Home > Community First National Bank > Income and Expense
Community First National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $65,786,000 | 565 |
| Total interest expense | $27,466,000 | 606 |
| Net interest income | $38,320,000 | 509 |
| Provision for loan and lease losses | $2,576,000 | 456 |
| Total noninterest income | $7,427,000 | 733 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,873,000 | 363 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,554,000 | 800 |
| Total noninterest expense | $19,151,000 | 788 |
| Salaries and employee benefits | $8,464,000 | 818 |
| Premises and equipment expense | $2,085,000 | 967 |
| Additional noninterest expense | $8,602,000 | 671 |
| Pre-tax net operating income | $24,020,000 | 420 |
| Securities gains (losses) | $47,000 | 1,000 |
| Applicable income taxes | $8,013,000 | 425 |
| Income before extraordinary items | $16,054,000 | 431 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $16,054,000 | 431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,651,000 | 511 |
| Cash dividends | $11,500,000 | 356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $16,022,510 | 424 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $65,257,000 | 560 |
| Total interest expense | $28,201,000 | 604 |
| Net interest income | $37,056,000 | 512 |
| Provision for loan and lease losses | $1,491,000 | 715 |
| Total noninterest income | $6,318,000 | 794 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $3,081,000 | 424 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,237,000 | 861 |
| Total noninterest expense | $19,526,000 | 755 |
| Salaries and employee benefits | $8,669,000 | 771 |
| Premises and equipment expense | $2,232,000 | 871 |
| Additional noninterest expense | $8,625,000 | 653 |
| Pre-tax net operating income | $22,357,000 | 409 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $7,525,000 | 419 |
| Income before extraordinary items | $14,832,000 | 423 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $14,832,000 | 422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,233,000 | 645 |
| Cash dividends | $14,600,000 | 299 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $14,832,000 | 397 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $61,961,000 | 588 |
| Total interest expense | $27,197,000 | 623 |
| Net interest income | $34,764,000 | 543 |
| Provision for loan and lease losses | $1,655,000 | 685 |
| Total noninterest income | $5,781,000 | 833 |
| Gross Fiduciary activities income | $20,000 | 1,279 |
| Service charges on deposit accounts | $3,050,000 | 430 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,711,000 | 897 |
| Total noninterest expense | $18,279,000 | 797 |
| Salaries and employee benefits | $8,179,000 | 823 |
| Premises and equipment expense | $2,194,000 | 911 |
| Additional noninterest expense | $7,906,000 | 699 |
| Pre-tax net operating income | $20,611,000 | 443 |
| Securities gains (losses) | $47,000 | 1,374 |
| Applicable income taxes | $7,282,000 | 467 |
| Income before extraordinary items | $13,376,000 | 463 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $13,376,000 | 464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $945,000 | 835 |
| Cash dividends | $5,500,000 | 581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $13,345,450 | 447 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,084,000 | 2,556 |
| Total interest expense | $5,404,000 | 2,819 |
| Net interest income | $7,680,000 | 2,344 |
| Provision for loan and lease losses | $322,000 | 2,444 |
| Total noninterest income | $1,452,000 | 2,355 |
| Gross Fiduciary activities income | $9,000 | 1,411 |
| Service charges on deposit accounts | $683,000 | 1,980 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $760,000 | 2,175 |
| Total noninterest expense | $4,490,000 | 3,020 |
| Salaries and employee benefits | $1,944,000 | 3,421 |
| Premises and equipment expense | $538,000 | 3,553 |
| Additional noninterest expense | $2,008,000 | 2,445 |
| Pre-tax net operating income | $4,320,000 | 1,674 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $1,585,000 | 1,523 |
| Income before extraordinary items | $2,744,000 | 1,802 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,744,000 | 1,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,848 |
| Cash dividends | $1,484,000 | 1,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,738,240 | 1,773 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,548,000 | 2,664 |
| Total interest expense | $5,523,000 | 2,774 |
| Net interest income | $7,025,000 | 2,552 |
| Provision for loan and lease losses | $251,000 | 2,547 |
| Total noninterest income | $994,000 | 3,113 |
| Gross Fiduciary activities income | $4,000 | 1,531 |
| Service charges on deposit accounts | $644,000 | 2,110 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $346,000 | 3,639 |
| Total noninterest expense | $4,416,000 | 3,040 |
| Salaries and employee benefits | $1,824,000 | 3,601 |
| Premises and equipment expense | $512,000 | 3,686 |
| Additional noninterest expense | $2,080,000 | 2,322 |
| Pre-tax net operating income | $3,352,000 | 2,193 |
| Securities gains (losses) | $24,000 | 1,774 |
| Applicable income taxes | $1,307,000 | 1,860 |
| Income before extraordinary items | $2,069,000 | 2,429 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,069,000 | 2,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,482 |
| Cash dividends | $2,523,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,053,640 | 2,419 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,445,000 | 3,989 |
| Total interest expense | $2,778,000 | 4,242 |
| Net interest income | $4,667,000 | 3,795 |
| Provision for loan and lease losses | $252,000 | 2,578 |
| Total noninterest income | $642,000 | 4,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 4,617 |
| Total noninterest expense | $3,124,000 | 4,262 |
| Salaries and employee benefits | $1,265,000 | 5,011 |
| Premises and equipment expense | $379,000 | 4,801 |
| Additional noninterest expense | $1,480,000 | 3,339 |
| Pre-tax net operating income | $1,933,000 | 3,527 |
| Securities gains (losses) | $26,000 | 1,570 |
| Applicable income taxes | $827,000 | 2,698 |
| Income before extraordinary items | $1,132,000 | 4,074 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,132,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $1,811,000 | 1,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,115,360 | 4,159 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,957,000 | 4,331 |
| Total interest expense | $2,549,000 | 4,734 |
| Net interest income | $4,408,000 | 4,022 |
| Provision for loan and lease losses | $160,000 | 4,468 |
| Total noninterest income | $472,000 | 5,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 7,168 |
| Total noninterest expense | $2,958,000 | 4,574 |
| Salaries and employee benefits | $1,144,000 | 5,457 |
| Premises and equipment expense | $375,000 | 4,965 |
| Additional noninterest expense | $1,439,000 | 3,623 |
| Pre-tax net operating income | $1,762,000 | 3,761 |
| Securities gains (losses) | $129,000 | 2,164 |
| Applicable income taxes | $810,000 | 2,730 |
| Income before extraordinary items | $1,081,000 | 4,391 |
| Extraordinary gains, net | $6,000 | 3,038 |
| Net income | $1,087,000 | 4,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $594,000 | 2,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $998,440 | 4,471 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,213,000 | 4,704 |
| Total interest expense | $3,062,000 | 5,075 |
| Net interest income | $4,151,000 | 4,300 |
| Provision for loan and lease losses | $190,000 | 5,357 |
| Total noninterest income | $450,000 | 6,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 4,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $2,816,000 | 4,788 |
| Salaries and employee benefits | $1,109,000 | 5,553 |
| Premises and equipment expense | $385,000 | 4,942 |
| Additional noninterest expense | $1,322,000 | 3,986 |
| Pre-tax net operating income | $1,595,000 | 3,816 |
| Securities gains (losses) | $38,000 | 4,584 |
| Applicable income taxes | $676,000 | 3,084 |
| Income before extraordinary items | $957,000 | 4,679 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $957,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 5,459 |
| Cash dividends | $1,643,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $932,680 | 4,474 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.