Home > Community First National Bank > Income and Expense
Community First National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,295,000 | 3,775 |
| Total interest expense | $3,472,000 | 4,078 |
| Net interest income | $4,823,000 | 3,562 |
| Provision for loan and lease losses | $315,000 | 2,548 |
| Total noninterest income | $941,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $474,000 | 2,751 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $467,000 | 3,084 |
| Total noninterest expense | $2,803,000 | 4,468 |
| Salaries and employee benefits | $1,239,000 | 5,042 |
| Premises and equipment expense | $345,000 | 5,015 |
| Additional noninterest expense | $1,219,000 | 3,381 |
| Pre-tax net operating income | $2,646,000 | 2,673 |
| Securities gains (losses) | $21,000 | 1,369 |
| Applicable income taxes | $837,000 | 2,546 |
| Income before extraordinary items | $1,830,000 | 2,770 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,830,000 | 2,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,328 |
| Cash dividends | $1,700,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,815,510 | 2,752 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,050,000 | 3,915 |
| Total interest expense | $3,478,000 | 4,153 |
| Net interest income | $4,572,000 | 3,679 |
| Provision for loan and lease losses | $238,000 | 3,151 |
| Total noninterest income | $822,000 | 3,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $364,000 | 3,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $458,000 | 3,145 |
| Total noninterest expense | $2,858,000 | 4,306 |
| Salaries and employee benefits | $1,236,000 | 4,964 |
| Premises and equipment expense | $374,000 | 4,668 |
| Additional noninterest expense | $1,248,000 | 3,257 |
| Pre-tax net operating income | $2,298,000 | 2,989 |
| Securities gains (losses) | $19,000 | 2,467 |
| Applicable income taxes | $771,000 | 2,818 |
| Income before extraordinary items | $1,546,000 | 3,184 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,546,000 | 3,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,145 |
| Cash dividends | $1,550,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,533,270 | 3,108 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,593,000 | 4,165 |
| Total interest expense | $3,355,000 | 4,275 |
| Net interest income | $4,238,000 | 4,034 |
| Provision for loan and lease losses | $235,000 | 3,109 |
| Total noninterest income | $696,000 | 3,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $340,000 | 3,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 3,547 |
| Total noninterest expense | $2,713,000 | 4,460 |
| Salaries and employee benefits | $1,210,000 | 5,069 |
| Premises and equipment expense | $321,000 | 5,221 |
| Additional noninterest expense | $1,182,000 | 3,405 |
| Pre-tax net operating income | $1,986,000 | 3,554 |
| Securities gains (losses) | $28,000 | 1,673 |
| Applicable income taxes | $658,000 | 3,424 |
| Income before extraordinary items | $1,356,000 | 3,666 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,356,000 | 3,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,902 |
| Cash dividends | $919,000 | 2,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,337,240 | 3,630 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,150,000 | 4,490 |
| Total interest expense | $3,156,000 | 4,567 |
| Net interest income | $3,994,000 | 4,330 |
| Provision for loan and lease losses | $155,000 | 3,992 |
| Total noninterest income | $553,000 | 4,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,456 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 4,293 |
| Total noninterest expense | $2,519,000 | 4,970 |
| Salaries and employee benefits | $1,137,000 | 5,453 |
| Premises and equipment expense | $315,000 | 5,388 |
| Additional noninterest expense | $1,067,000 | 4,177 |
| Pre-tax net operating income | $1,873,000 | 3,596 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $579,000 | 3,695 |
| Income before extraordinary items | $1,294,000 | 3,642 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,294,000 | 3,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,679 |
| Cash dividends | $1,259,000 | 1,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,294,000 | 3,580 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,707,000 | 4,725 |
| Total interest expense | $2,961,000 | 4,817 |
| Net interest income | $3,746,000 | 4,583 |
| Provision for loan and lease losses | $47,000 | 6,364 |
| Total noninterest income | $380,000 | 6,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,332 |
| Total noninterest expense | $2,518,000 | 4,969 |
| Salaries and employee benefits | $1,077,000 | 5,695 |
| Premises and equipment expense | $314,000 | 5,437 |
| Additional noninterest expense | $1,127,000 | 3,952 |
| Pre-tax net operating income | $1,561,000 | 4,308 |
| Securities gains (losses) | $-11,000 | 10,162 |
| Applicable income taxes | $492,000 | 4,247 |
| Income before extraordinary items | $1,058,000 | 4,379 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,058,000 | 4,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $1,038,000 | 1,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,065,480 | 4,356 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,646,000 | 6,008 |
| Total interest expense | $1,767,000 | 6,153 |
| Net interest income | $2,879,000 | 5,782 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $252,000 | 7,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 7,636 |
| Total noninterest expense | $1,810,000 | 6,663 |
| Salaries and employee benefits | $766,000 | 7,414 |
| Premises and equipment expense | $201,000 | 7,402 |
| Additional noninterest expense | $843,000 | 5,458 |
| Pre-tax net operating income | $1,271,000 | 5,017 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $494,000 | 4,087 |
| Income before extraordinary items | $777,000 | 5,472 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $777,000 | 5,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,684 |
| Cash dividends | $692,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $777,000 | 5,544 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,851,000 | 5,059 |
| Total interest expense | $2,328,000 | 5,107 |
| Net interest income | $3,523,000 | 4,932 |
| Provision for loan and lease losses | $1,274,000 | 1,114 |
| Total noninterest income | $577,000 | 5,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 4,019 |
| Total noninterest expense | $2,214,000 | 5,840 |
| Salaries and employee benefits | $1,121,000 | 5,551 |
| Premises and equipment expense | $353,000 | 5,195 |
| Additional noninterest expense | $740,000 | 6,294 |
| Pre-tax net operating income | $612,000 | 7,866 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $154,000 | 8,535 |
| Income before extraordinary items | $460,000 | 7,885 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $460,000 | 8,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,311,000 | 948 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $458,500 | 7,646 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,086,000 | 5,414 |
| Total interest expense | $2,985,000 | 5,186 |
| Net interest income | $3,101,000 | 5,576 |
| Provision for loan and lease losses | $260,000 | 4,489 |
| Total noninterest income | $563,000 | 5,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $361,000 | 3,952 |
| Total noninterest expense | $2,217,000 | 5,878 |
| Salaries and employee benefits | $1,104,000 | 5,575 |
| Premises and equipment expense | $314,000 | 5,782 |
| Additional noninterest expense | $799,000 | 6,075 |
| Pre-tax net operating income | $1,187,000 | 4,959 |
| Securities gains (losses) | $85,000 | 3,276 |
| Applicable income taxes | $432,000 | 4,518 |
| Income before extraordinary items | $840,000 | 5,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $840,000 | 5,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $783,900 | 5,130 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.