Home > Community First National Bank > Income and Expense
Community First National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,381,000 | 4,309 |
| Total interest expense | $2,621,000 | 5,225 |
| Net interest income | $4,760,000 | 3,648 |
| Provision for loan and lease losses | $1,565,000 | 708 |
| Total noninterest income | $1,725,000 | 1,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $567,000 | 2,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,158,000 | 1,597 |
| Total noninterest expense | $5,922,000 | 2,171 |
| Salaries and employee benefits | $2,834,000 | 2,343 |
| Premises and equipment expense | $972,000 | 2,042 |
| Additional noninterest expense | $2,116,000 | 1,997 |
| Pre-tax net operating income | $-1,002,000 | 10,846 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-431,000 | 10,853 |
| Income before extraordinary items | $-571,000 | 10,776 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-571,000 | 10,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $651,000 | 1,080 |
| Cash dividends | $420,000 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-571,000 | 10,761 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,047,000 | 4,017 |
| Total interest expense | $2,704,000 | 5,220 |
| Net interest income | $5,343,000 | 3,317 |
| Provision for loan and lease losses | $579,000 | 1,564 |
| Total noninterest income | $1,535,000 | 2,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $685,000 | 1,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $850,000 | 2,018 |
| Total noninterest expense | $4,712,000 | 2,898 |
| Salaries and employee benefits | $2,198,000 | 3,041 |
| Premises and equipment expense | $767,000 | 2,558 |
| Additional noninterest expense | $1,747,000 | 2,768 |
| Pre-tax net operating income | $1,587,000 | 4,146 |
| Securities gains (losses) | $-95,000 | 11,188 |
| Applicable income taxes | $545,000 | 3,875 |
| Income before extraordinary items | $947,000 | 4,700 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $947,000 | 4,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 1,978 |
| Cash dividends | $1,106,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,007,800 | 4,420 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,723,000 | 4,142 |
| Total interest expense | $2,603,000 | 5,388 |
| Net interest income | $5,120,000 | 3,457 |
| Provision for loan and lease losses | $147,000 | 3,702 |
| Total noninterest income | $1,333,000 | 2,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $704,000 | 1,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $629,000 | 2,458 |
| Total noninterest expense | $3,925,000 | 3,388 |
| Salaries and employee benefits | $1,916,000 | 3,432 |
| Premises and equipment expense | $541,000 | 3,509 |
| Additional noninterest expense | $1,468,000 | 3,147 |
| Pre-tax net operating income | $2,381,000 | 2,987 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $888,000 | 2,638 |
| Income before extraordinary items | $1,493,000 | 3,268 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,493,000 | 3,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,336 |
| Cash dividends | $970,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,493,000 | 3,239 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,292,000 | 4,657 |
| Total interest expense | $1,800,000 | 6,074 |
| Net interest income | $4,492,000 | 3,926 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $848,000 | 3,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $573,000 | 2,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 4,343 |
| Total noninterest expense | $3,640,000 | 3,720 |
| Salaries and employee benefits | $1,541,000 | 4,188 |
| Premises and equipment expense | $318,000 | 5,462 |
| Additional noninterest expense | $1,781,000 | 2,859 |
| Pre-tax net operating income | $1,670,000 | 4,017 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $646,000 | 3,306 |
| Income before extraordinary items | $1,024,000 | 4,452 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,024,000 | 4,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $1,533,000 | 1,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,024,000 | 4,495 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,097,000 | 6,755 |
| Total interest expense | $1,363,000 | 7,663 |
| Net interest income | $2,734,000 | 6,104 |
| Provision for loan and lease losses | $-320,000 | 13,113 |
| Total noninterest income | $461,000 | 5,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $358,000 | 3,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,775 |
| Total noninterest expense | $1,725,000 | 7,115 |
| Salaries and employee benefits | $822,000 | 7,187 |
| Premises and equipment expense | $166,000 | 8,480 |
| Additional noninterest expense | $737,000 | 6,316 |
| Pre-tax net operating income | $1,790,000 | 3,695 |
| Securities gains (losses) | $23,000 | 4,484 |
| Applicable income taxes | $545,000 | 3,875 |
| Income before extraordinary items | $1,268,000 | 3,807 |
| Extraordinary gains, net | $149,000 | 1,245 |
| Net income | $1,423,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $450,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,251,900 | 3,648 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,043,000 | 7,450 |
| Total interest expense | $1,520,000 | 8,453 |
| Net interest income | $2,523,000 | 6,546 |
| Provision for loan and lease losses | $77,000 | 8,018 |
| Total noninterest income | $464,000 | 5,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 4,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $1,781,000 | 7,004 |
| Salaries and employee benefits | $747,000 | 7,636 |
| Premises and equipment expense | $123,000 | 9,930 |
| Additional noninterest expense | $911,000 | 5,461 |
| Pre-tax net operating income | $1,129,000 | 5,160 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $148,000 | 8,666 |
| Income before extraordinary items | $981,000 | 4,579 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $981,000 | 4,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 5,100 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $981,000 | 4,256 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.