Home > Community First National Bank > Income and Expense
Community First National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,703,000 | 2,767 |
| Total interest expense | $5,819,000 | 2,528 |
| Net interest income | $5,884,000 | 2,978 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $1,876,000 | 1,942 |
| Gross Fiduciary activities income | $291,000 | 778 |
| Service charges on deposit accounts | $706,000 | 1,882 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $879,000 | 2,030 |
| Total noninterest expense | $3,673,000 | 3,567 |
| Salaries and employee benefits | $1,938,000 | 3,543 |
| Premises and equipment expense | $414,000 | 4,407 |
| Additional noninterest expense | $1,321,000 | 3,176 |
| Pre-tax net operating income | $4,042,000 | 1,825 |
| Securities gains (losses) | $30,000 | 1,197 |
| Applicable income taxes | $1,234,000 | 1,870 |
| Income before extraordinary items | $2,838,000 | 1,871 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,838,000 | 1,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $2,275,000 | 1,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,817,000 | 1,851 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,103,000 | 2,690 |
| Total interest expense | $5,879,000 | 2,576 |
| Net interest income | $6,224,000 | 2,759 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,723,000 | 2,040 |
| Gross Fiduciary activities income | $271,000 | 806 |
| Service charges on deposit accounts | $621,000 | 2,061 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $831,000 | 2,108 |
| Total noninterest expense | $3,896,000 | 3,287 |
| Salaries and employee benefits | $1,997,000 | 3,340 |
| Premises and equipment expense | $415,000 | 4,292 |
| Additional noninterest expense | $1,484,000 | 2,812 |
| Pre-tax net operating income | $4,051,000 | 1,794 |
| Securities gains (losses) | $48,000 | 1,766 |
| Applicable income taxes | $1,260,000 | 1,901 |
| Income before extraordinary items | $2,839,000 | 1,852 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,839,000 | 1,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,719 |
| Cash dividends | $3,000,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,805,880 | 1,796 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,141,000 | 2,696 |
| Total interest expense | $6,031,000 | 2,481 |
| Net interest income | $6,110,000 | 2,855 |
| Provision for loan and lease losses | $132,000 | 4,415 |
| Total noninterest income | $1,802,000 | 1,928 |
| Gross Fiduciary activities income | $247,000 | 850 |
| Service charges on deposit accounts | $633,000 | 2,075 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $922,000 | 1,835 |
| Total noninterest expense | $3,875,000 | 3,268 |
| Salaries and employee benefits | $2,205,000 | 3,006 |
| Premises and equipment expense | $416,000 | 4,318 |
| Additional noninterest expense | $1,254,000 | 3,224 |
| Pre-tax net operating income | $3,905,000 | 1,921 |
| Securities gains (losses) | $71,000 | 1,141 |
| Applicable income taxes | $1,182,000 | 2,114 |
| Income before extraordinary items | $2,794,000 | 1,886 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,794,000 | 1,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,460 |
| Cash dividends | $2,445,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,744,300 | 1,867 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,758,000 | 2,808 |
| Total interest expense | $5,740,000 | 2,653 |
| Net interest income | $6,018,000 | 2,950 |
| Provision for loan and lease losses | $212,000 | 3,286 |
| Total noninterest income | $1,627,000 | 2,158 |
| Gross Fiduciary activities income | $224,000 | 938 |
| Service charges on deposit accounts | $599,000 | 2,265 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $804,000 | 2,095 |
| Total noninterest expense | $3,730,000 | 3,559 |
| Salaries and employee benefits | $2,049,000 | 3,266 |
| Premises and equipment expense | $433,000 | 4,259 |
| Additional noninterest expense | $1,248,000 | 3,659 |
| Pre-tax net operating income | $3,703,000 | 1,958 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,112,000 | 2,142 |
| Income before extraordinary items | $2,591,000 | 1,909 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,591,000 | 1,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,189 |
| Cash dividends | $6,025,000 | 596 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,591,000 | 1,870 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,902,000 | 2,811 |
| Total interest expense | $6,098,000 | 2,514 |
| Net interest income | $5,804,000 | 3,062 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,643,000 | 2,143 |
| Gross Fiduciary activities income | $331,000 | 859 |
| Service charges on deposit accounts | $542,000 | 2,483 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $770,000 | 2,163 |
| Total noninterest expense | $3,751,000 | 3,519 |
| Salaries and employee benefits | $1,991,000 | 3,321 |
| Premises and equipment expense | $484,000 | 3,864 |
| Additional noninterest expense | $1,276,000 | 3,556 |
| Pre-tax net operating income | $3,696,000 | 1,988 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $1,160,000 | 2,087 |
| Income before extraordinary items | $2,530,000 | 1,988 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,530,000 | 1,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,884 |
| Cash dividends | $2,498,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,534,140 | 1,962 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,496,000 | 2,636 |
| Total interest expense | $5,570,000 | 2,231 |
| Net interest income | $5,926,000 | 3,029 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,540,000 | 2,249 |
| Gross Fiduciary activities income | $151,000 | 1,085 |
| Service charges on deposit accounts | $505,000 | 2,711 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $884,000 | 1,999 |
| Total noninterest expense | $4,499,000 | 3,058 |
| Salaries and employee benefits | $2,460,000 | 2,711 |
| Premises and equipment expense | $585,000 | 3,345 |
| Additional noninterest expense | $1,454,000 | 3,405 |
| Pre-tax net operating income | $2,967,000 | 2,400 |
| Securities gains (losses) | $22,000 | 1,687 |
| Applicable income taxes | $834,000 | 2,673 |
| Income before extraordinary items | $2,155,000 | 2,256 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,155,000 | 2,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 12,031 |
| Cash dividends | $1,850,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,139,160 | 2,299 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,573,000 | 2,681 |
| Total interest expense | $5,501,000 | 2,351 |
| Net interest income | $6,072,000 | 2,995 |
| Provision for loan and lease losses | $298,000 | 3,052 |
| Total noninterest income | $1,354,000 | 2,651 |
| Gross Fiduciary activities income | $119,000 | 1,176 |
| Service charges on deposit accounts | $495,000 | 2,825 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $740,000 | 2,503 |
| Total noninterest expense | $4,432,000 | 3,164 |
| Salaries and employee benefits | $2,134,000 | 3,071 |
| Premises and equipment expense | $566,000 | 3,498 |
| Additional noninterest expense | $1,732,000 | 3,078 |
| Pre-tax net operating income | $2,696,000 | 2,534 |
| Securities gains (losses) | $95,000 | 2,571 |
| Applicable income taxes | $759,000 | 2,875 |
| Income before extraordinary items | $2,032,000 | 2,470 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,032,000 | 2,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 4,432 |
| Cash dividends | $2,200,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,962,650 | 2,421 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,350,000 | 2,832 |
| Total interest expense | $6,398,000 | 2,633 |
| Net interest income | $5,952,000 | 3,072 |
| Provision for loan and lease losses | $326,000 | 3,942 |
| Total noninterest income | $1,214,000 | 2,839 |
| Gross Fiduciary activities income | $97,000 | 1,261 |
| Service charges on deposit accounts | $488,000 | 2,849 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $629,000 | 2,739 |
| Total noninterest expense | $4,035,000 | 3,473 |
| Salaries and employee benefits | $2,035,000 | 3,171 |
| Premises and equipment expense | $546,000 | 3,669 |
| Additional noninterest expense | $1,454,000 | 3,695 |
| Pre-tax net operating income | $2,805,000 | 2,199 |
| Securities gains (losses) | $172,000 | 2,240 |
| Applicable income taxes | $772,000 | 2,705 |
| Income before extraordinary items | $2,205,000 | 2,088 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,205,000 | 2,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $820,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,077,720 | 2,021 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.