Home > Community First National Bank > Income and Expense

Community First National Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$11,664,0002,831
Total interest expense$3,942,0003,759
Net interest income$7,722,0002,333
Provision for loan and lease losses$90,0005,326
Total noninterest income$1,173,0002,733
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$628,0002,153
Trading account gains and fees$0262
Additional Noninterest Income$545,0002,753
Total noninterest expense$4,678,0002,912
Salaries and employee benefits$1,815,0003,637
Premises and equipment expense$438,0004,216
Additional noninterest expense$2,425,0002,060
Pre-tax net operating income$4,127,0001,744
Securities gains (losses)$23,0001,905
Applicable income taxes$1,684,0001,436
Income before extraordinary items$2,466,0002,008
Extraordinary gains, net$053
Net income$2,466,0002,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0002,082
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,451,2801,983
1995-12-31 (YTD Data)Rank
Total interest income$20,147,0001,679
Total interest expense$7,124,0002,179
Net interest income$13,023,0001,379
Provision for loan and lease losses$40,0006,618
Total noninterest income$2,097,0001,769
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,162,0001,145
Trading account gains and fees$0522
Additional Noninterest Income$935,0001,890
Total noninterest expense$9,084,0001,569
Salaries and employee benefits$3,598,0001,847
Premises and equipment expense$833,0002,398
Additional noninterest expense$4,653,0001,187
Pre-tax net operating income$5,996,0001,272
Securities gains (losses)$03,831
Applicable income taxes$2,333,0001,097
Income before extraordinary items$3,663,0001,419
Extraordinary gains, net$065
Net income$3,663,0001,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,0001,483
Cash dividends$8,692,000427
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,663,0001,400
1994-12-31 (YTD Data)Rank
Total interest income$13,815,0002,217
Total interest expense$3,846,0003,179
Net interest income$9,969,0001,817
Provision for loan and lease losses$09,146
Total noninterest income$1,143,0002,820
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$839,0001,615
Trading account gains and fees$0475
Additional Noninterest Income$304,0004,055
Total noninterest expense$7,043,0002,029
Salaries and employee benefits$2,671,0002,502
Premises and equipment expense$586,0003,341
Additional noninterest expense$3,786,0001,486
Pre-tax net operating income$4,069,0001,740
Securities gains (losses)$03,600
Applicable income taxes$1,405,0001,646
Income before extraordinary items$2,664,0001,827
Extraordinary gains, net$0249
Net income$2,664,0001,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0002,215
Cash dividends$1,083,0001,779
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,664,0001,834
1993-12-31 (YTD Data)Rank
Total interest income$12,104,0002,548
Total interest expense$3,467,0003,618
Net interest income$8,637,0002,087
Provision for loan and lease losses$500,0002,086
Total noninterest income$1,054,0003,211
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$794,0001,726
Trading account gains and fees$0532
Additional Noninterest Income$260,0004,898
Total noninterest expense$6,932,0002,114
Salaries and employee benefits$2,566,0002,576
Premises and equipment expense$771,0002,649
Additional noninterest expense$3,595,0001,649
Pre-tax net operating income$2,259,0002,966
Securities gains (losses)$43,0003,630
Applicable income taxes$694,0003,142
Income before extraordinary items$1,608,0003,036
Extraordinary gains, net$123,0001,404
Net income$1,731,0002,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$303,0002,463
Cash dividends$777,0002,209
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,577,9002,912
1992-12-31 (YTD Data)Rank
Total interest income$13,052,0002,698
Total interest expense$4,744,0003,461
Net interest income$8,308,0002,186
Provision for loan and lease losses$260,0004,489
Total noninterest income$1,023,0003,260
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$833,0001,638
Trading account gains and fees$0504
Additional Noninterest Income$190,0005,835
Total noninterest expense$7,041,0002,094
Salaries and employee benefits$2,847,0002,286
Premises and equipment expense$796,0002,612
Additional noninterest expense$3,398,0001,794
Pre-tax net operating income$2,030,0003,064
Securities gains (losses)$08,369
Applicable income taxes$679,0003,071
Income before extraordinary items$1,351,0003,397
Extraordinary gains, net$01,422
Net income$1,351,0003,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0003,441
Cash dividends$838,0001,830
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,351,0003,155

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.