Home > Community First State Bank of Hot Springs > Income and Expense
Community First State Bank of Hot Springs, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 11,433 |
| Total interest expense | $376,000 | 11,706 |
| Net interest income | $778,000 | 11,124 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $105,000 | 10,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,473 |
| Total noninterest expense | $565,000 | 11,295 |
| Salaries and employee benefits | $207,000 | 12,018 |
| Premises and equipment expense | $45,000 | 11,810 |
| Additional noninterest expense | $313,000 | 9,804 |
| Pre-tax net operating income | $307,000 | 10,088 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $109,000 | 9,152 |
| Income before extraordinary items | $199,000 | 10,290 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $199,000 | 10,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $190,000 | 5,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $198,350 | 10,346 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 11,945 |
| Total interest expense | $413,000 | 12,163 |
| Net interest income | $757,000 | 11,675 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $77,000 | 11,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,117 |
| Total noninterest expense | $548,000 | 11,919 |
| Salaries and employee benefits | $203,000 | 12,607 |
| Premises and equipment expense | $48,000 | 12,290 |
| Additional noninterest expense | $297,000 | 10,494 |
| Pre-tax net operating income | $261,000 | 10,545 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $96,000 | 9,830 |
| Income before extraordinary items | $177,000 | 10,908 |
| Extraordinary gains, net | $-4,000 | 12,212 |
| Net income | $173,000 | 11,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $163,000 | 5,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $169,200 | 10,790 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 12,472 |
| Total interest expense | $509,000 | 12,725 |
| Net interest income | $754,000 | 12,096 |
| Provision for loan and lease losses | $14,000 | 10,934 |
| Total noninterest income | $81,000 | 12,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 10,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $552,000 | 12,346 |
| Salaries and employee benefits | $204,000 | 13,114 |
| Premises and equipment expense | $54,000 | 12,540 |
| Additional noninterest expense | $294,000 | 10,909 |
| Pre-tax net operating income | $269,000 | 10,433 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $101,000 | 9,893 |
| Income before extraordinary items | $187,000 | 10,779 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $187,000 | 10,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $183,000 | 5,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $174,650 | 10,604 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.