Home > Community First National Bank > Income and Expense
Community First National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,801,000 | 3,294 |
| Total interest expense | $3,563,000 | 4,081 |
| Net interest income | $6,238,000 | 2,801 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $1,158,000 | 2,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,017,000 | 1,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,858 |
| Total noninterest expense | $4,226,000 | 3,016 |
| Salaries and employee benefits | $2,532,000 | 2,606 |
| Premises and equipment expense | $528,000 | 3,534 |
| Additional noninterest expense | $1,166,000 | 3,429 |
| Pre-tax net operating income | $3,140,000 | 2,385 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,085,000 | 2,272 |
| Income before extraordinary items | $2,055,000 | 2,524 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,055,000 | 2,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,907 |
| Cash dividends | $485,000 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,055,000 | 2,474 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,573,000 | 4,241 |
| Total interest expense | $2,493,000 | 5,528 |
| Net interest income | $5,080,000 | 3,486 |
| Provision for loan and lease losses | $75,000 | 5,702 |
| Total noninterest income | $995,000 | 3,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $853,000 | 1,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,132 |
| Total noninterest expense | $3,353,000 | 3,939 |
| Salaries and employee benefits | $1,872,000 | 3,543 |
| Premises and equipment expense | $436,000 | 4,234 |
| Additional noninterest expense | $1,045,000 | 4,251 |
| Pre-tax net operating income | $2,647,000 | 2,642 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $923,000 | 2,518 |
| Income before extraordinary items | $1,724,000 | 2,817 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,724,000 | 2,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,716 |
| Cash dividends | $92,000 | 6,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,724,000 | 2,781 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,790,000 | 5,360 |
| Total interest expense | $1,732,000 | 7,056 |
| Net interest income | $4,058,000 | 4,258 |
| Provision for loan and lease losses | $109,000 | 4,437 |
| Total noninterest income | $876,000 | 3,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $774,000 | 1,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,172 |
| Total noninterest expense | $2,741,000 | 4,612 |
| Salaries and employee benefits | $1,497,000 | 4,291 |
| Premises and equipment expense | $361,000 | 4,921 |
| Additional noninterest expense | $883,000 | 4,849 |
| Pre-tax net operating income | $2,084,000 | 3,359 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $770,000 | 2,981 |
| Income before extraordinary items | $1,314,000 | 3,647 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,314,000 | 3,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,314,000 | 3,623 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,144,000 | 6,530 |
| Total interest expense | $897,000 | 9,145 |
| Net interest income | $3,247,000 | 5,268 |
| Provision for loan and lease losses | $84,000 | 4,941 |
| Total noninterest income | $804,000 | 3,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $727,000 | 1,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $2,306,000 | 5,533 |
| Salaries and employee benefits | $1,231,000 | 5,133 |
| Premises and equipment expense | $287,000 | 5,908 |
| Additional noninterest expense | $788,000 | 5,766 |
| Pre-tax net operating income | $1,661,000 | 4,038 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $618,000 | 3,428 |
| Income before extraordinary items | $1,043,000 | 4,374 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,043,000 | 4,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,043,000 | 4,433 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,299,000 | 7,845 |
| Total interest expense | $782,000 | 10,139 |
| Net interest income | $2,517,000 | 6,521 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $764,000 | 4,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $628,000 | 2,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,879 |
| Total noninterest expense | $1,903,000 | 6,616 |
| Salaries and employee benefits | $1,049,000 | 5,882 |
| Premises and equipment expense | $237,000 | 6,945 |
| Additional noninterest expense | $617,000 | 7,189 |
| Pre-tax net operating income | $1,306,000 | 4,847 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $541,000 | 3,918 |
| Income before extraordinary items | $765,000 | 5,753 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $765,000 | 5,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $765,000 | 5,505 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,055,000 | 8,884 |
| Total interest expense | $920,000 | 10,766 |
| Net interest income | $2,135,000 | 7,408 |
| Provision for loan and lease losses | $96,000 | 7,391 |
| Total noninterest income | $743,000 | 4,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $656,000 | 2,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 8,558 |
| Total noninterest expense | $2,013,000 | 6,350 |
| Salaries and employee benefits | $1,114,000 | 5,528 |
| Premises and equipment expense | $258,000 | 6,636 |
| Additional noninterest expense | $641,000 | 7,170 |
| Pre-tax net operating income | $769,000 | 6,716 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $266,000 | 6,424 |
| Income before extraordinary items | $503,000 | 7,308 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $503,000 | 7,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 8,305 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $503,000 | 6,926 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.