Home > Community First National Bank of Wahpeton > Income and Expense
Community First National Bank of Wahpeton, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,579,000 | 6,067 |
| Total interest expense | $1,623,000 | 6,548 |
| Net interest income | $2,956,000 | 5,668 |
| Provision for loan and lease losses | $95,000 | 4,682 |
| Total noninterest income | $290,000 | 7,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $1,713,000 | 6,949 |
| Salaries and employee benefits | $734,000 | 7,643 |
| Premises and equipment expense | $216,000 | 7,121 |
| Additional noninterest expense | $763,000 | 5,918 |
| Pre-tax net operating income | $1,438,000 | 4,573 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $510,000 | 3,997 |
| Income before extraordinary items | $932,000 | 4,763 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $932,000 | 4,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,205 |
| Cash dividends | $1,030,000 | 1,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $929,400 | 4,830 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,539,000 | 6,266 |
| Total interest expense | $1,527,000 | 7,121 |
| Net interest income | $3,012,000 | 5,641 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $288,000 | 7,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,919 |
| Total noninterest expense | $1,815,000 | 6,837 |
| Salaries and employee benefits | $795,000 | 7,357 |
| Premises and equipment expense | $205,000 | 7,582 |
| Additional noninterest expense | $815,000 | 5,839 |
| Pre-tax net operating income | $1,413,000 | 4,562 |
| Securities gains (losses) | $106,000 | 2,422 |
| Applicable income taxes | $530,000 | 3,973 |
| Income before extraordinary items | $989,000 | 4,749 |
| Extraordinary gains, net | $-44,000 | 12,684 |
| Net income | $945,000 | 5,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,721 |
| Cash dividends | $865,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $920,100 | 4,780 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,658,000 | 6,721 |
| Total interest expense | $1,819,000 | 7,572 |
| Net interest income | $2,839,000 | 5,988 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $368,000 | 6,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,724 |
| Total noninterest expense | $1,676,000 | 7,327 |
| Salaries and employee benefits | $675,000 | 8,181 |
| Premises and equipment expense | $190,000 | 8,078 |
| Additional noninterest expense | $811,000 | 6,004 |
| Pre-tax net operating income | $1,451,000 | 4,165 |
| Securities gains (losses) | $35,000 | 4,733 |
| Applicable income taxes | $497,000 | 4,024 |
| Income before extraordinary items | $989,000 | 4,557 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $989,000 | 4,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $870,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $965,550 | 4,330 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.