Home > Community First National Bank > Assets and Liabilities
Community First National Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 106 | 1,606 |
| Assets and Liabilities | ||
| Total Assets: | $248,164,000 | 1,891 |
| Cash and due from depository institutions | $16,603,000 | 1,606 |
| Interest-bearing balances | $3,201,000 | 1,204 |
| Securities | $48,256,000 | 2,357 |
| Federal funds sold & reverse repurchase agreements | $4,775,000 | 1,997 |
| Net loans & leases | $168,430,000 | 1,792 |
| Loan loss allowance | $2,082,000 | 1,759 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,453,000 | 1,919 |
| Other real estate owned | $1,020,000 | 1,606 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,627,000 | 1,907 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $248,164,000 | 1,891 |
| Total liabilities | $228,044,000 | 1,862 |
| Total deposits | $226,624,000 | 1,660 |
| Interest-bearing deposits | $180,455,000 | 1,815 |
| Deposits held in domestic offices | $226,624,000 | 1,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,420,000 | 2,477 |
| Total equity capital | $20,120,000 | 2,211 |
| Total bank equity capital | $20,120,000 | 2,211 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,414,000 | 864 |
| Surplus | $10,479,000 | 1,562 |
| Undivided profits | $5,227,000 | 4,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,344,000 | 1,700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $975,000 | 2,327 |
| Earning assets | $224,662,000 | 1,913 |
| Long-term assets (5+ years) | $49,729,000 | 1,724 |
| Average Assets, year-to-date | $245,027,400 | 1,840 |
| Average Assets, quarterly | $249,913,500 | 1,860 |
| Volatile liabilities | $23,944,000 | 3,028 |
| Insider loans | $33,000 | 8,701 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $47,258,000 | 1,248 |
| Tier 1 (core) risk-based capital | $20,682,000 | 2,156 |
| Tier 2 risk-based capital | $2,082,000 | 1,621 |
| Total risk weighted assets | $204,024,000 | 1,528 |
| Total unused commitments | $47,258,000 | 1,251 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 119 | 1,415 |
| Assets and Liabilities | ||
| Total Assets: | $236,800,000 | 1,950 |
| Cash and due from depository institutions | $18,100,000 | 1,415 |
| Interest-bearing balances | $6,396,000 | 978 |
| Securities | $47,007,000 | 2,463 |
| Federal funds sold & reverse repurchase agreements | $11,890,000 | 1,462 |
| Net loans & leases | $149,708,000 | 1,876 |
| Loan loss allowance | $1,687,000 | 2,102 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,978,000 | 1,601 |
| Other real estate owned | $1,103,000 | 1,415 |
| Goodwill and other intangibles | $42,000 | 2,963 |
| All other assets | $3,972,000 | 1,900 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,800,000 | 1,950 |
| Total liabilities | $217,390,000 | 1,919 |
| Total deposits | $216,393,000 | 1,750 |
| Interest-bearing deposits | $172,378,000 | 1,875 |
| Deposits held in domestic offices | $216,393,000 | 1,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $52,000 | 4,927 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $945,000 | 3,695 |
| Total equity capital | $19,410,000 | 2,321 |
| Total bank equity capital | $19,410,000 | 2,321 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,407,000 | 835 |
| Surplus | $10,467,000 | 1,486 |
| Undivided profits | $4,536,000 | 4,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $529,000 | 3,825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $898,000 | 2,494 |
| Earning assets | $215,001,000 | 1,980 |
| Long-term assets (5+ years) | $42,705,000 | 1,804 |
| Average Assets, year-to-date | $223,322,000 | 1,962 |
| Average Assets, quarterly | $234,390,500 | 1,938 |
| Volatile liabilities | $18,547,000 | 3,199 |
| Insider loans | $1,123,000 | 3,280 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $43,138,000 | 1,255 |
| Tier 1 (core) risk-based capital | $19,268,000 | 2,220 |
| Tier 2 risk-based capital | $1,687,000 | 1,887 |
| Total risk weighted assets | $182,614,800 | 1,574 |
| Total unused commitments | $43,138,000 | 1,260 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 121 | 1,459 |
| Assets and Liabilities | ||
| Total Assets: | $205,818,000 | 2,209 |
| Cash and due from depository institutions | $15,061,000 | 1,459 |
| Interest-bearing balances | $4,499,000 | 1,010 |
| Securities | $37,648,000 | 2,994 |
| Federal funds sold & reverse repurchase agreements | $8,731,000 | 1,584 |
| Net loans & leases | $134,837,000 | 2,087 |
| Loan loss allowance | $1,342,000 | 2,572 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,584,000 | 1,395 |
| Other real estate owned | $1,249,000 | 1,459 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,708,000 | 2,645 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,818,000 | 2,209 |
| Total liabilities | $188,792,000 | 2,170 |
| Total deposits | $188,147,000 | 2,007 |
| Interest-bearing deposits | $153,037,000 | 2,111 |
| Deposits held in domestic offices | $188,147,000 | 1,999 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $83,000 | 4,822 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $562,000 | 5,460 |
| Total equity capital | $17,026,000 | 2,613 |
| Total bank equity capital | $17,026,000 | 2,613 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,111,000 | 883 |
| Surplus | $8,697,000 | 1,761 |
| Undivided profits | $4,218,000 | 4,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $894,000 | 2,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $937,000 | 2,426 |
| Earning assets | $185,715,000 | 2,264 |
| Long-term assets (5+ years) | $26,549,000 | 2,279 |
| Average Assets, year-to-date | $196,668,600 | 2,208 |
| Average Assets, quarterly | $203,853,000 | 2,196 |
| Volatile liabilities | $16,143,000 | 3,554 |
| Insider loans | $1,041,000 | 3,462 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $30,830,000 | 1,545 |
| Tier 1 (core) risk-based capital | $16,952,000 | 2,527 |
| Tier 2 risk-based capital | $1,342,000 | 2,224 |
| Total risk weighted assets | $156,007,000 | 1,804 |
| Total unused commitments | $30,830,000 | 1,548 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 110 | 1,691 |
| Assets and Liabilities | ||
| Total Assets: | $183,449,000 | 2,527 |
| Cash and due from depository institutions | $15,526,000 | 1,691 |
| Interest-bearing balances | $3,898,000 | 992 |
| Securities | $31,449,000 | 3,780 |
| Federal funds sold & reverse repurchase agreements | $7,144,000 | 1,834 |
| Net loans & leases | $118,219,000 | 2,389 |
| Loan loss allowance | $1,189,000 | 3,020 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,592,000 | 1,413 |
| Other real estate owned | $2,562,000 | 1,691 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,957,000 | 2,513 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,449,000 | 2,527 |
| Total liabilities | $168,052,000 | 2,487 |
| Total deposits | $167,059,000 | 2,326 |
| Interest-bearing deposits | $136,645,000 | 2,429 |
| Deposits held in domestic offices | $167,059,000 | 2,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $112,000 | 4,796 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $881,000 | 3,893 |
| Total equity capital | $15,397,000 | 2,883 |
| Total bank equity capital | $15,397,000 | 2,883 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,916,000 | 1,000 |
| Surplus | $7,929,000 | 1,991 |
| Undivided profits | $3,552,000 | 5,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $631,000 | 3,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $807,000 | 2,828 |
| Earning assets | $160,710,000 | 2,632 |
| Long-term assets (5+ years) | $19,275,000 | 2,740 |
| Average Assets, year-to-date | $173,822,200 | 2,549 |
| Average Assets, quarterly | $184,006,000 | 2,492 |
| Volatile liabilities | $14,853,000 | 3,643 |
| Insider loans | $982,000 | 3,711 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $22,495,000 | 1,894 |
| Tier 1 (core) risk-based capital | $15,399,000 | 2,818 |
| Tier 2 risk-based capital | $1,189,000 | 2,538 |
| Total risk weighted assets | $134,262,200 | 2,100 |
| Total unused commitments | $22,495,000 | 1,908 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 105 | 1,843 |
| Assets and Liabilities | ||
| Total Assets: | $156,893,000 | 2,941 |
| Cash and due from depository institutions | $11,162,000 | 1,843 |
| Interest-bearing balances | $3,299,000 | 1,332 |
| Securities | $23,260,000 | 4,973 |
| Federal funds sold & reverse repurchase agreements | $10,145,000 | 1,403 |
| Net loans & leases | $103,457,000 | 2,612 |
| Loan loss allowance | $1,198,000 | 3,016 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,890,000 | 1,575 |
| Other real estate owned | $2,266,000 | 1,843 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,713,000 | 4,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,893,000 | 2,941 |
| Total liabilities | $142,668,000 | 2,919 |
| Total deposits | $141,968,000 | 2,749 |
| Interest-bearing deposits | $118,664,000 | 2,822 |
| Deposits held in domestic offices | $141,968,000 | 2,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $139,000 | 4,223 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $561,000 | 5,756 |
| Total equity capital | $14,225,000 | 3,119 |
| Total bank equity capital | $14,225,000 | 3,119 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,690,000 | 1,063 |
| Surplus | $7,282,000 | 2,124 |
| Undivided profits | $3,253,000 | 5,933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,315,000 | 2,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,248,000 | 1,807 |
| Earning assets | $140,161,000 | 3,005 |
| Long-term assets (5+ years) | $12,160,000 | 3,560 |
| Average Assets, year-to-date | $142,983,800 | 3,063 |
| Average Assets, quarterly | $154,465,000 | 2,935 |
| Volatile liabilities | $14,536,000 | 3,432 |
| Insider loans | $919,000 | 3,938 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $20,072,000 | 1,995 |
| Tier 1 (core) risk-based capital | $14,149,000 | 3,044 |
| Tier 2 risk-based capital | $1,198,000 | 2,490 |
| Total risk weighted assets | $115,095,800 | 2,366 |
| Total unused commitments | $20,072,000 | 2,005 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 109 | 1,839 |
| Assets and Liabilities | ||
| Total Assets: | $128,620,000 | 3,466 |
| Cash and due from depository institutions | $11,161,000 | 1,839 |
| Interest-bearing balances | $1,999,000 | 1,600 |
| Securities | $10,560,000 | 8,547 |
| Federal funds sold & reverse repurchase agreements | $4,227,000 | 2,106 |
| Net loans & leases | $94,274,000 | 2,781 |
| Loan loss allowance | $1,161,000 | 3,118 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,320,000 | 1,719 |
| Other real estate owned | $2,692,000 | 1,839 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,386,000 | 5,259 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,620,000 | 3,466 |
| Total liabilities | $115,371,000 | 3,509 |
| Total deposits | $114,701,000 | 3,323 |
| Interest-bearing deposits | $93,577,000 | 3,476 |
| Deposits held in domestic offices | $114,701,000 | 3,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $163,000 | 4,534 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $507,000 | 5,151 |
| Total equity capital | $13,249,000 | 3,079 |
| Total bank equity capital | $13,249,000 | 3,079 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,515,000 | 1,104 |
| Surplus | $6,748,000 | 2,175 |
| Undivided profits | $2,986,000 | 5,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,829,000 | 1,663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $713,000 | 2,857 |
| Earning assets | $111,060,000 | 3,657 |
| Long-term assets (5+ years) | $4,867,000 | 6,077 |
| Average Assets, year-to-date | $124,260,000 | 3,483 |
| Average Assets, quarterly | $126,710,000 | 3,480 |
| Volatile liabilities | $10,073,000 | 4,316 |
| Insider loans | $711,000 | 4,639 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $19,114,000 | 1,987 |
| Tier 1 (core) risk-based capital | $13,256,000 | 3,121 |
| Tier 2 risk-based capital | $1,161,000 | 2,554 |
| Total risk weighted assets | $102,268,300 | 2,589 |
| Total unused commitments | $19,114,000 | 1,998 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 97 | 2,164 |
| Assets and Liabilities | ||
| Total Assets: | $120,886,000 | 3,738 |
| Cash and due from depository institutions | $9,215,000 | 2,164 |
| Interest-bearing balances | $1,200,000 | 3,126 |
| Securities | $7,811,000 | 9,960 |
| Federal funds sold & reverse repurchase agreements | $9,219,000 | 1,487 |
| Net loans & leases | $84,413,000 | 3,007 |
| Loan loss allowance | $1,276,000 | 2,999 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,685,000 | 1,973 |
| Other real estate owned | $598,000 | 2,164 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,945,000 | 1,377 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,886,000 | 3,738 |
| Total liabilities | $112,585,000 | 3,656 |
| Total deposits | $112,055,000 | 3,497 |
| Interest-bearing deposits | $92,149,000 | 3,651 |
| Deposits held in domestic offices | $112,055,000 | 3,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $185,000 | 4,083 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $345,000 | 6,931 |
| Total equity capital | $8,301,000 | 4,850 |
| Total bank equity capital | $8,301,000 | 4,850 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,252,000 | 1,839 |
| Surplus | $3,507,000 | 3,650 |
| Undivided profits | $2,542,000 | 6,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,588,000 | 2,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $615,000 | 2,950 |
| Earning assets | $102,643,000 | 4,030 |
| Long-term assets (5+ years) | $15,362,000 | 3,246 |
| Average Assets, year-to-date | $100,636,800 | 4,316 |
| Average Assets, quarterly | $121,941,000 | 3,680 |
| Volatile liabilities | $11,174,000 | 3,789 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,106,000 | 2,415 |
| Tier 1 (core) risk-based capital | $8,301,000 | 4,744 |
| Tier 2 risk-based capital | $1,200,080 | 2,432 |
| Total risk weighted assets | $95,930,180 | 2,717 |
| Total unused commitments | $14,106,000 | 2,436 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 58 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $83,568,000 | 5,298 |
| Cash and due from depository institutions | $6,807,000 | 3,669 |
| Interest-bearing balances | $900,000 | 4,016 |
| Securities | $4,438,000 | 11,893 |
| Federal funds sold & reverse repurchase agreements | $4,452,000 | 3,629 |
| Net loans & leases | $64,265,000 | 3,943 |
| Loan loss allowance | $908,000 | 4,045 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,352,000 | 3,103 |
| Other real estate owned | $424,000 | 3,669 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $830,000 | 7,206 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,568,000 | 5,298 |
| Total liabilities | $76,298,000 | 5,283 |
| Total deposits | $75,754,000 | 5,126 |
| Interest-bearing deposits | $63,188,000 | 5,340 |
| Deposits held in domestic offices | $75,754,000 | 5,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $206,000 | 3,857 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $338,000 | 7,629 |
| Total equity capital | $7,270,000 | 5,216 |
| Total bank equity capital | $7,270,000 | 5,216 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,066,000 | 2,062 |
| Surplus | $3,138,000 | 3,853 |
| Undivided profits | $2,066,000 | 7,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $685,000 | 4,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $461,000 | 4,424 |
| Earning assets | $74,055,000 | 5,429 |
| Long-term assets (5+ years) | $9,040,000 | 4,625 |
| Average Assets, year-to-date | $79,657,400 | 5,379 |
| Average Assets, quarterly | $82,087,500 | 5,332 |
| Volatile liabilities | $10,647,000 | 3,924 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $11,993,000 | 2,606 |
| Tier 1 (core) risk-based capital | $7,270,000 | 5,159 |
| Tier 2 risk-based capital | $908,000 | 3,169 |
| Total risk weighted assets | $72,914,200 | 3,580 |
| Total unused commitments | $11,993,000 | 2,623 |
| Derivatives | $0 | 651 |