Home > Community First National Bank > Income and Expense
Community First National Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,362,000 | 1,846 |
| Total interest expense | $7,665,000 | 2,050 |
| Net interest income | $10,697,000 | 1,654 |
| Provision for loan and lease losses | $504,000 | 1,721 |
| Total noninterest income | $1,812,000 | 2,001 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $761,000 | 1,766 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,051,000 | 1,759 |
| Total noninterest expense | $5,546,000 | 2,475 |
| Salaries and employee benefits | $2,520,000 | 2,674 |
| Premises and equipment expense | $721,000 | 2,710 |
| Additional noninterest expense | $2,305,000 | 2,173 |
| Pre-tax net operating income | $6,459,000 | 1,138 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $2,312,000 | 1,078 |
| Income before extraordinary items | $4,159,000 | 1,211 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,159,000 | 1,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 1,737 |
| Cash dividends | $3,499,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,151,320 | 1,193 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,044,000 | 1,881 |
| Total interest expense | $7,875,000 | 1,991 |
| Net interest income | $10,169,000 | 1,757 |
| Provision for loan and lease losses | $335,000 | 2,119 |
| Total noninterest income | $1,307,000 | 2,534 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $778,000 | 1,750 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $529,000 | 2,768 |
| Total noninterest expense | $5,528,000 | 2,461 |
| Salaries and employee benefits | $2,310,000 | 2,884 |
| Premises and equipment expense | $633,000 | 3,072 |
| Additional noninterest expense | $2,585,000 | 1,941 |
| Pre-tax net operating income | $5,613,000 | 1,362 |
| Securities gains (losses) | $13,000 | 2,193 |
| Applicable income taxes | $2,106,000 | 1,224 |
| Income before extraordinary items | $3,520,000 | 1,461 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,520,000 | 1,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,382 |
| Cash dividends | $3,280,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,511,680 | 1,443 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,698,000 | 5,960 |
| Total interest expense | $1,637,000 | 6,509 |
| Net interest income | $3,061,000 | 5,537 |
| Provision for loan and lease losses | $135,000 | 3,817 |
| Total noninterest income | $402,000 | 6,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,416 |
| Total noninterest expense | $1,842,000 | 6,585 |
| Salaries and employee benefits | $773,000 | 7,359 |
| Premises and equipment expense | $193,000 | 7,590 |
| Additional noninterest expense | $876,000 | 5,303 |
| Pre-tax net operating income | $1,486,000 | 4,444 |
| Securities gains (losses) | $24,000 | 1,636 |
| Applicable income taxes | $588,000 | 3,571 |
| Income before extraordinary items | $922,000 | 4,805 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $922,000 | 4,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,622 |
| Cash dividends | $975,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $906,640 | 4,944 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,806,000 | 5,975 |
| Total interest expense | $1,641,000 | 6,767 |
| Net interest income | $3,165,000 | 5,418 |
| Provision for loan and lease losses | $85,000 | 6,189 |
| Total noninterest income | $372,000 | 6,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,533 |
| Total noninterest expense | $1,720,000 | 7,132 |
| Salaries and employee benefits | $711,000 | 7,931 |
| Premises and equipment expense | $177,000 | 8,214 |
| Additional noninterest expense | $832,000 | 5,745 |
| Pre-tax net operating income | $1,732,000 | 3,828 |
| Securities gains (losses) | $60,000 | 3,157 |
| Applicable income taxes | $689,000 | 3,165 |
| Income before extraordinary items | $1,103,000 | 4,314 |
| Extraordinary gains, net | $20,000 | 2,703 |
| Net income | $1,123,000 | 4,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 4,347 |
| Cash dividends | $1,110,000 | 1,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,064,600 | 4,216 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,118,000 | 6,279 |
| Total interest expense | $2,031,000 | 7,051 |
| Net interest income | $3,087,000 | 5,597 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $409,000 | 6,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 5,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 6,504 |
| Total noninterest expense | $1,685,000 | 7,300 |
| Salaries and employee benefits | $687,000 | 8,091 |
| Premises and equipment expense | $166,000 | 8,671 |
| Additional noninterest expense | $832,000 | 5,873 |
| Pre-tax net operating income | $1,799,000 | 3,434 |
| Securities gains (losses) | $45,000 | 4,303 |
| Applicable income taxes | $649,000 | 3,208 |
| Income before extraordinary items | $1,195,000 | 3,827 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,195,000 | 3,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 7,255 |
| Cash dividends | $1,080,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,165,750 | 3,625 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.