Home > Community Guaranty Savings Bank > Income and Expense
Community Guaranty Savings Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $959,000 | 4,370 |
| Total interest expense | $93,000 | 4,232 |
| Net interest income | $866,000 | 4,347 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $142,000 | 3,900 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $37,000 | 4,018 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $105,000 | 3,484 |
| Total noninterest expense | $923,000 | 3,877 |
| Salaries and employee benefits | $452,000 | 4,095 |
| Premises and equipment expense | $195,000 | 2,584 |
| Additional noninterest expense | $276,000 | 4,051 |
| Pre-tax net operating income | $85,000 | 5,188 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $3,000 | 4,042 |
| Income before extraordinary items | $82,000 | 5,164 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $82,000 | 5,164 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $82,000 | 5,164 |
| Net charge-offs | $32,000 | 1,717 |
| Cash dividends | $350,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $82,000 | 5,111 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,965,000 | 4,319 |
| Total interest expense | $451,000 | 3,922 |
| Net interest income | $3,514,000 | 4,329 |
| Provision for loan and lease losses | $165,000 | 2,549 |
| Total noninterest income | $719,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $201,000 | 3,702 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $518,000 | 3,234 |
| Total noninterest expense | $3,717,000 | 3,870 |
| Salaries and employee benefits | $1,947,000 | 3,958 |
| Premises and equipment expense | $774,000 | 2,619 |
| Additional noninterest expense | $996,000 | 4,303 |
| Pre-tax net operating income | $351,000 | 5,177 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $1,000 | 4,340 |
| Income before extraordinary items | $351,000 | 5,129 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $351,000 | 5,133 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $351,000 | 5,133 |
| Net charge-offs | $143,000 | 2,304 |
| Cash dividends | $320,000 | 3,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $350,000 | 5,082 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,961,000 | 4,379 |
| Total interest expense | $345,000 | 3,936 |
| Net interest income | $2,616,000 | 4,389 |
| Provision for loan and lease losses | $120,000 | 2,499 |
| Total noninterest income | $540,000 | 3,610 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $156,000 | 3,685 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $384,000 | 3,279 |
| Total noninterest expense | $2,787,000 | 3,887 |
| Salaries and employee benefits | $1,439,000 | 4,007 |
| Premises and equipment expense | $592,000 | 2,616 |
| Additional noninterest expense | $756,000 | 4,300 |
| Pre-tax net operating income | $249,000 | 5,342 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $-4,000 | 6,036 |
| Income before extraordinary items | $254,000 | 5,258 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $254,000 | 5,262 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $254,000 | 5,263 |
| Net charge-offs | $145,000 | 1,829 |
| Cash dividends | $120,000 | 3,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $253,000 | 5,213 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 4,414 |
| Total interest expense | $233,000 | 3,959 |
| Net interest income | $1,737,000 | 4,421 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $358,000 | 3,630 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $104,000 | 3,667 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $254,000 | 3,284 |
| Total noninterest expense | $1,864,000 | 3,917 |
| Salaries and employee benefits | $960,000 | 4,041 |
| Premises and equipment expense | $402,000 | 2,585 |
| Additional noninterest expense | $502,000 | 4,349 |
| Pre-tax net operating income | $141,000 | 5,459 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $-13,000 | 6,164 |
| Income before extraordinary items | $155,000 | 5,354 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $155,000 | 5,353 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $155,000 | 5,356 |
| Net charge-offs | $138,000 | 1,442 |
| Cash dividends | $60,000 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $154,000 | 5,306 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $979,000 | 4,451 |
| Total interest expense | $119,000 | 3,952 |
| Net interest income | $860,000 | 4,457 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $171,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $50,000 | 3,703 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $121,000 | 3,317 |
| Total noninterest expense | $935,000 | 3,940 |
| Salaries and employee benefits | $487,000 | 4,034 |
| Premises and equipment expense | $209,000 | 2,560 |
| Additional noninterest expense | $239,000 | 4,455 |
| Pre-tax net operating income | $51,000 | 5,610 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-12,000 | 6,262 |
| Income before extraordinary items | $63,000 | 5,486 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $63,000 | 5,487 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $63,000 | 5,487 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $60,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $63,000 | 5,427 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,873,000 | 4,537 |
| Total interest expense | $530,000 | 3,890 |
| Net interest income | $3,343,000 | 4,587 |
| Provision for loan and lease losses | $180,000 | 2,581 |
| Total noninterest income | $731,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $196,000 | 3,944 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $535,000 | 3,181 |
| Total noninterest expense | $3,613,000 | 4,063 |
| Salaries and employee benefits | $1,931,000 | 4,054 |
| Premises and equipment expense | $773,000 | 2,730 |
| Additional noninterest expense | $909,000 | 4,652 |
| Pre-tax net operating income | $281,000 | 5,513 |
| Securities gains (losses) | $133,000 | 1,057 |
| Applicable income taxes | $6,000 | 4,280 |
| Income before extraordinary items | $408,000 | 5,143 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $408,000 | 5,142 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $408,000 | 5,143 |
| Net charge-offs | $170,000 | 2,649 |
| Cash dividends | $60,000 | 4,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $276,330 | 5,412 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,889,000 | 4,593 |
| Total interest expense | $401,000 | 3,936 |
| Net interest income | $2,488,000 | 4,642 |
| Provision for loan and lease losses | $135,000 | 2,485 |
| Total noninterest income | $547,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $149,000 | 3,968 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $398,000 | 3,231 |
| Total noninterest expense | $2,689,000 | 4,100 |
| Salaries and employee benefits | $1,429,000 | 4,097 |
| Premises and equipment expense | $587,000 | 2,734 |
| Additional noninterest expense | $673,000 | 4,691 |
| Pre-tax net operating income | $211,000 | 5,617 |
| Securities gains (losses) | $133,000 | 826 |
| Applicable income taxes | $28,000 | 3,887 |
| Income before extraordinary items | $316,000 | 5,182 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $316,000 | 5,182 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $316,000 | 5,184 |
| Net charge-offs | $88,000 | 2,805 |
| Cash dividends | $60,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $193,640 | 5,541 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,941,000 | 4,588 |
| Total interest expense | $271,000 | 3,956 |
| Net interest income | $1,670,000 | 4,629 |
| Provision for loan and lease losses | $90,000 | 2,447 |
| Total noninterest income | $343,000 | 3,772 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $100,000 | 3,941 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $243,000 | 3,340 |
| Total noninterest expense | $1,805,000 | 4,103 |
| Salaries and employee benefits | $953,000 | 4,127 |
| Premises and equipment expense | $401,000 | 2,704 |
| Additional noninterest expense | $451,000 | 4,706 |
| Pre-tax net operating income | $118,000 | 5,701 |
| Securities gains (losses) | $100,000 | 788 |
| Applicable income taxes | $13,000 | 4,016 |
| Income before extraordinary items | $205,000 | 5,196 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $205,000 | 5,198 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $205,000 | 5,199 |
| Net charge-offs | $14,000 | 3,578 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $111,000 | 5,656 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $982,000 | 4,606 |
| Total interest expense | $139,000 | 3,957 |
| Net interest income | $843,000 | 4,653 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $159,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $48,000 | 3,996 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $111,000 | 3,417 |
| Total noninterest expense | $891,000 | 4,164 |
| Salaries and employee benefits | $480,000 | 4,154 |
| Premises and equipment expense | $200,000 | 2,751 |
| Additional noninterest expense | $211,000 | 4,877 |
| Pre-tax net operating income | $66,000 | 5,597 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-10,000 | 6,457 |
| Income before extraordinary items | $76,000 | 5,425 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $76,000 | 5,425 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $76,000 | 5,425 |
| Net charge-offs | $7,000 | 2,989 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $76,000 | 5,386 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 4,642 |
| Total interest expense | $648,000 | 3,920 |
| Net interest income | $3,318,000 | 4,712 |
| Provision for loan and lease losses | $175,000 | 3,117 |
| Total noninterest income | $818,000 | 3,580 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $214,000 | 3,991 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $604,000 | 3,113 |
| Total noninterest expense | $3,644,000 | 4,158 |
| Salaries and employee benefits | $1,973,000 | 4,114 |
| Premises and equipment expense | $769,000 | 2,779 |
| Additional noninterest expense | $902,000 | 4,812 |
| Pre-tax net operating income | $317,000 | 5,460 |
| Securities gains (losses) | $36,000 | 2,016 |
| Applicable income taxes | $39,000 | 3,865 |
| Income before extraordinary items | $314,000 | 5,381 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $314,000 | 5,385 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $314,000 | 5,385 |
| Net charge-offs | $160,000 | 3,270 |
| Cash dividends | $120,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $281,960 | 5,426 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,978,000 | 4,686 |
| Total interest expense | $500,000 | 3,936 |
| Net interest income | $2,478,000 | 4,760 |
| Provision for loan and lease losses | $135,000 | 3,044 |
| Total noninterest income | $639,000 | 3,574 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $162,000 | 4,003 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $477,000 | 3,087 |
| Total noninterest expense | $2,772,000 | 4,128 |
| Salaries and employee benefits | $1,517,000 | 4,063 |
| Premises and equipment expense | $567,000 | 2,830 |
| Additional noninterest expense | $688,000 | 4,792 |
| Pre-tax net operating income | $210,000 | 5,643 |
| Securities gains (losses) | $36,000 | 1,884 |
| Applicable income taxes | $-28,000 | 6,587 |
| Income before extraordinary items | $274,000 | 5,365 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $274,000 | 5,366 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $274,000 | 5,367 |
| Net charge-offs | $43,000 | 3,966 |
| Cash dividends | $120,000 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $238,000 | 5,422 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,987,000 | 4,701 |
| Total interest expense | $340,000 | 3,955 |
| Net interest income | $1,647,000 | 4,776 |
| Provision for loan and lease losses | $90,000 | 3,034 |
| Total noninterest income | $458,000 | 3,457 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $109,000 | 3,964 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $349,000 | 2,991 |
| Total noninterest expense | $1,860,000 | 4,132 |
| Salaries and employee benefits | $1,018,000 | 4,065 |
| Premises and equipment expense | $380,000 | 2,832 |
| Additional noninterest expense | $462,000 | 4,788 |
| Pre-tax net operating income | $155,000 | 5,575 |
| Securities gains (losses) | $36,000 | 1,723 |
| Applicable income taxes | $-12,000 | 6,600 |
| Income before extraordinary items | $203,000 | 5,247 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $203,000 | 5,250 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $203,000 | 5,250 |
| Net charge-offs | $45,000 | 3,434 |
| Cash dividends | $60,000 | 3,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $167,000 | 5,341 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 4,708 |
| Total interest expense | $175,000 | 3,984 |
| Net interest income | $828,000 | 4,798 |
| Provision for loan and lease losses | $63,000 | 2,562 |
| Total noninterest income | $241,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $56,000 | 3,885 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $185,000 | 2,889 |
| Total noninterest expense | $927,000 | 4,190 |
| Salaries and employee benefits | $519,000 | 4,071 |
| Premises and equipment expense | $192,000 | 2,838 |
| Additional noninterest expense | $216,000 | 4,988 |
| Pre-tax net operating income | $79,000 | 5,523 |
| Securities gains (losses) | $36,000 | 1,059 |
| Applicable income taxes | $7,000 | 4,068 |
| Income before extraordinary items | $108,000 | 5,158 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $108,000 | 5,160 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $108,000 | 5,160 |
| Net charge-offs | $47,000 | 2,457 |
| Cash dividends | $60,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $74,160 | 5,455 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,289,000 | 4,683 |
| Total interest expense | $837,000 | 4,016 |
| Net interest income | $3,452,000 | 4,784 |
| Provision for loan and lease losses | $310,000 | 3,317 |
| Total noninterest income | $891,000 | 3,456 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $231,000 | 4,005 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $660,000 | 2,975 |
| Total noninterest expense | $3,918,000 | 4,080 |
| Salaries and employee benefits | $2,260,000 | 3,827 |
| Premises and equipment expense | $729,000 | 2,939 |
| Additional noninterest expense | $929,000 | 4,957 |
| Pre-tax net operating income | $115,000 | 5,884 |
| Securities gains (losses) | $274,000 | 1,436 |
| Applicable income taxes | $-46,000 | 6,638 |
| Income before extraordinary items | $435,000 | 5,107 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $435,000 | 5,105 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $435,000 | 5,106 |
| Net charge-offs | $254,000 | 3,505 |
| Cash dividends | $60,000 | 4,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $161,000 | 5,728 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 4,735 |
| Total interest expense | $649,000 | 4,065 |
| Net interest income | $2,619,000 | 4,830 |
| Provision for loan and lease losses | $235,000 | 3,289 |
| Total noninterest income | $679,000 | 3,462 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $171,000 | 4,071 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $508,000 | 2,931 |
| Total noninterest expense | $2,822,000 | 4,218 |
| Salaries and employee benefits | $1,595,000 | 3,991 |
| Premises and equipment expense | $542,000 | 2,985 |
| Additional noninterest expense | $685,000 | 5,056 |
| Pre-tax net operating income | $241,000 | 5,528 |
| Securities gains (losses) | $188,000 | 1,484 |
| Applicable income taxes | $-1,000 | 6,709 |
| Income before extraordinary items | $430,000 | 4,874 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $430,000 | 4,874 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $430,000 | 4,874 |
| Net charge-offs | $141,000 | 3,663 |
| Cash dividends | $60,000 | 3,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $242,000 | 5,368 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 4,744 |
| Total interest expense | $448,000 | 4,085 |
| Net interest income | $1,750,000 | 4,851 |
| Provision for loan and lease losses | $185,000 | 3,078 |
| Total noninterest income | $447,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $116,000 | 4,041 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $331,000 | 2,940 |
| Total noninterest expense | $1,866,000 | 4,255 |
| Salaries and employee benefits | $1,059,000 | 4,034 |
| Premises and equipment expense | $358,000 | 3,008 |
| Additional noninterest expense | $449,000 | 5,120 |
| Pre-tax net operating income | $146,000 | 5,620 |
| Securities gains (losses) | $128,000 | 1,426 |
| Applicable income taxes | $-25,000 | 6,893 |
| Income before extraordinary items | $299,000 | 4,825 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $299,000 | 4,829 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $299,000 | 4,829 |
| Net charge-offs | $140,000 | 3,116 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $171,000 | 5,330 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 4,768 |
| Total interest expense | $233,000 | 4,099 |
| Net interest income | $879,000 | 4,862 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $174,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $57,000 | 4,043 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $117,000 | 3,463 |
| Total noninterest expense | $913,000 | 4,331 |
| Salaries and employee benefits | $530,000 | 4,061 |
| Premises and equipment expense | $175,000 | 3,083 |
| Additional noninterest expense | $208,000 | 5,263 |
| Pre-tax net operating income | $95,000 | 5,461 |
| Securities gains (losses) | $13,000 | 1,721 |
| Applicable income taxes | $-11,000 | 6,986 |
| Income before extraordinary items | $119,000 | 5,167 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $119,000 | 5,168 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $119,000 | 5,169 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $106,000 | 5,147 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 4,736 |
| Total interest expense | $1,095,000 | 4,187 |
| Net interest income | $3,568,000 | 4,841 |
| Provision for loan and lease losses | $326,000 | 4,006 |
| Total noninterest income | $771,000 | 3,592 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $244,000 | 4,012 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $527,000 | 3,041 |
| Total noninterest expense | $3,728,000 | 4,315 |
| Salaries and employee benefits | $2,084,000 | 4,069 |
| Premises and equipment expense | $723,000 | 3,124 |
| Additional noninterest expense | $921,000 | 5,092 |
| Pre-tax net operating income | $285,000 | 5,279 |
| Securities gains (losses) | $103,000 | 2,045 |
| Applicable income taxes | $-67,000 | 6,770 |
| Income before extraordinary items | $455,000 | 4,785 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $455,000 | 4,786 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $455,000 | 4,785 |
| Net charge-offs | $432,000 | 3,349 |
| Cash dividends | $60,000 | 3,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $352,000 | 4,961 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 4,768 |
| Total interest expense | $841,000 | 4,242 |
| Net interest income | $2,698,000 | 4,851 |
| Provision for loan and lease losses | $250,000 | 3,854 |
| Total noninterest income | $571,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $184,000 | 4,015 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $387,000 | 3,096 |
| Total noninterest expense | $2,837,000 | 4,280 |
| Salaries and employee benefits | $1,559,000 | 4,065 |
| Premises and equipment expense | $548,000 | 3,131 |
| Additional noninterest expense | $730,000 | 4,986 |
| Pre-tax net operating income | $182,000 | 5,542 |
| Securities gains (losses) | $156,000 | 1,401 |
| Applicable income taxes | $-38,000 | 6,899 |
| Income before extraordinary items | $376,000 | 4,753 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $376,000 | 4,754 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $376,000 | 4,754 |
| Net charge-offs | $209,000 | 3,665 |
| Cash dividends | $60,000 | 3,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $220,000 | 5,276 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 4,825 |
| Total interest expense | $571,000 | 4,304 |
| Net interest income | $1,782,000 | 4,896 |
| Provision for loan and lease losses | $145,000 | 3,986 |
| Total noninterest income | $378,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $123,000 | 3,990 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $255,000 | 3,133 |
| Total noninterest expense | $1,891,000 | 4,318 |
| Salaries and employee benefits | $1,028,000 | 4,130 |
| Premises and equipment expense | $359,000 | 3,194 |
| Additional noninterest expense | $504,000 | 4,986 |
| Pre-tax net operating income | $124,000 | 5,558 |
| Securities gains (losses) | $111,000 | 1,066 |
| Applicable income taxes | $-24,000 | 6,947 |
| Income before extraordinary items | $259,000 | 4,662 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $259,000 | 4,660 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $259,000 | 4,662 |
| Net charge-offs | $40,000 | 4,628 |
| Cash dividends | $60,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $148,000 | 5,281 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 4,875 |
| Total interest expense | $290,000 | 4,395 |
| Net interest income | $875,000 | 4,949 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $190,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $59,000 | 4,038 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $131,000 | 3,128 |
| Total noninterest expense | $931,000 | 4,392 |
| Salaries and employee benefits | $513,000 | 4,156 |
| Premises and equipment expense | $175,000 | 3,304 |
| Additional noninterest expense | $243,000 | 5,069 |
| Pre-tax net operating income | $104,000 | 5,089 |
| Securities gains (losses) | $31,000 | 940 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $135,000 | 4,611 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $135,000 | 4,611 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $135,000 | 4,612 |
| Net charge-offs | $8,000 | 4,474 |
| Cash dividends | $60,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $104,000 | 4,894 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,903,000 | 4,871 |
| Total interest expense | $1,373,000 | 4,480 |
| Net interest income | $3,530,000 | 4,927 |
| Provision for loan and lease losses | $158,000 | 5,595 |
| Total noninterest income | $832,000 | 3,577 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $243,000 | 4,062 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $589,000 | 2,946 |
| Total noninterest expense | $3,763,000 | 4,381 |
| Salaries and employee benefits | $2,025,000 | 4,192 |
| Premises and equipment expense | $648,000 | 3,513 |
| Additional noninterest expense | $1,090,000 | 4,866 |
| Pre-tax net operating income | $441,000 | 4,515 |
| Securities gains (losses) | $132,000 | 1,927 |
| Applicable income taxes | $7,000 | 4,295 |
| Income before extraordinary items | $566,000 | 4,138 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $566,000 | 4,138 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $566,000 | 4,139 |
| Net charge-offs | $130,000 | 5,185 |
| Cash dividends | $240,000 | 3,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $435,320 | 4,364 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,690,000 | 4,954 |
| Total interest expense | $1,067,000 | 4,538 |
| Net interest income | $2,623,000 | 5,016 |
| Provision for loan and lease losses | $128,000 | 5,464 |
| Total noninterest income | $602,000 | 3,680 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $177,000 | 4,183 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $425,000 | 3,022 |
| Total noninterest expense | $2,743,000 | 4,485 |
| Salaries and employee benefits | $1,493,000 | 4,282 |
| Premises and equipment expense | $479,000 | 3,596 |
| Additional noninterest expense | $771,000 | 5,024 |
| Pre-tax net operating income | $354,000 | 4,662 |
| Securities gains (losses) | $80,000 | 2,112 |
| Applicable income taxes | $21,000 | 3,981 |
| Income before extraordinary items | $413,000 | 4,426 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $413,000 | 4,428 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $413,000 | 4,428 |
| Net charge-offs | $74,000 | 5,194 |
| Cash dividends | $180,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $337,000 | 4,523 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 5,002 |
| Total interest expense | $724,000 | 4,588 |
| Net interest income | $1,730,000 | 5,049 |
| Provision for loan and lease losses | $88,000 | 5,320 |
| Total noninterest income | $416,000 | 3,559 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $124,000 | 4,080 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $292,000 | 2,880 |
| Total noninterest expense | $1,805,000 | 4,532 |
| Salaries and employee benefits | $983,000 | 4,338 |
| Premises and equipment expense | $320,000 | 3,628 |
| Additional noninterest expense | $502,000 | 5,075 |
| Pre-tax net operating income | $253,000 | 4,630 |
| Securities gains (losses) | $55,000 | 1,822 |
| Applicable income taxes | $25,000 | 3,662 |
| Income before extraordinary items | $283,000 | 4,418 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $283,000 | 4,417 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $283,000 | 4,417 |
| Net charge-offs | $24,000 | 5,408 |
| Cash dividends | $120,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $232,400 | 4,529 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 5,058 |
| Total interest expense | $373,000 | 4,651 |
| Net interest income | $857,000 | 5,116 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $237,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $61,000 | 4,097 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $176,000 | 2,581 |
| Total noninterest expense | $910,000 | 4,553 |
| Salaries and employee benefits | $498,000 | 4,371 |
| Premises and equipment expense | $167,000 | 3,595 |
| Additional noninterest expense | $245,000 | 5,171 |
| Pre-tax net operating income | $154,000 | 4,512 |
| Securities gains (losses) | $16,000 | 1,584 |
| Applicable income taxes | $17,000 | 3,541 |
| Income before extraordinary items | $153,000 | 4,351 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $153,000 | 4,352 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $153,000 | 4,350 |
| Net charge-offs | $18,000 | 4,498 |
| Cash dividends | $60,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $138,600 | 4,411 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,332,000 | 4,944 |
| Total interest expense | $1,820,000 | 4,716 |
| Net interest income | $3,512,000 | 4,962 |
| Provision for loan and lease losses | $238,000 | 5,584 |
| Total noninterest income | $726,000 | 3,987 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $258,000 | 4,175 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $468,000 | 3,325 |
| Total noninterest expense | $3,687,000 | 4,569 |
| Salaries and employee benefits | $1,917,000 | 4,492 |
| Premises and equipment expense | $699,000 | 3,458 |
| Additional noninterest expense | $1,071,000 | 5,047 |
| Pre-tax net operating income | $313,000 | 4,461 |
| Securities gains (losses) | $153,000 | 1,777 |
| Applicable income taxes | $-2,000 | 6,165 |
| Income before extraordinary items | $468,000 | 3,963 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $468,000 | 3,962 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $468,000 | 3,962 |
| Net charge-offs | $78,000 | 5,904 |
| Cash dividends | $242,000 | 3,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $315,000 | 4,350 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,072,000 | 4,964 |
| Total interest expense | $1,419,000 | 4,750 |
| Net interest income | $2,653,000 | 4,949 |
| Provision for loan and lease losses | $87,000 | 6,152 |
| Total noninterest income | $550,000 | 4,026 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $193,000 | 4,188 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $357,000 | 3,370 |
| Total noninterest expense | $2,791,000 | 4,560 |
| Salaries and employee benefits | $1,417,000 | 4,566 |
| Premises and equipment expense | $530,000 | 3,472 |
| Additional noninterest expense | $844,000 | 4,911 |
| Pre-tax net operating income | $325,000 | 4,436 |
| Securities gains (losses) | $28,000 | 2,601 |
| Applicable income taxes | $-12,000 | 6,665 |
| Income before extraordinary items | $365,000 | 4,168 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $365,000 | 4,163 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $365,000 | 4,166 |
| Net charge-offs | $33,000 | 5,965 |
| Cash dividends | $182,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $337,000 | 4,204 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,765,000 | 4,950 |
| Total interest expense | $981,000 | 4,777 |
| Net interest income | $1,784,000 | 4,905 |
| Provision for loan and lease losses | $48,000 | 6,130 |
| Total noninterest income | $381,000 | 3,941 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $126,000 | 4,206 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $255,000 | 3,264 |
| Total noninterest expense | $1,886,000 | 4,546 |
| Salaries and employee benefits | $938,000 | 4,631 |
| Premises and equipment expense | $365,000 | 3,420 |
| Additional noninterest expense | $583,000 | 4,809 |
| Pre-tax net operating income | $231,000 | 4,470 |
| Securities gains (losses) | $27,000 | 2,212 |
| Applicable income taxes | $-3,000 | 6,729 |
| Income before extraordinary items | $261,000 | 4,184 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $261,000 | 4,184 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $261,000 | 4,184 |
| Net charge-offs | $30,000 | 5,342 |
| Cash dividends | $122,000 | 3,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $234,000 | 4,231 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 4,948 |
| Total interest expense | $501,000 | 4,824 |
| Net interest income | $900,000 | 4,886 |
| Provision for loan and lease losses | $24,000 | 5,765 |
| Total noninterest income | $174,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $57,000 | 4,341 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $117,000 | 3,405 |
| Total noninterest expense | $920,000 | 4,546 |
| Salaries and employee benefits | $466,000 | 4,699 |
| Premises and equipment expense | $188,000 | 3,400 |
| Additional noninterest expense | $266,000 | 4,785 |
| Pre-tax net operating income | $130,000 | 4,708 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $-3,000 | 7,100 |
| Income before extraordinary items | $134,000 | 4,536 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $134,000 | 4,540 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $134,000 | 4,540 |
| Net charge-offs | $-4,000 | 7,635 |
| Cash dividends | $62,000 | 2,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $133,000 | 4,380 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,043,000 | 4,911 |
| Total interest expense | $2,303,000 | 4,957 |
| Net interest income | $3,740,000 | 4,778 |
| Provision for loan and lease losses | $78,000 | 6,256 |
| Total noninterest income | $660,000 | 4,270 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $267,000 | 4,223 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $393,000 | 3,622 |
| Total noninterest expense | $3,793,000 | 4,401 |
| Salaries and employee benefits | $2,092,000 | 4,298 |
| Premises and equipment expense | $758,000 | 3,316 |
| Additional noninterest expense | $943,000 | 5,003 |
| Pre-tax net operating income | $529,000 | 4,781 |
| Securities gains (losses) | $-1,104,000 | 7,770 |
| Applicable income taxes | $-411,000 | 7,420 |
| Income before extraordinary items | $-164,000 | 6,437 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-164,000 | 6,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,477 |
| Cash dividends | $184,000 | 4,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $542,560 | 4,485 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,568,000 | 4,970 |
| Total interest expense | $1,778,000 | 5,001 |
| Net interest income | $2,790,000 | 4,827 |
| Provision for loan and lease losses | $54,000 | 5,823 |
| Total noninterest income | $523,000 | 4,233 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $203,000 | 4,230 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $320,000 | 3,577 |
| Total noninterest expense | $2,816,000 | 4,425 |
| Salaries and employee benefits | $1,578,000 | 4,305 |
| Premises and equipment expense | $567,000 | 3,331 |
| Additional noninterest expense | $671,000 | 5,091 |
| Pre-tax net operating income | $443,000 | 5,127 |
| Securities gains (losses) | $-1,072,000 | 7,947 |
| Applicable income taxes | $-51,000 | 7,454 |
| Income before extraordinary items | $-578,000 | 7,246 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-578,000 | 7,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,727 |
| Cash dividends | $154,000 | 4,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $408,240 | 4,924 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,081,000 | 4,998 |
| Total interest expense | $1,222,000 | 5,063 |
| Net interest income | $1,859,000 | 4,844 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $351,000 | 4,274 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $132,000 | 4,292 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $219,000 | 3,587 |
| Total noninterest expense | $1,898,000 | 4,407 |
| Salaries and employee benefits | $1,079,000 | 4,268 |
| Premises and equipment expense | $393,000 | 3,257 |
| Additional noninterest expense | $426,000 | 5,223 |
| Pre-tax net operating income | $282,000 | 5,359 |
| Securities gains (losses) | $20,000 | 2,041 |
| Applicable income taxes | $18,000 | 4,723 |
| Income before extraordinary items | $284,000 | 5,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $284,000 | 5,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,779 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $265,200 | 5,130 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 5,034 |
| Total interest expense | $624,000 | 5,175 |
| Net interest income | $941,000 | 4,825 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $171,000 | 4,304 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $65,000 | 4,287 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $106,000 | 3,660 |
| Total noninterest expense | $940,000 | 4,425 |
| Salaries and employee benefits | $527,000 | 4,368 |
| Premises and equipment expense | $211,000 | 3,079 |
| Additional noninterest expense | $202,000 | 5,350 |
| Pre-tax net operating income | $157,000 | 5,377 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $18,000 | 4,432 |
| Income before extraordinary items | $140,000 | 5,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $140,000 | 5,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $75,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $139,110 | 5,237 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,132,000 | 5,151 |
| Total interest expense | $2,385,000 | 5,389 |
| Net interest income | $3,747,000 | 4,816 |
| Provision for loan and lease losses | $48,000 | 5,712 |
| Total noninterest income | $621,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $244,000 | 4,509 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $377,000 | 3,847 |
| Total noninterest expense | $3,718,000 | 4,343 |
| Salaries and employee benefits | $2,147,000 | 4,159 |
| Premises and equipment expense | $740,000 | 3,290 |
| Additional noninterest expense | $831,000 | 5,227 |
| Pre-tax net operating income | $602,000 | 5,685 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $68,000 | 4,750 |
| Income before extraordinary items | $536,000 | 5,556 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $536,000 | 5,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,249 |
| Cash dividends | $239,000 | 4,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $534,220 | 5,551 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,568,000 | 5,197 |
| Total interest expense | $1,752,000 | 5,456 |
| Net interest income | $2,816,000 | 4,832 |
| Provision for loan and lease losses | $36,000 | 5,408 |
| Total noninterest income | $442,000 | 4,689 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $178,000 | 4,585 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $264,000 | 3,988 |
| Total noninterest expense | $2,752,000 | 4,361 |
| Salaries and employee benefits | $1,572,000 | 4,223 |
| Premises and equipment expense | $543,000 | 3,339 |
| Additional noninterest expense | $637,000 | 5,096 |
| Pre-tax net operating income | $470,000 | 5,887 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $30,000 | 5,257 |
| Income before extraordinary items | $440,000 | 5,628 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $440,000 | 5,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,329 |
| Cash dividends | $199,000 | 4,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $440,000 | 5,616 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 5,249 |
| Total interest expense | $1,149,000 | 5,503 |
| Net interest income | $1,861,000 | 4,886 |
| Provision for loan and lease losses | $24,000 | 5,201 |
| Total noninterest income | $317,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $117,000 | 4,630 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $200,000 | 3,784 |
| Total noninterest expense | $1,770,000 | 4,488 |
| Salaries and employee benefits | $1,039,000 | 4,299 |
| Premises and equipment expense | $353,000 | 3,421 |
| Additional noninterest expense | $378,000 | 5,467 |
| Pre-tax net operating income | $384,000 | 5,589 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $87,000 | 4,261 |
| Income before extraordinary items | $297,000 | 5,682 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $297,000 | 5,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,011 |
| Cash dividends | $130,000 | 4,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $297,000 | 5,659 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 5,274 |
| Total interest expense | $558,000 | 5,577 |
| Net interest income | $934,000 | 4,893 |
| Provision for loan and lease losses | $12,000 | 4,908 |
| Total noninterest income | $159,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $56,000 | 4,665 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $103,000 | 3,716 |
| Total noninterest expense | $874,000 | 4,524 |
| Salaries and employee benefits | $512,000 | 4,358 |
| Premises and equipment expense | $171,000 | 3,526 |
| Additional noninterest expense | $191,000 | 5,421 |
| Pre-tax net operating income | $207,000 | 5,436 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $45,000 | 4,231 |
| Income before extraordinary items | $162,000 | 5,494 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $162,000 | 5,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $85,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $162,000 | 5,477 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,663,000 | 5,194 |
| Total interest expense | $2,005,000 | 5,399 |
| Net interest income | $3,658,000 | 4,916 |
| Provision for loan and lease losses | $12,000 | 6,496 |
| Total noninterest income | $608,000 | 4,693 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $237,000 | 4,622 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $371,000 | 3,877 |
| Total noninterest expense | $3,456,000 | 4,442 |
| Salaries and employee benefits | $1,985,000 | 4,291 |
| Premises and equipment expense | $647,000 | 3,555 |
| Additional noninterest expense | $824,000 | 5,144 |
| Pre-tax net operating income | $798,000 | 5,659 |
| Securities gains (losses) | $-14,000 | 7,418 |
| Applicable income taxes | $141,000 | 4,677 |
| Income before extraordinary items | $643,000 | 5,676 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $643,000 | 5,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,801 |
| Cash dividends | $169,000 | 5,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $654,480 | 5,616 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,135,000 | 5,261 |
| Total interest expense | $1,447,000 | 5,427 |
| Net interest income | $2,688,000 | 5,021 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $452,000 | 4,749 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $176,000 | 4,693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $276,000 | 3,890 |
| Total noninterest expense | $2,508,000 | 4,526 |
| Salaries and employee benefits | $1,444,000 | 4,371 |
| Premises and equipment expense | $483,000 | 3,568 |
| Additional noninterest expense | $581,000 | 5,308 |
| Pre-tax net operating income | $614,000 | 5,803 |
| Securities gains (losses) | $-14,000 | 7,714 |
| Applicable income taxes | $133,000 | 4,616 |
| Income before extraordinary items | $467,000 | 5,909 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $467,000 | 5,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,885 |
| Cash dividends | $169,000 | 4,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $477,920 | 5,860 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 5,350 |
| Total interest expense | $920,000 | 5,445 |
| Net interest income | $1,735,000 | 5,146 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $303,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $112,000 | 4,755 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $191,000 | 3,844 |
| Total noninterest expense | $1,641,000 | 4,593 |
| Salaries and employee benefits | $939,000 | 4,469 |
| Premises and equipment expense | $322,000 | 3,562 |
| Additional noninterest expense | $380,000 | 5,383 |
| Pre-tax net operating income | $385,000 | 5,975 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $88,000 | 4,689 |
| Income before extraordinary items | $296,000 | 6,041 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $296,000 | 6,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,293 |
| Cash dividends | $141,000 | 4,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $296,770 | 6,035 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 5,417 |
| Total interest expense | $439,000 | 5,449 |
| Net interest income | $830,000 | 5,287 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $153,000 | 4,624 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $57,000 | 4,646 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $96,000 | 3,801 |
| Total noninterest expense | $816,000 | 4,623 |
| Salaries and employee benefits | $455,000 | 4,605 |
| Premises and equipment expense | $173,000 | 3,378 |
| Additional noninterest expense | $188,000 | 5,373 |
| Pre-tax net operating income | $161,000 | 6,268 |
| Securities gains (losses) | $5,000 | 692 |
| Applicable income taxes | $23,000 | 5,255 |
| Income before extraordinary items | $143,000 | 6,063 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 6,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,127 |
| Cash dividends | $91,000 | 3,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $138,700 | 6,129 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 5,415 |
| Total interest expense | $1,418,000 | 5,377 |
| Net interest income | $3,188,000 | 5,309 |
| Provision for loan and lease losses | $18,000 | 6,565 |
| Total noninterest income | $539,000 | 5,063 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $229,000 | 4,765 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $310,000 | 4,264 |
| Total noninterest expense | $3,119,000 | 4,644 |
| Salaries and employee benefits | $1,754,000 | 4,563 |
| Premises and equipment expense | $596,000 | 3,678 |
| Additional noninterest expense | $769,000 | 5,292 |
| Pre-tax net operating income | $590,000 | 6,455 |
| Securities gains (losses) | $30,000 | 1,113 |
| Applicable income taxes | $119,000 | 5,219 |
| Income before extraordinary items | $501,000 | 6,375 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $501,000 | 6,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,431 |
| Cash dividends | $196,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $476,700 | 6,435 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,350,000 | 5,482 |
| Total interest expense | $1,014,000 | 5,395 |
| Net interest income | $2,336,000 | 5,403 |
| Provision for loan and lease losses | $15,000 | 6,317 |
| Total noninterest income | $395,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $167,000 | 4,848 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $228,000 | 4,316 |
| Total noninterest expense | $2,269,000 | 4,709 |
| Salaries and employee benefits | $1,274,000 | 4,641 |
| Premises and equipment expense | $444,000 | 3,693 |
| Additional noninterest expense | $551,000 | 5,404 |
| Pre-tax net operating income | $447,000 | 6,583 |
| Securities gains (losses) | $30,000 | 1,073 |
| Applicable income taxes | $94,000 | 5,310 |
| Income before extraordinary items | $383,000 | 6,462 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $383,000 | 6,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,424 |
| Cash dividends | $156,000 | 4,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $359,000 | 6,562 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 5,502 |
| Total interest expense | $640,000 | 5,390 |
| Net interest income | $1,524,000 | 5,455 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $264,000 | 5,094 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $106,000 | 4,913 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $158,000 | 4,201 |
| Total noninterest expense | $1,489,000 | 4,745 |
| Salaries and employee benefits | $823,000 | 4,719 |
| Premises and equipment expense | $293,000 | 3,693 |
| Additional noninterest expense | $373,000 | 5,331 |
| Pre-tax net operating income | $287,000 | 6,665 |
| Securities gains (losses) | $37,000 | 896 |
| Applicable income taxes | $64,000 | 5,295 |
| Income before extraordinary items | $260,000 | 6,423 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $260,000 | 6,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,382 |
| Cash dividends | $85,000 | 4,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $230,400 | 6,621 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 5,567 |
| Total interest expense | $311,000 | 5,377 |
| Net interest income | $745,000 | 5,553 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $118,000 | 5,312 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $50,000 | 4,996 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $68,000 | 4,510 |
| Total noninterest expense | $726,000 | 4,861 |
| Salaries and employee benefits | $399,000 | 4,846 |
| Premises and equipment expense | $141,000 | 3,820 |
| Additional noninterest expense | $186,000 | 5,341 |
| Pre-tax net operating income | $128,000 | 6,853 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $20,000 | 5,658 |
| Income before extraordinary items | $109,000 | 6,743 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $109,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,559 |
| Cash dividends | $27,000 | 3,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $108,160 | 6,720 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,112,000 | 5,468 |
| Total interest expense | $1,134,000 | 5,290 |
| Net interest income | $2,978,000 | 5,434 |
| Provision for loan and lease losses | $48,000 | 5,981 |
| Total noninterest income | $582,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $231,000 | 4,916 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $351,000 | 3,962 |
| Total noninterest expense | $2,777,000 | 4,925 |
| Salaries and employee benefits | $1,550,000 | 4,832 |
| Premises and equipment expense | $549,000 | 3,803 |
| Additional noninterest expense | $678,000 | 5,622 |
| Pre-tax net operating income | $735,000 | 6,003 |
| Securities gains (losses) | $-13,000 | 8,295 |
| Applicable income taxes | $166,000 | 4,972 |
| Income before extraordinary items | $556,000 | 6,128 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $556,000 | 6,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,996 |
| Cash dividends | $109,000 | 5,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $566,010 | 6,021 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,057,000 | 5,493 |
| Total interest expense | $842,000 | 5,300 |
| Net interest income | $2,215,000 | 5,449 |
| Provision for loan and lease losses | $39,000 | 5,763 |
| Total noninterest income | $446,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $171,000 | 4,982 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $275,000 | 3,890 |
| Total noninterest expense | $2,009,000 | 5,018 |
| Salaries and employee benefits | $1,117,000 | 4,927 |
| Premises and equipment expense | $409,000 | 3,807 |
| Additional noninterest expense | $483,000 | 5,737 |
| Pre-tax net operating income | $613,000 | 5,846 |
| Securities gains (losses) | $-12,000 | 8,545 |
| Applicable income taxes | $151,000 | 4,843 |
| Income before extraordinary items | $450,000 | 6,054 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $450,000 | 6,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $109,000 | 4,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $459,000 | 5,938 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,001,000 | 5,553 |
| Total interest expense | $563,000 | 5,300 |
| Net interest income | $1,438,000 | 5,532 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $252,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $118,000 | 4,906 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $134,000 | 4,528 |
| Total noninterest expense | $1,289,000 | 5,170 |
| Salaries and employee benefits | $721,000 | 5,061 |
| Premises and equipment expense | $273,000 | 3,808 |
| Additional noninterest expense | $295,000 | 6,021 |
| Pre-tax net operating income | $371,000 | 6,042 |
| Securities gains (losses) | $-12,000 | 8,715 |
| Applicable income taxes | $85,000 | 5,047 |
| Income before extraordinary items | $274,000 | 6,244 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $274,000 | 6,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $27,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $283,120 | 6,092 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 5,598 |
| Total interest expense | $285,000 | 5,323 |
| Net interest income | $708,000 | 5,592 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $115,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 5,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $62,000 | 4,679 |
| Total noninterest expense | $652,000 | 5,151 |
| Salaries and employee benefits | $358,000 | 5,107 |
| Premises and equipment expense | $135,000 | 3,876 |
| Additional noninterest expense | $159,000 | 5,819 |
| Pre-tax net operating income | $156,000 | 6,359 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $33,000 | 5,294 |
| Income before extraordinary items | $123,000 | 6,459 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $123,000 | 6,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $27,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $123,000 | 6,340 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,141,000 | 5,512 |
| Total interest expense | $1,334,000 | 5,250 |
| Net interest income | $2,807,000 | 5,523 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $526,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $228,000 | 4,971 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $298,000 | 4,523 |
| Total noninterest expense | $2,672,000 | 4,974 |
| Salaries and employee benefits | $1,448,000 | 4,964 |
| Premises and equipment expense | $538,000 | 3,844 |
| Additional noninterest expense | $686,000 | 5,573 |
| Pre-tax net operating income | $601,000 | 6,339 |
| Securities gains (losses) | $148,000 | 1,568 |
| Applicable income taxes | $186,000 | 5,023 |
| Income before extraordinary items | $563,000 | 6,082 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $563,000 | 6,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,589 |
| Cash dividends | $52,000 | 5,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $452,000 | 6,393 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,112,000 | 5,574 |
| Total interest expense | $1,035,000 | 5,272 |
| Net interest income | $2,077,000 | 5,598 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $400,000 | 5,314 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $174,000 | 4,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $226,000 | 4,557 |
| Total noninterest expense | $1,932,000 | 5,102 |
| Salaries and employee benefits | $1,050,000 | 5,079 |
| Premises and equipment expense | $376,000 | 4,040 |
| Additional noninterest expense | $506,000 | 5,602 |
| Pre-tax net operating income | $500,000 | 6,283 |
| Securities gains (losses) | $130,000 | 1,526 |
| Applicable income taxes | $156,000 | 5,038 |
| Income before extraordinary items | $474,000 | 5,980 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $474,000 | 5,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,747 |
| Cash dividends | $52,000 | 5,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $376,500 | 6,314 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 5,589 |
| Total interest expense | $718,000 | 5,258 |
| Net interest income | $1,373,000 | 5,617 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $281,000 | 5,161 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $117,000 | 4,913 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $164,000 | 4,400 |
| Total noninterest expense | $1,284,000 | 5,110 |
| Salaries and employee benefits | $687,000 | 5,151 |
| Premises and equipment expense | $251,000 | 4,030 |
| Additional noninterest expense | $346,000 | 5,509 |
| Pre-tax net operating income | $340,000 | 6,241 |
| Securities gains (losses) | $67,000 | 1,811 |
| Applicable income taxes | $109,000 | 5,005 |
| Income before extraordinary items | $298,000 | 6,111 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $298,000 | 6,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,226 |
| Cash dividends | $25,000 | 4,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $249,090 | 6,326 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 5,671 |
| Total interest expense | $365,000 | 5,315 |
| Net interest income | $665,000 | 5,699 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $85,000 | 6,273 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $56,000 | 4,926 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $599,000 | 5,342 |
| Salaries and employee benefits | $342,000 | 5,174 |
| Premises and equipment expense | $120,000 | 4,153 |
| Additional noninterest expense | $137,000 | 6,250 |
| Pre-tax net operating income | $136,000 | 6,673 |
| Securities gains (losses) | $11,000 | 2,147 |
| Applicable income taxes | $34,000 | 5,594 |
| Income before extraordinary items | $113,000 | 6,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 6,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $25,000 | 3,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $104,530 | 6,652 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,250,000 | 5,718 |
| Total interest expense | $1,680,000 | 5,367 |
| Net interest income | $2,570,000 | 5,815 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $341,000 | 6,165 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $230,000 | 4,901 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $111,000 | 6,234 |
| Total noninterest expense | $2,278,000 | 5,414 |
| Salaries and employee benefits | $1,289,000 | 5,219 |
| Premises and equipment expense | $470,000 | 4,127 |
| Additional noninterest expense | $519,000 | 6,398 |
| Pre-tax net operating income | $573,000 | 6,508 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $134,000 | 5,655 |
| Income before extraordinary items | $441,000 | 6,644 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $441,000 | 6,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $50,000 | 5,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $439,460 | 6,530 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,018,000 | 6,339 |
| Total interest expense | $1,854,000 | 6,342 |
| Net interest income | $2,164,000 | 6,176 |
| Provision for loan and lease losses | $36,000 | 7,043 |
| Total noninterest income | $318,000 | 6,258 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $223,000 | 4,903 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $95,000 | 6,539 |
| Total noninterest expense | $1,980,000 | 5,769 |
| Salaries and employee benefits | $1,135,000 | 5,530 |
| Premises and equipment expense | $430,000 | 4,376 |
| Additional noninterest expense | $415,000 | 7,033 |
| Pre-tax net operating income | $466,000 | 6,687 |
| Securities gains (losses) | $7,000 | 3,779 |
| Applicable income taxes | $133,000 | 5,630 |
| Income before extraordinary items | $340,000 | 6,891 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $340,000 | 6,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $49,000 | 6,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $334,960 | 6,809 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,526,000 | 6,899 |
| Total interest expense | $1,664,000 | 6,834 |
| Net interest income | $1,862,000 | 6,796 |
| Provision for loan and lease losses | $108,000 | 5,148 |
| Total noninterest income | $252,000 | 6,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,129 |
| Total noninterest expense | $1,860,000 | 5,946 |
| Salaries and employee benefits | $1,017,000 | 5,850 |
| Premises and equipment expense | $400,000 | 4,509 |
| Additional noninterest expense | $443,000 | 6,826 |
| Pre-tax net operating income | $146,000 | 8,610 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $26,000 | 7,705 |
| Income before extraordinary items | $120,000 | 8,579 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $120,000 | 8,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,164 |
| Cash dividends | $46,000 | 6,460 |
| Sale, conversion, retirement of capital stock, net | $615,000 | 514 |
| Net operating income | $120,000 | 8,576 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,909,000 | 7,486 |
| Total interest expense | $1,273,000 | 7,466 |
| Net interest income | $1,636,000 | 7,318 |
| Provision for loan and lease losses | $108,000 | 5,075 |
| Total noninterest income | $253,000 | 6,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,548 |
| Total noninterest expense | $1,630,000 | 6,461 |
| Salaries and employee benefits | $822,000 | 6,650 |
| Premises and equipment expense | $326,000 | 5,213 |
| Additional noninterest expense | $482,000 | 6,648 |
| Pre-tax net operating income | $151,000 | 8,800 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $28,000 | 8,057 |
| Income before extraordinary items | $123,000 | 8,815 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $123,000 | 8,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,925 |
| Cash dividends | $43,000 | 6,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $123,000 | 8,776 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,791,000 | 7,771 |
| Total interest expense | $1,301,000 | 7,670 |
| Net interest income | $1,490,000 | 7,709 |
| Provision for loan and lease losses | $78,000 | 5,647 |
| Total noninterest income | $256,000 | 6,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,394 |
| Total noninterest expense | $1,375,000 | 7,033 |
| Salaries and employee benefits | $662,000 | 7,416 |
| Premises and equipment expense | $257,000 | 5,860 |
| Additional noninterest expense | $456,000 | 6,754 |
| Pre-tax net operating income | $293,000 | 8,434 |
| Securities gains (losses) | $-21,000 | 10,295 |
| Applicable income taxes | $106,000 | 7,444 |
| Income before extraordinary items | $166,000 | 8,870 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $166,000 | 8,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,386 |
| Cash dividends | $43,000 | 6,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $179,440 | 8,704 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,741,000 | 8,078 |
| Total interest expense | $1,300,000 | 7,845 |
| Net interest income | $1,441,000 | 8,121 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $234,000 | 7,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,733 |
| Total noninterest expense | $1,241,000 | 7,525 |
| Salaries and employee benefits | $601,000 | 7,907 |
| Premises and equipment expense | $246,000 | 6,116 |
| Additional noninterest expense | $395,000 | 7,397 |
| Pre-tax net operating income | $374,000 | 8,588 |
| Securities gains (losses) | $21,000 | 1,847 |
| Applicable income taxes | $153,000 | 7,571 |
| Income before extraordinary items | $242,000 | 8,817 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $242,000 | 8,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,298 |
| Cash dividends | $43,000 | 7,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $228,560 | 8,889 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,383,000 | 8,848 |
| Total interest expense | $1,124,000 | 8,619 |
| Net interest income | $1,259,000 | 8,867 |
| Provision for loan and lease losses | $61,000 | 6,063 |
| Total noninterest income | $228,000 | 7,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,626 |
| Total noninterest expense | $1,203,000 | 7,976 |
| Salaries and employee benefits | $590,000 | 8,202 |
| Premises and equipment expense | $220,000 | 6,686 |
| Additional noninterest expense | $393,000 | 7,935 |
| Pre-tax net operating income | $223,000 | 9,642 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $-169,000 | 11,246 |
| Income before extraordinary items | $396,000 | 7,651 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $396,000 | 7,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,970 |
| Cash dividends | $36,000 | 7,771 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 709 |
| Net operating income | $392,000 | 7,632 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,168,000 | 9,466 |
| Total interest expense | $992,000 | 9,284 |
| Net interest income | $1,176,000 | 9,407 |
| Provision for loan and lease losses | $42,000 | 6,540 |
| Total noninterest income | $204,000 | 8,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,382 |
| Total noninterest expense | $995,000 | 8,974 |
| Salaries and employee benefits | $491,000 | 9,188 |
| Premises and equipment expense | $198,000 | 7,235 |
| Additional noninterest expense | $305,000 | 9,195 |
| Pre-tax net operating income | $343,000 | 9,437 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $-100,000 | 11,712 |
| Income before extraordinary items | $453,000 | 7,612 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $453,000 | 7,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 634 |
| Net operating income | $443,000 | 7,674 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 10,212 |
| Total interest expense | $823,000 | 9,487 |
| Net interest income | $961,000 | 10,515 |
| Provision for loan and lease losses | $42,000 | 6,508 |
| Total noninterest income | $189,000 | 8,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,362 |
| Total noninterest expense | $966,000 | 9,489 |
| Salaries and employee benefits | $440,000 | 9,917 |
| Premises and equipment expense | $229,000 | 6,885 |
| Additional noninterest expense | $297,000 | 9,995 |
| Pre-tax net operating income | $141,000 | 11,339 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-32,000 | 12,162 |
| Income before extraordinary items | $172,000 | 10,589 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $172,000 | 10,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 906 |
| Net operating income | $172,000 | 10,628 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 10,937 |
| Total interest expense | $825,000 | 9,904 |
| Net interest income | $810,000 | 11,470 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $215,000 | 8,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,002 |
| Total noninterest expense | $930,000 | 10,055 |
| Salaries and employee benefits | $399,000 | 10,642 |
| Premises and equipment expense | $256,000 | 6,582 |
| Additional noninterest expense | $275,000 | 10,762 |
| Pre-tax net operating income | $36,000 | 12,244 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $5,000 | 11,956 |
| Income before extraordinary items | $31,000 | 12,368 |
| Extraordinary gains, net | $5,000 | 3,059 |
| Net income | $36,000 | 12,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 5,272 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 792 |
| Net operating income | $31,000 | 12,228 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,904,000 | 11,089 |
| Total interest expense | $992,000 | 10,431 |
| Net interest income | $912,000 | 11,459 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $204,000 | 9,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,237 |
| Total noninterest expense | $1,007,000 | 9,942 |
| Salaries and employee benefits | $387,000 | 11,014 |
| Premises and equipment expense | $303,000 | 5,926 |
| Additional noninterest expense | $317,000 | 10,589 |
| Pre-tax net operating income | $49,000 | 12,422 |
| Securities gains (losses) | $40,000 | 4,499 |
| Applicable income taxes | $11,000 | 12,338 |
| Income before extraordinary items | $78,000 | 12,251 |
| Extraordinary gains, net | $11,000 | 1,325 |
| Net income | $89,000 | 12,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 7,730 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 949 |
| Net operating income | $42,800 | 12,370 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.