Home > Community First National Bank > Income and Expense
Community First National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,551,000 | 3,360 |
| Total interest expense | $2,886,000 | 4,737 |
| Net interest income | $6,665,000 | 2,625 |
| Provision for loan and lease losses | $108,000 | 5,075 |
| Total noninterest income | $2,690,000 | 1,484 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $771,000 | 1,714 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,919,000 | 1,191 |
| Total noninterest expense | $4,741,000 | 2,847 |
| Salaries and employee benefits | $2,546,000 | 2,763 |
| Premises and equipment expense | $936,000 | 2,183 |
| Additional noninterest expense | $1,259,000 | 3,291 |
| Pre-tax net operating income | $4,506,000 | 1,671 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,648,000 | 1,464 |
| Income before extraordinary items | $2,858,000 | 1,859 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,858,000 | 1,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,527 |
| Cash dividends | $1,200,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,858,000 | 1,826 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,337,000 | 3,437 |
| Total interest expense | $2,570,000 | 5,262 |
| Net interest income | $6,767,000 | 2,508 |
| Provision for loan and lease losses | $592,000 | 1,522 |
| Total noninterest income | $2,721,000 | 1,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $601,000 | 2,131 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,120,000 | 1,111 |
| Total noninterest expense | $5,870,000 | 2,228 |
| Salaries and employee benefits | $3,082,000 | 2,187 |
| Premises and equipment expense | $971,000 | 2,013 |
| Additional noninterest expense | $1,817,000 | 2,295 |
| Pre-tax net operating income | $3,026,000 | 2,351 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $442,000 | 4,166 |
| Income before extraordinary items | $2,584,000 | 2,025 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,584,000 | 2,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,910 |
| Cash dividends | $4,418,000 | 708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,584,000 | 1,948 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,358,000 | 3,454 |
| Total interest expense | $2,475,000 | 5,455 |
| Net interest income | $6,883,000 | 2,523 |
| Provision for loan and lease losses | $-28,000 | 10,669 |
| Total noninterest income | $3,893,000 | 1,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $555,000 | 2,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,338,000 | 789 |
| Total noninterest expense | $5,849,000 | 2,201 |
| Salaries and employee benefits | $3,177,000 | 2,076 |
| Premises and equipment expense | $989,000 | 1,993 |
| Additional noninterest expense | $1,683,000 | 2,451 |
| Pre-tax net operating income | $4,955,000 | 1,566 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $4,955,000 | 1,124 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,955,000 | 1,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,933 |
| Cash dividends | $3,613,000 | 813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,955,000 | 1,092 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,413,000 | 3,845 |
| Total interest expense | $1,906,000 | 6,610 |
| Net interest income | $6,507,000 | 2,728 |
| Provision for loan and lease losses | $165,000 | 3,866 |
| Total noninterest income | $3,505,000 | 1,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $597,000 | 2,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,908,000 | 896 |
| Total noninterest expense | $5,699,000 | 2,412 |
| Salaries and employee benefits | $3,092,000 | 2,159 |
| Premises and equipment expense | $940,000 | 2,120 |
| Additional noninterest expense | $1,667,000 | 2,855 |
| Pre-tax net operating income | $4,148,000 | 1,734 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,493,000 | 1,606 |
| Income before extraordinary items | $2,655,000 | 1,863 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,655,000 | 1,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $1,460,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,655,000 | 1,829 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,443,000 | 4,312 |
| Total interest expense | $1,619,000 | 7,360 |
| Net interest income | $5,824,000 | 3,054 |
| Provision for loan and lease losses | $173,000 | 3,366 |
| Total noninterest income | $3,609,000 | 1,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $649,000 | 2,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,960,000 | 898 |
| Total noninterest expense | $5,352,000 | 2,539 |
| Salaries and employee benefits | $2,805,000 | 2,363 |
| Premises and equipment expense | $895,000 | 2,238 |
| Additional noninterest expense | $1,652,000 | 2,811 |
| Pre-tax net operating income | $3,908,000 | 1,901 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,316,000 | 1,844 |
| Income before extraordinary items | $2,592,000 | 1,937 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,592,000 | 1,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,995 |
| Cash dividends | $1,262,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,592,000 | 1,915 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,243,000 | 4,691 |
| Total interest expense | $1,121,000 | 8,211 |
| Net interest income | $5,122,000 | 3,480 |
| Provision for loan and lease losses | $121,000 | 4,029 |
| Total noninterest income | $2,672,000 | 1,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $789,000 | 1,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,883,000 | 1,178 |
| Total noninterest expense | $5,067,000 | 2,745 |
| Salaries and employee benefits | $2,498,000 | 2,665 |
| Premises and equipment expense | $917,000 | 2,202 |
| Additional noninterest expense | $1,652,000 | 3,041 |
| Pre-tax net operating income | $2,606,000 | 2,715 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $968,000 | 2,311 |
| Income before extraordinary items | $1,638,000 | 2,936 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,638,000 | 2,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,917 |
| Cash dividends | $1,300,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,638,000 | 2,962 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,216,000 | 5,570 |
| Total interest expense | $858,000 | 9,751 |
| Net interest income | $4,358,000 | 4,072 |
| Provision for loan and lease losses | $152,000 | 4,601 |
| Total noninterest income | $2,747,000 | 1,563 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $659,000 | 2,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,088,000 | 1,222 |
| Total noninterest expense | $4,772,000 | 2,968 |
| Salaries and employee benefits | $2,301,000 | 2,870 |
| Premises and equipment expense | $848,000 | 2,408 |
| Additional noninterest expense | $1,623,000 | 3,275 |
| Pre-tax net operating income | $2,181,000 | 3,043 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $781,000 | 2,813 |
| Income before extraordinary items | $1,400,000 | 3,453 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,400,000 | 3,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,954 |
| Cash dividends | $700,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,400,000 | 3,262 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,263,000 | 6,127 |
| Total interest expense | $1,468,000 | 8,609 |
| Net interest income | $3,795,000 | 4,663 |
| Provision for loan and lease losses | $425,000 | 3,322 |
| Total noninterest income | $3,267,000 | 1,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $702,000 | 1,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,565,000 | 1,058 |
| Total noninterest expense | $4,744,000 | 3,014 |
| Salaries and employee benefits | $2,202,000 | 2,934 |
| Premises and equipment expense | $898,000 | 2,315 |
| Additional noninterest expense | $1,644,000 | 3,331 |
| Pre-tax net operating income | $1,893,000 | 3,272 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $713,000 | 2,909 |
| Income before extraordinary items | $1,180,000 | 3,869 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,180,000 | 3,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 3,269 |
| Cash dividends | $725,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,180,000 | 3,586 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.