Home > Community First National Bank > Loan Charge- Offs and Recoveries

Community First National Bank, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$2,562,000468
Loans secured by real estate, total$102,0001,186
To non-U.S. addressees$08
Real estate loans in domestic offices$102,0001,183
Construction and land development$0611
Secured by farmland$21,000185
Total charge-offs secured by 1-4 family residential properties$76,000950
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$5,0001,256
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$236,00056
Commercial and industrial loans$813,000434
Loans to individuals$1,402,000393
Credit card loan charge offs$310,000322
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,092,000336
Loans to foreign governments and official institutions$010
Other loans$9,000231
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,203,000340
Loans secured by real estate, total$372,000234
To non-U.S. addressees$09
Real estate loans in domestic offices$372,000234
Construction and land development$0429
Secured by farmland$87,00031
Secured by 1-4 family residential properties - total recoveries$23,000908
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$262,000159
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$207,00027
Commercial and industrial loans$135,000684
Loans to individuals$488,000329
Credit card loan recoveries$64,000313
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$424,000270
Loans to foreign governments and official institutions$011
Other loans$1,000265
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,359,000582
Loans secured by real estate, total$-270,00010,135
To non-U.S. addressees$07
Real estate loans in domestic offices$-270,00010,153
Construction and land development$0547
Secured by farmland$-66,0009,095
Secured by 1-4 family residential properties- net charge-offs$53,0001,044
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$-257,00010,134
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$29,000120
Commercial and industrial loans$678,000408
To non-U.S. addressees$035
Loans to individuals$914,000408
Credit card loan net charge offs$246,000320
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$668,000350
Loans to foreign governments and official institutions$09
Other loans$8,000210
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$3,163,000440
Loans secured by real estate, total$960,000264
To non-U.S. addressees$013
Real estate loans in domestic offices$960,000263
Construction and land development$0630
Secured by farmland$7,000239
Total charge-offs secured by 1-4 family residential properties$216,000448
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$737,000133
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$341,00029
Commercial and industrial loans$241,0001,228
Loans to individuals$1,602,000400
Credit card loan charge offs$353,000339
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,249,000321
Loans to foreign governments and official institutions$011
Other loans$19,000211
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,150,000366
Loans secured by real estate, total$52,000943
To non-U.S. addressees$010
Real estate loans in domestic offices$52,000943
Construction and land development$0460
Secured by farmland$7,000271
Secured by 1-4 family residential properties - total recoveries$11,0001,366
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$34,000565
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$215,00022
Commercial and industrial loans$322,000325
Loans to individuals$554,000322
Credit card loan recoveries$80,000296
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$474,000254
Loans to foreign governments and official institutions$014
Other loans$7,000194
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,013,000472
Loans secured by real estate, total$908,000213
To non-U.S. addressees$012
Real estate loans in domestic offices$908,000212
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$205,000388
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$703,00094
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$126,00050
Commercial and industrial loans$-81,00010,230
To non-U.S. addressees$036
Loans to individuals$1,048,000418
Credit card loan net charge offs$273,000349
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$775,000356
Loans to foreign governments and official institutions$010
Other loans$12,000200
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$4,681,000355
Loans secured by real estate, total$245,000795
To non-U.S. addressees$011
Real estate loans in domestic offices$245,000795
Construction and land development$22,000410
Secured by farmland$34,000128
Total charge-offs secured by 1-4 family residential properties$156,000670
Secured by multifamily residential properties$17,000344
Secured by nonfarm nonresidential properties$16,0001,262
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$767,00015
Commercial and industrial loans$833,000378
Loans to individuals$2,633,000335
Credit card loan charge offs$372,000386
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,261,000231
Loans to foreign governments and official institutions$07
Other loans$203,00090
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$2,073,000254
Loans secured by real estate, total$226,000412
To non-U.S. addressees$012
Real estate loans in domestic offices$226,000412
Construction and land development$34,000190
Secured by farmland$7,000286
Secured by 1-4 family residential properties - total recoveries$46,000646
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$139,000316
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$657,0009
Commercial and industrial loans$430,000276
Loans to individuals$663,000309
Credit card loan recoveries$130,000258
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$533,000259
Loans to foreign governments and official institutions$027
Other loans$97,00089
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,608,000424
Loans secured by real estate, total$19,0002,492
To non-U.S. addressees$010
Real estate loans in domestic offices$19,0002,490
Construction and land development$-12,00010,711
Secured by farmland$27,000119
Secured by 1-4 family residential properties- net charge-offs$110,000715
Secured by multifamily residential properties$17,000307
Secured by nonfarm nonresidential properties$-123,00010,761
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$110,00043
Commercial and industrial loans$403,000573
To non-U.S. addressees$021
Loans to individuals$1,970,000330
Credit card loan net charge offs$242,000425
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,728,000227
Loans to foreign governments and official institutions$07
Other loans$106,00097
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$8,475,000300
Loans secured by real estate, total$896,000426
To non-U.S. addressees$010
Real estate loans in domestic offices$896,000426
Construction and land development$56,000312
Secured by farmland$465,0009
Total charge-offs secured by 1-4 family residential properties$70,0001,241
Secured by multifamily residential properties$7,000417
Secured by nonfarm nonresidential properties$298,000417
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$3,532,0003
Commercial and industrial loans$1,283,000294
Loans to individuals$2,544,000365
Credit card loan charge offs$484,000370
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,060,000271
Loans to foreign governments and official institutions$011
Other loans$220,000105
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$2,898,000255
Loans secured by real estate, total$119,000742
To non-U.S. addressees$08
Real estate loans in domestic offices$119,000742
Construction and land development$0613
Secured by farmland$50,00089
Secured by 1-4 family residential properties - total recoveries$62,000556
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$7,0001,331
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$1,315,0004
Commercial and industrial loans$424,000333
Loans to individuals$947,000287
Credit card loan recoveries$122,000304
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$825,000222
Loans to foreign governments and official institutions$032
Other loans$93,000116
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$5,577,000315
Loans secured by real estate, total$777,000342
To non-U.S. addressees$07
Real estate loans in domestic offices$777,000341
Construction and land development$56,000262
Secured by farmland$415,00010
Secured by 1-4 family residential properties- net charge-offs$8,0002,676
Secured by multifamily residential properties$7,000368
Secured by nonfarm nonresidential properties$291,000319
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$2,217,0002
Commercial and industrial loans$859,000294
To non-U.S. addressees$022
Loans to individuals$1,597,000395
Credit card loan net charge offs$362,000384
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,235,000310
Loans to foreign governments and official institutions$05
Other loans$127,00099
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$4,563,000442
Loans secured by real estate, total$930,000493
To non-U.S. addressees$015
Real estate loans in domestic offices$930,000491
Construction and land development$811,00090
Secured by farmland$81,00075
Total charge-offs secured by 1-4 family residential properties$27,0002,124
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$11,0001,779
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$1,091,00010
Commercial and industrial loans$462,000666
Loans to individuals$1,945,000393
Credit card loan charge offs$515,000380
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,430,000300
Loans to foreign governments and official institutions$015
Other loans$135,000128
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,611,000377
Loans secured by real estate, total$332,000386
To non-U.S. addressees$013
Real estate loans in domestic offices$332,000385
Construction and land development$79,000181
Secured by farmland$9,000299
Secured by 1-4 family residential properties - total recoveries$43,000749
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$201,000327
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$98,00058
Commercial and industrial loans$569,000303
Loans to individuals$506,000404
Credit card loan recoveries$56,000424
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$450,000327
Loans to foreign governments and official institutions$030
Other loans$106,000105
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,952,000457
Loans secured by real estate, total$598,000518
To non-U.S. addressees$012
Real estate loans in domestic offices$598,000517
Construction and land development$732,00078
Secured by farmland$72,00067
Secured by 1-4 family residential properties- net charge-offs$-16,00011,510
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$-190,00011,841
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$993,0008
Commercial and industrial loans$-107,00011,622
To non-U.S. addressees$022
Loans to individuals$1,439,000370
Credit card loan net charge offs$459,000358
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$980,000292
Loans to foreign governments and official institutions$011
Other loans$29,000187
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$4,882,000409
Loans secured by real estate, total$380,000948
To non-U.S. addressees$013
Real estate loans in domestic offices$380,000948
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$20,0002,676
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$360,000525
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$2,257,00010
Commercial and industrial loans$384,000856
Loans to individuals$1,861,000360
Credit card loan charge offs$592,000333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,269,000285
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,382,000447
Loans secured by real estate, total$236,000547
To non-U.S. addressees$012
Real estate loans in domestic offices$236,000546
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$128,000341
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$108,000534
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$21,000118
Commercial and industrial loans$689,000309
Loans to individuals$436,000444
Credit card loan recoveries$98,000356
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$338,000403
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$3,500,000384
Loans secured by real estate, total$144,0001,307
To non-U.S. addressees$09
Real estate loans in domestic offices$144,0001,308
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$-108,00012,546
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$252,000529
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$2,236,0007
Commercial and industrial loans$-305,00012,408
To non-U.S. addressees$026
Loans to individuals$1,425,000309
Credit card loan net charge offs$494,000322
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$931,000220
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$3,733,000589
Loans secured by real estate, total$145,0002,021
To non-U.S. addressees$019
Real estate loans in domestic offices$145,0002,020
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$90,0001,484
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$55,0001,652
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$123,00059
Commercial and industrial loans$1,676,000385
Loans to individuals$1,789,000388
Credit card loan charge offs$357,000440
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,432,000277
Loans to foreign governments and official institutions$034
Other loans$0371
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,424,000447
Loans secured by real estate, total$119,000895
To non-U.S. addressees$016
Real estate loans in domestic offices$119,000894
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$63,000635
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$56,000766
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$16,000132
Commercial and industrial loans$690,000322
Loans to individuals$599,000371
Credit card loan recoveries$78,000397
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$521,000306
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,309,000666
Loans secured by real estate, total$26,0003,620
To non-U.S. addressees$018
Real estate loans in domestic offices$26,0003,618
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$27,0002,401
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$-1,00012,073
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$107,00043
Commercial and industrial loans$986,000422
To non-U.S. addressees$036
Loans to individuals$1,190,000386
Credit card loan net charge offs$279,000435
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$911,000262
Loans to foreign governments and official institutions$028
Other loans$0299
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$4,965,000602
Loans secured by real estate, total$180,0002,273
To non-U.S. addressees$017
Real estate loans in domestic offices$180,0002,273
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$174,0001,127
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$6,0003,514
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$123,00073
Commercial and industrial loans$2,068,000448
Loans to individuals$2,594,000367
Credit card loan charge offs$333,000493
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,261,000264
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,314,000455
Loans secured by real estate, total$100,000971
To non-U.S. addressees$07
Real estate loans in domestic offices$100,000970
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$16,0001,706
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$84,000556
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$43,00087
Commercial and industrial loans$543,000365
Loans to individuals$628,000393
Credit card loan recoveries$52,000472
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$576,000309
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$3,651,000647
Loans secured by real estate, total$80,0002,981
To non-U.S. addressees$017
Real estate loans in domestic offices$80,0002,981
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$158,0001,073
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$-78,00013,841
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$80,00063
Commercial and industrial loans$1,525,000478
To non-U.S. addressees$050
Loans to individuals$1,966,000354
Credit card loan net charge offs$281,000490
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,685,000227
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.