Home > Community First State Bank > Income and Expense
Community First State Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,400,000 | 2,685 |
| Total interest expense | $5,694,000 | 2,670 |
| Net interest income | $6,706,000 | 2,628 |
| Provision for loan and lease losses | $194,000 | 3,495 |
| Total noninterest income | $983,000 | 3,169 |
| Gross Fiduciary activities income | $2,000 | 1,490 |
| Service charges on deposit accounts | $588,000 | 2,313 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $393,000 | 3,441 |
| Total noninterest expense | $3,556,000 | 3,723 |
| Salaries and employee benefits | $1,643,000 | 3,972 |
| Premises and equipment expense | $488,000 | 3,850 |
| Additional noninterest expense | $1,425,000 | 3,261 |
| Pre-tax net operating income | $3,939,000 | 1,824 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $1,336,000 | 1,797 |
| Income before extraordinary items | $2,613,000 | 1,888 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,613,000 | 1,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,856 |
| Cash dividends | $2,706,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,606,400 | 1,861 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,274,000 | 2,724 |
| Total interest expense | $5,668,000 | 2,713 |
| Net interest income | $6,606,000 | 2,697 |
| Provision for loan and lease losses | $172,000 | 3,375 |
| Total noninterest income | $838,000 | 3,560 |
| Gross Fiduciary activities income | $2,000 | 1,553 |
| Service charges on deposit accounts | $567,000 | 2,388 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $269,000 | 4,285 |
| Total noninterest expense | $3,783,000 | 3,494 |
| Salaries and employee benefits | $1,620,000 | 4,006 |
| Premises and equipment expense | $465,000 | 3,996 |
| Additional noninterest expense | $1,698,000 | 2,753 |
| Pre-tax net operating income | $3,489,000 | 2,107 |
| Securities gains (losses) | $14,000 | 2,143 |
| Applicable income taxes | $1,210,000 | 2,016 |
| Income before extraordinary items | $2,293,000 | 2,202 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,293,000 | 2,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,045 |
| Cash dividends | $2,246,000 | 1,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,283,900 | 2,179 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,794,000 | 5,026 |
| Total interest expense | $2,192,000 | 5,178 |
| Net interest income | $3,602,000 | 4,823 |
| Provision for loan and lease losses | $114,000 | 4,281 |
| Total noninterest income | $447,000 | 5,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $354,000 | 3,797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,744 |
| Total noninterest expense | $2,039,000 | 6,104 |
| Salaries and employee benefits | $837,000 | 6,997 |
| Premises and equipment expense | $208,000 | 7,250 |
| Additional noninterest expense | $994,000 | 4,730 |
| Pre-tax net operating income | $1,896,000 | 3,591 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $696,000 | 3,102 |
| Income before extraordinary items | $1,205,000 | 3,845 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,205,000 | 3,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $920,000 | 2,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,201,800 | 3,883 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,689,000 | 5,189 |
| Total interest expense | $2,348,000 | 5,072 |
| Net interest income | $3,341,000 | 5,166 |
| Provision for loan and lease losses | $104,000 | 5,665 |
| Total noninterest income | $408,000 | 6,393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 4,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,002 |
| Total noninterest expense | $2,015,000 | 6,297 |
| Salaries and employee benefits | $847,000 | 7,033 |
| Premises and equipment expense | $186,000 | 7,988 |
| Additional noninterest expense | $982,000 | 4,995 |
| Pre-tax net operating income | $1,630,000 | 4,023 |
| Securities gains (losses) | $71,000 | 2,955 |
| Applicable income taxes | $603,000 | 3,590 |
| Income before extraordinary items | $1,098,000 | 4,334 |
| Extraordinary gains, net | $-19,000 | 12,447 |
| Net income | $1,079,000 | 4,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 5,605 |
| Cash dividends | $1,200,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,051,850 | 4,264 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,122,000 | 5,396 |
| Total interest expense | $3,018,000 | 5,131 |
| Net interest income | $3,104,000 | 5,569 |
| Provision for loan and lease losses | $174,000 | 5,685 |
| Total noninterest income | $367,000 | 6,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $269,000 | 4,842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 8,137 |
| Total noninterest expense | $1,929,000 | 6,568 |
| Salaries and employee benefits | $749,000 | 7,615 |
| Premises and equipment expense | $188,000 | 8,127 |
| Additional noninterest expense | $992,000 | 5,080 |
| Pre-tax net operating income | $1,368,000 | 4,410 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $467,000 | 4,225 |
| Income before extraordinary items | $914,000 | 4,873 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $914,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 5,395 |
| Cash dividends | $950,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $905,420 | 4,593 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.