Home > Community First State Bank of Huron > Income and Expense
Community First State Bank of Huron, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,850,000 | 8,322 |
| Total interest expense | $1,204,000 | 7,886 |
| Net interest income | $1,646,000 | 8,466 |
| Provision for loan and lease losses | $52,000 | 6,028 |
| Total noninterest income | $148,000 | 9,743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $1,115,000 | 8,923 |
| Salaries and employee benefits | $418,000 | 10,125 |
| Premises and equipment expense | $155,000 | 8,421 |
| Additional noninterest expense | $542,000 | 7,500 |
| Pre-tax net operating income | $627,000 | 7,843 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $227,000 | 6,901 |
| Income before extraordinary items | $403,000 | 8,176 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $403,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $381,000 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $401,080 | 8,235 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 8,685 |
| Total interest expense | $1,179,000 | 8,349 |
| Net interest income | $1,608,000 | 8,775 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $146,000 | 10,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 8,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,982 |
| Total noninterest expense | $1,122,000 | 9,239 |
| Salaries and employee benefits | $421,000 | 10,435 |
| Premises and equipment expense | $156,000 | 8,751 |
| Additional noninterest expense | $545,000 | 7,814 |
| Pre-tax net operating income | $617,000 | 7,840 |
| Securities gains (losses) | $126,000 | 2,189 |
| Applicable income taxes | $273,000 | 6,440 |
| Income before extraordinary items | $470,000 | 7,796 |
| Extraordinary gains, net | $-9,000 | 12,296 |
| Net income | $461,000 | 8,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $481,000 | 3,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $389,360 | 8,277 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,950,000 | 9,075 |
| Total interest expense | $1,367,000 | 8,973 |
| Net interest income | $1,583,000 | 9,001 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $162,000 | 10,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 8,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,672 |
| Total noninterest expense | $1,099,000 | 9,513 |
| Salaries and employee benefits | $396,000 | 10,905 |
| Premises and equipment expense | $153,000 | 9,020 |
| Additional noninterest expense | $550,000 | 7,987 |
| Pre-tax net operating income | $641,000 | 7,449 |
| Securities gains (losses) | $34,000 | 4,785 |
| Applicable income taxes | $246,000 | 6,727 |
| Income before extraordinary items | $429,000 | 7,940 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $429,000 | 8,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $380,000 | 3,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $407,240 | 7,787 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.