Home > Community First State Bank of Paynesville > Income and Expense
Community First State Bank of Paynesville, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,282,000 | 6,374 |
| Total interest expense | $1,524,000 | 6,828 |
| Net interest income | $2,758,000 | 5,991 |
| Provision for loan and lease losses | $64,000 | 5,501 |
| Total noninterest income | $223,000 | 8,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,738 |
| Total noninterest expense | $1,521,000 | 7,539 |
| Salaries and employee benefits | $599,000 | 8,614 |
| Premises and equipment expense | $134,000 | 8,981 |
| Additional noninterest expense | $788,000 | 5,766 |
| Pre-tax net operating income | $1,396,000 | 4,680 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $545,000 | 3,794 |
| Income before extraordinary items | $849,000 | 5,125 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $849,000 | 5,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $658,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $850,280 | 5,163 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 8,470 |
| Total interest expense | $1,050,000 | 8,881 |
| Net interest income | $1,867,000 | 8,050 |
| Provision for loan and lease losses | $11,000 | 9,693 |
| Total noninterest income | $149,000 | 10,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $945,000 | 9,997 |
| Salaries and employee benefits | $352,000 | 11,132 |
| Premises and equipment expense | $90,000 | 10,795 |
| Additional noninterest expense | $503,000 | 8,182 |
| Pre-tax net operating income | $1,060,000 | 5,649 |
| Securities gains (losses) | $31,000 | 4,064 |
| Applicable income taxes | $435,000 | 4,712 |
| Income before extraordinary items | $656,000 | 6,389 |
| Extraordinary gains, net | $11,000 | 2,917 |
| Net income | $667,000 | 6,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $660,000 | 2,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $636,160 | 6,277 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 9,035 |
| Total interest expense | $1,230,000 | 9,498 |
| Net interest income | $1,745,000 | 8,519 |
| Provision for loan and lease losses | $8,000 | 11,328 |
| Total noninterest income | $161,000 | 10,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $867,000 | 10,676 |
| Salaries and employee benefits | $308,000 | 11,919 |
| Premises and equipment expense | $81,000 | 11,458 |
| Additional noninterest expense | $478,000 | 8,661 |
| Pre-tax net operating income | $1,031,000 | 5,504 |
| Securities gains (losses) | $25,000 | 5,285 |
| Applicable income taxes | $394,000 | 4,856 |
| Income before extraordinary items | $662,000 | 6,158 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $662,000 | 6,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $600,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $646,000 | 5,904 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.