Home > Community First National Bank > Income and Expense
Community First National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,732,000 | 5,236 |
| Total interest expense | $2,252,000 | 5,795 |
| Net interest income | $3,480,000 | 4,752 |
| Provision for loan and lease losses | $101,000 | 5,125 |
| Total noninterest income | $1,474,000 | 2,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $876,000 | 1,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $598,000 | 2,480 |
| Total noninterest expense | $2,982,000 | 4,116 |
| Salaries and employee benefits | $1,501,000 | 4,253 |
| Premises and equipment expense | $385,000 | 4,571 |
| Additional noninterest expense | $1,096,000 | 3,607 |
| Pre-tax net operating income | $1,871,000 | 3,742 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $23,000 | 9,670 |
| Income before extraordinary items | $1,848,000 | 2,769 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,848,000 | 2,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,041 |
| Cash dividends | $1,301,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,848,000 | 2,718 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,891,000 | 6,040 |
| Total interest expense | $1,709,000 | 7,059 |
| Net interest income | $3,182,000 | 5,211 |
| Provision for loan and lease losses | $56,000 | 6,391 |
| Total noninterest income | $1,235,000 | 2,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $847,000 | 1,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 3,461 |
| Total noninterest expense | $2,513,000 | 4,985 |
| Salaries and employee benefits | $1,259,000 | 4,986 |
| Premises and equipment expense | $302,000 | 5,569 |
| Additional noninterest expense | $952,000 | 4,588 |
| Pre-tax net operating income | $1,848,000 | 3,627 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $665,000 | 3,298 |
| Income before extraordinary items | $1,188,000 | 3,899 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,188,000 | 3,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,872 |
| Cash dividends | $480,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,184,800 | 3,870 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,250,000 | 6,747 |
| Total interest expense | $1,448,000 | 7,830 |
| Net interest income | $2,802,000 | 5,809 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $1,045,000 | 2,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $787,000 | 1,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 4,394 |
| Total noninterest expense | $2,291,000 | 5,374 |
| Salaries and employee benefits | $1,134,000 | 5,469 |
| Premises and equipment expense | $344,000 | 5,083 |
| Additional noninterest expense | $813,000 | 5,187 |
| Pre-tax net operating income | $1,538,000 | 4,366 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $573,000 | 3,779 |
| Income before extraordinary items | $965,000 | 4,733 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $965,000 | 4,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $439,000 | 3,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $965,000 | 4,722 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,277,000 | 7,653 |
| Total interest expense | $862,000 | 9,301 |
| Net interest income | $2,415,000 | 6,633 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $1,030,000 | 3,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $777,000 | 1,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,561 |
| Total noninterest expense | $2,169,000 | 5,825 |
| Salaries and employee benefits | $977,000 | 6,195 |
| Premises and equipment expense | $364,000 | 4,945 |
| Additional noninterest expense | $828,000 | 5,544 |
| Pre-tax net operating income | $1,261,000 | 5,051 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $457,000 | 4,336 |
| Income before extraordinary items | $804,000 | 5,346 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $804,000 | 5,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $350,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $804,000 | 5,403 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 8,440 |
| Total interest expense | $783,000 | 10,133 |
| Net interest income | $2,156,000 | 7,284 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $990,000 | 3,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $764,000 | 1,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 5,304 |
| Total noninterest expense | $2,023,000 | 6,270 |
| Salaries and employee benefits | $892,000 | 6,761 |
| Premises and equipment expense | $352,000 | 5,209 |
| Additional noninterest expense | $779,000 | 6,047 |
| Pre-tax net operating income | $1,075,000 | 5,595 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $401,000 | 4,994 |
| Income before extraordinary items | $674,000 | 6,267 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $674,000 | 6,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $195,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $674,000 | 6,033 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,759,000 | 9,415 |
| Total interest expense | $907,000 | 10,836 |
| Net interest income | $1,852,000 | 8,190 |
| Provision for loan and lease losses | $66,000 | 8,365 |
| Total noninterest income | $938,000 | 3,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $765,000 | 1,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 6,172 |
| Total noninterest expense | $1,910,000 | 6,625 |
| Salaries and employee benefits | $841,000 | 6,992 |
| Premises and equipment expense | $373,000 | 5,080 |
| Additional noninterest expense | $696,000 | 6,772 |
| Pre-tax net operating income | $814,000 | 6,501 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $313,000 | 5,758 |
| Income before extraordinary items | $502,000 | 7,318 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $502,000 | 7,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $501,360 | 6,943 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.