Home > Community First National Bank > Income and Expense
Community First National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,379,000 | 1,672 |
| Total interest expense | $5,983,000 | 2,470 |
| Net interest income | $13,396,000 | 1,298 |
| Provision for loan and lease losses | $555,000 | 1,616 |
| Total noninterest income | $3,409,000 | 1,217 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,711,000 | 777 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,698,000 | 1,294 |
| Total noninterest expense | $12,884,000 | 1,085 |
| Salaries and employee benefits | $5,826,000 | 1,185 |
| Premises and equipment expense | $1,995,000 | 1,010 |
| Additional noninterest expense | $5,063,000 | 948 |
| Pre-tax net operating income | $3,366,000 | 2,177 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,703,000 | 1,430 |
| Income before extraordinary items | $1,663,000 | 2,991 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,663,000 | 2,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,747 |
| Cash dividends | $294,000 | 4,613 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 863 |
| Net operating income | $1,663,000 | 2,953 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,026,000 | 1,799 |
| Total interest expense | $6,303,000 | 2,392 |
| Net interest income | $11,723,000 | 1,430 |
| Provision for loan and lease losses | $627,000 | 1,437 |
| Total noninterest income | $3,007,000 | 1,343 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,614,000 | 771 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,393,000 | 1,474 |
| Total noninterest expense | $10,556,000 | 1,255 |
| Salaries and employee benefits | $5,236,000 | 1,254 |
| Premises and equipment expense | $1,819,000 | 1,057 |
| Additional noninterest expense | $3,501,000 | 1,269 |
| Pre-tax net operating income | $3,547,000 | 2,042 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,147,000 | 2,070 |
| Income before extraordinary items | $2,400,000 | 2,180 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,400,000 | 2,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 1,949 |
| Cash dividends | $356,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $272,000 | 642 |
| Net operating income | $2,400,000 | 2,109 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,270,000 | 2,000 |
| Total interest expense | $5,948,000 | 2,507 |
| Net interest income | $10,322,000 | 1,695 |
| Provision for loan and lease losses | $497,000 | 1,795 |
| Total noninterest income | $2,744,000 | 1,368 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,541,000 | 827 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,203,000 | 1,553 |
| Total noninterest expense | $9,680,000 | 1,357 |
| Salaries and employee benefits | $4,951,000 | 1,333 |
| Premises and equipment expense | $1,715,000 | 1,164 |
| Additional noninterest expense | $3,014,000 | 1,437 |
| Pre-tax net operating income | $2,889,000 | 2,567 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,037,000 | 2,359 |
| Income before extraordinary items | $1,852,000 | 2,764 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,852,000 | 2,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 1,785 |
| Cash dividends | $299,000 | 4,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,852,000 | 2,713 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,865,000 | 2,263 |
| Total interest expense | $5,327,000 | 2,848 |
| Net interest income | $9,538,000 | 1,865 |
| Provision for loan and lease losses | $1,062,000 | 978 |
| Total noninterest income | $2,295,000 | 1,647 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,495,000 | 888 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $800,000 | 2,102 |
| Total noninterest expense | $8,531,000 | 1,667 |
| Salaries and employee benefits | $4,359,000 | 1,528 |
| Premises and equipment expense | $1,364,000 | 1,483 |
| Additional noninterest expense | $2,808,000 | 1,847 |
| Pre-tax net operating income | $2,240,000 | 3,106 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $811,000 | 2,807 |
| Income before extraordinary items | $1,432,000 | 3,339 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,432,000 | 3,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,108,000 | 843 |
| Cash dividends | $284,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 658 |
| Net operating income | $1,430,080 | 3,300 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,573,000 | 2,463 |
| Total interest expense | $4,341,000 | 3,436 |
| Net interest income | $9,232,000 | 1,940 |
| Provision for loan and lease losses | $862,000 | 1,069 |
| Total noninterest income | $1,809,000 | 1,988 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,485,000 | 897 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $324,000 | 3,823 |
| Total noninterest expense | $8,378,000 | 1,679 |
| Salaries and employee benefits | $4,126,000 | 1,605 |
| Premises and equipment expense | $1,406,000 | 1,462 |
| Additional noninterest expense | $2,846,000 | 1,775 |
| Pre-tax net operating income | $1,801,000 | 3,843 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $686,000 | 3,291 |
| Income before extraordinary items | $1,115,000 | 4,205 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,115,000 | 4,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $847,000 | 983 |
| Cash dividends | $222,000 | 5,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,115,000 | 4,182 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,486,000 | 2,638 |
| Total interest expense | $2,865,000 | 4,130 |
| Net interest income | $8,621,000 | 2,084 |
| Provision for loan and lease losses | $837,000 | 1,055 |
| Total noninterest income | $1,649,000 | 2,127 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,269,000 | 1,044 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $380,000 | 3,518 |
| Total noninterest expense | $7,707,000 | 1,878 |
| Salaries and employee benefits | $3,739,000 | 1,800 |
| Premises and equipment expense | $1,022,000 | 1,991 |
| Additional noninterest expense | $2,946,000 | 1,836 |
| Pre-tax net operating income | $1,726,000 | 3,911 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $676,000 | 3,171 |
| Income before extraordinary items | $1,050,000 | 4,350 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,050,000 | 4,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $952,000 | 894 |
| Cash dividends | $164,000 | 5,893 |
| Sale, conversion, retirement of capital stock, net | $4,069,000 | 201 |
| Net operating income | $1,050,000 | 4,414 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,379,000 | 3,297 |
| Total interest expense | $2,666,000 | 4,554 |
| Net interest income | $6,713,000 | 2,687 |
| Provision for loan and lease losses | $920,000 | 1,377 |
| Total noninterest income | $1,570,000 | 2,357 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,230,000 | 1,083 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $340,000 | 4,178 |
| Total noninterest expense | $5,833,000 | 2,451 |
| Salaries and employee benefits | $2,756,000 | 2,416 |
| Premises and equipment expense | $856,000 | 2,389 |
| Additional noninterest expense | $2,221,000 | 2,495 |
| Pre-tax net operating income | $1,530,000 | 4,244 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $625,000 | 3,467 |
| Income before extraordinary items | $905,000 | 5,070 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $905,000 | 5,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $552,000 | 1,664 |
| Cash dividends | $5,000 | 8,993 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 842 |
| Net operating income | $905,000 | 4,850 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,355,000 | 4,622 |
| Total interest expense | $2,648,000 | 5,723 |
| Net interest income | $4,707,000 | 3,845 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $1,352,000 | 2,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,080,000 | 1,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 4,709 |
| Total noninterest expense | $4,348,000 | 3,263 |
| Salaries and employee benefits | $1,951,000 | 3,277 |
| Premises and equipment expense | $564,000 | 3,561 |
| Additional noninterest expense | $1,833,000 | 3,012 |
| Pre-tax net operating income | $1,411,000 | 4,279 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $567,000 | 3,596 |
| Income before extraordinary items | $844,000 | 5,140 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $844,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 4,196 |
| Cash dividends | $2,000 | 8,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $844,000 | 4,840 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.