Home > Community First State Bank > Income and Expense
Community First State Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,756,000 | 1,669 |
| Total interest expense | $9,205,000 | 1,873 |
| Net interest income | $11,551,000 | 1,523 |
| Provision for loan and lease losses | $2,073,000 | 600 |
| Total noninterest income | $9,608,000 | 602 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,406,000 | 956 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,202,000 | 471 |
| Total noninterest expense | $12,177,000 | 1,143 |
| Salaries and employee benefits | $6,643,000 | 1,063 |
| Premises and equipment expense | $1,038,000 | 1,997 |
| Additional noninterest expense | $4,496,000 | 1,051 |
| Pre-tax net operating income | $6,909,000 | 1,100 |
| Securities gains (losses) | $-9,000 | 8,282 |
| Applicable income taxes | $2,415,000 | 991 |
| Income before extraordinary items | $4,485,000 | 1,183 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,485,000 | 1,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,236,000 | 647 |
| Cash dividends | $4,400,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,490,850 | 1,180 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,278,000 | 1,541 |
| Total interest expense | $8,926,000 | 1,682 |
| Net interest income | $12,352,000 | 1,409 |
| Provision for loan and lease losses | $633,000 | 1,436 |
| Total noninterest income | $7,629,000 | 725 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,421,000 | 934 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $6,208,000 | 574 |
| Total noninterest expense | $10,931,000 | 1,259 |
| Salaries and employee benefits | $5,870,000 | 1,173 |
| Premises and equipment expense | $1,107,000 | 1,847 |
| Additional noninterest expense | $3,954,000 | 1,174 |
| Pre-tax net operating income | $8,417,000 | 952 |
| Securities gains (losses) | $108,000 | 709 |
| Applicable income taxes | $2,940,000 | 899 |
| Income before extraordinary items | $5,585,000 | 990 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,585,000 | 990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,219,000 | 623 |
| Cash dividends | $3,550,000 | 842 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,513,720 | 986 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,601,000 | 1,426 |
| Total interest expense | $9,787,000 | 1,567 |
| Net interest income | $12,814,000 | 1,326 |
| Provision for loan and lease losses | $1,268,000 | 787 |
| Total noninterest income | $6,181,000 | 802 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,470,000 | 840 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,711,000 | 674 |
| Total noninterest expense | $10,506,000 | 1,264 |
| Salaries and employee benefits | $5,511,000 | 1,192 |
| Premises and equipment expense | $1,134,000 | 1,740 |
| Additional noninterest expense | $3,861,000 | 1,158 |
| Pre-tax net operating income | $7,221,000 | 1,049 |
| Securities gains (losses) | $107,000 | 1,228 |
| Applicable income taxes | $2,511,000 | 1,014 |
| Income before extraordinary items | $4,817,000 | 1,119 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,817,000 | 1,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,303,000 | 618 |
| Cash dividends | $5,700,000 | 579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,746,380 | 1,103 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,138,000 | 1,422 |
| Total interest expense | $9,992,000 | 1,550 |
| Net interest income | $13,146,000 | 1,320 |
| Provision for loan and lease losses | $535,000 | 1,688 |
| Total noninterest income | $4,386,000 | 1,012 |
| Gross Fiduciary activities income | $2,000 | 1,413 |
| Service charges on deposit accounts | $1,283,000 | 984 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,101,000 | 827 |
| Total noninterest expense | $8,945,000 | 1,470 |
| Salaries and employee benefits | $4,570,000 | 1,431 |
| Premises and equipment expense | $1,054,000 | 1,881 |
| Additional noninterest expense | $3,321,000 | 1,321 |
| Pre-tax net operating income | $8,052,000 | 1,019 |
| Securities gains (losses) | $40,000 | 1,476 |
| Applicable income taxes | $2,788,000 | 990 |
| Income before extraordinary items | $5,304,000 | 1,038 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,304,000 | 1,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $502,000 | 1,330 |
| Cash dividends | $3,650,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,277,600 | 1,016 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,844,000 | 3,327 |
| Total interest expense | $4,165,000 | 3,573 |
| Net interest income | $5,679,000 | 3,117 |
| Provision for loan and lease losses | $246,000 | 2,968 |
| Total noninterest income | $2,906,000 | 1,392 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $538,000 | 2,525 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,368,000 | 1,035 |
| Total noninterest expense | $4,803,000 | 2,844 |
| Salaries and employee benefits | $2,694,000 | 2,476 |
| Premises and equipment expense | $494,000 | 3,819 |
| Additional noninterest expense | $1,615,000 | 2,936 |
| Pre-tax net operating income | $3,536,000 | 2,035 |
| Securities gains (losses) | $11,000 | 2,431 |
| Applicable income taxes | $1,233,000 | 1,949 |
| Income before extraordinary items | $2,314,000 | 2,139 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,314,000 | 2,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,153 |
| Cash dividends | $2,093,000 | 1,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,306,850 | 2,101 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,382,000 | 3,481 |
| Total interest expense | $3,997,000 | 3,682 |
| Net interest income | $5,385,000 | 3,299 |
| Provision for loan and lease losses | $129,000 | 3,960 |
| Total noninterest income | $2,183,000 | 1,709 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $503,000 | 2,711 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,680,000 | 1,284 |
| Total noninterest expense | $4,346,000 | 3,086 |
| Salaries and employee benefits | $2,132,000 | 3,110 |
| Premises and equipment expense | $371,000 | 4,819 |
| Additional noninterest expense | $1,843,000 | 2,588 |
| Pre-tax net operating income | $3,093,000 | 2,368 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $1,081,000 | 2,223 |
| Income before extraordinary items | $2,021,000 | 2,487 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,021,000 | 2,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,802 |
| Cash dividends | $1,961,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,015,150 | 2,478 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 7,882 |
| Total interest expense | $1,238,000 | 7,758 |
| Net interest income | $1,864,000 | 7,885 |
| Provision for loan and lease losses | $70,000 | 5,310 |
| Total noninterest income | $1,308,000 | 2,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,082,000 | 1,752 |
| Total noninterest expense | $2,193,000 | 5,763 |
| Salaries and employee benefits | $1,029,000 | 5,951 |
| Premises and equipment expense | $175,000 | 7,968 |
| Additional noninterest expense | $989,000 | 4,746 |
| Pre-tax net operating income | $909,000 | 6,346 |
| Securities gains (losses) | $32,000 | 1,429 |
| Applicable income taxes | $318,000 | 5,654 |
| Income before extraordinary items | $623,000 | 6,376 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $623,000 | 6,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $533,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $601,880 | 6,584 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,128,000 | 8,124 |
| Total interest expense | $1,321,000 | 7,804 |
| Net interest income | $1,807,000 | 8,232 |
| Provision for loan and lease losses | $46,000 | 7,689 |
| Total noninterest income | $1,241,000 | 2,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 6,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,045,000 | 1,977 |
| Total noninterest expense | $2,134,000 | 6,021 |
| Salaries and employee benefits | $998,000 | 6,149 |
| Premises and equipment expense | $186,000 | 7,988 |
| Additional noninterest expense | $950,000 | 5,146 |
| Pre-tax net operating income | $868,000 | 6,482 |
| Securities gains (losses) | $34,000 | 3,940 |
| Applicable income taxes | $303,000 | 6,046 |
| Income before extraordinary items | $599,000 | 6,784 |
| Extraordinary gains, net | $-14,000 | 12,384 |
| Net income | $585,000 | 7,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $645,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $576,560 | 6,709 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,370,000 | 8,375 |
| Total interest expense | $1,692,000 | 7,914 |
| Net interest income | $1,678,000 | 8,726 |
| Provision for loan and lease losses | $34,000 | 9,820 |
| Total noninterest income | $937,000 | 3,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $762,000 | 2,375 |
| Total noninterest expense | $1,850,000 | 6,794 |
| Salaries and employee benefits | $826,000 | 7,096 |
| Premises and equipment expense | $161,000 | 8,809 |
| Additional noninterest expense | $863,000 | 5,713 |
| Pre-tax net operating income | $731,000 | 6,936 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $253,000 | 6,602 |
| Income before extraordinary items | $509,000 | 7,246 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $509,000 | 7,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 7,091 |
| Cash dividends | $488,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $488,230 | 7,057 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.