Home > Community First National Bank of Caledonia > Income and Expense
Community First National Bank of Caledonia, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,526,000 | 8,862 |
| Total interest expense | $1,134,000 | 8,166 |
| Net interest income | $1,392,000 | 9,179 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $270,000 | 7,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,454 |
| Total noninterest expense | $1,140,000 | 8,837 |
| Salaries and employee benefits | $589,000 | 8,689 |
| Premises and equipment expense | $107,000 | 9,803 |
| Additional noninterest expense | $444,000 | 8,374 |
| Pre-tax net operating income | $522,000 | 8,506 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $233,000 | 6,778 |
| Income before extraordinary items | $288,000 | 9,276 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $288,000 | 9,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 11,735 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $288,640 | 9,336 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 9,251 |
| Total interest expense | $1,261,000 | 8,033 |
| Net interest income | $1,209,000 | 10,046 |
| Provision for loan and lease losses | $97,000 | 5,852 |
| Total noninterest income | $227,000 | 8,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,389 |
| Total noninterest expense | $992,000 | 9,763 |
| Salaries and employee benefits | $458,000 | 10,060 |
| Premises and equipment expense | $87,000 | 10,896 |
| Additional noninterest expense | $447,000 | 8,754 |
| Pre-tax net operating income | $347,000 | 9,832 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $114,000 | 9,431 |
| Income before extraordinary items | $245,000 | 10,104 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $245,000 | 10,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 4,115 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $236,840 | 9,955 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,813,000 | 9,301 |
| Total interest expense | $1,623,000 | 8,127 |
| Net interest income | $1,190,000 | 10,358 |
| Provision for loan and lease losses | $131,000 | 6,478 |
| Total noninterest income | $260,000 | 8,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 8,102 |
| Total noninterest expense | $1,186,000 | 9,109 |
| Salaries and employee benefits | $470,000 | 10,086 |
| Premises and equipment expense | $84,000 | 11,345 |
| Additional noninterest expense | $632,000 | 7,237 |
| Pre-tax net operating income | $133,000 | 11,683 |
| Securities gains (losses) | $192,000 | 2,066 |
| Applicable income taxes | $115,000 | 9,514 |
| Income before extraordinary items | $210,000 | 10,468 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $210,000 | 10,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 5,373 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $85,200 | 11,849 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.