Home > Community First National Bank > Income and Expense
Community First National Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $858,000 | 11,976 |
Total interest expense | $294,000 | 12,058 |
Net interest income | $564,000 | 11,822 |
Provision for loan and lease losses | $64,000 | 5,501 |
Total noninterest income | $43,000 | 12,073 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $36,000 | 10,160 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $7,000 | 12,250 |
Total noninterest expense | $345,000 | 12,226 |
Salaries and employee benefits | $132,000 | 12,435 |
Premises and equipment expense | $59,000 | 11,335 |
Additional noninterest expense | $154,000 | 11,740 |
Pre-tax net operating income | $198,000 | 10,906 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $75,000 | 9,915 |
Income before extraordinary items | $123,000 | 11,129 |
Extraordinary gains, net | $0 | 249 |
Net income | $123,000 | 11,135 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $105,000 | 6,763 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $123,000 | 11,175 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $994,000 | 12,306 |
Total interest expense | $507,000 | 11,651 |
Net interest income | $487,000 | 12,589 |
Provision for loan and lease losses | $30,000 | 8,397 |
Total noninterest income | $50,000 | 12,542 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $29,000 | 10,780 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $21,000 | 11,957 |
Total noninterest expense | $496,000 | 12,190 |
Salaries and employee benefits | $168,000 | 12,869 |
Premises and equipment expense | $51,000 | 12,175 |
Additional noninterest expense | $277,000 | 10,732 |
Pre-tax net operating income | $11,000 | 12,347 |
Securities gains (losses) | $7,000 | 5,826 |
Applicable income taxes | $7,000 | 11,895 |
Income before extraordinary items | $11,000 | 12,472 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $11,000 | 12,495 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $39,000 | 6,565 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $6,520 | 12,359 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,096,000 | 12,847 |
Total interest expense | $632,000 | 12,147 |
Net interest income | $464,000 | 13,196 |
Provision for loan and lease losses | $-50,000 | 13,611 |
Total noninterest income | $84,000 | 12,175 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $30,000 | 11,061 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $54,000 | 10,164 |
Total noninterest expense | $450,000 | 12,898 |
Salaries and employee benefits | $159,000 | 13,490 |
Premises and equipment expense | $58,000 | 12,372 |
Additional noninterest expense | $233,000 | 11,783 |
Pre-tax net operating income | $148,000 | 11,549 |
Securities gains (losses) | $40,000 | 4,499 |
Applicable income taxes | $72,000 | 10,657 |
Income before extraordinary items | $116,000 | 11,722 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $116,000 | 11,798 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 10,474 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $90,400 | 11,762 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.