Home > Community First National Bank > Income and Expense
Community First National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $44,030,000 | 772 |
| Total interest expense | $19,574,000 | 812 |
| Net interest income | $24,456,000 | 733 |
| Provision for loan and lease losses | $1,701,000 | 639 |
| Total noninterest income | $6,975,000 | 759 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,743,000 | 306 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,232,000 | 1,064 |
| Total noninterest expense | $19,697,000 | 768 |
| Salaries and employee benefits | $7,204,000 | 951 |
| Premises and equipment expense | $1,922,000 | 1,054 |
| Additional noninterest expense | $10,571,000 | 580 |
| Pre-tax net operating income | $10,033,000 | 819 |
| Securities gains (losses) | $555,000 | 323 |
| Applicable income taxes | $3,343,000 | 800 |
| Income before extraordinary items | $7,245,000 | 799 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,245,000 | 799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,026,000 | 697 |
| Cash dividends | $7,500,000 | 501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,867,600 | 819 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $42,436,000 | 785 |
| Total interest expense | $20,830,000 | 784 |
| Net interest income | $21,606,000 | 790 |
| Provision for loan and lease losses | $999,000 | 977 |
| Total noninterest income | $4,988,000 | 946 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $3,651,000 | 365 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,337,000 | 1,511 |
| Total noninterest expense | $19,248,000 | 768 |
| Salaries and employee benefits | $6,337,000 | 1,033 |
| Premises and equipment expense | $1,785,000 | 1,079 |
| Additional noninterest expense | $11,126,000 | 550 |
| Pre-tax net operating income | $6,347,000 | 1,176 |
| Securities gains (losses) | $497,000 | 559 |
| Applicable income taxes | $2,256,000 | 1,112 |
| Income before extraordinary items | $4,588,000 | 1,169 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,588,000 | 1,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,421 |
| Cash dividends | $2,500,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,255,010 | 1,209 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,921,000 | 5,867 |
| Total interest expense | $2,030,000 | 6,206 |
| Net interest income | $2,891,000 | 5,456 |
| Provision for loan and lease losses | $581,000 | 1,585 |
| Total noninterest income | $2,392,000 | 1,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,258,000 | 1,012 |
| Total noninterest expense | $3,018,000 | 4,077 |
| Salaries and employee benefits | $1,801,000 | 3,635 |
| Premises and equipment expense | $330,000 | 5,120 |
| Additional noninterest expense | $887,000 | 4,368 |
| Pre-tax net operating income | $1,684,000 | 4,064 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $861,000 | 2,764 |
| Income before extraordinary items | $823,000 | 5,364 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $823,000 | 5,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,790 |
| Cash dividends | $675,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $823,000 | 5,313 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,361,000 | 6,517 |
| Total interest expense | $1,806,000 | 6,830 |
| Net interest income | $2,555,000 | 6,102 |
| Provision for loan and lease losses | $182,000 | 3,615 |
| Total noninterest income | $1,293,000 | 2,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,148,000 | 1,648 |
| Total noninterest expense | $2,253,000 | 5,429 |
| Salaries and employee benefits | $1,329,000 | 4,775 |
| Premises and equipment expense | $269,000 | 5,975 |
| Additional noninterest expense | $655,000 | 6,002 |
| Pre-tax net operating income | $1,413,000 | 4,550 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $663,000 | 3,311 |
| Income before extraordinary items | $750,000 | 5,525 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $750,000 | 5,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,098 |
| Cash dividends | $336,000 | 4,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $750,000 | 5,473 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 7,673 |
| Total interest expense | $1,486,000 | 7,741 |
| Net interest income | $1,925,000 | 7,475 |
| Provision for loan and lease losses | $71,000 | 5,396 |
| Total noninterest income | $838,000 | 3,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $693,000 | 2,307 |
| Total noninterest expense | $2,013,000 | 5,949 |
| Salaries and employee benefits | $1,005,000 | 6,045 |
| Premises and equipment expense | $249,000 | 6,364 |
| Additional noninterest expense | $759,000 | 5,471 |
| Pre-tax net operating income | $679,000 | 7,423 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $239,000 | 6,808 |
| Income before extraordinary items | $440,000 | 7,725 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $440,000 | 7,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,035 |
| Cash dividends | $310,000 | 4,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $440,000 | 7,696 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,466,000 | 8,961 |
| Total interest expense | $1,002,000 | 8,686 |
| Net interest income | $1,464,000 | 8,976 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $526,000 | 5,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 4,238 |
| Total noninterest expense | $1,459,000 | 7,734 |
| Salaries and employee benefits | $735,000 | 7,631 |
| Premises and equipment expense | $204,000 | 7,342 |
| Additional noninterest expense | $520,000 | 7,668 |
| Pre-tax net operating income | $531,000 | 8,447 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-185,000 | 12,377 |
| Income before extraordinary items | $716,000 | 5,817 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $716,000 | 5,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $143,000 | 6,221 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,042 |
| Net operating income | $716,000 | 5,891 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 9,654 |
| Total interest expense | $1,034,000 | 8,951 |
| Net interest income | $1,229,000 | 9,972 |
| Provision for loan and lease losses | $-3,000 | 12,440 |
| Total noninterest income | $484,000 | 5,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 4,852 |
| Total noninterest expense | $1,275,000 | 8,599 |
| Salaries and employee benefits | $589,000 | 8,895 |
| Premises and equipment expense | $159,000 | 8,674 |
| Additional noninterest expense | $527,000 | 7,978 |
| Pre-tax net operating income | $441,000 | 9,093 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $441,000 | 8,051 |
| Extraordinary gains, net | $150,000 | 1,230 |
| Net income | $591,000 | 7,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 12,387 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $170,000 | 809 |
| Net operating income | $441,000 | 7,781 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,347,000 | 10,194 |
| Total interest expense | $1,118,000 | 9,914 |
| Net interest income | $1,229,000 | 10,220 |
| Provision for loan and lease losses | $45,000 | 9,299 |
| Total noninterest income | $352,000 | 7,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 5,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,754 |
| Total noninterest expense | $1,184,000 | 9,120 |
| Salaries and employee benefits | $423,000 | 10,602 |
| Premises and equipment expense | $205,000 | 7,717 |
| Additional noninterest expense | $556,000 | 7,920 |
| Pre-tax net operating income | $352,000 | 9,667 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $120,000 | 9,356 |
| Income before extraordinary items | $232,000 | 10,148 |
| Extraordinary gains, net | $120,000 | 650 |
| Net income | $352,000 | 8,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 3,890 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 848 |
| Net operating income | $232,000 | 9,795 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.