Home > Community FirstBank of Charleston > Income and Expense
Community FirstBank of Charleston, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,924,000 | 1,221 |
| Total interest expense | $3,392,000 | 974 |
| Net interest income | $8,532,000 | 1,306 |
| Provision for loan and lease losses | $1,500,000 | 1,115 |
| Total noninterest income | $10,115,000 | 376 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $466,000 | 1,550 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,649,000 | 277 |
| Total noninterest expense | $12,919,000 | 771 |
| Salaries and employee benefits | $6,633,000 | 747 |
| Premises and equipment expense | $742,000 | 1,707 |
| Additional noninterest expense | $5,544,000 | 656 |
| Pre-tax net operating income | $4,228,000 | 732 |
| Securities gains (losses) | $-809,000 | 7,464 |
| Applicable income taxes | $1,294,000 | 621 |
| Income before extraordinary items | $2,125,000 | 1,168 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,125,000 | 1,168 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,125,000 | 1,168 |
| Net charge-offs | $2,734,000 | 743 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,642,760 | 905 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,166,000 | 1,187 |
| Total interest expense | $1,761,000 | 964 |
| Net interest income | $4,405,000 | 1,267 |
| Provision for loan and lease losses | $350,000 | 1,781 |
| Total noninterest income | $5,303,000 | 356 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $240,000 | 1,490 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,063,000 | 273 |
| Total noninterest expense | $6,743,000 | 737 |
| Salaries and employee benefits | $3,242,000 | 781 |
| Premises and equipment expense | $378,000 | 1,709 |
| Additional noninterest expense | $3,123,000 | 577 |
| Pre-tax net operating income | $2,615,000 | 620 |
| Securities gains (losses) | $-492,000 | 7,519 |
| Applicable income taxes | $797,000 | 534 |
| Income before extraordinary items | $1,326,000 | 919 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,326,000 | 918 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,326,000 | 919 |
| Net charge-offs | $1,023,000 | 849 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,640,880 | 754 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $26,932,000 | 1,152 |
| Total interest expense | $9,041,000 | 916 |
| Net interest income | $17,891,000 | 1,260 |
| Provision for loan and lease losses | $10,230,000 | 646 |
| Total noninterest income | $26,359,000 | 315 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,209,000 | 1,235 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $25,150,000 | 245 |
| Total noninterest expense | $30,190,000 | 668 |
| Salaries and employee benefits | $13,108,000 | 738 |
| Premises and equipment expense | $1,686,000 | 1,510 |
| Additional noninterest expense | $15,396,000 | 506 |
| Pre-tax net operating income | $3,830,000 | 1,306 |
| Securities gains (losses) | $-4,455,000 | 7,608 |
| Applicable income taxes | $168,000 | 2,848 |
| Income before extraordinary items | $-793,000 | 6,501 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-793,000 | 6,503 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-793,000 | 6,503 |
| Net charge-offs | $8,552,000 | 683 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,662,000 | 1,135 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $20,729,000 | 1,131 |
| Total interest expense | $7,047,000 | 916 |
| Net interest income | $13,682,000 | 1,247 |
| Provision for loan and lease losses | $7,295,000 | 655 |
| Total noninterest income | $17,660,000 | 342 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $882,000 | 1,326 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $16,778,000 | 260 |
| Total noninterest expense | $19,759,000 | 743 |
| Salaries and employee benefits | $9,638,000 | 747 |
| Premises and equipment expense | $1,227,000 | 1,583 |
| Additional noninterest expense | $8,894,000 | 615 |
| Pre-tax net operating income | $4,288,000 | 953 |
| Securities gains (losses) | $-693,000 | 7,621 |
| Applicable income taxes | $1,399,000 | 784 |
| Income before extraordinary items | $2,196,000 | 1,518 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,196,000 | 1,521 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,196,000 | 1,521 |
| Net charge-offs | $7,377,000 | 601 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,639,520 | 1,217 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,855,000 | 1,142 |
| Total interest expense | $4,788,000 | 936 |
| Net interest income | $9,067,000 | 1,258 |
| Provision for loan and lease losses | $3,645,000 | 816 |
| Total noninterest income | $9,632,000 | 381 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $551,000 | 1,425 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,081,000 | 283 |
| Total noninterest expense | $12,119,000 | 813 |
| Salaries and employee benefits | $5,906,000 | 824 |
| Premises and equipment expense | $797,000 | 1,655 |
| Additional noninterest expense | $5,416,000 | 674 |
| Pre-tax net operating income | $2,935,000 | 929 |
| Securities gains (losses) | $-299,000 | 7,639 |
| Applicable income taxes | $1,002,000 | 716 |
| Income before extraordinary items | $1,634,000 | 1,350 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,634,000 | 1,351 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,634,000 | 1,351 |
| Net charge-offs | $3,164,000 | 788 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,825,360 | 1,178 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,744,000 | 1,203 |
| Total interest expense | $2,380,000 | 989 |
| Net interest income | $4,364,000 | 1,319 |
| Provision for loan and lease losses | $1,485,000 | 908 |
| Total noninterest income | $5,148,000 | 367 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $291,000 | 1,350 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,857,000 | 270 |
| Total noninterest expense | $5,744,000 | 871 |
| Salaries and employee benefits | $2,935,000 | 841 |
| Premises and equipment expense | $391,000 | 1,733 |
| Additional noninterest expense | $2,418,000 | 755 |
| Pre-tax net operating income | $2,283,000 | 598 |
| Securities gains (losses) | $-460,000 | 7,828 |
| Applicable income taxes | $694,000 | 518 |
| Income before extraordinary items | $1,129,000 | 969 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,129,000 | 973 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,129,000 | 973 |
| Net charge-offs | $1,239,000 | 892 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,423,400 | 748 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $29,156,000 | 1,172 |
| Total interest expense | $12,408,000 | 955 |
| Net interest income | $16,748,000 | 1,327 |
| Provision for loan and lease losses | $5,694,000 | 1,293 |
| Total noninterest income | $12,049,000 | 570 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $964,000 | 1,746 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $11,085,000 | 419 |
| Total noninterest expense | $20,164,000 | 1,037 |
| Salaries and employee benefits | $7,734,000 | 1,274 |
| Premises and equipment expense | $1,406,000 | 1,912 |
| Additional noninterest expense | $11,024,000 | 732 |
| Pre-tax net operating income | $2,939,000 | 1,359 |
| Securities gains (losses) | $596,000 | 775 |
| Applicable income taxes | $1,341,000 | 771 |
| Income before extraordinary items | $2,194,000 | 1,527 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,194,000 | 1,524 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,194,000 | 1,526 |
| Net charge-offs | $4,675,000 | 1,208 |
| Cash dividends | $300,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,812,560 | 1,791 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $21,820,000 | 1,205 |
| Total interest expense | $9,607,000 | 972 |
| Net interest income | $12,213,000 | 1,359 |
| Provision for loan and lease losses | $3,880,000 | 1,258 |
| Total noninterest income | $4,380,000 | 977 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $719,000 | 1,758 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,661,000 | 738 |
| Total noninterest expense | $12,081,000 | 1,278 |
| Salaries and employee benefits | $4,644,000 | 1,618 |
| Premises and equipment expense | $972,000 | 2,081 |
| Additional noninterest expense | $6,465,000 | 867 |
| Pre-tax net operating income | $632,000 | 3,501 |
| Securities gains (losses) | $594,000 | 609 |
| Applicable income taxes | $466,000 | 1,478 |
| Income before extraordinary items | $760,000 | 2,965 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $760,000 | 2,964 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $760,000 | 2,966 |
| Net charge-offs | $3,834,000 | 1,005 |
| Cash dividends | $300,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $379,840 | 4,037 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,494,000 | 1,237 |
| Total interest expense | $6,565,000 | 1,013 |
| Net interest income | $7,929,000 | 1,400 |
| Provision for loan and lease losses | $2,380,000 | 1,267 |
| Total noninterest income | $649,000 | 2,884 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $482,000 | 1,729 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $167,000 | 3,929 |
| Total noninterest expense | $6,459,000 | 1,606 |
| Salaries and employee benefits | $2,279,000 | 2,213 |
| Premises and equipment expense | $579,000 | 2,330 |
| Additional noninterest expense | $3,601,000 | 1,062 |
| Pre-tax net operating income | $-261,000 | 6,379 |
| Securities gains (losses) | $165,000 | 1,143 |
| Applicable income taxes | $-32,000 | 6,924 |
| Income before extraordinary items | $-64,000 | 6,106 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-64,000 | 6,105 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-64,000 | 6,105 |
| Net charge-offs | $1,825,000 | 1,189 |
| Cash dividends | $300,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-174,550 | 6,314 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,307,000 | 1,240 |
| Total interest expense | $3,403,000 | 1,008 |
| Net interest income | $3,904,000 | 1,419 |
| Provision for loan and lease losses | $900,000 | 1,253 |
| Total noninterest income | $284,000 | 3,122 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $242,000 | 1,666 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $42,000 | 5,129 |
| Total noninterest expense | $2,797,000 | 1,768 |
| Salaries and employee benefits | $1,191,000 | 2,141 |
| Premises and equipment expense | $293,000 | 2,343 |
| Additional noninterest expense | $1,313,000 | 1,250 |
| Pre-tax net operating income | $491,000 | 2,413 |
| Securities gains (losses) | $92,000 | 1,039 |
| Applicable income taxes | $215,000 | 1,374 |
| Income before extraordinary items | $368,000 | 2,732 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $368,000 | 2,730 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $368,000 | 2,733 |
| Net charge-offs | $538,000 | 1,318 |
| Cash dividends | $300,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $309,120 | 2,927 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $31,963,000 | 1,195 |
| Total interest expense | $16,131,000 | 997 |
| Net interest income | $15,832,000 | 1,407 |
| Provision for loan and lease losses | $3,641,000 | 1,229 |
| Total noninterest income | $1,243,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $905,000 | 1,908 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $338,000 | 3,891 |
| Total noninterest expense | $8,966,000 | 2,139 |
| Salaries and employee benefits | $4,090,000 | 2,463 |
| Premises and equipment expense | $1,124,000 | 2,372 |
| Additional noninterest expense | $3,752,000 | 1,651 |
| Pre-tax net operating income | $4,468,000 | 1,224 |
| Securities gains (losses) | $427,000 | 433 |
| Applicable income taxes | $1,787,000 | 744 |
| Income before extraordinary items | $3,108,000 | 1,311 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,108,000 | 1,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,752,000 | 855 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,834,720 | 1,542 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $24,235,000 | 1,210 |
| Total interest expense | $12,420,000 | 1,003 |
| Net interest income | $11,815,000 | 1,434 |
| Provision for loan and lease losses | $1,781,000 | 1,275 |
| Total noninterest income | $890,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $599,000 | 2,145 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $291,000 | 3,737 |
| Total noninterest expense | $6,685,000 | 2,148 |
| Salaries and employee benefits | $3,016,000 | 2,529 |
| Premises and equipment expense | $801,000 | 2,487 |
| Additional noninterest expense | $2,868,000 | 1,557 |
| Pre-tax net operating income | $4,239,000 | 1,193 |
| Securities gains (losses) | $340,000 | 426 |
| Applicable income taxes | $1,672,000 | 755 |
| Income before extraordinary items | $2,907,000 | 1,278 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,907,000 | 1,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,595,000 | 970 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,689,400 | 1,448 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,457,000 | 1,201 |
| Total interest expense | $8,639,000 | 1,003 |
| Net interest income | $7,818,000 | 1,431 |
| Provision for loan and lease losses | $487,000 | 1,950 |
| Total noninterest income | $584,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $347,000 | 2,369 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $237,000 | 3,453 |
| Total noninterest expense | $4,858,000 | 1,970 |
| Salaries and employee benefits | $2,490,000 | 2,087 |
| Premises and equipment expense | $521,000 | 2,548 |
| Additional noninterest expense | $1,847,000 | 1,591 |
| Pre-tax net operating income | $3,057,000 | 1,163 |
| Securities gains (losses) | $340,000 | 412 |
| Applicable income taxes | $1,241,000 | 781 |
| Income before extraordinary items | $2,156,000 | 1,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,156,000 | 1,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,582 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,938,400 | 1,401 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,606,000 | 1,181 |
| Total interest expense | $4,645,000 | 1,001 |
| Net interest income | $3,961,000 | 1,405 |
| Provision for loan and lease losses | $275,000 | 1,490 |
| Total noninterest income | $304,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $168,000 | 2,389 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $136,000 | 3,220 |
| Total noninterest expense | $2,441,000 | 1,963 |
| Salaries and employee benefits | $1,282,000 | 2,048 |
| Premises and equipment expense | $264,000 | 2,549 |
| Additional noninterest expense | $895,000 | 1,603 |
| Pre-tax net operating income | $1,549,000 | 1,218 |
| Securities gains (losses) | $340,000 | 306 |
| Applicable income taxes | $691,000 | 794 |
| Income before extraordinary items | $1,198,000 | 1,256 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,198,000 | 1,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $980,400 | 1,462 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $32,711,000 | 1,304 |
| Total interest expense | $17,614,000 | 1,124 |
| Net interest income | $15,097,000 | 1,512 |
| Provision for loan and lease losses | $1,015,000 | 1,408 |
| Total noninterest income | $1,382,000 | 2,855 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $729,000 | 2,293 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $653,000 | 2,864 |
| Total noninterest expense | $9,138,000 | 2,014 |
| Salaries and employee benefits | $4,690,000 | 2,149 |
| Premises and equipment expense | $1,014,000 | 2,543 |
| Additional noninterest expense | $3,434,000 | 1,616 |
| Pre-tax net operating income | $6,326,000 | 1,333 |
| Securities gains (losses) | $225,000 | 421 |
| Applicable income taxes | $2,391,000 | 966 |
| Income before extraordinary items | $4,160,000 | 1,528 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,160,000 | 1,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,682 |
| Cash dividends | $750,000 | 3,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,016,000 | 1,572 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,785,000 | 1,281 |
| Total interest expense | $13,129,000 | 1,124 |
| Net interest income | $11,656,000 | 1,454 |
| Provision for loan and lease losses | $305,000 | 2,287 |
| Total noninterest income | $1,080,000 | 2,764 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $546,000 | 2,277 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $534,000 | 2,732 |
| Total noninterest expense | $6,995,000 | 1,968 |
| Salaries and employee benefits | $3,662,000 | 2,065 |
| Premises and equipment expense | $733,000 | 2,609 |
| Additional noninterest expense | $2,600,000 | 1,551 |
| Pre-tax net operating income | $5,436,000 | 1,252 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,984,000 | 966 |
| Income before extraordinary items | $3,452,000 | 1,477 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,452,000 | 1,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $750,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,452,000 | 1,466 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,375,000 | 1,303 |
| Total interest expense | $8,666,000 | 1,138 |
| Net interest income | $7,709,000 | 1,482 |
| Provision for loan and lease losses | $155,000 | 2,541 |
| Total noninterest income | $709,000 | 2,810 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $360,000 | 2,300 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $349,000 | 2,775 |
| Total noninterest expense | $4,585,000 | 2,021 |
| Salaries and employee benefits | $2,437,000 | 2,100 |
| Premises and equipment expense | $477,000 | 2,688 |
| Additional noninterest expense | $1,671,000 | 1,621 |
| Pre-tax net operating income | $3,678,000 | 1,290 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,343,000 | 1,007 |
| Income before extraordinary items | $2,335,000 | 1,497 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,335,000 | 1,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $750,000 | 1,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,335,000 | 1,480 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,071,000 | 1,321 |
| Total interest expense | $4,288,000 | 1,138 |
| Net interest income | $3,783,000 | 1,520 |
| Provision for loan and lease losses | $100,000 | 2,001 |
| Total noninterest income | $337,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $166,000 | 2,416 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $171,000 | 2,786 |
| Total noninterest expense | $2,233,000 | 2,068 |
| Salaries and employee benefits | $1,206,000 | 2,128 |
| Premises and equipment expense | $232,000 | 2,765 |
| Additional noninterest expense | $795,000 | 1,687 |
| Pre-tax net operating income | $1,787,000 | 1,310 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $652,000 | 1,035 |
| Income before extraordinary items | $1,135,000 | 1,518 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,135,000 | 1,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,135,000 | 1,507 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,958,000 | 1,319 |
| Total interest expense | $15,196,000 | 1,105 |
| Net interest income | $14,762,000 | 1,553 |
| Provision for loan and lease losses | $1,185,000 | 889 |
| Total noninterest income | $1,796,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $696,000 | 2,381 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,100,000 | 2,082 |
| Total noninterest expense | $8,024,000 | 2,203 |
| Salaries and employee benefits | $4,242,000 | 2,310 |
| Premises and equipment expense | $835,000 | 2,897 |
| Additional noninterest expense | $2,947,000 | 1,788 |
| Pre-tax net operating income | $7,349,000 | 1,343 |
| Securities gains (losses) | $-306,000 | 8,448 |
| Applicable income taxes | $2,575,000 | 1,071 |
| Income before extraordinary items | $4,468,000 | 1,619 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,468,000 | 1,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $613,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,663,840 | 1,535 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,813,000 | 1,362 |
| Total interest expense | $10,851,000 | 1,129 |
| Net interest income | $10,962,000 | 1,584 |
| Provision for loan and lease losses | $950,000 | 785 |
| Total noninterest income | $1,409,000 | 2,329 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $516,000 | 2,417 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $893,000 | 1,986 |
| Total noninterest expense | $5,912,000 | 2,232 |
| Salaries and employee benefits | $3,111,000 | 2,369 |
| Premises and equipment expense | $604,000 | 2,986 |
| Additional noninterest expense | $2,197,000 | 1,771 |
| Pre-tax net operating income | $5,509,000 | 1,389 |
| Securities gains (losses) | $-306,000 | 8,589 |
| Applicable income taxes | $1,900,000 | 1,132 |
| Income before extraordinary items | $3,303,000 | 1,687 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,303,000 | 1,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $613,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,498,840 | 1,566 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,709,000 | 1,414 |
| Total interest expense | $6,716,000 | 1,154 |
| Net interest income | $6,993,000 | 1,650 |
| Provision for loan and lease losses | $575,000 | 869 |
| Total noninterest income | $1,030,000 | 2,168 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $321,000 | 2,531 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $709,000 | 1,747 |
| Total noninterest expense | $3,834,000 | 2,307 |
| Salaries and employee benefits | $2,011,000 | 2,434 |
| Premises and equipment expense | $388,000 | 3,083 |
| Additional noninterest expense | $1,435,000 | 1,819 |
| Pre-tax net operating income | $3,614,000 | 1,405 |
| Securities gains (losses) | $-306,000 | 8,664 |
| Applicable income taxes | $1,208,000 | 1,194 |
| Income before extraordinary items | $2,100,000 | 1,726 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,100,000 | 1,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $613,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,295,840 | 1,586 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,328,000 | 1,496 |
| Total interest expense | $3,012,000 | 1,235 |
| Net interest income | $3,316,000 | 1,732 |
| Provision for loan and lease losses | $225,000 | 1,018 |
| Total noninterest income | $708,000 | 1,679 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $169,000 | 2,357 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $539,000 | 1,269 |
| Total noninterest expense | $1,890,000 | 2,350 |
| Salaries and employee benefits | $1,020,000 | 2,410 |
| Premises and equipment expense | $182,000 | 3,245 |
| Additional noninterest expense | $688,000 | 1,899 |
| Pre-tax net operating income | $1,909,000 | 1,302 |
| Securities gains (losses) | $-306,000 | 8,732 |
| Applicable income taxes | $585,000 | 1,226 |
| Income before extraordinary items | $1,018,000 | 1,759 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,018,000 | 1,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $613,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,213,840 | 1,477 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,551,000 | 1,809 |
| Total interest expense | $7,697,000 | 1,474 |
| Net interest income | $10,854,000 | 2,047 |
| Provision for loan and lease losses | $555,000 | 1,750 |
| Total noninterest income | $1,499,000 | 2,693 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $564,000 | 2,795 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $935,000 | 2,309 |
| Total noninterest expense | $6,655,000 | 2,506 |
| Salaries and employee benefits | $3,443,000 | 2,640 |
| Premises and equipment expense | $797,000 | 2,908 |
| Additional noninterest expense | $2,415,000 | 2,078 |
| Pre-tax net operating income | $5,143,000 | 1,818 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,816,000 | 1,471 |
| Income before extraordinary items | $3,327,000 | 2,059 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,327,000 | 2,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,115 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,327,000 | 2,035 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,794,000 | 1,913 |
| Total interest expense | $5,160,000 | 1,558 |
| Net interest income | $7,634,000 | 2,154 |
| Provision for loan and lease losses | $405,000 | 1,699 |
| Total noninterest income | $1,116,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $405,000 | 2,891 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $711,000 | 2,297 |
| Total noninterest expense | $4,921,000 | 2,514 |
| Salaries and employee benefits | $2,544,000 | 2,627 |
| Premises and equipment expense | $600,000 | 2,884 |
| Additional noninterest expense | $1,777,000 | 2,096 |
| Pre-tax net operating income | $3,424,000 | 2,021 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,190,000 | 1,665 |
| Income before extraordinary items | $2,234,000 | 2,280 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,234,000 | 2,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,983 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,234,000 | 2,239 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,006,000 | 1,978 |
| Total interest expense | $3,161,000 | 1,604 |
| Net interest income | $4,845,000 | 2,231 |
| Provision for loan and lease losses | $270,000 | 1,671 |
| Total noninterest income | $495,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $257,000 | 2,955 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $238,000 | 3,454 |
| Total noninterest expense | $3,203,000 | 2,543 |
| Salaries and employee benefits | $1,623,000 | 2,729 |
| Premises and equipment expense | $387,000 | 2,941 |
| Additional noninterest expense | $1,193,000 | 2,065 |
| Pre-tax net operating income | $1,867,000 | 2,311 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $632,000 | 1,923 |
| Income before extraordinary items | $1,235,000 | 2,580 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,235,000 | 2,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,937 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,235,000 | 2,546 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,826,000 | 2,028 |
| Total interest expense | $1,490,000 | 1,597 |
| Net interest income | $2,336,000 | 2,301 |
| Provision for loan and lease losses | $135,000 | 1,592 |
| Total noninterest income | $220,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $125,000 | 2,945 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $95,000 | 3,827 |
| Total noninterest expense | $1,576,000 | 2,589 |
| Salaries and employee benefits | $790,000 | 2,800 |
| Premises and equipment expense | $185,000 | 3,071 |
| Additional noninterest expense | $601,000 | 2,038 |
| Pre-tax net operating income | $845,000 | 2,464 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $264,000 | 2,183 |
| Income before extraordinary items | $581,000 | 2,686 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $581,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,933 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $581,000 | 2,640 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,332,000 | 2,334 |
| Total interest expense | $4,217,000 | 1,932 |
| Net interest income | $8,115,000 | 2,513 |
| Provision for loan and lease losses | $235,000 | 3,414 |
| Total noninterest income | $722,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $470,000 | 3,279 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $252,000 | 4,630 |
| Total noninterest expense | $5,000,000 | 3,120 |
| Salaries and employee benefits | $2,472,000 | 3,380 |
| Premises and equipment expense | $640,000 | 3,358 |
| Additional noninterest expense | $1,888,000 | 2,548 |
| Pre-tax net operating income | $3,602,000 | 2,225 |
| Securities gains (losses) | $180,000 | 882 |
| Applicable income taxes | $1,399,000 | 1,691 |
| Income before extraordinary items | $2,383,000 | 2,528 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,383,000 | 2,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,542 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,267,800 | 2,576 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,879,000 | 2,393 |
| Total interest expense | $2,952,000 | 2,025 |
| Net interest income | $5,927,000 | 2,543 |
| Provision for loan and lease losses | $205,000 | 2,947 |
| Total noninterest income | $557,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $364,000 | 3,229 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $193,000 | 4,573 |
| Total noninterest expense | $3,739,000 | 3,091 |
| Salaries and employee benefits | $1,862,000 | 3,341 |
| Premises and equipment expense | $469,000 | 3,430 |
| Additional noninterest expense | $1,408,000 | 2,519 |
| Pre-tax net operating income | $2,540,000 | 2,351 |
| Securities gains (losses) | $180,000 | 816 |
| Applicable income taxes | $1,009,000 | 1,766 |
| Income before extraordinary items | $1,711,000 | 2,655 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,711,000 | 2,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,694 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,595,800 | 2,731 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,790,000 | 2,424 |
| Total interest expense | $1,904,000 | 2,076 |
| Net interest income | $3,886,000 | 2,556 |
| Provision for loan and lease losses | $175,000 | 2,464 |
| Total noninterest income | $377,000 | 4,243 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $223,000 | 3,397 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $154,000 | 4,256 |
| Total noninterest expense | $2,489,000 | 3,108 |
| Salaries and employee benefits | $1,231,000 | 3,368 |
| Premises and equipment expense | $308,000 | 3,472 |
| Additional noninterest expense | $950,000 | 2,499 |
| Pre-tax net operating income | $1,599,000 | 2,449 |
| Securities gains (losses) | $175,000 | 711 |
| Applicable income taxes | $659,000 | 1,788 |
| Income before extraordinary items | $1,115,000 | 2,678 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,115,000 | 2,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,003,000 | 2,845 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,914,000 | 2,413 |
| Total interest expense | $978,000 | 2,032 |
| Net interest income | $1,936,000 | 2,559 |
| Provision for loan and lease losses | $100,000 | 2,105 |
| Total noninterest income | $191,000 | 4,161 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $104,000 | 3,485 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $87,000 | 4,010 |
| Total noninterest expense | $1,248,000 | 3,103 |
| Salaries and employee benefits | $631,000 | 3,321 |
| Premises and equipment expense | $154,000 | 3,516 |
| Additional noninterest expense | $463,000 | 2,539 |
| Pre-tax net operating income | $779,000 | 2,470 |
| Securities gains (losses) | $135,000 | 665 |
| Applicable income taxes | $341,000 | 1,762 |
| Income before extraordinary items | $573,000 | 2,618 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $573,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,783 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $486,600 | 2,907 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,484,000 | 2,475 |
| Total interest expense | $4,239,000 | 2,101 |
| Net interest income | $7,245,000 | 2,669 |
| Provision for loan and lease losses | $520,000 | 2,094 |
| Total noninterest income | $977,000 | 3,777 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $338,000 | 4,036 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $639,000 | 3,131 |
| Total noninterest expense | $4,822,000 | 3,143 |
| Salaries and employee benefits | $2,475,000 | 3,291 |
| Premises and equipment expense | $554,000 | 3,750 |
| Additional noninterest expense | $1,793,000 | 2,648 |
| Pre-tax net operating income | $2,880,000 | 2,593 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,067,000 | 2,091 |
| Income before extraordinary items | $1,813,000 | 3,087 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,813,000 | 3,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,943 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,813,000 | 2,947 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,634,000 | 2,513 |
| Total interest expense | $3,284,000 | 2,117 |
| Net interest income | $5,350,000 | 2,722 |
| Provision for loan and lease losses | $440,000 | 1,885 |
| Total noninterest income | $791,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $233,000 | 4,233 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $558,000 | 2,945 |
| Total noninterest expense | $3,646,000 | 3,120 |
| Salaries and employee benefits | $1,880,000 | 3,261 |
| Premises and equipment expense | $410,000 | 3,782 |
| Additional noninterest expense | $1,356,000 | 2,610 |
| Pre-tax net operating income | $2,055,000 | 2,789 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $762,000 | 2,268 |
| Income before extraordinary items | $1,293,000 | 3,302 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,293,000 | 3,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,702 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,293,000 | 3,149 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,597,000 | 2,606 |
| Total interest expense | $2,242,000 | 2,137 |
| Net interest income | $3,355,000 | 2,881 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $504,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $124,000 | 4,770 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $380,000 | 2,875 |
| Total noninterest expense | $2,399,000 | 3,162 |
| Salaries and employee benefits | $1,236,000 | 3,298 |
| Premises and equipment expense | $270,000 | 3,812 |
| Additional noninterest expense | $893,000 | 2,639 |
| Pre-tax net operating income | $1,160,000 | 3,161 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $429,000 | 2,562 |
| Income before extraordinary items | $731,000 | 3,747 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $731,000 | 3,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,977 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $731,000 | 3,546 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,707,000 | 2,696 |
| Total interest expense | $1,110,000 | 2,197 |
| Net interest income | $1,597,000 | 2,994 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $202,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $50,000 | 5,192 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $152,000 | 3,188 |
| Total noninterest expense | $1,179,000 | 3,205 |
| Salaries and employee benefits | $597,000 | 3,384 |
| Premises and equipment expense | $133,000 | 3,855 |
| Additional noninterest expense | $449,000 | 2,568 |
| Pre-tax net operating income | $470,000 | 3,650 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $173,000 | 2,947 |
| Income before extraordinary items | $297,000 | 4,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $297,000 | 4,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $297,000 | 4,081 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,120,000 | 2,988 |
| Total interest expense | $4,136,000 | 2,659 |
| Net interest income | $5,984,000 | 3,142 |
| Provision for loan and lease losses | $525,000 | 2,307 |
| Total noninterest income | $613,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $205,000 | 5,141 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $408,000 | 3,663 |
| Total noninterest expense | $3,731,000 | 3,754 |
| Salaries and employee benefits | $1,865,000 | 3,972 |
| Premises and equipment expense | $533,000 | 3,756 |
| Additional noninterest expense | $1,333,000 | 3,289 |
| Pre-tax net operating income | $2,341,000 | 3,038 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $866,000 | 2,455 |
| Income before extraordinary items | $1,475,000 | 3,547 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,475,000 | 3,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 9,040 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 287 |
| Net operating income | $1,475,000 | 3,443 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,106,000 | 3,277 |
| Total interest expense | $5,322,000 | 2,987 |
| Net interest income | $4,784,000 | 3,564 |
| Provision for loan and lease losses | $380,000 | 2,732 |
| Total noninterest income | $882,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $189,000 | 5,296 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $693,000 | 2,591 |
| Total noninterest expense | $3,255,000 | 4,073 |
| Salaries and employee benefits | $1,949,000 | 3,663 |
| Premises and equipment expense | $521,000 | 3,743 |
| Additional noninterest expense | $785,000 | 4,846 |
| Pre-tax net operating income | $2,031,000 | 3,140 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $772,000 | 2,494 |
| Income before extraordinary items | $1,259,000 | 3,671 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,259,000 | 3,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,017 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,259,000 | 3,569 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,869,000 | 4,188 |
| Total interest expense | $4,610,000 | 3,541 |
| Net interest income | $3,259,000 | 4,861 |
| Provision for loan and lease losses | $275,000 | 3,040 |
| Total noninterest income | $351,000 | 5,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 5,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 4,880 |
| Total noninterest expense | $2,516,000 | 4,834 |
| Salaries and employee benefits | $1,483,000 | 4,398 |
| Premises and equipment expense | $401,000 | 4,502 |
| Additional noninterest expense | $632,000 | 5,574 |
| Pre-tax net operating income | $819,000 | 5,801 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $322,000 | 4,441 |
| Income before extraordinary items | $497,000 | 6,349 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $497,000 | 6,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $497,000 | 6,366 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,031,000 | 4,935 |
| Total interest expense | $3,483,000 | 4,064 |
| Net interest income | $2,548,000 | 5,733 |
| Provision for loan and lease losses | $344,000 | 2,399 |
| Total noninterest income | $290,000 | 6,539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 4,701 |
| Total noninterest expense | $1,962,000 | 5,762 |
| Salaries and employee benefits | $1,198,000 | 5,169 |
| Premises and equipment expense | $323,000 | 5,245 |
| Additional noninterest expense | $441,000 | 6,963 |
| Pre-tax net operating income | $532,000 | 6,987 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $50,000 | 7,632 |
| Income before extraordinary items | $482,000 | 6,536 |
| Extraordinary gains, net | $-84,000 | 10,189 |
| Net income | $398,000 | 7,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,114 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $482,000 | 6,518 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,847,000 | 6,606 |
| Total interest expense | $2,311,000 | 5,642 |
| Net interest income | $1,536,000 | 7,607 |
| Provision for loan and lease losses | $425,000 | 1,959 |
| Total noninterest income | $196,000 | 7,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,613 |
| Total noninterest expense | $1,150,000 | 7,679 |
| Salaries and employee benefits | $641,000 | 7,526 |
| Premises and equipment expense | $211,000 | 6,550 |
| Additional noninterest expense | $298,000 | 8,136 |
| Pre-tax net operating income | $147,000 | 9,183 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $147,000 | 8,996 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $147,000 | 8,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 377 |
| Net operating income | $147,000 | 8,934 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $829,000 | 10,457 |
| Total interest expense | $479,000 | 10,146 |
| Net interest income | $350,000 | 10,621 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $17,000 | 10,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $620,000 | 9,677 |
| Salaries and employee benefits | $313,000 | 9,863 |
| Premises and equipment expense | $133,000 | 8,167 |
| Additional noninterest expense | $174,000 | 9,740 |
| Pre-tax net operating income | $-433,000 | 10,718 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-433,000 | 10,737 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-433,000 | 10,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $6,100,000 | 156 |
| Net operating income | $-433,000 | 10,718 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.