Home > Community First State Bank of Cooperstown > Income and Expense
Community First State Bank of Cooperstown, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 7,314 |
| Total interest expense | $1,382,000 | 7,258 |
| Net interest income | $2,124,000 | 7,257 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $196,000 | 8,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $1,030,000 | 9,245 |
| Salaries and employee benefits | $352,000 | 10,712 |
| Premises and equipment expense | $52,000 | 11,558 |
| Additional noninterest expense | $626,000 | 6,842 |
| Pre-tax net operating income | $1,290,000 | 4,969 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $478,000 | 4,189 |
| Income before extraordinary items | $823,000 | 5,255 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $823,000 | 5,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $1,005,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $815,960 | 5,344 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 8,966 |
| Total interest expense | $993,000 | 9,143 |
| Net interest income | $1,628,000 | 8,719 |
| Provision for loan and lease losses | $-24,000 | 12,614 |
| Total noninterest income | $143,000 | 10,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 8,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,982 |
| Total noninterest expense | $979,000 | 9,824 |
| Salaries and employee benefits | $361,000 | 11,042 |
| Premises and equipment expense | $52,000 | 12,143 |
| Additional noninterest expense | $566,000 | 7,636 |
| Pre-tax net operating income | $816,000 | 6,728 |
| Securities gains (losses) | $40,000 | 3,728 |
| Applicable income taxes | $294,000 | 6,154 |
| Income before extraordinary items | $562,000 | 7,067 |
| Extraordinary gains, net | $-3,000 | 12,192 |
| Net income | $559,000 | 7,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $372,000 | 3,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $535,600 | 7,007 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,763,000 | 11,392 |
| Total interest expense | $718,000 | 11,715 |
| Net interest income | $1,045,000 | 10,912 |
| Provision for loan and lease losses | $6,000 | 11,435 |
| Total noninterest income | $113,000 | 11,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $544,000 | 12,378 |
| Salaries and employee benefits | $197,000 | 13,191 |
| Premises and equipment expense | $29,000 | 13,446 |
| Additional noninterest expense | $318,000 | 10,577 |
| Pre-tax net operating income | $608,000 | 7,650 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $210,000 | 7,363 |
| Income before extraordinary items | $413,000 | 8,078 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $413,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 12,482 |
| Cash dividends | $310,000 | 3,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $403,100 | 7,826 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.