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Community First National Bank, Assets and Liabilities

2004-09-30Rank
# of Employees:1,684131
Assets and Liabilities
Total Assets:$5,423,311,000184
Cash and due from depository institutions$184,734,000131
Interest-bearing balances$2,394,0001,882
Securities$1,432,108,000152
Federal funds sold & reverse repurchase agreements$05,928
Net loans & leases$3,419,591,000176
Loan loss allowance$52,952,000146
Trading account assets$0149
Bank premises and fixed assets$104,114,000108
Other real estate owned$4,016,000131
Goodwill and other intangibles$93,106,000157
All other assets$185,642,000182
Life insurance assets$0330
Total liabilities and capital$5,423,311,000184
Total liabilities$4,947,492,000177
Total deposits$4,389,669,000146
Interest-bearing deposits$3,967,731,000140
Deposits held in domestic offices$4,389,669,000143
% insured0.00%1
Federal funds purchased & repurchase agreements$455,062,000148
Trading liabilities$068
Other borrowed funds$38,974,0001,087
Subordinated debt$25,000,000117
All other liabilities$38,787,000259
Total equity capital$475,819,000206
Total bank equity capital$475,819,000206
Perpetual preferred stock$0124
Common stock$10,000,000315
Surplus$253,883,000188
Undivided profits$211,936,000181
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$26,435,000161
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,276,00089
Income earned, not collected on loans$30,569,000143
Earning assets$4,854,093,000186
Long-term assets (5+ years)$1,452,957,000125
Average Assets, year-to-date$5,448,370,250177
Average Assets, quarterly$5,475,842,500179
Volatile liabilities$1,014,772,000219
Insider loans$976,0004,152
FHLB advances$38,500,000998
Loans and leases held for sale$1,010,000876
Unused loan commitments$745,646,000228
Tier 1 (core) risk-based capital$378,233,000212
Tier 2 risk-based capital$64,543,000142
Total risk weighted assets$3,956,871,000166
Total unused commitments$745,646,000229
Derivatives$0770
2004-06-30Rank
# of Employees:1,682130
Assets and Liabilities
Total Assets:$5,528,374,000176
Cash and due from depository institutions$215,552,000130
Interest-bearing balances$1,719,0002,273
Securities$1,539,295,000145
Federal funds sold & reverse repurchase agreements$05,884
Net loans & leases$3,378,202,000172
Loan loss allowance$52,652,000145
Trading account assets$0153
Bank premises and fixed assets$104,927,000108
Other real estate owned$4,112,000130
Goodwill and other intangibles$93,967,000151
All other assets$192,319,000171
Life insurance assets$0323
Total liabilities and capital$5,528,374,000176
Total liabilities$5,065,541,000171
Total deposits$4,394,979,000146
Interest-bearing deposits$3,946,003,000141
Deposits held in domestic offices$4,394,979,000141
% insured0.00%1
Federal funds purchased & repurchase agreements$472,433,000143
Trading liabilities$069
Other borrowed funds$135,994,000434
Subordinated debt$25,000,000115
All other liabilities$37,135,000253
Total equity capital$462,833,000199
Total bank equity capital$462,833,000199
Perpetual preferred stock$0126
Common stock$10,000,000312
Surplus$253,883,000179
Undivided profits$198,950,000180
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$22,980,000178
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,350,00087
Income earned, not collected on loans$28,372,000146
Earning assets$4,919,216,000181
Long-term assets (5+ years)$1,510,950,000127
Average Assets, year-to-date$5,456,723,330172
Average Assets, quarterly$5,471,872,000174
Volatile liabilities$1,083,446,000208
Insider loans$473,0005,545
FHLB advances$135,500,000371
Loans and leases held for sale$1,451,000753
Unused loan commitments$715,168,000230
Tier 1 (core) risk-based capital$379,637,000207
Tier 2 risk-based capital$64,196,000138
Total risk weighted assets$3,929,193,000165
Total unused commitments$715,168,000231
Derivatives$0740
2004-03-31Rank
# of Employees:1,666127
Assets and Liabilities
Total Assets:$5,415,370,000175
Cash and due from depository institutions$210,276,000127
Interest-bearing balances$1,115,0002,928
Securities$1,573,815,000142
Federal funds sold & reverse repurchase agreements$06,767
Net loans & leases$3,257,520,000168
Loan loss allowance$52,448,000149
Trading account assets$0144
Bank premises and fixed assets$102,702,000107
Other real estate owned$5,534,000127
Goodwill and other intangibles$93,262,000138
All other assets$172,261,000178
Life insurance assets$0322
Total liabilities and capital$5,415,370,000175
Total liabilities$4,928,821,000169
Total deposits$4,399,913,000143
Interest-bearing deposits$3,954,978,000138
Deposits held in domestic offices$4,399,913,000140
% insured0.00%1
Federal funds purchased & repurchase agreements$416,732,000152
Trading liabilities$070
Other borrowed funds$38,013,0001,036
Subordinated debt$25,000,000116
All other liabilities$49,163,000236
Total equity capital$486,549,000188
Total bank equity capital$486,549,000188
Perpetual preferred stock$0129
Common stock$10,000,000303
Surplus$253,883,000169
Undivided profits$222,666,000177
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$23,154,000195
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,679,000128
Income earned, not collected on loans$29,635,000140
Earning assets$4,832,450,000179
Long-term assets (5+ years)$1,554,348,000117
Average Assets, year-to-date$5,420,898,000169
Average Assets, quarterly$5,420,898,000169
Volatile liabilities$938,486,000220
Insider loans$912,0004,211
FHLB advances$38,013,000945
Loans and leases held for sale$1,653,000782
Unused loan commitments$682,183,000227
Tier 1 (core) risk-based capital$378,618,000201
Tier 2 risk-based capital$62,858,000137
Total risk weighted assets$3,821,618,000161
Total unused commitments$682,183,000228
Derivatives$0699
2003-12-31Rank
# of Employees:1,684126
Assets and Liabilities
Total Assets:$5,426,426,000173
Cash and due from depository institutions$235,298,000126
Interest-bearing balances$2,927,0001,775
Securities$1,545,107,000139
Federal funds sold & reverse repurchase agreements$06,359
Net loans & leases$3,272,762,000166
Loan loss allowance$52,121,000151
Trading account assets$0168
Bank premises and fixed assets$98,994,000109
Other real estate owned$5,461,000126
Goodwill and other intangibles$93,850,000140
All other assets$174,954,000180
Life insurance assets$01
Total liabilities and capital$5,426,426,000173
Total liabilities$4,912,257,000171
Total deposits$4,398,230,000143
Interest-bearing deposits$3,941,562,000136
Deposits held in domestic offices$4,398,230,000141
% insured0.00%1
Federal funds purchased & repurchase agreements$416,689,000146
Trading liabilities$072
Other borrowed funds$30,032,0001,241
Subordinated debt$25,000,000119
All other liabilities$42,306,000241
Total equity capital$514,169,000178
Total bank equity capital$514,169,000178
Perpetual preferred stock$0131
Common stock$10,000,000304
Surplus$253,883,000169
Undivided profits$250,286,000156
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$23,835,000189
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,010,000102
Income earned, not collected on loans$28,700,000135
Earning assets$4,820,796,000176
Long-term assets (5+ years)$1,478,262,000124
Average Assets, year-to-date$5,573,864,000162
Average Assets, quarterly$5,432,097,000170
Volatile liabilities$926,126,000222
Insider loans$960,0004,123
FHLB advances$30,032,0001,136
Loans and leases held for sale$1,671,000699
Unused loan commitments$665,151,000222
Tier 1 (core) risk-based capital$412,542,000189
Tier 2 risk-based capital$63,199,000139
Total risk weighted assets$3,848,987,000160
Total unused commitments$665,151,000223
Derivatives$0665
2003-09-30Rank
# of Employees:1,689127
Assets and Liabilities
Total Assets:$5,437,768,000172
Cash and due from depository institutions$228,930,000127
Interest-bearing balances$2,770,0002,010
Securities$1,531,071,000136
Federal funds sold & reverse repurchase agreements$06,602
Net loans & leases$3,303,933,000166
Loan loss allowance$53,904,000151
Trading account assets$0165
Bank premises and fixed assets$98,097,000104
Other real estate owned$6,236,000127
Goodwill and other intangibles$93,914,000146
All other assets$175,587,000181
Life insurance assets$01
Total liabilities and capital$5,437,768,000172
Total liabilities$4,919,293,000172
Total deposits$4,372,251,000140
Interest-bearing deposits$3,928,954,000133
Deposits held in domestic offices$4,372,251,000139
% insured0.00%1
Federal funds purchased & repurchase agreements$442,794,000141
Trading liabilities$072
Other borrowed funds$34,051,0001,121
Subordinated debt$25,000,000119
All other liabilities$45,197,000251
Total equity capital$518,475,000176
Total bank equity capital$518,475,000176
Perpetual preferred stock$0137
Common stock$10,000,000306
Surplus$253,883,000168
Undivided profits$254,592,000157
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$30,383,000171
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,773,00077
Income earned, not collected on loans$33,736,000128
Earning assets$4,837,774,000175
Long-term assets (5+ years)$1,470,739,000126
Average Assets, year-to-date$5,610,723,500164
Average Assets, quarterly$5,488,598,500171
Volatile liabilities$965,232,000207
Insider loans$579,0005,163
FHLB advances$34,051,0001,018
Loans and leases held for sale$1,717,000912
Unused loan commitments$759,543,000215
Tier 1 (core) risk-based capital$412,372,000186
Tier 2 risk-based capital$69,064,000135
Total risk weighted assets$3,917,476,000157
Total unused commitments$759,543,000215
Derivatives$0666
2003-06-30Rank
# of Employees:1,699126
Assets and Liabilities
Total Assets:$5,539,429,000167
Cash and due from depository institutions$226,375,000126
Interest-bearing balances$4,529,0001,617
Securities$1,562,505,000138
Federal funds sold & reverse repurchase agreements$6,750,0002,338
Net loans & leases$3,371,426,000165
Loan loss allowance$54,078,000148
Trading account assets$0170
Bank premises and fixed assets$97,027,000104
Other real estate owned$6,489,000126
Goodwill and other intangibles$94,688,000133
All other assets$174,169,000180
Life insurance assets$01
Total liabilities and capital$5,539,429,000167
Total liabilities$4,955,414,000169
Total deposits$4,463,255,000137
Interest-bearing deposits$3,999,596,000132
Deposits held in domestic offices$4,463,255,000136
% insured0.00%1
Federal funds purchased & repurchase agreements$376,244,000150
Trading liabilities$074
Other borrowed funds$44,070,000913
Subordinated debt$25,000,000118
All other liabilities$46,845,000258
Total equity capital$584,015,000151
Total bank equity capital$584,015,000151
Perpetual preferred stock$0140
Common stock$10,000,000300
Surplus$308,883,000149
Undivided profits$265,132,000152
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$28,095,000182
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$3,309,00068
Income earned, not collected on loans$31,455,000130
Earning assets$4,945,210,000168
Long-term assets (5+ years)$1,425,396,000121
Average Assets, year-to-date$5,668,375,330159
Average Assets, quarterly$5,610,779,500164
Volatile liabilities$933,634,000207
Insider loans$667,0004,849
FHLB advances$44,070,000821
Loans and leases held for sale$1,735,0001,200
Unused loan commitments$642,261,000235
Tier 1 (core) risk-based capital$468,783,000165
Tier 2 risk-based capital$68,996,000135
Total risk weighted assets$3,911,868,000155
Total unused commitments$642,261,000235
Derivatives$0623
2003-03-31Rank
# of Employees:1,708128
Assets and Liabilities
Total Assets:$5,682,130,000161
Cash and due from depository institutions$208,896,000128
Interest-bearing balances$6,622,0001,216
Securities$1,658,332,000133
Federal funds sold & reverse repurchase agreements$07,247
Net loans & leases$3,439,391,000160
Loan loss allowance$54,846,000147
Trading account assets$0169
Bank premises and fixed assets$97,197,000103
Other real estate owned$7,082,000128
Goodwill and other intangibles$94,748,000135
All other assets$176,484,000180
Life insurance assets$01
Total liabilities and capital$5,682,130,000161
Total liabilities$5,111,750,000164
Total deposits$4,545,663,000134
Interest-bearing deposits$4,165,981,000133
Deposits held in domestic offices$4,545,663,000134
% insured0.00%1
Federal funds purchased & repurchase agreements$437,287,000146
Trading liabilities$079
Other borrowed funds$47,088,000848
Subordinated debt$25,000,000117
All other liabilities$56,712,000244
Total equity capital$570,380,000154
Total bank equity capital$570,380,000154
Perpetual preferred stock$0141
Common stock$10,000,000296
Surplus$308,883,000149
Undivided profits$251,497,000155
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$31,487,000174
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,948,00082
Income earned, not collected on loans$33,814,000126
Earning assets$5,104,345,000163
Long-term assets (5+ years)$1,393,891,000126
Average Assets, year-to-date$5,732,848,500158
Average Assets, quarterly$5,732,848,500158
Volatile liabilities$1,047,137,000200
Insider loans$1,063,0003,803
FHLB advances$47,088,000766
Loans and leases held for sale$1,989,0001,009
Unused loan commitments$683,287,000228
Tier 1 (core) risk-based capital$455,914,000163
Tier 2 risk-based capital$69,996,000134
Total risk weighted assets$3,991,828,000156
Total unused commitments$683,287,000228
Derivatives$0578
2002-12-31Rank
# of Employees:1,723127
Assets and Liabilities
Total Assets:$5,783,567,000156
Cash and due from depository institutions$245,455,000127
Interest-bearing balances$464,0003,859
Securities$1,646,308,000133
Federal funds sold & reverse repurchase agreements$06,991
Net loans & leases$3,521,103,000152
Loan loss allowance$56,106,000147
Trading account assets$0170
Bank premises and fixed assets$96,683,000104
Other real estate owned$5,966,000127
Goodwill and other intangibles$95,480,000127
All other assets$172,572,000182
Life insurance assets$01
Total liabilities and capital$5,783,567,000156
Total liabilities$5,233,968,000155
Total deposits$4,672,919,000129
Interest-bearing deposits$4,198,846,000129
Deposits held in domestic offices$4,672,919,000129
% insured0.00%1
Federal funds purchased & repurchase agreements$377,230,000157
Trading liabilities$075
Other borrowed funds$87,106,000567
Subordinated debt$25,000,000115
All other liabilities$71,713,000204
Total equity capital$549,599,000153
Total bank equity capital$549,599,000153
Perpetual preferred stock$0142
Common stock$10,000,000293
Surplus$308,883,000146
Undivided profits$230,716,000165
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$26,909,000187
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,720,00086
Income earned, not collected on loans$34,841,000130
Earning assets$5,167,875,000158
Long-term assets (5+ years)$1,310,775,000126
Average Assets, year-to-date$5,638,087,800158
Average Assets, quarterly$5,677,660,500158
Volatile liabilities$1,091,417,000193
Insider loans$994,0003,965
FHLB advances$87,106,000487
Loans and leases held for sale$2,669,000935
Unused loan commitments$659,609,000232
Tier 1 (core) risk-based capital$430,293,000167
Tier 2 risk-based capital$72,040,000133
Total risk weighted assets$4,155,474,000145
Total unused commitments$659,609,000233
Derivatives$0527
2001-12-31Rank
# of Employees:1,950122
Assets and Liabilities
Total Assets:$5,721,464,000161
Cash and due from depository institutions$248,605,000122
Interest-bearing balances$309,0004,079
Securities$1,398,002,000135
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$3,679,519,000155
Loan loss allowance$55,021,000155
Trading account assets$0182
Bank premises and fixed assets$99,072,00099
Other real estate owned$2,868,000122
Goodwill and other intangibles$97,457,000117
All other assets$195,941,000166
Life insurance assets$01
Total liabilities and capital$5,721,464,000161
Total liabilities$5,212,859,000160
Total deposits$4,756,079,000130
Interest-bearing deposits$3,768,120,000137
Deposits held in domestic offices$4,756,079,000129
% insured0.00%1
Federal funds purchased & repurchase agreements$318,859,000172
Trading liabilities$069
Other borrowed funds$52,500,000741
Subordinated debt$25,000,000126
All other liabilities$60,421,000219
Total equity capital$508,605,000157
Total bank equity capital$508,605,000157
Perpetual preferred stock$0158
Common stock$10,000,000282
Surplus$308,883,000136
Undivided profits$189,722,000173
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$27,079,000192
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$4,488,00054
Income earned, not collected on loans$39,420,000128
Earning assets$5,077,830,000162
Long-term assets (5+ years)$1,324,586,000126
Average Assets, year-to-date$5,840,067,200153
Average Assets, quarterly$5,700,798,000159
Volatile liabilities$1,015,174,000199
Insider loans$608,0005,012
FHLB advances$52,500,000657
Loans and leases held for sale$14,051,000310
Unused loan commitments$728,335,000220
Tier 1 (core) risk-based capital$400,913,500168
Tier 2 risk-based capital$78,186,000136
Total risk weighted assets$4,248,042,000146
Total unused commitments$728,335,000220
Derivatives$0450
2000-12-31Rank
# of Employees:1,906124
Assets and Liabilities
Total Assets:$5,773,679,000156
Cash and due from depository institutions$247,550,000124
Interest-bearing balances$1,306,0002,112
Securities$1,645,855,000119
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$3,508,383,000156
Loan loss allowance$49,362,000168
Trading account assets$0175
Bank premises and fixed assets$96,775,000101
Other real estate owned$2,438,000124
Goodwill and other intangibles$103,548,000108
All other assets$169,130,000171
Life insurance assets$01
Total liabilities and capital$5,773,679,000156
Total liabilities$5,275,261,000152
Total deposits$4,789,643,000128
Interest-bearing deposits$4,300,428,000121
Deposits held in domestic offices$4,789,643,000126
% insured0.00%1
Federal funds purchased & repurchase agreements$206,254,000216
Trading liabilities$077
Other borrowed funds$190,531,000315
Subordinated debt$25,000,000127
All other liabilities$63,833,000199
Total equity capital$498,418,000147
Total bank equity capital$498,418,000147
Perpetual preferred stock$0178
Common stock$10,000,000295
Surplus$284,988,000138
Undivided profits$203,430,000157
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$25,205,000183
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$5,528,00039
Income earned, not collected on loans$33,495,000126
Earning assets$5,155,544,000155
Long-term assets (5+ years)$1,434,613,000127
Average Assets, year-to-date$5,913,747,600144
Average Assets, quarterly$5,778,175,000154
Volatile liabilities$1,137,080,000191
Insider loans$8,459,000517
FHLB advances$0771
Loans and leases held for sale$13,508,000197
Unused loan commitments$688,431,000221
Tier 1 (core) risk-based capital$405,416,000159
Tier 2 risk-based capital$74,389,250137
Total risk weighted assets$4,173,424,100143
Total unused commitments$688,431,000222
Derivatives$0481
1999-12-31Rank
# of Employees:1591,056
Assets and Liabilities
Total Assets:$592,736,000837
Cash and due from depository institutions$63,253,0001,056
Interest-bearing balances$48,0005,463
Securities$121,930,000948
Federal funds sold & reverse repurchase agreements$4,235,0002,206
Net loans & leases$375,293,000852
Loan loss allowance$4,827,000838
Trading account assets$0165
Bank premises and fixed assets$7,619,0001,069
Other real estate owned$58,0001,056
Goodwill and other intangibles$998,0001,496
All other assets$19,350,000612
Life insurance assets$01
Total liabilities and capital$592,736,000837
Total liabilities$551,920,000817
Total deposits$470,823,000789
Interest-bearing deposits$370,124,000874
Deposits held in domestic offices$470,823,000784
% insured0.00%1
Federal funds purchased & repurchase agreements$35,009,000615
Trading liabilities$065
Other borrowed funds$38,267,000874
Subordinated debt$0242
All other liabilities$7,821,000701
Total equity capital$40,816,0001,103
Total bank equity capital$40,816,0001,103
Perpetual preferred stock$0193
Common stock$10,000,000322
Surplus$14,546,0001,190
Undivided profits$16,270,0001,561
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$473,0003,789
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$3,273,000658
Earning assets$501,506,000900
Long-term assets (5+ years)$114,878,000856
Average Assets, year-to-date$577,290,400816
Average Assets, quarterly$591,788,500828
Volatile liabilities$152,561,000726
Insider loans$3,598,0001,319
FHLB advances$0802
Loans and leases held for sale$526,000917
Unused loan commitments$65,667,000981
Tier 1 (core) risk-based capital$42,205,0001,033
Tier 2 risk-based capital$4,841,400797
Total risk weighted assets$439,133,700746
Total unused commitments$65,667,000982
Derivatives$0488
1998-12-31Rank
# of Employees:172975
Assets and Liabilities
Total Assets:$541,732,000880
Cash and due from depository institutions$66,335,000975
Interest-bearing balances$124,0004,650
Securities$107,935,0001,074
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$342,985,000847
Loan loss allowance$4,869,000819
Trading account assets$0197
Bank premises and fixed assets$7,629,000995
Other real estate owned$21,000975
Goodwill and other intangibles$1,125,0001,367
All other assets$15,702,000633
Life insurance assets$01
Total liabilities and capital$541,732,000880
Total liabilities$500,559,000864
Total deposits$447,626,000818
Interest-bearing deposits$357,282,000883
Deposits held in domestic offices$447,626,000816
% insured0.00%1
Federal funds purchased & repurchase agreements$23,060,000695
Trading liabilities$069
Other borrowed funds$23,462,000948
Subordinated debt$0255
All other liabilities$6,411,000845
Total equity capital$41,173,0001,086
Total bank equity capital$41,173,0001,086
Perpetual preferred stock$0199
Common stock$10,000,000326
Surplus$14,546,0001,136
Undivided profits$16,627,0001,601
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$910,0002,550
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$3,401,000613
Earning assets$451,044,000957
Long-term assets (5+ years)$96,485,000921
Average Assets, year-to-date$537,884,000848
Average Assets, quarterly$540,204,000866
Volatile liabilities$83,462,000947
Insider loans$3,341,0001,291
FHLB advances$0740
Loans and leases held for sale$1,503,000925
Unused loan commitments$73,966,000857
Tier 1 (core) risk-based capital$39,000,0001,071
Tier 2 risk-based capital$4,869,000754
Total risk weighted assets$394,990,000772
Total unused commitments$73,966,000865
Derivatives$0527
1997-12-31Rank
# of Employees:185947
Assets and Liabilities
Total Assets:$523,897,000917
Cash and due from depository institutions$40,174,000947
Interest-bearing balances$193,0004,074
Securities$115,668,000992
Federal funds sold & reverse repurchase agreements$2,500,0004,411
Net loans & leases$339,782,000887
Loan loss allowance$4,909,000837
Trading account assets$0203
Bank premises and fixed assets$8,212,000897
Other real estate owned$0947
Goodwill and other intangibles$1,284,0001,203
All other assets$16,277,000609
Life insurance assets$01
Total liabilities and capital$523,897,000917
Total liabilities$483,133,000906
Total deposits$434,748,000870
Interest-bearing deposits$344,215,000944
Deposits held in domestic offices$434,748,000865
% insured0.00%1
Federal funds purchased & repurchase agreements$20,606,000727
Trading liabilities$080
Other borrowed funds$21,660,000914
Subordinated debt$0260
All other liabilities$6,119,000860
Total equity capital$40,764,0001,104
Total bank equity capital$40,764,0001,104
Perpetual preferred stock$0223
Common stock$10,000,000339
Surplus$14,546,0001,131
Undivided profits$16,218,0001,617
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$796,0002,962
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$3,386,000659
Earning assets$458,143,000957
Long-term assets (5+ years)$85,001,000890
Average Assets, year-to-date$509,942,400889
Average Assets, quarterly$522,690,000899
Volatile liabilities$73,276,0001,041
Insider loans$4,456,000919
FHLB advances$0780
Loans and leases held for sale$1,676,000650
Unused loan commitments$64,606,000888
Tier 1 (core) risk-based capital$38,913,0001,076
Tier 2 risk-based capital$4,897,590719
Total risk weighted assets$391,795,690770
Total unused commitments$64,606,000892
Derivatives$0533
1996-12-31Rank
# of Employees:1421,307
Assets and Liabilities
Total Assets:$373,727,0001,282
Cash and due from depository institutions$40,283,0001,307
Interest-bearing balances$211,0003,883
Securities$58,954,0002,055
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$255,565,0001,191
Loan loss allowance$3,404,0001,198
Trading account assets$0240
Bank premises and fixed assets$6,591,0001,174
Other real estate owned$8,0001,307
Goodwill and other intangibles$488,0001,689
All other assets$11,838,000793
Life insurance assets$01
Total liabilities and capital$373,727,0001,282
Total liabilities$345,101,0001,258
Total deposits$308,631,0001,238
Interest-bearing deposits$248,251,0001,359
Deposits held in domestic offices$308,631,0001,233
% insured0.00%1
Federal funds purchased & repurchase agreements$17,323,000876
Trading liabilities$097
Other borrowed funds$14,430,0001,106
Subordinated debt$0298
All other liabilities$4,717,0001,042
Total equity capital$28,626,0001,582
Total bank equity capital$28,626,0001,582
Perpetual preferred stock$0250
Common stock$5,105,000735
Surplus$11,406,0001,436
Undivided profits$12,115,0002,125
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$446,0004,603
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$2,684,000830
Earning assets$314,730,0001,382
Long-term assets (5+ years)$46,740,0001,360
Average Assets, year-to-date$357,865,2001,278
Average Assets, quarterly$372,591,5001,257
Volatile liabilities$50,420,0001,393
Insider loans$2,032,0002,092
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$45,147,0001,146
Tier 1 (core) risk-based capital$28,082,0001,530
Tier 2 risk-based capital$3,404,0001,007
Total risk weighted assets$290,189,8001,039
Total unused commitments$45,147,0001,151
Derivatives$0549
1995-12-31Rank
# of Employees:1241,557
Assets and Liabilities
Total Assets:$351,947,0001,358
Cash and due from depository institutions$34,364,0001,557
Interest-bearing balances$1,177,0002,377
Securities$62,673,0001,983
Federal funds sold & reverse repurchase agreements$700,0007,887
Net loans & leases$235,827,0001,247
Loan loss allowance$3,216,0001,284
Trading account assets$0261
Bank premises and fixed assets$5,923,0001,289
Other real estate owned$01,557
Goodwill and other intangibles$617,0001,448
All other assets$11,843,000823
Life insurance assets$01
Total liabilities and capital$351,947,0001,358
Total liabilities$327,265,0001,333
Total deposits$290,045,0001,351
Interest-bearing deposits$233,243,0001,469
Deposits held in domestic offices$290,045,0001,339
% insured0.00%1
Federal funds purchased & repurchase agreements$16,827,000866
Trading liabilities$0110
Other borrowed funds$16,118,000935
Subordinated debt$0337
All other liabilities$4,275,0001,163
Total equity capital$24,682,0001,824
Total bank equity capital$24,682,0001,824
Perpetual preferred stock$0288
Common stock$5,105,000738
Surplus$11,406,0001,430
Undivided profits$8,171,0003,075
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$337,0005,303
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$2,665,000864
Earning assets$300,377,0001,457
Long-term assets (5+ years)$39,957,0001,430
Average Assets, year-to-date$331,715,6001,374
Average Assets, quarterly$347,177,5001,361
Volatile liabilities$45,062,0001,401
Insider loans$1,927,0002,204
FHLB advances$0855
Loans and leases held for sale$1,298,000732
Unused loan commitments$34,258,0001,346
Tier 1 (core) risk-based capital$23,869,0001,805
Tier 2 risk-based capital$3,216,0001,067
Total risk weighted assets$259,593,2001,140
Total unused commitments$34,258,0001,356
Derivatives$0628
1994-12-31Rank
# of Employees:792,541
Assets and Liabilities
Total Assets:$173,347,0002,636
Cash and due from depository institutions$16,137,0002,541
Interest-bearing balances$14,0006,585
Securities$29,348,0004,347
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$121,936,0002,238
Loan loss allowance$1,830,0002,125
Trading account assets$0286
Bank premises and fixed assets$4,012,0001,870
Other real estate owned$74,0002,541
Goodwill and other intangibles$03,133
All other assets$1,840,0004,144
Life insurance assets$01
Total liabilities and capital$173,347,0002,636
Total liabilities$161,291,0002,581
Total deposits$141,594,0002,698
Interest-bearing deposits$103,994,0003,134
Deposits held in domestic offices$141,594,0002,689
% insured0.00%1
Federal funds purchased & repurchase agreements$13,173,0001,108
Trading liabilities$087
Other borrowed funds$4,615,0001,820
Subordinated debt$0372
All other liabilities$1,909,0001,856
Total equity capital$12,056,0003,357
Total bank equity capital$12,056,0003,357
Perpetual preferred stock$0310
Common stock$2,600,0001,528
Surplus$3,100,0004,018
Undivided profits$6,356,0003,497
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$161,0007,342
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$777,0002,623
Earning assets$151,298,0002,749
Long-term assets (5+ years)$14,834,0003,200
Average Assets, year-to-date$170,125,4002,610
Average Assets, quarterly$173,803,5002,618
Volatile liabilities$25,046,0002,100
Insider loans$5,896,000722
FHLB advances$0993
Loans and leases held for sale$207,0001,071
Unused loan commitments$22,300,0001,765
Tier 1 (core) risk-based capital$12,122,0003,392
Tier 2 risk-based capital$1,690,5901,833
Total risk weighted assets$135,107,5902,017
Total unused commitments$22,300,0001,778
Derivatives$0687
1993-12-31Rank
# of Employees:932,257
Assets and Liabilities
Total Assets:$173,937,0002,659
Cash and due from depository institutions$13,407,0002,257
Interest-bearing balances$16,0007,348
Securities$42,526,0003,279
Federal funds sold & reverse repurchase agreements$3,644,0003,751
Net loans & leases$109,008,0002,402
Loan loss allowance$1,796,0002,254
Trading account assets$0330
Bank premises and fixed assets$3,450,0002,124
Other real estate owned$184,0002,257
Goodwill and other intangibles$03,091
All other assets$1,718,0003,942
Life insurance assets$01
Total liabilities and capital$173,937,0002,659
Total liabilities$162,381,0002,592
Total deposits$133,054,0002,949
Interest-bearing deposits$97,160,0003,486
Deposits held in domestic offices$133,054,0002,940
% insured0.00%1
Federal funds purchased & repurchase agreements$24,858,000674
Trading liabilities$01
Other borrowed funds$2,854,0001,918
Subordinated debt$0413
All other liabilities$1,615,0002,163
Total equity capital$11,556,0003,540
Total bank equity capital$11,556,0003,540
Perpetual preferred stock$0343
Common stock$2,600,0001,537
Surplus$3,100,0003,983
Undivided profits$5,856,0003,837
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$237,0007,087
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$615,0002,950
Earning assets$155,194,0002,721
Long-term assets (5+ years)$17,861,0002,902
Average Assets, year-to-date$161,479,8002,776
Average Assets, quarterly$168,557,5002,707
Volatile liabilities$36,309,0001,513
Insider loans$7,796,000538
FHLB advances$0821
Loans and leases held for sale$677,0001,147
Unused loan commitments$26,568,0001,559
Tier 1 (core) risk-based capital$11,490,0003,481
Tier 2 risk-based capital$1,596,7501,926
Total risk weighted assets$127,540,3502,100
Total unused commitments$26,568,0001,583
Derivatives$0714
1992-12-31Rank
# of Employees:882,460
Assets and Liabilities
Total Assets:$156,435,0002,996
Cash and due from depository institutions$9,997,0002,460
Interest-bearing balances$11,0007,887
Securities$34,466,0003,954
Federal funds sold & reverse repurchase agreements$5,575,0002,942
Net loans & leases$100,737,0002,661
Loan loss allowance$1,426,0002,812
Trading account assets$0344
Bank premises and fixed assets$3,472,0002,126
Other real estate owned$720,0002,460
Goodwill and other intangibles$03,106
All other assets$1,468,0004,675
Life insurance assets$01
Total liabilities and capital$156,435,0002,996
Total liabilities$145,469,0002,955
Total deposits$121,482,0003,349
Interest-bearing deposits$95,825,0003,676
Deposits held in domestic offices$121,482,0003,340
% insured0.00%1
Federal funds purchased & repurchase agreements$17,827,000749
Trading liabilities$01
Other borrowed funds$2,918,0001,697
Subordinated debt$1,200,000297
All other liabilities$2,042,0001,847
Total equity capital$10,966,0003,518
Total bank equity capital$10,966,0003,518
Perpetual preferred stock$0346
Common stock$2,600,0001,575
Surplus$3,100,0003,878
Undivided profits$5,266,0004,009
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$218,0008,149
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$587,0003,466
Earning assets$140,789,0003,034
Long-term assets (5+ years)$16,403,0003,025
Average Assets, year-to-date$150,676,6003,035
Average Assets, quarterly$153,375,0003,036
Volatile liabilities$25,990,0001,914
Insider loans$414,0002,204
FHLB advances$0832
Loans and leases held for sale$537,000876
Unused loan commitments$22,179,0001,708
Tier 1 (core) risk-based capital$10,966,0003,464
Tier 2 risk-based capital$1,395,9502,191
Total risk weighted assets$111,645,6502,440
Total unused commitments$22,179,0001,725
Derivatives$0651