Home > Community First National Bank > Net charge- offs to loans
Community First National Bank, Net charge- offs to loans
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2278% | 2,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1110% | 1,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.1252% | 372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0480% | 942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2684% | 629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3969% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1854% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3549% | 2,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2905% | 4,437 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5528% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6322% | 637 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2504% | 1,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1229% | 1,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.1829% | 264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0613% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0073% | 6,308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2323% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2901% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1967% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4271% | 1,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3167% | 4,002 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7699% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6336% | 582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2457% | 1,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1054% | 978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0542% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0941% | 401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2138% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4157% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0958% | 926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4552% | 1,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4177% | 3,170 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8752% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4274% | 539 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4828% | 1,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1067% | 1,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0702% | 641 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0498% | 1,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0561% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2635% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6359% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0606% | 2,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0477% | 1,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5214% | 4,140 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3239% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6975% | 487 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4842% | 1,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0993% | 1,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0661% | 513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0454% | 1,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0720% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2477% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5850% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0660% | 1,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0953% | 1,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5285% | 3,710 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8774% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6413% | 460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5145% | 1,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0758% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.1047% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0210% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0020% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1638% | 979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4719% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2222% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4929% | 3,595 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6477% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9075% | 387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5370% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0920% | 1,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.2030% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0217% | 8,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0040% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1898% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5484% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3181% | 841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5694% | 2,978 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5916% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7135% | 346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3328% | 2,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0469% | 2,623 |
| Percentage Net Loans Charged-off:Construction & development | -0.2443% | 8,184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2378% | 774 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 6,523 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0948% | 1,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1768% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0580% | 2,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8340% | 2,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6625% | 3,549 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5908% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4730% | 1,055 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3845% | 2,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1775% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.4866% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0675% | 1,055 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2790% | 6,668 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1471% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3347% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0823% | 1,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5984% | 2,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0007% | 2,246 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4024% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0317% | 1,763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3175% | 2,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0766% | 314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0922% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0628% | 235 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0107% | 1,355 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1134% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1459% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1044% | 239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5304% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8017% | 520 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3268% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2508% | 228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2162% | 3,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0085% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0364% | 576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5030% | 385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3123% | 994 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4722% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0311% | 376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1882% | 3,644 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 1,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0253% | 1,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1739% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0625% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3087% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4539% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5340% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0456% | 361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2132% | 3,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 1,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1729% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 1,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2958% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5478% | 859 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6801% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0934% | 287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1906% | 4,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1210% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8427% | 615 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3113% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1140% | 5,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 1,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0356% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0426% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1413% | 585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4195% | 848 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8116% | 873 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0280% | 1,197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 8,577 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0515% | 8,257 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7623% | 2,887 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |