,000	2,370
Total noninterest expense	$7,733,000	2,377
Salaries and employee benefits	$3,610,000	2,706
Premises and equipment expense	$825,000	2,599
Additional noninterest expense	$3,298,000	1,874
Pre-tax net operating income	$1,781,000	3,194
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$1,781,000	2,906
Extraordinary gains, net	$0	17
Net income	$1,781,000	2,905
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,781,000	2,906
Net charge-offs	$359,000	1,830
Cash dividends	$969,000	2,090
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,781,000	2,865
2014-09-30 (YTD Data)		Rank
Total interest income	$6,154,000	2,864
Total interest expense	$390,000	4,005
Net interest income	$5,764,000	2,727
Provision for loan and lease losses	$0	4,401
Total noninterest income	$1,269,000	2,354
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$608,000	1,569
Trading account gains and fees	$0	174
Additional Noninterest Income	$661,000	2,513
Total noninterest expense	$5,844,000	2,375
Salaries and employee benefits	$2,722,000	2,703
Premises and equipment expense	$633,000	2,579
Additional noninterest expense	$2,489,000	1,856
Pre-tax net operating income	$1,189,000	3,453
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,189,000	3,168
Extraordinary gains, net	$0	15
Net income	$1,189,000	3,168
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,189,000	3,169
Net charge-offs	$122,000	2,501
Cash dividends	$618,000	1,983
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,189,000	3,126
2014-06-30 (YTD Data)		Rank
Total interest income	$4,061,000	2,892
Total interest expense	$262,000	4,030
Net interest income	$3,799,000	2,751
Provision for loan and lease losses	$0	4,196
Total noninterest income	$795,000	2,417
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$404,000	1,552
Trading account gains and fees	$0	172
Additional Noninterest Income	$391,000	2,660
Total noninterest expense	$3,897,000	2,378
Salaries and employee benefits	$1,814,000	2,719
Premises and equipment expense	$430,000	2,569
Additional noninterest expense	$1,653,000	1,856
Pre-tax net operating income	$697,000	3,599
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$697,000	3,345
Extraordinary gains, net	$0	20
Net income	$697,000	3,351
Minority interest net income	$0	80
Net income of bank and minority interests.	$697,000	3,351
Net charge-offs	$112,000	2,079
Cash dividends	$318,000	2,275
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$697,000	3,306
2014-03-31 (YTD Data)		Rank
Total interest income	$2,033,000	2,892
Total interest expense	$131,000	4,075
Net interest income	$1,902,000	2,744
Provision for loan and lease losses	$0	3,817
Total noninterest income	$381,000	2,447
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$200,000	1,551
Trading account gains and fees	$0	147
Additional Noninterest Income	$181,000	2,708
Total noninterest expense	$1,944,000	2,395
Salaries and employee benefits	$906,000	2,736
Premises and equipment expense	$214,000	2,625
Additional noninterest expense	$824,000	1,841
Pre-tax net operating income	$339,000	3,599
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$339,000	3,319
Extraordinary gains, net	$0	16
Net income	$339,000	3,322
Minority interest net income	$0	66
Net income of bank and minority interests.	$339,000	3,322
Net charge-offs	$6,000	3,056
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$339,000	3,282
2013-12-31 (YTD Data)		Rank
Total interest income	$8,407,000	2,830
Total interest expense	$627,000	3,997
Net interest income	$7,780,000	2,667
Provision for loan and lease losses	$101,000	3,670
Total noninterest income	$1,637,000	2,443
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$828,000	1,608
Trading account gains and fees	$0	184
Additional Noninterest Income	$809,000	2,660
Total noninterest expense	$7,779,000	2,411
Salaries and employee benefits	$3,558,000	2,763
Premises and equipment expense	$794,000	2,721
Additional noninterest expense	$3,427,000	1,853
Pre-tax net operating income	$1,537,000	3,353
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$1,537,000	3,114
Extraordinary gains, net	$0	29
Net income	$1,537,000	3,116
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,537,000	3,117
Net charge-offs	$180,000	3,132
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,537,000	3,048
2013-09-30 (YTD Data)		Rank
Total interest income	$6,342,000	2,835
Total interest expense	$486,000	4,012
Net interest income	$5,856,000	2,669
Provision for loan and lease losses	$122,000	3,173
Total noninterest income	$1,162,000	2,586
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$598,000	1,644
Trading account gains and fees	$0	180
Additional Noninterest Income	$564,000	2,838
Total noninterest expense	$5,875,000	2,388
Salaries and employee benefits	$2,674,000	2,761
Premises and equipment expense	$613,000	2,684
Additional noninterest expense	$2,588,000	1,835
Pre-tax net operating income	$1,021,000	3,652
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,021,000	3,388
Extraordinary gains, net	$0	25
Net income	$1,021,000	3,391
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,021,000	3,392
Net charge-offs	$156,000	2,825
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,021,000	3,310
2013-06-30 (YTD Data)		Rank
Total interest income	$4,200,000	2,849
Total interest expense	$338,000	3,979
Net interest income	$3,862,000	2,688
Provision for loan and lease losses	$117,000	2,807
Total noninterest income	$745,000	2,663
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$390,000	1,653
Trading account gains and fees	$0	157
Additional Noninterest Income	$355,000	2,965
Total noninterest expense	$3,893,000	2,397
Salaries and employee benefits	$1,784,000	2,773
Premises and equipment expense	$402,000	2,733
Additional noninterest expense	$1,707,000	1,851
Pre-tax net operating income	$597,000	3,831
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$597,000	3,619
Extraordinary gains, net	$0	22
Net income	$597,000	3,621
Minority interest net income	$0	82
Net income of bank and minority interests.	$597,000	3,622
Net charge-offs	$161,000	2,305
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$597,000	3,511
2013-03-31 (YTD Data)		Rank
Total interest income	$2,093,000	2,878
Total interest expense	$179,000	3,932
Net interest income	$1,914,000	2,717
Provision for loan and lease losses	$92,000	2,161
Total noninterest income	$369,000	2,674
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$194,000	1,655
Trading account gains and fees	$0	148
Additional Noninterest Income	$175,000	2,961
Total noninterest expense	$1,941,000	2,437
Salaries and employee benefits	$898,000	2,772
Premises and equipment expense	$199,000	2,779
Additional noninterest expense	$844,000	1,854
Pre-tax net operating income	$250,000	4,119
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$250,000	3,888
Extraordinary gains, net	$0	10
Net income	$250,000	3,887
Minority interest net income	$0	76
Net income of bank and minority interests.	$250,000	3,890
Net charge-offs	$156,000	1,546
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$250,000	3,783
2012-12-31 (YTD Data)		Rank
Total interest income	$9,143,000	2,789
Total interest expense	$1,111,000	3,356
Net interest income	$8,032,000	2,656
Provision for loan and lease losses	$2,421,000	915
Total noninterest income	$1,511,000	2,612
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$796,000	1,701
Trading account gains and fees	$0	166
Additional Noninterest Income	$715,000	2,860
Total noninterest expense	$8,466,000	2,233
Salaries and employee benefits	$3,494,000	2,793
Premises and equipment expense	$824,000	2,679
Additional noninterest expense	$4,148,000	1,627
Pre-tax net operating income	$-1,344,000	6,721
Securities gains (losses)	$0	3,810
Applicable income taxes	$0	4,751
Income before extraordinary items	$-1,344,000	6,766
Extraordinary gains, net	$0	29
Net income	$-1,344,000	6,764
Minority interest net income	$0	93
Net income of bank and minority interests.	$-1,344,000	6,765
Net charge-offs	$2,616,000	937
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-1,344,000	6,737
2012-09-30 (YTD Data)		Rank
Total interest income	$6,985,000	2,805
Total interest expense	$915,000	3,272
Net interest income	$6,070,000	2,689
Provision for loan and lease losses	$2,283,000	768
Total noninterest income	$1,096,000	2,660
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$592,000	1,727
Trading account gains and fees	$0	157
Additional Noninterest Income	$504,000	2,945
Total noninterest expense	$6,534,000	2,195
Salaries and employee benefits	$2,676,000	2,751
Premises and equipment expense	$641,000	2,634
Additional noninterest expense	$3,217,000	1,557
Pre-tax net operating income	$-1,651,000	6,942
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$-1,651,000	6,969
Extraordinary gains, net	$0	20
Net income	$-1,651,000	6,966
Minority interest net income	$0	86
Net income of bank and minority interests.	$-1,651,000	6,968
Net charge-offs	$2,526,000	772
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-1,651,000	6,948
2012-06-30 (YTD Data)		Rank
Total interest income	$4,718,000	2,788
Total interest expense	$671,000	3,145
Net interest income	$4,047,000	2,694
Provision for loan and lease losses	$2,172,000	602
Total noninterest income	$653,000	2,782
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$392,000	1,737
Trading account gains and fees	$0	153
Additional Noninterest Income	$261,000	3,270
Total noninterest expense	$4,377,000	2,198
Salaries and employee benefits	$1,788,000	2,754
Premises and equipment expense	$422,000	2,660
Additional noninterest expense	$2,167,000	1,567
Pre-tax net operating income	$-1,849,000	7,081
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$-1,849,000	7,099
Extraordinary gains, net	$0	19
Net income	$-1,849,000	7,098
Minority interest net income	$0	84
Net income of bank and minority interests.	$-1,849,000	7,099
Net charge-offs	$2,234,000	636
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-1,849,000	7,084
2012-03-31 (YTD Data)		Rank
Total interest income	$2,283,000	2,913
Total interest expense	$407,000	2,833
Net interest income	$1,876,000	2,871
Provision for loan and lease losses	$1,928,000	369
Total noninterest income	$216,000	3,503
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$197,000	1,718
Trading account gains and fees	$0	148
Additional Noninterest Income	$19,000	5,771
Total noninterest expense	$2,176,000	2,190
Salaries and employee benefits	$896,000	2,753
Premises and equipment expense	$214,000	2,646
Additional noninterest expense	$1,066,000	1,573
Pre-tax net operating income	$-2,012,000	7,240
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$-2,012,000	7,245
Extraordinary gains, net	$0	19
Net income	$-2,012,000	7,245
Minority interest net income	$0	78
Net income of bank and minority interests.	$-2,012,000	7,245
Net charge-offs	$2,088,000	390
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-2,012,000	7,240
2011-12-31 (YTD Data)		Rank
Total interest income	$10,148,000	2,722
Total interest expense	$1,740,000	3,079
Net interest income	$8,408,000	2,605
Provision for loan and lease losses	$1,562,000	1,842
Total noninterest income	$1,606,000	2,345
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$901,000	1,627
Trading account gains and fees	$0	146
Additional Noninterest Income	$705,000	2,631
Total noninterest expense	$7,705,000	2,455
Salaries and employee benefits	$3,502,000	2,747
Premises and equipment expense	$859,000	2,752
Additional noninterest expense	$3,344,000	2,004
Pre-tax net operating income	$747,000	4,180
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$747,000	4,055
Extraordinary gains, net	$0	29
Net income	$747,000	4,060
Minority interest net income	$0	96
Net income of bank and minority interests.	$747,000	4,059
Net charge-offs	$1,403,000	1,973
Cash dividends	$165,000	3,486
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$747,000	3,918
2011-09-30 (YTD Data)		Rank
Total interest income	$7,788,000	2,705
Total interest expense	$1,355,000	3,106
Net interest income	$6,433,000	2,570
Provision for loan and lease losses	$1,308,000	1,652
Total noninterest income	$1,150,000	2,408
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$682,000	1,604
Trading account gains and fees	$0	145
Additional Noninterest Income	$468,000	2,798
Total noninterest expense	$5,835,000	2,437
Salaries and employee benefits	$2,634,000	2,730
Premises and equipment expense	$662,000	2,714
Additional noninterest expense	$2,539,000	1,995
Pre-tax net operating income	$440,000	4,653
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$440,000	4,523
Extraordinary gains, net	$0	21
Net income	$440,000	4,524
Minority interest net income	$0	87
Net income of bank and minority interests.	$440,000	4,524
Net charge-offs	$957,000	1,940
Cash dividends	$165,000	2,838
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$440,000	4,392
2011-06-30 (YTD Data)		Rank
Total interest income	$5,144,000	2,744
Total interest expense	$926,000	3,147
Net interest income	$4,218,000	2,618
Provision for loan and lease losses	$1,015,000	1,482
Total noninterest income	$762,000	2,399
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$445,000	1,618
Trading account gains and fees	$0	153
Additional Noninterest Income	$317,000	2,783
Total noninterest expense	$3,827,000	2,482
Salaries and employee benefits	$1,761,000	2,746
Premises and equipment expense	$438,000	2,740
Additional noninterest expense	$1,628,000	2,086
Pre-tax net operating income	$138,000	5,472
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$138,000	5,427
Extraordinary gains, net	$0	15
Net income	$138,000	5,426
Minority interest net income	$0	89
Net income of bank and minority interests.	$138,000	5,427
Net charge-offs	$697,000	1,804
Cash dividends	$165,000	2,435
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$138,000	5,345
2011-03-31 (YTD Data)		Rank
Total interest income	$2,546,000	2,783
Total interest expense	$479,000	3,156
Net interest income	$2,067,000	2,652
Provision for loan and lease losses	$700,000	1,128
Total noninterest income	$383,000	2,422
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$224,000	1,579
Trading account gains and fees	$0	158
Additional Noninterest Income	$159,000	2,799
Total noninterest expense	$1,926,000	2,493
Salaries and employee benefits	$896,000	2,708
Premises and equipment expense	$217,000	2,797
Additional noninterest expense	$813,000	2,071
Pre-tax net operating income	$-176,000	6,803
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$-176,000	6,846
Extraordinary gains, net	$0	9
Net income	$-176,000	6,846
Minority interest net income	$0	86
Net income of bank and minority interests.	$-176,000	6,846
Net charge-offs	$343,000	1,631
Cash dividends	$165,000	1,548
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-176,000	6,840
2010-12-31 (YTD Data)		Rank
Total interest income	$11,042,000	2,720
Total interest expense	$2,478,000	3,016
Net interest income	$8,564,000	2,563
Provision for loan and lease losses	$1,251,000	2,714
Total noninterest income	$1,419,000	2,614
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$944,000	1,578
Trading account gains and fees	$0	175
Additional Noninterest Income	$475,000	3,263
Total noninterest expense	$7,844,000	2,460
Salaries and employee benefits	$3,695,000	2,602
Premises and equipment expense	$880,000	2,755
Additional noninterest expense	$3,269,000	2,129
Pre-tax net operating income	$888,000	3,592
Securities gains (losses)	$-16,000	7,066
Applicable income taxes	$34,000	3,800
Income before extraordinary items	$838,000	3,533
Extraordinary gains, net	$0	29
Net income	$838,000	3,530
Minority interest net income	$0	111
Net income of bank and minority interests.	$838,000	3,533
Net charge-offs	$1,239,000	2,405
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$853,360	3,389
2010-09-30 (YTD Data)		Rank
Total interest income	$8,312,000	2,766
Total interest expense	$1,952,000	3,018
Net interest income	$6,360,000	2,613
Provision for loan and lease losses	$927,000	2,612
Total noninterest income	$1,033,000	2,671
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$700,000	1,650
Trading account gains and fees	$0	165
Additional Noninterest Income	$333,000	3,381
Total noninterest expense	$5,892,000	2,461
Salaries and employee benefits	$2,781,000	2,598
Premises and equipment expense	$679,000	2,732
Additional noninterest expense	$2,432,000	2,116
Pre-tax net operating income	$574,000	4,014
Securities gains (losses)	$-16,000	7,244
Applicable income taxes	$21,000	3,981
Income before extraordinary items	$537,000	3,987
Extraordinary gains, net	$0	23
Net income	$537,000	3,989
Minority interest net income	$0	110
Net income of bank and minority interests.	$537,000	3,989
Net charge-offs	$920,000	2,293
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$552,360	3,785
2010-06-30 (YTD Data)		Rank
Total interest income	$5,566,000	2,779
Total interest expense	$1,333,000	3,065
Net interest income	$4,233,000	2,620
Provision for loan and lease losses	$699,000	2,384
Total noninterest income	$733,000	2,513
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$452,000	1,697
Trading account gains and fees	$0	152
Additional Noninterest Income	$281,000	2,942
Total noninterest expense	$3,919,000	2,468
Salaries and employee benefits	$1,859,000	2,603
Premises and equipment expense	$443,000	2,797
Additional noninterest expense	$1,617,000	2,115
Pre-tax net operating income	$348,000	4,189
Securities gains (losses)	$-10,000	7,312
Applicable income taxes	$13,000	3,989
Income before extraordinary items	$325,000	4,166
Extraordinary gains, net	$0	19
Net income	$325,000	4,165
Minority interest net income	$0	105
Net income of bank and minority interests.	$325,000	4,165
Net charge-offs	$648,000	2,166
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$334,600	3,980
2010-03-31 (YTD Data)		Rank
Total interest income	$2,814,000	2,802
Total interest expense	$686,000	3,111
Net interest income	$2,128,000	2,631
Provision for loan and lease losses	$331,000	2,272
Total noninterest income	$370,000	2,503
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$225,000	1,701
Trading account gains and fees	$0	175
Additional Noninterest Income	$145,000	2,901
Total noninterest expense	$1,987,000	2,460
Salaries and employee benefits	$947,000	2,595
Premises and equipment expense	$224,000	2,840
Additional noninterest expense	$816,000	2,080
Pre-tax net operating income	$180,000	4,271
Securities gains (losses)	$-5,000	7,442
Applicable income taxes	$8,000	3,919
Income before extraordinary items	$167,000	4,190
Extraordinary gains, net	$0	16
Net income	$167,000	4,191
Minority interest net income	$0	91
Net income of bank and minority interests.	$167,000	4,189
Net charge-offs	$193,000	2,472
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$171,750	4,057
2009-12-31 (YTD Data)		Rank
Total interest income	$12,008,000	2,753
Total interest expense	$3,129,000	3,314
Net interest income	$8,879,000	2,446
Provision for loan and lease losses	$1,530,000	2,865
Total noninterest income	$1,609,000	2,444
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,286,000	1,340
Trading account gains and fees	$0	211
Additional Noninterest Income	$323,000	3,880
Total noninterest expense	$7,815,000	2,516
Salaries and employee benefits	$3,740,000	2,605
Premises and equipment expense	$884,000	2,863
Additional noninterest expense	$3,191,000	2,216
Pre-tax net operating income	$1,143,000	2,788
Securities gains (losses)	$1,000	3,653
Applicable income taxes	$74,000	3,046
Income before extraordinary items	$1,070,000	2,663
Extraordinary gains, net	$0	34
Net income	$1,070,000	2,661
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,070,000	2,662
Net charge-offs	$491,000	3,817
Cash dividends	$1,245,000	1,388
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,069,060	2,617
2009-09-30 (YTD Data)		Rank
Total interest income	$9,040,000	2,776
Total interest expense	$2,418,000	3,363
Net interest income	$6,622,000	2,457
Provision for loan and lease losses	$1,230,000	2,491
Total noninterest income	$1,206,000	2,494
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$970,000	1,329
Trading account gains and fees	$0	212
Additional Noninterest Income	$236,000	3,997
Total noninterest expense	$5,835,000	2,533
Salaries and employee benefits	$2,801,000	2,634
Premises and equipment expense	$698,000	2,774
Additional noninterest expense	$2,336,000	2,238
Pre-tax net operating income	$763,000	3,193
Securities gains (losses)	$4,000	3,208
Applicable income taxes	$49,000	3,340
Income before extraordinary items	$718,000	3,072
Extraordinary gains, net	$0	27
Net income	$718,000	3,070
Minority interest net income	$0	118
Net income of bank and minority interests.	$718,000	3,073
Net charge-offs	$370,000	3,438
Cash dividends	$1,235,000	1,035
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$714,240	3,000
2009-06-30 (YTD Data)		Rank
Total interest income	$5,992,000	2,834
Total interest expense	$1,615,000	3,481
Net interest income	$4,377,000	2,467
Provision for loan and lease losses	$820,000	2,306
Total noninterest income	$792,000	2,536
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$636,000	1,332
Trading account gains and fees	$0	193
Additional Noninterest Income	$156,000	4,039
Total noninterest expense	$4,032,000	2,479
Salaries and employee benefits	$1,997,000	2,519
Premises and equipment expense	$465,000	2,819
Additional noninterest expense	$1,570,000	2,242
Pre-tax net operating income	$317,000	4,071
Securities gains (losses)	$4,000	2,814
Applicable income taxes	$53,000	3,125
Income before extraordinary items	$268,000	4,134
Extraordinary gains, net	$0	21
Net income	$268,000	4,134
Minority interest net income	$0	112
Net income of bank and minority interests.	$268,000	4,134
Net charge-offs	$247,000	3,176
Cash dividends	$955,000	970
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$264,680	4,055
2009-03-31 (YTD Data)		Rank
Total interest income	$2,923,000	2,924
Total interest expense	$796,000	3,630
Net interest income	$2,127,000	2,547
Provision for loan and lease losses	$120,000	3,591
Total noninterest income	$396,000	2,520
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$310,000	1,331
Trading account gains and fees	$0	171
Additional Noninterest Income	$86,000	3,891
Total noninterest expense	$1,961,000	2,469
Salaries and employee benefits	$996,000	2,556
Premises and equipment expense	$235,000	2,825
Additional noninterest expense	$730,000	2,142
Pre-tax net operating income	$442,000	2,606
Securities gains (losses)	$1,000	2,304
Applicable income taxes	$28,000	3,336
Income before extraordinary items	$415,000	2,493
Extraordinary gains, net	$0	15
Net income	$415,000	2,493
Minority interest net income	$0	102
Net income of bank and minority interests.	$415,000	2,495
Net charge-offs	$156,000	2,373
Cash dividends	$625,000	693
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$414,060	2,355
2008-12-31 (YTD Data)		Rank
Total interest income	$6,789,000	4,573
Total interest expense	$2,163,000	5,115
Net interest income	$4,626,000	4,156
Provision for loan and lease losses	$120,000	5,805
Total noninterest income	$970,000	3,476
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$823,000	2,078
Trading account gains and fees	$0	154
Additional Noninterest Income	$147,000	5,348
Total noninterest expense	$3,656,000	4,506
Salaries and employee benefits	$1,801,000	4,790
Premises and equipment expense	$478,000	4,579
Additional noninterest expense	$1,377,000	3,856
Pre-tax net operating income	$1,820,000	2,649
Securities gains (losses)	$0	3,220
Applicable income taxes	$114,000	3,289
Income before extraordinary items	$1,706,000	2,297
Extraordinary gains, net	$0	39
Net income	$1,706,000	2,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$115,000	4,798
Cash dividends	$1,365,000	1,858
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,706,000	2,429
2008-09-30 (YTD Data)		Rank
Total interest income	$5,175,000	4,605
Total interest expense	$1,704,000	5,125
Net interest income	$3,471,000	4,187
Provision for loan and lease losses	$98,000	5,192
Total noninterest income	$745,000	3,504
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$634,000	2,030
Trading account gains and fees	$0	148
Additional Noninterest Income	$111,000	5,453
Total noninterest expense	$2,712,000	4,522
Salaries and employee benefits	$1,360,000	4,778
Premises and equipment expense	$327,000	4,864
Additional noninterest expense	$1,025,000	3,790
Pre-tax net operating income	$1,406,000	2,967
Securities gains (losses)	$0	3,106
Applicable income taxes	$89,000	3,690
Income before extraordinary items	$1,317,000	2,573
Extraordinary gains, net	$0	31
Net income	$1,317,000	2,570
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	4,101
Cash dividends	$1,014,000	1,772
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,317,000	2,699
2008-06-30 (YTD Data)		Rank
Total interest income	$3,507,000	4,626
Total interest expense	$1,202,000	5,121
Net interest income	$2,305,000	4,197
Provision for loan and lease losses	$75,000	4,654
Total noninterest income	$497,000	3,523
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$423,000	2,011
Trading account gains and fees	$0	149
Additional Noninterest Income	$74,000	5,542
Total noninterest expense	$1,803,000	4,564
Salaries and employee benefits	$911,000	4,810
Premises and equipment expense	$211,000	4,986
Additional noninterest expense	$681,000	3,793
Pre-tax net operating income	$924,000	3,111
Securities gains (losses)	$0	3,233
Applicable income taxes	$58,000	3,944
Income before extraordinary items	$866,000	2,886
Extraordinary gains, net	$0	21
Net income	$866,000	2,886
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	4,369
Cash dividends	$665,000	1,923
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$866,000	2,832
2008-03-31 (YTD Data)		Rank
Total interest income	$1,788,000	4,656
Total interest expense	$635,000	5,128
Net interest income	$1,153,000	4,208
Provision for loan and lease losses	$45,000	3,899
Total noninterest income	$247,000	3,538
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$207,000	2,020
Trading account gains and fees	$0	158
Additional Noninterest Income	$40,000	5,445
Total noninterest expense	$899,000	4,567
Salaries and employee benefits	$459,000	4,824
Premises and equipment expense	$102,000	5,112
Additional noninterest expense	$338,000	3,766
Pre-tax net operating income	$456,000	3,249
Securities gains (losses)	$0	2,688
Applicable income taxes	$29,000	4,079
Income before extraordinary items	$427,000	3,047
Extraordinary gains, net	$0	15
Net income	$427,000	3,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	3,413
Cash dividends	$325,000	1,789
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$427,000	2,958
2007-12-31 (YTD Data)		Rank
Total interest income	$7,347,000	4,611
Total interest expense	$2,545,000	5,204
Net interest income	$4,802,000	4,115
Provision for loan and lease losses	$180,000	4,023
Total noninterest income	$944,000	3,650
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$864,000	2,000
Trading account gains and fees	$0	178
Additional Noninterest Income	$80,000	6,526
Total noninterest expense	$3,722,000	4,340
Salaries and employee benefits	$1,887,000	4,590
Premises and equipment expense	$466,000	4,572
Additional noninterest expense	$1,369,000	3,686
Pre-tax net operating income	$1,844,000	3,496
Securities gains (losses)	$-21,000	7,772
Applicable income taxes	$122,000	4,318
Income before extraordinary items	$1,701,000	3,168
Extraordinary gains, net	$0	39
Net income	$1,701,000	3,166
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	3,750
Cash dividends	$1,394,000	2,119
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,720,530	3,133
2007-09-30 (YTD Data)		Rank
Total interest income	$5,477,000	4,641
Total interest expense	$1,891,000	5,252
Net interest income	$3,586,000	4,148
Provision for loan and lease losses	$145,000	3,535
Total noninterest income	$719,000	3,627
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$643,000	2,003
Trading account gains and fees	$0	184
Additional Noninterest Income	$76,000	6,239
Total noninterest expense	$2,723,000	4,400
Salaries and employee benefits	$1,415,000	4,558
Premises and equipment expense	$323,000	4,796
Additional noninterest expense	$985,000	3,750
Pre-tax net operating income	$1,437,000	3,562
Securities gains (losses)	$0	1,655
Applicable income taxes	$93,000	4,504
Income before extraordinary items	$1,344,000	3,212
Extraordinary gains, net	$0	33
Net income	$1,344,000	3,211
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	4,091
Cash dividends	$1,008,000	1,969
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,344,000	3,195
2007-06-30 (YTD Data)		Rank
Total interest income	$3,612,000	4,667
Total interest expense	$1,254,000	5,276
Net interest income	$2,358,000	4,228
Provision for loan and lease losses	$110,000	3,149
Total noninterest income	$472,000	3,677
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$420,000	2,027
Trading account gains and fees	$0	168
Additional Noninterest Income	$52,000	6,215
Total noninterest expense	$1,804,000	4,439
Salaries and employee benefits	$946,000	4,595
Premises and equipment expense	$206,000	4,941
Additional noninterest expense	$652,000	3,767
Pre-tax net operating income	$916,000	3,723
Securities gains (losses)	$0	1,444
Applicable income taxes	$59,000	4,625
Income before extraordinary items	$857,000	3,366
Extraordinary gains, net	$0	29
Net income	$857,000	3,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	3,680
Cash dividends	$643,000	2,086
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$857,000	3,346
2007-03-31 (YTD Data)		Rank
Total interest income	$1,766,000	4,738
Total interest expense	$630,000	5,247
Net interest income	$1,136,000	4,321
Provision for loan and lease losses	$60,000	2,747
Total noninterest income	$226,000	3,766
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$193,000	2,112
Trading account gains and fees	$0	195
Additional Noninterest Income	$33,000	5,825
Total noninterest expense	$876,000	4,516
Salaries and employee benefits	$466,000	4,667
Premises and equipment expense	$104,000	4,929
Additional noninterest expense	$306,000	3,915
Pre-tax net operating income	$426,000	3,862
Securities gains (losses)	$0	1,187
Applicable income taxes	$28,000	4,668
Income before extraordinary items	$398,000	3,511
Extraordinary gains, net	$0	22
Net income	$398,000	3,511
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,606
Cash dividends	$325,000	1,898
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$398,000	3,487
2006-12-31 (YTD Data)		Rank
Total interest income	$6,522,000	4,754
Total interest expense	$2,086,000	5,286
Net interest income	$4,436,000	4,382
Provision for loan and lease losses	$300,000	2,748
Total noninterest income	$985,000	3,581
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$865,000	1,985
Trading account gains and fees	$0	130
Additional Noninterest Income	$120,000	6,013
Total noninterest expense	$3,348,000	4,530
Salaries and employee benefits	$1,693,000	4,817
Premises and equipment expense	$417,000	4,790
Additional noninterest expense	$1,238,000	3,837
Pre-tax net operating income	$1,773,000	3,929
Securities gains (losses)	$-64,000	8,031
Applicable income taxes	$111,000	4,887
Income before extraordinary items	$1,598,000	3,630
Extraordinary gains, net	$0	51
Net income	$1,598,000	3,630
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	3,304
Cash dividends	$1,211,000	2,236
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,658,160	3,524
2006-09-30 (YTD Data)		Rank
Total interest income	$4,776,000	4,812
Total interest expense	$1,498,000	5,341
Net interest income	$3,278,000	4,458
Provision for loan and lease losses	$225,000	2,598
Total noninterest income	$761,000	3,505
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$662,000	1,942
Trading account gains and fees	$0	126
Additional Noninterest Income	$99,000	5,863
Total noninterest expense	$2,502,000	4,534
Salaries and employee benefits	$1,262,000	4,811
Premises and equipment expense	$319,000	4,734
Additional noninterest expense	$921,000	3,858
Pre-tax net operating income	$1,312,000	4,080
Securities gains (losses)	$-64,000	8,267
Applicable income taxes	$80,000	5,122
Income before extraordinary items	$1,168,000	3,809
Extraordinary gains, net	$0	45
Net income	$1,168,000	3,812
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	2,984
Cash dividends	$878,000	2,119
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,228,160	3,665
2006-06-30 (YTD Data)		Rank
Total interest income	$3,139,000	4,813
Total interest expense	$971,000	5,304
Net interest income	$2,168,000	4,487
Provision for loan and lease losses	$150,000	2,563
Total noninterest income	$518,000	3,450
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$443,000	1,927
Trading account gains and fees	$0	126
Additional Noninterest Income	$75,000	5,680
Total noninterest expense	$1,645,000	4,587
Salaries and employee benefits	$829,000	4,879
Premises and equipment expense	$206,000	4,842
Additional noninterest expense	$610,000	3,863
Pre-tax net operating income	$891,000	4,069
Securities gains (losses)	$-64,000	8,428
Applicable income taxes	$53,000	5,182
Income before extraordinary items	$774,000	3,820
Extraordinary gains, net	$0	39
Net income	$774,000	3,824
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	3,182
Cash dividends	$557,000	2,226
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$834,160	3,632
2006-03-31 (YTD Data)		Rank
Total interest income	$1,557,000	4,797
Total interest expense	$472,000	5,273
Net interest income	$1,085,000	4,469
Provision for loan and lease losses	$75,000	2,394
Total noninterest income	$256,000	3,405
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$230,000	1,823
Trading account gains and fees	$0	115
Additional Noninterest Income	$26,000	6,300
Total noninterest expense	$802,000	4,682
Salaries and employee benefits	$408,000	4,946
Premises and equipment expense	$102,000	4,892
Additional noninterest expense	$292,000	3,980
Pre-tax net operating income	$464,000	3,916
Securities gains (losses)	$-59,000	8,594
Applicable income taxes	$26,000	5,161
Income before extraordinary items	$379,000	3,829
Extraordinary gains, net	$0	21
Net income	$379,000	3,828
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,443
Cash dividends	$257,000	2,112
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$434,460	3,469
2005-12-31 (YTD Data)		Rank
Total interest income	$5,897,000	4,643
Total interest expense	$1,702,000	4,907
Net interest income	$4,195,000	4,475
Provision for loan and lease losses	$320,000	2,696
Total noninterest income	$889,000	3,828
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$769,000	2,180
Trading account gains and fees	$0	138
Additional Noninterest Income	$120,000	6,115
Total noninterest expense	$3,458,000	4,324
Salaries and employee benefits	$1,702,000	4,660
Premises and equipment expense	$479,000	4,301
Additional noninterest expense	$1,277,000	3,681
Pre-tax net operating income	$1,306,000	4,713
Securities gains (losses)	$-17,000	7,746
Applicable income taxes	$84,000	5,510
Income before extraordinary items	$1,205,000	4,341
Extraordinary gains, net	$0	46
Net income	$1,205,000	4,343
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$274,000	1,856
Cash dividends	$716,000	3,030
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,220,810	4,271
2005-09-30 (YTD Data)		Rank
Total interest income	$4,370,000	4,655
Total interest expense	$1,255,000	4,820
Net interest income	$3,115,000	4,515
Provision for loan and lease losses	$185,000	3,084
Total noninterest income	$662,000	3,846
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$566,000	2,214
Trading account gains and fees	$0	126
Additional Noninterest Income	$96,000	6,008
Total noninterest expense	$2,628,000	4,252
Salaries and employee benefits	$1,303,000	4,567
Premises and equipment expense	$348,000	4,381
Additional noninterest expense	$977,000	3,568
Pre-tax net operating income	$964,000	4,869
Securities gains (losses)	$-17,000	8,109
Applicable income taxes	$62,000	5,641
Income before extraordinary items	$885,000	4,500
Extraordinary gains, net	$0	35
Net income	$885,000	4,500
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$217,000	1,592
Cash dividends	$430,000	3,044
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$900,810	4,418
2005-06-30 (YTD Data)		Rank
Total interest income	$2,870,000	4,636
Total interest expense	$815,000	4,732
Net interest income	$2,055,000	4,535
Provision for loan and lease losses	$110,000	3,223
Total noninterest income	$433,000	3,848
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$366,000	2,231
Trading account gains and fees	$0	116
Additional Noninterest Income	$67,000	5,953
Total noninterest expense	$1,779,000	4,184
Salaries and employee benefits	$891,000	4,464
Premises and equipment expense	$226,000	4,426
Additional noninterest expense	$662,000	3,502
Pre-tax net operating income	$599,000	5,013
Securities gains (losses)	$-15,000	8,274
Applicable income taxes	$38,000	5,720
Income before extraordinary items	$546,000	4,664
Extraordinary gains, net	$0	30
Net income	$546,000	4,665
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$164,000	1,386
Cash dividends	$230,000	3,331
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$559,950	4,549
2005-03-31 (YTD Data)		Rank
Total interest income	$1,422,000	4,641
Total interest expense	$397,000	4,712
Net interest income	$1,025,000	4,535
Provision for loan and lease losses	$45,000	3,327
Total noninterest income	$204,000	3,933
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$176,000	2,245
Trading account gains and fees	$0	115
Additional Noninterest Income	$28,000	6,283
Total noninterest expense	$858,000	4,317
Salaries and employee benefits	$437,000	4,529
Premises and equipment expense	$106,000	4,677
Additional noninterest expense	$315,000	3,652
Pre-tax net operating income	$326,000	4,785
Securities gains (losses)	$-12,000	8,571
Applicable income taxes	$20,000	5,658
Income before extraordinary items	$294,000	4,432
Extraordinary gains, net	$0	24
Net income	$294,000	4,433
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	1,360
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$305,280	4,281
2004-12-31 (YTD Data)		Rank
Total interest income	$5,687,000	4,428
Total interest expense	$1,426,000	4,650
Net interest income	$4,261,000	4,288
Provision for loan and lease losses	$105,000	4,905
Total noninterest income	$998,000	3,557
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$862,000	1,993
Trading account gains and fees	$0	138
Additional Noninterest Income	$136,000	5,870
Total noninterest expense	$3,534,000	4,149
Salaries and employee benefits	$1,691,000	4,539
Premises and equipment expense	$454,000	4,375
Additional noninterest expense	$1,389,000	3,325
Pre-tax net operating income	$1,620,000	4,055
Securities gains (losses)	$15,000	2,589
Applicable income taxes	$101,000	5,496
Income before extraordinary items	$1,534,000	3,581
Extraordinary gains, net	$0	34
Net income	$1,534,000	3,582
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	3,555
Cash dividends	$1,330,000	1,888
Sale, conversion, retirement of capital stock, net	$4,000	846
Net operating income	$1,519,900	3,545
2004-09-30 (YTD Data)		Rank
Total interest income	$4,250,000	4,415
Total interest expense	$1,053,000	4,649
Net interest income	$3,197,000	4,287
Provision for loan and lease losses	$60,000	5,125
Total noninterest income	$776,000	3,484
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$664,000	1,974
Trading account gains and fees	$0	134
Additional Noninterest Income	$112,000	5,710
Total noninterest expense	$2,535,000	4,259
Salaries and employee benefits	$1,249,000	4,552
Premises and equipment expense	$338,000	4,398
Additional noninterest expense	$948,000	3,574
Pre-tax net operating income	$1,378,000	3,796
Securities gains (losses)	$15,000	2,477
Applicable income taxes	$91,000	5,444
Income before extraordinary items	$1,302,000	3,348
Extraordinary gains, net	$0	26
Net income	$1,302,000	3,349
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	3,635
Cash dividends	$1,330,000	1,392
Sale, conversion, retirement of capital stock, net	$4,000	708
Net operating income	$1,288,050	3,279
2004-06-30 (YTD Data)		Rank
Total interest income	$2,846,000	4,407
Total interest expense	$689,000	4,720
Net interest income	$2,157,000	4,249
Provision for loan and lease losses	$15,000	6,089
Total noninterest income	$537,000	3,409
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$452,000	1,918
Trading account gains and fees	$0	130
Additional Noninterest Income	$85,000	5,489
Total noninterest expense	$1,695,000	4,275
Salaries and employee benefits	$829,000	4,586
Premises and equipment expense	$225,000	4,416
Additional noninterest expense	$641,000	3,542
Pre-tax net operating income	$984,000	3,574
Securities gains (losses)	$12,000	2,314
Applicable income taxes	$68,000	5,316
Income before extraordinary items	$928,000	3,121
Extraordinary gains, net	$0	21
Net income	$928,000	3,122
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	3,713
Cash dividends	$860,000	1,452
Sale, conversion, retirement of capital stock, net	$4,000	602
Net operating income	$916,840	3,068
2004-03-31 (YTD Data)		Rank
Total interest income	$1,410,000	4,465
Total interest expense	$341,000	4,784
Net interest income	$1,069,000	4,282
Provision for loan and lease losses	$0	6,501
Total noninterest income	$254,000	3,487
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$218,000	1,921
Trading account gains and fees	$0	121
Additional Noninterest Income	$36,000	5,773
Total noninterest expense	$854,000	4,271
Salaries and employee benefits	$413,000	4,625
Premises and equipment expense	$113,000	4,421
Additional noninterest expense	$328,000	3,487
Pre-tax net operating income	$469,000	3,684
Securities gains (losses)	$12,000	1,956
Applicable income taxes	$31,000	5,362
Income before extraordinary items	$450,000	3,194
Extraordinary gains, net	$0	16
Net income	$450,000	3,194
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	3,075
Cash dividends	$500,000	1,176
Sale, conversion, retirement of capital stock, net	$4,000	431
Net operating income	$438,720	3,150
2003-12-31 (YTD Data)		Rank
Total interest income	$5,457,000	4,592
Total interest expense	$1,412,000	5,056
Net interest income	$4,045,000	4,331
Provision for loan and lease losses	$225,000	3,797
Total noninterest income	$963,000	3,801
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$829,000	2,069
Trading account gains and fees	$0	160
Additional Noninterest Income	$134,000	6,024
Total noninterest expense	$3,258,000	4,358
Salaries and employee benefits	$1,599,000	4,644
Premises and equipment expense	$460,000	4,318
Additional noninterest expense	$1,199,000	3,726
Pre-tax net operating income	$1,525,000	4,088
Securities gains (losses)	$95,000	1,941
Applicable income taxes	$106,000	5,663
Income before extraordinary items	$1,514,000	3,536
Extraordinary gains, net	$0	54
Net income	$1,514,000	3,535
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,839
Cash dividends	$1,050,000	2,232
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,425,650	3,522
2003-09-30 (YTD Data)		Rank
Total interest income	$4,048,000	4,689
Total interest expense	$1,066,000	5,193
Net interest income	$2,982,000	4,402
Provision for loan and lease losses	$225,000	3,052
Total noninterest income	$711,000	3,906
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$612,000	2,103
Trading account gains and fees	$0	153
Additional Noninterest Income	$99,000	6,099
Total noninterest expense	$2,359,000	4,456
Salaries and employee benefits	$1,203,000	4,609
Premises and equipment expense	$341,000	4,338
Additional noninterest expense	$815,000	4,012
Pre-tax net operating income	$1,109,000	4,289
Securities gains (losses)	$96,000	1,787
Applicable income taxes	$79,000	5,815
Income before extraordinary items	$1,126,000	3,670
Extraordinary gains, net	$0	40
Net income	$1,126,000	3,670
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	4,467
Cash dividends	$1,050,000	1,675
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,036,720	3,740
2003-06-30 (YTD Data)		Rank
Total interest income	$2,668,000	4,760
Total interest expense	$713,000	5,281
Net interest income	$1,955,000	4,459
Provision for loan and lease losses	$150,000	3,000
Total noninterest income	$457,000	3,946
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$390,000	2,143
Trading account gains and fees	$0	150
Additional Noninterest Income	$67,000	6,058
Total noninterest expense	$1,544,000	4,495
Salaries and employee benefits	$797,000	4,620
Premises and equipment expense	$226,000	4,361
Additional noninterest expense	$521,000	4,115
Pre-tax net operating income	$718,000	4,360
Securities gains (losses)	$96,000	1,544
Applicable income taxes	$53,000	5,859
Income before extraordinary items	$761,000	3,645
Extraordinary gains, net	$0	30
Net income	$761,000	3,645
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	4,485
Cash dividends	$1,050,000	1,238
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$671,720	3,799
2003-03-31 (YTD Data)		Rank
Total interest income	$1,307,000	4,856
Total interest expense	$354,000	5,419
Net interest income	$953,000	4,539
Provision for loan and lease losses	$75,000	2,805
Total noninterest income	$215,000	3,991
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$187,000	2,139
Trading account gains and fees	$0	134
Additional Noninterest Income	$28,000	6,362
Total noninterest expense	$768,000	4,492
Salaries and employee benefits	$386,000	4,735
Premises and equipment expense	$112,000	4,395
Additional noninterest expense	$270,000	3,973
Pre-tax net operating income	$325,000	4,584
Securities gains (losses)	$74,000	1,165
Applicable income taxes	$26,000	5,851
Income before extraordinary items	$373,000	3,647
Extraordinary gains, net	$0	21
Net income	$373,000	3,645
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,386
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$304,180	4,017
2002-12-31 (YTD Data)		Rank
Total interest income	$5,552,000	4,811
Total interest expense	$1,644,000	5,440
Net interest income	$3,908,000	4,423
Provision for loan and lease losses	$275,000	3,639
Total noninterest income	$714,000	4,280
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$620,000	2,511
Trading account gains and fees	$0	153
Additional Noninterest Income	$94,000	6,565
Total noninterest expense	$3,073,000	4,382
Salaries and employee benefits	$1,553,000	4,566
Premises and equipment expense	$448,000	4,272
Additional noninterest expense	$1,072,000	3,959
Pre-tax net operating income	$1,274,000	4,553
Securities gains (losses)	$19,000	3,191
Applicable income taxes	$79,000	6,175
Income before extraordinary items	$1,214,000	4,059
Extraordinary gains, net	$0	70
Net income	$1,214,000	4,059
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$359,000	2,091
Cash dividends	$994,000	2,297
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,196,140	3,985
2001-12-31 (YTD Data)		Rank
Total interest income	$6,155,000	4,869
Total interest expense	$2,581,000	5,300
Net interest income	$3,574,000	4,489
Provision for loan and lease losses	$120,000	5,188
Total noninterest income	$671,000	4,292
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$572,000	2,533
Trading account gains and fees	$0	177
Additional Noninterest Income	$99,000	6,463
Total noninterest expense	$2,680,000	4,727
Salaries and employee benefits	$1,337,000	4,929
Premises and equipment expense	$421,000	4,434
Additional noninterest expense	$922,000	4,326
Pre-tax net operating income	$1,445,000	3,953
Securities gains (losses)	$88,000	1,855
Applicable income taxes	$123,000	5,738
Income before extraordinary items	$1,410,000	3,379
Extraordinary gains, net	$0	105
Net income	$1,410,000	3,383
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	3,838
Cash dividends	$1,000,000	2,212
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,329,040	3,439
2000-12-31 (YTD Data)		Rank
Total interest income	$6,070,000	5,038
Total interest expense	$2,801,000	5,183
Net interest income	$3,269,000	4,851
Provision for loan and lease losses	$90,000	5,514
Total noninterest income	$528,000	4,760
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$459,000	2,913
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	7,208
Total noninterest expense	$2,614,000	4,708
Salaries and employee benefits	$1,260,000	5,009
Premises and equipment expense	$404,000	4,477
Additional noninterest expense	$950,000	4,150
Pre-tax net operating income	$1,093,000	5,019
Securities gains (losses)	$-34,000	9,005
Applicable income taxes	$99,000	6,521
Income before extraordinary items	$960,000	4,499
Extraordinary gains, net	$0	38
Net income	$960,000	4,500
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	4,135
Cash dividends	$400,000	3,920
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$990,940	4,415
1999-12-31 (YTD Data)		Rank
Total interest income	$5,527,000	5,215
Total interest expense	$2,371,000	5,387
Net interest income	$3,156,000	4,982
Provision for loan and lease losses	$70,000	5,912
Total noninterest income	$496,000	4,976
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$427,000	3,046
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	7,453
Total noninterest expense	$2,441,000	4,972
Salaries and employee benefits	$1,129,000	5,404
Premises and equipment expense	$389,000	4,644
Additional noninterest expense	$923,000	4,290
Pre-tax net operating income	$1,141,000	4,920
Securities gains (losses)	$-20,000	9,544
Applicable income taxes	$85,000	7,134
Income before extraordinary items	$1,036,000	4,318
Extraordinary gains, net	$0	35
Net income	$1,036,000	4,321
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,038
Cash dividends	$590,000	3,208
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,054,400	4,219
1998-12-31 (YTD Data)		Rank
Total interest income	$5,217,000	5,511
Total interest expense	$2,299,000	5,659
Net interest income	$2,918,000	5,237
Provision for loan and lease losses	$20,000	7,729
Total noninterest income	$461,000	5,170
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$398,000	3,146
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,000	7,707
Total noninterest expense	$2,204,000	5,213
Salaries and employee benefits	$1,099,000	5,403
Premises and equipment expense	$377,000	4,629
Additional noninterest expense	$728,000	5,006
Pre-tax net operating income	$1,155,000	5,000
Securities gains (losses)	$103,000	1,252
Applicable income taxes	$226,000	5,875
Income before extraordinary items	$1,032,000	4,398
Extraordinary gains, net	$0	32
Net income	$1,032,000	4,397
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	4,482
Cash dividends	$847,000	2,506
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$947,540	4,577
1997-12-31 (YTD Data)		Rank
Total interest income	$5,004,000	5,801
Total interest expense	$2,169,000	5,940
Net interest income	$2,835,000	5,532
Provision for loan and lease losses	$15,000	8,110
Total noninterest income	$441,000	5,394
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$378,000	3,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,000	7,914
Total noninterest expense	$2,103,000	5,456
Salaries and employee benefits	$1,047,000	5,689
Premises and equipment expense	$356,000	4,828
Additional noninterest expense	$700,000	5,222
Pre-tax net operating income	$1,158,000	5,357
Securities gains (losses)	$45,000	1,407
Applicable income taxes	$312,000	5,615
Income before extraordinary items	$891,000	5,083
Extraordinary gains, net	$0	44
Net income	$891,000	5,085
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	7,272
Cash dividends	$277,000	4,741
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$857,700	5,173
1996-12-31 (YTD Data)		Rank
Total interest income	$4,598,000	6,296
Total interest expense	$1,942,000	6,543
Net interest income	$2,656,000	5,953
Provision for loan and lease losses	$48,000	6,700
Total noninterest income	$437,000	5,651
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$372,000	3,554
Trading account gains and fees	NA	NA
Additional Noninterest Income	$65,000	8,279
Total noninterest expense	$1,970,000	5,998
Salaries and employee benefits	$972,000	6,118
Premises and equipment expense	$349,000	5,021
Additional noninterest expense	$649,000	6,038
Pre-tax net operating income	$1,075,000	5,497
Securities gains (losses)	$45,000	1,403
Applicable income taxes	$290,000	5,940
Income before extraordinary items	$830,000	5,168
Extraordinary gains, net	$0	53
Net income	$830,000	5,167
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	4,696
Cash dividends	$256,000	4,895
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$796,700	5,262
1995-12-31 (YTD Data)		Rank
Total interest income	$4,419,000	6,546
Total interest expense	$1,767,000	6,975
Net interest income	$2,652,000	6,039
Provision for loan and lease losses	$0	8,958
Total noninterest income	$428,000	5,722
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$374,000	3,562
Trading account gains and fees	NA	NA
Additional Noninterest Income	$54,000	9,034
Total noninterest expense	$1,957,000	6,089
Salaries and employee benefits	$937,000	6,364
Premises and equipment expense	$338,000	5,158
Additional noninterest expense	$682,000	5,977
Pre-tax net operating income	$1,123,000	5,510
Securities gains (losses)	$25,000	1,741
Applicable income taxes	$296,000	6,050
Income before extraordinary items	$852,000	5,212
Extraordinary gains, net	$0	65
Net income	$852,000	5,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,500
Cash dividends	$188,000	5,661
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$833,500	5,270
1994-12-31 (YTD Data)		Rank
Total interest income	$3,928,000	6,794
Total interest expense	$1,401,000	7,201
Net interest income	$2,527,000	6,429
Provision for loan and lease losses	$42,000	6,508
Total noninterest income	$405,000	6,105
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$352,000	3,813
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	9,460
Total noninterest expense	$1,966,000	6,292
Salaries and employee benefits	$909,000	6,571
Premises and equipment expense	$310,000	5,563
Additional noninterest expense	$747,000	6,008
Pre-tax net operating income	$924,000	6,279
Securities gains (losses)	$-116,000	11,641
Applicable income taxes	$173,000	7,862
Income before extraordinary items	$635,000	6,304
Extraordinary gains, net	$0	249
Net income	$635,000	6,317
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,875
Cash dividends	$229,000	5,156
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$726,640	5,832
1993-12-31 (YTD Data)		Rank
Total interest income	$3,709,000	7,245
Total interest expense	$1,325,000	7,794
Net interest income	$2,384,000	6,765
Provision for loan and lease losses	$42,000	7,871
Total noninterest income	$356,000	6,948
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$300,000	4,426
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	9,758
Total noninterest expense	$1,718,000	7,142
Salaries and employee benefits	$843,000	7,059
Premises and equipment expense	$256,000	6,582
Additional noninterest expense	$619,000	7,172
Pre-tax net operating income	$980,000	5,970
Securities gains (losses)	$5,000	6,132
Applicable income taxes	$221,000	7,240
Income before extraordinary items	$764,000	5,758
Extraordinary gains, net	$24,000	2,616
Net income	$788,000	5,771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	7,032
Cash dividends	$174,000	5,792
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$760,100	5,530
1992-12-31 (YTD Data)		Rank
Total interest income	$3,781,000	7,800
Total interest expense	$1,626,000	8,118
Net interest income	$2,155,000	7,358
Provision for loan and lease losses	$63,000	8,454
Total noninterest income	$322,000	7,436
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$285,000	4,633
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	11,257
Total noninterest expense	$1,610,000	7,545
Salaries and employee benefits	$766,000	7,490
Premises and equipment expense	$231,000	7,148
Additional noninterest expense	$613,000	7,395
Pre-tax net operating income	$804,000	6,543
Securities gains (losses)	$46,000	4,268
Applicable income taxes	$214,000	7,296
Income before extraordinary items	$636,000	6,330
Extraordinary gains, net	$0	1,422
Net income	$636,000	6,397
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$121,000	5,426
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$601,500	6,196

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.