Home > Community First State Bank of Lemmon > Income and Expense
Community First State Bank of Lemmon, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 10,113 |
| Total interest expense | $727,000 | 9,945 |
| Net interest income | $1,099,000 | 10,070 |
| Provision for loan and lease losses | $2,000 | 9,032 |
| Total noninterest income | $64,000 | 11,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 9,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,916 |
| Total noninterest expense | $717,000 | 10,627 |
| Salaries and employee benefits | $234,000 | 11,802 |
| Premises and equipment expense | $82,000 | 10,584 |
| Additional noninterest expense | $401,000 | 8,824 |
| Pre-tax net operating income | $444,000 | 9,036 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $163,000 | 8,057 |
| Income before extraordinary items | $288,000 | 9,276 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $288,000 | 9,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $255,000 | 4,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $283,520 | 9,391 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,703,000 | 10,803 |
| Total interest expense | $676,000 | 10,727 |
| Net interest income | $1,027,000 | 10,686 |
| Provision for loan and lease losses | $2,000 | 10,273 |
| Total noninterest income | $51,000 | 12,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $683,000 | 11,247 |
| Salaries and employee benefits | $219,000 | 12,467 |
| Premises and equipment expense | $86,000 | 10,933 |
| Additional noninterest expense | $378,000 | 9,504 |
| Pre-tax net operating income | $393,000 | 9,463 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $147,000 | 8,722 |
| Income before extraordinary items | $270,000 | 9,811 |
| Extraordinary gains, net | $-12,000 | 12,346 |
| Net income | $258,000 | 10,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $260,000 | 4,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $254,400 | 9,741 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,852,000 | 11,193 |
| Total interest expense | $903,000 | 10,858 |
| Net interest income | $949,000 | 11,299 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $66,000 | 12,680 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 10,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $651,000 | 11,769 |
| Salaries and employee benefits | $202,000 | 13,135 |
| Premises and equipment expense | $65,000 | 12,061 |
| Additional noninterest expense | $384,000 | 9,770 |
| Pre-tax net operating income | $359,000 | 9,595 |
| Securities gains (losses) | $39,000 | 4,543 |
| Applicable income taxes | $138,000 | 8,935 |
| Income before extraordinary items | $260,000 | 9,782 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $260,000 | 9,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $265,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $234,650 | 9,762 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.