Home > Community First National Bank > Income and Expense
Community First National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,539,000 | 4,752 |
| Total interest expense | $2,530,000 | 5,365 |
| Net interest income | $4,009,000 | 4,234 |
| Provision for loan and lease losses | $195,000 | 3,507 |
| Total noninterest income | $500,000 | 4,998 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 5,788 |
| Total noninterest expense | $2,781,000 | 4,361 |
| Salaries and employee benefits | $1,609,000 | 3,999 |
| Premises and equipment expense | $312,000 | 5,324 |
| Additional noninterest expense | $860,000 | 4,476 |
| Pre-tax net operating income | $1,533,000 | 4,415 |
| Securities gains (losses) | $-28,000 | 10,488 |
| Applicable income taxes | $511,000 | 4,152 |
| Income before extraordinary items | $994,000 | 4,734 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $994,000 | 4,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,671 |
| Cash dividends | $160,000 | 5,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,012,480 | 4,595 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,503,000 | 5,517 |
| Total interest expense | $2,233,000 | 5,985 |
| Net interest income | $3,270,000 | 5,105 |
| Provision for loan and lease losses | $140,000 | 4,234 |
| Total noninterest income | $914,000 | 3,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $332,000 | 3,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $582,000 | 2,622 |
| Total noninterest expense | $2,680,000 | 4,735 |
| Salaries and employee benefits | $1,519,000 | 4,257 |
| Premises and equipment expense | $346,000 | 5,047 |
| Additional noninterest expense | $815,000 | 5,141 |
| Pre-tax net operating income | $1,364,000 | 4,670 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $474,000 | 4,326 |
| Income before extraordinary items | $890,000 | 4,912 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $890,000 | 4,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,266 |
| Cash dividends | $160,000 | 5,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $890,000 | 4,857 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,749,000 | 6,203 |
| Total interest expense | $1,870,000 | 6,742 |
| Net interest income | $2,879,000 | 5,684 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $804,000 | 3,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $455,000 | 3,048 |
| Total noninterest expense | $2,520,000 | 4,968 |
| Salaries and employee benefits | $1,404,000 | 4,550 |
| Premises and equipment expense | $343,000 | 5,095 |
| Additional noninterest expense | $773,000 | 5,412 |
| Pre-tax net operating income | $1,093,000 | 5,625 |
| Securities gains (losses) | $-27,000 | 10,774 |
| Applicable income taxes | $376,000 | 5,161 |
| Income before extraordinary items | $690,000 | 6,058 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $690,000 | 6,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,068 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $707,550 | 5,924 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,566,000 | 7,240 |
| Total interest expense | $1,126,000 | 8,195 |
| Net interest income | $2,440,000 | 6,588 |
| Provision for loan and lease losses | $39,000 | 6,667 |
| Total noninterest income | $706,000 | 4,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 4,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $386,000 | 3,484 |
| Total noninterest expense | $2,091,000 | 5,985 |
| Salaries and employee benefits | $1,129,000 | 5,530 |
| Premises and equipment expense | $224,000 | 6,985 |
| Additional noninterest expense | $738,000 | 6,074 |
| Pre-tax net operating income | $1,016,000 | 5,884 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $319,000 | 5,646 |
| Income before extraordinary items | $697,000 | 5,932 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $697,000 | 5,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $697,000 | 5,994 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,739,000 | 8,760 |
| Total interest expense | $848,000 | 9,797 |
| Net interest income | $1,891,000 | 7,973 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $435,000 | 6,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 4,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 7,138 |
| Total noninterest expense | $1,567,000 | 7,604 |
| Salaries and employee benefits | $810,000 | 7,258 |
| Premises and equipment expense | $167,000 | 8,450 |
| Additional noninterest expense | $590,000 | 7,431 |
| Pre-tax net operating income | $749,000 | 7,094 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $244,000 | 6,893 |
| Income before extraordinary items | $517,000 | 7,411 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $517,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 12,066 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $508,840 | 7,230 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 9,794 |
| Total interest expense | $934,000 | 10,694 |
| Net interest income | $1,627,000 | 8,889 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $436,000 | 6,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $342,000 | 3,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,290 |
| Total noninterest expense | $1,374,000 | 8,394 |
| Salaries and employee benefits | $705,000 | 7,948 |
| Premises and equipment expense | $144,000 | 9,299 |
| Additional noninterest expense | $525,000 | 8,241 |
| Pre-tax net operating income | $664,000 | 7,302 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $216,000 | 7,261 |
| Income before extraordinary items | $460,000 | 7,652 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $460,000 | 7,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $451,840 | 7,363 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.