Home > Community First National Bank > Income and Expense
Community First National Bank, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $212,279,000 | 152 |
| Total interest expense | $32,876,000 | 232 |
| Net interest income | $179,403,000 | 137 |
| Provision for loan and lease losses | $6,613,000 | 169 |
| Total noninterest income | $64,299,000 | 170 |
| Gross Fiduciary activities income | $3,711,000 | 154 |
| Service charges on deposit accounts | $22,703,000 | 90 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,885,000 | 175 |
| Total noninterest expense | $134,178,000 | 158 |
| Salaries and employee benefits | $62,626,000 | 140 |
| Premises and equipment expense | $15,568,000 | 155 |
| Additional noninterest expense | $55,984,000 | 150 |
| Pre-tax net operating income | $102,911,000 | 133 |
| Securities gains (losses) | $3,111,000 | 138 |
| Applicable income taxes | $36,156,000 | 140 |
| Income before extraordinary items | $69,866,000 | 140 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $69,866,000 | 141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,782,000 | 174 |
| Cash dividends | $104,000,000 | 64 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $67,812,740 | 134 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $141,332,000 | 155 |
| Total interest expense | $21,445,000 | 227 |
| Net interest income | $119,887,000 | 140 |
| Provision for loan and lease losses | $4,732,000 | 165 |
| Total noninterest income | $43,495,000 | 168 |
| Gross Fiduciary activities income | $2,570,000 | 155 |
| Service charges on deposit accounts | $15,093,000 | 92 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,832,000 | 178 |
| Total noninterest expense | $88,962,000 | 159 |
| Salaries and employee benefits | $41,209,000 | 139 |
| Premises and equipment expense | $10,346,000 | 156 |
| Additional noninterest expense | $37,407,000 | 146 |
| Pre-tax net operating income | $69,688,000 | 133 |
| Securities gains (losses) | $2,300,000 | 140 |
| Applicable income taxes | $24,524,000 | 138 |
| Income before extraordinary items | $47,464,000 | 138 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,464,000 | 139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,201,000 | 169 |
| Cash dividends | $80,000,000 | 65 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $45,946,000 | 133 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $70,495,000 | 152 |
| Total interest expense | $10,748,000 | 231 |
| Net interest income | $59,747,000 | 136 |
| Provision for loan and lease losses | $2,365,000 | 165 |
| Total noninterest income | $21,303,000 | 165 |
| Gross Fiduciary activities income | $1,306,000 | 151 |
| Service charges on deposit accounts | $7,405,000 | 93 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,592,000 | 172 |
| Total noninterest expense | $45,225,000 | 155 |
| Salaries and employee benefits | $21,273,000 | 138 |
| Premises and equipment expense | $5,330,000 | 151 |
| Additional noninterest expense | $18,622,000 | 143 |
| Pre-tax net operating income | $33,460,000 | 132 |
| Securities gains (losses) | $1,511,000 | 140 |
| Applicable income taxes | $11,882,000 | 136 |
| Income before extraordinary items | $23,089,000 | 141 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $23,089,000 | 142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,038,000 | 167 |
| Cash dividends | $57,000,000 | 44 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $22,091,740 | 132 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $309,092,000 | 144 |
| Total interest expense | $55,543,000 | 202 |
| Net interest income | $253,549,000 | 131 |
| Provision for loan and lease losses | $12,602,000 | 168 |
| Total noninterest income | $87,446,000 | 167 |
| Gross Fiduciary activities income | $5,264,000 | 148 |
| Service charges on deposit accounts | $32,496,000 | 93 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $49,686,000 | 186 |
| Total noninterest expense | $180,092,000 | 152 |
| Salaries and employee benefits | $83,704,000 | 139 |
| Premises and equipment expense | $19,970,000 | 154 |
| Additional noninterest expense | $76,418,000 | 151 |
| Pre-tax net operating income | $148,301,000 | 121 |
| Securities gains (losses) | $4,334,000 | 176 |
| Applicable income taxes | $51,279,000 | 127 |
| Income before extraordinary items | $101,356,000 | 128 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $101,356,000 | 129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,587,000 | 144 |
| Cash dividends | $65,000,000 | 110 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $98,495,560 | 120 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $235,869,000 | 145 |
| Total interest expense | $43,937,000 | 202 |
| Net interest income | $191,932,000 | 129 |
| Provision for loan and lease losses | $10,377,000 | 171 |
| Total noninterest income | $66,119,000 | 167 |
| Gross Fiduciary activities income | $3,913,000 | 156 |
| Service charges on deposit accounts | $24,497,000 | 95 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,709,000 | 190 |
| Total noninterest expense | $136,014,000 | 155 |
| Salaries and employee benefits | $63,434,000 | 141 |
| Premises and equipment expense | $15,081,000 | 154 |
| Additional noninterest expense | $57,499,000 | 150 |
| Pre-tax net operating income | $111,660,000 | 120 |
| Securities gains (losses) | $2,703,000 | 221 |
| Applicable income taxes | $38,087,000 | 128 |
| Income before extraordinary items | $76,276,000 | 130 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $76,276,000 | 130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,579,000 | 145 |
| Cash dividends | $40,000,000 | 122 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $74,464,990 | 120 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $160,989,000 | 144 |
| Total interest expense | $31,257,000 | 200 |
| Net interest income | $129,732,000 | 127 |
| Provision for loan and lease losses | $6,974,000 | 171 |
| Total noninterest income | $42,628,000 | 172 |
| Gross Fiduciary activities income | $2,727,000 | 156 |
| Service charges on deposit accounts | $16,265,000 | 93 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $23,636,000 | 195 |
| Total noninterest expense | $89,836,000 | 158 |
| Salaries and employee benefits | $42,073,000 | 142 |
| Premises and equipment expense | $10,156,000 | 154 |
| Additional noninterest expense | $37,607,000 | 149 |
| Pre-tax net operating income | $75,550,000 | 123 |
| Securities gains (losses) | $2,259,000 | 208 |
| Applicable income taxes | $25,851,000 | 128 |
| Income before extraordinary items | $51,958,000 | 127 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $51,958,000 | 127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,002,000 | 135 |
| Cash dividends | $14,000,000 | 171 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $50,444,470 | 121 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $81,941,000 | 144 |
| Total interest expense | $16,675,000 | 198 |
| Net interest income | $65,266,000 | 127 |
| Provision for loan and lease losses | $3,487,000 | 173 |
| Total noninterest income | $21,264,000 | 173 |
| Gross Fiduciary activities income | $1,278,000 | 165 |
| Service charges on deposit accounts | $7,876,000 | 95 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,110,000 | 190 |
| Total noninterest expense | $45,724,000 | 152 |
| Salaries and employee benefits | $20,904,000 | 148 |
| Premises and equipment expense | $5,184,000 | 155 |
| Additional noninterest expense | $19,636,000 | 141 |
| Pre-tax net operating income | $37,319,000 | 124 |
| Securities gains (losses) | $464,000 | 369 |
| Applicable income taxes | $12,565,000 | 133 |
| Income before extraordinary items | $25,218,000 | 130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,218,000 | 130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,747,000 | 132 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $24,907,120 | 123 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $353,953,000 | 146 |
| Total interest expense | $84,671,000 | 186 |
| Net interest income | $269,282,000 | 130 |
| Provision for loan and lease losses | $13,242,000 | 209 |
| Total noninterest income | $84,182,000 | 168 |
| Gross Fiduciary activities income | $5,404,000 | 156 |
| Service charges on deposit accounts | $34,122,000 | 92 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $44,656,000 | 185 |
| Total noninterest expense | $180,123,000 | 152 |
| Salaries and employee benefits | $83,967,000 | 136 |
| Premises and equipment expense | $19,687,000 | 157 |
| Additional noninterest expense | $76,469,000 | 149 |
| Pre-tax net operating income | $160,099,000 | 120 |
| Securities gains (losses) | $1,656,000 | 311 |
| Applicable income taxes | $53,775,000 | 134 |
| Income before extraordinary items | $107,980,000 | 126 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $107,980,000 | 126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,157,000 | 195 |
| Cash dividends | $86,800,000 | 99 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $106,870,480 | 115 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $429,644,000 | 141 |
| Total interest expense | $156,426,000 | 168 |
| Net interest income | $273,218,000 | 117 |
| Provision for loan and lease losses | $17,420,000 | 177 |
| Total noninterest income | $78,323,000 | 180 |
| Gross Fiduciary activities income | $5,661,000 | 150 |
| Service charges on deposit accounts | $36,317,000 | 80 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $36,345,000 | 215 |
| Total noninterest expense | $193,437,000 | 148 |
| Salaries and employee benefits | $82,568,000 | 131 |
| Premises and equipment expense | $21,129,000 | 141 |
| Additional noninterest expense | $89,740,000 | 143 |
| Pre-tax net operating income | $140,684,000 | 122 |
| Securities gains (losses) | $503,000 | 608 |
| Applicable income taxes | $47,816,000 | 129 |
| Income before extraordinary items | $93,371,000 | 129 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $93,371,000 | 128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,475,000 | 173 |
| Cash dividends | $125,800,000 | 78 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $93,039,020 | 123 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $450,537,000 | 145 |
| Total interest expense | $193,527,000 | 172 |
| Net interest income | $257,010,000 | 122 |
| Provision for loan and lease losses | $13,554,000 | 170 |
| Total noninterest income | $67,560,000 | 190 |
| Gross Fiduciary activities income | $5,812,000 | 152 |
| Service charges on deposit accounts | $38,133,000 | 77 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $23,615,000 | 268 |
| Total noninterest expense | $173,405,000 | 157 |
| Salaries and employee benefits | $74,217,000 | 140 |
| Premises and equipment expense | $22,032,000 | 140 |
| Additional noninterest expense | $77,156,000 | 164 |
| Pre-tax net operating income | $137,611,000 | 119 |
| Securities gains (losses) | $-116,000 | 9,457 |
| Applicable income taxes | $46,120,000 | 122 |
| Income before extraordinary items | $91,375,000 | 118 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $91,375,000 | 118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,190,000 | 178 |
| Cash dividends | $53,350,000 | 132 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $91,451,560 | 121 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $39,835,000 | 852 |
| Total interest expense | $16,926,000 | 925 |
| Net interest income | $22,909,000 | 774 |
| Provision for loan and lease losses | $749,000 | 1,255 |
| Total noninterest income | $6,601,000 | 780 |
| Gross Fiduciary activities income | $2,728,000 | 270 |
| Service charges on deposit accounts | $1,833,000 | 729 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,040,000 | 1,136 |
| Total noninterest expense | $13,551,000 | 1,031 |
| Salaries and employee benefits | $6,596,000 | 1,042 |
| Premises and equipment expense | $1,805,000 | 1,111 |
| Additional noninterest expense | $5,150,000 | 935 |
| Pre-tax net operating income | $15,210,000 | 593 |
| Securities gains (losses) | $91,000 | 766 |
| Applicable income taxes | $5,423,000 | 567 |
| Income before extraordinary items | $9,878,000 | 630 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,878,000 | 631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $791,000 | 847 |
| Cash dividends | $6,800,000 | 539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $9,818,850 | 617 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $39,231,000 | 854 |
| Total interest expense | $16,869,000 | 935 |
| Net interest income | $22,362,000 | 772 |
| Provision for loan and lease losses | $608,000 | 1,466 |
| Total noninterest income | $6,341,000 | 791 |
| Gross Fiduciary activities income | $2,622,000 | 274 |
| Service charges on deposit accounts | $1,833,000 | 672 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,886,000 | 1,208 |
| Total noninterest expense | $14,508,000 | 946 |
| Salaries and employee benefits | $6,723,000 | 970 |
| Premises and equipment expense | $1,829,000 | 1,051 |
| Additional noninterest expense | $5,956,000 | 848 |
| Pre-tax net operating income | $13,587,000 | 601 |
| Securities gains (losses) | $94,000 | 1,313 |
| Applicable income taxes | $4,753,000 | 602 |
| Income before extraordinary items | $8,928,000 | 651 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $8,928,000 | 649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $648,000 | 1,022 |
| Cash dividends | $9,000,000 | 413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $8,866,900 | 620 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $38,976,000 | 878 |
| Total interest expense | $16,586,000 | 983 |
| Net interest income | $22,390,000 | 807 |
| Provision for loan and lease losses | $934,000 | 1,037 |
| Total noninterest income | $5,620,000 | 855 |
| Gross Fiduciary activities income | $2,335,000 | 302 |
| Service charges on deposit accounts | $1,771,000 | 721 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,514,000 | 1,316 |
| Total noninterest expense | $13,836,000 | 989 |
| Salaries and employee benefits | $6,289,000 | 1,050 |
| Premises and equipment expense | $1,900,000 | 1,041 |
| Additional noninterest expense | $5,647,000 | 885 |
| Pre-tax net operating income | $13,240,000 | 638 |
| Securities gains (losses) | $71,000 | 1,141 |
| Applicable income taxes | $4,780,000 | 623 |
| Income before extraordinary items | $8,531,000 | 668 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $8,531,000 | 668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $742,000 | 973 |
| Cash dividends | $8,000,000 | 429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $8,485,560 | 654 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,435,000 | 1,251 |
| Total interest expense | $11,731,000 | 1,383 |
| Net interest income | $15,704,000 | 1,150 |
| Provision for loan and lease losses | $660,000 | 1,386 |
| Total noninterest income | $4,000,000 | 1,110 |
| Gross Fiduciary activities income | $1,808,000 | 374 |
| Service charges on deposit accounts | $1,264,000 | 1,039 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $928,000 | 1,908 |
| Total noninterest expense | $10,146,000 | 1,415 |
| Salaries and employee benefits | $4,552,000 | 1,474 |
| Premises and equipment expense | $1,288,000 | 1,583 |
| Additional noninterest expense | $4,306,000 | 1,282 |
| Pre-tax net operating income | $8,898,000 | 864 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $3,181,000 | 830 |
| Income before extraordinary items | $5,717,000 | 926 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,717,000 | 927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $472,000 | 1,491 |
| Cash dividends | $1,633,000 | 1,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,717,000 | 907 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $26,144,000 | 1,310 |
| Total interest expense | $11,552,000 | 1,408 |
| Net interest income | $14,592,000 | 1,237 |
| Provision for loan and lease losses | $338,000 | 2,107 |
| Total noninterest income | $3,624,000 | 1,193 |
| Gross Fiduciary activities income | $1,596,000 | 423 |
| Service charges on deposit accounts | $1,222,000 | 1,086 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $806,000 | 2,095 |
| Total noninterest expense | $9,761,000 | 1,454 |
| Salaries and employee benefits | $4,166,000 | 1,595 |
| Premises and equipment expense | $1,231,000 | 1,642 |
| Additional noninterest expense | $4,364,000 | 1,250 |
| Pre-tax net operating income | $8,117,000 | 967 |
| Securities gains (losses) | $40,000 | 1,447 |
| Applicable income taxes | $2,886,000 | 947 |
| Income before extraordinary items | $5,271,000 | 1,013 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,271,000 | 1,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,124 |
| Cash dividends | $4,594,000 | 682 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,245,000 | 1,009 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,231,000 | 2,481 |
| Total interest expense | $4,375,000 | 2,803 |
| Net interest income | $7,856,000 | 2,287 |
| Provision for loan and lease losses | $44,000 | 6,435 |
| Total noninterest income | $2,617,000 | 1,507 |
| Gross Fiduciary activities income | $1,681,000 | 407 |
| Service charges on deposit accounts | $652,000 | 2,071 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $284,000 | 4,253 |
| Total noninterest expense | $6,453,000 | 2,185 |
| Salaries and employee benefits | $2,813,000 | 2,378 |
| Premises and equipment expense | $843,000 | 2,408 |
| Additional noninterest expense | $2,797,000 | 1,933 |
| Pre-tax net operating income | $3,976,000 | 1,796 |
| Securities gains (losses) | $15,000 | 1,966 |
| Applicable income taxes | $1,487,000 | 1,567 |
| Income before extraordinary items | $2,504,000 | 1,949 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,504,000 | 1,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $1,872,000 | 1,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,494,400 | 1,962 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,736,000 | 2,632 |
| Total interest expense | $4,210,000 | 3,013 |
| Net interest income | $7,526,000 | 2,382 |
| Provision for loan and lease losses | $424,000 | 2,353 |
| Total noninterest income | $2,573,000 | 1,640 |
| Gross Fiduciary activities income | $1,694,000 | 412 |
| Service charges on deposit accounts | $633,000 | 2,162 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $246,000 | 5,046 |
| Total noninterest expense | $6,010,000 | 2,392 |
| Salaries and employee benefits | $2,883,000 | 2,312 |
| Premises and equipment expense | $837,000 | 2,443 |
| Additional noninterest expense | $2,290,000 | 2,424 |
| Pre-tax net operating income | $3,665,000 | 1,862 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,305,000 | 1,796 |
| Income before extraordinary items | $2,360,000 | 2,120 |
| Extraordinary gains, net | $244,000 | 856 |
| Net income | $2,604,000 | 1,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,917 |
| Cash dividends | $2,080,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,360,000 | 1,993 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,232,000 | 2,869 |
| Total interest expense | $5,215,000 | 3,186 |
| Net interest income | $7,017,000 | 2,584 |
| Provision for loan and lease losses | $435,000 | 3,290 |
| Total noninterest income | $2,497,000 | 1,663 |
| Gross Fiduciary activities income | $1,661,000 | 427 |
| Service charges on deposit accounts | $583,000 | 2,368 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $253,000 | 4,922 |
| Total noninterest expense | $5,858,000 | 2,477 |
| Salaries and employee benefits | $2,815,000 | 2,310 |
| Premises and equipment expense | $948,000 | 2,199 |
| Additional noninterest expense | $2,095,000 | 2,691 |
| Pre-tax net operating income | $3,221,000 | 1,933 |
| Securities gains (losses) | $-10,000 | 13,291 |
| Applicable income taxes | $976,000 | 2,156 |
| Income before extraordinary items | $2,235,000 | 2,055 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,235,000 | 2,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $766,000 | 1,862 |
| Cash dividends | $1,976,000 | 868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,242,000 | 1,877 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.