Home > Community First National Bank > Income and Expense
Community First National Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,737,000 | 3,061 |
| Total interest expense | $4,854,000 | 3,086 |
| Net interest income | $5,883,000 | 3,016 |
| Provision for loan and lease losses | $559,000 | 1,612 |
| Total noninterest income | $958,000 | 3,235 |
| Gross Fiduciary activities income | $366,000 | 802 |
| Service charges on deposit accounts | $351,000 | 3,743 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $241,000 | 4,634 |
| Total noninterest expense | $3,609,000 | 3,680 |
| Salaries and employee benefits | $1,458,000 | 4,425 |
| Premises and equipment expense | $470,000 | 3,977 |
| Additional noninterest expense | $1,681,000 | 2,837 |
| Pre-tax net operating income | $2,673,000 | 2,620 |
| Securities gains (losses) | $17,000 | 2,110 |
| Applicable income taxes | $948,000 | 2,474 |
| Income before extraordinary items | $1,742,000 | 2,794 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,742,000 | 2,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,426 |
| Cash dividends | $825,000 | 2,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,730,950 | 2,770 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,813,000 | 4,674 |
| Total interest expense | $3,130,000 | 4,568 |
| Net interest income | $3,683,000 | 4,653 |
| Provision for loan and lease losses | $118,000 | 4,263 |
| Total noninterest income | $805,000 | 3,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 4,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $554,000 | 2,688 |
| Total noninterest expense | $2,491,000 | 5,011 |
| Salaries and employee benefits | $1,024,000 | 5,938 |
| Premises and equipment expense | $326,000 | 5,292 |
| Additional noninterest expense | $1,141,000 | 3,916 |
| Pre-tax net operating income | $1,879,000 | 3,694 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $657,000 | 3,409 |
| Income before extraordinary items | $1,222,000 | 3,903 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,222,000 | 3,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $480,000 | 3,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,222,000 | 3,884 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,217,000 | 4,709 |
| Total interest expense | $2,405,000 | 4,808 |
| Net interest income | $3,812,000 | 4,568 |
| Provision for loan and lease losses | $152,000 | 3,572 |
| Total noninterest income | $841,000 | 3,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $586,000 | 2,630 |
| Total noninterest expense | $2,550,000 | 5,071 |
| Salaries and employee benefits | $1,035,000 | 5,922 |
| Premises and equipment expense | $309,000 | 5,586 |
| Additional noninterest expense | $1,206,000 | 4,040 |
| Pre-tax net operating income | $1,951,000 | 3,501 |
| Securities gains (losses) | $65,000 | 1,002 |
| Applicable income taxes | $741,000 | 2,971 |
| Income before extraordinary items | $1,275,000 | 3,653 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,275,000 | 3,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $1,120,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $-9,000 | 12,457 |
| Net operating income | $1,233,400 | 3,792 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,341,000 | 4,723 |
| Total interest expense | $2,493,000 | 4,817 |
| Net interest income | $3,848,000 | 4,565 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $664,000 | 4,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $413,000 | 3,682 |
| Total noninterest expense | $2,484,000 | 5,308 |
| Salaries and employee benefits | $980,000 | 6,242 |
| Premises and equipment expense | $279,000 | 6,196 |
| Additional noninterest expense | $1,225,000 | 4,118 |
| Pre-tax net operating income | $1,956,000 | 3,378 |
| Securities gains (losses) | $72,000 | 2,926 |
| Applicable income taxes | $740,000 | 2,946 |
| Income before extraordinary items | $1,288,000 | 3,749 |
| Extraordinary gains, net | $-2,000 | 12,173 |
| Net income | $1,286,000 | 3,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 5,529 |
| Cash dividends | $1,048,000 | 1,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,241,920 | 3,673 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,734,000 | 4,985 |
| Total interest expense | $2,861,000 | 5,364 |
| Net interest income | $3,873,000 | 4,579 |
| Provision for loan and lease losses | $157,000 | 5,959 |
| Total noninterest income | $631,000 | 4,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $402,000 | 3,698 |
| Total noninterest expense | $2,369,000 | 5,549 |
| Salaries and employee benefits | $907,000 | 6,579 |
| Premises and equipment expense | $242,000 | 6,944 |
| Additional noninterest expense | $1,220,000 | 4,282 |
| Pre-tax net operating income | $1,978,000 | 3,135 |
| Securities gains (losses) | $65,000 | 3,702 |
| Applicable income taxes | $737,000 | 2,817 |
| Income before extraordinary items | $1,306,000 | 3,508 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,306,000 | 3,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 4,359 |
| Cash dividends | $1,536,000 | 1,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,264,400 | 3,365 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.